Magic Johnson On Becoming A Billionaire, Jordan vs LeBron, & Owning The Dodgers & Commanders

28:04We've watched you put stores in locations that people wouldn't. We've watched you become successful. You've left clues for us. Talk about the representation part. Well, first of all. I'm bringing up with you.

28:16Well, we got to remember something. It's not just about the money. It's about having a seat at the table. Oh, wait a minute. I didn't hear nobody. What?

28:34What is our biggest challenge? is that we don't have a seat at the table. So when you become successful, you're able to now have a seat at that table. And then you can help the city change. They include you on decisions that happen in the city or in different areas of the city that you live in. So it's like the power. and so that's what it's all about. Yes, a lot of people can make money but we need to be represented. That's what you two brothers are doing right now giving all of us a chance. You're representing the culture. These young people, they see you and they see what you built. This is amazing and this is just what we needed, right?

29:35And so now, hold on one second. You're driving 20 ,000 people, the mayor got to come see you. What, wait a minute. Two black men driving 20 ,000 here in the city? Oh, I gotta have a meeting with them two and then it just continues on. So yes, we wanna be successful but also we want to have a seat at the table to be able to hopefully be change agents on what's happening in our community, but also what's happening in the city too as well. So that's what it's all about.

30:18So you've invested in everything from movie theaters, Starbucks, the Dodgers. Obviously you have a great vision. What is your foresight to know something is going to be profitable 10 years, 20 years, a good investment to put your money in? Well, I think first of all, I was ready that song. First of all, you got to research the industry or the sector. So when you research the sector or the industry that you're investing in, you can see if it's been growing, right? So we'll go back probably five or ten years to see if that sector that I'm going to invest in has been growing. If I see growth, then I said, okay, it looks like it's going to be a good investment for me.

31:13But then we have an investment team of people trying to break down the investment, making sure it is the right move for us to make, both financially and align it with our brand, right? Because anything that you bring in, you got to align it with your brand. So it's very important. So right now we have contracts. So that's so magic. Charles Johnson is doing a wonderful job. Charles, where are you? Yes, yeah, Charles, brother. Robbie is with him. Donna's here. Yep. So when we think about, we have Morehouse Contract, Federal Reserve, We have contracts at the airport. We do Delta, their headquarters, on and on and on.

31:57We knew that industry was going to grow because people got to eat. Right? And so we understand that, and it has been growing. We're over a billion dollars in revenue now with this small company that's just shot up. Hold on. You said a billion dollars in revenue and two people clap. Can we clap it up? That's not an everyday thing. No.

32:22Well, the reason it's important is that we started from the ground on up. And so we want the same thing to happen for all of you, right? Take your ideal, your strategy, start your company, and build it, right? And so, and scale it. And we were talking about how to scale, but scaling is so hard because you've got to have the financial resources, and then you've got to have the right team in place. If anything I can tell you, this is so important. It's going to hurt a lot of feelings in this audience. Please do not hire your family.

33:05Uh-oh. Uh-oh. Unless they have the expertise. Whoa, whoa, whoa, whoa. Unless they have the expertise. What has made more black businesses fail in America? Uh-oh. Because you hired your family member and they didn't have the expertise or they thought they could show up instead of 9 o 'clock, they showed up at 12 o 'clock. I paid mine to stay away. Here you go, the check will be on the way. No, I'm just kidding. I'm just kidding. I'm just kidding. I'm just kidding. Make sure though, if you're going to be in a family business, make sure you spell out roles. and once everybody know their role, make sure that they over-deliver in that role.

33:54So, so important. We going back? No, I'm going to stay right here. I learned my lesson. You wasn't going to get me again. I was waiting. But you brought up a billion dollars in revenue, and so that word stuck in my head. We have a common theme here at InvestFest. Every year, we've been able to bring a billionaire to the stage. I love that theme I love that theme I love that theme Now the billionaires that we brought Look like us There you go There you go 2025 List comes out Irving Magic Johnson Billionaire

34:42Well Yeah, stand on your feet for that, right?

34:50I wonder, the kid that's walking on the campus in East Lansing, Michigan, your wife, to the man who's standing here today, was that on the vision board, and what was that moment like? I mean, for us in our minds, we already thought you were there, but now that it's been reported, what was this moment like for you? Well, when I first started, no, it wasn't on the vision board. It was just being successful. See, my whole business thesis was to be successful for other people of color could come behind me. Okay, now, remember this. See, when I went to 10, 9, 10 banks, they all turned me down. They wanted the picture, they wanted the autograph, but they didn't want to loan me the money.

