Financial Audit: Intervention

8 Jun 2026 · 1 h 39 min · 30 chapters

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In short

Financial Audit focuses on a very new couple’s finances and trust problems after moving in together quickly, plus how secrecy and overlapping relationships create risk.

Guests (backgrounds)

Stacy, 25, from Everett, Washington; commercial wallpaper hanger and painter earning about $45.06/hour, working ~40 hours (sometimes 60). Aaron, 26; maintenance technician for an apartment complex, about $25/hour, ~40 hours/week, with occasional approved OT.

Key claims

They’ve been together ~5 months and already live together, but they are not married and are not combining finances yet. Stacy says Aaron lied early about paying an old roommate rent (about $900/month) and that she noticed many Zelle transfers. Aaron argues he was helping and that the lies were “pointless” and limited. Stacy also reports trust issues tied to Aaron being vague about a “criminal record” topic and a past incident where she left the house after hearing something major.

Notable examples

They “re-met” at a funeral and had sex that night; Stacy took Plan B. Stacy accuses her ex of kissing/affection via messages and says she sent flowers while dating Aaron. The hosts warn that honeymoon-phase excitement plus financial entanglement will leave only distrust and conflict.

Written by AI. May contain mistakes. Listen to the episode to check what was said.

Chapters

Tap a time to open that second in VO

Exploring Relationship Trust Issues

0:58 to 1:42

The hosts discuss trust issues and accusations in a relationship.

“You had to go through all her Instagram messages, all her text messages, all that.”

Stacy's Career as a Wallpaper Hanger

2:28 to 3:00

Stacy shares her unique job and earnings as a wallpaper hanger.

“I am a commercial wallpaper hanger and painter.”

Understanding Weekly Earnings

3:00 to 3:22

Exploration of Stacy's weekly earnings and taxes deducted.

“Yeah, because who the f*** is hanging wallpaper?”

Aaron's Job and Income

3:22 to 5:24

Aaron discusses his job as a maintenance technician and earnings.

“Okay, maybe union, but that's not taxes.”

Living Together After Five Months

5:24 to 6:06

The couple talks about their cohabitation and relationship timeline.

“Well, that has nothing to do with anything I just asked.”

Financial Decisions in Early Relationships

6:06 to 7:18

Discussion on the implications of combining finances early in a relationship.

“Yeah, I mean, if you really want to say it like that, then yeah, just about.”

Dating History and Trust

7:18 to 7:58

Examination of past relationships and their impact on current trust.

“And you have a choice whether or not it does for the most part, including combining finances.”

Reunion at a Funeral

7:58 to 10:00

The couple shares how they reconnected at a friend's funeral.

“so technically I'm making$37 an hour if we're being realistic because rent's like, what,$17.50?”

Divorce and Moving On

10:00 to 10:36

Discussion about the challenges of divorce and starting new relationships.

“We were very drunk, but, you know, I could have said no.”

Complicated Past Relationships

10:36 to 14:00

The hosts navigate discussions about past relationships and their complexities.

“Yeah, no, he was deployed and I was trying to figure out, like, I was trying to get all my ducks in a row before, you know, like leaving.”
Show all 30 chapters

Navigating Relationship Complexity

14:00 to 20:00

Explore the intricacies of a relationship post-divorce and the emotional challenges involved.

“And it's just like, and now you're saying it didn't happen.”

Navigating Relationship Complexity

20:08 to 23:58

Explore the intricacies of a relationship post-divorce and the emotional challenges involved.

“Just using your high school crush to get out of that marriage.”

Trust Issues and Financial Transparency

24:05 to 28:00

A candid discussion about trust issues in relationships and the importance of financial honesty.

“Break free from the high interest trap and get your finances under control once and for all.”

Trust Issues and Financial Lies

28:00 to 29:09

Exploration of trust and dishonesty in relationships regarding finances.

“Just these lies for no reason to look better?”

Relationship Dynamics and Red Flags

29:10 to 30:56

Discussion on how quick relationships can lead to unresolved trust issues.

“And she says she's noticing sketchy behaviors on your transactions too.”

Personal History and Trust

30:57 to 34:41

Examination of personal history and its impact on current relationships and trust.

“It's scary that she can't trust you at this point when everything is so good.”

Confrontation and Miscommunication

34:42 to 42:01

Analysis of misunderstandings and conflicts arising from past behaviors.

“Well, again, I'm not going to ask again.”

Dinner Conversations and Ex-Husbands

42:01 to 42:29

A discussion about a past dinner and the complexities of relationships.

“Take out an axe and slice you in the middle of a restaurant?”

Confronting Relationship Issues

42:46 to 44:09

A heated exchange about trust and past actions in a relationship.

“Yeah, but then you also bought your ex-husband a book.”

Ex's Texts and Emotional Manipulation

44:10 to 45:59

Discussion about emotional manipulation through texts from an ex.

“He said if I loved him, I would send him the boat title with my signature on it.”

Trust Issues and Relationship Foundations

48:01 to 52:34

Exploring trust issues and the foundation of their relationship amidst past actions.

“Well, why are you turning on auto-delete?”

Reflections on Relationship Dynamics

52:34 to 56:01

Discussion on the viability of their relationship and underlying issues.

“And if there is, it's going to be misery eventually.”

Discussion on Personality Types

56:01 to 1:02:30

Exploring the characteristics of certain social personalities and humor.

“I've met a few people like this in my life.”

Stacey's Relationship Dilemma

1:02:30 to 1:06:02

A candid discussion about Stacey's struggles in her relationship.

“Now, she'll kill me before she does herself.”

Financial Struggles and Solutions

1:06:02 to 1:10:58

A conversation about financial hardships and strategies for improvement.

“Oh, Stacey, what have you done to yourself?”

Personality Audit: Navigating Social Interactions

1:11:05 to 1:13:42

Explore tips on social behavior and personality improvements.

“Translate for me what the f*** I'm trying to say because I don't even know what I'm trying to say.”

Life Perspectives and Beliefs

1:13:42 to 1:18:08

Discuss various life philosophies and personal beliefs.

“Again, I am not a perfect embedment of just like...”

Car Ownership Experiences

1:18:08 to 1:24:00

Share experiences related to car ownership and financing.

“You would have never met anyone else who thought that.”

Casual Financial Banter and Personal Stories

1:24:00 to 1:26:16

The hosts share humorous and relatable personal anecdotes about their financial habits and experiences.

“get a$10 ,000 car, use the one, and pay it off.”

Understanding Financial Impacts

1:35:00 to 1:35:24

Discussion about the financial implications of major news events and their effects on individuals.

“Because behind every headline is a bottom line.”
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Transcript

Automatic transcript. May contain errors.

0:28Ready to soundtrack your summer? New markdowns up to 70 % off are at Nordstrom Rack stores now. Stock up and stay big on shoes, tops, dresses, accessories, and more must-haves for summer. Join the Nordic Club to unlock exclusive discounts, shop new arrivals first, and more. Plus, buy online and pick up at your favorite rack store for free. Great brands, great prices. That's why you rack. To watch episodes of Financial Audit a week earlier, check us out on YouTube. You accused her of cheating. You had to go through all her Instagram messages, all her text messages, all that. He just leaned in to kiss me and I just let it happen.

1:04I didn't know what to do. You have no agency? What the is this? He's like six foot five. One thing you don't know is that she has like fully just gone out and sent her ex while you guys are together.

1:21He tried to specifically turn off the vanish mode auto delete stuff on your phone and you wouldn't let him. It wasn't on. That shit was literally on. It was not. It was on. I saw you grab my phone and turn it on and then be like, look, it's on. This is the moment where we can stop an actual mistake from happening. Once you guys get slightly out of the excitement, this relationship is done. I just launched the brand new Hammer Elite app available on every major platform. To celebrate the app launch, I'm offering 30 % off the annual plan in the month of June only. Plus, I have an exclusive offer just for you.

1:55But I'll only have a thousand available to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer for Life box packed with limited edition merch. Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join. And that's a promise. Hi, my name is Stacy. I'm 25 years old. I am Aaron, 26. We're from Everett, Washington. And this is Financial Audit. Hey, guys. Thanks for coming, Austin. Happy to have you. Stacey, what do you do for a living in Everett? I am a commercial wallpaper hanger and painter.

2:33Okay, interesting. I've never even heard of people doing that. The painting part, sure, but commercial wallpaper, why not? Okay, sure. What do you make doing that hanging wallpaper? $45.06 an hour. Really? $45 an hour? Okay, you're doing well. I'd say you're doing really well. Okay, wow. I mean, that's as far as hourly income goes on this show, pretty damn good. How many hours a week are you working? 40, but lately I've been doing like 60. It's been pretty brutal. That's incredible. Well, by choice or they're making you? A little bit of both. I'm the only wallpaper hanger. They're hard to come by.

3:06Yeah, because who the f*** is hanging wallpaper? But sure. Starbucks wants the wallpaper. You've been doing a lot of double nights. So many Starbucks. Nights? Very f***ful. You're working nights. Yeah, sometimes. Okay, cool. So what does that translate to into money that hits your account per paycheck cycle? I think roughly$1 ,400 a week. A lot of taxes are taken out. That's what hits? Yeah. Well, not a lot of taxes. You're not in that lot of taxes range. No, you're not. Okay. The union. They take a lot for like your pension. Okay, maybe union, but that's not taxes. Like in the state of Washington either, it's like you're not.

3:43Like, no. Okay. Yeah. No. Got to lock in a little bit here. It's like 9 % over there. Huh? The taxes? 9 % what? I don't know. I don't know anything about taxes, man. I just go on TurboTax. I file every year. I don't really give a s***. Well, sure, but we're talking about her. Okay, so that is$6 ,066 a month. Okay. On average, you know, some months are longer, some months are less. But that's what it averaged out to. Pretty good. Now, Aaron, we can talk about you since you wanted to talk about yourself. Very happy about that. Yeah, I like doing that. How's your opportunity? What do you do for your job?

4:23I am a maintenance technician for an apartment complex company. Okay, so you don't make the money. No, but I do try. Hey, shack up with the golden goose, the mother of money. Sugar mama. We love it. What do you make? I make about 25 an hour. Okay, but you know, forever at Washington, obviously you do need more money. 25 would stretch further here than there, but okay, very good. What, 40 hours a week? Yeah, just about. You have to get OT approved by the bigger bosses and whatnot. But, you know, if you're encountering a leak or a fire situation, that kind of just... So what hits your account per paycheck cycle?

4:59What is that cycle? I would say average. It can be about$16 ,000 and some change. Every? Sorry, every two weeks. Okay. $1 ,600. Oh, yeah. I mean, I got it. $16 ,000. Oh, shit. Okay. No, I mean, I understood. But, okay,$3 ,200. Very good. Okay. Wonderful. So like half of what she's making. You guys are doing well together. You guys are doing well together. For the most part. How long have we been together? Five months. Five months. Okay, so this is not a marriage. At least I don't think it's. You guys are not married, right? I've known him for 15 years, though. So, I mean, we're not married. Well, that has nothing to do with anything I just asked.

