Evil Monster EXPOSED On Financial Audit

25:46He wants me to go out. That's not my love. I'll watch the kid so she can go out. I do. I give her options many times. I tell her, all right, go have your own time. Go relax. I'll watch over the kid. She always tells me no. No, he takes them to his mom. No. Yes. Even at home, I tell her, okay, let me take care of her. No, you say she doesn't want me. Go have your, you know, alone time because she always complains that she never has it. And when I give her the option or when I tell her, hey, I could take care of her so you could relax. But when he takes care of her, she's just screaming because he falls asleep in the chair.

26:21So that's not taking him. Do you even want to be with each other? Because the note that I have says, the moment you found out you were pregnant, you told him. And his quote was good. Now you can't leave. That's what he told me. I don't know if it was a joke or not, but that's literally what he said. So she has no, like, her humor scale is not inexistent. No, yes it is. Every time I make a joke or something like that, she would take it literally. No, I don't. But I was thinking about it. But like, you know, since your actions have proven stuff, like I. Do we even get quality time together anymore?

26:55No. At all? No. You guys? No. Well, how long have we been together? Like together or marrying? Both. Six years together, four years marrying. Oh, how was it before the kid? Good. So it blew up with the kid? Yeah. So kid 16 months old. 13. 13. You guys sleep in the same bed? No. We didn't even sleep in the same bed at the hotel. Lately, no. Not even at the hotel? No. Me and my daughter should have been. What happened? Nothing. We just don't really sleep in the same bed. Yeah, we don't. For how long? It's been, what, over a month now? No, probably. Probably over a month.

27:36Who initiated? Well, he just doesn't come in the bed because, that was funny, sorry.

27:45because he'll be gaming and so me and my daughter share a bed. So since we share a bed, he'll be like, well, y 'all are taking up too much of the bed. We have a king size bed. So he's like, I'm not going to sleep in the bed. So he just goes to the couch. I don't make him go to the couch. He decided that. Why are you prioritizing gaming over your family here, man? I am not. I asked him. No, yes, you did. I asked you to choose and you never would. If I threw the games away today, he would divorce me. Yes. No, if she actually did that. We talked about it, but. No, and then I gave him, and then I said, okay, that's not fair because it's your hobby.

28:20Listen, I said, I just need you to play an hour and a day. And I said, and then me do something an hour a day. Well, why? Why are we doing this like weird artificial cat? This doesn't make sense either. I don't want to go in the extreme other direction. Because. Sometimes there will be more time, and sometimes you got to man the fuck up, and there won't be time. And also you need to get a job. But regardless, there will be days where it's okay. Maybe he needs a little extra space. That's okay. Maybe you need a little extra space too. Doing this artificial cap, it doesn't really make sense. But the thing is, is that it's usually from the time our daughter goes to sleep until 1, 2, 3, 4 a.m.

28:55That's how long he's playing every single day. Yes. Yes. When's the last time he's been in you? I don't know. Three months? Three, four months. I don't know.

29:12So everything's kind of going in the wrong direction. And why is that the case? It's not just me. I can't be the only one responsible for the relationship and the family and everything. I feel pressure on my shoulders all the time. This is what I had to deal with. Every time I tell her something, she acts like a victim. She'll go on. I do this. I do that. I do do that. What do you mean? No, no, no. Let him speak. So every time I, if I bring something up, she'll, she'll be like, she'll play the victim. Like, oh, I do all this and you don't help. You don't do this. But in reality, I give her things that I could, I tell her, okay, I'll do this.

29:51I'm doing this, but I'm going to do it on my own time when I can do it. But if it's not done that time, obviously she'll get frustrated, grumpy, and then end up in the same situation. In a way, yeah. He's not 100 % wrong, but in a way it'd be like, let me say, can you wash this pan so it's ready for dinner or whatever? Let's say I cooked eggs that morning or I had something at work the other day and I left some eggs on the pan and some strawberries. And he'll leave it the whole day and I'll have to tell him, hey, can you— She always lives a mess. No, I don't. After she eats. She leaves a plate on the table.

30:25No, not always, no. Lives a mess in the kitchen. No, no. And then expects me to clean it up. No, why is your gaming thing? When I'm in a hurry in the morning, I say, hey, can you get this real fast? And I'm talking about our child's high chair. He thinks I'm the only parent responsible for taking care of her 90 % of the time. He won't even change her diaper half the time. She just assumes. No, no. And I say, hey, if you're home, you'd really help me because I'm trying to get her. I just want help. It doesn't have to be all the time. I just want help. You seem like roommates. Yeah, we kind of are.

30:52I mean, you told Colton you basically are. I also told Colton you think he hates you at this point. I do think he hates me. Why? What is expressed and shown in a way that you think he hates? Because every time I ask him something or look at him, he looks at me with disgust. Disgust? Disgust. Do you feel that disgust? The same face I have right now is what I give her all the time. What is the dynamic? What do you typically hear when you express these things? When you ask to talk about these things? When you request something? What do you face on the other side? He'll just be like, he'll just, he just blows me off or he'll tell me he'll do it.

31:31And he'll just be like, oh, it'll be okay. There's never ever a plan or anything. No conclusion, no actionable steps. No. Well, that's not, it's not very helpful. Where do you lead from there? Sounds like you just want to shut down the conversation. That's how it is. He doesn't want to take accountability. Go back to Gaiman. He doesn't want to take accountability for anything. I will tell you, yeah, sometimes I am wrong. And yeah, sometimes I do. Well, let him respond to that. Go ahead. No, go ahead. It sounds like you just shut down conversations and tried to get back to gaming instead of doing anything actionable.

32:02I shut him down because she gets very, very angry, starts cussing me and all this stuff. Is she blowing up on you? Yeah. Well, that's not going to be a productive conversation regardless at that point. So for me to be not like a bad partner, I just, I leave it at that. I let her relax. I do that's the way I cope with stuff huh so whatever what is your cope what are you contributing what are you actually doing to make positive changes via what she's requested and not that every request must be met with like equal like validity well I just I listen to her I listen to her but you don't do it but what about next what about steps after that what do I do the actions what are the actions so like she tells me to like fold the laundry do this clean the house Such micro-addict things.

32:56What else? What about actually like accomplishing something? You've been fired from four jobs. You refuse fast food jobs. You refuse to take anything that you think is beneath you. Yet you're beneath everything as far as I know getting fired from four jobs. Why are you getting fired from everything? Both of your parents, both of her parents have tried to get you jobs but you say no every time. That is not true. I have said yes. Yeah, but you apply. This is the notes from her. You apply for, no, you apply, okay. See, I don't even know of these were notes that she said. There are notes that she said.

33:26You can respond to them. So obviously, some of those things are not true because I did tell him, yeah, I'll do it. I'll apply. He applied for the Panda Express job, but he applied as a manager. He doesn't have any manager qualities. I applied for both. Because she was the one that told me, hey, apply for manager. It's going to pay good. I was like, okay. I said you could apply for both, but Tim said, that's my... But I applied for both positions. It was like a cook or a manager assistant or something like that. But I do do the stuff. Have you applied at McDonald's? No. Why? I don't know. Why? I've asked him because I know.

