In short
Craig Finn (Hold Steady) discusses how working musicians make a living, why album timing/press still matters, how touring models have changed as fans age, and how his new solo album fits alongside Hold Steady’s sound and themes. He also talks about music’s role in community amid political polarization, plus major career moments (singing with Bruce Springsteen, opening for the Rolling Stones, TV/film placements).
Guest backgrounds
Craig Finn is the leader of the band Hold Steady. He started the band in his early 30s (around 31; first success in early 30s). Before that, he was in Minneapolis band Lifter Puller (broke up in 2000) and later worked at a webcasting company (Digital Club Network).
Key claims
Album releases enable “grand statements” and press/publicity; touring pays first and is more predictable than label checks. The music industry collapsed after Napster; advances often don’t cover costs. He prefers multi-show city runs over exhaustive tours because fans have jobs/kids. Music builds shared-room community; he’s angry at “stick to singing” gatekeeping.
Notable examples
New album We All Want the Same Thing; indie label Partisan Records; preorder via PledgeMusic. Fans travel internationally (Brooklyn shows drew people from New Zealand/Norway). He sang “Rosalita” with Bruce Springsteen at Carnegie Hall; opened for the Rolling Stones in Dublin. Songs appeared on Lost (Eddie Kitsis connection) and Game of Thrones (band contribution tied to a scene).
Written by AI. May contain mistakes. Listen to the episode to check what was said.
Chapters
Tap a time to open that second in VONew Year Reflections and Introducing Craig Finn
1:03 to 2:07
The host shares thoughts on the New Year and introduces Craig Finn, discussing their past connection and the context of the interview.
“I want to wish you a happy new year, and that's pretty much all I want to say about 2025.”
Craig Finn's Music Career Journey
2:07 to 3:01
Craig discusses his late start in music with The Hold Steady and the persistence it took to succeed.
“You are the very first rock star I've had on this podcast.”
Importance of Albums in Music
3:01 to 4:19
They explore the significance of albums over singles and how music consumption has changed.
“So we're going to time this, hopefully, so this will come out around the same time it's coming out.”
Listening Preferences and Vinyl Culture
4:19 to 4:59
Craig shares his music listening habits and discusses vinyl records in the context of New York City's space constraints.
“When you sit down and listen to music, do you listen to albums all the way through?”
Experiences in Music Industry and Label Dynamics
4:59 to 6:15
A conversation about the traditional music industry, label experiences, and the challenges artists face in the modern landscape.
“I have this weird, someone gifted me a, like one of those 1958 RCA console stereos, you know, like your grandma might have.”
The Hold Steady's Touring Strategy
6:15 to 8:09
Craig explains the Hold Steady's touring strategy and how they adapt to their audience's changing life circumstances.
“Those companies obviously are not thriving.”
Musical Evolution and Industry Changes
8:09 to 11:01
The pair discuss the evolution of the music industry from the peak in the late 90s to current challenges and opportunities for artists.
“So not only are your fan bases in these cities, but they're near airports.”
Touring as a Musician's Model
11:01 to 13:06
They debate the touring model for musicians and the realities of competing for fan attention in a crowded market.
“Had you sort of thought through like, all right, is this going to be a living or is this going to be something I do for fun?”
Reflections on Personal Music Journeys
13:06 to 14:00
Craig reflects on his personal journey in music and how his experience in Minneapolis shaped his career.
“I mean, the other thing about touring is, you know, if you're waiting for your check from your record label, well, the record store took their cut.”
The Pressure of Touring
14:00 to 15:00
Discusses the challenges and pressures of touring for bands.
“I noticed just the poster for Air Supply at B.B.”
Show all 28 chapters
Transitioning to New York
15:00 to 16:00
Craig Finn shares his journey of moving to New York and the reasons behind it.
“I was ready to not, I mean, Lifter Puller was big in Minneapolis, but I knew I wanted it to be, you know, more robust.”
Reviving Music through Comedy
16:00 to 17:00
Explores how Craig got back into music through a friend's comedy troupe.
“So after a few years, it was like, I want to play these songs.”
The Unique Nature of Live TV Music
17:00 to 18:20
Craig describes his experience performing live music on TV and the challenges involved.
“And they usually have a guest drummer because Fred Armisen's the drummer.”
Songwriting Under Pressure
18:20 to 19:40
Discusses how pressure influences songwriting and creativity.
“I mean, I wondered if it was like being a trader or something, where the market's closed, and you kind of are like, it's done for the day.”
The Economics of Music Sales
22:35 to 24:10
Craig discusses the economics of music sales and pre-orders for artists.
“It's good for the first week, but I think more ends up in the artist's pocket.”
Solo vs. Band Dynamics
24:10 to 26:05
Explores the differences between Craig's solo work and his work with The Hold Steady.
“I'm not a Spotify guy, but I actually listen to Napster, which is just the – a friend of mine works there.”
Influences and Musical Evolution
26:05 to 28:00
Craig reflects on his musical influences, including Springsteen, and how they shaped his style.
“I like that you use hold steadifying as a verb, because I wanted to use springsteeniness as an adjective.”
Exploring Musical Influences
28:00 to 28:31
Discover how personal musical journeys shape artists' perspectives.
“Yeah, almost kind of the conventional wisdom among a little subset of us, right?”
The Shift in Music Accessibility
28:31 to 29:52
Understand the evolution of music consumption and its impact on artists.
“But maybe then getting a copy of Let It Bleed and hearing the songs that they didn't play on KQRS, the deeper cuts, and being like, oh, this is actually kind of amazing.”
Concert Culture and Audience Engagement
29:52 to 31:32
Learn how concert experiences foster community among diverse audiences.
“And it was reflective of what we were listening to, kind of more open-minded and more, but also just really wanting to be inclusive.”
Political Themes in Music
34:21 to 37:18
Explore how contemporary issues shape music and audience relationships.
“This episode is brought to you by Welch's Fruit Snacks.”
The Power of Shared Experiences
37:18 to 39:27
Discuss the importance of shared moments at live events in today's society.
“obviously that are, that are mixed in people's politics are, are hard to predict when they're at the show, but I'm sure, I'm sure.”
