The Most Hated Couple In Financial Audit History

26:50Not that you don't have very much, but there are some self-employment things that happen. So we know what hits our account and you're starting in a few weeks. Another job that honestly is not going to bring in much more than that if we're being completely honest. But$4 ,000 is what we're walking away with right now before any tax is necessary. Good. How much did we spend last month?

27:15Maybe$4 ,000. Okay. Yeah, so that's what we bring in. So break even. Yeah, something near that. I'd say maybe over by 500. Why would you allow over by 500 if you're the financially responsible person who does revenge spending, which doesn't even make sense as the financially responsible person, but sure. I'm not there with her 24-7. Yep, why would you stay with someone like that? Why would you, as you budget, not cut back your own spending if she's overspending by$500? I have severely cut back. He's severely cut back, he says. But your revenge spending, what the f*** are we talking about? I'm getting very conflicting reports here.

27:55Hers probably adds up to like$150 every month. $150 of fun spending, that's it? Of just the... And then the stuff that I do in return is like... What a crazy number. Maybe 50, 60. Then why the f*** are we spending$7 ,184.98 last month? What?

28:19Really? Yes. How much actually came in? We talked about that. We already know the answer. Okay, you talk because I enjoy conversating with you more. I just don't know. That just doesn't match what I've seen, the numbers I've seen. What numbers do you see? What does your guys' financial discipline look like, making budgets and whatnot? What are the numbers you see? You want to be an accountant, right? What numbers are you looking at? Yeah, the numbers that I see are closer to maybe five going out. Oh, fuck. Oh, fuck. Going out. Listen, when I read the debt number, that was bad debt alone. There is a whole other category for low or no interest debt, which is an additional nearly$6 ,000.

29:06So you guys are actually over$60 ,000 of debt. What the fuck are we doing? And then blowing$2 ,000 more than comes in. What the fuck are we doing, guys? What a joke. I'm going to go 3, 2, 1, go. On go, your favorite part. I want you to give me what you think your household score is. 0 to 10, 0 being the worst, 10 being the best. Okay? Same time. 3, 2, 1, 2. Okay. If you guys want your financial score, go to CalebHimer.com or click that link in the description below. Take the assessment. It is free. Or DollarWise.com as well. It is free. And I'll give you your score. And if you don't want to end up a guest on this show, make sure you're downloading the DollarWise budgeting app.

29:45sign up for your free trial. And then sign up for the annual version if you want to save a lot of money and also get a signed version of our budget-friendly cookbook that I'll mail directly to you. Join DollarWise Central, our all-in-one program to get all of our educational tools and premium version of the budgeting app for 80 % off DollarWise.com. Let's get into these documents.

30:06How are we doing, ladies and gentlemen? How are we holding up? I have a little bit of a question about how you got the 7 ,000 number. It's a great question. Let's go through these documents, perhaps. Yeah, okay. I'll hold it on to it until we get to that statement. The one that I think it might be foley. She's cooled off from the beginning, by the way. I do appreciate that. Ladies and gentlemen, what you probably didn't see is we cut a lot of her being annoying at the beginning because we don't want you to click off of this video. And usually we don't cut things, but it is important that you watch.

30:35What do you do, Mark? I'm unemployed. Okay, he can't work and you guys are starving and drowning in debt and we're laughing about it. Oh, we're still laughing about it. Oh, there it is. We're still... Oh, I felt that. Okay. Sorry, I didn't mean to spray. What did you attach yourself to here? Plot. Huh? I was making a reference to how in anime they called... Oh my... I do not like her. I'm sorry, guy. You've... This personality that you've married is... Talking to one of my friends that I had previously played video games and been in a Discord friend group with and also played D &D with. And yeah, he's a disabled veteran and an engineer and made plenty of money.

31:22So he was like, hey, do you want to come live with me for a little while? Maybe see how the East Coast is. You were on the East Coast. Yeah, I was. I was for already. You said you were in Boston. You said you were in Boston. I moved from Southwest Washington to Boston. So this was the move then? Yes. Okay. Yeah, Southwest Washington to Boston. Keep going on. So your kink is disabled vets, by the way. I just want to call that out. Go ahead and keep going. Yeah, this is number three. Number three. She compares me to her dad all the time. She only f***s disabled people. You heard it here. No, the four-year-long relationship.

32:03He wasn't disabled. I'm sure he is after being four years with you. Yeah, so I kind of just. Okay, so you moved to Boston. Dramatic experience. our quarter life crisis is enabled mom says um keep going i mean i got like a full brazilian on that card i got a massage on that card i spent crap at marshall's tj why have you made us think about your vagina twice in this episode like can you can can listen you're not sydney sweeney for like i have had people ask me if i had an of no no no no i don't for the record thank you i'm going Yeah. Yeah. Basically, I just kind of. What's the quarter life crisis?

32:40I reached four years with that guy and I realized he wasn't going to marry me. The Discord mod? No, no, no, no, no, no. Ladies and gentlemen of Financial Audit, this is one of the most exciting moments in this channel's history. You know, I've been working on building all these educational tools, our budgeting app, all this crazy stuff over this past year, because that is where my passion is. We finally did it, and now we put it all into one program called Dollar Wise Central. You get the premium version of my budgeting app. You get the cookbook mailed to you and signed by me. You get to learn about debt, investing, budgeting, real estate, basic beginner stuff, and finance all the way to the advanced stuff.

33:18Collaborated by experts with the lowest refund rate in the industry for a reason. And guess what? Just for the next two weeks, you can try it for free. If you are struggling or you want to learn more or you want to change your life in any way whatsoever, like literal tens of thousands of people have done with our programs, go to DollarWise.com. Click that link below. Your life will change. It'll be incredible. And I am here for you with an incredible support team that you can reach at any time. This is a no-brainer. DollarWise.com. Let's f*** go. No, not the Discord mark. Oh, you're the worst storyteller that's ever existed.

33:57He would agree with you. Okay. Everyone would agree with me. Literally hundreds of thousands, if not millions, are agreeing with me right now. Four-year-long relationship. Got that part. She was attached to mommy's titty. So were you. No, I wasn't. Yes, you are. You are enabled by mommy and daddy. You're self-confessed spoiled, and now she's calling you a quarter-life crisis, allowing you and enabling you to f*** around your entire life. You've never contributed to society in any effective way whatsoever, and you should be taking care of someone who unfortunately has a brain injury, yet you won't, and you consider bringing him an ice pack and giving some glucky glucky being taken care of.

