472: All the Money Hacks We WISH We Had Known About (ENCORE Episode!)

25:05So that's something we're gonna experiment with next is are there little kind of research driven tasks like, oh, we need to get our dog vaccinated. We haven't found a vet. Can you just call around and find a vet that can get them in this week. You know, like little tasks like that, that'll, you know, maybe they take you 15, 20 minutes, but those things add up. And, you know, at the end of the day, if you spent 15 minutes three times, you know, you almost spent a whole hour of your day doing these things that you could have spent, I don't know, working, reading, hanging out with your kids, relaxing, sleeping.

25:36You know, so for me, I'm trying to find these things. I'm trying to catalog them so that I can kind of really feel like I have something to fill the time. If I had five tasks a month, I want to fill them all. Okay. The most surprising thing that you just said is that you have not yet hired a virtual assistant. Is that something you guys both do and I'm just like late to the game? No, no. I'm just way behind you. I just, we have virtual assistants at BiggerPockets, but I don't have one for my personal life. I have experimented with personal assistants in the past, including back in college a few times.

26:13So what was, what was the funnest one that you had your virtual assistant do, Scott? I had the virtual assistant call my mom for me and, and, and hear about her day. That didn't go over too well. I don't advise that one, but now that you can break it up into like, I only need an hour. I'm looking at fancy hands and it's like three requests a month, five requests a month. Like you don't need to go hire a full-time assistant and you could have people do everything from research to scheduling things. I could have done, when I described earlier, trying to research all the classes that our daughter could go to.

26:50That probably took me 45 minutes. But I could have found someone that could do that. So I don't know. I'm starting to think about whether I'm going to have enough tasks that it would make sense. So outsourcing things. I like to calendar audit. So where am I spending my time? Am I spending a lot of time on things that someone else could do that would give me more leverage on my time to do the things that I'm uniquely capable of doing. Ideally, that could earn money so that I could make up for the fact that I just hired someone to do these other things. I think the framework here is whether or not you articulate it like this, you have a very clear understanding of the value of your time.

27:22And you know, these things are below that threshold and value, and these things are above it. And I am generally at max capacity. Therefore, if I have a good handle on that, everything above below the threshold needs to get outsourced in some way to somebody else. And if you can do that, that's great. And for those listening, a great tool for that is if you earn$100 ,000 a year, then you can compute the value of your time at$50 per hour. Now it's all pre-tax. It might be a little less than that after tax, but that's a great way to compute. That's 2 ,000 hours per year at$50 an hour, gets you to$100 ,000 in annual income.

28:01So if you're doing tasks that are$10 an hour or$15 an hour, like going to the store, shopping and cooking, perhaps, then that may be a good arbitrage like it was for Chris. Otherwise, you'll need to do that. And that number should move over time. So I really struggled with that because I was like, well, but it's not like my employer is going to give me more money if I work a little more. So the thing that I finally did was I signed up to be a Lyft driver. and I did one ride and I was like, oh, my wife had worked at Lyft. So I was like, oh, this is kind of fun. I get to go do the thing, the company you work at.

28:37So I gave a ride and I was like, oh, now at any point in time, I could open an app and flip a switch and start making in the Bay Area right now. I think it's like$30 an hour or something. So now I struggled with, could I really value my time at$50 an hour? Because if I don't spend this hour researching activities for my daughter, I'm not actually going to make$50. Now I sign up for Lyft. And now I know if I want to make$30 in the next hour, I have a way to do it. And that immediately made me think, okay, every hour I'm not turning this on, I'm foregoing$30 an hour, which means that I should be able to spend$30 an hour for someone else to do something.

29:20So for me, it needed that one extra step of actually creating a simple way to show myself that I could go make that money at an hourly rate, even though that might be lower than my hourly rate at my job, it at least put a floor that was like, if I'm just hanging out doing nothing, like I know that I could be making$30 an hour. And so that changed everything for me. And now I'm like, well, if it's not worth$30 an hour to pay someone, then why am I not out there earning that$30 an hour? So that helped me get comfortable. Support for the show comes from Public, the investing platform for those who take it seriously.

