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Earn Your Leisure Podcast - Episode Summary
Episode Title
From Cop to Millionaire: How Paul Alex Built a 7-Figure Business with Automation
Episode Description In this episode, hosts Rashad Bilal and Troy Millings sit down with Paul Alex, the founder of MerchantAutomation.com and a former award-winning detective. Paul shares his transformative journey from law enforcement to multibillion-dollar entrepreneurship, detailing how he built his companies and helped thousands of entrepreneurs generate passive income, particularly through automation and digital payment systems.
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Key Topics Discussed
- Background and Early Career
- Transition from Law Enforcement to Entrepreneurship
- Paul worked as an award-winning detective in Oakland, California for seven years.
- He made the decision to leave law enforcement for entrepreneurship after feeling unfulfilled and overwhelmed by the demands of his police job, which involved working 80-100 hour weeks.
- Early Influences
- Raised in an immigrant family, Paul lacked financial literacy and mentors.
- Early experiences included promoting nightclubs, which taught him valuable operational and marketing skills.
- Initial Entrepreneurial Ventures
- Introduction to ATMs
- After facing personal challenges, including family health issues, Paul explored side hustles and began investing in ATMs.
- He established a residual income of $12,000-$15,000 monthly, leading him closer to financial freedom.
- Scaling the ATM Business
- Over time, Paul scaled his ATM business and helped generate significant income without the risk of traditional models.
- He emphasized the importance of leveraging existing market opportunities.
- Shift to Digital and Merchant Services
- Launching MerchantAutomation.com
- Paul transitioned to digital marketing, focusing on credit card processing and merchant services, identifying a gap in the market for small business owners.
- He introduced the “cash discount program” to save business owners money on transaction fees.
- Building a Supportive Community
- Paul created a network of entrepreneurs through mentorship, emphasizing personal branding and storytelling as vital to success.
- He shared how his programs helped thousands of entrepreneurs escape the 9-5 grind and achieve financial independence.
- Lessons on Entrepreneurship
- Cultivating a Positive Mindset
- Paul discusses the significance of self-belief, surrounding oneself with positive influences, and the power of storytelling in entrepreneurship.
- Importance of Action Over Perfection
- He advocates for taking "imperfect action" rather than falling into analysis paralysis, which can stifle progress.
- Value Creation
- Paul emphasizes creating value for clients as the cornerstone of building a sustainable business.
- Future Aspirations and Goals
- Vision for Merchant Automation
- Paul aims to grow his merchant services business and expand his reach in the fintech landscape.
- He envisions helping even more entrepreneurs achieve financial freedom through scalable business strategies.
- Personal Reflection and Growth
- Paul shares insights on personal growth, maturity, and the continuous journey of learning as an entrepreneur.
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Key Takeaways
- Believe in Yourself: Trust your vision and don't let the doubts of others deter you.
- Take Action: Emphasize imperfect action; even small steps can lead to significant progress.
- Build a Community: Leverage networks and mentor others to grow both personally and professionally.
- Create Value: Always look for ways to provide value to your clients, as this will enhance loyalty and success.
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Conclusion In this inspiring episode, Paul Alex illustrates how perseverance, strategic thinking, and a willingness to adapt can lead to profound transformations in one’s career and financial outlook. His journey from law enforcement to millionaire entrepreneur serves as a testament to the power of entrepreneurship and self-education.
For more insights from Paul Alex, follow him on [Instagram](https://www.instagram.com/paulalex/) and visit [MerchantAutomation.com](https://www.merchantautomation.com).
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Thank you for tuning in to this episode of Earn Your Leisure. For more enlightening discussions on finance, entrepreneurship, and personal growth, stay connected with us!
Written by AI. May contain mistakes. Listen to the episode to check what was said.
Transcript
Automatic transcript. May contain errors.0:00This is an iHeart Podcast. Guaranteed Human. Run a business and not thinking about podcasting? Think again. More Americans listen to podcasts than ad-supported streaming music from Spotify and Pandora. And as the number one podcaster, iHeart's twice as large as the next two combined. Learn how podcasting can help your business. Call 844-844-iHeart. Hey, it's Joel. And Matt. From HowToMoney. If your New Year's resolution is to finally get your finances in shape, we've got your back. Prices, they're still high. And the economy is all over the place. But 2026 is the year for you to get intentional and make real progress.
0:35That's right. Each week we break down what's happening with your money, the most important issues to focus on, and the small moves that make a big difference. Kick off the year with confidence. Listen to How to Money on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. What if mind control is real? If you could control the behavior of anybody around you, what kind of life would you have? Can you hypnotically persuade someone to buy a car? When you look at your car, you're going to become overwhelmed with such good feelings. Can you hypnotize someone into sleeping with you?
1:05I gave her some suggestions to be sexually aroused. Can you get someone to join your cult? NLP was used on me to access my subconscious. Mind Games, a new podcast exploring NLP, a.k.a. neurolinguistic programming. Is it a self-help miracle, a shady hypnosis scam, or both? Listen to Mind Games on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
1:54our merch partners square makes it easy for them to take payments manage inventory and run their business with confidence all from one simple system if you're a business owner or even just thinking about launching something soon square is hands down one of the best tools out there to help you start run and grow it's not just about payments it's about giving you time back so you can focus on what matters most ready to see how square can transform your business visit square.com backslash go backslash EYL to learn more. That's square.com backslash go backslash EYL. Don't wait, don't hesitate. Let Square handle the back end so you can keep pushing your vision forward.
2:40This episode is brought to you by PNC Bank. A lot of people think podcasts about work are boring, and sure, they definitely can be. But understanding a professional's routine shows us how they achieve their success little by little, day after day. It's like banking with PNC Bank. It might seem boring to save, plan, and make calculated decisions with your bank, but keeping your money boring is what helps you live a more happily fulfilled life. PNC Bank, brilliantly boring since 1865. Brilliantly boring since 1865 is a service mark of the PNC Financial Service Group, Inc. PNC Bank, National Association, member FDIC.
3:22All right, guys, welcome back. Yes, sir. E-Y-L, we are home. And we got a special episode, Paul Espinoza. Yes. What's up, guys? In the flesh. How you doing? I'm doing good, man. How you doing? I'm using my government name, man. It's usually Paul Alex and I. Oh, you want me to say Paul? I'm just kidding. Okay, okay, okay, okay. Easy, easy. I mean, we could go either way. Yeah. I'm just kidding. I'll be clean as hell if the Fed's watching. so yeah you know award-winning detective i don't even know detectives won awards they did bro i didn't know either like literally it wasn't until like they were like hey bro we need you to come uh to this saturday event i was like am i in trouble and they're like no no no just come and it was like literally like probably like 100 different like uh police officers agents like my command staff and they were like hey here's this award thank you for being you know one of the top detectives in our area.
