He Called My Black Employee The N Word | Financial Audit

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23:57You're just 30 seconds away from being debt-free with PDS Debt. Get your free assessment and find the best option for you right now at pdsdebt.com slash hammer. That is pdsdebt.com slash hammer. pdsdebt.com slash hammer. You suck with money, so you download a budgeting app. You start with the classic one, Wynab, but everyone just deletes it because it's way too complicated to use. So you go to EveryDollar. That's Dave Ramsey, the personal finance guy, right? Well, they're gonna force you to use it his way. That's not very personal finances. Rocket Money, they got a lot of commercials, but they're owned by Rocket Mortgage.

24:31Guess what they wanna sell you in the end? Then there's the new guy on the block, Monarch. Hundreds of millions of dollars of private equity raising so far. But private equity doesn't have the best track record when it comes to private data. That's why I like DollarWise. Built by these people just like you, for people just like you. No private equity, no gimmicks, just the best budgeting app there is. Download it now, start the free trial, dollarwise.com. Link in the description below. Okay, thank you, Tyler. Well, actually, not thank you. Apologies, Tyler. But I appreciate you. I appreciate you, too.

25:06And I would never call you. I got to ask him real quick. Are you actually a fan or are you a poser, man? See? Not this fucking face. You know, I just got to. Yes, he wears the Blackhawks jersey all the time. Okay, good. There are a lot of posers out there wearing, you know. But you live in San Antonio. It's the same as if people wearing stuff that they don't support. Yeah, unfortunately. You're the poser. What? Because I don't like tacos? Huh? You don't like Tyler? No, tacos. Who doesn't like tacos? You're a freak. You can't be trusted. Italian beef sandwiches. That was the sketchiest thing you've said all episode, I'll be honest.

25:47Italian beef sandwiches all the way. So what the f***? That was a crazy rabble. That was the least expected thing I've ever walked into in the history of the show. What the f*** was that? What the f*** was that? Okay, so you're going to be one of the incredibly rare guests in the history of this episode that is going to get fired from their job by being on here, and I think you deserve it. I probably will be because I took the days off anyway today, and I'm already over my limit, so whatever. But if you took it off, that means you're good, though. Or did you just not show up? No, I'm a little sick, you know.

26:21Yeah, that's... I mean... Walmart. Walmart, we know who the majority of your customers are. He's calling them words. I mean, when you pay your employees a little bit, they're only there just to collect a paycheck. That's what you get, you know? I agree, but you doing that at 42 is pathetic. Well, there's a reason for that, though. What's the reason? Fine, what's the reason? I wouldn't even have the job, honestly. What's the reason, Jerome? Just to pay some taxes that I'm trying to make sure I take care of. Why do you owe taxes? And I also, for insurance. Also, the cheaper the insurance you get with the employer paying the other half and everything, you go on your own.

27:01It's expensive. Why are you here? It wasn't to say the N-word on one of the most viewed podcasts in the world, right? No, but as I see some content. Added bonus? Yeah, because some things need to be said sometimes when people say they were going to do something, and there's something I agree with. I'll be honest, your guests sometimes are not very intellectual. Are you the IRS money? Yeah, oh yeah. And you also can't understand? There's a difference between intellect and deciding what to do and what not to do and making choices. What about empathy? is that not an important human quality yes but it depends where you put it this is one of the most raunchy shows on the internet but it's still an empathetic show because everything I make fun of I get consent for it's like in the end if you don't understand that he would be offended or he'd be offended well that's fine they can be offended all they want it doesn't matter it's the empathy behind it I don't care what you say to your friends it doesn't matter my dick gets bigger because I'm crazy.

28:10With free speech, there's no such thing as absolute free speech. There are limits to that with context. And consequences to your action. I get fired from Walmart after this. Yeah, just like that. No issue with that. And you'll see why I don't care about the way things are headed and the way things are going. I'm going to call his manager in the post show and report him. Oh, yeah. That would actually be interesting. Yes. Because I, you know. You deserve it. I don't care what happens to you at this point. You're not a good person. I wanted to report your employee. Your employee will be on camera in front of millions of people saying the full N-word.

28:44He's also been accused of r***** multiple times. And today, him not being at work, he lied about being sick. F**k this guy. This is the worst guest we've ever had on. Well, just because I say a word. A lot of racist jokes don't like actually racist people. No, I'm really far from racist. My first ever girlfriend I had and my virginity. I f**ked a black bitch too. Who cares? Puerto Rican, and that's even worse. You know the attitude on those people? That's worse? We have a Puerto Rican back there. What do you want to say? Then they should know. They know. Talk to the Puerto Rican ladies. Aren't they hot?

29:18They're crazy. Yeah, that's why I lost my virginity to her, because she was - At what age? 23. Oh, you're a loser. No, there's a reason for that, though. I'm Catholic. There's a reason for everything. I'm Catholic, and I was trying to save myself from marriage. She showed up to the date wear and see through everything. she asked if I wanted to have some more fun. I said, you know what? Why not? And that was my introduction to San Antonio when I moved. Oh, no. What a little victim. Oh, you've been in San Antonio for decades. Yes, about 20 years. Okay, so you're saying the reason you're doing this Walmart job is the IRS.

29:51Well, for insurance. Tell me about it. Okay, yeah, sure. The insurance bubble. What's this IRS thing? No, I just owe some back taxes. Why, though? For what? For making income and not paying my taxes. That's why I owe it. Because you aren't claiming your conceded on winnings. You're using your Walmart job to show you're at least paying taxes or something? No, it's not that. It's the, I had a job prior to that. Huh? I had a job prior to that. No, tell me. I need the context. If I'm going to do a financial audit on you, give me the story. Give me the context. What is this? My old job. My old job.

30:22Which was the train? Choo-choo? Okay. I decided it would be better to claim tax exempt and pay my taxes at the end of the year instead of the government taking and giving me a refund. Yeah, bad strategy for folks like you. Exactly, and I decided not to pay them. And why? I just didn't have the money time. I didn't feel like working extra hours. That's why we do the— I figured that once they audited me and they started garnishing my wages, that's how I just pay them back. Yeah, but with like a 25 % premium. No, it wasn't that bad. Dude, the interest rate that usually gets on it is pretty brutal.

30:54Yeah, but they're getting— Plus fees added to it usually add up to around 20%. Yeah, but they'll get paid. you know sure they garnish 20 premium are they garnishing they were but it was paid off no no why was it were and not are oh because i haven't held a job for more than like six months since then so an actual job so they don't know you're working at walmart they don't know you're working at walmart oh not yet i guess i've only been there two months okay wow what but i so from From 2020 till now, I've done a lot of side hustles and other things. Okay, so you brought that up at the beginning.

31:31Tell me about your side hustles. The way I started out with was an AP arcade player. Are you single? Yes, by choice. By choice. Oh, shit. Okay. Who the fuck is getting with you? Oh, you'd be surprised. Okay. It depends who you go for and what you want, right? Yeah, who are you going for? So the last year or two, in the past almost 15 years, I've been a manhole and I just hook up. And if there's somebody that piques my interest, I'll date them for a while, but it usually doesn't end well because it's a selfish world. We're all selfish and there's a lot of trust issues that go on and I just don't want to deal with it no more.

32:13So with people my age and around my age, women that age and around that age are either divorced, have kids, are unhappy. They just want to f*** too. So just have fun and not have to have that tie into a relationship with the money and the living expenses, all that crap. Just go your separate ways and do all that. That's fine. Do what you want to do. That's why I'm single. But I have a hard time thinking you'd be able to lock someone down. Oh, you should. Speaking of which, I'll show you and I'll open my phone. You can see the people I've been with or my girlfriends. But why have you never offered off your phone to show what your girlfriend looks like and give an idea of, oh, she's fat or she's cute or all that stuff?