34:29That is not funny. You are a joke, and you are not a good partner. So I don't want to f***ing hear a quarter-life crisis. F*** you, your entire life is a crisis. Yes. Great. $3 ,087.58 is owed on here. Minimum monthly payment of$107. Yeah, when you basically make zero, that is substantial. Mm-hmm, mm-hmm. How long does this take to pay off? Minimum of the payments only without doing any purchases. And I'm sure you need to get waxed for him unpleasantly. I'm sorry. He waxes my upper lip because I grow a mustache faster than he does. Not surprised. Again. But yeah, no. I don't know. Six years. Seven years.

35:10Okay. 17. She just came. No. Yeah. Okay. So basically I maxed that card out. while I was beginning and during and after the Massachusetts trip. Um, yeah. Okay. Wonderful. That was kind of just my swipe. there it is. Yeah. Keep going. Oh, swipe tap. Yeah. That's okay. That's your swipe and tap. What's not okay is you've had a late fee this year. So far you dumped it. Why are we not paying a card on time? Even if you're not purchasing on it now, a previous waxing does not constitute not paying. Why is there a late fee? Because I need to pay the electric bill before I pay my credit card. Then why don't you go get a f***ing job?

35:58They won't hire me. No s***. Why would they? Because I'm not. How are you guys going to survive? How are you guys making it into your 40s financially? How can we? She's incapable to hold down a job. She quit McDonald's five times and no one's going to f***ing hire her. No surprise. And then you, you can't work. And that's fine. It happens. You fell. Wish it was work-related, but okay. Listen.

36:23How are we going to make it? You're making me lose hope before we've even hit 40 minutes, unfortunately. Meaning I have a long way to go, but for sake, how can you guys make it into your 40s financially? I wasn't this bad before. I wasn't this bad before the quarter-life crisis. When did you start spending on this? Two years ago. What the fuck? You had a mispayment this year. Wasn't this bad. You've been horrible for two years. What the f*** are you possibly trying to suggest? That I can't... You just cried about paying electricity and you've quit like 50 ,000 jobs. No, no, no. I prioritized paying the electricity.

36:59How long did you do call center? How long did you do call center? Almost a year. Okay. Why the f*** aren't you doing call center? Because none of the ones I've applied to have called me back. No, that job still. Oh, that job still? Not the four-year-long relationship, but a different ex-boyfriend was also working there. A different disabled vet? No, no, no, no. He wasn't a vet. His brother was. Well, you know she crossed the fucking family line. No, he tried to. He looked at my butt, but I never... You looked at your butt. I look at everyone's butt. He looked at my butt when I thought he wasn't home and I walked to the bathroom in just a t-shirt.

37:36And then he confessed about it to my mom because he was working in the same call center for my mom. Everyone looks at everyone's butts. He confessed it to my mom, though. Do we not all look at everyone's butts? Yeah, everyone does. Who the f*** does that? You walk around, you're just looking at everyone's butt. Do you confess that to somebody's mom, though? I'll confess it to your mom right now. I look at everyone's butt. I'm going to actively not look at your butt. I'm going to honestly say that because I know what your existence is, and then it's ruined it. And it's not even a sexual thing. Everyone just looks at everyone's butt.

38:02It's a f***ing butt. It's a butt. Okay, whatever. I don't care. Okay, so he tried to f*** you, apparently. Yeah, and the ex-boyfriend, he always slept in, and I didn't have a car of my own yet. Also, I think that the f***ing weird sleeping habit exes. Listen, I'm confused. She's prioritizing the electric bill. That's why she didn't make her$30 or$100 minimum payment. Of course, yeah. $1 ,751 going out to eat, by the way, which is a quarter percent, which was a quarter of our spending, which was already$2 ,000 over what comes in. F*** off. Just f*** off prioritizing our electricity. What are you talking about?

38:37You're prioritizing throwing food down your throat. You spent more going out to eat than you made delivering food. I don't want to f***ing hear it. What a joke. You spent more than half of what comes in for the entire household. You spent what comes in just from his disability alone going out to eat nearly. Come the f*** on. Don't f*** with me. Don't f*** with me. I don't want to f***ing hear it. Sometimes what? Yeah, let's hear this. We do the fast food because I'm so exhausted by the time I'm done with stuff. Exhausted for working, let's be honest, 30 hours a week if we're being real. and what's about to be 25 with McDonald's.

39:14I don't want to f***ing hear it. At least you get a free meal after you work two hours at McDonald's, right? So we got that going for us. But yeah, with him not being able to stand to make him stuff, sometimes when I'm out... Well, okay, so he can't... You can't meal prep. We have a very tiny freezer. Because he can't stand, you cannot meal prep. Our freezer is literally smaller than your aquarium. Okay, okay, that's weird. Get a f***ing mini freezer. Amazon, like a few hundred bucks. Oh, I just solved all your problems and I thought for a half a second. With what money? The$1 ,700 you spend going out to eat on a monthly basis.

39:48F*** you. You're not. Maybe you are. I don't know. But how can you not? Huh? I said that's debatable. Okay. And honestly, again, not surprised. So, okay, you guys categorize DoorDash as essential in your budget, you told the producers? Wait, did we? Yes. Or else they would not tell me. You told them that. I can excuse him for memory issues. I don't know. I was in a car accident. I think I had a concussion. There it is. Things are lining up, ladies and gentlemen. I crashed my first car. It was a Mazda 3 that my granny bought for me by taking out of that$40 ,000 life insurance policy that I'm inheriting.

40:31Quiet. You can get a small freezer. Even a cooler at that point. Guys, come on. you can meal prep a couple days in advance to keep things in the refrigerator as well. I'm not talking about meal prepping a month in advance. I know you have the time. I know you have the ability. Stop making excuses. This is the dumbest thing I've ever heard in the last 30 minutes. Well. Okay. Yeah. So late fee, $523 of interest this year so far. Nearly a 30 % credit card. She says she can't meal prep because her schedule is all over the place. The schedule that you're choosing, You're choosing your own hours. What is wrong with her?

41:13It's not that I'm choosing. It's that I need to go out in DoorDash to make the money. And so I wake up. I see DoorDash is busy. Why have you quit McDonald's four times in a row? Now leading up to number five. One of them, it was I was a manager in training. And somebody who was also a manager in training was given actual manager shifts. and she was a self-admitted recovering junkie. Still probably a better person than you. I don't know. I was there for five hours without a break and she was there for an hour and went and took her lunch break with her little boyfriend that's also a drug addict.