4:16Outstanding community service. Yeah. Just talking to people, man. Yeah. That's what I always tell people, you know, especially in that field. How long were you in the law enforcement field? Dude, seven years. Seven? Seven years. And which day? In California. Okay. I worked for City of Oakland. Okay. Did two years as like just a beat cop. And then I was voluntold by, I remember Captain Williams. She was cool as hell. And she was just like, hey, Spinoza, you do good work. she's like i'm gonna put you in a detective role investigations i was like okay dude like 20 what going to 28 i was just like all right let's do this so go in there and then you had like veterans like just salty you know co-workers just like two years two years of you know police work dude like really and they put you as an investigator so already with like the naysayers and you know haters or whatever goes into an industry but we could get into that all right so you transitioned from law enforcement and became an entrepreneur and uh has helped um thousands of entrepreneurs generate over 34 million including 1 million he's generated over 34 million including 1 million in 60 days and um for the online marketing and has a company merchant automation.com you guys participated in invest fest yeah yeah we did man it was a great event by the way guys appreciate that if you're at invest fest you may have heard of the company appreciate it so this is an interesting story we had another gentleman on jamal king i don't know if you've heard of his story but he was a uh chicago police officer yeah for like 20 years and nine to five million yeah we know each other on instagram never met a person but i would want to yeah so like a cool cat and then he he got real big in real estate and he has real estate uh daycare center and personal security so his thing was that he was a millionaire while he was still working nine to five jobs so he teaches he encourages people like that's his story nine to five million there yeah um so similar situation as far as coming from law enforcement and then you know becoming a serial entrepreneur so first and foremost thank you for joining us appreciate it i appreciate you guys for sure so all right so how did you what was the steps that you took from even wanting to be an entrepreneur being in law enforcement most of the time when people have a career like a police officer i'm assuming they're just doing that they're not you know doing full time entrepreneurship yeah no absolutely a great question guys i mean just just flat out right there like i didn't know what i wanted to do when i got out of high school i barely graduated high school bro and you're from san francisco i'm from san francisco yeah and i was primarily raised in the east bay so it was probably like around 20 minutes away from san francisco but i come from an immigrant family uh we weren't well off my mom she immigrated from peru my dad was from mexico they'd actually divorced when i was two so this is like the the scenario i'm basically paying since we were talking about movies before this.
7:05And you thought you were Puerto Rican. I thought my stepdad was Puerto Rican. Yeah, I did when I met him. You know, he's from New York. He has an accent, you know? But yeah, man. I mean, ultimately, hardworking family. They poured a lot into me, but I was just that black sheep out of three siblings. I have two sisters. One's older, one's younger. They both studious, became registered nurses. My mom was a probotomous at UC San Francisco. and I would always see my parents just working majority of the time so they were never at home and I knew it's just because they were grinding for us so I took that into consideration I started working at 15 and a half man and barely graduated high school because I had no direction I really I didn't really have any financial literacy right like no mentors nothing to tell me what to do with money the age of 18 guess what I started getting into nightclubs and that's why I know to vest fest there's man i know you guys had to have like a mini army to set that up man because when i was throwing nightclubs i was throwing nightclubs for like a thousand people on a weekend myself um and funny story a couple of the friends that the little group that i would hang around with i don't know if you guys know like the rapper love rants um he had that song it's it's probably like an older song he had it with 50 cent it was called up pardon me it's an east coast thing it's like more with two too short e40 a lot of barrier rappers but anyways look him up after great guy but anyways that would be my circle like they would be the promoters that would be handing out the flyers like like you know uh bringing in the audience and that would be behind the scenes so i was doing more in like the operations logistics and i did that for six years um as basically my entrepreneurship journey right and i didn't really have anyone to go ahead and say like hey paul invest all that money that you made from nightclubs into another business and that's with myspace era so dude i was in there like learning HTML codes and sending out like little HTML flyers outside to like bring people in.
8:56Just imagine if I had somebody like pouring into me right there and then at that age from 18 to 24 and say like, hey dude, like you could take that skill and actually invest it into another business that make your money grow. Right. And I almost gave up on just being an entrepreneur in itself, man, from that age. So six years in corporate America, worked for a company called Ecolab, started from the ground up. It was basically a glorified dish machine repair guy, dude. Imagine getting paid like minimum wage. You literally have to wear the ugliest uniform known to man, drive a big white van, and then go and get spat at by like owners of restaurants, hotels, and saying like, clean my, or fix my dish machine.
9:35And they're like in major, major like chaos because restaurants, typically there's a lot of dishes. So you got the water spline on, you got the food debris, dude. And then on top of that, they want you to sell. So you're doing inside sales. So that was my first taste in sales, right? I did that from 21 to 26, got promoted like three, almost four times, I think. Started learning soft skills, man, because at the end of the day, I was an introverted kid. And, you know, to be an entrepreneur, you've got to be sort of extroverted. You got to know how to talk to people. That's the biggest thing. So then finally, the age of like 24, 25, I was with my ex of seven years.
10:09Her cousin was a SFPD sergeant. And he was just like, hey, bro, you know, you're pretty good at the sales thing. You know how to talk to people. You know how to present yourself. Why don't you become a cop? never crossed my mind. I was just like, come on. And to be honest, dude, during that time, I like, I feared the police. That's just what it is. Right. I was just like, you should only deal with the police. If something bad is going, it's going to happen. Right. Or it's like your worst day that you're actually interacting with police. And that was my mindset back then. So then I remember I was just like, all right, well, you know, sales wasn't fulfilling me anymore in corporate America.
10:43I was just, dude, I was, I was done. I was just like, what am I doing here? right at such a young age and plus here's the thing i was driving i remember a what was like a chevy malibu at the time it was like we would call it buckets back in the day so it was just like a small little bucket but i was happy with it man it's just like that's just what it is i didn't really think of the bigger picture of how to elevate myself so then um i saw going into law enforcement as opportunity why number one it was different number two i didn't know nothing about it. And number three, the Oakland Police Department at that time, they had a big banner that I would drive by on the freeway going home every day from work saying, make six figures being a police officer.
11:23And that's unheard of, man, because if you think about it like that, I know you guys are from New York and you guys are from the East Coast, but in the East Coast, they don't get paid that. Especially not back then. This was roughly like 2013, 2014, right? So that was like six figures as a cop? That's good money, right? So I went and applied. Didn't get picked up the first two times third time finally got picked up why because i actually did a ton of community work dude like i went to the city i went to all the shelters i really put my best foot forward and i helped out like homeless people i was at food banks dude i was putting in work it was basically my second job i was determined to to be a police officer there so then finally that was the the end so a volunteer from several of the shelters was like hey you're a good dude you'll be a great officer here so they gave like basically the blessing what the department department was like all right green light you're in the academy i got in there dude i'm telling you right now i'm not paramilitary at all i'm you know i come from like sales i come from a diverse family so at the end of the day i'm more of like a nurturer like i speak from my heart and um over there it's very paramilitary man they were just yelling at me like hey do your work i was like dude i'll do whatever you guys want me to do just quit yelling at me please okay and uh graduated uh academy man first two years they put me in east oakland which i don't know what's the worst part in new york but imagine the worst part of new york and 10x that there was literally murders every week there was 20 plus robberies there was it was just controlled chaos dude which no regular person should be exposed to but i was exposed to it i was able to handle myself because of the life experience that I had already.
13:06And within those two years, got volunteered to go into investigations. During those next five years, towards the last two years, I was like, dude, I'm working 80 to 100 hour work weeks. I'm working my regular 40 hours as a detective, and then another 40 hours to be able to live in a decent neighborhood, cover my mortgage, help my parents out, help my siblings out, and live life. That's it, because the Bay Area is expensive, just like new york just like miami it's inflation's through the roof back then yeah so i was just trying to figure it out and people you know they always say yo you used to make almost a quarter of a million dollars as a cop i was like yes but what you don't understand is the time that it took me to actually make that money i had no life so you made the the you made the six figures the salary base but the overtime added is that how you got to the yes okay yes so a lot of people don't realize that like with police work, like let's say, and I always get this question like, Hey, Paul, like, let's say I have anybody to start any business.