5:39But I appreciate the lore drop. Hey, it's good. So far. What is? We've known each other for so long. Okay, very good. but you've been together for five months. Yeah, five months. Okay, I don't really understand the point of that part, but thank you. That was beneficial. So$9 ,266, but I can't really combine it because you guys have only been together for five months. Do you even live together? I mean, probably not. That would be crazy. Yeah, we... Okay, that's crazy. Yeah, we live together currently. How long have you guys lived together? About, yeah, five months. December? Yeah. December, yeah.

6:17You guys moved in on the first date? Yeah, I mean, if you really want to say it like that, then yeah, just about. The answer would be preferable. Yeah, we moved in basically right away. Yeah. How? Okay. I mean, you guys are honeymoon phase in it. That's fine. Listen, I mean, is marriage even in the picture here? I don't know with how quick you guys are moving. I'm surprised you're not at this point. Okay. Well, we're not combining this. I mean, that is an interesting financial position, I guess, to be in on this side of the table. I want to combine things. Five months in. What the f*** is wrong with you?

6:48That's a mess. We need to get our shit together. No, don't be delusional. We need to get our shit together before we combine things. And then I want to, for sure. Yes, but I wouldn't say that's when you combine, when you get your shit together. I think you should get your shit together regardless. I don't think we're getting together. We're combining all of our bank accounts five months after getting together and immediately moving in. That's a little too quick. And I'm someone that has no problem with moving quick, but combining finances five months in, honeymoon phase, what the fuck is wrong with you?

7:14Not even close. Not even something we'd consider. You know, shit just kind of happens. It sure does. And you have a choice whether or not it does for the most part, including combining finances. So what the f*** are you talking about if it happens? What? Well, I mean, I f***ing love her. I mean, what do you want me to say? No, very good. But you're in the honeymoon phase. I mean, come on. Before we combine all these accounts, before you have any legal protections that come with marriage, by the way. So like. All right, to be fair, she's the one that mostly wants to combine s*** at this point. Do you not want to combine finances?

7:43Well, I'm not saying that. It's just like he just said, we're not even f***ing married yet. I know, but I thought you wanted to too. Look, you're the breadwinner in this relationship. Let's just make that very blatantly truth. I mean, as much as I have a fully comped unit, so technically I'm making$37 an hour if we're being realistic because rent's like, what,$17.50? But, I mean, you already wanted a combined shit. I want you to have your own shit. I got my own stuff. You'd think it would be he who would want to combine because he's the one that doesn't make money for the area and you make good money, but you want to combine.

8:16Why? Because you have, like, no pressures? you feel nothing? Well, I mean, obviously there's some pressure or else I wouldn't be here, but I feel like, I mean, hmm, where do I want to go with this? Why do you want to combine so quick? You'd think I'd be the gold digger. You're still married. Okay, that's a bit weird. Can we not like not be married to another guy before you? To be fair, I told her I wanted to wait a year before we talked seriously about marriage. I mean, we talk about it. You know what I'm saying? Like, who doesn't? Just from when we started dating around December. So, I mean, it's not like I'm looking to marry her right now.

8:56Do I want to? I mean, yeah, but. I feel like with the path she's going, she'd do it in this exact second. If I could marry you guys, I feel like she would. I mean. She's laughing like a witch about it. Yeah, I mean, she kind of. Yeah, sometimes I don't want to go home to my wife. Anyhow, so, I mean. Your wife. See, he's not opposed. I mean, I call her my wife. Are you guys married? No, I call her my wife. It's more in the metaphorical sense. We're boyfriend, girlfriend, but. Of five months. This is like a high school thing. What the f*** are you guys doing? The reality is you guys re-met at a funeral and you f***ed her that night.

9:32Yeah. There you go. Now there's an actually interesting element into this. Why don't you say that? I don't care about you. I just like hearing myself talk if I'm being honest with you. It is pretty insane. Yeah, so you guys re-met at a funeral? Pretty much great. You married and you bent her over over the casket? Hey, I was going through the divorce process, okay? Why the f*** were you guys at this funeral that you guys f***ed up? Our buddy reached out to me. He wanted me there for moral support. I tried gathering friends of ours. Oh, maybe you should have been there for moral support instead of bending her over.

10:00All right, that was later that night. We were very drunk, but, you know, I could have said no. Oh, that sounds charming. I mean, we love going berserk. I mean, I love it. It's great. It's great. I love it. I don't think he should say that after he just said, oh. Oh, he did? Yes. Well, you guys said she was like blacked out drunk. Oh, we were both drunk. Yeah, but you've seen the posters. Seen the posters? Have you seen the posters? That's a double standard. How long are you in the divorce process at this point? Do you know? Oh, God, like two months. Not very long. Yeah, my husband was deployed and I was trying to figure.

10:36Oh, very good. Yeah, no, he was deployed and I was trying to figure out, like, I was trying to get all my ducks in a row before, you know, like leaving. You were leaving a dude while he was overseas? is pretty brutal for him. He was an asshole. I had to get out of there. Well, was he an asshole? He was overseas. Just texting mean things. Well, it was, life is just easier when he wasn't home. When he was home, I did all the cooking. I did all the cleaning. I took care of everything. I felt like a mother when I don't have kids. Like, I don't know. It's just, every time he left, it was easier when he was gone.

11:08And so, I mean, why put myself through all of that when I could just go somewhere else? Yeah, and immediately check up at a funeral with him. Okay. And you weren't married, right? No. I was just dating a 40-year-old. Yeah, you heard that. I did not stutter. No, I'm just looking at your age. I mean, I don't care. I think you were a 26-year-old. I always wanted a f***ing MILF in high school. And, you know, I'm 25. So you waited until 26? Oh, 25. Yeah, well, you know, I was a pussy back then. Basically a kid. Yeah. I was groomed. That's some strong language. Yeah. Okay. Stop. So, okay, well, you were dating this woman?

11:50How long? It was about two years, about to be three. What? You were three? Yeah, we were about to go on our third year of dating, but near the end. When did you break up with her? It was before her and I did anything, to be fair. Okay. It was already going downhill. She's giving a face. What? What is that face? you want to put it out there you want to lay your nuts out on the table I'm fine my nuts are tucked under the table what do you want to say I feel like this is the time to say put your nuts out I love my strong okay dude my goodness you're they had a little crossover I'm not supposed to say that I just gave a look you're not supposed to say it I don't think so right no what you guys didn't tell me there was some crossover wasn't that on the list of like, oh, you just don't want to call.

12:41Okay. Oh, cool. Beat that name for what it's worth. Yes, we're not calling the X. That's on your list. Okay, that's fine. But what? There was a crossover of what? It wasn't really a crossover. I've seen that person and her at the funeral. No. Wait, sorry. Crossover of what? Like while you guys were dating, kind of, even though it was like towards the end when things were rocky. No, I broke it off with her before anything really happened. Why is she saying that? I don't know. I'm not aware of that. Should she just say that for the camera? that there was no crossover because it seems like there was a crossover.

13:13No, there was not. Because then the relationship would just be based on cheating. I mean, at least on my end. I mean, at least on my end. It would be based on cheating. Why did she have the perception that it was based on cheating? I mean, like I said earlier, I'm just chalking it up as like miscommunication. I probably just didn't simply tell her that.

13:43That's what I'm assuming at this point. I mean. Okay. I feel like I'm being kind of jerked off right now. I could. I mean. Okay. That's not a joke. That's like, I feel like, come on. I feel like, first of all, she was like, weren't she supposed to not say that? And then like, no one told me anything. And it's just like, and now you're saying it didn't happen. I'm reading this very weird. I do not know why she said that. Why would she say, wait, didn't we want to not talk about that or something? We talked about a no-no list in there. I just didn't want to. The no-no list. Yeah, but you told me the no-no list.

14:19Certain things that I didn't really want to specify on a timeline because I didn't want to money. A timeline. Yeah, a timeline. Yeah. Well, we're not giving dates. No. No, I'm just asking if you were seeing her while you guys. No. She. there was that thing with her kid what thing do you want to elaborate on that you stopped seeing her so the kid like missed you and wanted to see you oh yeah she had called well you know we're co the ex and I were still co-workers and what not and I had gotten pretty close with the child we would game together blah blah blah and he didn't really have the necessary closure to understand like oh you know Aaron is not going to be here anymore.

15:05Okay. Okay. Whatever. That's a mess. I don't know. I don't understand. I feel like I'm getting jerked around. I don't know what's real, what's not, but who knows what the relationship is based on. Oh, but I think we all get the vibe. Why did we move in so quick? Was it because you had nowhere else to go after immediately leaving her, being with her? No. I was already living in, excuse me, I'm so sorry. I was already living in Monroe at the time with a old roommate I've been friends with since high school. To make a long story short on that, my company offers free comp rent for their workers. So I wanted to.

15:48It's a good perk. Very. I wanted to jump ship, have some free rent. Yeah. We had a discussion. I mean, at the time I was either going to move in with my parents or my grandpa. And I talked to him about it. He was like, oh, we could just get an apartment together. Okay, wait. So you guys f***ed at the funeral? Yes. Stuck at it. Raw. Yes. Oh, a hookup at the funeral. Not even raw. I haven't finished inside. I f***ed the painter here like a canvas. What do you want me to say? No one needs to know that. Why? He's going to get all f***ed descriptive. I mean, Jesus. I wasn't going to get that descriptive.

16:23I didn't need to know. Isn't that risky? I took a plan B the next day. Thanks. Because I'm going to say. No babies. No babies. Well, not the way you guys are doing it. The reason I actually ask that, I don't ask that just because I'm a degenerate, and I am, but even without that, it's because how quick you guys are moving. You know how many accidental pregnancies happen in these kind of situations? And if you're raw dogging on that first meet. Babies are slimy and gross right now. Right, and you're not on birth control and he's blasting raw loads. I'm on birth control now. I'm good. She's always been on birth control.

16:58I don't know. Mini pill. Great. So like, yeah, okay. Good luck. What's so bad about that though? The implant sucks. I was on my period for like three months at a time. Every day, exact same time, no flaws. And that's even still the lowest effective, but even still, okay. So blew that load. And then how many days after? Well, and then how quick did we move in? Okay, so. A month after that, right? Just about, a little under a month. Yeah. And we got on a lease together? Shared lease? because that's risky a month in to even just seeing each other. I paid for all the deposits. I'm sure you did. He has no money.

