The "2 Tech 2 Index" Strategy Explained & How to Navigate Market Crashes

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0:32I gave her some suggestions to be sexually aroused. Can you get someone to join your cult? NLP was used on me to access my subconscious. Mind Games, a new podcast exploring NLP, a.k.a. neurolinguistic programming. Is it a self-help miracle, a shady hypnosis scam, or both? Listen to Mind Games on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. This show contains information subject to, but not limited to personal takes, rumors, not so accurate stats, and plenty more. What's up, man? This your boy, Nav Green from the Broken Play Podcast. Look, it's the end of the season. The playoffs are here.

1:12But guess what? It ain't the end of your season. You can always tune in with Broken Play Podcast with Nav Green on the Black Effect Podcast Network. Not a team who ain't going to the playoffs. It's time to rebuild. Listen to Broken Play with Nav Green from the Black Effect Podcast Network on the iHeart Radio app. Apple Podcasts or wherever you get your podcast. You know, we always say new year, new me, but real change starts on the inside. It starts with giving your mind and your spirit the same attention you give your goals. Hey everybody, it's Michelle Williams, host of Checking In on the Black Effect Podcast Network.

1:46And on my podcast, we talk mental health, healing, growth, and everything you need to step into your next season whole and empowered. New year, real you. Listen to Checking In with Michelle Williams from the Black Effect Podcast Network on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Crook and Chase Nashville chats with the coolest cat in country music. He is edgy. He's fun. He is Chase Matthews. Keith Urban helped make him a global sensation last year, but it's his recent number one hit, Darling, that put Chase on the map and launched a fun and difficult conversation about lovers who cheat and lie.

2:26That's why I'm scared to get married. You're giving me trust issues, brother. Crook and Chase Nashville Chats with Chase Matthew. Listen and subscribe on the iHeartRadio app, Apple Podcasts, or wherever you listen to podcasts. This episode is brought to you by PNC Bank. A lot of people think podcasts about work are boring. And sure, they definitely can be. But understanding a professional's routine shows us how they achieve their success little by little, day after day. It's like banking with PNC Bank. It might seem boring to save, plan, and make calculated decisions with your bank. But keeping your money boring is what helps you live a more happily fulfilled life.

3:05PNC Bank, brilliantly boring since 1865. Brilliantly boring since 1865 is a service mark of the PNC Financial Service Group, Inc. PNC Bank, National Association member FDIC. What is 2TEC2 Index on a high level explanation? I think that you only need concentration in four companies or four assets to make you rich for a lifetime. My formulation that I have given to the public, if I made you money from 2TEC2 Index, please put yes in chat. I think that you should have two index funds which anchor your portfolio. So if you miss out on a great company, they should be in there. Those tickers are VOO, VTI.

3:53The other two slots will go to tech companies, Microsoft and Apple. Quiz question for everyone. What percentage of VOO and VTI are tech related in terms of portfolio now? however um and it's a tried and true methodology for i know ray dalio has his all weather etc but i think in the era that we're moving into hyper concentration is going to be to go i've been saying that since 2018 so i think you only really need four great companies to tie your wealth to um to make easy investment easy and simple for you so would you keep running that strategy through 2027 or pause to stack cash and go all in when stock prices go down eventually at some point i want to be very clear everyone who is waiting for this pristine moment of this 55 percent drop you're not going to have the cojones como city say balls to do it when it drops 45 or 55%.

4:55There's no reason to stack money on the side, waiting for a crash, especially given the return environment. The thing that's left out of the big short, which I love the movie, they weren't in an environment where you can get 700 % to the upside. The person just said there was up how much in my crime? Well, one, one 51, three 50, sorry. Three 50 in 2009. If you were a hedge fund manager, you would be a fucking rock star. So for the first time in our history, Rashad, when you were a financial advisor, could you think of five companies that was getting 400 % return in two years? It was damn near non-existent, like a penny stock, and it may last for two or three weeks.