14:06And I have these ideas that I want to do. I was like the path of least resistance. If I was to do it all over again, if I was 21, and you don't even need a college degree, because right now, all police departments are hiring massively, right? They just need good people, good people that actually can communicate with the community. And I would go ahead, apply to a police department, learn the foundations of what they're going to teach you and then make your own go ahead and it's customer service based job that's what I tell people it's customer service base it doesn't matter what situation you're in you're always gonna stay neutral you're gonna go ahead and put your best foot forward now majority of the departments they're doing overtime they have unlimited overtime because they're so low on law enforcement officers throughout the United States so guess what what do I call that in business leverage leverage that go ahead you're not gonna what are you gonna do when you go home?
14:58You're gonna go ahead and relax, Netflix, and then you're gonna wonder why you haven't moved up in life, why you're not starting that business, why you can't afford that vehicle, or maybe why you're running low on bills, is because you're not taking imperfect action to go ahead and make yourself uncomfortable and go get it. We have to go ahead and change our old life for our new life. And I always tell people that. Was I super uncomfortable being the police? Dude, I'm telling you something right now. The first night I was exposed to police work is when I had to put my bulletproof vest on my uniform and people were like, hi, officer.
15:32I was just like, there's no way. I was like, this feels so weird. You're that guy. I'm that guy. I was like, damn, dude. Like, like this, I feel awkward, right? But I got used to it. Actually, I feel like I've changed thousands of people's views on police work in that specific city because when they would meet me, dude, regular guy. And I always say that I'm an average dude. I'm an average dude that just did good decisions. And that's it. I know how to communicate with people. So last, towards the last two years, man, this is what happened. This dramatically changed everything. And I think because I've been exposed to so many high end entrepreneurs, just like your guys selves, but like mentors that I paid a ton of money to be in their circle, because being in specific rooms changes your mindset.
16:17And I know you guys know that but the last two years man i was in the part of my life where i was 29 and i was looking at it like damn i got no life i got a horrible relationship right now because i was still with my ex seven years it was just toxic bro because i was never at home because i was at work and then i was just like what else can go wrong and this is what happened my biological dad died my mom had a mini stroke so half of her face was like paralyzed bro she's a heart's hardest working woman i ever know in my life my stepdad got on dialysis so it's just like all these three factors man which equals what money money money that i didn't have so ultimately it put me on my back against the wall what am i gonna do what am i gonna do and that's and at that moment man i was just like you know what i already had a side hustle which this is why i'm a true believer in very simple businesses so i started out with atms initially atms automated teller machines you know the cash machines that we see our liquor source yeah and that was one of my first side hustles while i was in in the police and the police force was atms which made me financially free they make me a multi-millionaire no but it made me financially free so i was able to generate anywhere between 12 to 15 000 and residual income from that where'd you get the idea because it It feels like I'm listening to your story and it feels like everything that you've gone through has prepared you for the next moment.
17:43Yeah. Right. One of the things that you didn't have at the beginning, you said was financial education. So as you're making, I mean, a quarter of a million is a lot of money. But obviously, you put the grind in the work in to get to that salary. Yeah. How are you becoming financially disciplined? Who's putting you on to these ideas to say or are you going through neighborhoods and seeing a need and saying, all right, this is opportunity. Like, how are you like taking this perspective? No, man, that's that's a great question. And what it was, it was actually a friend of mine. He had about 15 years more than me in police work.
18:13And I remember he would always be so happy to talk to me about entrepreneurship and business. See, in my police department, I'm not going to say that it was a toxic environment as far as with my employees, but their morale was down. So think about going to a workspace, right? And being around just people that complain all the time about what they do, right? And this is what allowed me to separate myself from them. because I'm a very optimistic guy, guys. I'm very solution driven. Dude, the house could be burning down. I'm going to find a solution to stop it, right? So that one friend who at 15 years on, he would always talk about business ideas and I would be the only one to hear him.
18:52So, you know, we'll sit there, drink coffee. He'd be like, dude, you know, it would be awesome. What can make us financially free? I was like, what? He's like, so I was going through the internet. I was going through Facebook. And at this time, guys, I wasn't on social media for eight years. Okay, so I was completely off the grid. And he was just like, dude, I saw this thing on social media with ATMs and you could put your own money in it. You could buy the machine for the manufacturer and then you can make residual income off of that. You can make off the fees, surcharge fees. And I was just like, wow, that's interesting.
19:22Right? I didn't take it seriously like I was going to do it at that time, but he had put it in my ear. And then when it came at the moment where all that critical events happened with my family and I was just like, dude, I got to figure it out. how I can make either the same amount I'm making right now, working 80 to 100 hour work weeks, but reduce the time that I'm investing in doing that. And that was the first step. A lot of people, they think of, how can I become a millionaire right now? And that is the wrong path to think like that. And the reason why I say this is because in business, you guys always want to use leverage.
19:58You guys want to go through the path of least resistance. The path of least resistance for the average person like myself, for anybody watching this right now, is that you want to leverage what's already working in the market in any niche, okay? So if you see that ATMs is working, why can't you do it? What is stopping you from doing it? Well, the thought process behind new entrepreneurs or entrepreneurs that don't go into business and don't know about investing is they think about the negative stuff first. And that's what it comes down to, man. I thought of the negative stuff first when I first started my first couple businesses.
20:33My family still thinks negative stuff about starting businesses. Whenever I would tell my mom about starting, whether it was the ATMs or the credit card processing or probably the digital consulting or moving to Miami or moving to San Diego the past few years, right? Or even being a police officer. Every single time that I would tell anybody my ideas, they would shoot them down. They would shoot them down. And I know that everybody watching this right now, including you guys, you guys gone through the same thing where you guys are like, well, we're going to have one of the biggest podcasts in financial literacy.
21:04And I can guarantee you, each one of you guys probably had one person say, sure. Yeah. I got some text messages still saved. Your little podcast, right? I've had exes say that about me. Your little business is not going to work. You're in law enforcement. You're a cop. What are you thinking of doing? Like, you're a grown man be serious about it which led to me splitting from an axe but that's another story no but but to go to it man that one friend is what put that idea so when it came down to it i had my back against the wall dude it just made sense i was able to delegate one day out of the week to it and i was just like okay i have experience in sales i know how to talk to people so why not?
21:46And that's ultimately how that idea was able to come to reality. I was able to go ahead, buy 10 ATMs initially. And at that time, ATMs cost around$2 ,100. Right now, they cost around$2 ,300. And I was able to deploy them out there, man. I was able to go to businesses, talk to the owner, tell them the value about having my actual machines rather than the competitors. because a lot of people think like, well, isn't the market saturated? As of right now, yes. The market is saturated because the business has been around for so long. And this is why I still have that company. It's still going, but is it growing massively like the past few years?
22:31No. The scaling of it. Exactly. So the ATM machines now, you said they're getting 15 ,000. Yes. So I had 30 ATMs, which they were generating me$15 ,000 on a monthly basis. So you're doing$15 ,000 a month. I'm looking at this. At what point do you say, okay, the time that it's taken me to get this type of money is far less than what I'm doing in this career. It's time for me to make the pivot and look at entrepreneurship as a full-time thing, not just a side income thing. We don't even like hustle because it takes grind. It takes a lot of dedication. It takes a lot of sacrifice to do it. At what point is it you're saying, all right, I'm putting the badge down.