35:43So then I went up to CalPERS, this pension fund, to get money because I was going to start my real estate fund. And they turned me down three straight years. Same thing. See, this hasn't been easy. A lot of you think that, oh, he managed to Johnson, so it was easy. No, that actually worked against me. But I love the challenge. See, I'm not going to run away. I knew my business thesis was strong. I knew my people. I knew what they wanted and what they like. So all I had to do was deliver it and then over deliver it to them once I started my business. And so as I became successful, first the Starbucks, the theaters, Magic Johnson theaters, and then I said, hey, I got to really get into bigger business.

36:36So I needed somebody else's money. to do that, to grow and have sustainability. So once finally the bank said yes, I took that$100 million and turned it into what it is today. But stop, stop, stop, stop, stop. Anything that I've done is not just for me. It's so that you can come behind me because now they say, oh, that black man was successful. We'll take a chance on another one. because if I fail, then they're not going to take a chance on another one. So that's what it's about. So when you build your business, you don't even understand it's not just about you. You're giving another young person, young lady, young man, a chance and an opportunity to say, wow, if she made it or if he made it, I think I got a chance too.

37:38So what I always have my theme is I turn the impossible into possible. That's what it's all about, right? That's what it's all about. So I'm still on the basketball court. I just don't have the little hot pants on no more. I'm wearing suits, but I just want to win and be successful, man. And nobody's going to outwork me.

38:07I'm a smart guy because I'm smart because I put smart people around me and then I pay them to do their job always remember that hire smart people, pay them to do their job and they'll help you become successful clap it up for that

38:31so some other deals that people may not know you were involved in that didn't necessarily go your way, but great learning experiences, I'm sure. 24-Hour Fitness. Is it Plant? No, 24-Hour Fitness. TGI Friday. TGI Friday. Can you tell them about that experience? Yeah, because some has failed, right? Every business is not going to be successful. We had the number one TGI Fridays in the West, in Los Angeles. and we were able to really do a fantastic job of over delivering to the community. Then I built a second one here in Atlanta and Atlanta supported me like crazy but we were not ready for the volume of customers that came through our door and we made a lot of mistakes and we had to close that Friday because it was on us not on the people of Atlanta.

39:31and I learned a valuable lesson that we got to make sure we hire the best and talented people and they can drive unbelievable customer service and we did not deliver that to the people of Atlanta but the next businesses you learn from that one and make sure the next businesses that you do a better job and we've been better because of those mistakes we made back then so every business has not hit the home run. And then also too, a lot of businesses I own hit singles and doubles. And that's okay. If you get enough singles and doubles, you're going to make a lot of money anyway. So I think for me, it's learn from your lessons, learn lessons from your failure, excuse me, and then make sure that it doesn't happen again.

40:24Amen. Amen.

40:31I'm just making sure. I'm just making sure. Oh, I'm just making sure. You thought it was coming at you? Yeah, yeah, yeah, yeah. I'm just making sure. So I want to talk about Legacy a little bit because backstage I showed you some of my emails. That's right. Yeah, it's a true story. I got this email and it said Alicia Johnson. And I said, who is that? I never ordered from there. And my wife said, don't worry about that. And then the next week, it said Alicia Johnson again. And I said, what is that? And she said, oh, these are just these sunglasses I got. Don't worry about that. And then for the next six months, every three days, I get another email from Alicia Johnson.

41:09So I said, I got to figure this out. Who is this Alicia Johnson? Coming to find out, it's a close attachment to you. It's your daughter. So I want to talk about legacy and watching your kids walk in their journeys of entrepreneurship. obviously Dre and EJ doing their things in their respective industries. What's that like watching your kids carve their own path and creating? Because I didn't know it was your daughter. It was the product that sold. What's that like for you? Well, it's a great moment. We all want our kids to be more successful than ourselves, you know. And so for me to be able to watch my kids be happy, first of all, and also to look at their dad or their mom and say, hey, I want to be like them, right?

42:01So my daughter, she went to FIT and she loved sunglasses. She loved to dress. So she said to me one day after she graduated, she said, dad, I want to start my eyewear line and I want you to give me the seed money.