41:52Okay, so why'd you quit? I quit because... And that did not happen four times. No, it didn't happen four times, but that one time it happened and... So there's three other times that don't involve... I would think... Yeah, yeah, there's three other times. Okay, so the one other time, it was while I was still in high school and I quit so I could prioritize school. That's fine. Two more to go. Two more to go. Wait a minute. Oh, okay. So this is technically my fifth McDonald's, but only fourth time being employed. So one of the times I was employed, I worked at two different stores. What was the other quit?

42:27The other quit was the same as the first McDonald's. So my very first job was McDonald's. That's in high school. same McDonald's June of 2023 I was working there for maybe a month and I would love to know why you quit because that was the question that I asked oh because that was the start of my quarter life crisis I quit like maybe a week before I broke up with that market you were being a dumb fuck okay great gotcha and why are you no longer working at the call center it was because you had to move it was because I accrued enough like late strikes because the ex boyfriend refused to get up early enough.

43:03Why the f*** does that matter, him getting up? Because I couldn't drive alone. You couldn't Uber? No, it was an hour commute. That doesn't hurt your credit. It rewires your life. The calls, the late fees, the limits on where you can live, what you can drive, how you feed your family, it adds up fast. But debt is not permanent and you don't have to figure it out alone. PDS debt has helped hundreds of thousands break free. PDS debt goes beyond the numbers to understand your unique financial situation and craft a personalized plan designed just for you. There is no minimum credit score required. They are here to help you save more, pay off your debt faster, and start putting money back where it belongs in your pocket.

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45:04Visit theguild.io to learn more. Your future self will thank you. This is not an offer to invest. Terms and conditions apply. The guild is a creative property of Activision. Trademark and copyright 2025. Could an Uber in order to not get fired? It was an hour commute. This was 2017 in the middle of nowhere where they didn't even have Uber. Okay. You couldn't drive? If I drove and took his car, I don't know how he would have reacted. Is he a woman beater? Did you leave him? Yeah, I did end up leaving him. There you go. Okay. So you got fired from not showing up to work. Oh, he just yelled. So he'd Never hit you.

45:45No, he never hit me. Okay. For sake. Guys, this is just, what a mess. Okay, Cabela's. We have a Cabela's card. Who's, what, when, why? That's mine. Yes. What's going on? The financially sound one with a$6 ,000 Cabela card. I got that when I actually had a decently paying job. And I had a bunch of gift cards that I was using to actually buy myself a new gun. and then I got offered... A brain-injured person with a gun? I can still go hunting and stuff. And self-defense? Yeah, children at schools.

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47:12Most of the school shooting things happen with, like, guns. Shut the f*** up. Go on. Keep going. I got offered a bunch of extra, like, bonus money stuff, the points and stuff for signing up on that day because they had a special deal going on. How much bonus monies? It was, like, a total of, like,$200. Great. You just lost$100 in interest this month alone. So, you got 6 ,000 hours in pistols? No. that was like the first like$100 on there so why the fuck okay because I lost the job that I had couple days after that I ended up quitting that job why what was the job it was a construction job and they were trying to make me go into a termite infested attic where it was crumbling underneath me literally the day after that and so I for some reason I don't fully trust your side of the story but either way Okay, you quit.

48:09He didn't weigh that much back then either. So it's not. How does that feel? That must be good. I don't know. Okay, great. Yeah. You got a star guy. You got a star of a wife. Best wife I've ever seen a guy. Buddy, listen. Yeah. I care a lot. Uh-huh. Uh-huh. Who the f*** did you guys meet? Bumble. Shut that s*** down. I was working at the dining center at the college, and I asked some of my coworkers. Oh, and other jobs. Guys, she's only had about 50 jobs in her eight years of adulthood. No, I've been working since I was six. Oh, yeah, that is eight years. No, that's longer. No. I'm sorry. I don't do math well.

48:5510 to 16. Or 10 to 20. 16 to 26. 10. Yeah, okay, 10 years. I've been working since I was 16. Oh, my f***, guys. um yeah uh i i i uh today junior um i quit that job because they put me at a different dining facility that was on greek row where i would have had to pay an additional like 150 bucks a month for parking i'm talking about his credit card i don't give a fuck about whatever you're talking about i didn't even listen to you i'm tuning you out at this point okay so you quit a job why don't you then go get another job or at least wait for a job to be lined up or at least have an emergency fund before you blew everything on a Cabela's card.

49:36I was in a relationship with somebody else at the time and they were very needy. They needed things all the time. Materialistic. Okay. And you say no or you say goodbye. Or spend your own money because you have a job too. Who the fuck are you talking about? You're the one that goes blows off the money and drug addict. Shut the fuck up. What high horse is she on? At least I paid for my own apartment application. Quiet, quiet. I don't want to hear you. I just like doing things. I like providing and was trying to do everything. Well, no offense. You do not provide now, but you do have kind of a reason for it.

50:18Okay.

50:22Rinse takes your laundry and hand delivers it to your door, expertly cleaned and folded, so you could take the time once spent folding and sorting and waiting to finally pursue a whole new version of you. Like tea time you. Mmm. Or this tea time you. Or even this tea time you. So did you hear about Dave? Or even tea time, tea time, tea time you. Mmm. So update on Dave. It's up to you. We'll take the laundry. Rinse. It's time to be great. Yeah, it sounds like I'm getting in a collective, uh, thought. from the room that you guys just can't be single because it's pretty much dangerous. I don't remember the last time I was single for more than like two months.

51:12Uh-huh. Which is why you guys got married in like just a few months. It was a whole month longer than my parents got together. Different time. Different time. Yeah. Okay. All right. Cabela's minimum payment,$159. $40 of purchases. says, why are we purchasing on a car that is a green interest that we cannot pay off that is also making minimum monthly payments go higher? Oh, actually, you have been engaged before. So... Oh, good! And that engagement ring was hers. No, no, no. This is actually my granny's wedding band. Okay, but the engagement ring he gave you was hers. Technically, the one he proposed with wasn't.

51:48That was a thrift shop ring that we got. And what am I being told? The engagement ring was technically a copy of that one. Okay. The engagement ring was my grandma's. Okay, so you've been engaged before. Yes. Right. You're 24? 23. Oh, good. He was 21 when he got engaged. The first time, yeah. Then two years later, he did it again. Over, under on this marriage lasting.

52:17Curious. Okay. So why the f*** are you spending on this credit card guy? That's the reactive spending. Yeah, that's where he puts his retaliatory spending. is whenever there's availability on it. Okay, why are you retaliating? I was not talking to you. Because she has a mental breakdown if I try and talk to her about it? Well, that's one of the least surprising things I've ever heard. You seem like someone that has a mental breakdown if someone looks at your butt. Yeah, kind of. Okay. So she has a mental breakdown if someone snaps their fingers or does anything. She's afraid of that last guy yelling.

