In short
The episode covers three threads: (1) a purported assassination attempt on Vladimir Putin by Ukrainian drones, and how Trump initially accepted the claim then later said it “didn’t happen” after CIA briefings; discussion includes Putin’s alleged release of drone debris/CCTV-off orders and Zelensky’s shifting stance. Key claim: both sides reference the same “attack on Putin’s home,” raising questions about CIA briefing accuracy.
Notable examples
Putin’s video showing “91 drones,” Trump’s Mar-a-Lago/Netanyahu comments, and a separate drone crash injuring people in Romania. (2) California’s insurance commissioner race: guest Jane Kim (Democratic nominee) argues insurance should be a consumer “backstop,” not a corporate lapdog; she cites high profits, claim delays, and proposes rate freezes, interest for denied claims, and a publicly run disaster insurance model. (3) Latin America/immigration: guest Juan David Rojas, an independent journalist and former social worker for unaccompanied children, argues many asylum claims are economic; he warns Biden-era interior enforcement was too low, creating backlogs, and discusses Cuba/Maduro anxieties and Peru/Colombia election dynamics.
Written by AI. May contain mistakes. Listen to the episode to check what was said.
Chapters
Tap a time to open that second in VORole of Independent Media
0:34 to 1:01
Discussion on the impact of independent media in recent elections.
“There's a difference between liking a house and actually getting it.”
Role of Independent Media
1:54 to 2:09
Discussion on the impact of independent media in recent elections.
“and you'll get access to our full shows, unedited, ad-free, and all put together for you every morning in your inbox.”
Putin's Assassination Attempt
2:09 to 3:17
Insights into the alleged assassination attempt on Putin and its media coverage.
“Russian President Vladimir Putin said that Ukraine had tried to assassinate him and his family Donald Trump confirmed that he believed that this had happened.”
Trump's Reaction
3:21 to 6:15
Analysis of Trump's response to the alleged assassination attempt.
“I mean, I was checking in, but checked out.”
Zelensky's Position
6:15 to 7:03
Discussion on Zelensky's stance regarding the assassination allegations.
“They released also a kind of a flight map that showed, I think, 91 drones that they counted that moved from Ukrainian positions to this this compound where the Putin's family was apparently staying.”
Evidence and Transparency
7:03 to 8:51
Examination of the evidence surrounding the drone incidents related to Putin.
“He said, Putin is trying to blow up the peace deal that Zelensky and Trump were talking about in Mar-a-Lago.”
U.S. Intelligence Conflicts
8:51 to 10:39
Discussion on possible conflicts within U.S. intelligence agencies regarding the situation.
“The same is happening here, has happened here.”
Missiles Inside Russia
10:39 to 11:16
Update on missile strikes within Russian territory and its implications.
“John Ratcliffe and his CIA is under ODNI, outgoing ODNI and Tulsi Gabbard, where we know there are conflicts seemingly between ODNI and CIA, what information is getting to the president?”
Introduction to Jane Kim's Campaign
14:02 to 14:48
Learn about Jane Kim's endorsement and health insurance platform.
“And we're going to talk about what exactly that means.”
Jane Kim on the Insurance Commissioner Role
14:49 to 18:32
Discover the responsibilities and significance of the insurance commissioner position in California.
“But Jane, thank you so much for being here.”
Show all 22 chapters
Challenges in the Insurance Industry
18:33 to 22:28
Explore the issues faced by consumers in the insurance market and the industry's profit motives.
“And it has this outside say on who gets to build wealth in this country, right?”
Proposed Solutions for Insurance Reform
22:29 to 28:00
Learn about Jane's proposals for reforming the insurance industry for consumer benefit.
“And by the way, this message resonated in Tuolumne County and Nevada and El Dorado, which are more rural areas of California.”
Reforming Insurance for Disaster Recovery
28:00 to 29:09
Learn about innovative ideas in disaster recovery insurance.
“And we need to revamp our land use and our building code as well to become more resilient.”
Interview with Jane Kim on Economic Fairness
29:10 to 29:56
Jane Kim discusses her candidacy for insurance commissioner and its implications.
“never heard of, but really sits at this incredibly interesting fascination around economic fairness, wealth inequality, and climate injustice.”
Interview with Jane Kim on Economic Fairness
31:12 to 32:02
Jane Kim discusses her candidacy for insurance commissioner and its implications.
“with crystal blue seas, endless sunshine, and the cool Bahamian breeze.”
Juan David Rojas on Asylum Seekers
32:13 to 35:34
Insights into working with asylum seekers and their challenges.
“Over at Compact, he had a big, big story about his work kind of as a social worker with people who had come during the Biden surge and were making asylum claims and want some big takeaways from the piece.”
The Need for Immigration Limits
35:35 to 36:40
Discussion on the importance of limits in immigration policies.
“But essentially, on the right side of the aisle, I try to be very compassionate and talk about some of these stories, even people who didn't have, in my opinion, legitimate claims of asylum.”
Economic Conditions and Migration
36:41 to 37:50
Analysis of how U.S. policies affect migration from Latin America.
