How Much Does Senior Year Cost? A Budget Guide for Parents of High School Seniors | 606

0:01How much do you feel like you spent in total? Do you have any idea? I'm going to say$4 ,000. So I looked at the price list and I was like, whoa, this is way more than I thought it was going to be. My biggest piece of advice is that you don't have to do every single thing that your child asks you to do. Sometimes a request is just simply not within your budget. You have to use your own money. I swear nine out of ten times my daughters will be like, never mind. If you start freshman year, it's only$83 a month that you need to save to get to that number by the time they're seeing you here. Do you make good money but have nothing to show for it?

0:45Are you tired of living paycheck to paycheck? Do you have big dreams for your financial future? Do you want to get debt free but you don't want to live on beans and rice? When you don't want to give up those pumpkin spice lattes. If you don't already know how to budget or if you're using credit cards to get through the month. If you want to seem like you have your finances all together or you're not on the same page with your spouse when it comes to finances. We know what you're doing probably isn't working, but guess what? You're in the right place. We're Shana and Vanessa. We're best friends, business partners, and master financial coaches trained by Dave Ramsey.

1:17We've been in business since 2019, helping hundreds of amazing people like you create budgets, get out of debt, stop living paycheck to paycheck, and know exactly what to do with their money. In this podcast, we'll share with you everything we know plus everything we're working on with our clients so that you have the best chance at reaching your financial goals. We want to help you take the guesswork out of your budget, improve your marriages, and even bring your kids in on the conversation. We can help you no matter where you're at, whether you're the single mom who's never had$500 in her savings account, or the millionaire who's paid off four real estate mortgages.

1:49And we're not going to shy away from the tough love. We'll tell you what you need to hear and encourage you at the same time. This is the Financial Coaching for Women podcast. All right, Robin, thank you so much for coming on Financial Coaching for Women. We're so excited to have you here to talk about seniors. Hi, I'm so excited to be here. I'm an avid listener. I have your system and I was actually walking on the beach when I heard your podcast about having a senior mom and I emailed right then. So I was really excited about it. We are so thankful to have you because Shane and I both have seniors this year, right?

2:26And so this is a big year, a lot going on. And again, we selfishly asked for somebody to come on to help us. And we know that if we need help, then there are obviously other listeners that are in the same boat that we are or have juniors that will be way more prepared for next year. So thank you for coming on. Yeah. And not only do we both have seniors, it's our first time. So next year, Vanessa will be the veteran mom that has a senior again, but we are making it up as we go right now. So we're very grateful to have your experience. Also love that you were listening to it while you're walking on the beach or speaking our love language.

2:56Love that. So right off the bat, Robin, we're going to get into some details and some story and hear more about you, but tell us what is the biggest piece of advice you would want all senior moms to have? So I have every child I feel like is on social media and there is literally TikToks about everything senior year where you get your senior pictures, your outfits for senior pictures. That's the thing that starts it off. And then it's homecoming and all of these events that you can obviously go to when you're not a senior, but your senior year is your senior year. My biggest piece of advice is that you don't have to do every single thing that your child asks you to do.

3:39Sometimes a request is just simply not within your budget and you're like, I can DIY that or we can figure out another way to make it work. But say my biggest piece of advice is to know yourself and your kids and just stay true to yourself for the whole senior year because you're going to see a lot of other parents and your kids are going to see a lot of other seniors doing things and it just might not be your style but you feel like FOMO almost oh I have to do that or I have to do this and I think just staying true to yourself and staying true to your budget and what your family can afford and everything that you do you can DIY stuff you don't have to buy something straight out you can DIY something or think about if you have another child, like my, my youngest daughter is going to be a junior this year.

4:30A lot of stuff I did this year, I was like, I can reuse this for her senior year. So a lot of the things I did end up buying, I ended up able to repurpose it. Right. You bought it and the purpose of you were using it for your daughter. I think that's great. I love how you said to know, know what you want to do, know who you are, know what your limitations are because I think you can get go down a wormhole on this and get sucked into the this is what everyone else is doing and look at all the flashy stuff on social media so I love that check yourself yeah check yourself you wreck yourself that's so old but it's check yourself and then also Vanessa is taking that very to heart because she's in that exact same position so perfect okay so let's back up a little bit let's hear a little bit about your senior and your senior this last senior year that you did just give us like paint this the picture for us about it I feel like I need to rewind a little bit so my daughters were competitive dancers for years and then senior year was cheerleading so that was super fun and way less expensive than really or like for the school because they were doing it for the school yes they were doing it for the school and I think I had that was an upfront cost if they're doing a new sport that was an upfront cost that it was very minimal.