52:55I'm guessing now knowing how she probably over sensationalizes everything and tries to put herself on a moral high horse when it comes to your other ex, even though she does basically the same exact thing. The dude probably said, hey, can you please not take my car without me knowing? And that was abuse to her. Okay. She tells me that I don't yell enough. We came down to her because she wanted somebody to yell at her. So, but why are you retaliating spending though? Because she blows up. So what's this mental breakdown that happens every time? she ends up on the floor crying, basically. Because I feel like a fucker.

53:33You are. Good. Recognize it. Change it. You should feel that. Put in any kind of action. Use a fucking budgeting app. This is not complicated stuff. And obviously, I'm going to create a budget and tell you what you're doing wrong. That is the point of the show. But to suggest you couldn't have fucking downloaded a budgeting app, what the fuck are you talking about? How? How? How? You don't spend. How? It's not the how do I fix the spending. It's the how do I fix me. Go to a therapist, dude. I actually have an appointment tomorrow. Okay, good. Thanks. Took three months of convincing. You were trying to convince?

54:08Mm-hmm. I've done therapy before and it didn't work. No, no, no, no. It was either the therapist itself wasn't a good match for you or you were honestly not showing up to be real. Let's be honest. Let's be honest. Look how you've shown up to this conversation. Again, I think a lot of it was cut because you're just f***ing literally one of the most insane people I've ever met. Okay, so this card is maxed out. That's great. Started over maxed out. That's actually even better. Wonderful. Oh, yep. It's screw dumb, screw dumb, screw dumb, screw dumb, screw dumb. Whatever the f***. Tap to pay mobile game that bulls*** is.

54:45The f*** it even is? What are you buying? It's just a Google app. Yeah, I know. What are you buying? It's just bonuses in the game. why? or going ad free that's his favorite thing is that not just one time to go ad free? that one was one time but different months there's different games 1, 2, 3, 4, 5 yeah the$10 one or whatever that's on there was that so you've had a new game and then you just go crazy? it's just when it comes up I don't know so you guys just living in situations in a small apartment good you can't afford much more What's your rent? Because I don't know how the fuck you're paying any of this.

55:25$9.50 a month. Water, sewer, garbage included. Good. And you're going to stay there as long as you can. And internet. And you're going to stay there as long as you can. Right now, our lease is set to end in April of 2026. You're going to renew it. We're threatened to leave to make sure they keep it down, right? Given that it's a college area, they have enough turnover that they don't give a shit if you threaten to leave. In fact, if we even missed our electric bill that I said I prioritize paying, that counts as a lease break. And how much of a fee is that? It's a lease break fee. And right now with the term that we're at, that'd be like$9 ,000.

55:59No one ever suggested you dumb tit not paying your electricity bill. You pay$1 ,700 on going out to eat. Shut the f*** up. What the f*** is that? The amount of turnover they have, we have to renew three months ahead of time. Okay. Okay, sounds like, yeah, but let's definitely try to keep it under$1 ,000 or we're looking around for sure. Well, can I say we actually do want to move out of that apartment at the end of the lease? You can. Is it going to be under$1 ,000 this next place? If we move down to Texas, it will. Please don't. I don't know where. Hand handle, please. Not here. Thank fuck. Okay, then fine.

56:34God, I don't want to live in Austin. Yeah. Keep Austin weird. It's like Portland. Girl, you're literally one of the weirdest people I've ever met in my entire life. I don't have blue hair or septum piercing, so I don't know that you can actually... Girl, you're f***ing blue hair anymore. Yeah. 2020 was a different time. That doesn't count. It was. It really was. Glad we've corrected where we were. But either way, okay. Oh, God, you've had a late fee this year so far. You guys are perfect for each other. Yes. That's why we got married so quickly

57:15Can we kiss on camera? Is that allowed? Just a little quick little pic? Just a little pic? No, no, no. Shut the f*** up. You're so annoying. It is not cute. It's not funny. You're not pleasant. And I'm doing everything in my power to hold it together for the next 35 minutes so I can get the f*** away from here. Yeah.

57:37Ton of interest. Nearly$70 or$700 this year so far in interest accrued. And this is a less interest rate at 20%. Okay, Ulta Not really putting it to you, so I'll be honest Or is this not working? But I'm guessing that's you I didn't, uh, we woke up late So I didn't do as much Okay, so it's hers, great Why would he have an Ulta card? Maybe the shots for you He doesn't like the ring in the stores Oh no, I was able to figure out an answer Within a half a second of thinking The stores are too smelly for him

58:14Okay But yeah, I've had that one since like 2020. Wait, no. What's the balance? What's the balance now? It's actually gone up. What is it now? That is not cute. You're f***ing your life. It's like$3.50. His life. $50, give or take. Great, wonderful. It's a minimum monthly payment. F*** sake. $30. Joke. For what? What, you said$350 now? Yes. I got like exfoliating stuff and shaving cream. Yeah, for that stash, I know. And the legs. Okay. He calls me Sasquatch. Stop! Stop! I'm from the Sasquatch state. When someone asked you if you had an OF, they were being dared to. I promise you. No, they were like...

59:06No. No. I don't know. No. It was five years ago. No. they've asked more recent than that sure Jan the Burlington Coat Event is back buy a coat now through November 29th and get$5 off your merchandise purchase of$25 or more from December 6th through December 24th plus Burlington is donating 50 ,000 new coats to help those in need nationwide through our partnership with Delivering Good we've been keeping you warm for over 50 years we'll see you at our coat event Burlington deals brands wow Visit Burlington.com slash coats for details.

59:47Who? Guys I used to go to school with or weird college kids, weird Discord guys. Discord, I could see that. Permanent Redditors, sure. Just the closest they'll get. And have you seen the women that use Reddit? Yeah. Okay, so what is this? It's a 30 % interest. You're getting interest charged like crazy, of course. Great. It's community. Of course it's a lot of interest. And we're just making the balance go higher instead of trying to improve our life in any way whatsoever. But I needed that stuff. No, you actually did not. You, what? I got sunscreen for the trip. It's exfoliating. No, face mask.

1:00:31No, you get little like bumpies and ingrown hairs and stuff. No, you do. And they're a lot. What was it that I have? I have like multiple hairs that grow out of a single go get a prescription have health insurance cover and you can use an HSA if McDonald's offers that that's probably worse than state insurance if I'm being real which is what I want right now no an HSA that's not health insurance no I'm talking about like what McDonald's insurance if they have insurance I didn't talk about it I thought you said you have insurance pay for it you said something about insurance on HSA HSA I don't know what that is okay stop stop stop No, that is not this conversation.