42:23and I said okay where's the business plan she said what I'm your daughter I said you got to have a business plan so she went crying to cookie dad don't love me you know and so uh cookie said is that what he said she said no well what did he say? He said, I have to have a business plan. So, well, go write one. So, she came back two days later with a half good business plan, and I said, no. She stormed out the room again, and I said, you need two things. You know, the P &Ls, where's the money section, the real business? and so she finally put that in and I said okay. So she's been very successful selling them online.

43:24She built a great business for herself. I mean I'm you know I cry every time I think about it because again she took my trade on working hard. Nobody's going to outwork her and then this is what really touched me about a year ago. We're riding and she says to me, dad, thank you for taking me through getting a business plan. Six of my girlfriends started their companies at the same time I started mine and they all failed. And I said, that's my job as your father. You You hated that I took you through that exercise, but it has helped you in the long run. So make sure that you have a solid business plan, everybody.

44:12That's so important. And then adhere to that, right? You can always make adjustments, but adhere to your business plan. And then my son EJ, I love him. He's fabulous. You know, EJ going to be EJ. And he's in entertainment, doing a wonderful job. And then my son Andre works for me now. It's kind of cool to go in the office and see my son side by side doing his thing with me. And so it's been a joy to watch our three kids. And now we have two grandchildren. So it's a blessing, man. A real blessing. Real blessing.

44:52So I got to talk about mentorship. You were a rookie, the Lakers, sensational player. and I believe you kind of isolate. It was a level of isolation in the locker room because you made friends with the owner of the team, Dr. Jerry Buss. So you would have to bring this up. Go ahead. So yeah, walk us through not only that relationship, what he taught you and what made you at that young age have the foresight to go against the peer pressure of the older veterans and put yourself in that position? That's a great question. Look, I was curious, man. I knew I wanted to be a businessman, but I had to get up under somebody who was already doing it.

45:40And so he could give me knowledge. So it happened to be the owner of the Lakers, Dr. Jerry Buss. And I told him my dream after I was done winning championships with him. I wanted to own businesses. And now you heard what I said first, right? You didn't miss what I said first, right? After I'm done winning what? Okay. After I'm done doing what? See, I had to be serious with that basketball first. And once I did what I was able to do on that court, in the summertime, I would then go and spend a lot of time with him for he can teach me. but I knew that it wouldn't have worked out if I wasn't successful on the basketball court.

46:31So I handled that business, got up under him. So three years in, next thing I know, I'm coming into the locker room and the guy said, Irvin, we got to talk to you. I said, okay, what's going on? I thought we were going to talk about Larry Bird and the Celtics or something, how we're going to defend him or something. they said no you can't be hanging around the owner no more it's an unwritten rule that players can't hang out with the owner so all the guys nod their head like yeah so I took my time because I'm never going to react first I said what can I say I said okay you guys are millionaires he a billionaire I'm hanging out with the billionaire there because, oh, stop, stop, stop.

47:23Because he's the only guy that can help me go where I want to go. You see? See, sometimes we forget about that. And then don't let your friend,

47:42See, don't let them say you can't go.

47:49See, a lot of times our friends, just because they want to stay where they are,

47:59they want us to stay there too.

48:05If I would have listened to them, I wouldn't be on this stage today. See, so I stayed with that man. He taught me so much, and that's why I'm successful. What did I do? I took the knowledge that he gave me and brought it to the black community, right, and started building my business. So gain knowledge, as much knowledge as you can. Be as smart as you can. Study as much as you can. And always, whether it's on your phone, I know a lot of times we don't read the newspaper. I grew up in the newspaper era, so I still read the newspaper. You guys get everything on your phone. Make sure you just keep up with what's going on, the trends, what's happening, whether it's that with AI now.

48:54Black folks, we got to study AI. So we have to do that, right? So just keep up on what's going on out here. It's very important. So again, no, I wasn't going to let them. All they should be concerned about when I come down shaking and baking and I throw that no look, they better be worried about delivering that basket. That's it. What I do on that court, that's their concern. What I do off that court wasn't a concern. Okay? I'm going to handle my business on that court. You handled your business in the boardroom as well. And selfishly, I talked to you backstage about it. One of the things I'm most proud of is that you're now owner of the Washington Commanders.

