How to Buy Stocks

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0:31Can you hypnotize someone into sleeping with you? Can you get someone to join your cult? NLP was used on me to access my subconscious. Mind Games, a new podcast exploring NLP, a.k.a. neurolinguistic programming. Is it a self-help miracle, a shady hypnosis scam, or both? Listen to Mind Games on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hello, hello, all my people. What's up? It's Questlove. Recently, I had the opportunity to sit down with the one and only A$AP Rocky. He reflects on his journey from Harlem roots to global icon status and discovering the hip-hop origin of his name.

1:14The ledge was on the TV. Rakim had the Buckethead Kangol join on. Pops was like, that's Rakim. That's who you named after. I just, damn the f***ing f***ing swag. Listen to the Questlove show on the iHeartRadio app, Apple Podcasts, or wherever you get your podcast.

1:56But for kids, so they're not confused. Yeah, but you're butching it up. It's basically like Doris Day. No, I turn into Bea Arthur. Listen to these episodes of Dear Chelsea on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. This episode is brought to you by PNC Bank. A lot of people think podcasts about work are boring. And sure, they definitely can be. But understanding a professional's routine shows us how they achieve their success little by little, day after day. It's like banking with PNC Bank. It might seem boring to save, plan, and make calculated decisions with your bank, but keeping your money boring is what helps you live a more happily fulfilled life.

2:38PNC Bank, brilliantly boring since 1865. Brilliantly boring since 1865 is a service mark of the PNC Financial Service Group, Inc. PNC Bank, National Association, member FDIC. so how to start investing in stocks and the three of us get this question all the time so we wanted to lead with that and we want to break it down as simply as we can and so first you need a brokerage account what is a brokerage account okay a brokerage account simply guys allows you to buy stocks sell stocks invest okay and so some of the more notable names you might know of or meet be familiar with or you may not be. Vanguard, Fidelity, those are two ones that has been around for the test of time now.

3:32And if you are thinking long term, these two entities are ones you want to consider. Fidelity, Vanguard, you want to think about once I do, take this step to invest. Let me open up a Fidelity account. Let me open up a Vanguard account. You want to start there with the premise in mind that you are thinking long term. Then you have everything from more newer apps, more user friendly ones like Robinhood, Webull, Interactive Brokers, Tasty Trades, to name a few. So listen, guys, it starts with before you can invest, you have to have a brokerage account to even deploy your money to. OK, and this is lateral from your job.

4:18This is separate from whatever you are getting at your place of employment. This is this is on you. The book came out. We want to make sure this book become a number one bestseller. you deserve this is about you this is about you guys okay and so you need to make sure you have your own brokerage account you're doing your your own investing you're taking your you taking your own finances and affairs in your hand okay next up i'll take it i'll take it even a step further too because i want to kind of expand on that a little bit because for some people like to even why investing is important or what a stock is, right?

4:58Like we talk about stocks as far as that's ownership and there's private companies and then there's public companies, right? So the public companies, anybody can own it like Tesla, like Microsoft, a private company is like earn your leisure where only we own it, right? So it's important to invest in these public companies because as their value goes up, your investment going to go up over the course of time as well, right? So the only way we talk about inflation, the only way to beat inflation is to actually invest, right? Because that's how your money's actually working for you over the course of time.

5:26But another question that I get about the brokerage is like, even like how to set it up. And it's really not too complicated, guys. Like you go to the app store and you download Charles Schwab is another one, or you download Fidelity and all of these. Run a business and not thinking about podcasting? Think again. More Americans listen to podcasts than ad supported streaming music from Spotify and Pandora. And as the number one podcaster, iHeart's twice as large as the next two combined. So whatever your customers listen to, they'll hear your message. Plus, only iHeart can extend your message to audiences across broadcast radio.

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6:42Fans say it's like finally getting a user manual for your brain. It's about engineering consciousness. Mind Games is the story of NLP, its crazy cast of disciples, and the fake doctor who invented it at a New Age commune and sold it to guys in suits. He stood trial for murder and got acquitted. The biggest mind game of all? NLP might actually work. This is wild. Listen to Mind Games on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. A new year doesn't mean erasing who you were. It means honoring what you've survived and choosing how you want to grow. It means giving ourselves permission to feel what we've been holding and knowing that it's okay to ask for help.

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8:16Jesse Mills, director of the men's clinic at UCLA Health and host of the Mailroom Podcast. Each January, guys everywhere make the same resolutions. Get stronger, work harder, fix what's broken. But what if the real work isn't physical at all? To kick off the new year, I sat down with Dr. Steve Poulter, a psychologist with over 30 years experience helping men unpack shame, anxiety, and emotional pain they were never taught to name. In a powerful two-part conversation, we discuss why men aren't emotionally bulletproof, why shame hides in plain sight, and how real strength comes from listening to yourself and to others.

8:51Guys who are toxic, they're immature, or they've got something they just haven't resolved. Once that gets resolved, then there comes empathy and some compassion. If you want this to be the year you stop powering through pain and start understanding what's underneath, listen to the mailroom on the iHeartRadio app, Apple Podcasts, or wherever you get your favorite shows.

9:15These apps and platforms have similar type of things where you just got to fill in your information. So they have to, it's called like know your customer, right? So they'll ask you, you're like your social, they'll ask you your number, your email. You have to provide this information, guys. I ain't putting my social in there. You got to provide this information. And then from there, you link your bank account to it. This is important for people to fully understand as well because they're like, well, how do I get money into the account? You got to fund it. You link your bank account to it and then you fund it.