1:01:08Maybe I did say that. Okay, USAA. Okay. The big old military guy. That's right. Okay, we got a balance of... Oh, God,$515 on a credit limit of$500. The financial sane one reminder is how this conversation was framed. Wonderful. It's gone on from$505. Why? Oh, fees and interest. What the f*** is wrong with you? What is going on, guy? I know. You might not be able to say it, but you can sit at a computer and look at your statement. So what the f*** is going on? I just... I can't do anything. Well, that's clear as day. But you can look at a f***ing statement. What do you mean you can't do anything?

1:01:50What are you talking about you can't do anything? She goes out to make the money to make up for it. What? You're bringing more money than her with disability. I pay what I can right at the beginning and then that's it. Why were you... Why is there a late fee? Buddy, for a literal$15 minimum fee payment, $31 now, why were you late on that? I know for a fact you could put that in. That was like a day late because I just missed it. A day is a day. Why is it late? Why is it not on auto pay? I swear that's the... Oh, that's like acid to people on this show. We have justifiable reasons to not have it on auto pay.

1:02:28Oh, sure. Let's hear from you. One of the most reasonable people I've ever met. So our Explorer's on auto pay. Our car's on auto pay. and the Avista bill is on autopay but that doesn't incur like thousands of dollars of fees why is this not on autopay meet the computer you can talk to with Copilot on Windows working, creating, and collaborating is as easy as talking got writer's block? share your screen with Copilot Vision to help spark inspiration and use Copilot Voice to have a conversation and brainstorm ideas Or maybe you need some tech help. With Copilot Vision, Copilot sees what you see.

1:03:06Let Copilot talk you through step-by-step guidance so you can master new apps, games, and skills faster. Try now at windows.com slash copilot. Because it's not one of the most important bills? But now it's over the limit, you tit. You actual creature. You actual creature that is holding us back as a society. What the f***? Why are you guys moving to Texas? What is your opportunity here? Everything's cheaper. Yeah, if you work, you can't and you don't. I want to. Right. Says the 50 jobs in 10 years, girl. Yes. So what the f*** is your, where are you moving to? We don't have an exact location in mind yet.

1:03:54You have an exact, when's your lease done? April of 26. Okay. Okay. And what are you planning to do here? Um, I mean, he's already said he wants to kind of go into accounting some if he can. So let me guess, you've switched jobs once or twice and just kind of forgot about that old 401k. Yeah, and you're not alone. 25 % of all 401k assets are lost or forgotten. That is billions of dollars floating in limbo because the rollover process is somehow stuck in 1997. Max machines, physical checks, talking to human on a phone? No thanks. That is where Capitalize comes in, today's sponsor and your retirement account's best friend.

1:04:29They're a free concierge service that helps you track down your old 401k, open or connect an IRA of your choice, and roll everything over without you lifting a finger. No paperwork, no please hold, no problem. If you've got an old 401k gathering dust, roll it over today with Capitalize. Hit the link in the description or go to highcapitalize.com slash Caleb. So as many of you know, I've been a big supporter of Course Careers for a long time. I'm not just a partner. I actually own stock and I'm an investor. So why did I partner with Course Careers? because i truly believe in what they're doing a lot of people have questions about online certifications versus traditional college degrees let me be clear i wouldn't put my name behind something unless i knew it worked the thing is not everyone has the time or resources to spend four years in college or take on massive student loan debt course careers offers a practical affordable way to launch a career in a high demand field like tech sales i.t and accounting where companies are hiring based on the skills needed, not broad college degrees.

1:05:26In fact, right now, one in three companies are dropping degree requirements, and that number is only going to continue to grow. I know some people think online programs are a quick fix, but that's not the case here. Course Careers takes effort and commitment, but they provide you with a streamlined, proven path. They offer up-to-date, self-paced courses, one-on-one or group coaching from people that work in the industry, and most importantly, they help you actually get hired. Just look at graduates like Nemeso who went from driving FedEx trucks to a cybersecurity job at Disney. That didn't happen by chance.

1:05:58He put in the work and course careers guided him every step of the way. And what truly sets course careers apart is that it's not just about learning skills, but landing a job. Their curriculum is designed based on what employers actually need and their network of industry coaches will guide you through the entire process from learning the skills to interviewing, resume help, and beyond. So if you're serious about starting a new career without wasting years or piling up debt give course careers a try start with their free intro course linked in the description to explore your options and when you're ready use the link in the description for 50 off the full course your future starts right now and course careers is here to help you shape it what are you planning on doing here probably something in hospitality management leave her leave i'm sorry you are going to be held back your entire life.

1:06:45Listen, I goon, I joke around. I like, we like to, you know, like, couples, and it's fun to see the drama and all that, and, you know, the drama's real, and we see it, and it's interesting. You need to leave her. So, you're about to make a trade based on a friend's text. But which you do you listen to? Is it, we could buy a house in Tulum? Get optioning those options. We could lose everything. Or let's do a little research. Get your head in the trade and make the investment decision that's right for you. Learn more at FINRA.org slash trade smart. You need to leave her. I ask him why he hasn't.

1:07:31You need to leave her. And that's a great question. And what's your answer? You're desperate? No. No, I think this has to be some kind of desperation. Something's going on. She's one of my least favorite people I've ever met filming on this show. You need to leave her, buddy. Listen, you got some f***ed up flaws. That is for sure financially. But a sloppy top once a night ain't it. That is not a reason to keep someone around. You rushed into this marriage. You made a mistake. She is a mess. It's not as big of a mess as things I've dealt with before. Actually, the reason I'm a fan of this show is because it makes me feel a little bit better about our finances.

1:08:11Well, now everyone feels better because you're the worst person I've ever met, and I do not know how much is cut in order to make sure people did not click off at the beginning, because f*** sake. Well, I hope they're at least entertained. No, and that's why they would click off, which is why we cut that part of you being literally insane.

1:08:32I'll get you guys set up on the Fizz card. Debit card that builds credit or at least provide resources. I just...

1:08:41Big guy. You can do a lot better. I don't know what Spokane's like, but I'm sorry. And I kind of want to say sorry to you, except I just, I'm not sorry. It's okay. Nobody's ever been sorry to me before. Okay. Don't try to make it a little victim thing. Look how you go around in this world. I guarantee you the vast majority that you have dealt with has been on you based on how you are doing things. Even when my own cousin bullied me from elementary through high school? It's not a f***ing... It's not about that. And honestly, I don't see how that impacts you being one of the most annoying people I've ever met and leaving every job you've ever had.