Memorable Collaborations and Moments
39:27 to 41:33
Delve into Craig Finn's memorable collaborations, including with Bruce Springsteen.
“I want to make sure you played with him, right?”
Cultural Impact of Music and TV
41:33 to 42:01
Examine the crossover between music and television, highlighting significant moments.
“Our classmate Eddie Kitsis, who remains my best friend, was a writer on Lost and I think threw that in there.”
The Influence of TV on Music
42:01 to 43:16
Explore how TV shows have integrated music into their storytelling.
“That's the last one I was going to ask you about.”
Touring Life and Its Evolution
43:16 to 45:48
Discuss the realities of touring and how it affects personal and professional life.
“Even without watching the show, it was like, wow, this is actually kind of, I mean, they have kind of these worlds created.”
Character vs. Authenticity in Songwriting
45:48 to 47:14
Delve into the distinction between songwriting from personal experience versus character storytelling.
“Do you find that people, your fans, casual fans, get that there's you singing a song and you're singing in the character of someone else and there's a distinction?”
Modern Relationships Explored in Music
47:14 to 48:26
Examine how contemporary partnerships and love are reflected in Craig Finn's music.
“That was press materials, but I'm sure it'll end up on the internet somewhere.”
Transcript
Automatic transcript. May contain errors.0:005 a.m. I'm up with a crisp Celsius energy drink running 12 miles today. Grab a green juice, quick change and head to work. Meetings, workshops, one more Celsius, no slowing down. Working late, but obviously still meeting the girls for a little dancing. Celsius, live, fit, go. Grab a cold, refreshing Celsius at your local retailer or locate now at Celsius.com.
0:51Ugh. still apply. See website for details.
0:59From the Vox Media Podcast Network, this is Channels. With Peter Kafka, that is me. I want to wish you a happy new year, and that's pretty much all I want to say about 2025. So instead of a what it all met show, or a wrap-up show, or a look-ahead show, I wanted to zag and bring you a conversation with Craig Finn, who is the leader of the legendary Hold Steady, and who was also the only rock star that I went to junior high with. This one is from all the way back in 2017, when the show was called Recode Media, and we taped it in this weird tiny black box theater on the Upper West Side, which may explain why it sounds a tiny bit different.
1:39Acoustics aside, this one is fun because it's a rare look, on this show at least, at how a working musician actually works. And while we taped it quite a while back, I think it still holds up. And I'm guessing if we did it again now, we'd make some reference to TikTok, but everything else would be more or less the same, I think. So take a listen. And if you've got a working musician you'd like me to interview in 2026, let me know.
2:06I am here with Craig Finn. Welcome, Craig. Hey, thanks for having me. You are the very first rock star I've had on this podcast. You are also the only rock star that I went to junior high school with. So I think those two things are connected. Rock star is a big word. I was going to say working musician, but rock star sounds cooler. Working musician. Rock musician is probably accurate as well. You are a professional musician. You play music for a living. That is true. That's awesome. That is good, yeah. And it's something that came late. It did not come until I was in the Hold Steady, which is a band I started when I was 31 and didn't happen probably until I was 33, 34.
2:43So there's something for persistence. There's something for persistence. And the degree of difficulty gets harder for musicians, period, right? And I think in 2017, making a living in music is even tougher. I want to talk about all of that. Yeah. I also wanted to talk about the fact that you have a new album out. It's called? We all want the same thing. So we're going to time this, hopefully, so this will come out around the same time it's coming out. Because you want press around an album. I'm going to ask you a bunch of dumb questions, so here's the first one. why in 2017 does it matter when an album comes out and what kind of press push you get if i'm if i'm going to listen to it on spotify whenever so it might not but you know i mean there's part of it that's rooted in how i uh think of music and i i always feel like i need to pull together 10 or 12 songs to to make kind of a grand statement and that's because i grew up listening to albums and that's that's how it's vestigals yeah that's how i think of things and it's important uh i think you can release singles but i also think that the sort of the i mean you know the press push and all that i mean even something as as simple as hiring a publicist you know if you had one song are you going to hire a publicist to tell tell the world about the song and go around and do all the uh interviews and so i think there's it's it's a matter of like putting something together and then going out and it's still an album still feels to me like the right amount of songs together because you grew up listening to albums you still think of them as sort of the way to make music?
4:11Yeah, even sequencing the record, I think of like, oh, that's like a great song for the beginning of side two. And that's just, you know, younger people probably won't think that way, but I'm probably going to think that way till the end. When you sit down and listen to music, do you listen to albums all the way through? Are you a playlist guy? Mainly, well, both, but I do listen to albums. For new music, I kind of create these shuffles, you know, like I'll drag a bunch of new albums and I'll, you know, listen to them on shuffle on my headphones when I'm on the train or whatever, but at home I'll put on albums.
4:42Yeah. Are you a vinyl guy? I am a vinyl guy. There's a little bit of an, you know, with New York real estate, there's a little bit of argument over how much vinyl is allowed in our apartment. It's not much currently, but it's already kind of getting to the end. So there's a space issue. There's also a, how do you actually play music in a New York City apartment? Yeah. I have this weird, someone gifted me a, like one of those 1958 RCA console stereos, you know, like your grandma might have. And I thought it was cool. I mentioned I thought they were cool, and all of a sudden one showed up again.
5:18That's great. It's cool, and especially records from that era sound amazing on it. I used to write about music more often, and I would go to some record label, and at some point I wasn't writing about the songs or the albums, I would write about the business, but inevitably someone would say, here, come in and listen to this. and there was always this ritual where they would come in and play something on a giant speaker at a super loud volume and then there was this whole thing where you had to sort of nod your head appreciatively no matter whether you liked it or not, which I thought was funny.
5:45And I always thought, like, no one that I know listens to music on giant speakers at giant volumes. No one can do that. No. I mean, I listen to so much of my music on the train. I've been in those. I've visited people at major labels. It's always like major labels that do that. And that is the most awkward transaction I think I've ever been in. The nod? I mean, can you talk? Are you supposed to talk? Are you not talking? It's really, they should ban that. Are they still doing it? I don't know. I don't think so. I haven't been in one of those offices in a long time. I don't know. Those companies obviously are not thriving.