49:47Yes, sir. Childhood team of mine. But having black ownership in the NFL is probably one of the hardest things to do. Yeah. Talk about that moment and partnering with Joe Harrison. What was that like being a part of an ownership group pitching to the NFL to say, we need to change this franchise? And I feel like you've done a great job thus far. I appreciate that, man. Well, first of all, you know, I got every team almost in terms of in every sport, I got a team almost, right? And so the NFL was the last one. and I never thought it's going to happen because I didn't see us. We see ourselves on the field and we take care of our business as players on that football field.

50:31We also, we've seen it in the coaching ranks and now sometimes even in the executive roles, but we hadn't seen it in the ownership role. And so once that happened for me, I was so blessed, not just for me, but now what they've done in Atlanta. And we should clap for that because you got black ownership here with the Falcons. You know. Now Denver, black ownership. So now we're starting to see us be in those roles as owners. Why? That's important not only for myself, also for the players. Right? They feel better about it as well. So it's been great for Cookie and I to be involved with the commanders in two years we've turned it around we're heading in a positive direction the fans are back and always about that quarterback boy we got a brother that can he's a bad boy and Jay Daniels so we're excited about him and to do it in D.C.

51:38man chocolate city the DMV brother man it's a beautiful thing So, again, I can't stop working, though. Let me tell you guys something. See, when you get there, it's hard to get there. But it's even harder to stay there.

52:05So when you get there, you just starting. I know they waiting on me to make a mistake. I already know that.

52:20so that's why I'm so careful about what I do what I put out there on social media

52:30how I am as a husband, a father now a grandfather so it's so important because your business, that success can go just like that just as fast as you got it it can go just that fast so make sure that you making all the right decisions and the right moves which is very important and so I always think back when we got the commanders man and Cookie and I we were on the plane I said baby I remember when we had the peanut butter but no jelly. I remember when we had the Kool-Aid but no sugar. See, I went back to how I grew up and I just sat there on the plane thanking God for putting me in this position.

53:33But stop, stop, stop. But also I know what to do with it. Uh-oh, uh-oh. see you got to know what to do with it when you get blessed and make sure you bless others that's why I've been blessed because I blessed others and that's that's what's important so yeah I'm feeling good and it's a great thing to be in the NFL we got to keep keep hopefully more minorities will keep being in the ownership role and I think what you're doing here today, there's some future owners. You're going to have a lot of billionaires out here because that's what it's all about. Multi, multi-millionaires.

54:29Now, put yourself there. every time I did something I put myself there and then I went after it alright write this in your phone right quick

54:46see long now the days of 5-10 years that's over with now everything you should go after should be 3 years okay In terms of, hey, I want to start that business or I want to accomplish this, give yourself three years. I want you to then go home, talk to your partner, wife, husband, whoever, and say, honey, give me three years. I went to Cookie and said, I need three years to be on the road. I got to build my business but it's our business can you handle the kids for three years without me being there a lot she said honey go do your thing and look what happened you see because if you get longer than three years that means you you haven't put 150 % into building this business but you got to have sign off with your partner because they have to understand that hey, date night, what it used to be might not be there.

56:06So when she or he buys into that, now you good.

56:12So that's very, very important. I do everything in three years. I told my wife, I'm going to have a plane in three years. Let me do all, save up the money. let me understand the plane industry. What happened? Three years, I got the plane. Boom. You know, you just keep going. So all the things I want to do, three years. I can't wait to see what happens to this in three years. Uh-uh, I can't hear you. Come on now. Come on.

56:53they are already billionaires. You know why? Because they're blessing you with knowledge. See, God gonna bless them, both of them. Oh, they on their way.

57:09Because they're blessing you with so much knowledge, so much access. What do black people need? Access.

57:23Man, I got to come back. You don't even have to pay me when I come back next time. You don't even have to pay me. I'm coming back.

57:45Oh, stop. Stay up. Stop. Stop. Stay up. Now. Oh, thank you. Love your back, too. Love your back, for real. I want you to know something and hear this. We were both taught, all three of us, was talking about this. The last generation, a couple generations back, all those successful black men and women took their knowledge to the grave with them. That hurt our community. See, I'm standing here in front of you because I want you to be successful. And always remember, it's enough room for everybody. We forget that. We forget that. Look what happened. Let me, now sit down. Look what happened. Now I got to give you this.

58:44Look, Junior Bridgman, before he passed away, basketball player, billionaire.