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35:14Just go to Indeed.com slash BiggerPockets right now and support our show by saying you heard about Indeed on this podcast. Indeed.com slash BiggerPockets. Terms and conditions apply. Hiring Indeed is all you need. Love it. You just take that a step further and go to the marginal value of the addition of the next hour worked. So you're an economist. Yeah, I try. And I just want to loop back quick because I don't know if we're going to get back to travel, but there are a couple of cool fun travel hacks I want to throw in there. One of my favorites is when you book a hotel, book it directly with the hotel.

35:48And here's the reason. So hotels are still in the hospitality business and they love building relationships with customers because the loyal repeat business is what drives a lot of revenue for them. So and if you book on Expedia Travelocity, they kind of don't really get that opportunity because the channel between the consumer is with Expedia Travelocity. So you book directly with the hotel, you get their email either on their website or call the front desk. and email them and just say, hey, here's my confirmation number. I'm coming on this day. I'm really excited to stay with you. If you're celebrating anything, let them know.

36:19Then a few days before, reply and just say, hey, just want to follow up. We're still on track to be here in a couple of days. Really excited. I have gotten hundreds of emails, Twitter messages, Instagram posts of people who've gotten upgrades, gift baskets, wine, free cocktails at the bar, their parking comp, free breakfast, all the way to my favorite, which was their initials embroidered on the pillow in the room, all for sending an email. So like, if you want a hack that'll get you something for nothing, it's just send the email to the hotel and see what happens. I'm not going to promise it'll work every time, but if it's the kind of hotel that has room service and could deliver, you know, chocolate covered strawberries or a bottle of wine to your room, I think it'll probably work if I had to peg it 40, 50 % of the time.

37:09That's awesome. And you could hire a VA to do that for you. I probably could have. Yeah. I'll add it to the list of tasks. Every time I book a hotel for the confirmation, have that person go and send that. Yeah. So I'm a big nerd on the travel hacking. I think it's the core. I always tell people, the podcast, all the hacks, it's like one third all about travel, one third about money, and one third about life. And life is career. It could be hosting cocktail parties. It could to be anything you do. But the travel side is where I think I find all these weird, crazy things. Chris, these are fantastic.

37:42Let's fly through a bunch more of these tips. What else you got for hotels or other travel tips? Okay. I got a couple of cool travel ones. One, if you're booking a villa or a house, you're looking on Airbnb. If it's in another country, sometimes this works in the US, but really great in Mexico and overseas, take the image that best represents the property, save it to your computer, go to Google image search and upload it. And chances are there's probably three or four other websites that are a broker for booking that same property. So you might find some local version of Airbnb in Mexico. There's a site called Cabo Villas, which is great for booking villas in Cabo.

38:21You might find that property somewhere else, and it can be 20%, 30 % cheaper. You might even find a website that the owner themselves has set up. So there's no extra commission going to the booking agency. And you could save even more. So that's one. If you're flying international, don't always look from where you live to where you're going when you're searching for flights. First off, I do all my flight searching on Google Flights. I think it's the best tool. You don't book there. You go book on the airline's website. But Google Flights is where I start when I'm using dollars to book a flight.

38:52If you're using points, whole different ballgame. But if you're using dollars, Google Flights, you can put open-ended things like San Francisco up to one stop, go anywhere and look at a map in July for one week trips. You could do all this crazy stuff. But if you were trying to get from where I live, San Francisco to Santorini in Greece, there's like three airlines that fly all the legs necessary to get you there. But if you say, I want to go from San Francisco to Athens, there's probably 15 airlines that can get you to Athens. And the flight from Athens to Santorini is like$50. So if you're looking to go anywhere, that's a little bit off the beaten path, it's not a major city, maybe it's an island, maybe it's a small town, just try to buy your ticket to the like, the closest destination.