34:04Huh? He hasn't had time. That's why he just. Time? What the fuck? I'm applying at other places. But you just need income in the door. We can't survive by$1 ,900 a month. I don't know how we do. I don't even know how you're spending money on video games when we're making$1 ,900 a month as a household with a kid. I haven't even spent lately for that. What do you mean you don't even spend? I haven't. She got a call. I spent before. She got a call from your mom demanding that she pays for all of your Roblox charges. Because apparently you use your own mother's money to pay for your little Roblox charges.

34:36Well, it's a joint. No? That's what she has. It's my card. Why did your mom call her then? I don't know. She did call me, I guess, to tell her. And that's where it started getting like the biggest blow up we had, I think. Your mom called her. That means something. That means something is actually going on there. I got to note that you spent$1 ,000 on video games on your mother's credit card for Roblox. And we have screenshots of the charges that your own mother sent. No, I took the screenshots. Yes. Yeah. But it is from your mother. Well, I said. So you can't tell me that didn't happen. We got screenshots, receipts.

35:15I never said didn't happen. I'm saying that the account was mine. It's not my mother's. It's mine. It's a joint credit card, but they use it because we consolidated their debt one time. How dare you, with a child, be spending money on a credit card for Roblox? That is money you have to pay back. Are you expecting your mother to pay back? How are you doing that on a$1 ,800 a month income where you refuse to get a job? You won't even apply for me. This is when I had a job. I think he thought our tax return was going to pay it off. No offense, but I don't have time to apply for McDonald's. Don't you have literally all day?

35:57Yeah. Give me your phone. You have one.

36:06Just give me your phone. I'm not going to go through anything naughty. You have my word on that. I don't need to see. I want to see his Discord because I don't know how to work it, but you can look at that later. You don't know how to work it. I don't know how, okay, I'm old. No, objectively not. I don't know.

36:23Like, okay. I mean, I slid down. First thing that popped up was Discord. Yeah, because he's on it all the time. I don't know what he does on there. Okay. So, okay. The last full week, Discord was used 12 hours and 13 minutes just on this phone. That's not even on your computer. I know you're using it on your computer. It's like this little block on the side. That's what I'm saying. TikTok, 5 hours 51 minutes. You don't have time to apply for McDonald's? Sounds like we had at least actually almost a borderline a full 24 hours to apply for McDonald's of screen usage. Okay, messages, 3 hours and 14 minutes a day, but you can't respond to her?

37:03No, you're not responding to me. That's the time. Okay, Snapchat, an hour and 46. I just scroll through things. I don't even use that. What are you doing on Snapchat? Nothing. I want to know what he's doing on Discord. An hour and 46 minutes of Snapchat is odd. That is odd. For an hour? Yes. Snapchat. I mean, without you being able to tell me what you're doing. This was real things. Is it called Reels or Snap things? Dude, six hours, 13 minutes a day on your phone, and that's without your computer. Yeah. Okay. Who's that's a friend. I have no idea. Never heard of her. Uh-huh. Okay. All messages from previous of yesterday have been deleted.

38:01Why the hell have they been deleted? What messages? She is, I think she's from Sararia. Met her through Discord. So he talks to people on Discord. I've been asking who the hell he's talking to on Discord. I'd tell you. No, you don't. You just say group chat. It is a group chat. A group chat. So this morning, she says, I miss talking to you, frowny face. You said, hi, you know where to find me, smiley face. I didn't leave this time. I miss your voice too.

38:41He says to her Nerdy looks good on you though It's cute Is this in like recently? Oh It's I believe If I'm not mistaken Well you were in the green room Which one was that? Like when we were back there Were they in the green room at 10-11? Yeah It was at 10-11. And my mom even told me, sorry, but she even mentioned to me, she said I picked up and he was on his phone. Who is he on his phone with? Do you think? She said to me at breakfast at the hotel, she said, do you think he's talking to somebody else? He says, I know, ha, ha, ha. I guess I'd just be entertaining these girls too much. What on what?

39:25Discord?

39:28Why are you playing Dome? I know you know. Tell me. What, on Discord? No, tell me what this is. It's everybody I talk to. No, tell me what this is about. Dude, the amount of smiley faces in here, all the stuff she's saying, I miss talking to you. Like, what is happening? What is happening? You guys got the best friend marker. Like, dude, this is weird, man. who's C that you sent a picture to yesterday? Today, an hour ago. C. That is someone that added me yesterday. And? I don't even know him well. Okay. It was like from as well as Discord. Well, he said, she was like, hey, your real name. And you're like, ha, ha, ha.

40:28And she's like, is that even your real name for sure? I never knew your real name. So you guys know each other. I mean, I'm just going to ask right now as I'm looking through this, why are you talking to, I'm not even done, four individual women on Snapchat while she's in the green room getting onboarded for this video and taking care of the kid? Please. This is your, this is, this is. Please tell me because I'm really upset. This is the time. I didn't know we were going to see this. No one knew. He didn't know. I didn't know. I didn't know. I didn't know he was going to look at your Snap. I wanted to look at your Discord.

41:01It's the literal time where if you have a defense, this is now. It's nothing like serious. It's just friends that we're chatting. Obviously, I have— It's very flirty. Lots of smiley faces. Ha, ha, ha. That's just my person. But you can't— But you don't answer me. I do answer you. You don't put a smiley face with me. Okay, who's? Also another person. Okay. That might be from work. Listen, nothing is saved in the images, so I cannot see that, but there are lots of images being sent back and forth between these people. from these women to him and from him to the women. Regular Snapchats. Things mainly black screens.

41:39She asked a valid question of why are you awake at 3 a.m.? Okay, this is the first one that doesn't seem flirty. So there is a difference between flirty you and not flirty you. Yeah, I'm always the same person. The other three are, no, because the other three are flirty. Like, ha, ha, ha. Like, oh, I love hearing your voice too. I miss it. Smiley face, smiley face. This one's just like very simple. You're just responding basics to what she says. That's. Yeah, I know who he is because his friend and him are best friends. And it's one of my, I know who that is. I know. And her husband and both of us are all friends.

42:16That's a different thing. No, I know who he is. We've all hung out together. I know who she is. That's the only one you've brought up that I know who is. There's a lot of women in here, but again, they are disappeared messages because it is Snapchat. You played that game well, but there's...

42:48Those have been a few weeks, but there are literally, as of this morning, four to five. Yeah, like I said, I don't use it as much. It's like an old job. It's like an old group message from Job. Okay, so that's a guy named... Okay. I mean, to be clear, this is... This is who he's messaging this morning. Little Gooner. Come on, guy. You know you have a daughter, right? This is your chance to respond. I don't know. You have the right to remain silent. Anything you say can and will be used against you in a court of law. Is your only excuse that there is nothing? There is nothing. Well, your wish is my command.

43:38Why'd you log out of Discord? I don't know. I've been logged off for like... No, he hasn't. I have. He was on it yesterday, Darren McDonald's, less than 24 hours ago. I log off all the time. No, there's something on Discord. I know there is. In my gut, I know there is. Are you guys in an open relationship? No. Absolutely not. This would be okay if you were. Are you guys allowed to open flirt? No, absolutely not. Okay, because this is okay if those rules have been established. Regardless if you have sent or received nudes from them, they are objectively flirty.