32:58Well, they've seen her so they can attest. But the thing is, why would I not? Yeah. Why would I not? Well, I mean, for privacy, I get that. Yes, because we're one of the biggest shows on the internet. Yeah. So obviously I'm being private to protect her. Yeah, and obviously you protect the guests and all that, but so you could do the same. You could do the same. What? Or show the guests or be like, okay, well. Why would I? Because where you're rating. Why would I trust you, someone I don't give a f*** about? You specifically. Because you, same comments, it gives you a rating scale of like what you actually think is attractive.

33:26Yeah, that's my opinion. My show, bitch. A little gordita from San Antonio may actually be decent looking, but in your eyes she's, you know, 140 pounds. That might be too big. What? Who knows? Probably not. I don't know. Depending on her height. Shoot, you made like anorexic ones. No, that's gross. Well, we don't know that. You just thought, oh, she's a six. You're not entitled to see my girlfriend. It's my show, you freak. What are you talking about? I mean, I'm not tired. You don't have to show yours either. Oh, I will. I'll show them off because I'm proud. But only based on looks. Only based on looks, though.

33:57I'm proud of them. Okay, the people you're with now, I guess, is all I tell. Okay, so you're single. You're permanently online. Weird echo chambers. I mean, come on. No, okay. No, I don't like where that's going. No, no, no. What? I may come off as red pill or whatever. That's not even red pill, man. I don't even know what you are. Rational, atheist, MGTOW. That's good. That's good. That's better that way because if you know how somebody is and the way they're going, it's predictable. That's pointless. Like why people put it in a box and that. Oh, you got main character syndrome. I don't even know what that is, honestly.

34:33That's one thing that I don't even think about. I don't care. no it's a it's what I don't even know what I am I just know my beliefs and the way what I do and that's all it is I'm very honest very forward I'm open book revolutionary ladies and gentlemen it is for people that you have on buddy everyone everybody's crying there was like one person who freaked out about it they're all worried about That's not words. Okay, so what are the side hustles? Yeah, let's get back to that. Oh, I forgot. So I play arcade games, and I win the prizes and sell them for profit. What the? I went last night. I got some prizes.

35:15Okay, single 42 freak racist playing arcade games by himself around all the kids. This is not great. Yeah, technically, yeah. This is not great, Jerome. I also participate in a legal loophole, gray area, part of gambling online. Oh, do you? But I don't necessarily gamble my own money. I am not sponsored, but I write letters and send them in by the mail, and I get paid$5 for every one I do. And when I get my money, a free play, then I play it and I cash out. If you win. No, I always win. I mean, well, okay. That's not how casinos work. Well, I lose in the long run the money. However, I get the free money to play because of the work I did for the writing.

36:06Why not pay your bills? Well, because I do gamble a little too much sometimes. Oh, shocker. You're a failure in every way. Some bills are more important than others. How do you even pay your bills? So how long were you gapped between your previous job and Walmart that you've been at for two months? I, well, I mean, I worked other jobs between, so. How do you pay your bills? Just when I need no money, I will go get a job. But other than that, it's by mainly the arcade. Don't you always need money? Is there not rent? No, it's the arcade. Well, no. Actually, just recently, I decided to move in back with my mother.

36:42Oh, you are such a failure. No, no, no, no. See, I wasn't going to. Oh, you're pathetic. I wasn't going to, but she offered. Oh, fuck. And why not take the offer for saving me? Of course mother will offer, but. Well. But dude, you're pathetic. No, no. She's had a lot. She's done a lot for me. And she's had enough of my BS. Yeah, 42-year-old. Pathetic. She's had enough of my BS. But, you know. Oh, you're gross, man. What's wrong with you? You disgusting beast of disgust. Dude, I don't even know. I don't even know. And why do you have a breathalyzer on you, by the way? That my security guard told me about.

37:18That's crazy. No one's ever coming with a breathalyzer. I mean, I figured I'd bring it just in case I need it. Why would you need it? Well, you got to blow into it. For why? To make sure I'm not drinking. For what purpose? You prove to yourself constantly? My third DUI. Okay, why don't you blow into it right now? All right. Oh, yeah. Actually, that's a good idea because it would make sense why I said certain things and did certain things if, you know. Okay. Now, this is what happens when you don't have a car, but they still have to track you and your consumption. Oh, yeah. 3D. I hope you don't have one.

37:54How the f*** did you get here from San Antonio? I could if I wanted to, and I could have a license. How did you get here? I took the bus. Oh. I was going to take an Uber, but... Blow into that thing. Here we go.

38:08It's analyzing. He passed. Good. Okay, so I feel comfortable doing this, because I wouldn't want to. The drunk person. No, that would make sense. There's a f***ing drunk creature on once. She's a lady. I didn't even realize towards the end. Is it worse to be drunk and say what I say, or sober and do it? It'd be better if you were drunk, but not for the sake of filming, because it wouldn't feel good for me. Well, you're on probation, so you legally can't drink, right? Yeah, even if I wanted to. There's a loophole. Well, for the casino stuff, not the... Well, actually, for... Okay, well, there is no loophole for that.

38:41Except this is what he told Colton, go fuck yourself. I don't care if I ruin your life. Only have to do it twice a day. So you can do it at 5 a.m. and then do it later in the day and have a drink in between. Yes. if you really wanted to drink, it's not loophole, but there's three windows you have to blow from 5 to 8 a.m., 5 to 8 p.m., and 10 to midnight. So to me, it's almost pointless to add this because you could get drunk in the middle of the day or early morning after you blow at 5 a.m. and then sober up and then blow at 7.59 p.m. and you'd be fine. So I'm not saying I do it. I don't do it.

39:13Three DUIs, on probation, has to blow into a breathalyzer, can't drive, lives with mother 42 years old, Good drive. I just chose not to. Gambling issues, addictions, vehemently racist. It's one word that I use. What do you have going? Oh, also the IRS. What is going for you in life? Because right now you're actually the most pathetic person I've ever met in the over four years of filming this show. No, it could be. Pathetic, I think, right. I have a pension. All those things that I just stacked up on. I have a pension. That's one thing. From? The railroad. Yeah. Okay, what's the pension? Well, in today's money, it would be around$1 ,500 a month.

39:54Okay, you're not going to survive off of that. No, but I won't die off of that. Hopefully the pension doesn't go bust. We'll see. The road of retirement is way more solvent than Social Security. So I'm not worried about that. I'm not worried about that. But what do you have actually going for you that you've done? I mean, the hustle gene, man. I've been able to survive this long with hustling. What do you have going for you now? Because you're not surviving. You're with your mother at 42. too. So what is going for you? The casino thing I do, right? I average... That's what you're going to say is going for you?

40:24The casino thing? Well, for now. Dude, you have nothing in life. This is sad. Your life is sad. For now. What do you have to hold on to to not kill yourself every day? Which, maybe you should for the sake of the world in Minecraft. It would be a lot better for the rest of us in Minecraft. Well, you know, with the empathy part, I really don't go around diddling kids or nothing crazy.

40:47That's what's going for you. is you don't get little kids. The reason you don't kill yourself is you don't get little kids. Society-wise, everybody's fine. For me personally and my immediate family, not so great, but... What do you have to hold on to in life? What is the reason to keep going in your pathetic life? Family, for sure. Okay, well, they're all going to die soon. That's the only... Well, I hope not. Well, your mother, you're 42. Come on. Yeah, no, no, no. My mother, yeah, but... My siblings? They probably don't like you. Yeah, siblings, but also my nieces and nephews. Yeah, they're all going to be ashamed of you from this.