39:36People call these like positioning flights, get yourself really close to where you want to go. And then just do that last leg separately. Because the way all these flight searches work is they're all looking for some carrier and their partners that will get you the entire way there. Very few of them will pair up like, you know, in the US, like a Southwest flight with a Lufthansa flight. Like you've probably never seen that happen. So if you were in Germany trying to do this and you're like, I want to get to Seattle, it's like, we're only looking at places that United and Lufthansa work together because they're partners.

40:07So that's one. I love if you're booking car rentals, Auto Slash is this great website where you can go in and just say like, here's where I'm booking. And even if you've already booked separately, they'll just continually monitor for you. And if they find a cheaper price, they'll say, Hey, we found a lower price. And because almost all car rentals, you can just cancel the reservation and book it, book it again. They really help with that. And then if you're not booking with a credit card that has all the travel benefits, you know, delayed bags, lost bags, trip delay, cancellation, evacuation stuff, make sure you do that.

40:42And then just stay on top of, you know, if you have something come up, make sure you cancel it. If you have something come up, there's a little tiny hack that doesn't always work. But if you need to cancel a flight, if you know you're not going to take that flight, I always wait until 12 hours before to cancel it. Because every now and then, there's a schedule change or a delay or something, and then you get to cancel it for free. A lot of the airlines now will let you cancel for free, but you get credit. But we were in Hawaii, and we wanted to come back a day early. And so we booked a Southwest us flight the day early, but we didn't cancel our other flight.

41:17And until we were ready to leave, and sure enough, they changed the flight. And they're like, Hey, if you need to cancel at no cost, you can, because they pushed it back by four hours. So I always wait to cancel flights. That's I mean, look, I've got a whole I probably have 15 episodes on travel hacking. So we could probably do the next three hours on this. You know, I've got go check out more there. But I I know those are some of my favorite travel hacks. That was fantastic. What's another category of hacks that we know outside of travel that you have? I'll call this like spending money. It's pretty broad, but I'll put it in the money category.

41:53There are a few ones that I love here. So one, Amazon Smile. It's like this site where you could basically, if you buy everything through Amazon Smile, it's basically you get to buy the same stuff that's on Amazon, except Amazon will donate 1 % to charity. So that's a cool one. Help other people. I think that if you have a family and you look at the cost of buying memberships to zoos and museums, it's because most of them are all nonprofits. When you join the membership to the zoo or the museum, it's a tax deductible donation to a charity. And if you factor that in, most zoos and museums, and we're talking like science museum or history museum or art museum, Most of them end up costing about 25 % more and sometimes even as little as less when you factor in the tax deduction.

42:42So we had family in town for Thanksgiving a year ago, and we all wanted to go to the Oakland Zoo. And to get a membership to the Oakland Zoo that included four guests and kids was the exact same price after you factored in the tax deduction as just buying all the tickets. So we just got the membership to the zoo. And then for the next year, we've been able to go to the zoo for free. I do want to tag on to your zoo tip with my museum tip that I think I got from Jillian Johnsrud from Montana Money Adventures. Your Nature and Science Museum membership is good at something like 360 science and nature museums around the country that are more than 90 miles outside of your home museum.

43:29So we are close to the Denver Museum of Nature and Science. So any museum within a 90-mile radius, my membership wouldn't get me into. But there's a list of more than 360. I'm on their website right now. There's a list of more than 360 science centers and museums that you can get into with your museum path. And I think actually somebody up in Oregon told me this as well. There's a Portland museum that's pretty interesting. um so it doesn't work with zoos i don't think but it works with uh science museums all around the country there's another version of that that a lot of zoos have so if you're in a if you have a science museum you might be able to go to the science museums if you're in a zoo one you might be able to go to the zoo ones or there's actually a museum in the bay area called curio odyssey that's like half zoo half science and i think they're in both um so we have a membership there uh yeah it's it's wild and you know i don't know kids love it so it's like anytime you're traveling And you're like, oh, what's the free museum we can go spend the afternoon in?