44:14We're not, absolutely not, no. In an open relationship whatsoever. You also mentioned to Colton about weird 18 plus charges and you were confused? Oh, because he said that he was on Roblox, and he said, I play something about 18 plus on Roblox. Okay, liar. I mean, dude, I have access to everything. Discord on this phone. Discord on this phone today, you've been on for an hour and 37 minutes. Yeah. You logged out right before filming. No, I log on and off. Because you knew we were going to go right into it. I log on and off. So you'll log in right now for me? No. No? No. Because there's something on there.

44:50I know there is. There is, for a fact, something on there if you won't log on right now. Because no one's identities will be exposed. Every person that we just mentioned, it's all bleeped and blacked. So no one's identities are being exposed. And yet, you're not willing to log into Discord right now? No. Why? It's better if you tell me now.

45:12Why? Because that one is to be just like private thing with me and her. What will happen? What will she find? Nothing. Honestly. Open it. Yeah. Okay. Here. Let me open it and I'll show her. There's nothing. And these weird 18 plus charges? I don't know. That's what I'm asking him. No, those are... As he's logging in, make sure he's not deleting any chance. Trying to log in.

45:44He said Discord. No, not Discord. I don't know. Because she was afraid that I was like chatting with Miners. I just wanted to make sure he wasn't chatting with anyone who's not his age. You were afraid he was talking to Miners? Why do you have that fear? I said, what are you doing on, guess it's Roblox. I said, I babysit kids that play it. What are you doing on there? Oh, I agree. But what is making you have that fear? Because why are you on Roblox that long? And I explained to her, Roblox is, there's a limit. When you play, when you put your ID, you put your time, you put your name. I don't know.

46:18You get cut off from all that. You only talk to people your age. Because I wanted to make sure, because everyone I babysat, and I tell parents, I don't like them playing this when I'm watching them because I don't know who they're playing with, but I've seen a lot of kids want to play it. What's he doing? It won't log in. I think he changed the password and can't remember. No, it says the location. The login location is different. Hold on. I think he changed the password and can't remember it. No. Okay, keep an eye on that phone. This is getting logged in. My IP address. On these screenshots, yeah, it is Roblox$51, Roblox$21, Roblox$54.

46:51This is on the joint credit card. Well, he's jobless and his mother is, okay. 108, 54, 54, oh, liquor. Okay, he got in here. 108, okay. May I? Mm-hmm. May I? No deleting. He didn't. Yeah, he didn't. Okay. summer's coming up and it is time to get your budget in shape and just like you wouldn't wait until the first pool day of the year to start working out your biceps you shouldn't wait until labor day to start tightening up your budget so we're doing the great summer budget reset to give you the chance to work out your money before blowing everything on a weekend in cabo DollarWise is giving you a full year of premium app access, plus my four-course financial education bundle for just$249.

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48:30Who would have thought? That's incredible. Check it out. Link in the description below. Who is?

48:37She sent this morning Goon. What's Goon? She's talking about someone. That's crazy. I hope they find them 21 cars, though. I still don't understand. She sent a picture or she's telling him he's a... They're talking about other people so far. And if you want to see the server, then I'm always active. I'll show you which one of us. It's most of the other ones I don't even type in. This is so weird. This was yesterday. He's talking to these other women more than you. Yeah, I figured. How does that feel? Like shit. And? What are you going to do about it? Like, what the f***? I... Probably go to my mom's for a bit.

49:17I don't know. Because that's another reason I switched clinics so I could live closer to her. Oh, shit. I'm also just talking about other people so far. Listen, the Snapchat one was very flirty so far. this is not. It is very active. Oh my gosh, the amount of people in here. What are your Discord friends going to think of you being on this show? I really don't know. Yeah, then don't talk to them. I still don't understand what you do on Roblox. He says, I listen to music. I do. There is some clubs that you could go into and just listen to EDM or like techno music. And then you got this. Why can't you talk to guys?

50:05There is guys. That's what I'm saying. But all your DMs are with women. Those are the ones that started all the time. It's odd. Jams is the server that I'm active on. The other ones I just have just because I got invited and whatever.

50:33She says, snap me. It's like, what are we doing here? Oh, I think I'm a good girl. Do you think I am? Well, we have to find out, he says.

50:49Wait, wait, wait. Keep that to yourself. What I said, Lone, I want to be spread, she said. He said, shh. She sent, like, soaps covered emoji. He said, make me hush. She said, I need to. I will. He said, do it. I'm still waiting. She said, you are distracting me right now. Oh, MFG. He said, ha ha ha from? She said, psychology, I need to lock in, but you're distracting me. Holy F, I mean. Holy F, man. He said, oop, that's a good reason. Actually, I'll let you pay attention so you can be a good girl. She said, studying makes me more horny. It's annoying. He said, looky emoji, looky emoji. I can help you study shit.

51:33Ha, ha, ha, ha. She said, oh, you can? Soap emoji, eye emoji. He said, perhaps. Look emoji, soap emoji, eye emoji. I only help good girls that obey, he said. What the fuck? She said, oh, I think I'm a good girl. Do you think I am? He said, we have to find out. And that's where we said, we eventually fast forward and said, snap. Snap? Like Snapchat. Oh, my. Okay, okay, okay, okay, okay, okay. Oh, my gosh. Oh, my gosh. Oh, my gosh. Oh, my gosh. He says, you ain't going to do nothing. if I make you hush, you wouldn't be able to talk anymore. Mouth would be full. She says, oh, would it now? He says, you wouldn't want to find out now.

52:35You are a good girl, so hush. So do you want me to hush? He sent like a gift that was like, come get on my knee. And she said, you want me to sit on your lap? He said, want you to come sit here and behave. Oh, by the way, this was two days ago. Wait, wait, what's the date? This was four days ago. What was happening four days ago? Was that Monday? Tuesday. Tuesday, you're right. I was working and his mom had our child. This was at 325 a.m. He was on the game. You guys were asleep. I was asleep with our daughter. So you thought he was on the game. I thought he was on the game. She said, sit where?

53:17On your lap? I don't want to behave though. he said yeah my lap you are no brat you are a good girl so behave and listen to me and then sent this photo to her of him sticking his hand into an anime woman's mouth saying good girl

53:37dude I am sorry just what do you have to say

53:45you're in it now buddy Like you're in it now I keep asking him though Okay so when we had a big fight We had a really really big fight I stayed at a hotel one night with our daughter And he was upset Which I could get And it was because of the charges And he said are you cheating on me I said no I showed him the whole room But ever since he said that I'm like why would you ask me that So I've asked him multiple multiple times And he said no And I'm saying who are you texting the discord So he's just been lying to my face For two three months now Maybe Because why would you think I was... First of all, I'm not going to bring our daughter in front of any other man.

54:20One, if I wanted to do that, but I don't. Two, I don't want to. Three, I'm not even thinking about that. This girl sent him his Snapchat.