1:09:23I'm talking about that kind of s***. You live with your cousin? No. Okay, then I don't give a f***. I'm sorry.

1:09:34You're over the credit limit. You're late. It takes five years to pay off. $31 minimum fee payment. Everyone had bullies. I sympathize with it, but to say that's why you can't hold down a job and that's why you're insufferable in this conversation? No. Come on. We're not going to bullsh**. I wouldn't use it as a reason I can't. Stop. $72 of interest this year so far, $30, of course, for fees.

1:10:08Quicksilver. that one's mine what's going on with it it's probably my oldest credit card i don't have a special little place in my heart for it or anything like that it's just been maxed out for a while now how'd it get maxed out um quarter life crisis i i'm gonna throw that out quite a bit but it's moronic and it's dumb and it's stupid and it's an excuse and it's a cope. Shut like, what are we doing? That will never get you anywhere, dude. Someone who's able to make an excuse for everything, you're never going to get anywhere. You can't even communicate with her. You told me you cannot communicate with her because she just breaks the down.

1:10:51No. And then she's going to say you bullied her because you brought up, oh, she spent a little bit of money. And then you're abusive, probably because you brought up the fact that, hey, you spent a little bit of money. No. Yes. I don't think he's. I know how people like you were. You're right. I'm saying if he did bring that up and you guys broke up, you would claim him as an abusive ex. I know you. You're TikTok incarnated. Actually, I didn't download TikTok until after he made me. You're TikTok. Well, you're all the worst parts of our society. $144 minimum fee payment,$4 ,174.82 is your balance.

1:11:23Yeah, maxed out. How long has it been maxed out? Probably at least since I got back from Massachusetts in January of 2024. January of 2024. Okay, thank you. The whole run-up and everything. Could have just said when. But why? To answer the question. Okay. What made it maxed out? Over maxed out? And why have we made no progress on getting it under maxed out? What made it over maxed out? I think we had to put gas on it or something that month. Did we have any purchases? What are you spending on that previously? This can't all be gas. Oh, no. Again, just like the Saver 1. while I was in Massachusetts and coming back from Massachusetts, quarter-life crisis, that was just swipe, tap, swipe, tap.

1:12:08Chick-fil-A, Marshalls, TJ Maxx. Hold on. I need a little support because I know I don't necessarily, because if we do cut some things in this episode, ladies and gentlemen, I know I kind of look like a dick because you guys didn't say everything. So I need confirmation. I need confirmation. I have four people watching this, four producers and one guy in sales. Brandon, am I just cranky or am I absolutely justified in how I feel towards her? Respectfully, you're the most insufferable person I've ever heard. Jordan, one of the nicest people that works here, by the way, Jordan. Unfortunately justified.

1:12:41Weston, also a sweet soul. I'm monitoring audio and my ears are bleeding. Lindsay, the one who was casted. No comment. No comment. She's too nice. Okay. Which also means confirmed. So here's the reality, because I know I probably don't look great here, and that's bad for brands, but I honestly don't give a f*** because I'm willing to just be open and honest about everything. I'm myself. If I don't like someone, I don't like someone. If I like someone, I like someone. Whatever. I wouldn't ask you to be any other way. I'm talking. She thinks it's a presidential debate. I needed to frame that just in case we cut some of the more obnoxious moments in the beginning that, oh my f***, this is miserable.

1:13:21Okay. Let's get back to it. Quicksilver. $4 ,100 is happening more. I actually just recently had to contact them and say that I wasn't able to make my monthly payment. Why? You spent$1 ,700? Hey, Capital One, if you're seeing this, she spent$1 ,700 going out to you last month. She could have paid this. Capital One, sue her ass into the ground. Fix her. Make her learn. Quarter life crisis? Let's face a real crisis. Don't. why couldn't you pay your payment $144 if I'm honest I don't have a good reason why I don't know what did you tell them I told them that we are facing some financial hardship related to my husband's disability status leech you're going to be the one who spends all their money their entire life has nothing to retire social security who knows what the f*** that looks like and you're going to be working.

1:14:20Then you're going to be on the news. There's going to be a sob story about an 85 year old woman, you working at Walmart, not able to pay the bills. And it's going to be sad because you're old when we actually know throughout your entire life, you just throw out, spend all your money while the rest of us sacrifice. And then I'm going to have to pay more taxes to support you who did nothing but just have fun their entire life. Moronic. Yeah. $102 this interest this month so far, $608 this year so far. What? What are you possibly going to say? Well, I paid those down at one point during the quarter life crisis.

1:14:50Okay. I took out of an investment account that I had. Great. Wonderful. How much was in it? Somewhere between three and 5 ,000. And we will all be supporting her with higher taxes by the time our generation is older. You're welcome. Thanks for your service. Some of that was a STEMI check too. Of course it was. STEMI check that I had held on for like four or five years. Wasn't it like$2 ,500? There was like three different STEMI checks, I think at least for Washington, I think it was a total of 3 ,600. I think I skimmed the 300 or 600 or whatever off the top. And then I threw that 3 ,000 into like a high yield savings or whatever.

1:15:31What a productive society we live in. Okay. Another almost maxed out card with spending happening. It's called the freedom card. Whose is it? Mine. Okay. You're spending on it. Why? It takes over a year to pay off without purchasing, but you can't help but purchase. Minimum to payment$40. Purchased$62. Balance went up. It is now maxed out. What the f*** is going on? Yeah,$62. What did you purchase? Probably had to put gas on it. By the way, that was$453.26. It's a year right now because it has no interest. Her gas was going into McDonald's and purchasing things. Oh. Also. I couldn't remember. Pay Range Mobile, which, it's a for laundry.

1:16:10That's our laundry. Okay, that's fine. Because we don't have washer and dryer. Oh, we've had a lay fee this year so far. Who would have thought? Well, actually, I would have. Of course, I would have. Walmart, who even knows? I doubt it's groceries knowing how much you guys go out to eat. Actually, whenever we do buy meat, we buy the clearance steaks and stuff from Walmart. Whenever we see the yellow tag on like a new - Three times they cook food a year.

1:16:35Laundry, obviously, that's fine. McDonald's, what the f*** you should be taking money from them, not giving them. 27 % interest. Okay, more pass. Shut up. Pass to on this next one. What's LCCU? Local credit union. Yeah, who's though? Technically joint. Okay. It's joint, but it's in my name. Okay, his. Okay. LCCU. Pass to amount,$55. So that's the normal minimum, but obviously you owe double that now. New balance,$300. $25 ,013. Is that a 10 %? I mean, not the worst. And they don't charge fees or anything, so. No, but that can hit your credit if you leave it too long. I've always gotten them before the credit hit, so.