23:12This is what we're going with. Yeah, man. To be honest, it really comes down to your environment. And my environment, like I said, I came from a family that didn't have, we weren't rich. We weren't even middle class. We were, you know, lightweight in the poverty section. But it was the mindset of my parents and who was around me. Basically, because I felt like I had to justify my decision making. And I feel like a lot of people, especially nowadays, they have to justify the decision-making, whether with their spouse, who's around their circle, their friends, family, whoever it is. And that actually, I feel, blocks a lot of people from actually starting and being great.
23:51So when I went ahead and it took me 18 months to hit those numbers, the$12 ,000,$15 ,000 in residual income, that allowed me to reduce my workload from 80 to 100 hours to now 40 hours. Overtime's done. Overtime's done. Gotcha, gotcha. So then at that stage of the game, I'm a serial entrepreneur. So I started thinking, okay, what else can I do? And then that's when I decided to jump on Facebook. I decided to jump on Facebook. And remember, guys, I wasn't on social media for 80 years since MySpace. So I didn't know what I was looking at. But this is coming in the beginning of 2020. and in the beginning of 2020, I get targeted on an ad from Zuckerberg.
24:37And it's a book from a digital marketer called Russell Brunson. He actually has a pretty massive company called ClickFunnels. And then I got targeted by another marketer called Dan Henry, and his book was called Digital Millionaire. So inside these books, okay, I wasn't a reader, by the way, as you guys know, in the very beginning of the story, you know, I'm a black sheep in the family. So I wasn't studious, uh dropped out of college after getting my associates because i needed to work you know i felt like as a man i shouldn't be asking money for my parents right so then uh decided to get these books for about two bucks each read them and i'm not shitting you i've read them like six times both books and i was just in awe dude because i'm sitting there at my desk and i'm like this is amazing this is like a movie right to go back to the movies man and i'm like these guys were able to create multi-million dollar businesses off of digital products and mind you this is an all to me because I haven't been online so I haven't seen the change of when Instagram appeared Twitter appeared like I heard of the names but I never used them and that just shows you you don't got to be hip to knowing with social media to actually build up another business on social media or in the online space.
25:56Because if you take my example, I took those books, I had so much conviction that if it can work for those two gentlemen, that it can work for me. Because why? We're all human. We're all human. The power of executing imperfect action will take you farther than someone who is knowledgeable, somebody who has a master's, somebody who has a PhD, but then is stuck on being a perfectionist and being a perfectionist is a dream killer taking a perfect action you're able to learn from the best school that i believe is the best school in life and what is that school hard knocks man exactly we uh we got a doctorate exactly hey man you gotta go through the trenches yeah you know at the end of the day that's the best way to learn because you're never going to forget from that experience you're always going to say hey we don't do that because we've already learned this way from our first venture or the first time that we attempted to do this.
26:54And that's the best way to learn. So I was able to go ahead and invest my first$10 ,000 in actually learning how to go ahead and make my own program online. And I remember when I signed up for this first mentorship, it was, okay, what are you good at? That was the question they asked me. And I was just like, dude, I'm a cop. And I also do ATMs. They're like, go with ATMs because no one likes the police. Straight up his words. And I was just like, yeah, I was like, that was great advice at that time. I was like, all right, all right, good, good enough. So then I go ahead, man. And I launched the ATM program that I had.
27:32The first program that I launched was called 30 Day ATM Biz. I know it was not the sexiest name, but I went with it, right? And perfect action. And I also launched a Facebook group, okay? And my idea was like, dude, I want to build a community of like-minded individuals that want to talk about ETMs. That's it. Like, I'm going to help them out. Even if they're beginner, even if they don't pay me, I'm still going to help them out because I just want to add value, right? Type of guy I am. So then started out with like five members. And throughout this next six month period, dude, we're talking about April of 2020 to about the end of 2020, I probably made roughly around$7 ,000 off of that program.
28:10and now dude I'm literally thinking like why is it that I haven't generated quite a bit of money from this program that I just launched and you got these other guys with these claims saying like dude I'm making a hundred thousand I'm making three hundred thousand a month I'm making a million dollars what's so special about that so what did I do I took a step back right which entrepreneurs we don't like doing that but we have to do it and I did market research. So micro research is I went to go see what my competitors are doing. Okay. And I was just like, what is working for them? And I started analyzing it.
28:49And I was just like, okay, if you're able to make any niche, think of any niche that you would want to do in life. You can make it simpler, faster, and easier for people, especially in the online world, because you got to think about it right now. COVID dramatically changed everybody's mindset when it comes to convenience. okay think about it people want things now right so if you're able to make it easier you're gonna win no matter what industry you're in so I went with that idea that concept especially during that time I started the business the online business building it during COVID and I was just like you know what I know the people to go ahead and find locations for people I know the people that can actually ship them out the machines I know the people that could provide of the network.
29:34I'll just go ahead and talk to them. We'll create such an infrastructure. We'll all market where we actually are hands-on and we build the businesses for people. And we just charge a startup fee and that's it. We're not going to take any equity. They keep a hundred percent of their profits and it's a win-win. And then I remember it was in January of 2021, three days before my birthday. My birthday is in January 18th, Gold Capricorn. but I remember I was talking to a military veteran and he goes Paul I got no experience and going out there and talking to business owners do you have anything for me where you guys can actually help you one-on-one and I have not even created the outline of this program which was to become a 27 million dollar idea okay at this time but this was the aha moment so I'm talking to this vet and I'm like, well, what if my team could go ahead and actually like find the location for you, place the machines for you.
30:35And then we set up everything. And I even have a tech like go one-on-one with you and show you how to program and all that. Would you be interested in something like this? And he goes, yeah, that sounds great to me, man. You're saving me a ton of time. Awesome. How much? Dude, at that time I was selling my program for$9.97 for$1 ,000. and I started looking at the overhead. I was like, okay, okay. It's roughly going to cost me this much and how much do I want to profit? All right, cool. All right,$6 ,000. 15 minute conversation,$6 ,000 payment. Dramatically changed my mindset on the possibility of adding value, actually making an offer that's simpler, faster, and easier that people get it and they'll be willing to buy and pay for it.
31:24After that, man, it was like literally push it to the limit. I started mass hiring. My first month that I made six figures by myself, I was still in law enforcement, just like the 9-to-5 entrepreneur. Millionaire, millionaire. Millionaire, millionaire. Millionaire, million-to-5 millionaire. That's right. Where he was still doing his law enforcement job. I made my first six figures in March of 2021. I made$120 ,000 with 80 % net profit. and I was still a cop. And the only reason why I didn't quit right there and then is because of my environment. So what did I do? I went to the first girl that I truly love, my mom.
32:03I was like, hey, mom, check this out. This is crazy. You know, I was like, I just made this off of like one of my newest ventures that has nothing to do with my tangible ATM business. I think this could like essentially like make me financially free. And well, I was already financially free with the ATMs, but I'm like real money. And she's like, okay, unless you've generated like a million dollars from it, don't quit. And I was like, why? Benefits. I mean, that's just what it is. Benefits, right? It's important. It is important, man. It is important. But here's the thing. If you can make tens of thousands of dollars in profit, you can afford benefits, man.
32:44Benefits is like, what? A thousand dollars for top tier benefits, man. You know, if you got a family, probably going to cost you like$3 ,000. But if you're making tens of thousands of dollars in profit, man, you could cover that all day. And that's the thing. And that's what I'm talking about, right? You know, me and my mom, we talk almost every other day. And the conversations that we have is just like, she didn't really believe me until she saw the actual transformation. And the transformation I'm talking about is maturity. because I had to mature with the way that, number one, I would explain things to her, but then also she had to see the concept actually work.