54:33Any response, man? No. Would you tell the truth if I asked questions? Yeah. We're here. And you'd believe. You'd actually ask questions. You'd actually answer. Something of them, yeah. I don't know what you're going to ask, but yeah, I'll answer. Do you receive nudes from women? No. I don't. And I was getting lots of images from these women, specifically on Snapchat, that I can no longer see. Yeah, no. Do you send nudes to women? Have you ever done any of that in your six-year relationship? Have you ever had sex with another woman? No. That one, I believe, I don't think you'd get there. Log into this.

55:17The f*** you have only f***? Oh, he sure does. I don't know. Let me see. He needs your face ID. Do I even have this? Yes, as you need your face ID. It has it auto-saved. Is that the wrong password? I don't have only fans. So what were these 18 plus charges? Actually, I do have only fans. and it was when me and her made it like a joke for like Feet Finder and stuff. Feet Finder, yeah, maybe. But that was a long time ago. Yeah, it was a long time ago. That was like three years ago though. But no, I don't have a, there's no password or anything. I don't even know it. There is nothing wrong with being a gooner, but it has to be a consensual gooner.

55:59Okay? That is not a bad thing to be a gooner, but you have to be a consensual gooner, man. I don't understand. And she did not consent to this, correct? Correct. Does it not fear you and make you feel bad that she is ready to literally leave? She is literally ready to leave. I don't think he cares. Do you not? I think he cares about our daughter. Because you're doing all this to these women, with these women. I don't think he cares about me. Like, I think he cares about me as a person. I don't think he cares about me as a wife anymore. Would you even admit that if that was true? And I know he cares about our daughter, but I think he respects me as the mother of his daughter, but I don't think he wants to be with me.

56:51Okay, man. I'll let you have it back. So, is that what you were afraid of her finding in Discord? And I barely dug deep. Yeah, and no. Yes and no. Because I gave her, I handed her my phone all the time when she can't navigate it. He knows that. And the one time I did. She does. No, no. The one time I did get it, there was a picture of someone in panties. There was. And I asked him about it. He's like, I don't even know what that was. It's spam. Wait. Okay. That's what he told me. Obviously, you know Discord, right? I don't know. So whenever you get a, some friend sends you a, you know, invite to a Discord, you join in.

57:32That's the first thing that pops up. I don't know. Panties? Yeah. It was a weird Discord. I don't even know what. It was just a butt and panties. It was a woman's butt, I think. Like the whatever logo thing they have on there. And I didn't think anything of it because he's never given me a reason to think he would cheat. And now he has. Well, I would say now he has in every way whatsoever. Also, deleting chat logs. I don't know. I don't know that. No, no, no. Before sitting down in this chair, deleting chat logs, disappear things on Snapchat with multiple women. while you were in the green room he was receiving pictures literally talking about making a girl hush and being domineering which I mean I appreciate the kink nothing wrong with that again has to be allowed and discussed with rules and guidelines and if it's not then it's a no go deleting apps all the shit before coming on this show I've never seen a bigger red flag in my life I filmed lots of these talked to lots of people lots of red flags biggest one I've ever seen yeah all while he literally just sits on his butt all day and plays video games you apply to jobs all day?

58:50that's what he told me on what? on Indeed Indeed and I applied to jobs on Indeed so you'll show me your Indeed right now because I didn't believe him okay listen I don't have it on my phone you don't have Indeed on your phone? yes he does go ahead and log into it download it I got on Indeed myself because I was like, I was wanting to look at the jobs around us and I applied just for fun. No? No. Because you're not applying to jobs all day. I am. You would be able to show me. I have gone phone interviews, a bunch of Doms.

59:26What? What was that response? I would be able to see your applications. You say you're applying all day, every day. Yeah. Then show them. Show me. I'm not going to show that. No. And that's how in any world even comparable to Discord. I would actually have relatively, I was not going to push back on the Discord thing too much because yes, chats, whatever, that is private. This is literally just you applying to jobs. I don't understand why you would not show that. Discord, I was going to let go. Luckily, you went along with it.

1:00:03Bad move on his part. This, I don't understand. What is the logic behind me not being able to see your job applications? I just don't want to show them. Because? Because I just don't want to show them. Well, I hate to say it, your dad's a loser. Okay? So, let's get out. Okay, anyways, I was applying on Dindy. I love my job, but just to see what is in the area and see how hard it would be to get a job. I had two interviews and not things I would want. I appreciate that, but these are just pages. of Whataburger, Wingstop, DoorDash, and endless Roblox. You spend minimum$500,$200,$300,$400 bucks on Roblox here, which is a fourth of, well, maybe a fourth of the income that came in for the household.

1:00:52So, and then the continued messages on the way here was he keeps saying he's going to the club tonight. He keeps telling me he's going. He said he's going. What club? What's the club? I don't know. The strip club? Bars. The club? The strip club? Yeah. No. No? No. What's wrong with the strip club? I love going to the strip club. Titties, am I right? Titties are great. I don't. If I get consent from my girlfriend. I don't go to that. She knows I don't go to that. You said club. Yeah. What club? Austin's not like a huge club town. Music clubs? Have we not heard those? There's like music clubs? EDM clubs?

1:01:31I don't know. What do they call it over here? I mean, Brandon, you're more in that life. If that's not a big thing in Austin, clubs? Now there's a shit ton of bars. Yeah, bars, clubs. Club? It's like, that's not like, okay. He was going to go to the titty bar. Tonight or tomorrow, I said, well, I don't want to because our daughter, he said, well, you parents are coming. They can just watch her. I've never slept a night away from her and not ready yet. Plus, she still nurses to sleep. He keeps telling me she'll be fine. I said, but I won't. I'll be stressed. A. That's where it ended with the A.

1:02:15She also texted saying, make sure you guys get your hammer financial score at calebhammer.com.

1:02:25And that is free and that you can be on the show at calebhammer.com slash apply and that you can download the DollarWise budgeting app, which is not what these two obviously need even though I will get into the finances and that is not the issue.

1:02:45Yeah, download the DollarWise budgeting app like tens of thousands of other monthly active users are doing and changing their lives. You need a lot more to do that. You're not cheating. And there's nothing wrong with it if you get permission. I need to be clear on that. But you don't have that, correct? He does not have that permission. I want to actually confirm. Okay. Get your free trial. See if you like it. If you do, most people take the annual version because there's a big discount. And you get my signed 30-day budget meal plan. It's a detailed every meal, every snack, every drink of every day.

1:03:15So you can meal prep on a cheaper budget and all that stuff. I usually sign up with a Sharpie. I don't have one here. So I'm signing yours. You can remember this for how much you hate me. Please don't come mass shoot me after this. Because here is honestly the first piece of advice. I am going to say this. And by the way, in the green room alone, he was pulling Mark aside, asking recommendations for clubs. And your mom pulled Colton aside separately to privately tell him that he was trying to ask Mark for club recommendations. Your mom had to say, your parents don't like him. They did like him.