17:37Yeah, I didn't have the money at the time. I was going to have my grandma help me with a little bit of it. We're confident he's not with you just for the money and housing. I'm not no gold digger. I think that's some pussy shit, bro. Housing's free from him, so I mean, I don't know. I just had to pay the damage deposit. Yeah, just how quick he's moving, though. But no, you're all for it, though. I mean, we're about to get the two-bedroom, and I want to pay for all that stuff. Oh, you're upgrading. Yeah. So it's going to be... You're upgrading while on financial audit? So what I had wanted when I first was looking for the comp department was a two-by-one.

18:10I wanted the space. She came into the picture. Now that became very much more required, but one wasn't ready at the time, so we've been making the one-by-one work. And then we got approved for it, so all we have to pay for is just... Okay. Okay, maybe you're not gold digging. That's fine. A new pet. Yeah, because I want to... Yeah, I want to pay for it. Unfortunately. I don't give a shit. Okay. I want to pay for all of it. I do care about this pet. So maybe you are trying to quickly get out of this husband situation though. Hey, I would have moved in with my grandma or my - Well, exactly. I'm just still sussed at how quick you guys moved in together.

18:48I'm trying to figure that out. I feel like someone was running from something, but you get free housing, but you're going through the divorce. It's just, you don't move in that quick. You don't get on a lease together that quick. Like, I know you put the money down, but even still, it's so risky. I will admit, I usually like to move slower in a relationship. Well, this is the literal complete opposite. Complete opposite. But even still, lack of that, it's like. I'm the love of your life, okay? There is no risk. Oh, there's that. You're not wrong about that. I've wanted you since high school, and then I finally wasn't chicken shit to admit that finally.

19:19Everyone knew. Everyone knew I was so into you. He was obsessed with high school, this guy. I don't understand. that people whose lives, even starting mid-20s, who are still obsessed with high schools, live the most pathetic life. It's the highlight of their lives. Like, what the f***? Okay, great. You worshipped her in high school. Yippee, we all had high school crushes. And you finally... Study and play. Come together on a Windows 11 PC. And for a limited time, college students get... The best of both worlds. Get the Unreal College Deal. Everything you need to study and play with select Windows 11 PCs.

19:52eligible students get a year of Microsoft 365 Premium and a year of Xbox Game Pass Ultimate with a custom color Xbox wireless controller. Learn more at windows.com slash student offer. While supplies last, ends June 30th. Terms at aka.ms slash college PC. You got yours. Yeah. Just using your high school crush to get out of that marriage. Move in real quick, have some fun. You taking advantage of me? No, no. I wouldn't do that.

20:20Sometimes I feel like you don't believe me though. I mean why why why why do you even feel that there's been a couple instances why ask her why she even feels that I don't know I feel like he he doubts me a lot or like he questions my like actions or I can't even think of anything specific but I just feel like he questions my motives a lot you want to be my sugar daddy is that what you want I mean traditionally I'd like to like to I mean once you get a better job because we have the free house and we want to save up enough money to get a house after being married, obviously. Which could be like in five seconds with your guys' rate.

20:58Well, I mean, if I could. With like 30 kids. You guys are going crazy. Shit 60K to buy a house right now in five seconds. Yeah, I'd get married to her, but that's just not a reality. Okay. Can you shit 60K in five seconds? Dude, you are just, who is around you ever in an enjoyable way? I don't understand. Very fair statement. To be fair. That's not a good thing, buddy. I'm so used to it. I've heard it for so long. And you like this? You know, the day is never boring. You like his personality? It's never boring. I'm bored listening to him. It's what the... He's just saying things for, I don't know, reaction or like...

21:36I don't... I think so. No, this is all me. You can't tell me you don't want a reaction from people when you say certain things. If I'm really trying to piss them off. Laying your dick on the table. Piss them off. You're not pissing everyone off. You're just saying things for... Were you a loser in high school? A little bit. Yeah, you're obsessed with high school. No reason. He's trying to make up for it. This is how people talk that we're f***ing like losers. Yes. Okay. He's making up for it. Hey, you got the girl. Move the f*** on, dude. Noted. Move the f*** on. Get over it. There are good times in high school, but stop at this high school.

22:10I don't care. I digress. No one cares. You shouldn't care. Dude, I had a great high school experience. I love my high school. Okay? I hated high school. It was fantastic. It was terrible. And that's great too. That doesn't matter. But I don't, like, jerk off to it. It isn't the height of my life because my life isn't pathetic. If high school or college is the height of your life, you're not living life. You just moved on and just didn't do anything. It's not like I'm jerking my shit to the high school memories. I just, I reminisce about the good times I had in high school. My home life was shit then and high school was my escape at the time.

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24:53Listen, I mean, you haven't brought it up yet, Stacey, but I'm being told you have trust issues of Mr. Aaron from some previous experiences or things. I don't know. What's happening? If you're moving so quick with this guy and you're having these trust issues, like, what are they? That's bad. How will you rebuttal, Stacey? It's not a rebuttal, but if you are having trust issues, of which I'm being told you haven't brought up yet, I want to hear them. I did almost leave that night, but basically during the Super Bowl, during the Super Bowl, he had his old roommate come over and we were sitting there watching it and the old roommate looks at you and says, oh, so when are you going to pay me rent?

25:34And I looked at him because he told me that he stopped paying rent two months ago And then like two weeks before that, when we went to Oregon for a trip, he, you know, you were like, oh, I have all this money now. You know, I feel so free and happy, which that was a lie too, obviously. And then, yeah, it finally came out that he was still paying him rent. How much was it? Like$900? Wait, why? Just to be nice, which you are way too nice sometimes. Yeah, I made it. What's the trust issue? That he's like doing it by and by and by. Yeah. But no, you were like a month in. Like, why would he even have to tell you what he's doing with his money?

26:09I know, but he shouldn't be paying your old roommate. Unless he's specifically wrong. I mean, I agree he probably shouldn't. When I have to pay for all, like, the groceries and the damage deposits and the pet deposits and I'm struggling, he shouldn't be paying. That's the point. You shouldn't be taking care of everything a month into a relationship. It makes no sense and creates weird dependencies. But he has the money to pay other people. Exactly. And you shouldn't be taking care of someone a month into a relationship. This is like you guys are just figuring out, having fun. For the record, I don't want her to take care of me.

26:39I'm just saying. But either way, you probably shouldn't have been giving him money. Why were you? It was very short notice to give my old roommate the heads up like, hey, I need to move out now. You didn't have a lease agreement with him though. So it's just not necessary. No, but it's the courtesy. I've been friends with. And that place is not worth$900 a month. Like that was not worth it. No, it's not. It should have been like$400 at the most. Peace of mind. I didn't have to worry about the tweakers in Everett. I mean, Jesus Christ. Monroe's probably the one and only place I don't have to feel like I have to bring my gun around.

27:10Anyhow, I was being nice. I told him I'd pay him about three months of rent when rent due comes. Which is insane. You don't have to do that. Okay, to be fair. No one asked you to do that. To be fair with that organ shit. Did he ask you to do that? No, he didn't have to ask. He's my friend. I wanted to help him out. And to be fair with that organ shit, by the way. No, no, no, no, no, no, no, no. Help me out. For the organ shit. For the organ shit. I wasn't even paying him around that time. So that was the truth when I told you I actually feel so free. Oh, you didn't pay him for like a month. I didn't pay him for two months.

27:41No, that's bullshit. Bullshit. All right, for one of the months. I'll give you that one. See, don't lie to me now. Why are you lying? I don't understand the point. Don't do that. What is the point? Why create trust issues this closely? Why lie? It was pointless. I don't get it. I just wish you could have been honest with me. Yeah, it would have sucked. Is this like a repeated pattern? Just these lies for no reason to look better? because what a stupid, pointless thing to lie about. And if I catch someone lying about that, it makes me question everything because then there's actually consequential things talking about, well, I mean, earlier, I felt like you were lying to me and now you just got caught on a small lie.

28:19It's like, I don't understand. I feel like I can't trust you. What? At the end of the day, I wanted to just help him. And I'm sorry that you really picked up a lot of the burden of paying a lot of the bills, the food. Does he even pay rent to his dad? Yeah, of course he does. Okay, but that's not even, again, what matters. I mean, you can do what you want with your money, but if you're lying about it, that's the weird thing, right? Because we're not married. You're barely even in the relationship at that point. You were literally a month in. We're talking Super Bowl night. So it just, it makes no sense.

28:55I don't know. You guys are moving way too quick. It's scary. And then this is going to blow up and things are going to be intertangled. and I've had to deal with this on the show, who people, exes have had money that's been already intertangled and had to like try to rip it apart and it's weird. It gets f***ed up. And she says she's noticing sketchy behaviors on your transactions too. What are they? Should you even be noticing transactions five months in on a ship? Maybe, maybe that's okay. I just noticed a lot of Zell's. I've never seen so many Zell transfers. Is it Zell or is it something like PayPal or whatever?

29:28So many Zell transfers. Yeah, with Navy Federal, it's Zelle because it's baked into the app or the banking institution. I know, but why so many Zelle transfers? Why do you need that much? Why can't you do like an automatic withdrawal or like have it like automatically put in your checking or something? There's so many Zelles. It's so that I don't have a lot of money in my checking for all the bullshit that I pay for on my end, and then I won't have any money. I can at least control it to an extent. That just sounds exhausting. I mean, yeah. Why is that necessary? I feel like that's not normal.

29:56It's exhausting, but as you can fucking see, we're on the show. oh, my money management is shit. So, I mean, but I'm also zelling you the most for all the wine you want me to get while I'm at work and then after work. I don't feel like that's true. I feel like you zell a lot of other people. I can pull up my Navy Federal right now, show it to Papa Hammer right here, and he's going to probably take my sight on this one. I don't need a look. Okay. Okay, you're buying her a lot of wine? When I'm at work. You don't buy me that much wine. It's only when you go to Costco. The zelling thing is not the biggest issue, but is that not...

30:29a little bit of a wake up call that that's quick into the relationship. She's seen Zell's and she's like already red flags and alarms are going off in her head. She doesn't trust you already. And you guys are moving so quick that when the honeymoon excitement ends, the only thing that's going to be left is the lack of trust. There's no foundation here other than excitement because a load got dropped on a day of a funeral. So it's just going to be lack of trust that's left. It's going to be fights. It's going to be battles. It's going to be brutal. I just love Costco. I mean, Jesus Christ. They just.

31:02What? I mean, yeah. That's bad. Okay. What? Nothing. We all do. I don't. But, you know. What? Yeah, just a little. A little bit. What's wrong with you? Why can't you just listen? It's scary that she can't trust you at this point when everything is so good. What's it going to be when everything becomes normal? The excitement is done. It's this normal life at that point. All that's going to be left is the lack of trust. I mean, you can trust me. I've been pretty cards on the table about a lot of shit at this point. Lately, you've been good. We've gone through our road bumps. And pretty intense. Yeah, I will say they were very goddamn intense.

