E-Girl Exploits Simp Army For Millions

0:28There's addictive things out there. I am 30 years old and this is Financial Audit. I am a big fan of your money. Oh, thank you. You have a lot of it. Yeah. You have mastered the online influencing game like nobody else. I don't. It's insane. It's insane. How long have you been doing it? I think eight years now in the summer. It'll be year eight. So the classic thing, right, is three to five years is like the lifespan of an influencer. Right. Have you conquered this? Uh, because I believe that if you want something and you have a good opportunity, use it. A lot of streamers don't do that. What is it that you want?

1:09I want, this is very greedy. I want a big giant kingdom that I can call home filled with animals. I'm talking like a thousand plus acres so I can have my animals. Do you have it yet? No, not yet. When are you going to get it? I mean, there's Liver King Ranch. He already has it. He's in Texas. I don't want Texas. I want like paradise Like Santa Barbara Wait why do you live in Texas then? Houston No why do I live in Texas? Yeah why do you live in Texas If you don't want to be in Texas? I was born there I was born there But it's low taxes And I don't go outside With being an online influencer So it doesn't make sense to move When I have family here too You're getting bullied On property taxes though I have an area That's not that bad actually Really?

1:49Yeah Dude I get bullied in Austin Yeah Austin sucks Austin Not good I love the city though I love the city The city is fun. The city is fun for Texas. Houston's boring to look at, but if you're inside, it doesn't really matter. So you want to end up in California? Yeah, or Colorado. One of the two. Okay. Yeah, that's a little bit more pricey than like 1 ,000 acres in Texas. So that's the big goal. When do you want to hit it by? We're 30 now. Oh, I don't have a specific age. I think by 40, hopefully, would be when. You're going to do this for 10 years. No, no, no, no. But I know that I might be slowly building the property.

2:27Because once you have it, if there's no buildings on it, it takes time to get all that stuff there and get the wells drilled and all that. So it depends if you... Wells drilled? What is it? Okay. Yeah. This is a lot. I know. That's what I'm saying. How much is this going to cost? Depends when I buy it, probably, in the state of the market at that point. If you did it now, how much would your dream thing cost? This dream kingdom. Dream kingdom. I have seen some really nice spots for like, I don't know, like 10 million. You could do that if you wanted to. Yeah, but it's irresponsible too when I have investments going on.

3:03Yeah. I'm trying to be responsible. That's a difference. That's why other streamers are doing stuff and I'm not doing that yet. You think you're the most successful streamer? Debatable. You got to be in like the top 10 though. I would say probably for women, yes. Absolutely women. Yeah. but it's it's still a male dominated you know industry in general yeah so you recently moved over to kick right i did i moved over to kick and i love it there it feels very free and i've heard you talk about that as well but you weren't sure about like the gambling yeah you watch that yeah i'm a little nervous of state because they own it and like i'm a finance channel i don't know if you knew but um what you can have is if you go into your settings every user can do this you can disable the ability to view any gambling content did you no okay because you don't care no i don't care okay i would gamble if i got a sponsorship absolutely because i would do penny slots right i'm not i don't like to gamble so i'm actually on that making money because you make a ton do you what's like your because you go everywhere you go you go stinky you go wherever and anywhere I guess yeah the farts are stinky yeah What's your boundary?

4:15What will you not do? Because people will follow you I won't poop on anyone Or a bed I would say As far as like cancelable things no I would say like the basics you know Like no The basics of humanity What's like illegal? What's your legal limit? I don't know if I have a legal limit honestly yeah i don't know why did you move over i moved over to kick because um twitch has been making bad decisions the streamers there have known that for years they keep having to lay hundreds of employees off like every year or so at this rate um and it's it's really a hard business to make profitable because i think they exploded during covid and now they have everyone wants to be a stream most streamers on there have one viewer themselves and that's really yeah and so twitch still has to pay like the hosting and the bandwidth for all those people not bringing in any money so it's a tough business to actually make profitable especially when you have other like sites coming up who are funded already they already have money starting out and they can just steal your biggest streamers or goes your biggest source of ad revenue no i like that there's competition in the space now oh i do we potentially talked to twitch about doing a live show on their platform they offered us 8 000 hours a month that's awful i don't understand it because just thinking about an hour of time on youtube it's like i don't know what they're thinking daddy bezos has got something wrong going over there and they take they take what 40 50 percent uh they're doing 50 of subscriber money i mean you keep all your donations but like you get like a fraction of the ad money yeah so it's it's not worth it that's why streamers are leaving because they don't have the money to keep them anymore so i heard and i'm not a part of the streaming community but i heard it's a little bit of a risk sometimes because you're jumping to what is potentially a smaller platform even though it's growing have you lost audience share um if you look at the raw viewer amount sure but for someone who's getting paid to stream there doesn't really matter and for i think for most people who aren't big enough to really consider twitch like they're locked in career like they have made it then i don't think they have much to lose because the discovery is not where it is on twitch pretty much on twitch you're either relevant or you're not there's not really a lot of there's there's some people who are middle ground but usually they're middle ground for a different reason like they're a hot girl and they have different platforms that they use to be financially secure anyway so they just stream when they're like i need some more subscribers to that platform plus you've had what six major bands on there something like that and i don't think kick is gonna do that right no but major is like what three days yeah well people people would say that like you were privileged on there and that's why you're able to come back like yeah they say that they say that you disagree i disagree because there's a lot of girls on there who are coming back who make twitch even less money than i do so i don't think it's like a privileged thing about like how established of a streamer you are yeah i think i just am able to adapt and know where to toe the line and i'm very communicative with my partner manager i'm like hey is this allowed and so because i reach out and i ask usually they'll say hey this here you cross the line that's why we have to suspend you and then i won't do it anymore right so it's like i i kind of innovate in this space i like try new metas though then i don't think there's a point i think it's stupid personally it's like why would you want to like take your biggest streamers who people will mass report whenever to see one thing that could be wrong and then decide I'm going to take away my own website's ad revenue for this amount of time like that doesn't make sense just tell them hey don't do this anymore every great video starts with an idea but turning that initial idea into a finished product can often feel like an overwhelming task as someone who does YouTube full-time this is something I constantly have to deal with.