1:03:53They said ever since we had a child, he 360'd on me. They did. 360'd? Well, like, you know, it took 180. His personality, he was not. That makes more sense. Yeah, he was a different man before her. And I get it. It was a lot. It's a big change. And like I just shifted my life and I'm so happy I had her. But I wasn't expecting to not have support. Well, his entire plan in life now that he's not applying for jobs and can't prove that he is is to become a DJ. He said he wanted to be a DJ. Walked you through that career journey from here? Did not want to be a DJ. You told me you wanted to be a DJ.

1:04:24It's like a sci-fi. You spent money on this. It's a sci-fi. She brings in$2 ,000 a month less than that. for the entire house. You've spent money on it. Spent money on it? I don't know. You spent money on it? We are bringing her mother into the post-show, by the way, and she's going to be fully honest. But here's the thing. The dude's talking about moving to another country to start over. Yeah, he has told me that. He wants to be a DJ. You say you don't even want to be at home anymore. You just go to your mom's after work to avoid him. You said he feels like he hates you. Everything we just learned today, even his own mother has told you that the only way for him to learn is for you to leave.

1:05:02So before I give any advice on this, unfortunately for the first time in financial order history, this has never happened before.

1:05:12I'm fully advocating to leave him. My mom told me we could move in with her. I don't want to. I want to separate. No, no, no, no, no, no, no, no, no, no, no, no, no, no, no. Maybe not divorce, maybe things will happen, maybe couples therapy. I am advocating though to move out and take the kid away from him. I am sorry. I'm ruining your life right now because I mean this 100 % genuinely. She should leave you. And I've never advocated for that in this before. We ever considered therapy? I asked him and he had told me no, no, no, no, no, no, no. And then he said it's too expensive. And then I said, we could do it through church.

1:05:55He said, I don't want church people to know my business. And then he said, and then I told him, if you care that you'll set it up. And he hasn't set it up. I'm sorry. I'm sorry. I'm, I'm so sorry that you are going through this and you did not ask for this. Sorry. That's okay. I'm sorry. You should leave him. It's bold of me to say that after an hour and seven minutes of talking to you guys. And I genuinely, I know people are probably like, oh, Caleb, why have sympathy for him? I mean, I am destroying your life. I know this in this moment, and I've exposed you and put you on blast. And I feel bad for that.

1:06:38But I'm also not sorry because it is best for her and probably for your own kid that she is not with you. You don't apply for jobs every day. You play video games all day. You spend money you don't have. your goals of being a DJ or moving to another country make no sense and would honestly pull her from her entire support system. And not only that, but you are... I don't want to be a DJ. But you are... This is something... Okay, that's what you're going to focus on? Okay, how about the bigger thing? You're cheating on her. You basically are. Yeah, no defense there. I'm not. The DJ, though, unacceptable.

1:07:12I mean, he told me that, but the thing I told him is if we moved to another country, I wouldn't have any support. I'd barely have some now, and so I can't. I'm being told that you applied to be on the show begging for help and you literally want a budget to be a single mother. Yeah, if it's... And I think it's coming to that. Listen, here's the thing. And this is where I will slightly leave you on your side, man, because one, I'm afraid of you killing me afterwards. He's not going to kill you. Well, I know. Getting out of a chair is difficult for you. But the thing is... We're talking. Huh? Go ahead.

1:07:46We are not on the same level. Don't even try that. that shit's hanging over the chair regardless the thing is I think she should leave you now I'm not advocating for a divorce now I'm asking for space and separation and I'm suggesting go to therapy local resources, church or not I do not care about that part try to find local resources because I know you can't afford it apply for jobs get your shit together disconnect from the discord Get some help on maybe some potential sex therapy as well. Maybe sex groups, because you might be a true gooner in like an uncontrollable way. Not a joke. Seek help in those areas.

1:08:27Get yourself together as a man, as a father, as a husband. Work on yourself for a few months. Show some actual genuine progress while being open with her and hiding nothing. And then let's try this again from a fresh start. but also through counseling and couples therapy. So I'm not advocating for a complete separation and destruction of everything. I want you to be in your kid's life. I want you to guys be in each other's lives and find that spark again. But I am fully advocating for when you get home, you do not live at that home, including with your child. I'm also advocating for you to take that time to not game.

1:09:10He's not going to do that? No, no, no. I'm not saying you can't have any gaming. What I'm specifically saying is that time is not for gaming, though. That time is to actually man up and grow up and deal with your shit. Okay? You are the problem right now. That is done. That's already happened. Now we move on. We move on. It's okay. Except the L. The L's happened, right? Okay? Whatever. water under the bridge from here tell the girls you can't anymore and get help and man up the marriage doesn't have to be done but we do need space she needs help and you are not giving her that help and I am so sorry I want to give you the biggest hug in the world right now except I hate touching people I don't know but I am so sorry stop bleeding out money making minimum payments across multiple high interest accounts most americans are spending hundreds sometimes thousands of dollars that could be going toward actually paying down debt instead of lining some bank's pockets and look if you're sitting on high interest credit card debt a car loan at 18 or oh my goodness a payday loan charging you triple digit interest rates, you need to hear this.

1:10:35If you've already cut up the cards and built better financial habits, but you're still drowning in interest payments, barely making progress, this is for you. I have opened my very own marketplace, a personal loan marketplace that lets you get personalized offers from multiple lenders in one place. You can see if you pre-qualify in minutes and it won't impact your credit score. But here's the deal. This isn't a magic bullet. If you refinance your debt but keep swiping, you're just making the problem worse. You still need to fix the behavior that screwed you in the first place. But if you're serious about getting out of debt faster, you could potentially lower your monthly payment by securing a single payment at a much better rate.

1:11:17Check out the link in the description below to see your personalized offers or go to CalebHammer.com. And remember, you still got to do the work. Starbucks is bullsh** and a waste of money. and you already know that by making your coffee at home and investing the rest. So now you need to do that with your energy drink as well. Make Gamer Subs at home for just 40 cents a serving. And honestly, it literally tastes better. And we proved this accidentally via a blind taste test in our Hammer Elite show, Fat and Fatter. The number one ranked energy drink is Gamer Subs. Literally, the cherry flavor is insane.

1:11:53Listen, you can also get free samples to see if you like it. Or 10 % off your order at gamersupps.gg. Or click that link in the description below. Type in code Caleb. Okay. Do you commit to that? Do you want this marriage or not? Do you commit to what I advocated for? Yeah. You will do that. I don't believe him. Okay, pause, pause. I don't necessarily, but we don't need to say that right now. Let's try to be relatively... Relative. Instead of shutting down immediately. That's what he does. I agree. Maybe. This is the water under the bridge moment. I know there's a lot of baggage here. But instead of like, he committed.

1:12:39Now it's up to him to fall through that. So let's not just kill it out of the gate. Okay. You're right. History suggests something. But that doesn't matter. Right now. You committed to it, right? Okay. So now it is one of two things. He does it or you divorce and he is gone. That is the ultimatum red line we have to draw. Don't shut him down onto the gate. Let him work on this now. Don't disencourage him. Give him encouragement and love and space. And if he doesn't do it, then it's done. This is your time. This might be the last chance. And I want to be there as a man to support you in this moment now.