“And so my perspective is there needs to be limits.”
Exploring Mexico's EV Industry
37:51 to 40:16
Insights into developments in Mexico's electric vehicle market.
“Well, and the economic conditions of these countries, whether it's Cuba or Venezuela, is extremely relevant to our incursions into those countries continuing under the Trump administration.”
U.S. Military Interests in Cuba
40:17 to 42:00
Discussion on the potential for U.S. intervention in Cuba.
“Yeah, there's even a lot of people that are going back.”
Cuban Immigration and Latin American Elections
42:00 to 45:30
Discussion on Cuban immigration trends, visa policies, and ongoing elections in Peru and Colombia.
“Now under Trump, if you didn't have such like restrictive policies at the border, you'd have millions of Cubans still coming in.”
Cuban Immigration and Latin American Elections
46:02 to 47:21
Discussion on Cuban immigration trends, visa policies, and ongoing elections in Peru and Colombia.
“M &M's Popped Caramel do sound different.”
Transcript
Automatic transcript. May contain errors.0:00This is an iHeart Podcast. Guaranteed Human.
0:04Emily Jashinsky:I turned off news altogether. I hate to say it, but I don't trust much of anything. It's the rage bait. It feels like it's trying to divide people. We got clear facts. Maybe we can calm down a little. NBC News brings you clear reporting. Let's meet at the facts. Let's move forward from there. NBC News, reporting for America. There's a difference between liking a house and actually getting it. Redfin is built to make up that difference and close the gap between finding and owning the home for you. Redfin agents close twice as many deals as other agents. So when you find a home you love, you're not a step behind when it comes to making an offer.
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1:28That's Hero.co. Per serving not a low-calorie food, some products contain allulose. See nutrition info on Hero.co for sodium and sugar content. Hey guys, Sagar and Crystal here. Independent media just played a truly massive role in this election, and we are so excited about what that means for the future of this show. This is the only place where you can find honest perspectives from the left and the right that simply does not exist anywhere else. So if that is something that's important to you, please go to breakingpoints.com, become a member today, and you'll get access to our full shows, unedited, ad-free, and all put together for you every morning in your inbox.
2:01We need your help to build the future of independent news media, and we hope to see you at breakingpoints.com. At the end of last year, Russian President Vladimir Putin said that Ukraine had tried to assassinate him and his family Donald Trump confirmed that he believed that this had happened. Since then, we've heard almost nothing about it. We wanted to walk through this wild story that has just completely kind of evaporated from Western press attention. Matt Bivens, in his substack, The Hundred Days, wrote about it recently and put this first element up on the screen. The whole piece is worth reading.
2:42Emily Jashinsky:Former editor of the Moscow Times, I believe. Yeah, Matt, very serious reporter, and stitched together this timeline, which is quite wild. It's December 28th, and so a lot's going on then. You're starting to have the protests in Iran. Trump is meeting with Zelensky and also with Netanyahu in Mar-a-Lago and also capturing Maduro. Like, so tons, and plus it's the end of the year and nobody's paying attention. Everybody's checked out. I was skiing, as a matter of fact. Literally checked out. Literally checked out. I mean, I was checking in, but checked out. So it's easy to miss an attempted assassination of the head of a superpower or major nuclear power.
3:32Emily Jashinsky:Yes, especially when the government is trying to downplay it. Yeah, so what happened? So we put up D2 here, which is relevant. We'll come back to this. So Putin has ordered CCTV to be turned off around him because the U.S. and Israel appeared to use this in their assassination of Ayatollah Khomeini and others. So Putin, just because you're paranoid doesn't mean you're wrong. So on December 29th, Trump was asked about a claim that Putin had just made that Ukrainian drones had swarmed his family's compound and in an attempt to assassinate him. And here's what Trump said on next sitting next, standing next to Netanyahu on December 29th.
4:24The alleged strike on Putin's residents could scuttle the peace. Yeah, I don't like it. It's not good. I heard about it this morning. You know who told me about it? President Putin told me about it. Early in the morning, he said he was attacked. It's no good. It's no good. Don't forget, you know, the tomahawks. I stopped the tomahawks. I didn't want that. Because we're talking about, you know, it's a delicate period of time. This is not the right time. It's one thing to be offensive, because they're offensive. It's another thing to attack his house. It's not the right time to do any of that. So then a couple of days later, you put up D4, Wall Street Journal and others report that actually we didn't do this.
5:08Ukraine didn't do this. Didn't happen. So Trump was then asked about it again on Air Force One. You said that you were really very angry with the Ukrainian President Zelensky if he was the one who conducted that strike on Putin's residence. I don't believe that strike happened. Right. So Putin had said in that phone call to you that that strike happened. You came out and said that, and you believed Putin. There was some criticism. There is something that happened fairly nearby, but had nothing to do with this. Why did you believe Putin in that moment and then go say that about Ukraine? Because nobody knew at that moment.