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9:33Click the link in the description below to get started today. thanks again to in video for supporting this video can you do anything on kick that you want to do now um everything that's not like super simple like they don't mind if you're in a bikini or whatever as long as you're properly categorized but like i couldn't like watch like corn on there i don't know what youtube sensors oh yeah yeah no prawn so in september 2019 you're playing with dog then you had some uh wardrobe malfunctions oh yeah and you were banned for that one yeah it was a very short ban and in 2020 uh the exact reasoning behind the ban was unknown you might know but we do not i've had a few unknown ones which one it was only one day and you lost 300 ,000 followers yeah that's weird i don't know they do they what they do also is they'll get rid of bots and not necessarily like streamers buying their bots but people viewers will often bought a streamer they'll send a bunch of like hate bots to spam something annoying and so then if you have your channel like on follow mode only those bots will have to follow you first and then they'll do like their spam raids so then twitch just kind of like clears those out every now and then then you showed a viewer's profile picture on stream one day ban may 2020 2021 as oh yeah i think he what happened is i pulled him into a discord because i was doing like a viewer program or whatever and while he was talking to me he changed his profile to um you know like a like a peepee sweet yeah so most of the bands are even my fault yeah no yeah asmr streaming on twitch i was borderline on nature led to mass reporting three-day ban i was doing yoga in tight pants while wearing a pigeon mask is the is the is the main point of your streaming so obviously you got a sick deal now yeah that's great i love it was the main point of the streaming before then to convert people into your paid products like your of subscription yes and no because i originally started off streaming as just a cosplayer and a gamer i used to like cosplay from my favorite video games and play those games on stream that would make my costumes for conventions that's how i started off and then i only really got into like the other stuff when i saw my fellow cosplayers like um like Jessica Negri and other girls at the time kind of doing like bikini cosplays.

11:54And I was thinking like, what? Like, that's not what the character wears, you know, as a as a young, naive cosplay elitist like I used to be back in the day, a little nerd. Then I realized, oh, they have things like Patreon where they're doing these photo shoots and stuff. And, you know, what sells sells nature of society. And I was like, oh, this makes sense. Did you feel comfortable with it? Like right out of the gate? I would say not right out the gate because it wasn't really a comfortability like, am I comfortable in this bikini? Because I was already doing modeling in high school. So it wasn't like, oh, never show any part of my body.

12:25But I was like, I don't know if this is a stable source of income. But I was wrong. Like within a few months, I think I started streaming summer of 2016. And by spring of 2017, Patreon was at$20 ,000 a month. So I was wrong. Yeah. And now I know why they do it. How long have you been doing, OF? I think I started that 2019, roughly. We're at about a million bucks a month-ish. I know you were at 1.5 at some point, right? I think when you were on the iced coffee hour, you were about 1.5. Why do you think it's decreased by about a third? I think COVID. COVID ended. Oh, people were just inside wanking?

13:03Yeah, that's when I saw the surge was in COVID. It went 10x during COVID, and the hot sub meta was during that first year, 2020, in COVID. So those two things kind of just like helped. So question on that. Because in this podcasting space, there's, you know, lots of menly podcasts. And then there's just, you know, I think I'm just kind of just average podcast. And then there's podcasts and a lot of different sides. But a lot of the conversation that's going around, and I'm not saying I believe this, but I would love to get your take on this. A lot of people would say that people that are in that industry specifically are just essentially taking money from the negative part of the culture that we have now of guys who are just alone, who are just struggling, have nothing to do.

13:50They're not going on dates. They're not getting matches. They're not even going outside and hanging with friends. And this is just kind of keeping them, this industry is keeping them in that really bad spiral that is happening right now. And then you being a major part of that industry, I'd love to know your thoughts on that. I always, whenever I see people put those two things together or like three things or whatever, how many factors, I always think that's not quite it. Because I don't think that one causes the other. I think guys who typically can't get their life together happen to chronically be online.

14:21And whether they search it or they see a related video or they hear their friends looking at it, they eventually come across the red pill view and they resonate with it. I don't think the red pill view causes that. I think they were already in a messy situation. Sure. And I don't think that it can really take their money if they weren't making any. So, yeah, well, well, there's also a credit card debt. And trust me. Oh, true. We have a lot of people. That's true. I've had people, multiple dudes on this show who are spending money on that OFN. Trust me, they're not making progress. I just feel like someone who was already, who is inclined to do that probably already had debt anyways.

14:55And they would have just spent it on another coping mechanism. That's really what a lot of it is for them. if they listen to some of the messages which i think some are right but a broken clock's right twice a day you know sure so some some there's some truths but if they were listening to the truths they want to and not just the truths to make them feel better then they wouldn't be in that position anymore they wouldn't be watching anymore there's addictive things out there gambling drinking things like that obviously corn is a addictive industry right how do you feel being a part of that that a lot of people fall into a spiral that they just can't get off so on a similar vein i mean that's true but the reasons why guys watch it you know usually is because they can't get female interaction or they feel like they can't maybe it's in their mind well there's a lot of that with dating apps yeah there's a dating issue that's what i'm saying it's not a it's not a corn or like specific issue i think the issue is just a lot of people can't accept reality and look inwards and improve themselves yeah and so they're just looking for cope that makes them feel better in that moment and sometimes they watch corn sometimes they drink sometimes they do drugs sometimes they gamble sometimes i play video games that's an addiction and they've spent microtransactions and you feel no guilt that some of that money not really that could be coming from addiction not really okay no me personally my actual opinion consenting adults should be able to do whatever the consenting adults want to do and you're making your money and that's awesome so i personally don't care but i know that some people would have that yeah and so i guess like i've in my head has always been like if i remove myself completely from this situation what's affected in the world sure just my life they're gonna find some other girl and do it so then i start feeling bad okay yeah uh so let's do your finances and then we can jump into some of the businesses gosh okay i'm just trying to help the zooms you're helping all right so platinum card i mean you do spend a lot of money like wild money but it's okay it's fine it's okay because i people think oh carol just yells at people like i i want to call it bulls you're you're spending justified well it's also such a fraction yes of your income so it doesn't matter but i also don't do like cope shopping and materialistic things for the sake of feeling better about myself but i guess that's i don't have to i have the money so Oh, I can't say that.