1:13:20Okay? Because this shit has been thrown towards you. And rightfully so. I am not apologizing for that. but again accept the L let's move on and try to become a better person this isn't Twitter this isn't TikTok or Reddit where you're cancelled for the rest of your life that shit life is confusing, complicated, weird and you made mistakes if that's actually behind you and you're willing to improve as a human and a man and a father and a husband we can cheer you on but you have that choice to make and if you don't do it, you're done you accept that Yeah. Do you agree with that? Sure. Are there flaws there?

1:14:01No flaws. We'll do it. And how much do you hate me right now? I'd say about 100%. Okay. Now, is it my fault? No. Exactly. You can hate me because it's happening on the show. I get it. But I didn't do any of this. You just actually got just found. You got found out. That's it. That's all that's happened. I didn't do anything here. That wasn't already happening. Can we agree on that? Yeah. Okay, thank you. There is an adorable baby on the other side of that studio. Oh, I thought you saw her. No, on the other side of our office. If not for her, at least your kid. This is your kid. Yeah.

1:14:49So these that I'm looking at today, are these both of you or just you? A capital one would be me. Okay, so Quicksilver, capital one. That's mine. Okay, you have a 600. Yeah.

1:15:04You okay? Yeah. Huh? It would be reasonable for you not to be.

1:15:12And also your health, too. For the sake of your kid, sex, life, everything, you got to get your health in check. And to be clear, it is normal for couples to, you know, have little bickers or things to build. I mean, that's normal. I mean, you guys have been together much longer than me and my girlfriend. We've been together a year and a few months, and we'll have a spat every couple weeks. What is every couple weeks? Every week at worst. Daily. That's where I think a little space and a little bit of counseling is good, regardless of everything else that happened, right? Mm-hmm. Oh, you didn't send in any documents.

1:15:46Okay. Well, some of this is joint accounts and stuff, but the Quicksilver's mine. Okay. So this is the big thing. if you are going to be on your own, and I'm glad you have the support system of your parents, credit cards are a no-go right now. You cannot support the risk. The fact is you're spending money on a card that you are not fully paying off that is accruing an interest, and that cannot be a thing. This takes three years to pay off. That is too much risk over the head of a single mother. If we're pretending you're a single mother. I hope he gets the shit together over the next three months, and then we can reconcile, and we can, woo, the rest of life together.

1:16:15I hope so. Worst comes worse, this will destroy you and your child.

1:16:25IHOP, Apple, Whataburger, Apple, Chick-fil-A, bullshit, potential bullshit, My Sweet Addiction, Apple, Walmart, well, that might be okay, and the Great American Cookies. It's on bullshit. You're bringing down your life and preventing you from any potential escape because of bullshit. It's bullshit, Span. Wait, what was - I'm sure there's lots of cope on there. Great American Cookie was her birthday cake, I think. I don't give a f***. She is 13 months, 14 months, whatever. It doesn't matter. She doesn't know what's happening. She kind of does. She does not know what is happening. She will have no memory before three.

1:17:00No, no. The years that matter most, one to three is what matters most to me or whatever. For imprinting but not memory. She won't remember a cake. Yeah, probably not. For actual human behavior, i.e. slapping her, yeah, that would actually have an impact. I'm hoping that was a joke when you said that. It was a joke. Okay. Okay, we have to clarify. Because interest is accruing, this is risk, and it's all on bullshit. Yeah. If it wasn't on bullshit and it was necessities, we could have a different conversation. But you are literally preventing yourself from that escape mechanism if anything bad were to happen.

1:17:34Being told out there your kid really loves the dogs. She does, yeah. That's good. I'm glad she's having a little bit of joy. Because right now, we ain't. Am I right, guy? Ha, ha, ha, ha, ha. You're f***ing. Okay, Capital One Venture. card. It's in my name, but I gave it to him as a card to use, but he lost it, so now he doesn't have it. Gosh, can you do anything in your life? I didn't lose it. She lost it. He had it. He had the card. I didn't lose it. I closed. Well, not closed, but it's lost. She loses everything. Okay. Regardless, it has a balance, guys. It has a balance and it does have spending.

1:18:08Cash advance spending, so I don't even know what's happening. Oh! Whose account is it connected to for payments? What? Whose account is it connected to for payments? Which one? This credit card. I mean, what account pays it? If an auto pay happens, what account? Me. Okay. You didn't have enough money in your checking account so it got returned so you got fees so you got... Yeah. This is risk you could not have in this position as a potential single mother.

1:18:38I'm going to ask and I don't know if I'll get a truthful answer regardless. Has there ever been any violence in this relationship? No. Okay. If there ever is or ever was, I want you to reach out to us in private. we will never let him know. I'm not suggesting that but I don't think a real answer would be given. I'm not suggesting it though but if it ever does happen reach out to authorities and we can also help from behind the scenes. Okay? Not suggesting this happen but since this is so weird and I don't think we would say it regardless just want to say it. Not alleging to be clear. Okay? Not alleging.

1:19:09Same goes the other way except you just got like 500 pounds on her so I don't know.

1:19:21Paying for something. What are you doing? Oh, those are pajamas. Yeah, those are me. It's what? Pajamas. Okay, on what service though? What is this? Affirm? Affirm. Affirm. For Christmas time. Christmas time, winter time, summer time. I love the pajamas. I almost wish for her sake you were black. Why? He would have left on his own.

1:19:51We like jokes here, ladies and gentlemen. He's Mexican. We know that. Oh. I have a thing for Mexicans. Okay, did you learn your lesson? Well, I would only go for white guys, so I thought if I went for a Mexican, I'd have a better outcome. I know, y 'all are all the same. Well, hold on. Whoa. No, I'm on your side. What is happening here? Okay, you're$130.56 on this with an$18.71 minimum fee payment. So yeah, 12 payments. You are getting interest accrued up the butt on this thing. Usually these are like 35, 36 % interest. I thought it's like at the beginning. It tells you how much interest at the beginning, right?

1:20:39It hits you out of the gate? Well, yeah, it would, but if you weren't paying for it, you wouldn't get interest. But you're splitting it across, what, 12 payments? Yeah. Yeah, that is interesting. Who went like crazy? Why did you have to affirm this? Go to Goodwill. Because I wanted him to be cute. No, no, no, no. If we're in survival mode, we don't do cute. Yeah, that's true. We don't do cute. But he also was working at the time that I bought them. Why'd you get fired four times? I don't like, basically. He doesn't like, he says to me, like, I try really hard in my job because I love to work hard for who I'm working for.

1:21:14and he's like, I'm not going to kiss anyone's ass. What's kiss anyone's ass? You mean follow instructions from your leaders, from your managers, your bosses? No, just like kissing ass. Like I want to go above. You don't get fired for not kissing ass though, specifically. I want to. And then he's always like, why do you do so much for your job? Like some of my job requires me to bring a little bit home and he's just like, ugh. What is the kiss ass? I got ass kissers here and I got people that don't kiss ass. I haven't fired the not kiss assers. I've had kiss assers that have been fired here. I don't know.