41:19Oh, yeah, sure. But they don't, I don't care. Yeah, they don't care if you die. No. So what is the reason for you to keep living? Unfortunately for the rest of us in Minecraft. Just to enjoy life, honestly. What do you enjoy? You live with a mother, you're gambling, you're an alcoholic freak. To me, money is like, okay, this is my also belief with the credit score situation, all this stuff. Money is just a tool to pay bills and that's it. But you don't pay bills. Well, I pay what I need to pay. That's about it. You live with your mother, you weirdo. I've traveled. And this is what's so pathetic is you are the guy that you're ranting to Colin before about men and women, how men have gone soft in the world is against men and women is that.

42:04And honestly, you're right. Women is college is stacked for women right now. And it's against men. There are some real things. The gender divide is horrible. The gender wars are horrible. the loneliness dating apps are, if they were a country alone, would be literally the 25th most unequal country in the world in terms of the ratio against men in terms of what you pay for and what you get. It's really bad. There's lots of things, but you're a pathetic excuse of a person that you would not be able to adequately, adequately speak on the actual realities of men and women in this country at all. For sure, yes.

42:36And yet you're just sitting there ranting, ranting, ranting about how The men are pathetic. You're pathetic. Yeah. You're the example. I am a serial dater. And I will tell you. No, it's not even about dating. You are the example of what is wrong with men. You are pathetic. As a man, it doesn't matter how much you make or what you do. For a lot of women, they don't care about that anymore because they want to be boss babes. And they want, especially these boss babes, liberal women want traditional men. Why would they want to be? You're not a traditional man. You live with your mother. You're an alcoholic.

43:05You gamble every day. You are not traditional. That's all normal. San Antonio. You know, that's like the biggest UI city in the country. It's like one of the biggest. You're a failure in every way. It wasn't stacked against you. There are actual men that have statistical things stacked against them with the end of male spaces and whatnot. That is an actual true thing that has happened. What do they have against them other than maybe being born as a poor black man, you know? Huh? What are you saying? What do they have against them that they can't take or they can't do more with? What do you mean?

43:34What are you saying? What's your counter argument? They have roadblocks or they have legitimate reasons why they can't get ahead in life and do all this. That's what you said. Roadblocks? Well, whatever you said. No, there's a loneliness crisis and the dating apps and everything is affected against them. There's only a crisis because men and women don't know how to react with each other and stuff. So you're the pinnacle of man who can speak for how men are pathetic now? Not to be afraid to hit up DMs sometimes, to go out and find a one. Not to be afraid. Sure, I agree. But you also have to acknowledge the cancel culture that exists in the T app.

44:11The T app and Facebook groups. These are real things. I was part of a Facebook group. I won't mention it. But I was accused of from some people. Okay, we're not surprised. And I bet you did it. And you know what I did? I told them straight up. And the people won't do this. If you really believe that, you're a shit friend for not going to the police or going and being for your friend. And if you still believe that, call the police, have them come to me. I'll do an interview and we'll do this stuff. Okay. That's the reason why. So who accused you of. Oh, I don't. Actually, I do know. But it's somebody I barely know.

44:41It's a part of. What was the accusation against you? That's it. I forced myself on somebody that he knows. And yeah, he said, I heard you force yourself on somebody. And what did the person that you forced yourself on say? I don't know who they won't say. They don't want to say because a victim, you know, whatever. And I told him, then do it. Go to the police, do all this stuff. It's mainly because when you are like me or was like me, I'm not like me anymore. First of all, you're probably plastered out of your mind. How do you know? Three DUIs. Yeah. Well, and see, that's the other thing too. That pissed me off.

45:16You mentioned something about DUIs and all that stuff. First of all, you don't know anything about the legal system when it comes to actually being in it and going to court cases and stuff when it comes to criminal. When it comes to criminal. Have you ever dealt with a criminal case? All cases are different. A DUI is not a DUI. It's a DUI. They're all different. My first one was for sleeping in my car, and I didn't know it was illegal to just sleep in your car to sleep it off. Oopsie, you broke the law. Yeah. Okay. And then the other one was, I didn't leave the parking lot. I got another one. The third one was legit.

45:46I traveled two miles. I was over. That's fair. That was fair. Very fair. They're all fair. And technically, they are. I believe. What is your complaint? How would I need to have gone through a criminal issue myself? There's a difference because there's a difference between DUIs is if you were traveling and getting an accident or if you were sleeping in your car. There's a reason why a third DUI in Texas is considered a felony and two to ten years in prison. Good. I wish you were there so you would stop. I got the choice of misdemeanor felony and I didn't have to serve any time. and I actually took the felony because the probation is a little easier and for me personally Oh, you're never going to get a job again Me personally I know my the way I am and the way I move and I'm like, you know what?

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48:09Whatever. Dude, if you were someone that was known, I would totally believe you that there's like a false accusation because it's been weaponized. Things have been over sensationalized. The culture is bullshit at this point. I almost believe nothing that's accused against anyone anymore. Well. It's because it's absolutely insane. The reason why people say shit like that too is because of jealousy. No one knows you. Why would someone accuse you? Well, I'm known in that group. A Facebook group? It's a big group here and locally. What is it? Well, people of, or not people, I'm sorry. Singles of Round Rock.

48:38Why would they accuse you? What's the point? Round Rock? Yeah, Round Rock Singles. I used to live in Round Rock for five years, yes. I used to live there. Round Rock is like a small little town. It's as big as a suburb of Austin. Suburb! It's not like a big thing. It's probably almost as big as Austin. It's getting there. It's ridiculous. Over a million people in Round Rock? I don't know. No, I would highly doubt that. Well, most people can't even. That's why they go to Round Rock and Pflugger. They can't afford Austin. No one would just. Well, no, no, no. I mean, yes, random accusations 100 % do exist.

49:09but if you're someone known, I would consider it probably likely bullshit. What I was saying before I was interrupted. By the way, it's about 15 % of the population. Of what? Round Rock has 15 % of the population is Austin. Oh, well, I mean. So shut the fuck up. You know nothing. You say things. You don't know things. I mean, okay, Williamson County will say that. Okay, yeah, push the goalpost. The whole point about the belief in stuff like that. I just don't understand why someone would accuse you. Because I was known in the group for. dating and going on too many dates and hooking up with people.

49:43What's wrong with that? A lot of people have jealousy issues and they don't believe that I actually. Who's jealous of you? Well, of that instance, or the friends of friends. Dude, you see cancel culture was totally weaponized and I don't believe people anymore, but I don't understand why you. Once you get also a couple women and you have fun with them, then they talk too and then they think about it and they're like, oh, he was fun. And then you get a message like, hey, what are you doing tonight? And, you know, you go with that, and you just have fun with different women, and they start talking, and things happen.

50:18And next thing you know, you're doing too much with too many people, and people don't like that. And I haven't done it in a while. 31, that's good. I'm glad. I mean. No, you're just going through a hard R's. You're just racking our ears with those words instead. Yeah, I will admit to that. That's fine. But it's only if it's not consensual. You consented to me saying it. So, yeah. I guess there was implied consent. You didn't necessarily think I would or wanted me to, but you consented to it. Dude, I don't know what the fuck to do with you. What do I even put down as your income? I make about$900 every two weeks.

51:02So,$1 ,800 monthly for Walmart. and on average, at a minimum, I'm going to cross that out because I'm going to call your manager and get you fired in the post. At minimum, a thousand bucks from the casino stuff. Yeah, a month. And then about 500, let's say, for arcade stuff that I haven't been doing. I could do more. You are such a joke. I just haven't done much. But see, the casino stuff, it varies a lot. So about a few days ago, I actually did get a$4 ,600 payment from them. Gosh. That helped, but it's... This is strictly in Minecraft. In Minecraft. In Minecraft. I've never played Minecraft, so I don't even know what that is.