17:20Hey, gun. Okay, we'll just bleep it. That's fine. You order something on Amazon and DoorDash every second of your life. Yeah, I know. What's mostly, what's the Amazon purchases? Just miscellaneous things for the business and then my 19 animals, so. 19 animals? Yeah. What kind of animals do we have? I have three horses, three dogs, three, no, four bunnies right now, and nine birds. Is that the expensive mortgage? Is that where they're all at? Mm-hmm. yeah how much was the purchase price of that home i'm curious um i can't say because i will have people finding it but it was around two million dollars okay that's actually for houston though you can probably get a lot for that yeah well it's like it's like it's like multiple watts together vibe okay okay very cool so you spent twenty thousand dollars no no no you spent one hundred eighteen thousand eight hundred dollars but then you did pay over time charges why are doing pay over time someone who makes money um because i like to have credit because i do car uh buy new cars every now and then for like social media purposes you know and then i also um so you need a leverage for those cars yeah i just like to keep my credit right and then i also don't want to like spend a lot of money at once because i have investments that i have to pay whenever they ask the capital calls and so i don't want to be like okay here you go because i have the money hundred thousand dollars and then be like hey we need a million and i'm like okay well hold on wait for my payments to come through this industry is pays a lot of money but getting paid from sponsors and deals not always reliable on the you have a rep in your corner though to like hound them down yeah no we do i they hound them they do hound them but even the hounding it's just a process back and forth and the capital calls like you got a week i'm like hold on that's why i just do i rather just have uh you know pay over time stuff and it just got it gets auto paid every month i don't really have to think about it much yeah when's the last time you ever held interest on anything on like a card i don't know usually i just have it auto paid from my from my checking account you ever had bad finances no no who taught you uh a mixture of like some self searching just when i didn't have as much as first just you know small streamer stuff i used to talk to other streamers um there's a biggest streamer at the time like called wreckful i don't know if you ever heard of him but um yeah he used to uh talk to me in twitter dms we would talk about stocks and finances and things and then i did some googling you know that's the interest i was gonna say because people talk to stocks and finances to boogie you know boogie 2988 youtuber oh yeah boogie yeah people did the exact same thing with him they told him put it in crypto he didn't lost everything sorry go ahead you have to you kind of have to decide what's good and what's bad advice and talk to more people and then like you know i have accountants too and they've kind of introduced me to other people and just kind of like build the network over time but i've always been very skeptical i don't like to just blindly trust what i read on the internet i like to ask older adults who have done that before so but yeah my family doesn't come from money or anything so i had to learn kind of like all as an adult no one ever teaches you as a kid they should in school they don't well that's usually everyone's excuse who comes on the show that they've been using lately i feel like excuses have a trend on my show like everyone will start saying it within three month segments and right now is the well i no one ever taught me and i'm like well you're 40 like you could have yeah but also you know if your parents aren't getting themselves in that situation why would they have to teach you because you don't they don't they don't know to teach you that if it's just common sense to them so yeah i kind of get that but i think school really should economics all you learn about is supply and demand that works for women who are taught we know what supply and demand is but i don't know about everyone else that's true i i've definitely heard a lot of different arguments on that they're like you know most people like when they take their little bull gen ed class like they're usually just you know they're just not really paying attention so if it was actually taught in school like would people actually get things from it i'd still like to see it because even if we still get like 25 percent of the class to do it that's still 25 percent more than we're getting right well i think it would help too if schools actually did field trips that matter and take kids where they can see people who have made bad financial decisions like homeless people on the streets little field trip and then maybe they would pay attention that class a bus field trip to under the bridge yep okay instead of the state capital prisons uh you know homeless shelters uh mental hospitals you know well perspective i think it makes you pay attention that's interesting because they pay if they pay attention to andrew tate because he's flexing the bugatti well will they pay attention their finances if they see a different example what do you think of andrew tate because you're on the complete opposite side of him right yeah i think he i think he actually has some really sound truths but of course like his controversial takes he has to otherwise he's like every other motivational smart finance like life guru finance well sometimes okay there's a hustlers university program oh sure yeah okay where's uh like of university where's amaranth university i don't like encouraging girls to join of because they'll think i can just join it and make a lot of money like all these successful girls but really there's no reach on of you have to have followers on every other social media platform.

22:31So at that point, it would be a social media platform university. And that's already so oversaturated. And the algorithm is changing so much. Like the amount of time it would take for me to give accurate information and stay up to date, it would have already changed. It's just not worth the time. And most people won't apply themselves because most people drawn to that field are inherently lazy. So a lot of people that like are really good in their industry, when they're like kind of done being on the you know front side of it the forward facing they go into like the management side of it have you ever considered the management side yeah i have a management company oh um all right yeah it's called real work and we will help influencers like mostly a lot of it is of girls but we do like some more mainstream stuff too and uh we we help them like send out their content get it posted you know kind of like like a personal assistant online vibe do you think of like as a platform and work as a platform in the more modern day kind of praise towards people who aren't come from disadvantaged situations and they see that as their way out um i think that's who it appeals to a lot like a lot of girls see that as a way out but it's really not because they're seeing the the side effect of having already achieved relevancy and you could be relevant anywhere right like like anyone who has relevancy can have success on of or any kind of like paywalled platform like patreon or whatever the the trick there is to already have the audience that will go over there and convert you can't just get random people to convert they don't know who you are well to be clear when i ask you these hard questions i just want to make this clear because we've never met before doesn't mean i'm coming from an opinion your finances are just really good so i'm just trying to bring some kind of interesting things on the top because i can't yell at you there's nothing to yell there's no i was hoping you would just start the video off by just being like door dash door dash door dash door dash it's okay in your percentages that's why i don't want i want people to know that i mean the show's real it's it's not fake like your percentage is like your personal spend yeah a lot of people don't think i make as much money as i do but then like you places like forbes who they require your like tax forms and you know your statements to verify and fact check like new york times articles like they require that too so it's definitely there you spent in your personal account 16 ,024 on food what am i bull going out to eat essentially it's stuff that you're not preparing for yourself that's how we define it oh like oh no that's so much money i'm like i eat healthy it's it's it's four percent it's four let me look at this spending so it's like it's it's nothing for you because you don't have any bad finances it's four percent you're spending but even so you bring in two million dollars a month and it's less of a percentage than that so it's oh it's smaller than i thought that was no oh okay down here yeah oh okay i think it says miscellaneous bs oh yeah the bs food is the green i think oh great so it's even less look at that I was like, I don't spend that much on food because I normally just door dash.

25:37I don't actually go out to eat really unless it's like I'm taking my team and we're going to Nobu in Vegas. I've done that a few times. Well, I saw you at Uchiko. No, I didn't see you at Uchiko. I saw in your statements Uchiko. And I love Uchiko. Yeah, I love food. But I don't allow myself to overeat. I don't get that hungry. I'm lucky, I guess. But yeah, not a lot of bull food. And what's sad though? Even still, it doesn't matter because you're getting$2 million a month. End of the business. Now, how's your tax situation? So you're going, we're preparing for last year's taxes, I assume. Well, you probably do quarterly, right?

26:14Yeah. Yeah, so how's your tax situation? Quarterly with extensions. Okay. I mean, that's pretty okay. The annoying part is finding an accountant to be able to keep up with it. I've changed accountants a few times because there's just so much coming in. It's kind of like a niche industry. Newer. you think you'd get someone like almost internal at this point like the top economy it's like you make so much money yeah it's hard to find like when they say when people say they're the top right it's like how do you verify that they're like the top and that they actually know about like how to do this stuff because it's just a lot of different expenses so speaking of oh my gosh okay so this is so stupid i was looking at the questions i they wrote down some questions the producers wrote down some questions that i didn't write down so i was just looking at his i haven't seen this question but noah's asking if you think i should launch an old if so any tips if you should launch anyone want any of this i think yes actually because you don't have to post pictures of yourself you could just post behind the scenes or like vlogs or you can keep with your little fitness journey on there and people would pay to see it and encourage you and be motivated by it you know the george casanza picture like the art painting no oh let me show you okay okay so it's this it's famous george costanza photo we'll throw it on screen for everyone i i love that that would be funny we're thinking if we hit like a million and a half subscribers we'll do that like my one and only pose as me and the george costanza no that's a good idea but what you should have already is your as other clips kind of built up like a little library so people join that's not like the only thing right so kind of like not just a one-off never go on again.