1:21:44It's literally just if people do their value or not. I don't kiss ass. And so whenever they tell me something, I tell them, hey. He'll talk back. I'll talk to them. I'll let them know. What? Give me an example. All right. Let's say there was an instance that they didn't want me to bring a jacket or some shit. That was the first job. And it was like winter. So I brought it. And I told them, hey, if you want me to wear something I want, you provide it to me. Okay. Is that the company policy that they would provide it to you? They said that he needed to get the— How did you think that would be a productive conversation in a workplace?

1:22:17The logo on the shirt. He never got the logo on the shirt. I didn't see a problem with it because, one, it was just— Even with a snarky attitude that is damaging to culture, even if you were probably actually right in the actual, you know, overall concept, clearly you know you are not a complete idiot, I hope and think, and maybe, allegedly, you're not. you know that would lead to potential termination if not a write-up or something come on going in with a snarky attitude being a no shit no it wasn't even it was just that instance that yeah that's what i'm saying so it was okay next job that you got fired from uh vitals like uh not putting the right vitals for a patient that was going into surgery What?

1:23:08Yes, fired. Yeah. Reasonable. Job three? No, that was the last one. Yeah, that was the last one. Okay, what about the other one? I don't remember the other two. The other one was because he had blood and you had not— So it's like small mistakes. I remember. He mixed up—hold on. Well, the gray tube and the blue tube, and the gray tube had something in the blue tube, and you didn't put the right tubing or something, but multiple times. Medical? Yeah. Blood? Yeah. Good! Get fired! Why did they keep letting you win? What was the other one? The third one? The final one? The final one was the chart that he didn't.

1:23:37No, no, no. The other one. We've talked about three so far. Talking about the coat, talking about the chart, talking about the tubes. Oh, before we were marrying the bank, I think. The bank. Why'd you let go from the bank? I do remember. His drawer wasn't. Oh, out of balance. Sure. Yeah. For like one penny. Okay. You have not been fired for any unreasonable reasons. It's been for like one penny. It's a bank. Okay. Vitals that, you know, I would like that person to be alive. It's the same color. It's just different ways that it gets drawn. It's the same color tube. So, like, it's really hard to tell which one it was.

1:24:17But reasonable to be fired for. Yeah. And the charts. That one he knows. Yeah. That's spooky. That's scary. And you want to be the one that takes a vacation? You want to be the one that moves overseas? Your life's a vacation. Oh, I know you get nagged to death, but come on. For what it's worth, I am usually kind of anti the women on the nagging, but I don't think it's coming from an unfair place in this.

1:24:48You might be the first guy in human history getting nagged fairly. Did you say so? Guy. TLRA. That's a medical bill. Okay. And I'm just making payments on it. Well, I'm going to cross it off because you have like a payment left and then it's done. Yeah. Was it for the birth? No, it was for miscarriage. Okay, this is for Michael's card. But honestly, I don't give a shit. Michael's? Yeah. He gave information about the card in the green room. He didn't submit anything. Okay, that's the family. Is this you? I'm just doing you. What is this? I'm not doing him. My grandma. Teeth. Husband's lawyer fee.

1:25:31Yeah. Is this your debt? Yeah. Okay. Okay. Grandma teeth,$120? Oh, because I needed to go to the dentist and I needed to fix something. And so she loaned me that. Are you paying her or how does it work? Yeah. I'm paying. I just, when I have$120 or I'm going to make a payment to her when I get paid, it doesn't matter. My husband's lawyer fee said this was a gift, but I don't feel right about it and would like to pay her off. To who? My grandma. Oh, this is all, that's the grandma. Okay. So how are you paying that? I haven't started yet because I don't know where to start. Okay. And then... My mother-in-law,$1 ,000 because of Roblox and beer that he spent.

1:26:16You actually owe that or do you just feel obliged? Shit is not owed. Okay. So you feel obliged to the$5 ,000 and to the... I feel like I need to. $100, okay. Yeah. Well, no, no, no. You need to prioritize you and the kid. I'm crossing off the five and crossing off the one. Okay? Unless they specifically ask for it, you're not paying it. Okay, then don't pay it. because you have here finance 3 ,000 something for something. I don't know. At a 12.3 % interest rate. Were you going to pay 607 in interest? I was trying to pay the credit card. Well, you didn't. You just used debt. And then you racked it back up because you spent it on bullshit.

1:26:48If you do not change your behavior, never take a tool to get there shorter. They can be tools, but you're hurting yourself. Yeah, I realize that. No consolidation, no bankruptcy, none of that until you fix your behavior and then you can do it, if any. But I wouldn't even do it now. Okay, listen, and I'll let you use the mind card. It used to be called the Fizz card. It's a debit card that builds credit. It's connected to your checking account, so you can't spend more that's in there. And I also get you both course career certifications. You actually have to complete it to get it, but you choose what you want.

1:27:15A lot of people have used those certifications to convert them into six-figure paying jobs in the audience, so you guys can do that too. You get it for free by being on the show. Well done. Use them, get a job, and get a better paying job. Oh, well, I want to save to go back to school. I have one more semester to be a teacher. One more. Okay, okay. I like that. That's great. I don't know how to make that in the budget either. Well, you might be able to get some student loans. Maybe. I mean, I would do that. That would be fine. I'd be okay with that. And if you can live with your parents to help subsidize, I'd be okay with that as well.

1:27:44Your monthly payment is... I think it's 101. Is this monthly or two times a month? Monthly. Okay,$100.85. cents.

1:27:58Now, are we shocked that we did the thumbnails before filming? I am not. Will you even be here for the post show? Are you going to walk up and get out before, while we're resetting? I'll be here. You'll be here? Yeah, I'll be here. I respect that. Okay. I respect that. Not that my respect means anything to you, but I respect that. Okay. Texas Bank, you have, oh, this is a balance. Okay. No, wait. No, yeah, this is, oh, this is a credit card. It's a loan. No, it's a loan. It's just a loan. Okay, well, same. That you're like, okay, I see. I'm making payments. Yeah. It's from the car. $3 ,491.70.

1:28:39Listen, the thing is. It's from my car. Oh, my, this is going to be the most insane post-show we've ever done. Why? Because the mother's coming in. Yeah. And everything we just did. Oh. Um. $180.66. Yes. All right, that's your minimum monthly. Listen, checking account started with$39. That's why you got that return ACH. Listen, unless you get this under control, stop spending on bullshit, and get your debt down, it's going to be impossible to be independent. Yeah. Okay? You're stopping in the gas station getting some bullshit for$5. That's not me. That's our joint account. That's not me. What are you doing?

1:29:17What are you getting for$5? A drink? Probably. I don't know. All right, buddy. I'm books. No longer, my friend. No longer. Do you like caffeine or hydration drinks? What should you prefer? Electrolytes. Okay, electric lights. No caffeine. There you go. That is Gamersupps. It is absolutely incredibly delicious. I mean, you guys just confirmed that, right? Yeah. That looks so good. Isn't it so good? Yeah, it's fucking good. It's so good. Gamersupps is so delicious, you guys have no idea. Get your free samples to figure out what flavor you want. Link in the description below. Use my code Caleb to get your free samples, and then you get a 10 % discount on whatever packet you purchase.