5:43But yeah, so my senior daughter just graduated, and she is going to a local school. So I live in Pennsylvania, and we don't necessarily have a community college near us. But she is going for business at the university that's a half an hour away. So she's commuting. And she did cheer and she did work a part time job. So she did contribute to some of the expenses. But yeah, she, you know, worked on the weekends and did cheer for football season. And then after that was over, she just mainly focused on work. But she graduated with high honors, like over 4.0. So that was definitely helpful for scholarships.

6:30And what else do you want me to talk about? I feel bad. I'm like, I got sidetracked. I know you could probably talk forever about your own kid, right? All the cool things. But so we got the picture. She's obviously a great student. She is an athlete and she's being very frugal and smart about her college situation. No, I think that's good. Tell us when the whole thing started. Oh my gosh, I have a senior. Did you immediately think that this year, the year was going to be expensive or did you already know what your limitations were going to be throughout the year? and that's a great question because senior pictures are a huge ordeal here I have friends in the midwest where they're like senior pictures are just very simple and our senior pictures are like multiple locations and there's a highly sought after photographer that everybody wants so it was pretty much January of her junior year no yes because then that summer she would have been a senior and the calendar opened up for the senior pictures and I graduated high school in 1998.

7:33My uncle did pictures in his little studio that he had with his camera and I think they were free. So I looked at the price list and I was like whoa this is way more than I thought it was going to be but I think that's when I realized oh goodness in addition to proms and homecomings I was familiar with dress costs and like all the items that went along with that. But I think the senior pictures were very, I guess it didn't shock me, but it just surprised me that this was just the two hour photography session with a digital downloads. This was no printed pictures. This was no album or anything like that.

8:15So that was the first time I was like, oh, wow, this is. Yeah, it was an early, you were early onset shot sticker surprise. Yes, early onset shots. Can we start a savings bucket for that, maybe? Yes. Yes. Definitely use savings bucket. And I look through the document, but definitely savings bucket. Yeah. Yeah. Okay. So here's a quick, fun version of this question. So if someone had handed you a senior money checklist two years ago, what would you have wanted to make sure was on it? Oh, goodness. Yes. I would have definitely have wanted this. for sure senior pictures and in depending on where you get your pictures from they do this wonderful little add-on package that are called cap and gown pictures so it's an extra expense that you can add on but you I didn't really know about that until it was like advertised again so I was lucky enough to miss my photographer and be like hey can I add this on at the price point that I had booked my original session and she was really nice and she was like yeah that's fine because we just a la carte of this item and now packaged it differently.

9:23So definitely think of all your pictures you want cap and gown pictures, your senior pictures. So it's two different time frames, but just a checklist of everything you need because then you need new outfits. So if you have a daughter, particularly, I don't know, I have two girls, so I don't have a son, but I'm pretty sure if they were anything like my husband, they would want new clothes as well. But definitely the wardrobe. I didn't even think of that. It wasn't even like back to school shopping. It was senior photo shopping. So definitely wardrobe for senior pitchers. Our school didn't do any announcements or anything like that, but our yearbook ad was free.

10:07So that's something that could be a cost is a yearbook layout or page. I did have to pay for a senior ad in the football program, which you might not think about if they're a senior in a sport they usually do some type of senior layout or senior spread overnight I don't know if they do that everywhere but they have a big senior night and parents bring their kids flowers so that's something I literally was that day of and I texted my mom and she lives near Pittsburgh so she's more she has a lot more options than I do where I live I live very rurally so I was like mom can you stop at giant eagle and pick up flowers or can you and she's like oh my gosh why didn't we think of this so definitely the things that go along with all of those little senior moments that and I guess you just don't think about it until the time comes I don't know if I would say I was in shock the whole senior year that wouldn't be the right case but I'm a teacher so I have seniors every year so I know the milestones of everything but when it's your own child you're like wow this is going way faster than I was going to.

11:14I know, I know. My youngest daughter is a junior and I'm like, please, time, slow down. Yeah. So like all the little things that go with senior moments, like senior night and then if they're on homecoming court or fall ball or whatever it's called where you live, there's expenses associated with that because there's usually a court and you need an outfit for that. And you don't wear your homecoming dress to the court thing that you do, like the announcement, you have to have another outfit. So it's like a lot of clothes, a lot of extra things that you, and I guess the whole wardrobe when they leave though for every occasion, they don't need any more clothes ever again.