27:56Yeah not a one-off but then like have like your little like if you're starting to do grocery shopping or meal prep you could do like mini vlogs on there or even full length ones whatever you want and then like your fitness progress at the gym like workout videos and stuff. Yeah well I need to start that. Thank you. Yeah they all want yeah they keep offering to go to the gym with me to get me to actually do it. You should go to Miss Kiff's gym. Oh okay see I didn't even know that was a thing until literally we were texting a couple days ago oh okay um but yeah you can like go there and meet streamers and get them to come on your show uh so actually this that brings me to my controversy because you've been through a lot of different drama and we don't need to go through them all there's you know some boxing drama i think that's currently kind of ongoing isn't it uh no it was last year it was that was a spanish streamer um whose name is a buy he's huge in spain and he was inviting international streamers too to come box in his big event and i was going to but then i had some like health stuff so i couldn't i had to drop out of training but that was cool and there's some other drama we won't talk about then there's a bands and blah blah blah blah blah all right let's go into the let's go into the meat yeah me this is what we're here for i'm always here for meat let's let's do it what's uh well i you know there's so much spending that i think i'm just mostly going to call out the big things because again yes doordial stuff like this is a apparel spore and tcg player you spent a decent amount of money there go to beauty shops you instacart all your food it looks like do you cook food uh not unless i'm doing like a specific stream thing yeah you order all your food yeah yeah like i'll cook my dog's food but for my food it's easier just to doordash because going to the store and then cooking it will actually lose me money in time yes at your level absolutely so and i yeah no i get that for sure um do you gamble like this card kingdom card games kingdom card games yeah there's a couple things in here that sounded like in-app things i collect pokemon cards oh okay yeah that's what that is uh we had uh some clinic some kelsey siebold clinic thousand bucks uh yeah let me see i don't remember which one that is let me see at the bottom oh yeah that's it's either i think that that's probably my my medical stuff yeah i had surgery recently really so it's probably like stuff leading up to that is it is there gonna be ongoing medical costs i don't think so i had i had cysts on each ovary that i had removed that doesn't sound fun no it wasn't fun but then there's like a bunch of like hormonal testing and all that so okay yeah now make two million bucks a month but we're going to fancy places like olive garden love it it's great i i like their soup and i'm sick oh you're sick right now no no no no i'm good past tense yeah this is older i'm like a anti be around sick people no i don't know they terrify me okay uh locksmith 260 226 bucks oh yeah that one i i i have my locks changed every time uh i have an assistant that leaves because of like my status i don't want them to like feel like they're struggling for money and then come back and go crazy and like try to blackmail me or something i don't not that i think that they would because i'm pretty good judge of character on who i hire anyways but i just have that paranoid feeling oh that's fair i just looked at your new assistant um yeah she's great you think will she do that not in this condition i don't think so something you should have to get into drugs or something in the future but you never know you never know you with your ex-relationships with your employees do you usually end good terms bad terms that's good terms okay good terms that's good and then you had a toy prop purchase 2500 this is where some of the the big purchases are those are of toys um oh that was a business expense technically yeah demand letter 3577 7.

32:00Oh, was that illegal? Oh, yeah. That was some legal expenses because there is an ongoing case right now. There is a very popular big franchise that has used my likeness and image without permission and my name and selling products in physical stores across America. So hopefully they'll accept my settlement. But yeah, that's what that is. Legal fees. Are you able to say what you hope the settlement might be? Not right now. Because I'm going back and forth. We might negotiate somewhere in the middle. Or else. Gosh, I want a big company to settle with for a lot of money. That sounds fun. Except for the demand letter stuff.

32:45That sounds fun. And then something in, I think, probably the town you're around. It was, yeah, something in Sugar Land,$2 ,000. Oh, that's my dog. he he's he has to go to the vet a lot right now because he has cancer you have pet insurance well i don't know if it would qualify under no i don't because i i just think for most of my situation like insurance usually will not apply obviously it would have been good with cancer but like that's such like a one-off thing that you try not to think about so in retrospect i probably should have but now that he has it i can't so how's the pup doing um you know he's we're making his life comfortable so i have all the assistants giving him love and cooking him meat every day so oh all the assistants yeah like an army of like there is because it's like when i'm doing stuff like this like someone's got to cook for the baby still wow how many people are there taking care of the uh today three so what the that's awesome that's crazy someone's gonna take care of them lots of animals we're uber eating we're collecting cards another toy prop eleven thousand dollars eight hundred for this one which one which one is that it was another toy prop from spartan oh how are these so much i'm having a i'm having a custom robot made no way yeah so for it's for a business expense no no for make for the content yeah how often do you post like how often do you have to post as someone making that kind of content we post daily but that's i have my team do it i only make content for it like two days out of the month yeah batch you batch it up yeah we do like 12 15 hour photo shoots and just and then then the team just edits you're making a million dollars it's videos too oh okay yeah videos too what's a robot gonna do let's ask it's good marketing no what what does this robot do that's what everyone wants to know and they to buy the video to find out caleb okay good plug good plug now we're going out going to a game store again things well within your budget card kingdom all that good stuff and then it looks like you pay you do lots of contractor things like upwork stuff yeah yeah okay yeah what is that usually like video editing or um contractor just depends on like if it's it's usually not uh like tech it's usually like around the house like construction related remodels fixes uh my dogs they were they were digging in the side yard and they didn't actually hit anything but just laying against the house in between that and the fiber line bent my fiber line so i was out of internet for one of the days until the guy came it came and resoldered it so that kind of thing can cost like twenty thousand dollars in time loss so then i had to um how i was having like build stuff to adapt around problems like this and i built like a gate around the fiber line yeah it's just random stuff how many square footage is this like whole mini compound that you have uh i think in building space like inside it's probably like six to six thousand square feet or so living my dream because it's nice because i have i have work and life separated because i have a house for me yeah with my bedrooms my animals and then i have like a driveway and then i have like a six car garage set up and that that garage is converted into a studio yeah so it's like a person i'm not like a super big car person You said you sometimes have to get like a car for content.