5:42I mean, that was the first I heard about it. He said that his house was attacked. We don't believe that happened now that we've been able to check. But that was the first we ever heard about it. We just hope that Russia and Ukraine get it settled. You know, it's costing us nothing. In fact, we make money. So if you had a hard time hearing that, it's Trump saying, we don't believe that happened anymore. And so Putin says, OK, hold on a second. You think it didn't happen. We're going to roll D5 here. He released a video of what he says and what he says are Ukrainian drones that crashed in the in the forest.
6:23They released also a kind of a flight map that showed, I think, 91 drones that they counted that moved from Ukrainian positions to this this compound where the Putin's family was apparently staying. and offered, and they met with the American ambassador and said, you want to look at them? Go ahead. You can study them yourselves. Like, we shot down a bunch of these. Some of these crashed. Like, here they are. We didn't hear, you know, any, we don't know if the CIA ended up obtaining some of these or not. But Zelensky at the time called it a fabrication. He said, Putin is trying to blow up the peace deal that Zelensky and Trump were talking about in Mar-a-Lago.
7:12Putin said, no, Zelensky is actually trying to blow this up. Zelensky has now taken a different tune. On June 4th, he wrote a letter to Putin filled with a bunch of what might as well be expletives. He put up D7 here. Um, he, he writes in this letter, uh, this is Zelensky. We often hear that you are comfortable with this war. Of course, not in those cases when it comes to the security of your residence in Valdi or your parade in Moscow, your own life is valuable to you. Valdi is where the compound was, where his, where his family was staying and where Putin says, um, that they tried to kill him.
7:57He was asked, so also recently, a drone, which may have been Ukrainian, may have been Russian, we're not sure yet. I think it went into Romania. And it crashed into the top of an apartment building. And it injured, I think, a grandmother and her grandson with some burns on their arms. They're okay, but it was scary. You know, they hit a building. New York Times wrote about this big, giant Western coverage, like this errant drone that hit this NATO country. We need to do war about this. And so Putin was asked about this drone and in this press conference, and we'll play this for a second, but what he basically says is, okay, like, let me see the drone.
8:39We'll study the drone and you can just look at the drone and then you can figure out if it was Ukrainian or Russian. He's like, either way, it was a mistake.
8:45Emily Jashinsky:So U.S. people could look at the drone. Just go ahead and look at the drone. And he says, just like we did with the drones that tried to kill me, that we turned over the drones. So roll D8 here. The same is happening here, has happened here. And until we receive some objective data, like the data that we handed over to the representatives of the American administration, the data and the debris of the drone that hid the residents of the Russian president, So we gave the findings. If we receive these data from them, and then we can share our estimates of what happened. So not to say that Putin doesn't lie.
9:34Putin obviously lies. All presidents lie. Putin lies a lot. But in this case, he's turning over the material itself for us to examine.
9:46Emily Jashinsky:Assuming, I mean, sure, I guess it could have been tampered with. But yes, he's saying then you could examine whether it's been tampered with. And you can just like look at the like here. Here's here's a drone. We say it's crashed in the forest here. Yeah. Like, you know, here's our chain of custody. Like, I guess you can always just disbelieve everything. But at some point, like if you do launch 91 drones, like it's going to leave some evidence behind. Right. We also have the preexisting evidence that the president first seems to believe Putin. Right. And just one quick point on my end, Bivens points out, he says, in summary, in recent days, both Zelensky and Putin have again referenced an attack on Putin's home and family carried out by U.S.-supported Ukrainian drones.
10:26Emily Jashinsky:This is the same attack that Trump initially believed in but then scoffed at after the CIA formally told him it never happened, but it clearly did happen, which suggests, Bivens says, that the CIA is giving false briefings to the president. So that then becomes germane when you're thinking about Iran, Cuba, Venezuela, and all of these other places, China, Taiwan, around the world where we're in hot conflicts or potential hot conflicts about if John Ratcliffe and his CIA is under ODNI, outgoing ODNI and Tulsi Gabbard, where we know there are conflicts seemingly between ODNI and CIA, what information is getting to the president?
11:07Emily Jashinsky:That's extremely important. And obviously right now we should mention Ukraine is saying that missiles hit a military plant really far inside of Russia. So all the way like 560 miles from the front line, according to BBC. Yeah, I guess Tulsi Gabbard, ODNI. Maybe she can come on the show now that she's retired. She can talk about this assassination attempt. Like, I don't know if people quite understand the fire that we're playing with here. Yeah, I'm going to send a comment request actually on this right now. Excellent. All right. Get them to report back. Let's do it. Next up, Jane Kim. I turned off news altogether.
11:50Emily Jashinsky:I hate to say it, but I don't trust much of anything. It's the rage bait. It feels like it's trying to divide people. If we got clear facts, maybe we can calm down a little. NBC News brings you clear reporting. Let's meet at the facts. Let's move forward from there. NBC News, reporting for America. Love bread, baked goods, and pasta, but not the way they make you feel? What if I told you there are macro-friendly options that don't taste like sawdust and sadness? Satisfying sandwiches, fully loaded bagels, noodles that can stand up to your favorite chunky sauces. All delicious. Craveworthy and smart, each serving of Hero Bread has up to 19 grams of protein and 32 grams of fiber, and just 0 to 5 grams net carbs and 0 grams sugar.