11:54Yes. So I did what I, for my daughter, I was like, okay, senior pitchers, I gave her a budget and I'm like, you can use these school, these for your back to school clothes too. And then anything extra you want, you're just going to pay. with your own money. I'm trying to think of what else for your senior ad. Oh, definitely. This was the hardest thing. And I know it's not money based, but just like when you have to come up with a sentimental saying for something like an ad, or it was like, I could not think of what to write. So I did use a little bit chat GPT to help me. But just sentimental sayings.

12:29I know that sounds really ridiculous, but like my daughter would email me a form and be like, oh, this is a yearbook form for my senior ad. Make sure you send me what you're going to write so I can see it before you send it to her so that I think it's okay. And I'm like, okay, because they don't want to be obviously embarrassed. Oh, what's the fun in that? Yeah, I know. It's the fun in that. Your nickname you called them forever. Let me just, let me butt in here, Robin, because tell them about the shirt. Tell them about the shirt, the senior shirt. That's our first expense that we've done already.

12:58Oh, I saw that. I found this website who you give them a baby picture of your child and it says senior mom on it. And then the picture goes on top. So I saw that and I thought I absolutely have to do that. And my son will, my son thought I was going to get it maybe for the end of the year. And I thought, no, honey, I get 365 days of having a senior babe. I'm starting now. So I found this cute picture. He looks like Jimmy Neutron with his glasses and his pointy hair sticking up. And he was mortified that I was using this picture. And I said, I'm absolutely using that picture. So it's huge. It's like all the whole shirt and it says senior mom.

13:33And I'm so excited. I love that. I can't wait to wear it. So yeah, that was like my first, I think I bought it in July. So that was my first senior expense. And here's the deal because like you, she has a junior. She went ahead and got the, if you buy two, you get a discount because that's the kind of person Vanessa's. But if we don't get to embarrass them a little bit, what is the point? What have we been working for here? Guys? I told him, I said, look, I know it's your senior year, but it's my senior year too for you. And I'm not going to be the one that cries. I'm so excited. That is a lie.

14:02She's already day one. I did. But I'm so excited for them. It's such a fun time, but I am going to enjoy myself as well. Yeah. You know, exactly. Okay. I want to caveat that just so the listeners know on our last day of school, they, they do a banner for the seniors. They unfurl it or whatever the senior, the new senior class. Yeah. They reveal, they reveal the upcoming senior class and she was crying. Okay. So don't. And they don't help you. They're like the people in the events, they're always hauling out the senior. So it's not helpful. I wasn't making it until you started saying all the things and now I'm crying.

14:35Right. And then you're crying. Okay. Here's a fun question. What is your no regrets purchase or something that you spent money on that you would 100 % do it again? No, no looking back. So this is going to sound like it's kind of an overall. so a lot of people rent places to have their graduation parties at and my husband was like we're having another house we're doing this it was actually cost wise like from a rental and like what I rented for my house but I would no regrets I would have it at my house again it was a little bit more work getting it ready but I didn't have to haul anything anywhere everything was just right here so I didn't have to pack my car up and haul it somewhere to set something up, but I would no regrets.

15:22Like I would have it at my house again. I just thought it was easier. Yeah. Even if you have like a tent in your backyard or something, I feel like having it there would be so much easier than like you said, bringing stuff elsewhere. Okay. Yeah. I just want to throw the story in here because I feel like it's important and I just want to put some extra layers of texture into this podcast real quick. I'm so sorry. I'm not really. Okay. What my senior party, my parents had it at our house, like you said, which is what reminded me of that. and it was all my family and fun stuff, whatever. My grandma had held my purse when you're going down to whatever.

15:54My grandma held my purse, which is where my car keys were. And my grandma left after because like it's time to go. So I'm sitting there at the place by myself while everyone else is at the party. I'm like trying to find a pay phone. Yes, there were pay phones. And calling them me like somebody bringing me a car key so I can come to my own graduation party. I'd like to attend my own party. Thank you very much. Oh my gosh. Anyway, yeah. But I think that's a great, a great thing. Yeah. A great piece of advice. We're hopefully going to have a free venue. We'll see. We'll see. Yeah. Yeah. And my friends have a free venue that they use and they just said the same thing.

