5 Daily Habits for Success in 2026

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0:37It might seem boring to save, plan, and make calculated decisions with your bank, but keeping your money boring is what helps you live a more happily fulfilled life. PNC Bank, brilliantly boring since 1865. Brilliantly boring since 1865 is a service mark of the PNC Financial Service Group, Inc. PNC Bank, National Association member, FDIC. Five daily habits to practice in 2026. Well, I mean, you killed it with the top 10 list. Viral God. So you might as well kick it off and tell us the five habits we need for 26. This is going to be a jam-packed. Let's do it. Oh, man. Well, I think maybe we all can chime in.

1:23But, you know, as far as like you said, a lot of it was already on my on my list previously, but definitely need to work out at least an hour a day. That's vitally important. You know, I'm a big fan of meditation. I think that in a world of social media and so much stuff going on that sometimes we kind of get lost in that as far as really taking time to do some inner reflection. So I've been doing that for years as far as, you know, morning, my morning ritual. If I'm not doing anything first thing in the morning is to just take a moment and just, you know, do the meditation. So I definitely think that I think that, you know, you got to be grateful.

2:00That's a major thing. So I'm a big proponent in prayer. I think that everybody should pray. Yeah, I got that. That's powerful. Great mouth. I got that right there. Got that right in the nose. All right, let's do it. That's a major key. Absolutely. I also think that you should take your nutrition very serious because that does play a major part in your ability to function at a very high level. So me personally, I've heard this before, and it's something I've been practicing for a long time. No, only fruit before 12. I don't eat solid food. Same. Before 12 o 'clock, I only eat fruit or juice. um like a uh you know like one of the juices from uh that's for 2026 i've been doing that for a while when i can't for the most i've never been a big breakfast person you know i'm not really a breakfast person like they're gonna see you eating that ackee and selfish they're gonna be like your shot fruit fruit only before 12.

3:05try not to eat after eight o 'clock good one try to drink a gallon of water a day. So taking nutrition very serious. Education is vitally important. Try to consume some informative content for at least an hour a day, whether that's, once again, watching a documentary, reading a book, or listening to an audio book, or listening to an educational podcast, YouTube, different things in the Nature Market Mondays on your leisure. So much stuff that you can actually educate yourself on. So I think that that's five. That's five. I'm going to try to do some of run a business and not thinking about podcasting think again more americans listen to podcasts than ad-supported streaming music from spotify and pandora and as the number one podcaster iheart's twice as large as the next two combined so whatever your customers listen to they'll hear your message plus only iheart can extend your message to audiences across broadcast radio think podcasting can help your business think iheart streaming radio and podcasting let us show you at iheartadvertising.com.

4:07That's iheartadvertising.com. Once you have a repetitive, I have pray on my list as well. I think that's highly important. That's how we start our day every day. I think reading is very important. It's something that I do absolutely every day. There's not a day that I don't do that. And that probably comes right after I pray. It's not TV first. It's like, what can I read first? And then I had three that I had to reflect.

4:33And I having self-reflection or having reflection in general like i do this with my wife almost every sunday we talk about what's happening for the week or like what's happening monday like tonight we'll talk about yo what you got on the agenda for tomorrow how can we fit in time here like having that reflection i read this quote that reflection turns experience into wisdom reflection turns experience into wisdom and so that's something that i've been doing for the past two years is just having that reflection obviously because we had a lot going on with the house and then with the kids and the move it was like let's take time let's figure out what we're doing here and how we can make sure that we stay in each other's pipes in a whole way right like not just showing up but actually being present and and being very commutative with each other um so that was one treat your body like an infrastructure so you talked about the workout thing i've started in 2026 obviously uh doing the 40 minutes of exercise but i've also done the sauna just if you if you understand the health benefits of having a sauna and doing that on a daily basis and putting that into your routine I mean it's tremendous I'm actually trying to get my parents to get in there so I'm going to try to get my dad in the sauna in the next couple weeks it's going to be his first time so y 'all pray for him but that's something that I've started in 2026 and this is something I've always done and I've never really shared it but taking daily interactions with your assets.

6:05I know, Ian, like three years ago, we joked about this paperwork party. But like every day, I check the money. You have to look over that money, man. Every day, I check. You got to check on it. Every account, personal account and business credit, every day, just to make sure things are where they're supposed to be. Everything's in the line. Because if not, the companies are taking it from you or the lawyers or... You got to watch over the trust. Yeah, I'm watching over every single dollar that comes into the business. I'm watching from a personal side. It's like just taking the inventory. And then I watch the brokerage account too.

6:42Not because I'm trying to make trades, but I just want to say, all right, all right, we're good here. We're good here. How can we really reevaluate for the first quarter? Even like one of my ETFs today, SOXL, I looked at my percentage. It had changed. And so I had to go research. Why did it change? right i know i was up to nearly a thousand percent and now i'm down like 20 so like just checking these things right so like tomorrow i gotta take inventory again like taking inventory on your assets is important brokerage accounts real estate having inventory daily on where your money is going vitally important make sure you do it yeah uh for me rashad you brought up meditation that's one thing that I didn't do enough of last year.

7:24So meditation and prayer first. Second, often we always say that we miss people or if Lord forbid, if someone passes, we feel like we miss moments, but we put the business before the personal. So for 26, I'm like, I'm starting off my day talking to those I love before I get to any business first and foremost, because that's most important and being fully present.

7:51Third, write down three things that you're grateful for. Like you said, Rashad, given all the noise in social media, sometimes we can forget how blessed that we truly are. Like I was talking to one of my friends over the holidays, and he was like, you guys don't realize you changed the course of Black history forever. And coming from where we come from, I don't think we was the most likely to have done that. But what an amazing feat that has been to do together. together. So writing down those things that we're grateful for. And then my new thing is to learn and do one new thing a day. Like I was talking about this a lot over the holidays, we can get so inundated within our routine that we almost forget to have that creative spirit and continue to learn new things.

8:33So, um, learning one new thing and doing one new thing a day is really vitally important to me. And you got to study some markets you don't know. earners what's up you ever walk into a small business and everything just works like the checkout is fast the receipts are digital tipping is a breeze and you're out the door before the line even builds odds are they're using square we love supporting businesses that run on square because it just feels seamless whether it's a local coffee shop a vendor at a pop-up market or even one of our merch partners square makes it easy for them to take payments manage inventory and run their business with confidence, all from one simple system.

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