31:40But, you know, I love you a lot. I love you very much. I want to have kids with you someday. God, please, no. No. No. No. You're five more times. It's like, I'm also somebody that moves quick for. Jeez, man, dude, not even five months in at this point. Bro, and also what road bumps at this point a few months in? A lot of shit. I won't go into a lot of it. No, why don't you go into a lot of it? Because, you know, hey, remember when you're on a show to talk about things? Maybe you should talk about things.

32:16You ain't give me a no-no. There was. Where's the no-no? I have the no-nos. I'm avoiding the no-nos. Tell me the things that aren't the no-nos. I'll just give you a brief summary, but I'm not going to be very specific on what happened that night. There was one night we went to a bar. I said something. I was very drunk, mind you. And I said something that was very a lot to take in. I am not going to disclose what was said that night. Just understand. It was really big bomb. Just you don't just set it out there. I wasn't. I wasn't. Yeah, just go with it. I wasn't with it. I mean, I know what it is.

32:53and you didn't put it on the no-no list for me. Instead, you have a criminal past. Criminal? Right? No. I'm not going to disclose what the thing was. I'm not disclosing whatever it was. However, it was a lot. You didn't tell me not to talk about it. It was a lot for her to take in. It's the criminal record. Whatever. So we're about to go to bed. I would have trust issues with someone with a criminal record. I'll be honest. I personally would. We went to bed. I got up and I left the house. I was gone. I went to some fancy bar in Seattle and I spent like, I don't know, like$100 on drinks and food and I didn't come back until like four in the morning.

33:35But I can't believe, he brought his dad home though. It was a lot. I know, but like I don't see why you need to like bring your dad. Shouldn't you tell the person you're with that shit? I didn't want to disclose it that fast and I wasn't. Oh, you guys are moving quick on everything else. I think if you guys are moving that quick, you got to bump everything up with it. If someone's choosing who they're going to get that one on the chin, fair enough. It's a bad setting. In a bar with a little TV prompt. And I was drunk. I wasn't thinking about it. And I... It must have been pretty egregious for her to walk out that night.

34:07Well, I was trying to just talk about it later, but she was like, no, what is it? What is it? What is it? What is it? You can tell me. It's fine. We're safe. I love you. He wanted to go to bed. I couldn't go to bed. I had to leave. What'd you do? I'm not just... It's that bad? I'm not disclosing it on here. It must have been that bad for you to go up. I'm not disclosing it on here. I already heard that part. That's why I'm not going to ask again. But oh my goodness, if you're not willing to talk about it and she left that night, that has to be pretty f***ing egregious. That's all I'm thinking, which honestly would make me nervous too.

34:39That's probably also why you can't find a decent job. No, I'm not a felon. I have a pretty clean record. Yeah. You're not a felon then what? I don't understand. Well, again, I'm not going to ask again. I'm not going to push your boundary if that's a boundary, which I'm picking up that it is. I don't know why you didn't tell me not to bring that up before, but... I thought I did, so my bad on that. You didn't. But okay, that's fine. Be more prepared next time. There won't be a next time, but be more prepared next time. Okay, yeah. I mean, so I would have trust issues too. And now, I mean, I'll be completely honest.

35:14I have trust issues. I mean, I caught you in the little eyes. It felt like you were big lying to me earlier, and now there's this thing that you're being hyper vague about. And I'm just going to let you know, based on a few episodes in the past, I'm not going to pressure you to tell me. You do not have to tell me. I'm very okay with you not telling me. I appreciate that. Thank you. Of course, but I am going to let you know, based on previous episodes, the vagueness makes it look worse than it likely is. I'd rather take that on the chin. Okay, I'll let you take it on the chin. Yeah. But I'm going to have a hard time trusting you and I don't blame her for having that issue.

35:46And again, that is what scares me. Finances are one of the leading causes for divorce in this country. And if right now there's this big boiling pot of lack of trust, but it doesn't matter as much because everything is so good, everything is so honeymoon, everything is so exciting, what happens when that just becomes normal and all that's left is a steaming pile of lack of trust? That's nervous for me personally, especially if we're about to intertwine our finances so quick. I don't know. Are you okay? I don't know. Yeah. No, I just... Don't do... No, I'm just rolling with it. Don't do to me whatever you did to someone.

36:26I actually don't even know. So that was a joke. I don't know what you did. But listen, I don't know. I mean, Aaron specifically avoids that you've lied or you've admitted that you've lied during money conversations with Stacey because you want to avoid the conflict. That's what you told Colton. That's what you told Colton. You lie in conversations and you're admitting to that? How the f*** is there a future here? I know he's worshipped you and that's some easy dick. Like, very, very good. And you were able to get free housing out of it? Very good. Out of a divorce? Like, come on. I'm starting to connect some dots in my head.

37:05Why the f*** are you doing with this? He does everything my ex-husband doesn't. He cleans the house. He's not overseas? He goes grocery shopping with me. Okay, I don't think they can do that when they're overseas. He was only gone for three months at a time, but when he was home, I did everything. He actually is a contributing member to the household, and it's really refreshing. Contributing lies and deception. Well, at least it doesn't feel like I'm taking care of a child. It was like two f***ing times that I had told two big lies about a thing. Within a few months, it's pretty brutal, actually.

37:32That's actually a pretty bad track record. That's pretty bad. That's not good. That's not good there, Mr. Aaron. What did he lie about? What do I lie about? What did he lie about? Well, what was the old roommate thing? Old roommate thing. Oh yeah, that one's, and then, the fact that you lied about it is the bad thing, not that you were doing it. I mean, I wouldn't advise you doing it, but the lying, I don't understand. It was a pointless lie, which is even worse than a lie that, like, you could have some reasoning for. It makes it even worse. And what's the other lie? I don't, I actually may have mistaken it.

38:06An overlap? Was there, I don't think you've lied about it. I don't know. You were telling Colton that you've specifically lied to avoid confrontation in the financial conversations with the household. I think I was mostly just referencing the old roommate thing. Because it was a very broad. Was there anything else? Well, it was a broad question. No, there's nothing else. I mean. Okay, just checking. It was a very broad question to me in general. So I just, yeah. I had replied with just the old roommate thing. Okay, so what are we doing, guys? So what the f*** is even going on today? Because let's just be honest.

38:39We can all see it from here. This is a mess. This is a mess this early on in a relationship. I don't know what you guys are doing. I don't think you know what you guys are doing. You guys are having fun, which is fair. Which is fair. Have fun. But does everything else have to move as quick with it? I don't think so. This is a mess, guys. This relationship's a mess. What is going on? I've always wanted her. I'm not going to... I know. I know. You already know, but... It's exciting to get with your high school crushers. Does that mean that that's who our spouse is for life? I don't know. And also, would you, why even start the relationship out of life?

39:18Well, like the overlap and these other things. It's like, it doesn't make any sense. We had went to Christmas at her parents, you know, what was it, was it last year? Yeah. She basically expressed concern about the whole roommate money thing, and I told her my thing on it. That was like a couple weeks even after the diddling at the funeral. Okay, interesting. Why would you be so concerned about it at that point? That's invasive and intrusive. Because I was paying for everything at that point, and it just doesn't seem fair. He didn't have the money to pay for things. And if someone else is getting it that you're not even living with, then it's not fair.

39:59So that confrontation does speak words, but for what it's worth with how you started the relationship, with how you've done it with your trust issues, you know one of the easiest ways to tell someone does something bad or thinks something bad is what they accuse the other person without any proof. And you accused her of cheating. You had to go through all her Instagram messages, all her text messages, all that shit. Why would you accuse her of that? Unless there's actually something that was seen, not a very normal thing to accuse. There was a specific, what was it? It was, she had went to a restaurant with her ex to talk about stuff.

40:39Yeah, she's getting a divorce. Let me just elaborate a little more. I'll make it a quicker summary. That's okay. You know, she was in a good mood before I had to go walk the dog. I walk the dog. I come back, she's pissed. So I'm asking her what's going on. Ex-husband's being a dick, this and that, blah, blah, blah. And at some point, you know, I'm just like, can I just see like the messages for more context? Like, I feel like you're really not giving me enough to go off of. So I start reading it. She kind of starts shying away her phone. Like, no, let me see the text. And there was essentially some like affection, intimacy that was shared.

41:15It was not affection and intimacy. Okay, but you kissed him after the dinner. Like, that's kind of weird to me. There was no affection or intimacy. He scared you that much. Why are you going to let him do that? What am I supposed to? You say no. You're a woman in 2026. There was no intimacy. Nothing happened. There was no flirting. So you're telling me if he was here right now and he tried to steal another kiss from you, you're going to let that shit happen? No, I'm not going to let that happen. He's gross. So why did you let that happen in the first place? Why did you kiss him? That's actually kind of crazy.

41:46He's just... He just leaned in to kiss me and I just let it happen. I didn't know what to do. You have no agency? What the fuck is this? He's like six foot five. Hello, darkness, my old friend. Oh, shut up. He's a little scared. What was he going to do? Take out an axe and slice you in the middle of a restaurant? But you had told me a completely different story about what went down that night. You said you had dinner with him at Red Robins. You, after dinner, you went to Half Price Books to calm down. There's a new way to sweet green. Meat wraps. Handheld, hearty, and made for life on the move.

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42:46Got your little sister's son a book. That is not what the fuck... I did get him a book. Yeah, but then you also bought your ex-husband a book. To be fair, I didn't buy him the book. You both went to half-price books together. It was hard to work doing count by accident. You guys went to half-price books together. You got him a book. Oh, that's weird. He's going to half-price. That's like a date activity. Thank you. That was like right across the street. That's why I was so concerned. That's like a date activity. If you were just straight up with me on that shit, and I am a hypocrite. I'm a hypocrite at this point because I lied to you about the rent shit.

43:20Hold the fuck on. Okay. The thing is, you could have told me very straightforward. Like, hey, this is what happened. Something was a little exchanged. Went to half-price books, and then we left. I still would have been very f***ing upset, but then you decided as soon as I called you out on it, as soon as I called you out on it, you start freaking the f*** out like I was going to f*** you. I don't know how you're going to react. I had to give you space. I've been through a lot. This isn't helping. This actually gets you angrier. One thing you don't know is that, yeah, she has like fully just gone out and sent her X flowers while you guys are together.

44:03Why? You want to f***ing elaborate on that shit? I don't know why. I mean, don't hit her. I agree with that part. I'm not going to hit her. I don't hit woman. That's f***ed up. I don't know. That was her fear. Okay, fair enough. He said if I loved him, I would send him the boat title with my signature on it. Do you realize how f***ing that sounds? Why would he be texting you after you guys are going through divorce and you're with him if you loved me? If you loved me, you'd send me the boat title. Why would he even have that language? I don't know why he would have that language. And so instead, I sent him flowers and he was not pleased about it.