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33:21Are you maturing as you're making this money? Because, I mean, at this point, it sounds like you're like late 20s, maybe early 30s. Yeah. I can imagine, and this has happened, right? Like I walk into school, I'm a teacher. Yeah. I'm making money doing my entrepreneurial journey. And I start making my salary, and I'm making more of my salary, and then you're making more of the principal. and if you're not mature enough you're walking in there with a different feel a different swag right you you almost want to you're trying to tell people how excited you are about this thing they could care less you're trying to tell them you're gonna let them out to leave here they could care less are you mature in this moment enough to say all right they don't see my vision i know i'm leaving here at some point i'm gonna try to help as many people as possible yeah and if i can it doesn't matter i'm just gonna continue the journey they'll get to watch it from a distance like what's the mindset at this point no that's a great question man um the mindset at this point is you guys got to think about it like i had already started an etm business before i got into anything related to digital marketing right so i already had tried to help a few of my co-workers by trying to get them into that venture and i just got shitted on so i already had the mindset of i have to help myself first before i can help the masses and and that was the mindset that i initially took while I was still at my nine to five.
34:37So what I would recommend for everybody that is looking to build up capital to invest into their business, there's massive opportunities out there. There is, there truly is for anyone. Okay. Whether it is actually going ahead. I was talking to the gentleman that was driving the Uber. I mean, there's so many ways you guys can make money to save up for a business to launch your idea. The thing is what's going to separate those 2 % of people that actually do it compared to the other 98 % is the sacrifice of what you're willing to do to actually make that happen. So for me to paint the scenario even further, I was still running a tangible ATM business.
35:20I hired two part-timers, which meant less profit for me so they can manage it. So I don't have to deal with loading the cash, dealing with customer complaints, all that jazz. And then the second part of this, I'm over here and I'm self-educating myself on a brand new industry, which is digital marketing, which I didn't have like a mentor in front of me. Like it was literally like courses, courses, right? So I really had to believe and self-motivate myself every day, man, to actually get it done. And then on top of that, launching the actual program, which in itself, digital marketing is one of the most time intensive things you could do.
35:59And I appreciate all the experience on that, man, because I launched a podcast in March. So much work. I'm like, dude, I'm getting gray hairs every day, you know? So it just goes. Like social media makes everything else look like it's so glamorous, dude. Like it's great being an entrepreneur. But if you were to ask me again, they're like, dude, if you were able to make the same money like that you do an entrepreneurship, but you were just a cop, would you just stay as a cop? I would say yes. A hundred percent. And the reason why is because entrepreneurship, there's always something that goes wrong every single day, no matter what it is, if you're big enough, if you're big enough.
36:44And when you get to the point where you have, let's say 50 to 100 employees, you're managing people, man. So think about it like that. I like the concept that you guys said with school and like if you're a teacher, right? Imagine now you're just dealing with adults, but each adult, they have to get along. They have to believe in the culture on the vision that you created and you have to keep driving that every single day. So now just imagine like we were talking about with one of my business partners earlier before the pod is like, if people don't want to work for you, man, you can't build nothing great.
37:16This is why I believe like somebody like Elon Musk, he got really good as a connector. He got really good as being a connector, being a motivator, putting the right people at the right places to make his companies grow because he's not doing it all by himself. That's just what it comes down to, right? That's what I had to learn. I'm a warrior of a visionary guy. I'm not the smartest dude. I know how to place people. When I meet people and I talk to them, I could tell where they come from if they're genuine. And then I'm able to see what they're good at. Because just because let's say you graduated with a PhD and you're super smart, you're an engineer, it doesn't mean I'm going to put you in a sales position.
37:54Because in a sales position, it's completely different dynamic. And you have to have a different style of speaking to people, right? You have to be a little bit more, you could say, entertaining, more engaging, compared to somebody going in finance, or somebody building processes, which is boring work, right? Nobody wants to do that, but we have to hire the smarter people to do that. But no, yeah, man. So I was able to go ahead and delegate my ATM business. I was able to go ahead and actually start up the digital consulting business and I was still working my nine to five. So this is what dramatically changed my mindset again.
38:29Remember, it's the people around you. I had a good friend. He, young, young, young police sergeant. He just got accepted to be a sergeant and uh i had told him he was one of the only ones i would talk to about business and uh he was just like hey man so how's your your online gig going and i was telling him i was like dude look like this is amazing he's like what are you still doing here he's like bro leave like put in your two weeks and leave like seriously like go grow that business and after that conversation man even though my mom was totally against it i was just like okay so i went all in man i didn't and just quit.
39:07I put my two weeks, called my real estate agent. And I was like, Hey, I want to sell my house. He's like, why? Because I just want to leave the Bay Area. I want to start over in a new environment. That's going to motivate me. I want to be around people that are going to motivate me to be great. And that's what it was. This is key. This is huge. Because you got to think about it like this. If you're in an environment where everybody else is around you is negative, right? and you're trying to build something great, how much harder is it going to be for that person to succeed? It's gonna be massively hard because entrepreneurship in itself is hard because you have to have that self-belief inside of you to go ahead and actually take that imperfect action that you need to.
39:50But if you have people around you consistently every day going ahead and telling you, you can't do it, this is not gonna work. They're just waiting for your demise, man. So that's why I had to move from the Bay Area to San Diego. Why did I pick San Diego? I didn't know nobody there, man. They did have a beautiful beach. So I went to a penthouse, downtown San Diego. Literally, dude, like I would just work. Set up my office where I'm able to see the view of the ocean. Wake up every day, had a nice balcony, drink my coffee, get to work. And that's it. That's how I was able to grow the first company called ATMTogether.com to 2 million the first year.
40:29And then the upcoming years, it grew up to 27 million. So what are some steps for people that want to get into the digital marketing space? Like what, what, what are the how-to steps as far as to how to make money in digital marketing? Oh yeah, man. So you got to realize that number one, there is a couple of key factors that comes into play. Your story and personal branding is everything. If you have a personal brand, you got to really look at yourself and take out like a notepad if you're watching this right now or like type notes on your laptop but you got to really emphasize all the bullet points what makes your personal brand great where is it that you came from what was your environment this is actually something that i do with my mentees it's called your million dollar story so if you guys go to any of my ventures i have online that i've created okay over the past four years um million dollar story is essentially a pdf or a guide that i usually give people for free that don't know me.
41:28The reason why is because let's say if you were trying to sell a product, who has the higher chance of converting as a customer? Someone who relates to you, who likes you, who knows you provide value because you resonate with their story or somebody who's totally cold that just saw your ad, right? It's going to be the person that resonates with your story. This is why I'm a big believer, especially in the online space, that all of us as entrepreneurs, we can nurture our audience. Going through the path of having them sign up, let's say to your website or an email list, and then almost thinking that they should immediately buy, that's actually the path of least resistance.
42:10And what I've learned is that it actually ends up costing entrepreneurs online that want to make money a lot more money on ad spend because you have to keep spending money so Zuckerberg can push your ads out and all that jazz, right but if you guys go ahead and you tell your story you actually make reels and if you guys follow me on instagram paul alex you will see all my reels it's about parts of my life man even i just got married two months ago yeah thank you um but with my wife we have such a great dynamic story and the thing is like i told her when before she got married to me i told her everything good bad that she's going to have to experience in our marriage and what I mean by bad I mean that the long days I'm going to be in the office you know the times that I'm not even gonna I'm not going to be able to possibly spend with her because you know I'm building a future for us and our future kids you know um and I and I think as a provider you know that's that's number one but but to go back to it man for somebody that wants to start really think about if you want to be what we call their attractive character.