58:55LeBron, Michael Jordan. You see, it just keeps going. It's enough room for everybody. And when Michael and I see each other, we pat each other on the back, man. Can you believe it? Can I beat him? Nah, he got that one-on-one thing. See, I'm always going to be honest with myself. Only thing I beat Michael in is them no-look passes and leadership.

59:31Oh, oh. Talk about it. It ain't no question. Just like it ain't no question what he going to do to me, dunks and all that. But, you know, that's what makes him a bad boy and the best that's ever done it. Don't get it twisted. I love LeBron, but no. No. We got that documented. That's documented. Shadi, you heard that? Hold up. You know LeBron is not a good. I love my boy. I love him. But when Michael Jordan took off with that tongue out.

1:00:09Hold up. Hold up. Hold up. Listen, because a lot of you wasn't born then. 1991 against my Lakers. Right hand. We thought we had him. He looked as we went down. He switched it to the left. Hey, tongue went left.

1:00:33Spun it against the glass and good. There's nobody alive that's been able to do just that. That boy is too bad, I'm telling you right now. But LeBron is a bad boy too. He's a bad boy, but he's not Michael. Appreciate that, Magic.

1:00:57Look at that face right there. Oh, my God. Staying on that, I always wanted to ask you this question. As a basketball fan, that Barcelona experience, I mean, we watched documentaries and all that. What was it like being with the greatest players of all time, greatest team of all time? What's a story that maybe nobody knows? Like, what's a great memory from you on that dream team? Okay. Well, let me first put it in perspective first. See, I learned, I'm a visual learner, and also I learned what I read and so on and on. So we go to Spain. I'm jumping ahead as a reason for that. so we go to Spain and they're having this big reception and we're on this yacht the air condition go out in the yacht so they had us all go off the yacht and go back on the bus another yacht pulls up so we all get on the second yacht so we're talking to the guy I'm talking to the guy, excuse me and I said man, that's crazy a second yacht came up.

1:02:13Well, whose yacht that broke down? He said, the guy said, it's my yacht. I said, well, whose yacht is this one? He said, this one is mine too. I said, that let me know wealth, wealthy, rich, is a whole different thing. and I said wow I want to be like him. I tell him this story Mickey Harrison of the owner of the Miami Heat he changed my life because that let me know that I had a long way to go and I thank him for talking to me that whole time. So we're in Monaco and Prince Rainier hosted us in the big castle and we're up there. So we're in Texas. All the guys were over here talking. Prince Rainier and Commissioner Stern was over there.

1:03:21So I get up and I go over. I got to meet this dude who run all of Monaco. See, that's who I am. Hey, bro, y 'all cool, but this dude here. So I go over and introduce myself. He said, oh, Magic, I know who you are. I said, how do you run all of this? You know, drop some knowledge on me. Man, I stood over there for about 30 minutes talking to him about Monaco and on and on and on. You know what he did? He called his son and daughter over and introduced me to them. Said, as long as Magic is here, you hang out with Magic. so they took me to the nightclubs and on and on and on but guess what now his son the same one I was hanging out with is the Prince of Monaco now right I said see that's why I'm glad I ran over there and met the man but why am I saying this sometimes you gotta step out that group that you in uh oh uh oh uh oh you keep hanging around the same people, you're only going to get the same results.

1:04:37Uh-oh. Get out of your comfort zone. When you go to that function and there's somebody over there, go on over there. Hey, I'm so-and-so. Just want to say I admire you or how did you get to where you are? It takes two or three minutes. but sometimes we go, no, I don't want to bother them. I'm not like that. I'm going to go over there and get me that knowledge that I'm looking for and it has paid off for me. So that elevator speech is real. So when you got those three minutes riding up that elevator, take advantage of that. So the Dream Team was the greatest basketball I've ever been involved in.

1:05:30And to be the point guard on that team and represent the NBA and our country. But just to be able to hang out with Michael and play with him finally. Larry Bird and Charles Barkley. The slimmer one. The slimmer is Charles Barkley. Patrick Ewing. David Robinson. Scotty Pippen. Chris Mullen, Clyde Drexler I mean it was just amazing We just It's the greatest team ever assembled And so I'm excited to say I was on that team Yep Before we go You talked about the yachts You talked about your image on social media We saw you on the treadmill I mean we saw you on the treadmill We saw you with the basketball court on the yacht.