36:24Yeah. Like I have. No, I don't. I don't just do the lease and stuff. I do for some things, but. Well, I mean, like what is what is like the content? Is it one off content? No, it's awesome. I need like a nice car sometimes with enough space to be able to do car themed OF videos where there might be something like roadhead. We don't know. Okay. What? It can vary. It varies. all right wow okay it makes itself back it's all good it's a business expense

37:01yeah yeah yeah yeah oh yeah no lots of etsy stuff some oh billable hours two thousand dollars that sounds dangerous by the way like don't don't die if you're accumulating all this money parked oh it's part i'm responsible okay that's a whole wild industry that i know nothing about yeah is you can do anything if you use it in a video it's a tax expense have you met with cpas to confirm all this okay yep so i know a lot of people they like to sometimes over estimate what is sometimes tax deductible i do my horse i like go to the barn and visit my horses on stream and then everything horse related is also a tax expense okay uh lots of just eating out let's see anything expensive here dmca review okay did someone try to knock you down no it's a chronic um of girl problem people try to leak so you have a team that goes and takes them down oh yeah because okay as someone not to get too much into my consumption habits but i i go the free route yeah i mean i would too if i was a guy but yeah like i don't really understand spending money uh though again i respect the other side of it like yeah well i think it's more of a dude how does someone combat that uh you just have like a team that reaches out in my case and they will like dmca websites will submit it's like hey this is you know copyrighted material to to any website that's in america usually they have to honor it because they get scared because i have the team involved lawyers with legal like notices there has to be just like i mean the internet's wild it's like the wild west it has to be impossible to get it all right oh it's impossible to get it all and there are some websites that are foreign where it's like you can't do anything because they just don't honor those same laws and they won't respond but google will always honor it so you just go to google and you're like hey remove this listing from the search results and boom gone so that's useful out of the people you pay when you do these things that are um collaboratory and the road is that is that someone like you go find and hire or like no no i i i work with the like another agency oh yeah and then through that agency too that kind of like help the people that i manage interesting yeah for real work we have the wine enthusiast big into the big into the glug glug oh i get the wine but i don't actually drink a lot of it yeah it's more for my like social gatherings and stuff because i have like a bar in my house oh yeah yeah you're rich four thousand dollar uh trademark filing of some kind it's exciting yes yeah new things on the horizon yes that's for an uh i can't say the name because it's a surprise but it's a good name it's for an energy drink i'm working on that with another streamer who's much larger than myself in terms of relevancy a competitor to prime perhaps uh not really it's just energy drink it's not like watery you know you can get the super caffeinated version of those i didn't know but i actually am working on ksi with a different business venture really yeah wow my goodness yeah lots of fun things on the horizon who should be auditing who here is the question okay and yeah your energy bill is expensive not really uh it makes sense i think it's coming from someone who grew up in a family where the household income was just under 50 000 for most of the time and three three kids is what they raised that feels expensive for me but then i have to i'm still like a broke person's mentality so i guess that keeps me from making bad decisions though oh yeah absolutely now i know houston's kind of like the armpit of texas it's like you don't get as much sun it's all this stuff why don't you just solar panel yourself i'm actually working on that like the permitting is the process is the annoying part really okay yeah yeah because i've been trying to get that since like last summer and it's just such a slow process that's insane yep yeah filing read contest bde is what you put for this 2001 oh yes that's for the energy drink because there was a different product that had a similar name man so you're just you're just making products till the day you die i can tell i'm trying yeah it's happening um well as i know that like you know i'm 30 already and even though i feel like i look relatively young for my age i feel like the the hot girl market is not reliable you know if i launch one product they're all gonna say i'm taking advantage of poor people because like because i'm a financial show i get the dilemma there yeah it's hard it's hard even though i would want most i would want only people who can afford it to buy it but they'll think i'm only preying on people who don't have money it's so confusing you'd have to make like an app maybe for people to track their budgeting and then an app subscription or then it's like like five ten dollars a month or something it's a very interesting idea yeah and then they can like upload their own stuff and their statements so it's kind of like it keeps track of it for them and then if they want to pay premium you can have a team that you refer them to and it could just be outsourcing other accountants or whatever if only the people i was working with on a project didn't take forever same that's what that's what happens in this industry and i think that's just everywhere it's just we didn't know until we started doing like this is a long time key uh ceq barnt cb let me see 1300 uh i think that was my horse's lease like like the the stall like boarding post oak motors cars fourteen thousand dollars um oh the windshield uh okay so one of the cars I got recently and it just took a while to get it I got a Rolls Royce but then within three days of having it some hater probably one of those eat the rich Facebook posters came and shattered the windshield when it was parked and I was just in the store for five minutes and I was like what really ridiculous yeah so the like day four it was already in the shop getting repaired and that glass is expensive but yeah I was gonna say car insurance I have it I know that's new for you with guests on the show yes you should have got a cyber truck it's unbreakable i actually have looked into cyber trucks for me though i just don't feel like they'll actually fit that much for a truck like space no they don't no uh myself and a couple of my teammates we uh drove a cyber truck the other day um one of the first made here and it's small on the inside it's like not comfortable yeah i haven't been in one but it just from the appearance of the shape it just looked like it would not be useful for big dogs or like anything that i need so no we could barely fit the people in the back i might get one just for fun because why not but i don't know maybe thousand dollars on something that's blacked out uh dispute uh dispute hours pre-bde 1000 yeah because there were you know legal fees looking into the taken name for the product i'm working on oh when you fly do you just like fly everyone in the like houston area because this is expensive.

44:30$3 ,000,$3 ,000,$4 ,000. What are we doing? We're just like renting half of a plane. Let me just see. I had to buy... Early last month. Beginning of last month. That's probably just the first class tickets there and back for me and my staff. How many? Anywhere from like three to five people at a time. Three to five, okay. But then you do like there and back, right? See, I thought we were upgrading from road head to plane head for content purposes. You know, for some reason, flight attendants just aren't down with it. Come on, join us in 2024, flight attendants. Tens of thousands of people have been through our budgeting program, and you need to as well.

45:11We literally have the lowest refund rate industry-wide. And the reason is people get value from this, and they are changing their lives. If you need any help at all managing your money, this educational course is perfect for you. Check out the link in the description below. I have joined the Mile High Club personally, but it's hard to make a video and do that, you know? all right let's do that on the private plane next time you have a private plane no but i have flown private though for an event oh because if you had a private i'm terrified of plane flying yeah and if you had a private plane i would uh try to ask you for a flight so i can get over go get over it but next time i'm on one will invite you okay thank you yeah lots of uber eats door dash as it goes the ritz carlton oh i guess we've moved beyond just uh holiday inn yeah you know i feel like when it comes to performance and you gotta feel well rested it's everything comes back to that somehow like even if i try to steer away it somehow comes back to just like can't escape it nope ebay this is a finance show okay what does ebay cost uh it was 466 that's actually an expensive ebay for like 466 probably cards yeah that sounds about right domino It doesn't matter.