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13:46See full terms at mintmobile.com. One of the least discussed but perhaps most important races in California that was decided recently may have been the one for insurance commissioner. There will be two Democrats that will move into the general election. One of them, Jane Kim, had the endorsement of Bernie Sanders and was running on a platform of insurance for all. And we're going to talk about what exactly that means. But first, let's start with a little bit of the message that she ran on to finish first in this top two. I'm Jane Kim. I'm running for insurance commissioner to fight for us. And I'm not going to take a dime from the insurance companies.
14:25I'm running to make insurance available for everyone to lower costs right away by capping excess profits and CEO pay and to write a plan to guarantee health care for every child in California. Joining us now is Jane Kim, the number one of the top two finishers for insurance commissioner. Ben Allen, state senator, was the second, I believe. He's welcome to join as well. But Jane, thank you so much for being here. Thank you for having me. So we wanted to talk to you because insurance is one of these and this is not health insurance for correct me if I'm wrong. Maybe there's some relation. Mm-hmm.
15:05Yeah. So this office oversees the$3.3 trillion industry, and it regulates all types of insurance but managed health care plans. Right. So we wanted to talk to you because insurance is one of those things that is not talked about very much, although everybody has to think about it whenever they're making any serious decision. They think about it when they get their bill every month. And it's right at the intersection of basically everything, climate, earthquakes, natural disasters, and the ability to kind of continue a functioning human civilization. Like it's that important, yet it's that under-discussed.
15:54California, as we think about it over here, is fairly corporate dominated. And so I'm curious, you know, how how you managed on a kind of anti-corporate campaign with an anti-corporate campaign, how you managed to kind of break through. What was the message that you were bringing that was able to kind of get get beyond the clutter that's usually thrown up by the insurance industry to make sure that they control this critical position? So this office was created in 1988 by the voters of California to be the backstop between 40 million Californians and this trillion dollar industry. And this industry is an industry that is doing quite well.
16:38In 2024, property casualty insurance netted$170 billion. And so this narrative that they're going bankrupt is just simply not true. Meanwhile, we are required to have insurance to drive to work or to school, to own a home or to open a business or a nonprofit of any kind. And the system is failing. Rates are going up. They're canceling our coverage. And even if we have insurance, they fight our claims every step of the way. And so we ran on the message of a more affordable California and that this office should be the champion of consumers and not a lapdog for billionaire corporations. And this message resonated across the state of California.
17:22We ran on a platform talking about new ideas, at least to the U.S., a single payer home disaster program guaranteed for all that is publicly run and nonprofit. We talked about expanding our already existing low-cost nonprofit auto insurance program and Medicare for Kids. And as you can see from our results, we're plus eight in the top two. We didn't just win in San Francisco, which is my backyard, which we're plus 18. We also won in Los Angeles County, where my main opponent resides. And we're in first place in Republican and rural counties across the state of California, which just showed that Californians are tired of the status quo.
18:02and they want to see someone who's going to champion a more affordable California.
18:06Emily Jashinsky:I think you made such an important point that you're required to have insurance to operate and to complete basic functions in the state of California and, of course, in other states. So can you tell us a little bit more about what you would be able to accomplish in this role? Like, what's possible? What gives you hope that you could actually do should you be elected? Yeah, so this is an executive office that regulates this industry. And by the way, there's zero federal oversight of insurance, which is also really interesting. So it's regulated by the 50 states. And it has this outside say on who gets to build wealth in this country, right?
18:44I mean, you can't drive to work without auto insurance. You can't own a home or open a business, as I mentioned earlier. And as was mentioned earlier, it sits at this very interesting intersection of this, what everyone is feeling, the wealth inequality, climate disaster and fairness. And ultimately what people want is they want a fair and level playing ground. And this is what this office can do. It regulates industry, sets the ground rules for how property and casualty industry plays in the state of California, the most populous state in the country. And so there's a couple of things that I have talked about.
19:25One, one of the biggest fights is around claims. And we're seeing this whether you live in the Palisades or in paradise. And so, one, I want to freeze your rates. when you file a claim, you shouldn't be penalized for using the business that you've been paying into often for decades. Second, I want them to pay you interest every day they deny, delay, or underpay a valid claim. That is actually a big part of their business strategy. Their main business is not really insurance. It's their banks. They take our premiums and they invest it in the bond markets. By the way, they're huge institutional investors in fossil fuel, which is driving climate disaster.
20:02And then they cancel coverage on the homes destroyed by it. So they try to keep their money in their float for as long as possible. So I also want to create a financial disincentive from doing that by having them pay you interest. The other is that we want to really cap their profits. And that's something that the insurance commissioner can do in the rate setting. You know, ACA mandates that 85 cents of every dollar repaying premiums goes back into paying claims, I think we should do the same for home insurance, maybe at$0.65 a dollar, not even as high, or an auto insurance at$0.75 a dollar. And making sure that, and by the way, currently in California, it's roughly around$0.49 of our premium dollars go back into paying claims.