16:27They were like, it was, we had to like call everything there, but it was fine. But free is free. Because then you have to take everything. You have to buy things to take. You have to decorate versus your home is already like a good, you have a good start for all of that there. Yeah. Besides pitchers, what do you think another big expense that kind of caught you off guard was? if they're applying to colleges there is fees to apply I feel very blessed because my daughter really only wanted to go to the school that is local to us so her school paid for her entry fee and but I know a lot of my friends like it's like I think 50 non-refundable like application fee so that was a big surprise and I feel like no one really thinks about this until I feel like my friends and I were talking about it is when you have a senior you're going to be invited to every single one of their friends graduation parties and it's like I my daughter has such a big group of friends and we had such a good time going to all the parties but every time you go to a party you need a card with money.

17:38So yes. So it just really depends on the area that you're you live in. But an amount that was a decent amount for the parties I went to is like anywhere between 50 to$100. It's almost like a wedding. I mean, I don't even know how I haven't been invited to a wedding in a really long time. But I did$50 per gift and you don't have to get$50. That's like my friend that's a new$20 that's a new$20 bill it's the new right and it's like I feel like we're all exchanging this we're all basically exchanging money you know but like you can't go to a party and not you know they're coming to your party flowers for you to have yeah right so that was another thing I was like we go to a small school and my kids were invited to a lot of senior parties this past year and I told my husband I said we probably spent over$3 ,000 in graduation presents between his nieces and nephews and then all the friends and this that they went to and I thought this wasn't even any of my kids a senior year forget next year that was that's gonna look like stop being friends with seniors guys yeah and I think I did the if like my daughters went to a party without me I know this sounds like a really strange thing like if I would let them kind of choose what they wanted to give if they were good with a Starbucks gift card or that's what my one friend and I discussed her daughter's a senior this year and I was talking to her like oh give me some stuff because she's at a bigger school but she goes to Costco's or where you can buy gift cards and get your discount like bulk yep yep in bulk did that she like just bought a bunch of Starbucks gift cards because who doesn't like Starbucks and um cheaper yeah you can buy them in bulk I know you buy them in bulk but I didn't notice it was discount yeah they give you this yeah it's a discount or even like Target if you have the Target your red card is five percent so just all of these black friday and christmas too around yeah christmas time you can get they give you really good discounts on gift cards so yeah so yeah and if you don't want to hand out cash a gift card is great too i've got gift cards for gifts and she was yeah no she's with anything cash is good but i also think a gift card that what i'm hoping is that it's not all spent by the time they go college like a target gift card so you can get the things and for your yes so you Yes.

19:55Yeah, for sure. All right, budget besties. It's time for some real talk. You don't need another budget. You need a budget system. Our simplified budget system is what you've been looking for. It's going to allow you to be bougie on a budget. You'll be able to easily set up a system that runs automatically and shows you exactly where your money is going. And it's going to give you permission to spend. Everybody loves that. It's straightforward, pretty, and packed with walkthrough videos that break down the exact methods we use with our clients to get out of debt, set up a bills account, separate spending, build savings buckets, and end the paycheck to paycheck feel.

20:31If you're new to budgeting, this is the perfect way to jump in. And if you're already a budget nerd like us, you're about to meet your new obsession. This is the upgrade to your finances that you need. Now back to today's show. So here's a fun question and also not fun because you're about to do it again. How much do you feel like you spent in total? Do you have any idea? I do. Is this for just senior year in general, like including homecoming, senior pictures, gifts? Let's go. The big reveal. I'm going to say$4 ,000. I think that's absolutely probably very normal. Yeah. Yeah. Because if we start back with like senior pitchers and then we go into homecoming and then night.

21:16And I do think there's a little bit of a differentiator between a boy and a girl in general every time. But for sure. And also like because, you know, we have boys. My son, I always think, oh, I got the easy end of the stick for homecoming because he just has to wear the same suit that he always wears. And she goes to get a dress. But then I thought he always buys a ticket and then he drives all the way to pick her up. and then he pays for dinner. I was like, actually, is it cheaper? I don't know. But I don't ever pay for any of that. That's all on him. But anyway, so I do think the$4 ,000 because of her senior picture outfits and her homecoming dress is gonna be a little more, whatever, all of that may be a little bit more than a boy would be perhaps.

21:55Yeah, my son has a ridiculous amount of suits. We won't talk about that. Good, he's set. But normally a guy will wear the same suit repeatedly, maybe different color tie and different shirt. And it's just easier. I feel like it just comes easier for the guys and the girls and well and then with girls they want their hair they want their nails done they want to spray tan so that's like at an expense that I told them like and I have two girls that were doing this at the time because sophomore and senior two years apart so they were all going to the same number of dances so I'm like okay I'll pay for hair but then you guys are on your own for some spray tan and I so yeah I think that's such a good point and listeners need to hear that You said it right off the bat, Robin, but you don't have to pay for everything.