44:35I thought it was kind of funny. He didn't get the boat title. Okay, hold on. Let me try to get in your mind, Sarah, real quick. So cards on table. Was this like a dominance thing to flip them? or was there still a little bit of like... It was like a dominance thing. It's like when I bought him a Starbucks when we were exchanging stuff. Yeah, dominance, like you kissing him. No, I didn't kiss him. I didn't kiss him. I didn't kiss him. That's not what that text said. I didn't kiss him. What did the text say? Wait, what did the text say? I can't remember. I have no clue what you were even referring to.

45:06I can't really remember at this point because it was long ago. That was a long night, by the way. But it was something like... We've been together five months. How long ago? It was something along the lines of like, you're switching up how you feel now. we exchanged a kiss. Like, why are you so backpedaling on what you said that night now? You exchanged a kiss. That's gold pushing. Because you were saying he kissed you on the nose. That's not exchanging a kiss. He did not kiss on the lips. That didn't happen. Show me the text. I don't have the texts. Why? I delete them or else I keep looking back at them.

45:35I get anxious. Why would you keep looking back at the text with your ex? I have no self-control. What are you self-controlling from? It makes me anxious. That's why I haven't blocked on everything. I don't want to go back and look at stuff. What are you having self-control from? Yeah. Looking back, what would you be having self-control? Self-control doing what? I don't know. Just hard. What is? You're saying nothing. I just launched the brand new Hammer Elite app available on every major platform. You'll get three exclusive dedicated shows every single day, Monday through Saturday. And to celebrate the app launch, I'm offering 30 % off the annual plan in the month of June only.

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48:11Well, why are you turning on auto-delete? You think you don't want to - Because he can't trust you after you f***ing exchange a kiss with a guy and now saying it was on your nose. No. Yeah, but if he's turning on auto-delete on my phone, then it just gets deleted. What's the point of that? If you can't go in and look at things later, why are you turning auto-delete on my phone? No, he tried to turn it off. Yeah. Auto-delete off. It was already - it wasn't on. I saw you - Oh, are you talking about the disappearing messages shit? Yes. That shit was literally on. It was not on. It was on. I saw you grab my phone and turn it on and then be like, look, it's on.

48:42It was already on. I turned it off. I have no clue how to turn that on on Instagram. Let's just swipe up. I get it. I love a good disappearing goon message when I'm in the goon zone. You could look at it in my phone one time. Because people like to do crazy things with influencers, so I don't want to f*** with that shit. You goon that shit crazy stuff? But you guys are together, and let me be very clear. No open? No. Well, f*** you go. that I would be very, very sketched out if I looked over and the girl I'm with is having vanish mode conversations with her ex-husband. I didn't have it on. You turned it on.

49:19I will say, to be fair, the only thing, because I know the guy, the only thing they actually talk about, they don't even talk. They just send memes. Why'd they kiss? No, that's a different person. Different person. Oh, wait, what the fuck? Who was that? What were you referencing? Well, I'm talking about, you're probably talking about my ex-roommate. No, I didn't kiss anybody. He's confused. No, you did. Who'd you exchange a kiss with? Nobody. The ex-husband. Yeah. Okay. But there's no vanish mode with the ex-husband? I see the cross connection. Okay. So we were talking about the whole Red Robin situation, right?

49:50And then she jumped. I'm going to assume you jumped to where you were talking about the disappearing messages on Instagram, right? Yeah. Okay. So there was a jump in the conversation. Okay. Okay. So that's where we got mixed up. Is it not a red flag though, Stacey, that Aaron's friends warned you to... Oh, wait. Sorry. Sorry. Actually, reverse. Yeah. Yeah. No, no, no. One of your friends told you, warned you about her before you guys got together. She's a... Is that not a red flag a little? That's not a red flag. And then you kissing your ex. Come on. There is a whole... He's hated me. Or she's hated me since high school.

50:26There is a whole situation with them in high school. and at the end of the day, to an extent, I sided with that friend. However. She's nuts. She wanted my other friend to pay for prom. The whole thing. I don't know. Is Everett a small town? No. Well, at this time, we were going to high school. Why are you all so obsessed with prom in high school still? It's so weird. Oh, I didn't go to prom. I thought that shit was dumb as fuck. Anywho. Great. Yeah, you really. I heard her fucking. Dude, you were a loser. You didn't have prom. Yeah, no shit. I was also poor. That was it. She was able to tell me her side of the story, which lined up pretty well with what I was told on that friend's side.

51:00So I was like, okay, I can. She's hated me since the beginning. She's hated my twin sister too. Yeah, because, come on, you guys started with basically cheating from both sides. Like you kissing your ex and you with the overlap. It's like, what the f*** are we doing? She's just jealous because she wants to f*** him. This relationship has no foundation. That's what it is. No. Is that what it is? I think she wants to f*** you really bad. There is a point where I knew she was into me, but I was not reciprocated of that. No way. That's weird. Yeah, I was a really big fan of that. Who would be the fourth?

51:32My girlfriend at the time. Not the 40-year-old, but, you know. Who would be the third then? Her and her husband. Yeah. Oh. Yeah. We all banged in the same room. I wasn't really into it afterwards. No swapping. There wasn't any swapping. It wasn't like that. Just kind of happened that night and shit. Yeah. No, I wasn't really into it afterwards. I felt very gross. I would too, probably. Yeah. No, it was bad. She wanted you so bad. But they, see, here's the thing. They kept with me on the subject. Like, oh, we're going to ban your girlfriend. Like, it's going to happen again. I don't care. I don't care.

52:05I don't care. It was bad. If she warned you about her, why would she do that? I assume she still has some residual, a lot of residual resentment. Or because you guys both started this relationship on borderline cheating on both sides. Come on. Crazy. Well, she's defending him. There is no foundation here. She's coming to like, you know, save him. I don't care. There's no foundation of this relationship. I don't even understand the point. Guys, once you guys get slightly out of the excitement, this relationship's done. I mean, come on, it totally is. There's no longevity here. And if there is, it's going to be misery eventually.

52:35I like to think my passion will overpower all that bullshit. The past was five months ago. No, no, no, passion. Passion? Passion. Jesus Christ, read a goddamn book. Read a book? What are you, you don't learn that in a book. My passion will overpower all the short-term bullshit. You were saying like passion. That's the thing. That's what I'm specifically saying is that this passion, this fiery moment, the honeymoon phase will end. And then nothing's left. It started with cheating, trust issues along the way. Nothing's there. I want to make this. Free housing and free money. That's all there is.

53:11I don't want her money though. Uh-huh. No. If I really wanted her money, I would ask her all the time to pay off my car. I would always ask her to buy me booze. I'm not going to do that. Why in a booze? Do you guys drink a lot? Eh, a little above average, but, you know, who's counting? Well, this ship's going to go down in flames, guys. Yeah, we're also blue-collar, so, I mean. What? That's a terrible excuse. I come from a very blue, brown-collar family. Oh, my God. What? Everyone drinks. A lot of, most blue-collar people drink. Actually, no, the ages you guys are drinking has fallen off the cliff dramatically.

53:47Wait, really? Yes, really. Yeah, I think Gen Z is like. My Gen Z adults, yes. Really? Yes. You just smoke more than - I'm sorry. Just because you're an alcoholic doesn't mean everyone else around you is. Just because you're a cheater doesn't mean everyone else around you is. Just because you're a liar doesn't mean everyone else around you is. I didn't cheat, but - That's not how this world works. Yeah, all right. Read a book. Read a book. A good one. Yeah. Okay. What do we think? Combined financial scores? I mean, I don't advise combining, but if that's your guys' entire goal, sure, I'll meet you there, but am I doing separate budget or budget together?

54:20What are we trying to do, guys? where am I going from here? Actually asking, are you willing to do both just to see where we're kind of at? Or would you prefer? Separately or together? I mean, both separately and then we do the together budget. I want us to eventually come together. I mean, we don't split things very fairly as it is. Okay, what do we think our household financial score is together then? Zero to 10. I actually meant to take that test before this. Well, what do you think it is? Yeah, that didn't happen. Two. I was going to say two. Yeah. That test, That test is at CalebHammer.com.

54:52Get your Hammer financial score for free. See where you stand in the world of money, where you're doing poorly, where you're doing great, what you have to do to get from that poorly to great. And if you don't want to be like a guest who ends up in the show, make sure you download the DownloadWise budgeting app. It is what they will use after this, what they get for free forever and what you should get the free trial. See if you like it. And if you do, sign up for the annual version. It'll save a lot of money. And when you do, I will personally sign my detailed 30-day meal plan that goes into detail every meal, every drink, every snack you make for every day of the month for meal prepping, stick it to a budget.

55:22This thing is incredible. It has saved people a lot of money. I'll sign it and mail it directly to you. Dollarwise.com, link below, or just download the app. You're very pretty. What are you doing after this? Dude. Yeah. You're rough, man. We could. Aaron. What? You're trying to risk the guy. Oh, f*** the book. This f***ing freak was obsessed with you during high school. Why the f*** did you go back? Yeah, I'm kind of surprised about that, too. He's my best friend. He was my best friend in high school. Tell you what, I'm really lucky for this one. This is good shit. Sorry, you guys go do your thing.

55:58Dude, I do not. What is this personality called? I've met a few people like this in my life. Douchebag is what it's called. No, it's not douchebag. You're not a douchebag. You're like, dude, you're f***ing. There's something wrong with you. I appreciate it. And you're like putting on like a, your life is a performance. It's so weird. What is this? Yes. What is this, Brandon? Lindsey? Oh, shit. Hey, guys. Because we all know things like this. Obnoxious. Oh, performative. Like, Cringelord. Redditor. Redditor. Oh, yes. Oh, shit. You a B-tard? You a B-tard, bro? You're doing it, Steve. Yeah, he doesn't know.

56:32It's all good. No one knows. Did you make this yourself? I've never, like, I mean, I guess I can be kind of like a verbal bully. I've never wanted to be a physical bully, but I kind of want to kick your ass right now. Now, I don't think I'd necessarily be able to, but I really feel the— There's, I think, some natural evolutionary instinct to like harm you. Do you like Caleb Smash? Do you feel like doing the whole? I am nowhere near a cool individual. But you are just what you are, man. You are Reddit born. Please tell us what a B-tar is. Everyone is typing in the document curious because no one knows what this is.

57:12I don't know what that means. I don't know. Are you just making shit up? No, that's an actual term on Reddit. I don't. You are a redditor. Oh, what's the opposite? No, no, no, no. He put this gauges and everything. We knew it. Oh, you're a freak. I'm not an actual redditor, if anything. Yes, you are. You're an elder millennial redditor. No, no, no, no, no, no, no, no. You're a lurker. I will look shit up. You're a hard lurker. So I'm playing Dark Souls. I'll look shit up. I'm like, where's this boss? This and that. Reddit always has the answers. You have one problem currently that someone had 10 years ago.