1:17:27You better until you don't is the thing. Because look how far behind you guys are. We've already taken care of that late payment, but that doesn't matter.

1:17:39What are we doing here? What have you spent on here? That one was a personal loan. This is a personal loan? Yeah. $500 for Christmas. For gifts? Guys, oh, you're just, oh, you're doing everything. You can think of something that exists in this world. You are doing everything the wrong way. What? I haven't taken out any payday loans or affirmed or clarinat anything. I stopped using my after pay after I realized I wasn't being good about it. Okay. What is this? What is the$9 ,829 balance? That's the camper. Camper? Yes. And whose name? Camper for what? We'll probably camp in, but what the f***? Why?

1:18:27Whose name? Your name probably. What the f*** are you doing? You can't even stand up. You're going to do a camper? The job that I had last year, I was actually living out of it. Maybe you should still. You guys both. That's the plan after the lease goes off. In Texas, you're going to live up. Hey, talking to the mic. So after the lease is over, we're considering staying in Idaho. Why didn't you do it in the first place? Okay, great. Why didn't you do this in the first place? Because I already had the apartment when we met. So you had this on your own? You had this apartment on your own? Oh, what a creature.

1:19:04Oh, you would have been so. I was making over$3 ,000 a month at that time. Camper's at 10%. Yeah, and then you quit like you did every job. 9 % sorry Okay Minimum monthly payment is 217 217 great More stacking What's this camper worth Took out a 10 ,000 hour loan to buy this from a friend alone It was from a friend Yeah You don't even know what the value of this was No At the time was worth$16. Show me pictures. Someone show me pictures right now. Show me interior pictures and exterior pictures immediately right the f*** now. Make sure you send them to... Put your phone away. Let me see if I have any.

1:19:57Your photo album probably terrifies me. It needs a bunch of s*** fixed now. Oh no! Surprise! Shock! Camper, come on! Can you even use it? Or is it repairs needed to even use it? There's a window busted out. Oh, for f***ing sake. What are we doing? And insurance already paid out to get that repaired? And you used that for? Bills? No, McDonald's probably, honestly. What can I say? I like sweet tea.

1:20:35It's worth, well, in its current condition, probably about$7 ,000. I think. In okay condition, it's worth about$10, but you got things. You also need to replace... Okay, I have a list. Heating ducts, broken cabin in the bedroom, broken bench in the denier, trim fridge is broken, valve in the toilet is broken, shower base is missing, cover for access underneath, rear window needs replaced, missing blinds, missing screen door, water heater needs replaced. This thing's probably worth like$5 ,000. Oh, what? How much of this was broken when you got it? The blinds are because of our Great Pyrenees. Uh-huh.

1:21:10Yeah, they're crazy. I have one. Yeah. You have a dog? It lives with the mother-in-law, okay, his grandma. The shower basin and the toilet were broken already. What are you doing, dude? What are you doing? What a joke. The way you... This is good. Good luck. Thanks. This is really all you're probably going to get. No offense. Uh, STCU? Spokane Teachers Credit. Who's a teacher? It's just a bank. Okay, well, this is at 8%. What is, what is, oh. It's the Explorer. Oh! Oh, it's a nearly$1 ,000 minimum payment! No, that is interest rates this year. Stink. Oh, what's the minimum monthly payment? $3.98 and cents.

1:22:04Okay, I'll say$3.98. Oh, balances. $23 ,465.88.

1:22:17Oh, that's an insane balance for you guys' situation. We traded in my Toyota Corolla that was almost paid off in order to get it. It was originally like$35 ,000. I've never been more proud. You're an incredible person. Is that what you want? I don't know. We needed it for safety. I need the worth of the car. We're selling the camper in the dock. No. The camper has sentimental value. That's where he proposed to me. I'm talking about the document that is pulled up in our notes that we are communicating back and forth as the camper. Thank you for constantly trying to participate in this conversation beyond what you're necessary for.

1:22:54If you're$12 ,000, you're negative$11 ,465 in equity.

1:23:03But I'm going to drive that thing until the wheels fall off. Well, you better because you owe an infinite amount of money for you guys on it. And the minimum payment, good luck. Good luck affording it. That's one of the ones that's on autopay at the first time. Driving into the ground. I'm going to drive into the ground immediately because we're door dashing.

1:23:23LCCC loan. Again, what is this? This is another$9 ,000 loan for what? That's the other car. What's the other car? That's a 2012 escape Oh That we don't even drive Why? Can you drive? Sometimes How do you know if you can or not? Based on what my head feels like Yeah but what if you get stuck in a situation Where you've been driving and all of a sudden your head He doesn't go anywhere by himself So that was the question Well it's at an 8.5 % interest rate

1:24:04Minimum fee payment is what? $222. Yeah, it is. My cousin pays me$300 a month. Great, it's worth$4 ,300. Dramatically underwater, as usual. He originally got that loan with the ex that he was engaged to. Great, and hopefully you'll be an ex soon enough. I don't think his uncle can help him refinance the Explorer, though. I don't give a f***. Go bankrupt and bankrupt your relationship as well. Get a fresh restart, dude. Buddy, I'm cheering for you. You, I don't know. I hope you do well because you're a human on this planet, but for f***ing sake, I don't know. I don't f***ing know. Dude, I don't f***ing know.

1:24:47Okay, personal debts. Personal debts? 500 to your family for what? For what? There was one month we couldn't pay the insurance. Why? You spent$700 going out to eat. Why?

1:25:03exactly sake borrow from the family what's your minimum towards them I pay them back by you know working around the house working around the house you can't stand up he can't he can't work like a traditional job where like somebody's on him about you need to be doing something the full time that you're working but he can like putter basically is what I would call it he's not able to speak for himself you have to answer this for him Sometimes I just word things better. It takes them a little bit of processing time. You're the worst person at answering questions I've met today. Today. How many people have you met today?

1:25:505 ,000 hours to your grandma for what? That's the Mazda that I totaled. Oh, f***ing, and you still owe 5 ,000 to grandma? Yeah. I have. That's the one that she borrowed from retirement account. Yeah, my granny borrowed from the life insurance policy. No, no, no. That's already paid back. Hey, Bubba! Huh? It's already paid back in. That's already taken care of. Into the life insurance, but not back to her granny. Granny and my uncle put it back in. So they forgave you, or do you still owe it? She owes them, but not the life insurance.