51:39This is in Minecraft. What is? But would the world lose anything if you were no longer here? I don't think in Minecraft. Is this like the Ender Dragon or something? I don't. That's all I know about Minecraft. No, you're the zombie that pulls up to a village, knocks down the door, and f***s a bitch. What do you think your financial score is? Zero to ten. Zero being the worst, ten being the best. uh 0.5 pension pension yeah that's a lot more than oh thank you that's a lot more than most people can say these days i'm just saying no not at your age actually most people don't even have a pension not pension but they do have retirement funds which are gaining usually better pensions aren't usually even the best these days well i'm really in a different situation the railroad is tried and true, so I'm not worried about that.

52:30$1 ,500, that's what you make now. You can't survive. I probably could survive out$1 ,500 a month plus a little side stuff. With you doing extra, sure, but that's not retirement. Get it for free at CalebHammer.com. Take the assessment. It just takes a few minutes and you can see where you're standing in the world of finances on your own very own Hammer Financial Score. And if you don't want to be like a guest that ends up on this show, make sure you download the DollarWise budgeting app like tens of thousands of monthly active users use for a reason with the automated account connections and those insights you need to change your life.

53:03Take the free trial. See if you like it. Most people sign up for the annual version after the trial because it saves almost 50 % on the cost. Then you get my personal digital cookbook in your inbox and the physical 30-day meal plan signed by me mailed directly to you. This is what it looks like. I sign it and I mail it to you. I'm not giving one to him because he's a bad person. And he deserves nothing. You could see that? Oh, I thought you said fat. I thought you said bad. Well, same thing. And they're both. Let's see. Let's see what? Your finances? Yes, we're doing that. Yeah. Oh, okay. IRS that.

53:41This is since 2019. Yeah. What the fuck is wrong with you? You are pathetic. You are actually, I can't believe you're the one that says, men are weak. You are the example of weak men. You're holding our society back. You're not providing anything. you're a taker, not a contributor. Oh, I don't. You are the weak men that create hard times. Yeah, but I don't even qualify for taking anything, though. I've even tried for assistance and stuff. Yeah, yeah. I mean, they'll get it back eventually. Really? I don't know. Now when you get fired, what wages are they going to garnish? Well, I don't. I mean, I'm going to have jobs here and there.

54:18Here and there, you felony? Who's hiring you? I mean, there's a lot of jobs. Why'd you leave the railroad? Oh, boy. Oh, f***. There's multiple reasons. Too many of them coloreds. Kind of. No. There's a multitude of reasons. Some more important than the other. The main reason. Which color is the worst? Purple. Of the people? Black. Oh. Well, black and white are technically not colors. You know. Uh-huh. And which one's the worst? Which race is the worst? There's only seven colors of the rainbow. Which race on planet Earth is the worst race? They're all bad. But, of course, it's the. Cowards. No, of course it's the, hmm, the worst.

54:59That's a good question. I never thought of it. I think about it all the time. If I had to pick one, well, it's not necessarily race, but region. There's two of them. Some Indians and Nigerians. A lot of scammers, a lot of people taking money. And what's the worst race? There's no such thing as the worst race. is worse. Regions are people of color and races. Horrible white people, horrible black people, horrible Asians. Very well could you. It all depends on your morality and your own belief system. And which race is the least moral? Well, it's not a race. Everybody but Americans. We have our own culture.

55:42Like Iran or Iran, whatever, what they think they're doing over there is right and everything. Who are we to say that they're wrong? What's your least favorite disability? My favorite job interview question, by the way. The ones that people claim they have that they don't, which is a lot of times mental. No, real disability. What's your least favorite? Mental. Well, you have many. In general. Most mental disabilities are bullshit. You think my panic disorder is bullshit? No, because that also has physical traits to it you know that is real and i i think that that goes that coincides with mental disability but when people say it's being weaponized way too much just to get make excuses for not going to work or for doing this for doing that and um especially like what's your monthly payment on your irs zero right i i mean i i do plan on doing a payment plan instead of them what about to say about the military?

56:43The disability crap. That's not just all bad. No, but people use disability. We have people that have abused it. It happens all the time outside. And it's not just military. It's anybody and everybody. I even abused FMLA when I worked for the railroad. We're not surprised. You're pathetic. Because my girlfriend at the time has crippling anxiety. Can't drive all this stuff. Or she was a cripple and that's the only one that would f*** you. I would. Did she even consent to it? Most times until the last time we... No, no, no, wait. That sounds bad. That's not what I meant. Well, you are accused of...

57:20No, the last time that we hooked up stuff, we recorded ourselves and I saw her face on her... The look on her face. Did she know you were recording? Oh, yeah. Yeah, she knew and I could tell then that it was gonna... Has anyone else seen it? No, no, not that. No, no. But other ones? No, but they've seen enough. She used to be modeling. She even went to a Playboy Mansion once. She used to be in the culture. Continue your story. We went to her psychiatrist and she filled out paperwork for me to get FMLA on her even though we're not married or have any spousal relationship. That shouldn't even happen, but I took advantage of it and I got FMLA.

57:56Just like you took advantage of her. Very good. Show me a picture. Playboy model. Let's see this. Here's the walk back. Here's the walk back. She went to the playboy match, and she did stuff there, like a little pageantry or whatever, but she wasn't like – she used to do that stuff, and she's gorgeous, but she has issues. And she's one of the reasons – Clearly, to be with you. Yeah, she's one of the reasons why I quit the railroad, but the main reason is because I just hated – it's 24-7 on-call a job. That's why you make good money. And the people that worked there were annoying. They were cheating on their wives, complaining about bills.

58:34I had enough of that crap. I had enough of like being on call all the time. I lived in Round Rock, but I had to report to San Antonio two hours to get to work. How much were you making? Well, for me, it varied a lot because a lot of times I didn't go to work. On average, what were you making? At the minimum, like five grand a month at max 15 grand a month. See, you were making good money. That's why. It comes with it. Yeah. Show me a picture. Okay, hold on. There's additional 2018 IRS debt,$4 ,100. Well, this is with a new man. This is with a new man, but that gives you an idea. he's about 20 years older.

59:09Okay. I mean, that's a Facebook photo. She looks like just average white girl to me. Yeah, I mean. I mean, probably out of your league, sure. Oh, yeah, yeah. I completely agree. Even my last ex, there are a lot of them. Bad nose job. She doesn't have it. At least not that I know of. She doesn't have a nose job, but it wouldn't surprise me. I don't know. And do you still talk to her? A little bit here and there, but not. No, just share a reel here and there. She'll send me a reel of a train thing. Oh, I forgot what last one. Oh, playing arcade games. $1 ,059 you owed for more than a decade ago?

59:48Yeah. I'm pretty sure it's still there. What the fuck is wrong with you, dude? What? So, okay, even back in 2000, that's$24 ,611.49. That's insane. Yeah, I thought it was lower, But I guess with penalties and interest, I don't know. That year I might have worked enough. I don't know. I only had my railroad job at the time and I claimed tax exempt. So you've been doing that since your 30s. Since even before your 30s, you've been doing the tax exempt bullshit. I went on and off with it. You are a taker. When I need extra money. You're literally not a contributor in any way whatsoever. Well, taking, well, other than I don't take like resources per se.