57:41There is always an answer on that specific god. What's a b-tard? I don't know. I got it. What if they have the answer for that? They could Why don't you look it up real quick you got the little fancy a b-tard frequenter of 4chan's notorious random image board Isn't that just you Brandon is? Is it 4chan? Yes, it is. Let's go into the first one. Should we look at your reddit history? No

58:11It's hot in here. Can I go make a call? Stop. It's very hot. Is it a joke? It's very. Is he making a joke? He's doing like elder millennial performance, cringe lord, predator. It's very hot right now. And you like this. And you get, this gets you wet. This is like, that's impressive. My day's never boring. You're biological. This is, it's very, he is elder millennial cringe lord. Everyone look at the shirt. What? Oh, yeah. I just thought I'd, you know. Oh, oh, thank you so much. I appreciate it. Oh, there's a ponytail. I never even saw that. There's a ponytail? Oh, no, it's braided. I braided his hair before we came on this.

58:51Bro, oh my goodness. I got long hair, you know. Sometimes if I want to make it easier for her when she pulls my hair, you know, it's good shit. I'm okay saying, I won't get canceled saying this because you're a white man, but we need to put people like you in a camp. This shit is, dude, we need to. Wait, is it for concentration? Yeah, f*** kill me now. Anywho, so. That's what I was advocating for in Minecraft. So whose card is this, this Venture One? Mine. He doesn't have any credit cards. You're the one that makes some money. What the f*** is wrong with you? It's red, which means. What is it?

59:24What is it? There's fees being asked. What the f*** is wrong with you? Stacey, what the possible f*** is wrong with you? I didn't have a debit card for a little bit. When I left the house, I didn't have a debit card. Yeah. Why? I took, I just didn't have time. What are you, huh? What are you, Apple Pay? I didn't have, I don't have Apple Pay. Apple Pay's dumb. I don't want to use Apple Pay. What? I don't know. I hate Apple. Okay. Isn't that an iPhone thing? Yes, you're a Redditor Android user. We know who you are. Use Reddit. I just use it for the answers. Jesus. Then let me look at your history.

59:59I can't log in. What? Damn, yeah. Crazy shit. Actually, you know. You're so cooked right now. Craziest shit. You know, they actually like just deleted the app. It's the whole thing. Anyways, what happened was I just quickly left the house. I took half the money out of the bank account. And then I didn't open a bank account. I hate him. He's the worst. I get that a lot. He's the worst human I've ever met. I've said that a few times, but you are still, you beat them. You might top 10. No, you're the worst. Top five. Number one is what I'm saying. Dude, I feel like I'm like number two. When I say the worst, it means the worst.

1:00:36Yes. So, yes. What's happening with Stacey? Girl. I took all the money. Stacey, pause again. Okay. I'm sorry. I did ask you and then I interrupted you immediately. That's okay. Stacey, as a girl's girl, I must advocate for you. Girl's girl. Save your girls. This is when you don't talk. Listen, it's fun right now. This cannot be the guy you're with. I don't ever say this in actual reality, but I'm saying this in reality right now. This is not the guy to be with. It's fun. He was high school. You're a part of friend groups. You got some good things in common. Congratulations, you got one that cleans.

1:01:13Wonderful. You can get a lot of those. Sounds like you had a shitty ex. Just because the ex was shitty, don't settle with this blue sky redditor freak. Cringe Lord Melinda. Please, please, you can do so much better. Stacey, you can do so much better. You can go get a solid five out of ten that's going to be so much better than this guy. You have no idea. Shit, am I a six? I feel like... No one's going to be as funny as him. I knew it was coming. I was going to say if you said it, you'd f***ing come. I knew you were going to go there. You are the most predictable, pathetic mother f***er. I didn't come yet.

1:01:46Stacey, please. Please leave this man. Stacey, there's a gorgeous man named Mark right behind you. that is 10 times better. 10 times better than this pathetic individual. He's very hot, by the way, I will say. Oh my God.

1:02:29You got the crush on everybody in here. I don't want you to. You need to leave this man. Now, she'll kill me before she does herself. I mean, that's just mandatory shit. I don't want to look at him. Like, I've never had this struggle. I can't. I'm sure I have. He's cute. I think he's cute. It's not a matter of looks, dude. It's personality. It's the worst personality I think I've been around. Leave him. Okay, so what's happened with this? Listen, no matter how bad you are, I will actually just permanently feel bad for you because you're with him. So I won't even yell at you for this. What's going on?

1:03:05So just to kind of like restart my story, I left the house before my husband got home. Please leave the house permanently. Very soon. I took half the money out of our bank account. And for a little bit, I didn't have a debit card because I was just kind of like fight or flight, like get out of there. You need to fight or flight, get the out of this relationship. I don't want to fight and flight from everything. But yeah, for what's about a month, I'd say, maybe like three weeks. I didn't have a debit card. So like, you know, I paid a lot of stuff with cash. I put a lot of stuff on the credit card.

1:03:37I needed stuff for the apartment because we really didn't have much furniture. Well, we had all of our old stuff, but you know, we needed like a couch and like kitchen stuff. So I just put everything on the credit card. Do you still want to do that boneless couch shit? I don't think now's the time to talk about a boneless couch. Yeah, fair enough. It's fair. It's fair. But yeah, Or is that one the one I put my lawyer fees on? I think that's what capital one. I don't know. I don't know. How would I know? I'm not the guy who spent shit on this. I don't see. I don't see your entire purchase history of your life.

1:04:08I see the last month. And what does last month say? It says past due. Why are you past due? I don't think it was past due. Okay. You were past due. Stacey, are you? You were past due. If it says past due, it means past due. Past due is past due. It's right there. That is late. Maybe not credit statement late, but it is past due. I didn't think about it at the time. I was going through a lot. What were you going through? Going through a lot. You were with him. You're going through a lot daily. I get it. I understand. Take that one. Well, in the very beginning, I was sleeping on the floor of the apartment and you weren't moved in yet.

1:04:38That was pretty hard. Air mattress. Pretty sad. Air mattress. Not any better. Yeah, I'll take that one on the chair. And at that time, I didn't work for like a month. I took a break. I was going through a lot. I needed a break. Are you getting madder and madder? No, I'm not getting mad. I'm just, honestly, I'm shutting down. I'm shutting down, man. You're just... I just need you to stop talking. Okay. I would like to continue with her. This is like, oh my goodness. Do you want to kiss a little? You've been late two months this year. Yeah. Why? Still was this year as of a couple months ago, meaning it's probably been worse at this point.

1:05:21Stacey, what the f*** are you doing? Is this why you're actually with him? Because you wouldn't be able to survive on your own? Because you're right. I don't think you'd be able to, not if you're behind on credit cards. If that's actually the reason, tell me afterwards when he's not here and we can f***ing rescue you. Because you need to get the f*** away from this loser. Do not have kids with him. If this is the reason, I understand it. That is a valid reason to feel that way. Feel! I can't give you a good reason why I was past due. This is the reason you won't leave. Stacy is it please no you can tell me afterwards I get it I get it I wouldn't say it on camera either tell me afterwards and we'll get you a hotel for a month or something dude we need to get you out of this five stars we gotta get you out of this we gotta get you out of this man discover it what's going on my discover card is the one I put all my I'm sorry I didn't even say the balance for the last one so distracted by this creature okay okay venture one you owe $9 ,518.33 yeah you and you're behind a couple months it's probably like a normally like$250 payment I'm gonna say of course you're behind you're getting fees added interest is accruing it takes$26 to pay off if you're still with him at that point you will have lived the worst life I need you can have a better life it must be hard because you guys have a shared friend group right yeah shit so you can't you can't because if you leave and then the finances are harder and then shit.

1:06:50Then, oh, shit. And then the friend group. Oh, Stacey, what have you done to yourself? You didn't have to do this. You should not have mixed. You should not have mixed fun and friends. It's a mess. It all explodes in the end. Not to be fair. I don't talk to a lot of the people, honestly. Good, good. So it doesn't matter. I don't. Please just go on. I kind of hate everybody. I'm fine. This is true. I'm surprised you don't f***ing hate me. I mean, Jesus Christ. Let me come on to the show wearing a shirt that says pee-pee-poo-poo-poo-poo-poo-poo-poo-poo-poo-poo-poo-poo-poo. I mean, f*** me, man. Like, this is bad.

1:07:28I'm getting audible reactions from people behind you that are shaking their head no. You are...

1:07:37Nobody likes you. I'm so sorry to say this. This is so mean, but nobody likes you. That's too mean. No, no, no. That's, like, too mean. Honestly, it's really fair. No, no, no, no. Pause. It's like, I call people c*****s and sluts and all this stuff, but it's always cheeky and it's always, it's with fun. When I say nobody likes you, I mean it. And that's like, that feels too mean. It feels too mean. Like, I feel bad. No, no, no, no, no. I feel bad. Let me feel bad. Shut up. You can't tell me how I feel. I feel bad. Take it. Oh, f*****. Okay, never mind. What? No, nothing. What's up? Brandon, can you join me for the second half of this?

1:08:10I just need, I need someone to bounce it out. I need just a normal guy. Oh. Oh, you're like the embodiment of like, Nah, nah, honey, I'm good. I should not. Yes. I'm going to go through life with a good attitude. Or try to. I'm technically a millennial, but I get a year. And I'm okay with it. I have no problem with my generation or the generation below me, your generation. I have a problem with you. You. I love you, Papa Hammer. Fuck, dude. Brandon, I can't. I can't. Yes. I can't let it flow. How do you actually feel about this? I have to know. You have to be just struggling right now. I do feel a little tense.

1:08:53This is a little hard. A little? Well, this guy is just doing this. He's handling it well? He's handling it well? He's cracking his. This is well? Jokes! I don't know if I'm handling it well. No, I'm... Starbucks is bullsh** and a waste of money. and you already know that by making your coffee at home and investing the rest. So now you need to do that with your energy drink as well. Make Gamer Subs at home for just 40 cents a serving. And honestly, it literally tastes better. And we proved this accidentally via a blind taste test in our Hammer Elite show, Fat and Fatter. The number one ranked energy drink is Gamer Subs.

1:09:37Literally, the cherry flavor is insane. Listen, you can also get free samples to see if you like it or 10 % off your order at gamersubs.gg or click that link in the description below. Type in code Caleb. Stop bleeding out money making minimum payments across multiple high interest accounts. Most Americans are spending hundreds, sometimes thousands of dollars that could be going toward actually paying down debt instead of lining some bank's pockets. And look, if you're sitting on high interest credit card debt, a car loan at 18 % or home my goodness a payday loan charging you triple digit interest rates you need to hear this if you've already cut up the cards and built better financial habits but you're still drowning in interest payments barely making progress this is for you i have opened my very own marketplace a personal loan marketplace that lets you get personalized offers from multiple lenders in one place you can see if you pre-qualify in minutes and it won't impact your credit score But here's the deal.