1:26:27This is the granny with the$600 ,000 I assume so

1:26:36Why did you pay back grandma Why haven't I Yes that would be the question She wants me to prioritize paying stuff that does interest Disown her Take her out of the will Make her fight for it Make her learn things. You're enabling her. You don't give a f*** about anything. So you're not paying a minimum? No, not currently. And I see$250 to your friends? For f*** what? Your friends? Your f*** friends? Isn't that only half now? Because we paid him some? No. We paid him back$75, but he sent me money. Literally, I was on the phone with him, and he's like, hey, check your cash out. And I went and bought groceries that day.

1:27:19Ah! What$1 ,700 I was going to do?

1:27:28Okay If it helps we used to Shut up don't say any words I don't care I do not care Stop You guys are the ones that are going to be getting Assistance in this world and you do not deserve it It's insane This is disgusting The life you guys live What's your minimum to your friend There's not But great. Wonderful. And your mom just sent you a thousand dollars. Just sent you a thousand dollars. It's not even in the notes. You spent more than that going out to eat last month. And yet. This isn't the first set of tires she's bought me. We're calling her in the post show. She's working. I don't give a.

1:28:13We're calling her and hopefully she answers. She works accounts payable and. Hopefully she answers. It's the end of the month. Hopefully she answers. Okay. We'll leave a voicemail if not exposing your entire ass. Yeah. She knows I'm going on the show. She's going to watch the video. Good. Well, she'll see this. And mom, stop enabling the most annoying daughter that's ever been born on this earth. You made a mistake.

1:28:41It's just safety. She only enables safety related things. No, no, no, no, no. You spent. You don't understand. No, I get it. Can someone just freeze frame that, zoom in on that, and just frame that for any time anyone wants to get and last longer?

1:29:01Yeah. Surprised you make it there, buddy. That's all I'm saying. He usually has a pillow over his face. DoorDash. Actually? For the light. He has light sensitivity issues. Yeah, for the light. Oh, f***. Oh, f***. buddy you do not listen there are more women out there i understand listen you're you're a bigger dude maybe it's a little harder you can't stand up makes it harder to date there are other people out there i promise the grass is greener the grass is greener she's usually not this bad no don't believe don't believe whatsoever the fact that she said this bad listen to your language Okay DoorDash I thought DoorDash was supposed to be you Getting money but just spending Getting nails I got nails done Getting some bullshit So this is just the debit Bullshit Subway Dutch Bros Dairy Queen Going in and getting some BS Oh guys this is her DoorDash Jordans are all just going out to eat f*** off.

1:30:14McDonald's, tacos, the land, McDonald's, Paradise Cafe, McDonald's, McDonald's, what a joke. What a f***ing joke! Buffalo Wild Wings going in and getting some BS, going in and getting some BS, going in and getting some BS, going in and getting some BS. A lot of BS on this. It's not even highlighted, but it's all BS. Puffs and Cups going in and getting some BS. F***ing Dairy Queen. taco bell dutch bros dutch bros sake what a joke oh get into bs dominoes the land java mcdonald's door she door dash mcdonald's with her door dash earnings i'm gonna die and this is ridiculous taco bell taco bell shut up shut your entire life up taco bell handy i'm gonna draw who knows the what?

1:31:09Some bullshit. McDonald's. Bullshit. Probably. Shut the fuck up. Job at McDonald's. McDonald's. McDonald's. Talk about the land McDonald's. Talk about all of her earnings goes out to eat. You're the only one supporting the household. Leave her. Leave her. Leave her. If this is not a f***ing indictment of her and her entire existence and how she prioritizes, she says she's going out there and taking care of the house. Bullshit. She spends every f***ing dime going out and throwing food down her throat. just because you get a little throat here and there is not worth it it is not worth it leave her now she is going to destroy your life arby's shut the f**k up sonic bubble wildings if i don't want people to hear you i just swear because that way it's censored and bleeped meaning they literally cannot hear you even if you're talking at the same time so that's right yeah exactly no please no one disgusting door dash bad mcdonald's who is the p1 fcu that's the joint debit account wonderful there's six dollars in there happy helping food happy helping food starbucks goodwill buffalo wild wings standings mcdonald's and java going and getting some bs amc door dashing amc door dashing door dashing door dashing nom nom mcdonald's buffalo's wild wing harbor freight tools premium nom nom nom java nom nom door dash mcdonald's arby's door dash mcdonald's saccabell nom nom tim 10 what a joke our entire life is what a absolute embarrassing joke this entire life is primal queen door dash buffalo wilding sonic the land tan tan nom nom mcdonald's 15 000 is that your retirement leave her i hope you had a prenup even though it wouldn't necessarily be necessary however she's just a leech you better not take anything when he leaves you because you don't deserve it What is this?

1:33:17$3 ,000. That's another retirement account that I have. Oh, for f***ing sake. Great. Yeah. What a benefit you are in this household. What a benefit you are. The nom nom one. Buddy, you need to save your f***ing life. You need to save your f***ing life. Oh, f***ing what? He says I do save his life. No. He just, he's never, nope. Uh-uh. Impossible. He had a horrible ex, which makes you look better. That is pretty much it. Listen, your minimum through payments alone. and just constitute your entire pay. And then your entire pay goes to going out to eat. Okay? Oh, okay. That's all she does. Then you just blow all your money as well.

1:33:54This is embarrassing. Good the fuck a lot. There's no budget that fixes it. You spend all your money that you make just, just alone on minimum payments. And then you spend all the money you make even more, practically how much you make on just going out to eat. No, no. You guys are completely immature. You need to separate. You're enabling each other. Your parents have raised a horrible child. You and they're enabling the fuck out of you. Your grandma should make sure you don't get a single cent. What a joke. I'm going to call your mom in the post show. Hopefully she answers. If not, I'm going to leave a voicemail, but I'm going to call your grandma then.

1:34:24But I'm done. I'm done. I'm going to go get some air outside while they set up for the post show. But this was miserable. Thank you. Watch us in the post show.

1:34:39Lindsay, should he divorce her? He is part of the problem, too. The car was valued at$5 ,000. dollars and they were going to be trading it in. We live in a hilly area. Quiet, Utah. Based on the weather conditions. Based on the weather conditions in that area? F*** off. Shut the f*** off. Collusive members content. Click the link in the description or pin comment below and watch thousands of hours of extra and uncensored content. Hey, Ryan Reynolds here. Wishing you a very happy half-off holiday because right now Mint Mobile is offering you the gift of 50 % off unlimited. To be clear, that's half price, not half the service.

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