1:00:32I owe, but I don't take. have to be higher because people like you who aren't paying their fair share you're the people that aren't paying their fair share now i'm in the bracket to where uh i shouldn't have to pay anything so okay except for what i owe maybe when was the last time you had not filed exempt a few years ago well now yeah i'm getting weird now this is 2023 through 24 25 23 to through 20 25 IRS. It's crazy. So you have four individual debts with the IRS. Oh, you don't even know. It's question mark. For what? IRS debt 23 to 25. Yeah, because I didn't file. Oh, you just haven't even filed.

1:01:14Why the past three years you haven't? Well, because I was around the minimum requirement to file or not poverty, whatever, on my job. Through your own choice, too. That's insane. Well, I figured with all the little jobs I had and a W, whatever they send. It was a little too much to keep track of, so I figured they'll audit me and they'll get it. So it is what it is. But that's why I'm here. I have a laissez-faire attitude with pretty much everything, and I love it. You shouldn't for your own life. I love the freedom. However, I do want to clean it up a little bit. Well, freedom, but you still owe your taxes.

1:01:52Yeah, but I'm still free. Because then you cost people like me. Yeah, but they're going to get their money no matter what. Also, again, it's freedom, yes, to a certain extent. You can't drive drunk. Well, you can. You'll just get in trouble for it if you get caught. When you did. Yeah. Duh. Yeah. And so the future. what does the future look like for you what are you even trying to do I'm sure you want to clean a little bit of this up but what can we do on the income side what is there for you actually I'm not too worried about cleaning stuff up right now what's the point what are we doing then eventually yes but it's more about progressing in business stuff and making more money who's going to do business with you anybody that wants to make money because I deal with I also have a resale certificate and I used to buy wholesale and sell retail and all that kind of stuff.

1:02:43So, okay, what's our business future? Mainly continuing doing the casino stuff while it's still legal in Texas until that runs out. Is that on the docket for no longer being legal? It's been on the docket for the last couple years and they've been getting more stringent. They just haven't voted for it? No, not yet. It's been taken up here and there, but with the elections and stuff. You make a thousand hours a month from that. that's not our survival that's that's on average minimum like i sometimes so average minimum is 15k yeah but average minimum in that case would be 12 000 a year that's a safe amount that's still 12 000 a year average safe minimum you're not living on that so what's the future i was and i have been until i until i entered my pathetic because i injured myself i broke my arm and i had i couldn't work for two months so things got back and i'm like you know what it's better for me to go home and save some money and I healed up and now I'm getting back on my feet.

1:03:40So, uh, listen, normally I would offer him things to help, but I'm not going to. So, uh, you, you don't get a course career certification, which is what most people, which is what everyone else on the show uses to improve their income through their job experience with the course careers on the resume and get a better job. You, I'm not going to get you access to any kind of personal loans or extra help that you can find on Caleb hammer.com. I'm not going to do that. I'm not going to get you on helium either. you get nothing well you loans are not even shouldn't even be allowed you don't need exactly i thought there's freedom why i can't borrow from someone go yourself yeah you could that's not freedom but you don't need that to be financially successful it's actually better to have no credit score or even a bad one and pay with things in cash 400 000 hour medium price home that's easy manual underwriting you could do it even with bad credit have a bigger down payment yeah exactly but you don't need a credit score and other loans to show the loan.

1:04:34You just said you don't should have loans. That's a loan. Yes. Manual underwriting isn't everywhere for everyone. That's a different type of loan. You would say a personal loan. That's completely different than a home mortgage. Even a personal loan, you can get manual underwriting. You can manual underwrite any kind of loan. Exactly. So it doesn't matter even if you pay your bills and stuff. What are you talking about? What is the point you're trying to make? What I'm trying to make is it doesn't matter what even your passes and the bills you pay or don't pay you. You can always get what you want.

1:05:01Not necessarily. Who's going to qualify you even with manual underwriting? Well, if you have enough cash, like 20%, or to have some equity in the home, that they'll take the chance on it. You have$80 ,000 for a 20 % down payment. First of all, that's a ridiculous amount of price. You don't need that kind of home. That's the median. Yeah, for where? In this country. Even San Antonio. The United States. Yeah, but San Antonio, you could get a condo for$100 ,000. Can. Not necessarily are. Not necessarily if you want to. I get it, but. Well, who knows? Maybe that's not even for sale. You live within your means.

1:05:30You don't have to. plus anyway the next five years i kind of want to uh the main focus i have is possibly living in albania and where you only have to make 1200 a month to live there and the cost of living so damn cheap you know why because the incomes are associated with that you're not going to make dick over there but yeah you can you can make money in america while being there a lot of rate tirees do it with like remote jobs and different things what are you gonna do you need that like necessarily huh yeah you don't how are you going to make money you can easily make 1200 a month how are you going to well shit there there is a way to it's not drop shipping you can make products especially a source from albania and salomon amazon and do like but you'll be in albania no you can start it here and export export the yeah yeah but you can still do it here How?

1:06:25You're not here. You're in Albania. No, you can conduct business in Albania or here. It's fine. What are you drop shipping? It's not drop shipping. I would actually make it with the, it's actually from the Baltic. It's the T's and Sage and all that stuff. Yeah. It's specific to the Baltic. If you could just do this, why haven't you? It costs money. And I don't also. Then how are you going to if it costs money? I'll make the money. How do you make the money? It's not even that expensive if you want to do it on your own. Then why haven't you done it? You keep counter... Because I'd rather do it professionally.

1:06:57So why aren't you? And SEO and all that stuff. Because I don't have the money. And how are you going to? Easily. What? Work. You're not. You're about to get fired from your Walmart job fairly. Yeah, but that's not really work from income. Well, unfortunately, that's your only income and you have a felony, so good luck. Yeah, but that's a... There's always jobs and always a way to make money no matter who you are or what you do. Yeah, not necessarily for felons. Oh, yeah. Oh, yeah. There's felons, even worse charges and all that than me that make more money. Yeah, until your conviction comes through.

1:07:26All that. Shoot. I invite it to try. I actually would love it. Because the reason why people don't do stuff like that or like lawsuits is because there's discovery process. And if you open yourself up to discovery, then you have the chance to ruin your own life, especially when there's a false accusation. So I invite that. Okay. What are we going to find in your life? Nothing that I won't talk about here. Okay. Yeah, meeting in San Antonio is cheaper. It's right around that. It ranges from$2.60 to$3.10. So there you go. So are you saving up? Well, you're not going to live. No, no. Okay. Is everything what you're doing for that money legal?

1:08:04Technically, yes. Technically, yes. So it could not be very soon. Do you have any knowledge in the trading card sphere? Okay, well. That's kind of stupid, I'll be honest. but what's not is actually getting a checking account that gives you free money free money we like free money you can get up to 200 in bonus cash right now when you sign up for the checking account that i use chime also it makes your savings grow at a 3.5 apy interest rate guys you can watch financial audit and get free money at the same time who would have thought that's incredible check it out link in the description below stop bleeding out money making minimum payments across multiple high interest accounts.

1:08:47Most Americans are spending hundreds, sometimes thousands of dollars that could be going toward actually paying down debt instead of lining some bank's pockets. And look, if you're sitting on high interest credit card debt, a car loan at 18%, or oh my goodness, a payday loan charging you triple digit interest rates, you need to hear this. If you've already cut up the cards and built better financial habits, but you're still drowning in interest payments, barely making progress, this is for you. I have opened my very own marketplace, a personal loan marketplace that lets you get personalized offers from multiple lenders in one place.