20:43And make sure that they're not spending it just on shareholders, CEOs, and Super Bowl ads. So that's wild. So of every dollar that goes into the insurance industry in California, you know, 49 cents comes back in claims. What's the other 51 cents go to? Now, presumably, if I'm going to like kind of steel man, let's say the insurance industry argument, they'd say, well, for disaster insurance, they don't hit every year. You know, so we need to build up, you know, massive reserves so that when they do hit, that we can pay them off. So maybe you would need to stretch that out over a longer time horizon than one year.
21:21But like, so what are they? where's that other 51 cents going? How much is going to that reserve and how much is going to profits or to kind of the operations required to keep their cash flow business going? Okay. So let me start with their business model. So part of their revenue is, of course, our premiums. And by the way, at least in the last few years, our premiums have outpaced what they had paid in claims, despite, at least in California, some of the biggest fire claims payout in history. Two, they take our premiums and they invest it in what they call their float. So they invest it in the bond market or fossil fuels.
21:59And so all of this is a part of their revenue model. And they're doing exceedingly well. Every billionaire invests in insurance. It makes a ton of money. And so when I say 65 cents to a dollar, we're just talking about the premium revenue. And so the remainder goes to their shareholders. It goes to CEO pay. Of course, some of it goes to their reserves. It goes to their advertising. And what this office can do is that it can shine a light in terms of mandating that we understand where our dollars are going. And by the way, this message resonated in Tuolumne County and Nevada and El Dorado, which are more rural areas of California.
22:44And it did well in Republican counties like San Diego, Riverside, and in cities like Los Angeles and San Francisco. Insurance industries don't treat you differently because you're a Republican. Everyone is feeling fleeced by the insurance industry. And they see their rates go up, they see their coverage get canceled, and then they hear about how much money these industries are making. And one example I'll just give is in April, Traveler, which is in the top 10 of property casualty industry, announced that they did so well just in the first quarter of 2026. They had$2.2 billion in excess capital.
23:20What did they do with it? They didn't provide discounts or refunds to their policyholders. They didn't invest back in the communities that they had profited from in the form of resiliency and fireproofing and bloodproofing, which would collectively make us all safer. They gave it all to their shareholders. And one of the reasons why I'm proposing a single-payer nonprofit, publicly-run disaster insurance program, guaranteed for every homeowner in California, is that I want to claw back some of those premium dollars that we're already spending and have them stewarded by the public. We would invest those premiums as well.
23:51And when we have excess capital, like New Zealand, we would invest it back into floodproofing and fireproofing and resiliency. And so there are two ways to lower your risk, right? Because ultimately, that is what is driving up the cost of insurance. If you want to make insurance affordable and available, you have to actually address risk. Private insurance market prices risk. And so we would take a portion of that revenue and actually invest it in making us collectively safer. While the private insurance market reduces their risk by canceling coverage on what they consider their sickest homes or their homes with pre-existing condition.
24:29And by the way, this is not our idea. This is modeled after what we see in New Zealand. France and Spain also have a form of a publicly run disaster insurance for all program. Canada, very interestingly, has single-payer auto insurance in some of their provinces. And they also use excess capital to invest in roads and filling potholes because they know that that also will reduce risks in the future. Yeah, there seems to be some real parallels there between the arguments for single-payer health care as well, that the The government would then be incentivized to do preventive medicine and to invest in clinics and other, you know, in primary care to try to make it so that people go to the ER less.
Read the full transcript
25:06And which is also then better for society. People don't want to get sick. People don't want their houses to burn down. I would imagine that one of the criticisms or the questions that you get, this is the thing that occurs to me, is, OK, but what about that? What about that house that's in the area that has burned down six times in the last 10 years or whatever?
25:29Emily Jashinsky:That's a very real. Yeah, I was just going to add like that's I randomly did a long investigation to the NFIP, the National Flood Insurance Program, a while back. And it's what Ryan is saying is a real thing, at least with the NFIP, is that you have a house that keeps getting rebuilt like 20 times in some cases in a very dangerous flood zone, which it's not just a problem for the rates. It puts people's lives at risk. So sorry, Ryan, to interrupt. I think Emily and I have the same question. If you have a publicly run, if you have a public option or a single payer system, how do you make sure that the public isn't helping somebody, you know, build a house on stilts every year?
26:05Yeah, so this is a big problem throughout the state of California. Because of our terrain and the size of our state, our geography, we experience almost every type of disaster, climate disaster that you can imagine, mudslides, floods, fires. And one thing that we have been thinking a lot about is that we would want to guarantee disaster insurance for existing homeowners. And keep in mind, right, many of these homeowners moved into these parts of California long before they became wildfire distress zones. In fact, what we call the WUI, the Wildfire Urban Interface, has grown 111 percent since 2011.