44:29Because we made a one-time donation in the last year at our local one. The other fun one, library extension. You install this browser extension. And when you're browsing Amazon, it'll just tell you whether your local library has the book that you're looking at either available in digital download right away format or check out at the library. So you're looking at a library like, oh, I'm about to buy this book. Or you're looking at Amazon. You're about to buy a book. It's like, oh, I could just literally download the Kindle version of this book right now for free from my local library. Oh, that's a good tip.

45:03Unclaimed money. I don't know if you've talked about this a lot, but there's a website for every state where you can just go search whether there's money owed to you. Anytime I'm so, you know, that's probably like the version one of it. Go see if anyone owes you money. I just cashed a check for one dollar. So sometimes you get a check in the mail that's not really might not be worth your time to cash it. But on the flip side, that website is also a place where people can go find your address because they just need your name and your city and it confirms your address. So I like to clear all my unclaimed money out.

45:31But I also, anytime I'm going to a friend's house for dinner or something, I'm like, oh, I got your address. I got your name. I go look them up and I show up to dinner and I'm like, oh, I brought a bottle of wine. But I also found that Verizon owes you$35. So if you want to go to this website, you can get a free$35. And so that's my party hack is bringing unclaimed money. What is this website? So every state has a website where you can go search a database of unclaimed money or unclaimed property. So California has one that I've gone to because I live here. And you can search by last name and city and find out whether you have unclaimed money anywhere.

46:06So, yeah, while I get through any other ones, go look and see if you find any unclaimed money. We can have a live report. Yeah, I'm doing this right now. I found$1 ,000 once. I don't remember what it was for. but I was like, how do I not remember a thousand dollars? It was, it was really crazy. By the way, no one knows me money. Well, so one of the reasons, I don't know if this was your case, Mindy, but one of the reasons a lot of people have unclaimed money is like, you go to the hospital and this is something I learned. I did a whole episode on this, if it's interesting, about paying your medical bills.

46:41And there's these crazy things that happen where your insurance might only cover a certain amount. And so they're only allowed to bill you for that amount, but it's legal for these companies to send you the bill for the rest. So I fractured my foot and they gave me a walking boot. And it was like the cheapest, crappiest walking boot you get at the hospital relative to the really nice one on Amazon for$50. And I got a bill in the mail for$350. I was like, I could buy a better version of this for$50. This is crazy. And I had been in touch with this person who eventually came on the podcast, Marshall Allen, who wrote this book, Never Pay the First Bill.

47:18And I reached out to him and he was like, oh, well, here's what can happen. Your insurance might have only covered$50. So it was a$400 boot and they can make up whatever price they want. This is a$400 boot. Insurance says, no, no, no, we're only paying 50. It's legal for them to send you a letter that says, hey, the rest of this boot was$350 that your insurance didn't cover. Now, what they don't make clear is that the letter actually says, if you out of the goodness of your heart want to pay the rest of the$350 you are welcome to, but you are under no legal obligation to, the letter shows up. It looks like a bill that's like, your insurance didn't cover the rest.

47:50You owe$350. And so over the course of getting shingles, I went to emergency room twice because I had no idea what was going on and it was excruciatingly painful. And I got all these medical bills that my insurance covered most of. And people were just like, oh, do you want to pay the extra fee? You're the doctor at the insurance, even though the ER was in network, The doctor wasn't. And so if you want to pay this extra, you can. And through a series of following his book and playing through these tactics, I ended up owing nothing extra. But I got bills for hundreds and thousands of dollars. And one of them I thought was legitimate, and I paid$52.

48:30And they gave it back to me once the insurance company finally settled it all. But a lot of people, if you have gone and paid these and your insurance company eventually settles it all, that's where you might be owed money because the hospital might be like, oh, we couldn't find them. And eventually they have to hand that money over to the state and then the state holds on to it. Well, I just checked all three states that I have lived in recently and nobody owes me money anymore. That was a great tip about the legal or the health bills. That's awesome. I had no idea that that's the case. Yeah.