46:29It also could have been plushies. I also collect plushies from my favorite movie, Spirit, but all the merch is 2002. The horse movie, yeah. Stylion of the Cimarron. Something else in Sugarland, 2455. If it's Sugarland, it's probably my dog's cancer vet. It's so expensive. So expensive with cancer. Optics Planet, is that your gem? Optics Planet. You've spent a lot there. 758 on this one and then there was some more on the other one do you do you budget at all because some of these you just don't know i will you try to keep track i will yeah i do but i mostly keep track of how much i have available in my accounts for like capital calls it's more of like that kind of budget like knowing that something is coming up that will require me to send a huge chunk and then like being like policing myself on like stuff like pokemon cards or whatever like expenses until because this is just your personal this isn't your business checking account yeah this is your personal and you have about seven purchases a day on average yeah sounds about right some of them are subscriptions so it's automatic but still that's wild i also have my i also have my staff who just will they have access to like the accounts business instead this is personal oh the personal one it depends what it is sometimes if it's like i have them paying my horse stuff you know like or vent bills then they'll just do it they'll go on there and do it so sometimes i like don't realize how many are going through the day because i'm just telling them to take care of it wow a true texan gun works gun works yeah i have guns and a lot of i've invested in a lot of ammo because you never know that's probably holds its value better than a lot of the stocks if it should it's a hit the fan scenario oh you mean if the entire yeah zero sure exactly it would be better doomsday prep prepping but also you know i need bullets in case crazy people show up so that one's fair yeah more expensive ebay uchiko i love uchiko i like uchi more but uchiko delicious yum yum yum yum yum okay and then more plane tickets 700 bucks oh gosh okay and just a lot of plane expenses yeah okay you're spreading the love I still have Patreon, yeah.

48:47You're throwing some money towards other Patreons. I'm also getting money. Not mine, but... I'm getting money from Patreon. Oh, okay. Hotel West Hollywood. Expensive there. Expensive insurance. The State Farm Insurance,$2 ,444. Yeah. It's expensive stuff. Smoothie King. Smoothie King. Smoothie King we're door dashing. Come on. If we're going to door dash, at least have smoothies that taste like something that isn't sugar. Hear me out. I had to do that when I'm sick and I don't feel like eating and I need nutrients. So I just do like the spinach smoothies. I was going to say salt sugar. And I'm like add all this stuff to it.

49:22Okay. I do healthy smoothies. Surprise, surprise. No interest ever paid this year because, you know. Okay. Hey, people have asked for a positive audit. So this is their positive audit for the year. $1 ,319 spent on this card. Steam games. Steam games. Steam games. Wow. Wow, guns, horses, and video games, you're every guy's dream girl. It's crazy. Except I guess the good thing is even though I have all those much spending, at least I make the money rather than asking them to do it right. Wait, what? I did not follow that on. Usually horse girls are like expensive. They're like red flag. She'll take all your money.

50:00And it's like, well, at least I can pay for my own desires. Quest diagnostics, staying up to date to make sure things are good when collaborating. Oh, yeah. You know? no that's mostly probably the hormonal related stuff um they get lab tests and things you give money to twitch streamers i like that yeah i subscribe to my friends ah there's some plush stuff and spotify you can afford spotify yeah you can i can and then more twitch okay and then here's your primary check-in we'll get your business expenses in a bit this is a little bit of money no no no no okay this is these are subtractions here's just twitch just twitch just five bucks going on here five bucks going on here and this must be from your company isolani yeah that's that's your that's my that's my llc that everything is under like all the amaranth related things so you transfer over a casual 220 000 yeah oh and then you paid yourself two thousand dollars okay well yeah i pay myself because then it helps with taxes if you like pay yourself a salary from an LLC yeah okay yeah rather than staying a sole proprietor like i think in there's a tax form somewhere i think i gave her i have it we're in 2021 i did the switch so it has like two different like classifications of it okay uh to broker i think a broker interactive broker yeah hundred thousand dollars went out oh that one wow yeah lots of twitch money He liked looking at tax forms.

51:31That's fun. That's. $13 million in taxes. Thanks, Uncle Sam. Wait. Wait, how much? Wait, total? Like ever? Well, I mean, like, on the tax form, my net income is$13 million. So it's like I have to pay taxes on that. But that's why I do all my, like, real estate type investments with, like, the gas stations and the orchard so that I can write those off and just, like, subtract them from my yearly income and have a lower tax rate. I have big questions about that gas station coming up. Okay. Blizzardant? Some things I don't recognize because it doesn't sound like what I spend. There's just endless, like just little bits of money going out.

52:12Yeah. Yeah. Oh, Blizzard Entertainment. That's what that is. Yeah. That's my whale subscription potentially or like plushies that I bought. Or was that? I don't know. There's always conventions too. so 453 447 went in 229 813 went out ended with 444 902 casual oh those are my diablo purchases i bought the horse skins in diablo can i ask you you don't have to tell me because it's not your it would impact her personal things but how much does she make how much do you pay your people uh they start off like around like 40 000 a year okay yeah like starting and then you know they grow from there people gave me hate for paying people a hundred thousand dollars a year they really they said i'm taking advantage of people yeah people are people just meaner or something they're just trying to blackmail you into paying more oh you mean your audience yeah oh they're entitled to what they think they should be making from a rich boss but don't realize the people that they work for daily who they're accepting them wage from are often billionaires if you go up the ladder enough worry about yourself here's uh wells fargo business card purchases nine thousand dollars and nintendo amazon this is where all the amazon amazon amazon amazon amazon amazon bezos all day amazon amazon bezos daddy bezos we got some asian fusion food delicious expensive pet smart trip makes sense yeah every time i go to pet smart it's like 400 minimum yeah sometimes that's just on the bunnies honestly spoiled bunnies i'm like actually jealous do you have any animals?

53:50I have two dogs but I couldn't do more than that in my life half golden half Aussie and then half great Pyrenees half something we think alike I have a golden retriever and a border collie and a Caucasian shepherd who's a guardian dog like a Pyrenees you should have brought them I should have the border collie would have behaved everyone else would have been annoying but the border collie well mine are crazy so I get it mine are wild but are you sure you only want to because i'm having puppies soon with the gold in the border collie am i enabling we'll talk about it later actually if i had more time uh the the guests that we filmed most recently before you their pup was under the desk the whole time and it was awesome i love this so much i love when people bring their dogs here my people probably don't but i love it rough greens uh this is amazon amazon amazon amazon this is amazon for eternity or just clicking buy on Amazon five times a day.