6:18So I don't know if they still do that. Maybe they got rid of those people. I was asking this question with Beth before you came in, my producer. Are you on, you still use labels? Yeah, I'm on an indie label out of Brooklyn called Partisan Records. Partisan Records. for this album, then what about the Hold Steady, which is your day job? The Hold Steady was on Vagrant for many years. The last record was on Razor and Tie. But we haven't had a record in a while, so the next one will be on something. So for my continuing series of dumb questions, the Hold Steady is still a thing. You're going to go back to that.
6:50Yeah, the Hold Steady, we didn't play for like 18 months, and then we played a few shows in September and then four in Brooklyn in December. now like we i think that that will be you know for the near future probably the model like try to find cities to put play multiple shows in rather than go on an exhaustive tour because there's i mean a lot of people are older and a lot of people maybe not everyone has as much um energy towards rock and roll as i do the band or the audience both actually i mean both in it and you think of it that way i mean i think like the audience is older you know our biggest record was boys and girls in america which was 2006 so if you were 23 24 when you got into that record you're now 34 you might be in a different place well you go on a big six-week tour you got to play somewhere on monday night so you're in kansas city on monday night and your fans who are now 34 are like oh god i you know i gotta be at work tuesday morning and i've got two kids now and you know so i think like in the near future to me it makes more sense to say like hey we're gonna pick major american city and play three shows there thursday friday saturday because We know we've got enough people who can get babysitting.
7:55People can maybe, and if we put them on sale in advance enough. I mean, when we did the Brooklyn shows, I meant people from New Zealand, people from Norway. People traveled for it, and it was really special. And it made it more special than like, oh, they're going to come around every six months. So not only are your fan bases in these cities, but they're near airports. People can fly in to see you. How cool is that? Yeah, and I think the audiences, I look at our audience, and they look pretty employed. You know? So I think people were, like, excited to come to Brooklyn for, you know, people who traveled.
8:26Like, this is a great place, great reason. And, you know, who knows? Maybe you put it in Chicago and it's the same weekend the Cubs are in town or something like that. And you can get people traveling and be a part of something. Because it's not just about the band. It's about the fans coming together, too. So I met you, well, I went to junior high school with you. Yeah. And then... And Countryside, maybe elementary, too. That sounds right. Yeah. I went one year there because I was at Highlands before, and we moved over to Countryside. Yeah. Countryside Elementary. Take the kids by there in a couple weeks.
8:55Go do some sledding. So I remember running into you in a house party in Minneapolis after college, and everyone in Minneapolis after college or that age, early 20s, was in a band. I said, Craig, what are you doing? I'm in a band. Of course, you're in a band. And I just shrugged because everyone was in a band. And it turns out you were in what became a really big band, Lifter Puller. Big in Minneapolis. Big in Minneapolis, but like the big band in Minneapolis, which is a reasonably sized city, so you're a reasonably sized deal. But so that was up through basically the end of the music business, right?
9:24Up through the late 90s. Well, yeah. I mean, Lifter Puller broke up in 2000, and I moved to New York just maybe a month later. And I do remember, like, when I moved to New York, I worked at this company called Digital Club Network, which was a webcasting company. And I was kind of doing it. It's part of eMusic, right? Yeah, eventually. It was bought by the same people, Dimensional Capital. But when I was there, things like the Strokes and the AAS were happening, and that really felt like the last gasp of the music industry. I mean, that's when you had still people were getting big deals and buying records and things like that.
10:02But as we sort of know looking back, the music industry peaked in like 99, 2000 because of Napster. So the idea that you could make a living making albums and getting an advance and getting royalties theoretically on a record, that was pretty much gone five years after that. Even now, a big advance would still be not much more than the cost of making a record. And it's kind of like the fishbowl. And the cost of making a record keeps going down, too. Yeah, you can make a record for next to nothing now. But I feel like it's one of the, music is one of those things, the fish kind of expands to the size of the bowl.
10:42If you get$100 ,000 to make a record somehow, it costs$99 ,000. So where I was getting at was when you first got into music in a big way, there was a theoretical path to having a traditional music career. And then your second version, which was the Hold Steady where you really got big, that sort of had gone away by then. Had you sort of thought through like, all right, is this going to be a living or is this going to be something I do for fun? Yeah, I mean, there's this, a lot of people are excited or ask about this one moment. When did you get to quit your job? And the answer is you become unemployable first.
11:18You know, you're always on tour. No one wants to, you know, you can't come back to your job because you've missed too much. Yeah, because you launched the whole city. It was a big deal. And you still had this day job at Digital Club Network. I remember running into you there somewhere. Yeah, and so, you know, eventually it was like, can I go on tour? Sure. Can I go on tour? Sure. Can I go on tour? Or maybe this isn't right. So there's that. So it's a leap of faith. But you also are like, wow, when we're on the road, we make money and we're self-sufficient. It's just we can't come home for that long.
11:50But eventually, with the hold steady, we put it on a salary on everyone. So that led to some stability. So if you're in the hold steady, you get a check weekly or biweekly. You did. Yeah, we're like, you know, like when we went on break, we don't do that anymore. And so the business model, I mean, is it all from touring primarily? Shows, but also, you know, as a songwriter, there's some publishing. Yeah. And that, you know, and that's weird because it's hard to plan for. But, you know, when Budweiser takes your song and puts it in an ad, this check shows up. You're in a Budweiser? I have been, yeah.
12:26Good for you. And, you know, that thing is a big part of it, too, as long as you're, you know, the songwriter. So, you know, again, I used to write about this more often. But, you know, when the music industry was collapsing, there was a certain group of people, a lot of them who I was sort of talking to and writing for and technology, who would sort of say all the musicians were complaining about Napster and file sharing and then eventually Spotify, any version of it. They got to get over it. They got to understand that the cost of distributing music is the marginal cost is zero. And they've got to find some other way.