26:45So the wildfire regions, you know, moved into neighborhoods and areas. And in many ways, we don't want to penalize these homeowners, many of whom are actually working class and middle class homeowners. Not just wealthy vacation owners in the Palisades and Tahoe. They have nowhere else to go. California is such an expensive state. There are very few places for them to relocate and move into. And so we would want to make sure that we covered folks and made sure that people aren't bankrupt or destitute. we wouldn't want to cover new developments in the WUI because we wouldn't want to give developers that type of incentive that they would get covered in case a disaster hit, knowing that they are building in a WIFAR zone.
27:33But we have a very big problem across the country because, as I mentioned, the WUI has expanded 111%. So even if you live in a safe zone today, you may not in five or 10 years. And so it's going to take way more than just insurance as a tool for us to become more resilient as a country. We actually have to take on fossil fuels. So we keep talking about how homeowners and the public is going to pay for these disasters. But we haven't yet talked about how we're going to hold fossil fuels accountable and also are dependent on fossil fuels as well. We have to make polluters pay. And we need to revamp our land use and our building code as well to become more resilient.
28:13But the one other idea that we are considering is allowing structural coverage to be used for relocation and replacement. So if your home does burn down, you can take the insurance that you get and instead of rebuilding, that you're allowed to actually use it to move and buy another home. Oh, because currently you have to spend it right there. Yes, yes. That's a great idea. Exactly. If you have insurance and your house burns down, the only thing you can do with that money is rebuild. Yeah. Right. No, it's a no-brainer. Come on. That's crazy. Come on, California. And everybody else should do this.
28:50And everybody else, right? It's not just California. I mean, Texas, Florida, Nebraska. Actually, the biggest claims payout is wind and hail.
28:58Emily Jashinsky:Mm-hmm. Right. Wow. Fascinating. Fascinating. Oh, Jane Kim, one of the two Democratic nominees for insurance commissioner in California. Thank you so much for joining us. Thank you so much for having me and covering one of the most important jobs you may have never heard of, but really sits at this incredibly interesting fascination around economic fairness, wealth inequality, and climate injustice. And really excited to be in this race for this office. Thank you for having me on. Yeah, I look forward to having you back. Whenever you come back on, assuming you do become the commissioner, it will be difficult situations, no doubt, but interesting ones that we have to grapple with as a country and a society.
29:39So glad somebody's thinking about it.
29:42Emily Jashinsky:I turned off news altogether. I hate to say it, but I don't trust much of anything. It's the rage bait. It feels like it's trying to divide people. If we got clear facts, maybe we can calm down a little. NBC News brings you clear reporting. Let's meet at the facts. Let's move forward from there. NBC News, reporting for America.
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32:12Emily Jashinsky:We're joined in studio this time by friend of the show, Juan David Rojas. He's an independent journalist. You can find his writing all the time. Over at Compact, he had a big, big story about his work kind of as a social worker with people who had come during the Biden surge and were making asylum claims and want some big takeaways from the piece. We want to talk about Claudia Scheinbaum. We want to talk about some different things happening around Latin America. Pete Hegseth is actually at Guantanamo Bay today. But let's start just with some of the big picture takeaways that you had through your time spent actually working in this capacity with people who are trying to make asylum claims, who are trying to be here in the United States as long as possible during the Biden years.
33:00Emily Jashinsky:What did you find out? Yeah, so I worked as a social worker with what are called UCs and Accompanyed Children. Those are minors under the age of 18 who come to the border without parents or legal guardians. And so they're held in a shelter and released to what are called sponsors, typically family members, but not always. Sometimes distant relatives and sometimes even people who they're not related to in the slightest. We should mention, by the way, people may be familiar with this from a huge New York Times story on Javier Becerra, who is making the runoff in the California governor's race going to be against Steve Hilton.
33:33Emily Jashinsky:This is a huge piece of baggage that Javier Becerra now comes in because while you were working in this capacity, New York Times did a deep dive on how many UCs ended up being unaccounted for. So go on. Yeah, it became a political issue. So I was a case manager. And so basically, like, my job is once, like, these kids were released to sponsors, you have to check on them, make sure that they track their immigration hearings, get, like, pro bono attorneys, you know, have a roof over their head, stuff like that. And, you know, this piece took me a really long time to write. It was really hard to write.
34:06Emily Jashinsky:It's a very delicate issue. And I wanted, like, people from both sides of the aisle to take, like, the right things out of it. And that New York Times piece you mentioned, I can thankfully say that during my time, there was only one case that I cited in the piece of a minor who just ran away and couldn't find him. And anyway, we can go into that. This is South Florida. Yeah, yeah, yeah. That's another thing. I worked in South Florida, the Miami office of this agency. So the Cubans, Venezuelans. Yeah, yeah. South Americans, et cetera. And, well, you know, the thing about one of the main things for on left of center that I wanted people to take out of the piece is that, you know, there's this idea typically that it's like, oh, you know, if you come here to arrive at the border, like, you know, you must be really desperate.