43:16Their attractive character is essentially the person behind the company. Okay. Whatever product you have, are you their attractive character? Now, if you're not the attractive character or you don't want to go ahead and share your story, that's fine. I would recommend to go ahead and actually hire somebody that you can use their story. That's what I've been able to do as well. I've been able to take mentees that successfully taken my program and I've actually reached out specifically to a few of them. I'm like, hey man, man, you know, I'm building a third company and I need somebody to take over as the face of marketing.
43:49Not saying that you're going to take over as the decision-making, but just we're going to leverage your story. We're going to leverage how you were able to use my program or my services. And then guess what? We're going to share your story and I'm going to pay you a retainer for that. And it's successfully been done, man. I mean, there has to be attractive character. If you look at social media nowadays, why is it so powerful for marketing? because back then, I'm 36, but back then, guys, when I was in my teens, in my 20s, who were the companies that were able to afford billboards, news stations?
44:25We're talking about just the cost of marketing itself compared to nowadays, right? It makes the playing field leveled for the average person to go ahead and actually market their product. So if you want to save money in marketing your product, Make sure that you create your million dollar story, meaning that you guys create a free asset, free digital asset that people can read. It could even be what we like calling a mini course, where people are able to see videos and you're explaining how you were able to come from point A to the success, what people are looking at. From there, you're able to articulate what your product, what your item, what your service, what your program is, and you have a higher chance of converting your audience.
45:09That is truly the path of least resistance when you're starting a digital marketing. Not a lot of people teach that. They go ahead and they start now new platforms like School. School is a great platform, S-K-O-O-L. But here's the thing, right? And this is some, I guess, information that I've heard. That with School, as a beginner, you got to really think about it like this. If you charge people, let's say, 20 bucks a month to join your community, how many people you're going to need to make$20 ,000 a month to actually live from making a product like that. So when you really think about it, is that the path of least resistance?
45:47No. If anybody's looking into creating a program, the path of least resistance here is high ticket. High ticket is essentially 5k, but you have to add massive value in order to charge that. People have to want to be around you. Proximity, right? This is why people charge hundreds of thousands of dollars to spend time with them for a weekend, but you're getting massive value that can completely change your life. Me, myself, I've invested over a million dollars in just my self-education, man. Not even college, self-education, because I'm a believer that if I'm around in the same room with people that are greater than me, okay, then I'm going to be able to pick up on what makes them great.
46:27And then I'm going to be able to add it to my vault. I'm going to be able to use it, execute and then that's going to convert into money and most people don't think like that they think it's a waste of time because they don't see the instant gratification anymore so within digital marketing guys the path of least resistance would be sharing your story creating a personal brand and then waiting as long as you can to launch your product or your offer just like equivalent to starting a podcast right right now i'm in the stages of still learning the podcast but but look at my results. I'm an average guy.
47:00It's called the Level Up Podcast with Paul Alex. Here's the strategy that I do. I know you guys are going to love this because you guys do your thing. Let me take some notes, man. So there was a podcaster. He goes by Ryan Stubman. So roughly seven years ago, he did five minute motivational just episodes, bro. Five minutes. Think about that. What target audience are you trying to attract with that? People that I don't have time, right? So I would listen to these motivational quotes when I would wake up first thing because I believe in waking up with some motivational, powerful affirmations. It's just how it's going to go ahead and it's going to allow you to actually be the best person that you can every single day.
47:45And the same thing when I go to sleep. I want to listen to positivity. I don't want to go to bed mad. I don't want to go to bed angry, worried, have anxiety. None of that, man. You have to go ahead and truly believe the words that you're absorbing every day. So when it comes down to it, I used to listen to this podcast. I was like, dude, it's so great. And then he ended it. And I'm like, why? It's what made him successful. It's what initially started him off to greatness. Like now the dude is a monster in business. Okay. So when I started this podcast back in March of this year in 2024, I was just like, all right, I'm ready.
48:20I'm going to call it the Level Up Podcast with Paul Alex. It's just going to be self-help. That's it. Self-help, motivational, mainly talk about mindset, just like what we're talking about, right? Because why? That is the number one needle mover behind any entrepreneur when it comes to any business. It doesn't matter if you have all the resources. How many times have you guys read of highly successful families and then the son or the daughter ends up going to hit broke? Even though they were set up for life, man, they had a silver spoon in their mouth. Why? Because it's their mindset. Everything comes back to mindset, man.
48:54You guys wouldn't be able to create all of the you guys created, being able to scale InvestFest the way it is, which was massive. You guys did a phenomenal job within four years because it's taken people, like Live Nation, for example, years to get where you guys are at, right? But the reason why you guys have been able to do that is because of your mindset. I'm pretty sure you guys probably have social proof where you guys have written this on the wall or on a piece of paper, on your notes, and you're probably looking at it, you're like, damn, this is crazy, bro. And man, me and my guys, we talk about that all the time.
49:26So my podcast, I keep it five minutes. I do Monday through Sunday. Guys, last two months, we reached 2 million listeners and I'm number two in business. I'm number 56 on all categories right now. Congratulations. Congrats, man. Thanks, man. It's impressive. But it just shows you the power of going ahead and taking a perfect action. Like I said, I don't know nothing about podcasts, guys. And people are like, why is he saying that? He's embarrassing himself. No, I'm not. I'm being honest. As an entrepreneur, you're not going to know everything. The thing is, being willing to get uncomfortable. And I was super uncomfortable, man.
50:06I was just like, dude, am I saying this right? Am I going ahead and saying what people want to hear? And it was tough, man. Just imagine you guys sitting up, especially your guys' first episodes, you guys are putting out these podcasts and you're putting your soul and your passion into it, man. and then there's only two or three people listening to it you probably get a review on on youtube saying haha no one's listening to your shit right and you feel like crap but no one sees that no one sees the beginning and it and it wasn't until now dude we got like millions of listeners and it's freaking awesome because i know i'm making a difference i get messages every day people are like dude i'll listen to your podcast it motivates me when i go to work like it's so awesome and guys i don't even do ads i don't sell anything on there it's all free and the reason why is because the person who adds the most value, especially right now in 2024, is going to win.
50:54If you're able to add value to people's lives where they're transforming their mindset and even their environments, dude, you're going to have a forever client. That's what I've been able to build for myself. I've been able to help 4 ,000 clients throughout different niches, different small businesses, but clients that bought into the first business, they go ahead and buy into the second business and then the third business and then they go ahead and they actually absorb everything else that you create i mean it's it's awesome dude well what's up i was gonna say merchant automation yeah that's um that's it's it's it's a great story man so with merchant automation that's uh primarily what i'm working on now merchant automation uh was an idea that actually started in December of 2022.
51:42And since I was already doing ATMs, I was already like in the financial services industry, right? So credit card terminals, that's what it is. Credit card processing, right? How many times do we go to restaurants, convenience stores, bodegas, all that, and we pay like a convenience fee or the owners end up paying that convenience fee for allowing you to use your credit card, right? So I met two mentors out of California where I'm originally from. And they're nine-figure entrepreneurs. They built a massive company called Paybotics. And they are an ISO, independent sales organization. And what we've been able to do is they basically connected with somebody that knew me who went to dinner.