1:09:25You can see if you pre-qualify in minutes and it won't impact your credit score. But here's the deal. This isn't a magic bullet. If you refinance your debt but keep swiping, you're just making the problem worse. You still need to fix the behavior that screwed you in the first place. But if you're serious about getting out of debt faster, you could potentially lower your monthly payment by securing a single payment at a much better rate. Check out the link in the description below to see your personalized offers or go to calebhammer.com. And remember, you still got to do the work. When you buy a box of cards and not Pokemon, it's a little different because that's a trade card, but like sports cards.

1:10:01When you buy a box, there's a no purchase necessary caveat to that because otherwise it's considered gambling because you're buying something that you don't know the value of. So the casinos work the same way in certain states. So in order for them to be legal, they have to give you ways to play for free. And that's what I do. I enter with postcards and I get free. I'm talking about tea business, man. Oh, that, no, what? That's, that's, wait, legal. Yeah, it's completely legal. It's just, you have to go through the process. What's your funding source you'll need? Altogether, to do it legitimately, like with the professional photos, all that stuff with Amazon, it would be no more than $25 ,000.

1:10:42You're never going to get to$25 ,000. Oh, yeah. What? That's another reason why I want to come here, because I know my situation is not the best. I know it's not the worst. No, not at all. It's pretty bad. You live with your mother at 42. It doesn't take much to reverse that. It doesn't matter if you're a felon, even if you make little money. That's what you make$1 ,500 a month right now. You're not getting at$25 ,000. To me, it's all about the mindset people have. Oh, the ground! No, not that. Not that. If you make a million dollars a year, you can still be a destitute and poor and waste your money.

1:11:15Sure. And yet you're all of it. You can make two grand a month and have more money in the bank than people that make a ton. But not you. I will. I will. Will. Never have, never do, but will. Always in the future, never now. Yes, that's why I was - 42, now you're going to change? Yes, I've always been a coward in the sense of - You are a coward. You're pathetic. there and not making it known to the world uh personal responsibility and that's one of the reasons why i came here what do you mean you i can say i can tell it to my doing i can tell it to myself all day look at the mirror every day but to put yourself out there and know more accountability that is a driving factor if i'm not willing to change for a lot of other things okay then stop saying the end word to black people change that hey i haven't been doing that i just I said it to make a point that it's just a word.

1:12:03And I respect if a black person came to me. You did your black coworker, I'm told. Which one? Oh, no. Which one? Exactly. Exactly. Well, it depends on which one you're talking about. Like back in the day when I was playing basketball, I'm sure I used all the time. But I was a part of the group. I was in the culture. I thought maybe you're talking about. Yeah. I was part of black culture. Don't look like it, obviously. But I was one of them. You know, it's outside Chicago. Then speak in jive. No, you mean Ebonics? Sure. Okay. Well, I kind of did. I, you know, you morph into what you're around. Sounds like you can't anymore.

1:12:44Oh, no. Like, if that was the case, I would be speaking Spanish and eating tacos. Well, they're delicious. What is wrong with you? Well, if you go to Laredo, maybe. And I don't know if these tacos you have up here, they're hoity-toity crap. They put a cabbage in it. That's not Mexican tacos. If you're going to a white people taco, go to a Mexican food truck where they can't speak English. They're everywhere. Yeah, that's Stripes on the border. Wait, do you know what Stripes is? No! It's a gas station, basically, and they sell tacos. Great! I don't go to the border. It's weird. I know. I'm sorry.

1:13:20What? That's where you get the women you pay for? The little casino down there. Oh, dude, you're such a loser. Okay, listen, you have this kind of collections. So you qualified for credit at some point, but 9 ,977. What's your plan with this? It doesn't matter. It's been on your credit for two years, so it's going to be on there for a long time. I don't know, 9 ,877. What was it? That's probably the eviction thing. Oh, you got evicted! Be candid. By choice. Your family. By choice. Okay, sure. Your family, just like your single. Your family, your parents, your sisters, all that good stuff. they all find you pretty pathetic, correct?

1:14:04Oh, yeah. When it comes to finances, sure. It comes to your life. Nah. How? What do you mean? Tell me, please. It's the heart. It's the heart. They know I have a good heart. What? You don't have a good heart. I even told my mother that I may be saying some stuff and words on air. You know what? She said, go ahead. You do you. She might not necessarily support language, but she supported me and what I decided I want to say. No, she doesn't. My mother is a little, you know, old school, so. And like grandmothers, you know, if you talk to my grandmother and ask about going down the street at night, you know, she'll say some.

1:14:45From a long line of racists, I see. Yeah. The hood and all. Huh? But to have a nice day on the back. Oh. Okay, and additional collections. This is first from your bank. Probably a credit card. It was 476. I haven't had a credit card in years. Okay. Well, this has been on collection since five years. So a couple more years and that'll fall off. So what was the self-intended eviction? I don't even know if that's true because - Hey, dumb, what was the self-intended eviction? I just didn't like paying the rent I was paying. And I was paying month to month. And the month to month rate, way too much.

1:15:23And I said, you know what? I'm going to save the money instead. and go somewhere else and yeah, just waited till my time was up and use that money elsewhere. When? Because the same thing is true. When was it? Even if you have eviction, you can find a place to live. Where'd you go? You know, extended stay in America. I rented a room for about a year in one of those. In a drug den? This one was not too bad. It was in Round Rock. What the? Why? It's really cheap. all bills paid$1 ,200 a month basically. $1 ,200? I can get you cheaper rental and everything after bills paid for that. Oh, not necessarily without a roommate.

1:16:03Well, depending where you live. I was right downtown Round Rock. Yes, but it would be like a studio. Wow, don't go Round Rock off. You find a place for$1 ,200 a Round Rock without a roommate or nothing. That's a Round Rock. What a life. It's the mini 6th Street down there. Come on. It's not. This difference is you have cougars there that are willing to, you know. everyone's been to downtown Round Rock. Yeah. Get the donuts. Buddy, that place ain't nice. I didn't necessarily say it was nice, but it's not. It's better than 6th Street. I'm bragging about your downtown. Why would you want to live on 6th Street?

1:16:36What are you talking about? I'm not talking about any of this. Even 5th Street, 7th Street, they're not that great. I'm just, Austin itself is trash. Better than San Antonio, my friend. Oh, I'm not going to argue with that. However, they both can be trash. Okay. I'm just. Well, they're safer than Chicago. yes i mean statistically sure statistical standpoint and chicago's barely even reporting those statistics i don't want to hear it and additional think san antonio is too in austin especially austin a liberal city you think they're gonna say oh look at our crime rates but with the governor and how interjecting they get in our cities here yes a bit more governor like like the governor really matters it's absolutely in a strong governor state like Texas and Florida?

1:17:19Yes. Where the governor plays big roles in local politics? You betcha. I don't know. It was more the AG, if anything. Like, they just raided the large card. Yes, even still, you know who our AG is? He's like full f***ing. Yeah, and he's been overstepping his balance, like the local authorities. Exactly. So you can't say it's not different than in Chicago. But what I'm saying is that the cities themselves also report things, and they just they're going to hide what they want to hide. I don't give a f***ing. Statistics can be swayed one way or the other. You have an additional collections that's been on your credit for two years, 472.

1:17:46I don't know what it's for. I don't either. Oh, Capital One. I haven't had Capital One in years. So what they didn't been doing is playing the game where they've been buying the debts or the debt collection and they report it and then it's another seven years or whatever. I don't know. Okay, you had a credit one credit card. This went to collections officially. Oh, great. You're a fan. Four years. I mean, credit's credit. It don't really matter. $393. Oh, no, no. That's not that bad. You had Kickoff. Kickoff is actually good. It's like a can be. I don't wait. This isn't actually in collections.