12:58And usually they sort of shrug and say, go on tour. Yeah. Which always seemed like an easy thing for them to say and harder for you to do. But it seems like that's actually the model you guys have. Yeah. I mean, that's where. I mean, the other thing about touring is, you know, if you're waiting for your check from your record label, well, the record store took their cut. The distributor took their cut. The label took their cut. And then they're kind of handing you this check that you kind of have to accept whatever it is. And the show, the club gives you the money, and then you pay your agent.
13:27So you're touching it first. So on some level, that's always going to be better. And you've got a fairly decent sense of what that show looks like. Yeah, and what your expenses are, whether you can afford to bring the extra crew guy, etc. The one thing about the touring, though, that struck me, and this is some years into after the file sharing started, I was at a club in Indianapolis, and I looked at their calendar. and the week we were playing had like four great bands playing in indianapolis that week and i thought you know these rock and roll fans in indianapolis can't be going out all five nights a week so it does like everyone toured more i i feel like when i see like ads for you know a place like bb king's and and like i'm like oh my god that band is still touring like like they have to tour are they having against a million other people who are also having to tour so so that's kind of scary, you know?
14:22I noticed just the poster for Air Supply at B.B. King's, and I was like, wow, what does that look like, and do they need to do that, you know? Supposedly, right? I mean, what I assume they would say is, well, we love playing live music. We love to do this. Yeah. I mean, it's one thing to do it in New York. I mean, are they doing it in every small market in the U.S. would be an indication that they need to do it. So you had a big band in Minneapolis. You moved to New York, and usually the trajectory is, I'm doing whatever in Minneapolis and I want to make it bigger. And so I moved to New York, but you didn't do that.
14:53You were done with music. I remember running into you and you're like, I'm not doing music now. Yeah. I mean, I started, that was one way of putting it. I was ready to not, I mean, Lifter Puller was big in Minneapolis, but I knew I wanted it to be, you know, more robust. And it was, we didn't really have a label or a agent and we were touring, but it was like, you know, we'd go to Chicago. we'd only play for like 40 people, you know, and Minneapolis played for a lot of people. So like it didn't feel like having some global idea, it didn't feel like it was really connecting outside of Minneapolis.
15:26And we'd done enough of that that I was like, well, I've done that. Yeah. So I moved to New York to sort of see what would happen, I guess is more likely. I mean, I - So you thought you might pick it up again. It wasn't that I'm - Well, I was writing songs, but I was like, I need to like figure - I wanted to kind of have, I wanted to see if I just, I wanted a new experience and living in New York was that. And I was married at the time. I'm not anymore. I have a girlfriend of a long time now. And I thought, well, it was kind of like, are we going to buy the house and have the kid in Minneapolis?
15:58Or are we going to do something else? And we decided to do something else. But I was writing songs the whole time. So after a few years, it was like, I want to play these songs. Something pushed you to do it. Yeah. Let's start up again. Yeah, exactly. I mean, there was actually a, what happened was this guy I knew had an improv comedy group called Mr. Ass. And he wanted us to play, me to put together a band. I was friends with him and he wanted us to play covers at his, like sort of almost bumper music. And so I put together a band of these guys I knew. And then they was like, you should play your own song.
16:32And so I showed him one of the songs that I had, which is called Knuckles, which is on the first Old Steady record. And then we played that and we were like, it's more fun to play our own music. So after we did that twice with the comedy troupe, we were like, we're just going to make this a band. We're done being the Mr. Ass House band. Yeah, exactly. I was listening to the Seth Meyers podcast you did on the way up. So you were just flashing forward. You did like a stint with him? I did, yeah. At the end of the year? Right before Christmas, I sat in with the 8G band. And they usually have a guest drummer because Fred Armisen's the drummer.
17:05Right. And he's rarely there. But he was there that week. and they decided to have a guest vocalist. And Fred, I know Fred from 93. Lifter Puller was on the same label as Trenchmouth, his old band. Right, because Fred Armisen was a music guy. Yeah, he used to sleep on our couch when he was on tour and playing in Minneapolis. And he was always funny. And I know some of the other guys in HG Band, too. So they had me up, and it was really fun. You compose all the music the same day because they don't license, I mean, they license, I think, like one song a day, which would be the song I would perform.
17:41But the rest is composed. You do an instant song. Yeah, yeah. It's the same way that Seth and those guys are making monologues. Yeah, yeah. We write the songs. You come in at noon or something, and you write the songs, and then you play them. And they're short because there's only so much time for them. But it's really fun. And I loved the energy of you build something all day, and then it's over, and it's over. And I'd done TV with the band before, and it's always striking to me. You're there all day to play one song when you're a guest. And you play the song, and then, God, it's over so quick, and the cameras kind of roll away, and everyone's gone.
18:16And you're kind of like out on the street with your equipment, like, what happened here? Bye-bye. But I really love the energy. I mean, I wondered if it was like being a trader or something, where the market's closed, and you kind of are like, it's done for the day. I'm kind of like blogging a little bit. That's one of the reasons I like that, is you write, and then you hit publish, and you're done. Yeah, and then you do it the next day. I mean, that was the cool thing. There's no homework for it. Seth told me that they try not to talk too much about the show after it's done. If you're like, oh, that didn't go so well, but then you sleep on it and you're like, oh, let's just try to do it better tomorrow.
18:48Yeah, and also you've got to do a new one the next day. Yeah, yeah, yeah. A friend of mine worked for Letterman for a long time, and he was very influential in the way I write songs. in that he was one time telling me he was annoyed by depictions of writer's block in movies, like with a blinking cursor. And he was like, you know, my show's going on at 11 p.m. We have to try to write it. And Letterman's a real factor, right? Those guys are like in a cubicle, like pounding out hundreds of things a day. Yeah, yeah, I think so. They literally put it like in a tube, I think. And, you know, so it's like you have to try to make it, write a show and then try to make it good.
19:22And that's kind of how that changed my songwriting. I was like, well, I'm just, you know, block off two hours. I'm going to write a song. And then it's done. And then, well, and then I'm going to say, decide, I'm going to put it aside and then I'll revisit and see if it's good. But if I have something on page, I'm sure this is like writing, you know, there's something on the page you can start moving things around. But if it's a blank page, you got nothing. Blank page is the worst thing. I would much rather take something that someone else wrote and start monkeying with it than look at the blank screen.