22:39You can set a budget. This is my budget for homecoming. This is our budget for prom. This is our budget for senior pictures. Anything above and beyond that, my friend, you are 17 or 18, please feel free to go babysit. Go make some money to pay for these things. And I think it puts into a big perspective as well when you're paying for it versus when your child is paying for it. Because if I say I'm paying for something, they're not taking me for granted. it I don't feel that way at least but if I say yeah you have to use your own money I swear nine out of ten times my daughters will be like never mind I don't need it yeah and I'll be like okay it just happened with back to school shopping yesterday oh this is another thing that I feel like is definitely necessary is if your child wants a any type of apple product like a macbook the newest macbook in a blush pink the neo you need to order that in june because it's not available in august found out the hard way yesterday um we lived two hours away from the nearest apple store called apple yes we have it in stock and drove two hours there and it was not in stock luckily target did have one left and i sent my mom my mom was godson she went and picked it up for me at target pickup after i paid for it so that kind of thing too anyone tells you about I didn't know that.

23:59I didn't know that. They sell a lot because everyone's buying them all at the same time. Yeah. Because they're buying them. It's probably like your tax-free weekend. Everybody's taking advantage of. So smart for them. Yes. But that's great advice. Yeah. Yeah. Buy it in June. Right after they get their graduation money, tell them, hey, you're taking this. If you want a new computer, you need to buy it now because it's not going to be there in August. So tell us, when you started really thinking about all the costs and everything that was going to come about this, it was probably, you said, springtime, your daughter's junior year because that's when you book senior pitchers.

24:30Did you know, you said 4 ,000, did you know how much you were going to spend on that? And did you start a savings bucket then? Or where did, did you just pay for it in the moment? Because this was your first time. So I did pay for it in the moment. I have your savings bucket yet. It's okay. It did not have my savings bucket yet. I have it started now for my junior, which at the time I'm like, I should be starting for my second daughter. I'm like, Oh, there's not enough room here to do this. So definitely starting one senior at a time. Yes. So start a savings bucket for my now junior. And I did pay for it as I go.

25:08I'm my husband and I are both teachers. And I know that you work with a lot of teachers. So you know how that is. We do get paid all year round. So they take our pay and they split it up amongst. So you know, my husband's why don't all of them do that? I'm like, I don't know I don't yeah I don't know it's like 26k it's not that hard yeah yeah so we are fortunate enough to get paid in the summer but I also do tutoring on the side and I sell teaching resources so I basically took all that money and paid for oh you're just our kind of person we just love you so much that is so good and also I just I think that you can take a break once you are graduated both yes I take a little break once I graduated both of them but yeah oh I'll tell you one of my one of my best friends she does she heard from a mom who had seniors before her to do a senior mom's trip as soon as they graduate and you get everything done and it's all your your eyes are dotted and your tees are crossed and it's all said and done for they all go on a senior mom's trip together and we boat day we didn't go on a trip but we did a boat day at our nearby lake like we did a like a there was 12 of us I think or 15 of us and we all went and we did a boat day and we were there for eight hours and it was great because we were like we don't have to bring a gift this is just all you know it was very fun it was nice and relaxing because no one was getting stuff ready no one was doing anything so it was perfect so wrong trip is definite for us because our kids are gonna go on a trip they go on a senior trip so the moms deserve to do something right yeah we used to say we were going to go follow them around but we're not doing that we're gonna we just need to do our own thing well and yes and my daughter went on a senior trip to ocean city the week after they got done with high school like after they got they graduated because there's like a senior week thing there in ocean city so my daughter did go to ocean city and that is something i did not think about either so that is definitely a spring break trips senior trips all that yep yep and then so we're getting we're planning we're on the planning committee that nobody asked for our senior class and we're she's manessa's ordering senior parking signs or senior signs or the yard or like that and then also senior shirts like the class t-shirts we have one of our friends is going to make them ornaments that they can they'll have for the rest of your life about 2027 is their graduation year so those are a couple other things that we've just recently fun yeah super fun yeah we're going extra okay it's our first time we'll see what happens.