1:10:39This isn't a magic bullet. If you refinance your debt but keep swiping, you're just making the problem worse. You still need to fix the behavior that screwed you in the first place. But if you're serious about getting out of debt faster, you could potentially lower your monthly payment by securing a single payment at a much better rate. Check out the link in the description below to see your personalized offers or go to calebhammer.com. And remember, you still got to do the work. That's well? What is he like normally? Please. Maybe you could... Sometimes we do guest translations. Translate for me what the f*** I'm trying to say because I don't even know what I'm trying to say.

1:11:17I'm shutting down here out of just millennial cringe. Please, please. You have very pretty eyes. I'm going to write down some numbers. Please do some things to translate for me. You, sir, are incredibly cringey. That's fair. You're coming across like a 4chan Redditor. crossbreed. Yes. Not a compliment. Good. How should he behave? Like a normal adult. You say, Caleb, you have a really good point there. I will take that into heavy consideration. Okay. Are you tensing up? What advice would you give for him? Because, I mean, Brandon's a cool dude. He, you know, he's also friends with his high school people but you know they're cool people they're probably everything you wish you were I'll be honest what advice would you give for this man so that he could act just like a normal person because he fucking needs it what I recommend is you try to do something cool after high school so that you don't have to keep referencing high school elaborate like okay Like you commit crime and then work for the maintenance.

1:12:34But if you didn't do that, you could do something really, really, really cool and level up. And then you could impress her as opposed to embarrass her in front of the millions. You know what? Honest answer. You make a very good point. Then why do you keep behaving this way? I ain't gonna lie, man. On the show. I'm pretty goddamn nervous. I'm about to piss my pants. It's okay to be nervous. Everyone's nervous who comes on the show. That happens three to four times a week. Every upload you see is nervous people. People don't act like you. Fair. And she says this is you doing well. She said he's doing well.

1:13:07You think I'm doing well? Okay. I really appreciate it. You're doing it again. You do make a good point. What is this? What would you call that? We keep calling it Reddit, and maybe that's what it is. What is it? Nobody acts like that. At this point, it's Twitter. I mean, Jesus Christ.

1:13:26I don't have a Twitter. Okay, that's fine. You're saying he's doing well? What is he like normally? This is a personality audit real quick for the last 10 minutes. I mean, he's usually like that. He's pretty, yeah. This is a normal occurrence. I'd say it's pretty normal. It's pretty on brand for him.

1:13:47Okay. It's never boring. It's never boring. I think we would prefer boring. I think boring if the alternative is boring that sounds kind of sick you know how about how about we do this can I throw a genuine suggestion out there how about I do genuinely five minutes of boredom and then we can see the difference does that sound good I don't know about boredom I just want you to act normal so okay so five minutes of normalcy how about that normalcy would be great why don't you just act like a human yes you don't have to be cringe Reddit fortune freak. Got it. What in life? It's a personality audit.

1:14:25I'm just telling you to fucking do it. Again, I am not a perfect embedment of just like... I just saw a shirt. Oh, shit, really? I'm just so proud of it. Did you see that? Oh, my... I tie-dyed it semi-recently. Whoa! He did his own tie-dye. Oh, she helped me with that. Do not enable this. I thought we had five minutes of normal. I'm being genuine. No, I know you're being genuine. All right, you know what? It was fun. Five minutes of normalcy starts now. Okay. Yeah. We'll start it now. Or more than that. Okay, who's to discover it? Who is it? Okay, what the fuck is wrong with you? What is wrong with you?

1:15:03I get it. I'd be co-spending like crazy. Amazon. Amazon. Yeah. That has all my Amazon purchases on it. He has a gun, right? He does? Yeah. I have one too. It is locked. It is back at home. locked in a gun safe. About to say security didn't clock it. Who has access to the safe? Just me. And that's the problem, dude. I have my own safe. That's where I keep all my cash. That's not my concern. Yours is in your safe? Yes. You have access to it? My own safe, yes. Can we please make sure you have no access to any weapon that can be put in a mouth in the future? Because I don't know how long you're going to be on this earth.

1:15:42I like to think that's a reasonable request. Okay. Five minutes of normalcy. We made it. Starting now? We made it 90 seconds. We made it 90 seconds. God damn it. We should start a timer. I can do that. Okay. Should I do that? All right. Amazon, Amazon, Amazon, Amazon, Google. Okay. Let's just show me your Amazon, dude. That's what the f***ing... Shut your dick. Are you the upgrade? Are you this guy? Is this you? Is this you? Is this you? No. I think that's your... I think that's my Klarna. Is that... Yeah, probably. Give me your Amazon. Okay, okay. Amazon. You want me to take it to orders? Yeah.

1:16:23Okay. Show me your Amazon. Amazon. Thank you. They are an Android household. I f***ing saw it. Two things in the car. Let's see. That means nothing to me. It's cool. Shut up. You have a girl. Okay, maybe you guys are made for each other. My goodness. I just don't understand. Why'd you want it? Let's go back to your f***ing just your absolute dream. Okay. high school. Why did you want her so bad? What was like, what are you fucking doing? So I'm going to give you a general or genuine answer. No bullshit. Why would you bullshit me? Because I've been me the whole time. So he's been me the whole time.

1:17:00So be you. Yeah. Yeah. Yeah. I'm being me. So I really was into her in high school because we shared a lot of general interests that I didn't really have in common with a lot of people. her knowledge on like retro gaming stuff was she was the one other person who could really go toe to toe with me on it we agreed on a lot of philosophies and what not and I'd like to think we still have the same outlook on life what is that I need to know what are people like you even believing these days is that a broad question or outlook on life don't be a f*** dick I mean you think out of a dick but I have too but that's my show So, continue.

1:17:43Also, the cheating thing, not great. Lying, not good. Continue. You're breaking your policy. Continue. What's your outlook? It's pretty policy-breaking. I mean, just in general, like, live your life how you want. We're not all here for a long time, but a fun time. You guys have a very unique outlook. Here for a good time, not a long time. No one else believes those things. Don't be a dick and live life how. Okay. Inspiration. You would have never met anyone else who thought that. I don't know. Politics? I don't like doing politics. It just gets fucking money. You don't like doing it? You don't have beliefs?

1:18:18Sorry. I don't like discussing politics in general. We're not going to discuss to say what your beliefs are. Perfect. Just what I believe in. What are your beliefs? Core. Core. Core. Okay. Core beliefs. I think taxes are fair to a certain extent as long as they're not ridiculous. I want to keep my gun. Don't take away my land. That's all. Shit, he's more libertarian, but he seems like Reddit left his millennial. I'm so confused. Is that libertarian? Yeah. Oh, okay. Is that anti-government? Wait, you don't even know where your political beliefs are? I just consider myself independent. I don't like picking a fucking side, to be honest.

1:18:55I don't think we're educated enough to have an opinion. No, not really. That's a good philosophy. Keep that and don't vote. Yeah. Okay, okay. Yeah, you're buying a lot of kids things. You have a kid? No, but it's for my nephew's birthday. He just turned two. I don't even care about this anymore. He just turned two. Oh, my God. Ticketmaster. It's just a lot of house stuff. That was quick. Yeah. Oh.

1:19:20Ticketmaster. Ticketmaster. Okay, Ticketmaster. Mumford and Sons of Monsters and Men. Baby, no money. We had to see him. Oh. That was so good. That was a fun concert. That was so fun. Oh, my gosh. He killed it. Reddit. You should have seen his poster. You are right. I like him as a... I think I like him as a dude. I don't know. I mean, he texted a couple times. He almost came on the show. Like, I have nothing against him, but you guys are just... Why are you the most stereotypical people ever? Like the whitest kids? Okay. He didn't say... Oh, fair enough. Also, some of that is probably ever clear.

1:19:59I direct. Oh, yeah. I buy direct glasses. That's fine. Listen, that's not the issue. The issue is... Is that where you got these from? Yeah, the glasses. That's what she got from the glasses place. Thank you. Okay. $93.89 is your minimum there. $250.73 is your payment.

1:20:21Very durable calculator. Shut up. Fair enough. Thank you, Vernon. I appreciate you. You are my translator here because that's exactly what I was thinking. that's exactly what I was thinking you can also translate my desire to kick his ass if you ever feel like it I think that's pretty straightforward yes I would just like to see it happen yes sir I did not say that I did not think that no you thought it okay a car I think is what I'm seeing here yeah of$20 ,000 it was a$20 ,000 car oh okay so it's my turn yes it is a Toyota Camry SE so 2021 It's not been your turn this entire episode. No, you've been speaking the entire time.

1:21:07Yes. You're retarded. You're a Toyota Camry. Yes. How do you feel about the word? I don't give a shit. Words are words, man. Yeah, he did. No, okay, okay. You can call me the most fucked up shit you really want. At the end of the day, I could really give a shit how you feel about me. What I care about. You could give a shit? No, I don't give a shit. Oh, sorry. I could not give a shit about how you really feel, as long as you're just honest with it. You can call me the most f***ed up shit to my face and I'll shake your hand afterwards. I'm not touching you. Yeah, I don't blame you. Why? I wash my hands after I piss, so don't worry.

1:21:41So you should blame me then. About, wait, what? Why don't you blame me when I'm touching you? If you're not touching you, then, you know, why, like, wouldn't he want to shake your hand? Yeah. He doesn't have to shake my f***ing hand. Okay. At the end of the day. But I'll go out and offer you a handshake. No, no. Well, there you go. See? I love you. So, yeah, about the car. pretty much what happened with that is I got a... Why do you keep saying that you love me? Well, him. I desire touch.

1:22:14You don't have to be with him. You really don't. There are apparently not a small town. Lots of other people you went to high school with if that's the requirement. There's a lot of gross people there. Example A. I'm from Snohomish at that time. Yeah, okay, I'll take that. What? What the f*** did you just say? I got the car. No, what did you just say? That wasn't English. Yeah, it wasn't going to make sense. Well, actually, I'm from Snohomish. That's what she said. There's your train. A different town? Yeah. Like, we care? No. Oh, my f***, dude. So, should I go into the car or do you want to just?

1:22:50Yes, please. Okay, cool. So, I had a Hyundai Elantra. It was 2016, a couple years back. That got totaled. It wasn't my fault. Car was parked. Someone backed into it. Knocked it 10 feet. so the insurance policy I had because it was full coverage Enterprise gave me a loaner it was the same car I have now I love that car great reliable I went to Enterprise then put a or I got it on a zero down loan because I didn't have the money at the time and still paying it off why'd you have to say all that to say you got a zero down loan car I'm just lord dumping man I mean what do you want me to what? it had nothing to do with anything I don't To tell you about my current car now, do I have to tell you about my first car I got from my fucking family?