19:48Yeah, exactly. And that's, and that's, and songs that really works, you know. We'll be right back. But first, a word from our sponsor. What if you could have the most reliable Wi-Fi at the same price for five years? That's the Xfinity five-year price guarantee. No annual contracts, no hidden fees, and our best equipment included. Plus, get online in minutes with same-day Wi-Fi. Just five years of fiber-powered Wi-Fi that boosts speeds to the devices that need them most. Lock in your price and unlock the possibilities. Xfinity. Imagine that. Select plans only. Restrictions apply. powered by fiber connected to the premises by coaxial cable actual speeds vary i get so many headaches every month it could be chronic migraine 15 or more headache days a month each lasting four hours or more botox on a botulinum toxin a prevents headaches in adults with chronic migraine it's not for those who have 14 or fewer headache days a month prescription botox is injected by your doctor effects of botox may spread hours to weeks after injection causing serious symptoms alert Search your doctor right away as difficulty swallowing, speaking, breathing, eye problems, or muscle weakness can be signs of a life-threatening condition.
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22:07back here with craig finn i'm not gonna call a rock star i'll call him working musician who has an album out he will tell us what his album is called one more time we all want the same things so you can go buy that album yeah yeah do you care where they buy it by the way Does it matter for you if they buy it at iTunes versus can they buy it from your store? What really helps musicians is that there's a preorder, and we do our preorder through Pledge Music. But anything in advance really helps because there's more. It's good for the first week, but I think more ends up in the artist's pocket. So there are two things.
22:41One is the actual economics. You'll end up with more of that? Yeah. I mean, we'll do some. We also, there's more stuff. We offer like Signed By and all. there's test pressings. There's things to add on, which of course, you know, are helpful. And then also you still care about sort of where it places or there's momentum in the charts. I don't say I'm hugely involved in that game, but theoretically it helps. I literally can't remember the last time I bought an album. Some of it is that I've aged out of music in some ways, but even last year, two of my favorite bands, who again were bands that I liked in the 90s, De La Solo and Tribe Called Quest, both had albums and that made my day.
23:16and I listen to them both on Spotify. On Spotify, yeah. I have guilt about it, but I didn't know it. Yeah, I mean, that's just kind of, but, you know, both those bands probably had pretty good years on other ways, you know? And that's just, I mean, you know, it's kind of like automation. It's like some of these things aren't coming back, so we can't. I don't really think about, like, why aren't people buying my albums? I hope they're enjoying the music and that it will lead to other things. And I think you have to have faith in that. And, I mean, you've got a really committed core of fans, people who fly in from New Zealand.
23:51So do you sort of count on them to buy the album regardless for that same reason? Well, you'd hope that you're offering something that they have. I mean, for every person that's like, I only listen on Spotify, which I get because I get it. You know, there's the other guy who's like, why can't I find the 7-inch that you put out in 1994? And my life can't move forward until I get it. And there's those people, too. So there's a mix. Yeah. And where do you find new music? I really listen to a lot of Spotify. Spotify Discover, do you use? Are you a Spotify guy? I'm not a Spotify guy, but I actually listen to Napster, which is just the – a friend of mine works there.
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24:27Rhapsody owns that brand. Yeah, but it's now – I think now they call it Napster. Yeah, yeah, yeah. And a friend of mine, like, gave me a free account, and then I sort of got hooked on the interface. So I just – I don't know. It was more intuitive to me. And I don't know what Napster does in terms of the sort of discovery, curation. Do they have something where they present stuff to you or you go tell them? Yeah, there probably is. But I tend to, I read a lot about music still. And also just being on the road, you see what bands are playing. You're like, oh, that looks like something. Let me go listen to this.
24:57But I do kind of use that as a music discovery. I'm not usually led by them, but I am led by reviews or, you know, word of mouth. People say, oh, that's a cool band. I'll go check it out. And do you have some tipping point where you're like, all right, if there's two songs I like, I'll buy the album? You know, yeah, maybe. Or sometimes it's just like I think that's something I want. Or sometimes I'll be in the record store and be like, I want to hear that. That looks cool. I mean, the thing about the album, I really like the artwork and all that. But also it comes with a download card usually.
25:27So you can get it on the device that you're more likely to listen to music on. Yeah. So what is the difference between a Craig Finn solo album and a Hold Study album? Well, I mean, the solo stuff kind of burns a little slower, maybe, or burns a little less. The Hold Steady is a bigger, more rocking thing, and I'd say the solo thing is a little less big. This one sounds kind of big to me. But it's pretty big. There's a lot of production. I mean, it sounded pretty similar to Hold Steady. Yeah. I mean, this one has a lot of horns and stuff. I mean, the one thing, as far as the songwriting goes, is I pretty much just write the lyrics for the Hold Steady.
26:04We get in a room. the way songs come out is we get in a room and Ted usually has riffs and we play them and I'm yelling into a microphone and a while later we have a song where with this solo stuff I'm kind of like playing a guitar and I write the song a very simple song and then I'll show you know in the past I've shown it to the old steady guys and it's not like oh no that we don't want that song like put it on your solo album it's more like almost by the point of the having music and lyrics together, we've had a hard time hold steadifying the song, and it ends up just kind of being a solo song.
26:36I like that you use hold steadifying as a verb, because I wanted to use springsteeniness as an adjective. I understand where you'd be going with that. So that springsteeniness that's in the hold steady stuff, and I think in this album as well, that through line, is that Tad? Is that you? Is it both of you? Probably both of us. I mean, although if it's on the solo record, it's just me there. Although he's on this one as well. Yeah, he does play some guitar on this. And Springsteen is something, it's like, I've been obviously compared to a lot, because I am a huge fan. And he's a literate guy with a great backing band and a musical thing that references both new rock, but also harkens back to classic rock.