34:48Emily Jashinsky:You're fleeing violence, stuff like that. That is the case. But in my experience, and this is also reporting that has been done, the vast majority of these asylum claims are economic migrants. During the Biden search. Exactly, exactly. Yeah. So, yeah, and I worked in 2022, 2023. I've had to secure it as a professional career. Journalism was kind of an accident. But, yeah, yeah, you know, in my experience, these were all very hardworking, loving families. But in my experience, again, it was a small minority of people, yeah, you know, were like fleeing persecution from the Ortega dictatorship, the Cuban regime, violence from gangs.
35:27Emily Jashinsky:The rest wanted typically just to work in the U.S., send money to the families. And some of them, to be fair, also wanted to go back. And that's another complicated aspect of this that because, like, you know, you come here either illegally or solicit asylum, then going back to your country sometimes becomes difficult. But essentially, on the right side of the aisle, I try to be very compassionate and talk about some of these stories, even people who didn't have, in my opinion, legitimate claims of asylum. These are good people. They're not all criminals. On the other hand, the issue I saw under Biden was there was just no enforcement once people were inside of the country.
36:11Emily Jashinsky:You look at the data, deportations inside of the country, interior enforcement. in Obama's first term was like 200 ,000 a year. Then by Trump's first term, it was like 100 ,000. Then by Biden's term, it was 50 ,000. Basically, once you get into the country, you don't get deported. So, you know, and there's like debates about this, that, oh, a lot of people were deported at the border inside of the country. Not so much. And the problem with that is you get this insane backlog of asylum claimants. And that hurts actual asylees because you have so many economic migrants crowding out people with legitimate claims.
36:48Emily Jashinsky:And so my perspective is there needs to be limits. I consider myself a social democrat, an old school social democrat. In the olden days, social democrats were more restrictive on immigration. You were non-low. Yeah, not because immigrants are bad or anything like that. It's just there needs to be limits to these things. Just like you want to have controls on capital, there needs to be limits on immigration, thoughtfully. And it's the same thing with like deportation. A critique I would have to what I've seen now under Trump is like you just have these deliberate, this deliberate abuse, what I find to be gratuitously sadistic policies.
37:22Emily Jashinsky:People are detained for like a year on end. I have a line on the piece that's like deportation should be neither pleasant nor like deliberately performative. And like Chris Kobach, former attorney general of a Kansas Republican, he stressed that the best way to do this is to have a national regime of E-Verify on employers, meaning you punish employers for contracting illegal labor. And that would be a lot more efficient than having an$80 billion ICE. Yes, it would. Well, and the economic conditions of these countries, whether it's Cuba or Venezuela, is extremely relevant to our incursions into those countries continuing under the Trump administration.
38:01Absolutely, yeah. Yes, indeed. When we destroyed Mexico's kind of agricultural economy, we sent a massive wave of Mexican migrants northward. Mexico now doing much better. There's a lot we want to get through with you. So to move to Mexico real quickly, we can put up F1 here. Walk us through what is the cloudy. Oh, I saw that. Yeah, yeah. Yeah, yeah. Claudia Scheinbaum was celebrating the launch of this, like,$5 ,000, you know, electric vehicle, this van, if you're not watching. It kind of, as Mac described, it kind of looks like a little airport shuttle. I would love to have one of these guys, though, to tool around the neighborhood.
38:46$5 ,000?
38:48Emily Jashinsky:Yeah, it reminds me of, like, the smart cars, right? Yeah, yeah, yeah. But speaking of social democrats. So what's going on with Mexico's kind of EV industry? Is this, are we headed to a place where the U.S. is going to just be making, you know,$50 ,000 to$60 ,000, you know, gas guzzlers while the rest of the world is just driving these$5 ,000 to$10 ,000 EVs? Like, how long is that going to last? What is going on here? And she's doing this on the eve of the World Cup, we should mention as well. Mexican games, games in Mexico on Thursday. Lots of anxiety about potential violence. And so, you know, and girl had a good piece on that, on the kind of tensions.
39:28Emily Jashinsky:So there's politics in there, too. Totally, totally. Yeah, that I believe it's called the Ovinia. And it's not very fast. I think its top speed is like 50 miles an hour. And so, like, some of the opposition have said, oh, it's basically just a glorified scooter. But, I mean, yeah, that could reasonably get you around in, like, some big cities. Like, that's a flagship that the Mexican government had. They wanted to have their own Mexican manufacturer. Is there a Chinese partnership? I don't think so. I think it was pretty Mexican-made. Now, there's a ton of Mexican EVs in China and a lot of anxieties of that if they'll ever be let into the U.S.
40:07Emily Jashinsky:You mean Chinese EVs in Mexico? Yeah, Chinese EVs in Mexico that will be let in. And actually, you guys bring that up with NAFTA. That's a good point. Like, Mexican immigration, for instance, has gone down. Immigration to the U.S. has gone down a lot. It's reverse at this point, I think. Yeah, there's even a lot of people that are going back. NAFTA destroyed. Way more Americans going to Mexico. That too, expats. Yeah, something like 2 million. Why do we call them expats and not migrants? How are they not migrants? That's another story. We try to use language here equally. So yeah, American, U.S.
40:43migrants.