1:18:23It's not it's currently closed. Not sold to collections yet. Oh, you're actually making pain all until 24. Okay. I don't even know what that is. So if it's only$45, just pay this and it'll immediately boost your credit, but you don't care about your credit. No, I don't care about the credit. That's kind of a credit for renting places to pay back rent. That's our paying back debt. That's all it is. It doesn't matter if they use it to actually do things like get you access to a car loan which you might need at some point or in an apartment yeah cash but you're just be getting multi-thousand dollar clunkers which eventually you're getting to the point we're getting to the point where it's hard to get a cash car now in people's positions like you well because pretty much the only non-shitty car starts at 10 000 minimum which good luck saving up 10 not if you know where to look see that's where do you look that's where they have a online auctions every day especially government auctions that if you have access to like i do you can find good cars for like a couple thousand.

1:19:14And how long do your cars last? What are you driving now? It's just a scooter. Trust him. A pedal, like a Razor scooter motorized. Not like an axle. No name, Grant! No, no, no. I'm talking about like not a roadworthy scooter, like on the sidewalk. Yeah. No one feels bad for you. Your life sucks. I don't feel bad for myself either. But I might as well be honest. Maybe help somebody out there. Take the bus back down to San Antonio. Well, it's either that or an Uber. It's not that expensive, actually. We are technically reimbursing you. It's actually like$120 Uber there or the bus ride. It's not that bad.

1:19:53That's pretty brutal. It's not that bad. But the bus is only like$20. That's surprising. How long has it been since you had a car? About three years. Speaking of which, repossession,$10 ,000. Still owed on that. Yeah. That's probably gone to collections. It might be over time or whatever. I don't know if I still technically it's on my credit, but you know. Well, maybe. I don't know. Tell us. So how close are you to downtown? Downtown San Antonio. Actually, technically, I live just outside San Antonio. So what the fuck do you get around on a scooter to? Into that highway infrastructure? That's it.

1:20:34So where are you going after that? I just Uber if I need to. And when you tell your mom you got fired from Walmart, what is she going to think? She probably saw you coming and I need to make money elsewhere and keep doing what I've been doing and hustling. Like last night, I went to the arcade and played some games. I won some prizes. If you're listening, mother of this Jerome man, I don't know if a 42-year-old is too late for an abortion, but give it your best try because this is just... Well, luckily, she agrees with me that abortion is wrong no matter the circumstances. Except it is right in every instance when it involves you.

1:21:11No, still wrong. Because you need to not be here in Minecraft. She may agree with castration or something, but not abortion. We should definitely castrate you. You don't have any kids, right? I thought I did, but. Well, what do you mean? What does that mean? When I came down here to San Antonio and I met that lady, we hooked up. She got pregnant. And I was going to be a dad, going to be responsible, but she thought I was cheating on her, slapped me through a drink in my face in front of my family at bowling. And so I decided to break up with her. We weren't together. I was there for the birth.

1:21:48My insurance called me and said, we're not covering the child and the bills and stuff because you didn't sign the birth certificate. I had no idea what I was doing, didn't know that was a thing. So I took her to the magistrate to get child support done and get visitation rights and all that, do the whole nine yards. and my insurance said, we need you to either get your name as a birth certificate or have a test. I know. And I got a test and found out it wasn't my kid. And it was some illegals from a friend from Mexico. And she just thought I'd be a better suit for the kid because I had a job and everything.

1:22:23Why do you have court fees? $2 ,500. My DUI. Every year you owe a certain amount. Why aren't you paying on that? Oh, I am. That's minimum? No, I pay. Is it minimum? Monthly. Like$90 a month about. Okay, there we go. We finally got a minimum month of payment. To see this, you have to pay. I'm not going to prison for something stupid. I hope you do. Yeah. No, it's. Oh, and somehow your family's literally. Because they've lent you$25 ,000 over the year. Over time, yes, yes. That's crazy. Oh, bail you out of jail. That was$10 ,000. And I started$15 ,000 for old credit cards. And a car, yeah. This is insane.

1:22:58Why would they trust you as someone to lend to? Give me your phone. Which one? No, I'm just kidding. I used to have another phone, but I got rid of it.

1:23:11It was for business purposes. That was when I was selling stuff online. Doesn't have a Tinder. How do you meet people? Facebook dating. Facebook dating, of course. Yeah. Crazy, man. It's a lot better than all the other apps, man. You can't go with any other app, really. Facebook dating is better? Is that where you get all the tortos? Oh, yeah. It's, I'm telling you, it's not as hard as people think. Men need to understand that depending on what you're looking for, you can find a woman. It's not that hard. Just know what you're looking for and go for it. Don't be afraid to take a chance and do something.

1:23:49What are you talking about right now? No, I'm just saying, the men that need a little bit of oomph and help, don't be scared. Do it. Send that DM. Just do it in a good way. Don't send a dick pic or nothing. Huh? What are you talking to me right now? I'm talking to the lonely men out there. Oh, my goodness. Yeah, listen to this guy. He'll save you. Well. Okay. Talking to your friend about. That's good. Shit. You were talking to. It's about. Oh, okay. I don't know which one the. This is, but. Just going through the. Messages. Who the. Oh, that's my most current ex. well you're currently messaging yeah well kind of we went to a movie last week or so and we have our different I don't know that's oh that's an old Pokemon she's almost well yeah no old what you said happy birthday sexy she never responded she hasn't responded to a single thing you said you are a sex addict this is women yeah oh you're there's no reason to talk to men on Instagram that's kind of stupid I feel like okay maybe accusations are true without any responses including by the way photos that have disappeared that you've sent to them I didn't even know you could do disappear photos you're sending these women dude you're just messaging look he just messaged these women and they barely respond and he just sends photos out of nowhere who knows even what they are this is crazy oh I'm sure some are the nasty side but it depends on the circumstances.

1:25:31Dude, I mean, sex is good. I mean, it's fine, but it's just like it's crazy. Well, okay. Here's the thing too is that don't do anything unless it's a real woman. Lay down the point and actually talk to women. Here he is asking for this woman's Venmo for nudes. No, that was a joke. No, she sent it. I know she sent it. Okay, give me a few moments to clean up and I'll download it, LOL. Oh, yeah, that's just a joke? Yeah, I never. Venmo to Venmo. Even my ex, the most current one that you said, whatever she sent me like an Apple request for$100. This is a mess. This is a mess. Trust me, it's worse back then.

1:26:17I've gotten better in the last few months. I'm trying to clean up, but. I don't care if you're a goon. Just make sure it's consensual goon. Oh, yeah. A lot of women right now online are like terminal online. online victims cry babies where they think you rub up against them weird they just got salted but it's like you well i don't understand women so here's a here's what got into my head and what makes it worse is that here's another conversation with about his yeah i forget here's uh about a conversation about his oh she's very religious you can't uh-huh here's a conversation with about his i don't know but you've talked to a lot of people about oh it's a bit interesting And there's a...

1:27:00So multiple women about you being accused of a... Since 22... Okay. One was July 16, 2024, about you being a... October 19, 2025, about you being a... May 19th of this year, about you being a... Yeah, it doesn't help that... That you keep... No, it doesn't. That I... A serial data I've been with over probably 100 people and... Okay. Yeah. Congratulations. 100 people. Yeah. You stick it in. It's not hard to stick it in. Well, it has to be. actually but you know about that you suck actually you owe a lot because your past due on your student loans oh well that's you know oh they'll get that too eventually yeah no they'll garnish your wages for that shit yeah they can once they figure that that you have a wage and then it's all of a sudden gone and then well that's another reason to work is so I can pay no it's another reason of you being a taker and not a giver what's your normal student loan monthly payment zero No, you have a regular payment amount of$227.