1:06:25It talks about earning your leisure, which is obviously our name and our brand. But being able to vacation and find balance and find peace with your family, talk about the importance of that and all this, man. Because it's chaos, but you find time. Well, I can't do this without that. You know, I love dating my wife, so when I go on those six weeks, we're able to date and... There's like two married people here. They clap. Like that section right there. Yeah, yeah, yeah, yeah, yeah. And so it's a lot of fun. And because, you know, when I'm grinding, I'm grinding. So I'm working. So this gives me a chance to be with my family.

1:07:09And then last but not least, when I was traveling, it's important, right? So you can see the world. And I love traveling. Cookie and I just love it. And so I remember when Denzel, see, Denzel introduced yachting to me. And I seen that I was able to open it up for a lot of other blacks to now go. And Cookie and I have been yachting now for 32 years. So it's a blessing to do it. But at the same time, this is what I want you to take from that. when I was in Monaco in 1992, we just talked about this, I saw the yachts down there, and I told myself, one day I'm going to be on one of them. See, it didn't happen right away because I didn't have enough money.

1:08:03But what did I do? Three years.

1:08:11In three years, I said, I'm going to be on that yacht, and what happened? In three years I was on that yacht. See, what'd you say? You've been yachting for three years or you will be yachting in three. Four in three years. See, that's it. We just, listen, we want to open it up for our people to know that traveling is wonderful. It's not about the yacht. Whatever you can do. I just saw Ludacris and Kevin Hart out there. That's great. Let's keep doing it. But the main thing is understand that you can do it one day if that's what you want to do. Now everybody stand up. No phone in your hand. I don't want nothing in your hand.

1:08:57First of all, let's give God some glory because we're here, right?

1:09:08I can't hear you. Come on now.

1:09:19Now, I've given you some nuggets. These two gentlemen, for the last three days, but also for the last years, have been giving you unbelievable nuggets on your business, how to take yourself to the next level. I can't hear you. Come on.

1:09:46God has placed two vessels in your life. Right here. Two kings. And you know what? It hasn't been about them. It's been about you. And...

1:10:08All right. So, let's start off with the... If somebody's going to be a millionaire in the next three years, clap two times.

1:10:21All right, stop.

1:10:26If you're going to be a multi-millionaire in the next three years, clap.

1:10:35Okay. Okay, I'm about to draw this one. I'm about to draw this one. I'm about to draw this one. billionaires let me hear it

1:10:53alright now just do me a favor I don't care who next to you cause it's gonna take a village to do this I want to grab people's hand right quick let's go right next to you bow your heads cause God gonna put that favor on you and it's gonna happen Oh, Heavenly Father, we say thank you, thank you, and thank you. Why are we saying thank you? Because you woke us up this morning. Thank you for these two incredible men who have decided to bless not only themselves and their own families, but all of us in this auditorium. You are using them so that they can bless others and they can be successful right along with all of these incredible people.

1:11:44Now I know that you have the power and the tools to make everybody in this room successful. And if they follow you and keep you on their hearts, they will definitely be successful. So touch everybody. bless everybody as they leave this incredible auditorium and this incredible convention that they can be multi-millionaires millionaires and billionaires in jesus name we pray amen god bless you thank you an illegal alien from guatemala charged with raping a child in massachusetts an ms13 gang member from el salvador accused of murdering a texas man A Venezuelan charged with filming and selling child pornography in Michigan.

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1:14:23Just damn the f***ing swag. Listen to the Questlove Show on the iHeartRadio app, Apple Podcasts, or wherever you get your podcast. A new year doesn't ask us to become someone new. It invites us back home to ourselves. I'm Mike Della Rocha, host of Sacred Lessons, a space for men to pause, reflect, and heal. This year, we're talking honestly about mental health, relationships, and the patterns we're ready to release. If you're looking for clarity, connection, and healthier ways to show up in your life, Sacred Lessons is here for you. Listen to Sacred Lessons with Mike Delaroach on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

1:15:04Hey, it's Joel. And Matt. From HowToMoney. If your New Year's resolution is to finally get your finances in shape, we've got your back. Prices, they're still high, and the economy is all over the place. But 2026 is the year for you to get intentional and make real progress. That's right. Each week we break down what's happening with your money, the most important issues to focus on, and the small moves that make a big difference. Kick off the year with confidence. Listen to How to Money on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. This is an iHeart Podcast. Guaranteed human.