40:43Emily Jashinsky:U.S. migrants. Well, Pete Hegseth in. Taking Mexican jobs. Laptop jobs that Mexicans won't do. Pete Hegseth in Guantanamo Bay today becoming another U.S. official to visit the island of Cuba in recent weeks, raising all kinds of anxieties, of course, among the skeptics of a potential U.S. intervention. Now, you've followed this very closely at once. So with Hegseth now making the trip, Radcliffe has made the trip. You're reading the tea leaves. What's your expectation about what could come in the days and weeks ahead? Yeah, I think we'll probably see strikes of some time. Some sort of Maduro operation.
41:25Emily Jashinsky:Who knows? Maybe they'll even go for a full invasion. I mean, right now there's like they basically have all the same assets they had for the Maduro operation, around 10 ,000 troops. The thing is, Cuba's a lot smaller, has more favorable geography. And, you know, there's a history there in the lobby. I could see them pushing for this. On the other hand, you know, with Iran, that's complicated. And actually, tying this to our initial conversation, you know, like under Biden, it was something like three million Cubans left the island, half of which came here. And especially to South Florida, a lot of people that I worked with.
42:03Emily Jashinsky:Now under Trump, if you didn't have such like restrictive policies at the border, you'd have millions of Cubans still coming in. And actually, this is something that went under notice. The Nicaraguan government in 2022, they removed visas on Cubans. And that allowed Cubans to just go to Nicaraguan and straight to the U.S. They put visas back on, apparently, as a gesture to the Trump administration. Guess it didn't work because they just got sanctioned a bunch a few days ago. You probably talked to people who had done that. I talked to Cubans who had done that too. in Mexico. They went through Nicaragua and then right up to the U.S.
42:35Emily Jashinsky:And so this is just, to me, logical that, hey, if you don't want to have millions of people coming here, on the one side, I disagree that immigration policy should be so lax, especially with asylum. I think there should be a lot of reform. On the other hand, we shouldn't go about wanton intervening in all of these countries. It's completely counterproductive. Yes. And give us a quick update while we have you on the elections in Colombia, elections in Peru, is the believing government going to fall? Brazil could. Oh, yeah, yeah, yeah. There's a lot. In Bolivia? Yeah, I don't know. I don't think the government is going to finish its term.
43:10Emily Jashinsky:But, yeah, maybe support from the U.S. will help. There's elections right now in Peru and in Colombia. They're still counting votes in Peru. It's like the closest election. Oh, in L.A.? No, no, Peru. Yeah, yeah, yeah. And, yeah, yeah, yeah. A lot of people pointed that out, that Peru counted however many votes. Much faster than L.A. Yeah, there's like 97 % of the vote counted and it's like 50.0 something to 49.99 something. So yeah these elections in Peru. And the lefties up by a little bit? Slightly. The problem is the votes coming in now are mainly like super rural which are in favor of the left and abroad that are super in favor of Fuhimori.
43:50I always find it interesting that in South America the rural votes are more left wing.
43:57Emily Jashinsky:Sometimes. It depends. In Peru it's interesting because a lot of these leftists, I call them base leftists. They're like socially conservative. Right. But, you know, economically left wing. And, you know, this makes sense because their base is rural. And so in like the highlands in Peru, this guy, the current candidate, his big promise was to pardon former President Pedro Castillo, the guy with the hat. And this guy, like he was like an evangelical, like pro-life, like anti-LGBT, super right wing on social issues. And so this guy, Sanchez, he's a background as a psychologist. And so his track record in Congress, he said he was in favor of civil unions and stuff like that.
44:37Emily Jashinsky:But he still bills himself as pro-life and a man of faith and stuff like that. But it's still left-wing. And so the narrative you usually hear is just that it's communism versus capitalism. And it's looking like they're doing well in Colombia. Yeah, yeah, yeah. It looks like there's this crazy mob lawyer. He was a lawyer for, like, drug trafficking paramilitaries and former President Uribe, who is currently under trial. And so— So will we coup him or will we pardon him? You never know. Yeah, he's a good drug trafficker. Yeah, yeah. Yes. Well, Juan, friend of the show, go check him out on social media.
45:13Emily Jashinsky:He has a sub stack as well. I know you're taking some reporting trips to South America and all over Latin America in the days and weeks ahead. So thank you for joining us in the studio. It was a pleasure to have you here. For the first time, you saw the studio. Thanks for having me, guys. Of course. Well, that's going to do it for us on today's edition of Breaking Point. We so appreciate you taking the time to be with us on this Wednesday. Ryan, anything else? That's it. That's it. I've got nothing. Ryan has declared it is over. All right. Well, Ryan and I will see you on Friday. Crystal and Sagar, we'll see you back here tomorrow.
45:43Emily Jashinsky:Have a great one, everyone.
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From the publisher
Ryan and Emily discuss Putin assassination attempt, Jane Kim wins primary for California insurance commissioner, NYT attacks Sheinbaum amid historic approval ratings.
Juan David Rojas: https://substack.com/@rojasrjuand
Jane Kim: https://www.janekim.org/
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