27:39And it's also good because it's our boys. Because next year it's a girl and I feel like it's giving her and I have a couple more years. My daughter will be a freshman. It's giving her like an on-ramp to like for next year. I'm back to back. It'll be fun. I'm excited. Yeah. I was lucky our school actually bought the yard signs for us. Our school was very generous with that stuff. Yeah, they they had to submit their senior picture and they did really nice yard signs, which was really nice. And the other thing is, do they have to pay for their senior parking spot in order to paint it? They have to pay at our school.

28:08They have to pay for their parking spot and then they get to paint it. So that's another just another school expense. But yeah, that would be and then also the paint. Some of these people are really fancy with what they do. They are. We weren't allowed to they weren't allowed to paint their parking spots at my daughter's school. They were allowed to the year before and then they were sealing it or something. They made an excuse that they weren't allowed to do it, but it was fine. I'm not very crafty like that. And my daughter, you're like, that's one thing I did not have to conquer. Yeah, I did not have to buy that paint because that paint is expensive so yeah think of that too just add that to your list of like paint supplies to paint your parking spot because that is definitely a big thing and locker decorations because oh my gosh don't forget about locker decorations and we're gonna we're gonna go in because we have a small school so we have a little bit more we're gonna do baby pictures so here's the thing our school maybe you didn't do this robin we're doing it so they're graduating in 2027.

29:01So on the 27th of every month, there's a little something special that we're going to do. And that needs to be in the budget. We're trying to split it up so that each parent doesn't just have one time, one time, but that is something to think about. Yeah, I did see that idea and I saw it and I think February and I'm like, I haven't done it at all yet. So I'm just doing it next year off my list. Yeah. Yeah. Cross that off my list. Okay. So if we're talking about getting a savings bucket together. When you think about, you said$4 ,000, so we'll just, we'll go off that number just because again, we don't know, we've never done this before.

29:36The good thing here is if you start freshman year, that's only$83 a month that you need to save to, to get to that number by the time they're a senior year. Sophomore year, if you start, it's$111. If you begin your junior, your child's junior year, it's$167 a month to start putting aside. And then if you're, if you have a senior look, I've, I did not think about this. I'm behind, but I'm going to start now. It's about$333 a month that you can put aside. So we're thinking if you start now, you may not have$333 worth of expenses this month, but it's going to add up. There's going to be one month where it's 900 and you need to get it.

30:14So if you can start, maybe you put aside or you pause something else to make this work because it's just, it is what it is. And then you don't, nobody wants to go into debt to make this work and feel good. Again,$4 ,000 was your number, Robin. It may be$3 ,000 or$2 ,000 when somebody else does their own budget. It's totally different. But with all that said, make a savings bucket so that way you can feel prepared and you don't feel like you need to use a swipe a card. Yes. And I think a lot of times too for vendors, you could get a cash discount too if you paid in cash rather than like getting a card.

30:48So I definitely think having it readily available, here you go or whatever you did yeah I would like definitely just so you're not caught off guard have the savings bucket set up and it's not too late that's August you can start now yeah and you can I'm a good reminder to my kids I'm sure that they don't love it but I'll just if they want to do something and it's a little bit extra I'll just say do you really think that's in our best interest to do that right now when we have x y and z coming up and then they'll most times think about it yeah make think about it that's really good too and we're like as we're looking at our senior years our kids are going to go float on the river and then they're going to go do like senior sunrise at the beach things don't have to be expensive to know the year yeah senior breakfast my daughter did that like a senior and it just can be that that's really probably the memories the core the things that they want to do with them so with that in mind do you have anything that comes to mind that you were able to make senior year special where you didn't have to buy everything or it wasn't about the money that you spent but it was a way that you like a memory or a time that you guys were able to make this the year special and memorable I think the biggest thing was for me which is sounds a little bit like letting go a little bit because my daughter for their 18th birthdays, they wanted to do a sleepover at everyone's house when they turned 18.

32:19When your birthday is on a Tuesday, it means you're having a sleepover on a Tuesday. And I've always been like, no sleepovers on school nights. No way. And I kind of let that go. And I knew the parents, I knew they were going to school the next day. My husband teaches at the school they go to, so he would definitely know if she wasn't there. But yeah, I let that go a little bit. And that was like really memorable for my daughter because she will still talk about oh I woke up with on my 18th birthday and my best friends were here and you know they went and got breakfast before school and then they went to school together and that was really fun for them and it's just something really simple and it was like I got a couple snacks the night before and nothing major and just kind of let her have a sleepover she just had her two best friends come and spend the night and I didn't even hear them.