54:49Sponsor me, Rough Greens. You love that app. Please sponsor me, Rough Greens. I haven't reached out to them, but you should. Rough Greens. Ask them. Brett can do it, so can I. $40 ,000 a year to call Rough Greens. Go get it. They have a great life. You know, both the animals and my assistants. It's a good job. It's fun. uh 1 million 481 thousand dollars in our business checking which is great it's mostly just transferring money back and forth this is house staff cleaning 1750 then 1900 um then you got paid by nova inc you get paid by them a lot novo yeah that's one of my agency people yeah oh very cool they help with sponsorships patreon patreon quite small now oh yeah i don't really post on it anymore it's just people who kind of have forgotten to cancel their subscriptions so yeah 100 000 hours in from phoenix internet l internet that just phoenix phoenix yeah that's just one of the payments that comes in from my from my influencer stuff i have a lot of stuff you have a lot 100 000 coming in there 100 000 coming in there 40 000 coming in there i also have like 100 000 kill me oh evolved paid 366 000 hours casually yeah sponsorships and deals and kick deals and everything it's a monthly smoothies i think we can afford it i think we can afford it i don't think there's anything wrong there some payroll stuff going out okay what's your full-time team size how many people do you have on full-time hmm that's a good question because it's like i have like full-time cleaners too that like will also do other stuff and then i have like full-time dedicated assistants yeah just how many people do you have full time across the board i would say probably like like around 10 maybe wow okay yeah because some people work from home too they don't come into the office but they're like editing you know more money coming in 100 there 100 there 100 there 100 there 519 000 hours there uh this looks like a transfer though no that was a talent agency yeah 89 000 there but you see this is why like i haven't stopped right because i'm like i I have such a good deal right now.

57:04And I'm only 30. What am I going to do? Teach me your ways. I'm one year away from 30. And I feel like a failure looking at all this. This is wild. Give me the glasses. Coach me. Bring me under your wing. My goodness. Okay. So these are, I think this is the more interesting part of your finances. Because these are your investments. We don't talk about investments as much on this show. We had an increase of market performance, I think, in this one of 40 ,323. in the most recent statement which one is this let me see jp morgan jp morgan yeah oh yeah the the when it's like a three million it's usually like a gas station stuff normally yeah uh that's that's the gas station but yeah gas stations are like like three mil something each how many do you own i have a few different ones like i think about three right now i'm working on fourth how many how much have you spent on gas stations total well each one i will invest money into and i think it's like i think each is worth about like three to four mil that's like the land plus all the facilities right okay let's call three and a half million for all three each yeah okay so ten five zero zero what's your uh yearly cash flow for these i'm not sure right now because i i haven't looked at it in a while as i'm really looking at with this one i i let me let me text i can text my accounts and they'll know we'll get back to that okay they'll know i'm very curious on this um so this is yeah this is a brokerage three million we went to three million four hundred twelve thousand eight hundred twenty two i just called them hey um how much like in the gas stations have i invested so far would you say that we can like yeah the down payment was about a million each but borrowed up to four so and what about the what the cash flow is right now i know at one point we were looking at like 85 000 a year profit from one but total yeah so yeah i don't really like know it off the top usually because i don't really look at them for profitability it's more of just so i can reduce that on paper to the irs how much i'm making because i have all these business expenses what was the intent behind these gas station purchases then as a tax vehicle tax vehicle okay how much do you plan to continue to expand the gas station empire um i guess as much as the uh clause goes on for because like when i when i started doing it and it's still going for for a bit for now what they're allowing people to do who buy stuff like the gas stations is you can take the entire amount of like money that it's projected worth of the like the facility not the land right but you can expense that by taking that total subtracting it from your yearly income and now you tax on that new lower yearly income yeah right so it's like a good it's a good thing that i can just put money into and then later on i have these properties that i can then exchange later for like a down payment on like a better piece of land so that's kind of like the the thing right now shielding myself from like useless tax going to uncle sam and that i can later get i can get like some kick back now like 250 000 a year i was concerned for the cash flow itself but that that makes more sense yeah it's not for profitability it's just for convenience uh later on the day like the road basically so you've put three million down in total or four million down in total about about four million down into over like the like all of them like net so yeah we're looking closer to like a six percent you know return on that cash specifically on a yearly basis is that$250 ,000 before expenses or after that's like what hits your account I think it's the account yeah what hits you okay good so I mean yeah like just for example I'm not running the gas station by the way oh for sure yeah um just for example though the cash flow percentage that I get on the cash that I invest in my properties up north in Michigan I get about double that but you're not using this for cash flow purposes right okay I'm just a landlord I just lease out the facility to the gas stations so I don't have really like anything except that gotcha okay yeah it's very low management you basically just are like tell like you were i'm working with an accountant right so i'm just like yeah let's do it and then i don't think about it and then i get money back in the next 30 years do you see the gas station i think by then i would have as a business that's different like as an industry but i think for me i would have probably converted them already into down payment for another piece of property that i want yeah yeah Okay, yeah.