1:29:50with those that is 40 cents a serving after my discount code. That is 40 cents a serving making your energy drinks or hydration drinks at home instead of stopping in and getting into bullshit like this guy. Hulu, Taco Bell. Hulu's me. Taco Bell. Liquor, Olive Garden, bullshit. Maybe bullshit. That's hard to tell. Texas Bank, 180 bucks. That was the loan. That was to pay the loan. Okay, well, you can cancel Rockin' Money Premium. You guys get Dollarwise Premium for free forever now. Children's Place, Main Street Cafe, McDonald's, Slim's Chicken. Guys, make $1 ,800 a month. You have no money. This is an insane amount of spending.

1:30:26A lot of those are him. He's saying me. It doesn't matter regardless. First of all, split the finances. I'm actually advising. That's rare. If we're splitting, split the finances for a bit. I'm not saying divorce. We might get back. I want us to get back. Okay? I believe in love. Love is great. Okay? I want you to be able to stick it in again. Woo! Stick it in. No more gooning online. Okay? I'm cute, too. Like, I don't understand. I don't, okay, whatever. $65 in this account, it's nothing. Oh my gosh, Panda Express is supposed to be working there. That one was probably me. Bullshit, bullshit. McDonald's, bullshit.

1:31:04The Walmarts are hard to tell. Because they're oftentimes probably good, but then you also stop it and get at the same time$4.30 or something. That's probably bullshit. So it's like, it's difficult. So it's like bullshit, bullshit, I don't know. But McDonald's, Sonic, Dairy Queen, those definitely are. Maybe bullshit. Mello's pizza. Draw of$9 was rejected. Chick-fil-A. Whataburger. Potential bullshit. What the? Walgreens 300 and Walgreens 280? Oh, it's because. That's insane. It's because I was taken out of the ATM to pay the house. Oh, my gosh. You paying cash? Well, I'm just give it to his mom.

1:31:38We rent from his parents. Oh, my gosh. And yet we still. Oh, my. Potential bullshit. Potential bullshit. Rejected withdrawal. McDonald's. A ton of bullshit. Candy Crush. Paying for Candy Crush? That one's probably me. You can't. It's not a joke. I know. You can't. There's no survival here if you do that. Bullshit. Bullshit. Zellin money out. Municipal online payment. Yeah, it's like a fee for paying. I don't know. McDonald's. Etsy. Come on. Chick-fil-A Etsy. I like it. Come on. I don't care what you like anymore. It is you and the child that you must survive. There is nothing. Our retirement is 676.

1:32:14There's nothing. Yeah, I know. That's just mine. Okay, let's pretend you move on and live with your parents. Would you require rent? Would they require rent? Utilities? How would groceries work in this house? I would buy me and my child's groceries. Would you have to? Not necessarily not. Okay, try not to. We need to take care of your debt first and foremost. Independence, well, you have it. I want you guys to get back together potentially, but not yet. But what about all the stuff at the house for him? Like all the payments? Doesn't matter. Get the f*** out. Work with the transition plan. That's fine.

1:32:46No, but like, I know he can't pay it. I don't care. I do not care. Did you see what was done? You've been cheated on. Yeah, I know. I don't care anymore. I don't. I'm sorry. That's the reality. Total income was$2 ,741 that came in. You had a higher payroll month, but$3 ,500 went out anyway, so it doesn't even matter. Total debt. Let's get your minimum. That's because he was working. Oh. before he did the charts wrong. That's insane.

1:33:23Debt minimum fee payments, 350, 22. That's what you have to get rid of because that is a risk over your head. Okay, so you would not have any rent, anything like that. Your food, probably not, and I hope not. Your mom's coming in so we can ask her. So we can cross these off. TP fund, anything else for you and your kids and maybe help back to that house a little bit, I will put$300. I will have to buy her diapers. I will put$300. I will put$300. What is your food bill? Right now? For like just me? Phone bill. Oh, no. My mom pays mine and his mom pays it. Okay, this is good. It's not great, but it's good.

1:33:54Medical health care, co-pays and stuff on a monthly basis. $73 for me and my daughter because we have Marketplace. And then co-pay, I need like$25 a month for my medicine. Okay, we'll call it$100. Subscriptions, let's put$40. No pets? There's a cat, but it's his. Okay. Not worried about it then. Okay, that should be it. There's nothing else that needs to be taken care of. If you move in with your home, with your mom. I'll put$400 for TP fund, giving even more. Well, I mean, gas for my car. Yes, Vroom Vroom Drive Drive, how much? $200. Car insurance, how much? Well, it has both of us on there, so I don't know.

1:34:29So$289. Do you split it? I usually pay it. Try to get your own. I'll put it$289 for now, though.

1:34:39Hopefully we can buy it again in the future. but you need to go open a checking account right now that is separate and put in direct deposit there. Chime is fine. Set up direct deposit. You'll literally get$350 for free if you do it. Without even a joke, barely even a plug. It's actually true. You need the money.

1:35:01Okay, needed to survive. $1 ,379.22. I can't give you fun money because you're in survival mode. I'm sorry. That's fine. You only have an extra$420 left on a monthly basis. Don't get excited.

1:35:21Okay.

1:35:29Shit. This takes you two and a half years to pay off. You get a better job of going back to school, become a teacher, maybe a year and a half, but you still got to do that semester at school. But I can get paid. Regardless, it doesn't matter. To do it. You, huh? So now student teachers get paid. So I'd get paid a little bit more. Listen, you need to pay off this debt as quick as possible. Live on a bare bones budget. If the parents can take care of food, that's great. You have to do that. And you need to clean up your shit so you have no risk. So if this ends up in divorce, you can be a single mother.

1:35:59Now, I hope it doesn't. Clearly, what happens from here is you need to get help. Potential on the sex side. You need to tell your Discord kittens they're gone. You need to un-add these people on Snap. You need to be truthful and honest and transparent going forward completely. You need space at least three months. Go to couples therapy together. In that meantime, go to your own personal therapy. Work on your shit and get a job. I don't like that response. You will? Yeah. Okay.

1:36:35Obviously, the household financial score is a zero out of 10. It's not even close. getchisacalebhammer.com I'm going to tell the mother her mother everything in the post show see if she can move in and what's going to happen this is going to be the craziest post show in financial honor history it's pretty much a guarantee at this point amen I am so sorry I really am we'll see you there click join now the mother will be coming in I'm worried about my mom he cheated with another woman? Well, she was in the green room. He was talking to four women. Oh my gosh. In Discord, he was talking to one of the women about wanting to dominate her.

1:37:18I'm shaking. Which is fair. I'm shaking. You know, biblically, you have a reason for divorce. I want to make it work for our daughter, but I do want to separate, I think. I don't want to destroy your life. Right now, you're destroying hers. And that's not fair. Don't forget, the Summer Budget Reset is now live. Get a full year of DollarWise Premium plus my four best-selling educational courses and a digital copy of my budget-friendly cookbook and my exclusive 30-day meal plan signed by me and mailed directly to you. This is a better deal than we've ever done before and it's only for a limited time.

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