49:00On the health side, never pay the first bill. I mean, Marshall Allen wrote the book. I'm not going to coin the phrase, But if you get a bill from a medical provider, there are like 10 steps you can follow. I did a whole episode. We walked through all of it. There's a book. Do not pay the first bill you get. There's like 10 reasons that we don't have time to get into about how you could argue not paying that bill, getting your insurance company to cover it. There's some laws in different states about not being able to charge you for out-of-network things at an in-network facility that just changed.

49:31So that was a great one. On the health side, I learned this trick when I was working at Google. Just hide the unhealthy things at your house if you feel like you have to have them. Google basically at one point was like, well, we don't want to get rid of the M &Ms because people like M &Ms. And we don't want to get rid of the Coke because there are people that really want this and we don't want them to be mad. But they would black out the fridge. The section of the fridge would black out with the Cokes behind it. And then above that where there's like waters and other things, it was not blackout.

50:00And then the jars on the counter with healthier snacks were clear glass, and the other ones were completely blacked out. And they found that they just massively reduced the amount of unhealthy snacks and drinks people were consuming without having to remove them. So if you have unhealthy snacks at home, you don't have to get rid of them, though that's probably the best move. You could also just obfuscate the cover of them and hide them in less convenient places. Or my favorite on there is just give yourself five minutes every time. So if you see this cookie and you're like, I really want that cookie, just say, you know what?

50:34I can have the cookie in five minutes. Don't tell yourself you can't have it because now you're depriving yourself and that's depressing. But if you tell yourself you can have it in five minutes, you feel really good about walking away because you know in five minutes you can eat it. But 90 % of the time in that five minutes, you've gone and done something else and forgotten about it. Love it. By the way, since me and Mindy are continuing to give me updates, my wife is owed between$11 and$49. You are welcome as a dinner guest anytime, Chris. look at that i hope it's on the 49 side yeah no uh bottle of wine necessary so great i want an update what it was yeah we'll have to figure it out later back back to the spending um this kind of goes in line with with kind of my my shopping strategy if i'm buying something online you know a lot of people know that you can go to rakuten and you can sign up and get cash back and there's a bunch of other sites to do that i love cashback monitor because it basically says here's all the cashback websites that you could get.

51:28So the way it would work is you want to buy something on a website. You go see if they have the ability to click a link on one of these shopping portal sites, and then you earn cashback or a lot of the credit card companies. So Chase has a portal. You buy it through their portal, you earn 1 % or 2 % back in points. So that's like level one. I kind of go a little crazier sometimes. So if I'm trying to buy something, I will go as far as to see if I can find or even buy coupons. So there's this website that's like, I think it's saveletterndeals.com, I think. I'll double check. But I buy Home Depot and Lowe's gift cards online.

52:09And so you can basically go to this website and you pay. They have like crate and barrel coupon. Oh, I bought it for crate and barrel. This couch in the background, I got like 10 or 20 % off by buying a crate and barrel gift card on the internet. And so I'll always look to see if there's a way that I can find coupons or buy coupons. Because if you're buying a couch, spending$4 to get a coupon that saves you 15 % is totally worth it. And then if that doesn't work, I will go and buy gift cards for the retailer. But I'll do it wherever I get the most points. So for example, if I needed to buy... We just renovated a bathroom, so we need to buy a toilet.

52:49and I really wanted to splurge for like little Japanese toilet, built-in toilet seat, heated seats, all the good stuff. And so we wanted it at Lowe's and I was like, okay, I need to buy this. So I bought a Lowe's coupon. That brought the price down by 10 or 15%. And then I was like, well, how do I get the rest of it? So I went to the grocery store where I get four points per dollar on my Amex gold card and I bought Lowe's gift cards because if I use my credit card at Lowe's, I'm just going to get one or two points per dollar. But if I use my card at the grocery store, I'm getting four. and then so I'm getting the four points on the gift cards so then I buy the toilet with the I plugged in the coupon I went through the shopping portal link to get one or two percent back I'm paying with gift cards that I got four points per dollar for and at the grocery store usually don't get variable amount gift cards and so you know that brought it down to like there's still $75 or$80 then you can go to Amazon and you can buy an$80 you could buy a gift card to the exact amount you need.