1:02:12slash m365 copilot. You... because i'm just thinking of the industry there's lots of tax incentives right now to go electric and there's you know i know it's small right now the electric car industry is small but it is picking up more and more steam and i'm like is the gas station business the industry of the future yeah i think the good thing about gas stations is as long as like whoever owns the land gives permission when they of course they will just put the superchargers on there right yeah it's like absolutely what's the difference yeah you can just have them on the side i mean they always have like a like a car wash and then like a bunch of parking space that like is not being used just have your little supercars there or buy a lot next to it and expand that and then when you sell these you're just going to roll them into the next property and you're just going to continue to roll roll roll roll yep that's kind of why i haven't made a purchase yet on a big piece of land because it's like well right now like the market's kind of mid for that anyways and people want to get rid of that rule though you can roll it i hope they don't hope they don't fingers crossed okay so this was this one of your smaller accounts he has a three million bucks sitting there and then in this one this one's interesting we have 27 million dollars in stocks but it looks like you withdrew about 1.5 million dollars in cash potentially from this portfolio i think that was for the that was for the private equity expense oh like one of those capital calls right so i said they surprised me with how big it was that's why i'm like oh i should i should do good thing i'm doing the payments instead of just paying stuff full out because i need the I just need the money to be in that account to withdraw from and do you have someone that's like picking the stocks for you or how do you go about it um my accountant will bring stuff to me and then I have to approve it they don't just do it without me knowing we usually have a discussion about it but yeah they'll find stuff for me but in general like I know like safe stocks like my personal knowledge that I've gained is just typically what I like to stick to unless someone else older and wiser is like hey this is an opportunity I like stuff like visa or um like shopify things that aren't going anywhere i'm like oh safety why not just buy the overall market at this point though i have some in that too i know we have a little you have a little voo but there's a lot of single stock yeah yeah i probably should be investing more into but i guess right now i'm just trying to well until i get like the the private equity thing because it's only set for like five million so i feel like i'm halfway there and so i'm just making sure that i have enough guaranteed explain your private equity thing that you're involved in um so i can't say the names because they're you know private but basically i invest five million dollars into it total and they are calling for that you know every however many months in between random amounts i won't know it until they say give it this amount of time if you don't do it you get cut from the deal basically um and then it's going to kick back when it's all said and done anywhere from on the low end 500 000 a year for me not doing anything for ongoing and to a million dollars in is successful no i mean if i like were to complete all the five million not it's like garrett it's like pretty much like locked in people are really good at it it's already working really well like that plus some other stock dividends already and that's not even paid off yet um is like 50 000 a month that i'm getting for not doing anything do you know what the private equity firm is doing on the other side uh what do you mean by doing what are they doing with the money that is producing oh they're buying like they're buying like smaller mom and pop businesses or whatever that are reliable and then they're investing into that so the company that i was involved in that i worked with before youtube they were bought by private equity that does some similar to this they raise large sums of capital to then go buy businesses they've done very successful businesses but then they raised around they bought that company and that company essentially completely failed wow well this one is a little more reliable oh i know yeah well i mean the the private equity that bought the company i was in they're like some of the top like yeah they own gta like you know yeah they're huge so yeah well gta can't make a game efficiently in a certain amount of time so okay i'm just i just i always have to push back the overall confidence yeah over like i'm confident i'm confident okay okay it is certainly riskier than just buying in the overall market though it is but it's a it's it's good for me so how much do you put in how often into this fund then i did it's random calls I think it was it on there did it say how many was that the document for it do they have one ginormous fund that you're into or are you buying into specific funds that they have going on at different times uh no it's just like I'm just investing into their total thing and and they decide which businesses okay sure so I'm just like here you go trust you vibe okay it's interesting so far they've been good I'd love more insights into that but I know we got to keep things private but that's very curious that's i think i'm that's i'm very interested in that so in here we have i mean the dividends your dividends are wild so your last statement if i'm not mistaken yeah this is your last quarterly statement we brought in 84 365 for the dividend investors like that's very very exciting it is salivating i know that's what i'm like oh because like right now i think once the private equity stuff is done I'll be a lot more like willing to just invest in other things after that just gotta keep it tight for now but yeah your biggest things are in BEP and BTI TDG Visa there's some Visa Microsoft Microsoft's good yeah yeah you can't just save stuff it's like do you use it every day while I invest in it like tobacco that's yeah i saw a big tobacco one in here people just won't quit well now yeah now with vaping yeah i should i haven't looked into zen maybe i should invest in that if they do it zen's getting popular what what and then with your dividends that you received do you just reinvest them all or do you withdraw them what do you do um a lot of it is reinvesting yeah i usually won't withdraw unless like i have a capital call and i and my payments haven't come through in time okay for my all my sponsorships and deals and then in here our private client with chase brokerage they're obsessively calling me by the way are they yeah they're wanting to get your business or do you have it no they want it okay and i'm just like dude i'm chilling and fidelian muumuu just basic stuff i like just doing my own i just invest in the market but whatever it's fine so i think this is where you had some of your tobacco stocks if i'm not mistaken so there's just lots of movements in here are these the ones that come to you and before they make decisions or they you have them on their own just going um they don't come to me as much as like the gas station type stuff like opportunities i have to look to for most part it's automatic but like i already know generally what it was because i already told them to do it so with this with this right here do you know their average yearly performance over the history of their i don't See, I'm just curious.

1:09:32I'm curious how it compares to the S &P 500. I really am. Yeah, I'm not sure. And then with whatever fees they have on top of it, even if they're doing better, is their fees just immediately just squashing whatever extra you might get? Yeah, I'm not sure. For me, I kind of feel like the difference to look into probably isn't worth my time for right now. Why do you do it then? That's what I started doing. I think it's working for me, so I'm just keeping it going. Okay. the difference is to look around and compare i probably would have to like put someone on that because my time is just not worth it to well when talking millions an extra two percent savings i just feel like right now if i were to like go look i'm like oh like the headache it's not you tell someone to look right yeah i know that's why i have to tell them but i don't know right now ah there it is did a 23 000 buy on british american tobacco

1:10:29and you got a 49 ,323 um 203 oh my gosh 43 49 ,233 dollars according to quarterly dividends I cannot cool generally if it's legal and people use it to cope with their unhappiness in life it's probably a great business to invest into sadly but it's reality gosh five hundred thirty four thousand three hundred fifty six dollars in dividends a year that's nice um is it enough no i'm i'm proud i'm happy it depends what you're trying to get to right i don't do a lot of dividend investing yeah no i'm happy with the progress on it yeah well is that your retirement plan dividends specifically um i mean eventually yeah i just want all the dividends to come for me not doing anything is so that way i can just dedicate all my time to animals because what i really want to do for my retirement plan is uh my own fun projects like i want a dog rehabilitation like you know to get dogs who are both on the street and then ones who are going to be put down other shelters you know like bring them over here because i'll have more space yeah so i want to do that for dogs and then have to get them adopted and stuff and And for things like veterans, you know, if they are going across to serve, I want to be able to board their dogs and take care of them so they get back.

1:11:51And if they don't come back, you know, sadly, then we'll find homes for them. I just think it's like a lot of stuff, fun stuff that I can do that I that most people don't get the opportunity to do that I'm excited about. But I want to make sure that I have all my resources and things figured out so that I don't have to go asking for donations. donations because that's unreliable because one of the shelters i looked up to i still do but during covid they couldn't have like their charity auctions or like their galas they would have like you know all their fundraising in person they didn't have like a big social media presence and so they were really struggling but they have like such a nice facility and theirs is like two million dollars a year oh to maintain like it's really nice you said you only want a million only a million a year yeah to start like looking for a ranch i mean oh okay yeah before i start property hunting okay gotcha because i would cut into it if i don't have like enough internet and that kind of gives starlink more time to catch up too how is the private equity paying out so far by the way is there any payout so far there is some yeah um i think i think at the end of this i think when i get to the end of it it's going to it's projecting to be like right like the next year after the five million is paid to be like in the 700 ,000 per year kickback so no it's pretty it's pretty good it's on track for that right now i haven't like caught up with the most recent investment i haven't looked at that i don't have the numbers in front of me but and really your only debts is the 1.34 million dollar mortgage is 728 a month it's crazy what rate did you get for that i can't remember let me let me message because i was comparing a lot of different rates and options for a lot of different properties at the time when did you get away here uh last year 5.75 interest rate okay so 5.57 interest rate the 2.1 property tax um what kills me is my mortgage on like a 800 ,000 hour mortgage is almost the same payment because Austin do.

1:13:56Yep, they sure do. But I couldn't live in Houston. Yeah. This is too humid. Is it that much more humid? I don't know because I live there full time. It's decently and it's less sunny and it says there's no hills. Less sunny. So flat. I guess it rains a little bit more, but we still had a drought in the summer. I know, but there's no beautiful hills. No, there's not. It's definitely on a topography scale much more boring. And it's a highway. Yeah, and socially more boring as well. Yeah, and it's a highway. it is very car dependent incredibly car dependent it is but the highway makes more sense there like the grid well with how they built the city it makes more sense it's not like random turns on a hill they could have built the city around humans existing instead of the car efficiency wow for working is everyone stuck in gridlock efficient versus being on a train or something where you get space I would say only a few parts of the area is gridlock.