52:26And they were like, Paul, this is the big blue ocean. Here's the opportunity, okay? Credit card processing. What do you think about it right now? And like with most people, when they first hear this, they're like, dude, it's actually, Everybody has credit card terminal. What are you talking about, right? But what you don't know is what you don't know, man. So essentially, I went ahead and I got asking deeper questions and they go and they tell me, well, think about it like this. There is a strategy that was launched and back then it was launched two years ago. It's launched called the cash discount program.
52:55And this cash discount program is where essentially you could go ahead and charge the merchant's clients the convenience fee instead of the merchant paying for the convenience fees. So let's say if you have a bodega that right now on average, they typically make around$200 ,000 in revenue going through their credit card machines. If you, as the credit card terminal provider, were to offer this service to them, it does a couple of things and it's amazing. Okay. Number one, it saves the business owner who is using your credit card terminal 100 % of the fees. So now, if that man was paying$2 ,000 a month for credit card fees, because that's the average what somebody would pay if they were doing$200 ,000 in revenue, dude, you just help them save a lot of money for an entire year.
53:47We're talking about what? $24 ,000? And think about it. That's a nice chunk of change. What can that owner do with that money, right? And I'm like, okay, all right. All right, you got something going on. All right, what else? And they're like, you can also use this as a marketing technique. What do you mean? Because I'm a marketer. He's like, well, when you go into these businesses, your approach about E-Value, educating them, and building foundation is the way you want to go. Think about it like this. The big three, Chase, Wells Fargo, Bank of America, they offer credit card processing, right, to business owners.
54:25But do they have local agents that you can actually call and be like, hey, Carl, what's up, man? Hey, I have an issue with my credit card processing machine, man. Like, well, what's going on? You can't. Usually when you call, it's going to be somebody from out of the country or it's going to be a banker who doesn't really care. Okay. So what's our advantage here is we're a smaller company who cares. And this is where the value comes into play again. Okay. Every company that I start now, the first thing I want to emphasize is value. How much value can I provide to the customer so they can see that we actually care?
55:02And then in return, guess what? We're getting paid. That's just the equal equation that most people miss, man. We don't talk about credit card terminals. We don't even talk about the service. We talk about how we can save them money. We could talk about how we can make their systems better. and we can talk about how we can help them build a secondary source of residual income. So it does two things. Saves the merchant, the store owner, 100 % of their fees. And number two, let's say if one of you guys or both of you guys were interested in actually providing the credit card terminals, now you guys are making residuals off of their clients.
55:34In return, what if you get actual merchants that are like, hey, but I want to make some money too. Easy. You guys can actually split the residuals if the revenue is big enough let's say it's 200k you guys get one percent of the residuals from that 200k what is that one percent of 200 000 two thousand dollars two thousand dollars dude for one terminal one account let me ask you guys something okay how many terminals are you doing though so i'm personally doing 80 so right now my residual income's at 30 ,000. Okay. But we're talking about for my clients that I help get into this business now as well, because here's my bigger picture.
56:18Here's my vision. Okay. If you guys don't see it, my vision is yes, I could go ahead and I could travel to New York. I could travel to these different states, close these deals myself. That is the harder path. My mindset as an entrepreneur, it is what is the path of least resistance? If I already built a successful company the first time, I have 4 ,000 people that believe and trust me. Why not show them the new opportunity, which I have, and help them make a secondary source or a third source of residual income? Because that's what it comes down to. It comes down to time, right? The new rich, I don't believe the rich anymore really care about the Lamborghinis and the mansions.
57:01No, dude, it's time freedom. How great is it for you guys to have businesses and be able to travel the world without worrying or stressing about the income? You know, that's true freedom. It's in here, man. It's just like knowing that, hey, my bills are going to get covered. Business is still going to handle. And I don't got to be in there on Slack or any of these communication systems talking to my team, making sure they're doing what they're doing. Right. And that's what it is. That's what I focus on first to cover my bills. So when you got the ATMs, you got merchant automation, it feels like these are fintech companies in a sense, right?
57:37So when I think fintech, I think valuation. Yeah. And I think if we umbrella, it becomes a holding company for a larger vision where it's now this is a fintech company who can now come and at one point maybe package this up and sell it. Is that on the vision board? And then back to that part where you're saying the vision, it's like, all right, I got 4 ,000 people that trust me. I teach them the skill. Is there a percentage inside there that now is a kickback because you're giving them locations? Correct. Okay. Yeah. That's good, man. You know what you're doing. Okay. But yes, it comes. Here's the thing.
58:14Somebody who doesn't have the experience in business. When you first start off, let's be honest. A lot of people are agreed. They're going to be like, I want it all myself. And I was like that too back in my nightclub promotion days, which is why it didn't last. So at the end of the day, when it comes down to, I'd rather partner up with somebody who knows what they're doing and give them a percentage. The reason why, because I knew they're going to do good business by me because it also affects their business. So that's exactly what we do. We essentially will start them up, okay, where we set them up with everything.
58:51Whether they're a proactive entrepreneur or whether you're more of a passive investor, okay? It just really depends on time. How much time do you have to invest into starting this business? And I have the same conversation with the driver, but it goes into if you have, let's say, roughly four to five hours a week and you're willing to go ahead and sit through what we call weekly clinics with my partners where we'll actually teach you hands-on, man, how to go ahead and sell this because I feel that everybody in this country knows at least 10 businesses that they could approach and ask a very simple question.
59:28Do you pay credit card processing fees? And less than 5 % of businesses in the United States right now are using cash discount program. So probably going to be a high percentage that that person is going to say yes. okay so in business we call this big blue ocean there's a massive opportunity for a lot of people and people are not catching this on yet because everybody that does merchant services guess what they're baby boomers they're people that have been in the game for so long dude that they haven't integrated digital marketing so now that i've met guys that have been in the game for 20 years and I'm basically the face, I am their partners and I'm more into using marketing.
1:00:12I'm now exposing this technique because I see it as an opportunity to team up with entrepreneurs and even 95ers that are looking to invest into something sustainable, but then also willing to get mentored by us. Okay. Cause it's a partnership. And if we're able to get hundreds of people in every single state oh dude yeah valuation is going to go up sounds like fintech but i'm gonna i'm gonna be very honest with you guys i'm never gonna retire and i know a lot of people are like bullshit like no you're gonna retire no i'm never gonna retire it's just in me dude i've always been a worker like with me it's just working smarter not harder you know um i have back injuries from law enforcement dude like it's just i it wore it worn me down bro just seven years in that city it was crazy but now i work smarter so what i'm trying to build is i'm in the next stage of my life man i just got married dude so now i'm looking to making some kids i want like three four kids with my wife um even my wife she's like babe i want to launch like a consulting program for women that need help finding like their true love of their life and i'm like hell yeah let's do it you know i have the resources like i know what to do like it's in my head let's let's rock and that's what i'm really trying to do man i'm really trying to build things that i'm passionate about and this is this is one of them merchant automation is one of them because it's already changed the lives of dozens of my mentees dude like i have so many stories if you guys go either on my website on my instagram that's what i promote the most i don't even promote what i have i could give i could care what i have it's more about them it's about the transformation of what we're doing for people.
1:01:51So to give you a great example, I did another podcast with another podcaster and I have brought one of my mentees who dramatically changed his life. Dude, within seven months, this guy went from owning a construction company in Colorado and he has a wife, he has two kids and he gave his first chance with us because of our social proof our results and he talked to one of our prior clients and he went all in dude and he went all in and within seven months he was able to scale to 40 accounts and i asked him i interviewed him in front of my audience and i was like hey man how was it possible that you went to 40 accounts without having like a massive team like me and he goes and he says the product sells itself.