1:27:59It just came all deferment or something. Is that it? Yes,$227, and you're behind by three months because it just started. Maybe that I should start paying. Shut the fuck up. And I didn't get a degree either. $14 ,749.23. What degree did you not get? Yes, business. It taught me a lot. One pay. Oh, it's a builder card. Yeah, that's just my Walmart pay card or whatever. And they make it easy to do your pay and get advanced if you need it. Yeah, all you're getting is Walmart, except none of it is groceries because it's like energy drinks, 410, 355, 412, 447, 848. Yeah, I got to eat. You're just getting bullshit at Walmart.

1:28:48Yeah. Yeah, pack your lunch. Lunch. I know I'm not going to be able to convince you. You're such a worm. I will eventually. Book that for Baltimore falter the super super super super super super4 tank. мер vision bottom it's okay. the super super super super super city buster awesome bullshit bullshit bullshit worth the bullshit the blunt the subway Whole sip, okay, that's just across the street though. Bigg into 2 siblings to go thim?! What not, what not, what not, what not... so hereャards. Mostly yes but Or child. Or child. When you uh, what's Exodus.com pathetic worm? Exodus what? Exodus! What's uh well that's my crypto from casino stuff.

1:29:31Oh Gotta use it to gamble. Donald's Lot of bullshit. You got to move money around when it comes to gambling with crypto, so gotta use Exodus. I Mean that's part of my job Hustle not necessarily job, but can we please bring in Tyler? That's a lot of uh that's more paper than I thought. I just downloaded and didn't even look. What the fuck? Your savings has gone down. No surprise. Wells Fargo. Oh, great. Bullshit. Bullshit. Bullshit. Amazon. Prime. Amazon. Sam's. Pull up your Venmo. Sam's. Amazon. Walmart. There's nothing on Venmo. Bullshit. Chick-fil-A. McDonald's. McDonald's. Bullshit. Appleville.

1:30:10eBay. McDonald's. Buzzbed. Bullshit. Bullshit. Subway. Bullshit. Smart. Action. Chick-fil-A. Bill Miller. Barbecue. Appleville, Schlotzky's, Busbed, Lyft, Ride, Uber, Uber, Walmart. Makes sense. I don't even know where my Benmo is. I'm so, so excited to call your boss. You have no idea. You have your boss's phone number, right? Yeah, one of them. Good. We're calling him in the post show. All right. Here's the absolute... That's insensitive right there. Come on over, Tyler. We're going to close this show with your worst nightmare, a black man. The thing is, I hate you. You're a bad person. You're also pathetic, and you're a horrible excuse of a man, and I hope no one looks up to you.

1:30:54You're a bad person. I'm not making you a budget. You can go fuck yourself. I don't give a shit. You're a pathetic, disgusting creature that barely deserves to be on this earth in Minecraft. But here's Tyler. In Minecraft. Do you want to apologize? I want to give you the opportunity for the couple minutes we have left before we go to the post show and call your boss and ruin your life even more. I want to apologize that you were hurt by something that was said.

1:31:21I will apologize for using the word if it meant something to you more than Just say you apologize for using the word in general Stop being a f*** You're really p***y I hope you know that You're a p***y You're a ho-ass nigga That's what the f*** you is You're a b***h You're a p***y But it's all good, I appreciate you Because you're just going to be who you are When you go outside and get your ass knocked the f*** out, that's fine You can laugh all you want to. That shit is not a f***ing joke. You a pussy. It's not a joke and I do have a question. Why are you getting like$10,$16,$10,$32? What drugs are you selling to these people on Venmo?

1:32:01You're getting paid a lot. Yeah, because f***ers need to eat.

1:32:08You gotta feed them, man. You gotta take care of your people.

1:32:15Now. Oh We're not going down. I want you to kick his ass cuz he deserves it. I just don't want you to hear Hey, he's a soft I'm not gonna hurt. I don't think you'd get a softy. You are What if this is all you want to find out you you want to find out could be me an arm wrestle You want to find out and I'm scrappy as hell. Oh, you want to find out we can find out. Yeah, well give me For this I don't find to set up a ring. I don't care. I just don't want you to get sued. No, he wouldn't get if I can We can find the out. If you want to see, we can. I'll knock your old ass out. You really want to get beat the up?

1:32:46If you really want to get beat the up, let's do it. I just got my insurance, I think, the first. No, no, don't be scared. Don't be pussy. Let's go outside. I'll fuck you up. Tyler, don't give in to the stereotypes. You're not all violent. No, he's actually... I'm dead ass. As a matter of fact, the stereotype was even worse for him because he seems like a soft. You don't get to joke. We're friends. We joke. I'm not... That's not a joke. It seems a little soft. You're a pussy. Okay, let's go. No, no, no. Let's do it. Let's run it. Let's run it. You seem... Let's do mutual combat so nobody gets sued.

1:33:15I'll shake your hand and then beat the f*** out of you. If that's really what you want, let's do it. No, I... I'm so dead ass. Let's do it. I would too, but... Let's go outside so I can beat your ass. I'm saying... You think I'm p***y? You think I'm soft? No, I did not say that. You think I'm soft? I said that. You think I'm soft? I said that. You think I'm soft? I'm not soft. I will beat the f*** out of you if you really want to do that. Soft in the sense... So you don't want to fight? Oh, I will. I will. You don't want to fight. Let's do it. I will. I will. I will. I will. I will. Well, actually, actually, take that back.

1:33:46Take that back. I just realized. Howard. I normally would. Howard! I have to. I am because of one thing. It violates my probation. That's the only reason why. That is the only. I just thought about that. I could get in trouble. Even if it's consensual, I would still get in trouble. Otherwise, I will give you the date that I can. And I will. I will come. Well, stay tuned. I forgot about that. In the moment he is off probation, a black man will beat his ass and for the first time on black on white crime, it'll be justified. No, and then he's going to take, I have to take away his black card when he loses.

1:34:24I'm making a joke here. No, it's not a joke. I'll take the black card away. No, no, set this up. Set this up. Set this up when he's off of probation. No, even if I'm not on probation. No, even if I, what I'll do, what I'll do, even if I'm on probation, I'll ask my probation officer if there's a, A contract we can do and we can make it happen. Call him. I will. That's great for Po Show. Go call him. Great for Po Show. Okay, we'll do that in the Po Show. And I'm also going to call his boss first and get him fired. Come on, I was trying to avoid that one. Nope, we're doing that one. You're f***ing.

1:34:51And I don't give a s***. I really don't. Your life is ruined and I don't care. I don't care about the job. Guys, join Hammerly. Join us for this Po Show. You know it's going to be a good one. I'm sorry that it wasn't the most productive episode, but he's a piece of s***. And men, don't listen to him. men do not listen to him do not be like him be better you are better we are better please guys please do not be a failure at 32 join hammer elite click the join button to join it on youtube or you can watch it on our very own app at hammer elite.com or by downloading hammer elite um love you guys thanks for being at like 110 000 members you guys are awesome guys shoot your shot yeah you're gonna get shot and you deserve it see you in the post show i wanted to report your employee your employee will be on camera in front of millions of people saying the full n-word he's also been accused of multiple times.

1:35:32And today, him not being at work, he lied about being sick. This guy. This is the worst guest we've ever had on. I just launched the brand new Hammer Elite app available on every major platform. To celebrate the app launch, I'm offering 30 % off the annual plan in the month of June only. Plus, I have an exclusive offer just for you. But I'll only have a thousand available to purchase. You'll get lifetime access to the entire Hammer Elite catalog and my Hammer for Life box packed with limited edition merch. Download the Hammer Elite app by using the link in the description or pinned comment down below.

1:36:08This is the best membership you'll ever join, and that's a promise.