53:44It gets delivered and fulfilled instantly. I got the Amazon credit card for 5 % back on Amazon. So all in, I think it was like 25 % off by stacking cashback portals, buying coupons online, and then using the right gift card. And then if you can't find a coupon online, my hack there is just pop up the live chat on any website and just ask for a discount. Like 50 % of the time, I just say, Hey, I'm shopping on your site. I really would love these floor mats. We got a new car. There's another floor mat that's a little less expensive, but I love yours. What can you do? And I've gotten, hey, here's a gift card or hey, refresh your cart by clicking this link and you'll see that I've discounted your price.

54:27Or one time someone's like, I can't do you anything, but if you search social media for someone's referral link, you'll get 20 % off. So I go to search.twitter.com and I'm like, referral name of company. And I find someone who is inevitably posted their referral link on the internet. So anytime I'm buying something online, that's over, I don't know,$50 or something where this is worth the effort. I try to stack as many of the things as I can to earn as much back or get as much of a deal as I can. I'm just speechless at all the ways that you can. I mean, I thought I was frugal. Yeah, this is pretty impressive.

55:03I'm not getting I'm screwing up left and right compared to you. So you can go off the deep end here. I could do this when I'm like, I need to buy a hammer. And how can I get my$11 hammer down to$9 and spend 45 minutes saving$2? And honestly, I think maybe the satisfaction I get from saving that$2 is probably worth an amount equivalent to 30 or 45 minutes. But now that I have two kids, maybe that's gone down. So I will say you can go too far. I think a good example of this is I realized when part of this unclaimed money thing, I was like, gosh, my information's on the internet. We have kids. I have a podcast.

55:40I don't really need the whole world knowing where I live. And if you Google yourself, you'll find, oh, wow, there's probably your address and your phone number and your email address are probably available on the public internet for anyone to find. And so I was like, I got to get rid of this. So I started doing some research and there's like 600 data brokers who sell your personal information to each other and publish it all over the web. And I was like, you know what? I'm not going to pay a service to go do this. And then I was like, let's go find the 600 data brokers, go to each of their websites, request them remove my information.

56:11And like five hours into it, I was like, what am I doing? And so I found this company DeleteMe. I went and signed up. And for like$100, they contact all 600 data brokers and have them all remove all of your personal information off the internet everywhere. And now, um, you know, I challenge you to find, uh, my personal address or phone number on the internet because it's been scrubbed. And then, you know, in true optimization fashion, I went one step further and I emailed them. I was like, Hey guys, I love your product. I just used it. I got rid of all my information. I have this podcast. I want to talk about it.

56:44Do you guys want to be a sponsor of the podcast? And so now they're a sponsor, all the hacks.com slash delete me, get 20 % off. Um, but I thought that like half of my sponsors ended up coming from me just finding a product I love and reaching out to them and saying, I love your product. Can I talk about it to my audience? And most of those products are ways to optimize your life in some way, shape, or form. And so there's a great example of, it was not like, figure out how long something's going to take, find out if it's going to be worth your time and whether there's a service that'll do it. So my wife got caught in this trap once.

57:17We have small children and she was thinking, oh, it's time to start feeding our children food. We were like, what are we going to cut it in? What are we going to serve them? How do they get a variety of foods? And she was doing all this research. And I was like, gosh, wouldn't it be great if someone just made a meal plan for the first 100 days your kid eats and it just has all the ideas of everything there? And she's like, oh, I found one on the internet, but it's$30 or something. And I was like, you just spent the last seven hours. I was like, can we just pay the$30? So I think we went... This swings both directions.

57:48It's not optimal. Now it's so optimal. And now we're finding that middle ground where it's like, you know what, this is either worth our time, or at the end of the day, the incremental value from picking the best of the three incredible hotels we could stay at in our budget is just not worth it. All three are going to be fine, pull the trigger. And that's where we balance each other out. Because we can both find ourselves going down rabbit holes. But if you just kind of think, okay, let me bounce this off my wife. And she's like, yeah, stop. We found a... Pick any of the three. It doesn't matter.