27:18And older rock, which is something also. The Holt Steady's use of the piano also really kind of connected us to Springsteen and the Eastern band. And the horns. But Springsteen is something that I came to in my 20s. I was going to ask because I don't – I mean, I listened to Bruce Springsteen, but I listened to it the same way that everyone – we're the same age. Yeah. We all listened to, you know, Born in the USA. Yeah. But at least in Minnesota, it wasn't like you talk to people who grew up on the East Coast. I love Bruce Springsteen. But there wasn't that connection, and we were into indie rock bands and men and whatever.
27:49I was nervous about – I was sort of identifying as an indie rocker, like a mild punk rocker. So, you know, to me, listening to Husker Du and the Replacements was something that was, you know, hipper than listening to Bruce Springsteen. Yeah, almost kind of the conventional wisdom among a little subset of us, right? Yeah, yeah. I mean, I don't think Springsteen was that hip. I also was kind of mistrustful of, like, Led Zeppelin. And it was, I sort of just burned out on indie at some point in the 20s or got more. I don't know, I kind of went back and folded back into really getting all the Rolling Stones records and Springsteen and Led Zeppelin.
28:25So all the stuff that we would have listened to in KQRS. Yeah. And then that discarded because it was old guy music. Yeah, old guy music. But maybe then getting a copy of Let It Bleed and hearing the songs that they didn't play on KQRS, the deeper cuts, and being like, oh, this is actually kind of amazing. Monkey Man's an amazing song. Yeah, right. And like, yeah, I like it. Goats Head Soup because Mick's wearing the cape. And, you know, like this real kind of decadent thing. And it was just like, you know, I burned out on Indy because it was kind of at some point just got really nerdy to me. That's, I mean, you've got a bunch of songs about that, right?
29:05Stay Positive is about that. Yeah. Sort of burning out on that scene. Yeah. And also sort of wanting to do something. I mean, even the level of Lifter Puller was big in Minneapolis. us it was i wanted to do something it was you know we still did like weird shows at art galleries that no one knew about you know and like we're kind of deliberately not for everyone or something and i i think when we started the whole study it was very we we had conversations we wanted to be really inclusive yeah i gotta say i was i didn't love lift or puller it was a little a little a little aggressive for me yeah i can admit that now yeah and when i heard that you had a new band i'm like oh well it's going to be like that so probably not for me and when i eventually heard I'm like, oh, this is accessible.
29:45It was more accessible. It was more wide open, I think, and less jagged or less spiky or something. Yeah, that's a good word for it. And it was reflective of what we were listening to, kind of more open-minded and more, but also just really wanting to be inclusive. And now it's, again, I'm really not listening that much, but it seems like there's a thread of that sort of, that kind of music that people are newly appreciative of. Titus Andronicus, who you've worked with. But again, sort of similar sort of indie rock plus Springsteen. Well, Springsteen really had a, I think, has had a second or third or fourth act or something.
30:21I think, you know, that people really, I don't know, people admired his, I don't know what the word is, but his, just his work ethic and his inclusiveness and his words. And I mean, I think bands like, big bands like Arcade Fire, I mean, I think, or take some Springsteen. and um yeah i just always thought of him as kind of a regional like i knew that he was a giant international star but at least growing up in the midwest just did not come through there yeah it's funny though then um i saw him in saint paul and i felt the same way but then i saw him in 2007 in saint paul and like you know all the bars around the excel center were like cranking springsteen and stuff and i was like oh maybe this is always there and i just wasn't paying attention you know i i music was you know like i i needed i needed people to know that i was uh this one way uh when i was younger and like you know it was i always think about i would go to shows at first avenue and you'd go to the merch table and you could buy the record or you could buy the t-shirt and i always buy the t-shirt because like if i bought the record who at school would know i went to the show you know and um i guess there's a part of going getting over that that's important.
31:32Yeah, I think about that, and I also think about the idea that at a certain point for me, even knowing about music, or even having a chance to listen to it, meant that you displayed some kind of commitment because you had to get on a bus or get your mom to take you to first, however you got to first avenue, and that you had to expend effort to know about this stuff and consume it. And again, that's all sort of gone now, right? It's one button, anything you want. And on the one hand, that's great. You can literally hear anything you want. On the other hand, it seems like it's less earned, so it's less cool.
32:00But I've got to get over that. Yeah, there's less commitment or less discovery. I mean, think about buying sort of pre-Nirvana buying alternative rock record or whatever it was called. I would say underground rock back then. And you had to go to like a place like Orfolk Jocapist or something. It wasn't like you could go to Musicland and there's all these records, but they weren't those records. And so you had to go to like almost a specialized store. Northern Lights. Yeah, or something. Northern Lights or Folk and buy. And I remember explaining that to my mom. She was like, well, why didn't we just go to that restaurant?
32:36They're not going to have the good stuff. They're not going to have it. And she was like, well, what is this stuff you're in doing? And so the idea of sort of setting yourself apart was part of the thing. Yeah, it's an identity. And so do you think about that when you're looking at people who are consuming your stuff now and realizing it's, for many of them, I mean, again, They come from New Zealand to see your shows, and that's some serious effort. But for a lot of them, it's a button, and then they hear something else, and they move on. And maybe means less to them. I think maybe, but I don't know.
33:03I suspect, I get the feeling, just from talking to the people who come to our shows, that these people are, they're like Springsteen fans. They are really into this one thing. It's not like, yeah, I want to, you know, I meet a lot of people that have gone to like. They didn't stop by. Yeah, a lot of people are going to their 45th show. And, you know, they're, you know, it's not like I went to nine shows this week. It's like, you know, I traveled. I traveled 1 ,200 miles to go to this one. That's cool. We'll be right back. But first, a word from our sponsor. How many discounts does USAA Auto Insurance offer?
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34:46We're back here with Craig Finn. I was reading one of the articles about one of the other solo albums you did, and they said, this is Craig's 9-11 album. It's 15 years later. Everyone's getting their head around Trump. Do you think your music is generally not political? Springsteen is often more political. Do you think that's going to change the way you create music? I'm not sure. I mean, I do feel like we are in new times. I think this record I'm putting out right now, We All Want the Same Things, talks about a lot of characters. that are in, you know, it's more anecdote-based stories, but it's a lot of people that are, well, I would say not all the characters voted probably the same way I did.