1:23:37I would have asked how you got it, to be fair. It wouldn't have started back with my previous cars. I would have just said I went to the dealership and purchased. Is this the part where you translate for him or? Shut up. Thank you. I don't think that car is worth it. It actually is. It's worth$19 ,000. You owe$19 ,800. So what I would actually do is sell it and borrow$11 ,000, get a$10 ,000 car, use the one, and pay it off. Do you want a truck? Honestly, I don't give a fuck. Can I? I don't care. For what it's worth, this actually sucks the feel. And I think I felt it counted on one hand in the, how many episodes have we uploaded?

1:24:22Over 500. And I can count on one hand people that like, hey, you can do that. but if you don't, like, I don't give a f***. I just don't care if it doesn't work. It's just like, I care about you because you're a person. Unfortunately, you're not. Yeah. So it's just like, okay, you got it at 8%. So that's for you, man. Yes. Do something with it. I don't know. I think I got it at 630 credit. I don't care. Is that in another story? No. Please don't tell me. No, just comment. When I ask your credit score, is it going to be what your first credit score ever was when you first saw it? Sorry, I'm being mean.

1:25:02Okay. I got to stop. Colton, I'm being mean. I'm sorry. Please. Keep going, bro. Brandon, I'm being mean. Please. Lindsey, Mika, everyone, audience. I'm sorry. I'm not trying to. You don't know. Go to like a... Like, I am a nerd. I'm a nerd. I like going to like the board game places that you can like play things. I like that. That's fun. But just go to one. Find the most millennial looking individual. Sit across from him for an hour. 30 minutes, which is what I've done right now, and you will understand the feeling that I'm having. You ever played Yu-Gi-Oh? Shut your face. Who has Wells Fargo?

1:25:36I have Wells Fargo. Okay, you have a lot of money in there. $5 ,000, that's good. Oh, shit. Nope. Nope. Nope. That's savings. Well, that's good. Well, no, it's not. Shit, because it went down from$7 ,500. You're thinking about$2 ,000. Yeah, to fix my car. Okay, that is what savings is for. I can appreciate that. but checking went down from$2 ,400 to$546. And you're getting Mexican food, steam purchase. Bullshit. You're going to a gas station, getting some bullshit. What are you going to the gas station, getting some bullshit? Probably a Celsius. Yeah, you are. Brandon was already looking. He knows what's coming.

1:26:09We all know what's coming. Right on cue. They're good. You don't deserve it. No, you know what? No, no, no, no. No flavor for them. Get Gamersubs. It's 40 cents a serving after my discount code. You just ruined it. You were going to get a free tub, which would be 40 cents. Well, actually zero cents a serving because it would be free. Get your free samples. Use my code Caleb. Link in the description below. It's better than energy drinks. Cough. You get nothing. Fair enough. I might sneak one to you afterwards. Okay. You get nothing. I'll look away. I appreciate it. Okay. Blazing paddles. Blazing paddles.

1:26:39Blazing paddles. You can say it again too if you want. Oh. Blazing paddles. No, not you. I don't know what that is, honestly. You spent$34 there. I couldn't tell you. A-R-C-C. Quiet now. Shut up. He's just making a dumb joke. Inside joke. Oh, that's a great place to do it. On a podcast with people you don't know in front of millions of people. You are a gem. I thought so, too.

1:27:10Eh. Depending on your views. How did you? Still leaving. Oh, my mom was on meth when she had me. Oh. Yeah. Yeah, hey, see? There you go. Collective, yeah. See? Now it makes sense. Oh. Yeah. Yeah. Ice was crazy in Hawaii. Let's move on. To getting more bullshit and telling on money and getting more bullshit and half-priced books. Oh, that's where you're going to make it out with your ex? That's great. And going and getting some bullshit, getting some bullshit. McDonald's, getting some bullshit. Pho, getting some pho. Razzles. Good pho. Razzles for$128 of razzles. Razzles. Did we go to Razzles? What's Razzles?

1:27:48I don't know what it is. Oh, it's Razzles. It's like, yeah. Well, you spent a lot of money there. That was the night we had our big fight. parking yeah cookies I think oh that's where you confess to being a criminal which we'll never know more about and looks likely worse than it is hopefully except with you maybe not maybe it is worse than it looks Spencer's Gifts fantastic bullshit Susie okay bullshit bullshit listen you're spending a lot of money on I'm just it's just so much money it's so stupid I'm just I'm just kind of done like I don't I don't care I don't like you guys I mean you're okay I really don't like you.

1:28:24Fair statement. Am I, can I, okay, I need to vote because I'm going to be actually mean for a second. I need to vote whether or not I should actually be mean because I'm one of those people that doesn't have a filter, but I'm actually filtering myself right now, which is weird and I don't like it, so I want permission. Raise your hand if I should be very mean. You have a vessel. Two, two, two out of three. Okay, fuck. Three out of three. Yeah, it was two out of five, then it became three out of five. Okay, so I got the majority support to be mean. I just want to know what it feels like on the side because I just I would like to just know listen again I'm all ears Aaron if you could just confess you were surrounded by 1, 2, 3, 4, 5, 6 how does it feel to be surrounded by a room of people that legitimately look down on you and don't like you which no other guest in this show has ever experienced how does it feel to actually be hated by everyone in this room right now?

1:29:14I don't really give a shit really? yeah everyone's got views man This isn't views. This is just your personality that people have witnessed. And everyone's been sighing and moaning for an hour and 31 minutes and shaking their heads. And I mean, no one in here, not even you, obviously, has to like me. I don't care. I'm just asking how it feels. Nothing? Neutral. Are you sure you can't reflect on it? No. And try to just like be. I'll reflect on it later for sure. But like right now, just in the moment, I don't really care. But anything, I feel like I have to take a piss, but you know. I know. We'll get there.

1:29:48we'll get there we'll let you drain it thank you drain the main vein what are you gonna say now it's a floater are you gonna say that next no that's a good one oh not really um you said it oh okay I was asking if you're gonna do that next is this navy locking in yes that's mine wow you're spending a lot of money on bullshit and honestly keep doing that fair enough I don't care cool good luck it's bullshit it's bullshit he's f***ing up his entire life do any of us give a shit I don't think so it's bullshit it's bullshit it's bullshit it's bullshit okay hammer financial score um go take a piss and go off and i cannot wait for the poster to be done so i never have to see you again oh like that's your hammer financial score go yourself please go pee that's that's actually a request ah please never be in front of me um ever again oh he's tripping he can't even stand and his ponytails out of the way.

1:30:45His ass crack is out. We're actually going for a second. I know it was. This is pathetic. Please, please, please. Lindsay, Lindsay, Lindsay, Lindsay. Can you please just come sit here for a second? If you may. Colton, can you just come here for a little bit? Can you just go share this mic with me? Fine, thank you. Can you please just sit down for a second? Maybe this is being fair. Can you? It is. Should she leave him? How are you feeling? Yes, you should, but how are you feeling? You know what's going to happen during the show. Oh. Huh? Yeah. Wait. What's happening in the post show? I don't. I do.

1:31:25Okay, but before that, ladies and gentlemen, I just need to know, should she leave him? Listen, despite looking like a... I know too much information. I know too much. Despite looking like a bee finished on your chest, you have a lot of really redeeming qualities. That's a cute tattoo. Okay. Guys, I'm talking about just for the sake of her. Oh, in the post show. Okay, well, he's not in here. In the post show, she's going to... Pop, what's happening? Should we say it? Yeah. I was going to propose. I was going to give him a ring. So this is the moment. This is the moment where we can stop an actual mistake from happening.

1:32:03Please, Lindsay, girl to girl. Okay. Here's the thing. Five months is too soon. And also, please don't do it. Please don't do it. Five years is too soon. With this man. I would give it some more time. With this man. I think you're caught up in the moment. Also, I understand that ending one relationship, getting into another relationship can feel healing. You need more time. You're married. Yeah. Still, legally. Legally. Well, I was planning on like a long engagement. I've met abusive partners that are better than this man. here's the thing. Now I feel nervous. What? Wait, are you going to do it?

1:32:45Oh, I don't. I am heavily advocating for not being with this guy. He is the most cringe individual I've ever met, and he's miserable to being around. I'm so happy he is taking a piss right now. Now I feel like I need one. Oh, my goodness. Okay. Okay. What's to say? Because I think people are trying to be a little nice right now, and that's okay. I can read the room. Raise your hand if you think she should not be with him. I'm going to close. I'm not raising my hand. I think you should wait. It's just me and Brandon. Okay. Let's split down the middle. Well, I think Mika raises his hand too. You're a part of this.

1:33:19You want to come over here? Okay. I think you should wait. I think you should wait to propose. I personally, he's not my flavor. You are being so kind. I'm being very kind. I think he's obnoxious. Yes. But from a casting standpoint, I 100%. Producers love people that I hate, so that's why they can't raise their hand. Somebody that's going to yap on camera, yes. They have to be nice. They have to be nice. No, I just, I see things differently. Yeah. That's all. I just think it's too soon. Well, ladies and gentlemen, will it happen? Will it not happen? You'll literally find out if you go and join Hammer Elite right now because it's going to happen.

1:33:58You got him a ring? Yeah. I'll see you there. I'm stressed out right now. I don't know. Why are you stressed? Well, this is your moment. Stacey, is he like this in real life? Does he feel the need to fill every bit of silence? Is it all right if I take a second? Yeah. Okay. Of course. Whoa, what's up? No, I just need a moment. No. That's a really nice way of her saying yourself, dude. You hold on to her with your life. I think I struck the power ball every day when I wake up to her. Keep her because she is the only one that's going to feel that way. I just launched the brand new Hammer Elite app available on every major platform.

1:34:32To celebrate the app launch, I'm offering 30 % off the annual plan in the month of June only. Plus, I have an exclusive offer just for you. But I'll only have a thousand available to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer for Life box packed with limited edition merch. Download the Hammer Elite app by using the link in the description or pinned comment down below. This is the best membership you'll ever join, and that's a promise. Some follow the noise. Bloomberg follows the money. Because behind every headline is a bottom line. Whether it's the funds fueling AI or crypto's trillion-dollar swings, there's a money side to every story.

1:35:15And when you see the money side, you understand what others miss. Get the money side of the story. Subscribe now at Bloomberg.com.

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*Chapters*
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00:00 Intro
01:30 Jobs & Income
04:30 awww a newer relationship :heart:
08:45 they hooked up at a funeral while married...?
18:20 bro peaked in high school lol
27:50 who is bro sending zelle's to???
31:00 chat, what do you think he said?
35:25 sis needs to run
39:40 oooo she CHEATING???
47:15 vanish mode is sussy lol
54:00 hes a real life reddit moderator
58:30 chat, do we like him?
01:10:00 we got a cringe translator
01:15:10 hes clinging onto high school so hard
01:25:00 Bullsh*t Bullsh*t Bullsh*t
01:29:00 Fin
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