58:22For food, I'm always the optimal person. Like, what's the best thing on the menu? Someone told me, he's like, narrow it down to two. I don't wear a watch, but conceptually, pretend you wear a watch. Narrow it down to two. Call one right. Call the other left. Look where the second hand is and pick it. Don't try to get to that last level, that Pareto 80-20 rule. Don't feel like you have to optimize the last little bit. Unless it's a huge thing. You know, if it's like buying a house, you know, yeah, figure out how to optimize it because it's a massive purchase. But if it's what you're going to have for lunch, you know, maybe don't spend 30 minutes reading Yelp reviews trying to get the most optimal thing because you're probably not even going to remember what it was three weeks from now.

58:59I asked the waiter, what would you choose, the bison burger or the chicken sandwich? And he'll be like, oh, the chicken sandwich is great. The bison burger is dry. Great. That made my decision. we did that one time and i was like i asked this waiter i was like how are the how's the beet salad and he goes oh i hate beets and i was like oh okay like and that's kind of scarred me from like well what is this person's uh personal view on certain types of foods like you know you ask that sandwich to a vegan and they're like both of these are terrible you know so but that's that is my go-to by the way but i've been scarred a little by by people who have strong opinions about certain foods.

59:37Well, Chris, this has been fantastic. I mean, you are a goldmine of information about ways to save a large number of little ways to stack enormous savings and save yourself a lot of time as well. This is really impressive. What's the best way for people to learn more about you and go deep into the rabbit hole of these little tips and tricks? Yeah, I mean, if you're listening to this podcast, you're probably in a podcast app. So you could probably search for All The Hacks. That's my show. It's also at allthehacks.com. We have a newsletter and a podcast each week. And my goal is to help you upgrade and optimize your life, your money, and your travel.

1:00:18And if you want to get in touch, you can find me on social media. You can email me, chris at allthehacks.com. I love to hear from people. And I hope I can help you save money, live a happier, healthier, wealthier life, and feel like you got a little back the next time you're trying to buy something or take an adventure. Nice, that's awesome. And I'll tell you what, I'm definitely gonna sign up immediately following this recording. This was great. Yeah, this was an awesome show, Chris. I knew about Auto Slash and that's the only one that I already knew. Everything else was brand new information and I'm super excited to listen to your show every week that it comes out.

1:00:53I appreciate your time today. Thank you so much. And we will talk to you soon. Thanks for having me. This is fun. All right, Scott, that was Chris Hutchins from All the Hacks podcast, and that was fantastic. We didn't share this during the recording, but our producer was sitting in on this episode, and she found$183 on unclaimed money just from listening to Chris. So she's going to invite Chris over to her house for dinner, too. Nice job, Kalen. Yeah, that was really cool. I mean, all of us found money, I think, for either us or our significant others within a few minutes on the search. The unclaimed property thing is legit.

1:01:32Do encourage you, if you're going to follow that tip, to Google your state's website, yourstate.gov, and follow their link to the unclaimed property because there are some sketchy sites out there. But if you do that, you may find you owed some money. Yeah, that's a great tip. I thought this was a lot of fun. And you could make money just by listening to this episode. That's a bonus. Scott, you ready of you go? Let's do it. That wraps up this episode of the Bigger Pockets Money podcast. He is Scott Trench and I am Mindy Jensen saying take care, polar bear. If you enjoyed today's episode, please give us a five-star review on Spotify or Apple.

1:02:10And if you're looking for even more money content, feel free to visit our YouTube channel at youtube.com slash Bigger Pockets Money. Bigger Pockets Money was created by Mindy Jensen and Scott Trench. Produced by Kaylin Bennett. Editing by Exodus Media. Copywriting by Nate Weintraub. Lastly, a big thank you to the BiggerPockets team for making this show possible.