9:49And then that funding goes both ways. So you put money in from your bank account. I'm going to put$2 ,000 from my bank account into Fidelity. and then when it's time to move from money from fidelity to your bank account vice versa yeah vice versa but where it's held that this is important but i know we're talking about retirement can i give them a hack from what you just said this is important too because that transaction time it can if you're a new customer that might take five to seven days and so for us having money that we sent and we don't know where it's going and it's taking five to seven days is a new account opening you could feel a little angst especially robberhood about the robberhood but what you can do, right?

10:28And this is, and this is a good tip. I use E-Trade. And so when E-Trade, I found out the wire instructions, right? So when I get the wire instructions that come from E-Trade, now when I send the money, right, let's say I'm sending$5 ,000 to my E-Trade account, that's going to get there within 30 minutes rather than waiting five to seven days. And so, yes, you can do the ACH transfers, which take three to five, or maybe five to seven if it's your new account or you can't get your brokerages wire information and have that money expedited because five to seven days in the market can change a lot right like we we saw over the past week right on monday it's up by friday you could have lost a lot or you could have gained a lot so you want to make sure that your money gets there in expedited fashion wire transfers is another way that you can you can hack that and the last thing i'll say before we move on is that um i i used to get this a lot when people were talking about their 401ks they have a 401k the money's coming out of their checking, the money's coming out of their paycheck, and they automatically assume that it's being invested.

11:25And I ask, what are you investing in? They're like, I don't know. They're not seeing their statements, and they're not actually invested in anything. When your money goes into a brokerage account, it goes into what's called a money market. That's like a savings account, pretty much, for a brokerage account. It's sitting on the sideline. You have to direct where the money's going. So the next thing we'll talk about, like actual investments, But don't think that, okay, I opened up Fidelity. I'll link it to my Chase Bank account. I put$2 ,000 from Chase into Fidelity. And now I'm invested into the stock market.

11:59You're not invested. But like I said, that's not quite how it works. That actually happened. Like I said, I saw that with retirement when I was a financial advisor. I used to see that with retirement. People have money. They used to have like$20 ,000,$50 ,000 into their retirement account because they were never fully educated that you had to pick something. and they just the default for their retirement plans was a money market account until they decided what they wanted to do with the money they never decided what they wanted to do with the money and the money was not growing it's not a money market is not invested right that's like a point zero it's sitting on it's sitting on a sideline so that's just important just because you open it you put it in now from there you have to actually put into an investment that's a fact chris i'm gonna go back up to this this slide where we're looking at the the brokerages yeah Is there one that you prefer or the other, or is this case by case?

12:44I know E-Trade is not on there. Everybody at E-Y-L-U knows I love E-Trade, but I'm using that because for informational purposes, it's easier for me. I love the way that we can get information. Is there one that is preferred or the other? Vanguard for long term, I prefer for strictly long term and or Fidelity. You can't go wrong if that's the mindset. I'm buying and holding this for at least 10 years. Vanguard and Fidelity are phenomenal. E-Trade, Robinhood, M1 Finance, some of those other ones are good too because they provide even more information and news and other things that is helpful to the user.

13:27So there's no order but except for the long-term piece fidelity and vanguard are the ones you're not trying to trade in those you're well vanguard at least you're not using that to be a trader you trying to you're purposely intently trying to invest earners what's up you ever walk into a small business and everything just works like the checkout is fast the receipts are digital tipping is a breeze and you're out the door before the line even builds odds are they're using Square. We love supporting businesses that run on Square because it just feels seamless, whether it's a local coffee shop, a vendor at a pop-up market, or even one of our merch partners.

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15:49neurolinguistic programming. Is it a self-help miracle, a shady hypnosis scam, or both? Listen to Mind Games on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. This season on Dear Chelsea with me, Chelsea Handler, we've got some incredible guests like Kumail Nanjiani. Let's start with your cat. How is she? She is not with us anymore. Okay, great, great, great way to start. Maybe you will cry. Ross Matthews. You know what kids always say to me, are you a boy or a girl? Oh my God. All the time. That's so funny. I know. So I try to butch it up for kids so they're not confused.

16:24Yeah, but you're butching it up is basically like an angry woman. It's like Doris Day. Right? No, I turn into Bea Arthur. Listen to these episodes of Dear Chelsea on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Hello, hello, all my people. What's up? It's Questlove. Recently, I had the opportunity to sit down with the one and only ASAP Rocky. He reflects on his journey from Harlem roots to global icon status and discovering the hip-hop origin of his name. The ledge was on the TV. Rakim had the Buckethead Kangol join on. Pops was like, that's Rakim. That's who you named after.

17:00I just, damn the f***, I swear. Listen to The Questlove Show on the iHeartRadio app, Apple Podcasts, or wherever you get your podcast. A new year doesn't ask us to become someone new. It invites us back home to ourselves. I'm Mike De La Rocha, host of Sacred Lessons, a space for men to pause, reflect, and heal. This year, we're talking honestly about mental health, relationships, and the patterns we're ready to release. If you're looking for clarity, connection, and healthier ways to show up in your life, Sacred Lessons is here for you. Listen to Sacred Lessons with Mike De La Rocha on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

17:41This is an iHeart Podcast. Guaranteed human.