1:02:43It truly does. Because you think about it, what are the cons behind it? The objections that we've gotten is, well, what if my clients don't want to pay their own convenience fee to use their credit card, right? But when you think about it, that only gets into effect if they're doing high ticket. Let's say you're buying a nice watch. Watch is like$90 ,000. Now you've got to pay 4 % of that. More than likely, that's not going to be your ideal client. You want to go for actual customers like businesses that people use every day. Breakfast cafe shops, coffee shops, food trucks, convenience stores, bodegas, auto repair shops.
1:03:24Things that have high volume of transactions. Those are the best businesses to deploy this exact strategy because they're paying a very small percentage. And the volume, you got to think about it like this. You're getting paid per swipe. So the more volume it has, the better it is for your business because it's not going to affect the actual client buying the service or the product. And that's what I always tell people. I mean, right now we have over a thousand accounts that we've signed up under our umbrella in the past year and it works. We don't get no kickback as far as just like, hey, I don't want your machine.
1:03:56I don't want your service here. No, people love it because it's saving the business owners tens to hundreds of thousands of dollars. and the people that we're helping get into this business, it's making them a lot of residuals where they're able to quit their nine to five. And they're also able to focus on this, growing residual income that's gonna last them a lifetime, man. It's a beautiful thing. How large scale can you grow these accounts? I would see bodegas, grocery stores, that makes sense. Are you looking at sporting venues, large scale accounts like that, arenas, where you're talking about 20 ,000 people coming in?
1:04:30You're talking about 100 ,000 people. if you're at a college Saturday, you know, you go to your arenas, you're talking about 110 ,000 in Ohio State. Is that, can it grow that large scale? It can. It can. That's the future. Okay. That's the future, man. We literally just started a little bit over a year. And within 60 days, I did it as a one-man startup. And we were already a million-dollar company within 60 days. Cash collected. Like, it was amazing. But the reason why is because we started with that push behind the current clientele that we had. They believed in us. They believed in my vision when I presented it to them.
1:05:09And I was just like, hey guys, this is the vision I have for this new company. This is the great opportunity that I believe that I'm investing in for my family. So it's like, think about it. If you were able to invest into Uber in the very beginning, the humble beginnings of Uber or Amazon, this could go that big. It really can. With the right management, with the right belief and the right culture of employees that we do have, I truly believe that. Just because I'm leading it. And that's why I've been able to go ahead and hire CEOs for the rest of my businesses because I want to go all in on this one because of that belief, right?
1:05:47But to go into what you were just saying is I think that's the future, but not now. The reason why I want to focus on helping hundreds of thousands of entrepreneurs first accomplish true financial freedom through this. And then we can focus. I'm pretty sure throughout those hundreds of thousands of mentees or agents that we do get, there's probably going to be a handful of people that are already going to have the connections. Because I'm a true believer in our network, right? your network can truly change your net worth so what's going to end up happening is we're probably going to get one or two people that have such a humongous network that they're going to be like dude i can present this to my people and i could get all these accounts for myself and that's what's happening already we're getting a few people like top affiliate companies that work with like russell brunson for example that they're like hey dude we have over 200 basically foot soldiers all over the East Coast that can go ahead and present this to accounts.
1:06:49He's like, how can we set it up with your business where essentially we can do a partnership, you do the training, you do the deployment of the terminals, you find the location and you just direct our 200 affiliates and I'll pay them, you know, whatever I get from my residuals. And I was like, yeah, dude, let's do it. So that's something that we're working on for later on this year. But do you see like the opportunity is huge, man. I'm sure you guys have a huge network you know huge network that you're probably thinking right now you're like bro i know so many restaurant owners so that can use this because it's going to save them a ton of money and then on the back end it's going to make you guys a lot of money on residuals so before we leave what's some what's some departing words that you can leave to entrepreneurs on your journey that you you know personally went through that kind of some words of wisdom yeah no absolutely man.
1:07:40I mean, you got to believe in yourself. At the end of the day, it's the conviction and the passion that you have as a person. Don't do yourself a disservice by actually listening to people that haven't gotten to the life that you dream of or the lifestyle that you want to actually live. My entire life, I've been judged. I've been judged when I was in corporate America. I've been judged in high school. I've been judged as a police officer. I've had coworkers say, hey dude you're not gonna you're gonna be a bad cop but then it went reverse right because of the conviction and belief that i had in myself at the end of the day no one can take that away from you so key takeaway here anyone listening to this just do it just do it literally just like like nike just do it imperfect action is gonna win over getting stuck on analysis paralysis the best thing i ever did in my life was invest 20 bucks on a couple books and i know it sounds cliche a couple books that changed my mindset and dramatically changed the lifestyle of my family man it dramatically changed everything for everybody dude bloodline breaker and that's what it's about man yeah we appreciate you we appreciate you being that investress man what was your takeaway um from the event oh dude it was awesome it was awesome like i said man like i was a nightclub promoter for like six years and i know what it takes to basically like orchestrate and organize an event that massive.
1:09:01And I think you guys killed it, dude. You guys did a great job. I think it's a great platform for people that really want to educate themselves in entrepreneurship. And I think, dude, I'm just waiting to see what you guys do next. It's 2025. It's going to be awesome. Appreciate it. How can people follow you on social media, website, everything? Yeah, no, absolutely. It's Instagram, Paul Alex. And then the website is just merchantautomation.com, guys. There you have it, ladies and gentlemen. Thank you guys for Rockmus, we'll see you next week. Peace. Peace. An illegal alien from Guatemala charged with raping a child in Massachusetts.
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1:10:29Sponsored by the United States Department of Homeland Security. Hey, it's Joel. And Matt. From HowToMoney. If your New Year's resolution is to finally get your finances in shape, we've got your back. Prices, they're still high, and the economy is all over the place. But 2026 is the year for you to get intentional and make real progress. That's right. Each week we break down what's happening with your money, the most important issues to focus on, and the small moves that make a big difference. Kick off the year with confidence. Listen to How to Money on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
1:11:02What if mind control is real? If you could control the behavior of anybody around you, what kind of life would you have? Can you hypnotically persuade someone to buy a car? When you look at your car, you're going to become overwhelmed with such good feelings. Can you hypnotize someone into sleeping with you? I gave her some suggestions to be sexually aroused. Can you get someone to join your cult? NLP was used on me to access my subconscious. Mind Games, a new podcast exploring NLP, a.k.a. neurolinguistic programming. Is it a self-help miracle, a shady hypnosis scam, or both? Listen to Mind Games on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.
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From the publisher
We sat down with Paul Alex, the founder of MerchantAutomation.com and a former award-winning detective, to talk about his incredible journey from law enforcement to building multimillion-dollar businesses. In this interview, Paul shares how he made the bold decision to leave a stable career in law enforcement and pursue entrepreneurship full-time. He breaks down how he built his companies from the ground up, helped over 4,000 entrepreneurs generate passive income, and scaled MerchantAutomation.com to $1 million in just 60 days.
Paul dives into the power of digital payment systems, automation, and how anyone can create residual income through merchant services. He also shares key lessons on branding, marketing, and building a successful business without outside funding. This episode is full of valuable insights for anyone looking to escape the 9-5, level up their business game, and build wealth through automation.
#PaulAlex #MerchantAutomation #EarnYourLeisure #ResidualIncome #Entrepreneurship #PassiveIncome #DigitalBusiness #ATMbusiness #BusinessAutomation #CashSwipe #EYL #WealthBuilding
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