5:37But with NVIDIA, Microsoft, the tear that they've been on, Bitcoin, you don't have to wait for a historic drop to be able to get rich. I do want to say, though, when the move does come in 2027, should you have capital to the side? Yes. Should you stop investing now through 27 to take advantage of the move? Absolutely not. It's going to be one of the worst decisions in your life. And the crazy part is I haven't talked about it, but in 2027, certain companies are going to melt up. There are going to be some companies that are so valuable that the economy is tied to that the value of them are going to fly up as the market tanks because it's the only store of value, quote unquote on the equity side you can pour money into.

6:21Man, man. You got to slow down and say that again because that like people keep talking about this supposed crash, supposed crash and we talked about that kind of leads fear and gets emotion into it and people get scared not to invest but when you think about it, right even in these crashes in 99, the dot com bubble, right? There were survivors of that. For sure. There were companies that thrived in that. Yes, a lot of them disappeared because they didn't have any value and you can kind of see the writings on the wall for some of these companies that really have no value, right? Don't have any real fundamentals.

6:54But the NVIDIAs of the world? Yeah. My baby. Microsoft and OpenAI Partnerships.

7:04The pullback on that, like even if it does pull back, right? 15%, 20%. Those companies aren't going anywhere. They're not going. it they are we talked about yesterday on stock club call we are in a war despite some of you youtuber experts say that we're not we are in a war with china and nvidia amd micron dell as they're in a war to fight china it is our tech companies versus the ccp if we lose the american economy is done, permanent number two forever. It's over with. Now, if we win, then we get to go on for another 33 years, 34 years of greatness if we win that war. Secondly, any investment strategy has to work for you for a 30-year period.

8:00So when people ask, hey, should I change the formula? If you are changing your strategy year to year, you don't have a good one. There's a reason why in the beginning it was two tech, two index, and not two indexes and two bonds. The bond market is decimated and done. Don't change your strategy. Earners, what's up? You ever walk into a small business and everything just works? Like the checkout is fast, the receipts are digital, tipping is a breeze, and you're out the door before the line even builds. Odds are they're using Square. We love supporting businesses that run on Square because it just feels seamless, whether it's a local coffee shop, a vendor at a pop-up market, or even one of our merch partners.

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9:59Can you hypnotically persuade someone to buy a car? When you look at your car, you're going to become overwhelmed with such good feelings. Can you hypnotize someone into sleeping with you? I gave her some suggestions to be sexually aroused. Can you get someone to join your cult? NLP was used on me to access my subconscious. Mind Games, a new podcast exploring NLP, a.k.a. neurolinguistic programming. Is it a self-help miracle, a shady hypnosis scam, or both? Listen to Mind Games on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

10:58Listen to Broken Play with Nav Green from the Black Effect Podcast Network on the iHeart Radio app, Apple Podcasts or wherever you get your podcast. You know, we always say new year, new me, but real change starts on the inside. It starts with giving your mind and your spirit the same attention you give your goals. Hey, everybody, it's Michelle Williams, host of Checking In on the Black Effect Podcast Network. And on my podcast, we talk mental health, healing, growth, and everything you need to step into your next season, whole and empowered. New year, real you. Listen to Checking In with Michelle Williams from the Black Effect Podcast Network on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

11:43Crook and Chase Nashville chats with the coolest cat in country music. He is edgy. He's fun. He is Chase Matthews. Keith Urban helped make him a global sensation last year, but it's his recent number one hit darling that put Chase on the map and launched a fun and difficult conversation about lovers who cheat and lie. That's why I'm scared to get married. You give me trust issues, brother. Crook and Chase Nashville chats with Chase Matthew. Listen and subscribe on the iHeartRadio app, Apple Podcasts or wherever you listen to podcasts. The Volkswagen Beetle started out as Hitler's dream car. It wound up as a beloved hippie icon and the best-selling car of all time.

12:20How did that happen? I'm Jacob Goldstein. And I'm Robert Smith. On Business History, we tell the surprising stories behind the inventions and entrepreneurs that shaped our economy. And the story of the Beetle is truly surprising. It has so much in it. He says you should be able to mount machine guns on it. Sure. Not for the family vacation, but, you know, for other things. You never know. Other plans. Listen to Business History on America's number one podcast network, iHeart. Follow Business History and start listening on the free iHeartRadio app today. This is an iHeart Podcast. Guaranteed human.