35:29And I would say a number of them don't have health insurance. And I think a lot of them are struggling in today's America and just trying to get through. The stories and the songs are about people who are trying to push through this world today. So in some ways that is political on some level. But yeah, we feel, I certainly, more than ever before I get really angry when you're on social media and people say, stick to singing. Or stick to sports or whatever. Stick to tech. You know, whatever you are, I am a singer or a ranter or a talker or whatever you might say. But I'm also a small business owner.
36:10And at very least I think I have the right to express my opinion as that. Do you think your audience all votes the same way? No. No, you think it's a heterogeneous crowd? I think it's a mixed crowd, but I'm guessing most people vote the same way as I do. Yeah. But I think there are definitely Trump voters in my audience. Do you think about, maybe I got a, you know, everyone in my blue state bubble spent the last few months going, I don't even know anyone like this. I literally can't comprehend this. Was that, do you sort of know, oh, I know what some Trump voters look like because I've seen them in my audience.
36:44I mean, you also are touring, so you're going to different parts of America. And, you know, I mean, my friends in the Drive-By Truckers made a great album called American Band last year that was very explicitly political. And they lost, you know, they got some negative feedback from some portion of their fan base. I was sort of like, I don't know what Drive-By Truckers you guys were listening to before because I always thought they were a political band. But, you know, this was maybe one click more explicit. it. But yeah, I see, I mean, I think, I think I, I think Springsteen has people in his audience, obviously that are, that are mixed in people's politics are, are hard to predict when they're at the show, but I'm sure, I'm sure.
37:26But that doesn't, you know, and, and nor do I think that all, you know, the people who vote differently than me are inherently bad, even in this election, but I, I would differ than, you know, I would say that maybe they aren't asking the same questions I'd ask. I saw Louis C.K. play in Philadelphia the week before the election. And I thought, okay, at some point in this hour and a half, whatever it is, he's going to reference, because he's talked about Trump a bunch of times on social media and it's in Philadelphia. Not a word. By the end of it, it seemed almost strange for him not to even acknowledge the election in any way.
38:01And I always thought, is he possibly concerned about losing an audience? That doesn't seem right. It seemed like a real conscious effort for him to not do that. Yeah. I mean, the one thing I would say, and I just did this living room tour where people, I played in living rooms and people invited strangers into their house. And it felt like mildly political, mildly revolutionary to just get people in a room all together, people you don't know, and invite them into your house. And I think that, like at a rock show, every day, every year, it gets more and more important that we have these experiences.
38:37We all get in the same room together. Because as we know, we can sit in our computers and converse. We can be in the same room and be separate. Yeah. And to be focused on the same thing, I think, is more and more important. I think Trump voters found that same thing at those rallies. I think that there was a lot of power that he gained from putting those people in the same room and saying, like, these people think like me. I feel like going to a rock show is great. You feel like, all right. When I'm at a show and I look over and there's a guy in a Titus Andronicus shirt, I can say, hey, man, Titus Andronicus, did you see that last show at Webster Hall?
39:14And that's not weird. You know what I mean? Now we're here. We're together. We're able to talk. And I think those moments are very important. And I think that's one of the things that still excites me about doing music is building these communities. We talk about Springsteen a lot. I want to make sure you played with him, right? I sang with Bruce at Carnegie Hall. How cool is that? It was pretty cool. We sang Rosalita, and he invited a bunch of us. It was a night that was kind of paying tribute to him. And we were told, I think it was expected that he wouldn't be there, but then he was there. And he got up and he played Rosalita, and he invited some of us to sing.
39:50I sang the first verse, and then a couple other people took the other verses. There's a lot going on in that one, right? Yeah. It was pretty obvious I knew it pretty well, so he let me kind of bring it home. And it was great. I mean, you know, there was a moment I was like, I'm singing with Bruce Springsteen. I need to not think about that for five minutes because, like, I just got to get through this. Where does that rank in your all-time cool things you get to do as a rock star? Pretty high up there. I mean, he's pretty, and, you know, I was able to meet him through that, although it was a little later.
40:21And, you know, very, very good and very supportive. supportive and, you know, they say don't meet your heroes, but I think Bruce is, you know, sort of transcends that. Opening for the Stones was another one. I opened for the Stones in Slain Castle in Dublin and that was a, that was a big one too. I mean, although - Do you interact with them when you open for them or you just go, no, no. No, no, no. We got, I don't think we got anywhere near them. And I, and I also, you know, it's great to say you open for the Stones, but not many people are there to check out the opening band, but it was cool.
40:51How did that go over? I'd say it was all right. I mean, it was raining, and, you know, it could have gone. I think it was, no one was hostile, but, you know, I think people were pretty ready for the Stones to come on. Yeah. Other cool things I know that you've done, you get to create a Minnesota Twins theme song? Well, we did a version of Take Me Out to the Ballgame, and I'm a big Twins fan. They played in the stadium, right? Yeah, they played it in the stadium for a season, and we never did it, like, live. Oh, they played your version throughout the season? Yeah, they played it in every game pretty much.
41:23I used to have a connection with the music guy there who was a really good guy, but he doesn't work there anymore. You guys got a shout-out in Lost for our classmate Eddie Kitsis? Our classmate Eddie Kitsis, who remains my best friend, was a writer on Lost and I think threw that in there. Hugo or Hurley? He was wearing a T-shirt, right? No, he asked a girl if she wanted to go see the Holt Steady at Troubadour. I thought someone was wearing a Holt Steady t-shirt at one point there, too. That may be possible. But at any rate, any interaction with TV, and we've also had a connection with Game of Thrones.
42:01That's the last one I was going to ask you about. Anytime you connect with TV, you realize how much bigger TV is than music. Because that Lost thing, I remember I was sitting in a diner eating dinner with the band in Canada, and all of our phones just started shaking. And someone mentioned us on Lost. That's very cool. And then, yeah, so Game of Thrones, there's at the end of one of the episodes, the bear, right? Yeah, the bear had been made fair, and that was the guys who run the show were fans and said. And I think they've done one every season where a band. They bring in a contemporary band.
42:33Yeah, the National did one, I think. Because the song was in the book, so we didn't write the song. Or the lyrics were, anyways. So we kind of created the song. And they had an idea if they wanted kind of a drinking song. and it was cool but again so the scene ends, the episode ends your song comes on not only the scene ends but the guy gets his hand chopped off and then it goes black and the song comes in so I found that doubly thrilling because the guy got his hand chopped off and then there's Craig's band that was cool I don't know the show that well I know my girlfriend watches it a lot of the guys in the band watch it but I haven't really plugged in but we did get to visit the set outside of Belfast and that was really cool.
43:17Even without watching the show, it was like, wow, this is actually kind of, I mean, they have kind of these worlds created. It's pretty cool to watch people, at least for me because I'm a nerd about this stuff, even if I ever get to go in a studio a lot and get to see, oh, look, that guy's in a costume. He's going to make a TV show or movie or something. That's still pretty cool. We watched a scene getting shot, and then there was like an ice world or something that was fascinating because it was like this white kind of cottony. It's the wall, I think. Yeah, the wall, maybe. I mean, I've watched every episode.
43:46I should know. I'm going to feign like I don't know it. Yeah. Great detail. I think it's the wall. And you talked about that at the beginning. That's money for you, too. In this case, someone had written the song, so it's not publishing. I mean, that wouldn't necessarily generate, but other things do. And sometimes it's a little thing. Like, you know, you're in the background of law and order or whatever. But it adds up, and that's helpful. so do you think it's some like so we're two middle-aged guys and you're talking about rock and roll do you how long do you think you will be touring do you think you're gonna be air supply playing baby king probably probably i mean i like it that's the other thing is i think i'm i'm in i like it more than other people i really like the travel now i don't have kids so i think like you know like it's i've keep myself pretty like it like it's light you know as far as my like things weighing me down but i really enjoy like i i like nothing more than being in a strange city and kind of lost.
44:38So the touring's exciting to me. I'm about to go for it. You're not bored with it? No. No, I like it. I really like it. And I like the performances. I like the community. I think other people have less tolerance for it than I do. But, you know, I would hope I'm not doing out of complete necessity when I'm 70 or something. And also, you know, you've got the image of the Hold Steady is rock and roll, beer-y, boozy, but you can't keep that up forever. Yeah, that's sort of a little bit. I mean, there's some of that now, but it's definitely changed. I think at some point when we started doing over 100 days a year, it was like, well, we can't really behave like this.
45:15And that was both what you were doing on stage and hanging out after stage, but also the characters and sort of the themes of the songs. It was all just sort of one big. Yeah, it was a big celebratory thing. And I think in Lift or Puller, I really wrote about the most debauched, the party stuff. Hold Steady I wrote about both, the party on the hangover. In the solo work, I think I'm more into writing about people being on the other side of all of it and wondering if they're stuck or trying to get out of being stuck or trying to rise above their circumstance. Do you find that people, your fans, casual fans, get that there's you singing a song and you're singing in the character of someone else and there's a distinction?
46:00Most people do, but there is, I always find that there, I've always said there's more of an expectation for things to be confessional in songwriting than like filmmaking. You know, no one thinks Quentin Tarantino does the things that are in his films. Quentin would love it. That was the pain. Yeah. But, you know, songs, people are like, did you really do that? You know, there seems to be an issue of authenticity with music in some way in songwriting. You know, people like, you know, people love like, you know, that guy's really down home. That guy lives in a shack with a shotgun, so he can sing that song.
46:33Some of that's late 70s on, right? Singer, songwriter. Just a different style of music and a different perception of it. But I've got to say, I'm fairly sophisticated about this stuff. I remember when I was hearing your Separation Sunday album, Craig and I grew up in a leafy suburb. Maybe he had a whole alternate lifestyle, but I don't remember this being part of Craig's lifestyle. I'm like, oh, no, they're characters. Yeah, they're characters. I think I'm trying to do something that's somewhat cinematic, if that makes sense. Yeah, and people get it. Yeah, yeah. Most people get it. Whatever thing I got from your guys, it had a little bit of an explanation for each song, which is cool.
47:11Will someone be able to see? There's like a paragraph of explanation for each one of the songs. I'm sure. I don't know. That was press materials, but I'm sure it'll end up on the internet somewhere. Little liner notes. There was a great thing about, you said something about codependency, another codependency song. Yeah, a lot of the songs in this new record, We All Want the Same Things, are about this modern version of love, which is, I sort of say, uneasy partnerships of people pooling their resources to kind of get forward. I think living in New York, the real estate being so high, people move in after their third date.
47:46Yeah, so you have a lot of real estate relationships. Yeah, and I think there's versions of that throughout the record of people kind of making these teams. You know, when you're 28, you go to the summer, you go to nine weddings. And then you're 45 and some of those, they're kind of unraveling. But you always hear your friends are saying, but we're such a good team. We get the kids at school on time. We put dinner on the table. We do the handoff after school so well. And so that got me thinking a lot about how we kind of make these partnerships to get through. I gotta re-listen to everything with that mindset.
48:25Craig, this is super fun. Thanks, Peter. Let's do it again in less than 20 years. Yeah. Go buy Craig's album. What's the best place for them to find it? You know, whatever works for you. But let's say in your local record store, an independent record store would be the nicest for everyone. Go find an extant local record store and consume it there. Thanks, Craig. Take care. It was good, right? Here is the part where I normally thank everyone. but since it's the last show of the year I want to thank my producer Charlotte Silver who has been working with me for much of 2025 and has really improved the show.
48:59If you are still casting about for a New Year's resolution a good one might be to find someone like Charlotte who makes your work better. Thank you Charlotte and thanks to you guys too. See you soon.
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From the publisher
Craig Finn makes music — as the head of the Hold Steady, and on his solo records — about grown-up lives and bad decisions. Back in 2017, we talked about his life as a working rock musician — and how touring actually works, how the band found a second life, and why fans and friendship matter more than old ideas of rock stardom.
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