The Money Makeover Bootcamp Is Back for 2026 and Here’s Why It Works | 497

0:00Vanessa:We are so excited for our upcoming Money Makeover Bootcamp. Yes. We did it last year and we had the most fun, the best time. And we're going to do it again this year. We're going to try to do it better. And we want you to come. And so that's in a couple of weeks. And today we're going to tell you about it. So you can think about why you want to come and we'll just slowly convince you and you'll sign up. It's going to be great. Yes. And why is this different than the podcast? Okay. So podcast is totally one-sided. This is going to be interactive. It's face-to-face. It's live. It's real coaching.

0:26Vanessa:You get both of us at the same time answering your questions. and you get the community in there, it's going to be a lot of fun. It's going to be a lot of fun. And yeah, like Vanessa said, our podcast is one-sided. We are talking at you. Sometimes you come on for free calls, which we really have fun with. But this will be going back and forth. We'll be seeing you. You'll be seeing us. It'll be really fun in real time. It's not pre-recorded, so it's exciting. Do you make good money but have nothing to show for it? Are you tired of living paycheck to paycheck? Do you have big dreams for your financial future?

0:54Vanessa:Do you want to get debt-free but you don't want to live on beans and rice? When you don't want to give up those pumpkin spice lattes. Hey, it's okay if you don't already know how to budget or if you're using credit cards to get through the month. Hey, it's okay if you want to seem like you have your finances all together or you're not on the same page with your spouse when it comes to finances. We know what you're doing probably isn't working, but guess what? You're in the right place. We're Shana and Vanessa. We're best friends, business partners, and master financial coaches trained by Dave Ramsey.

1:23Vanessa:We've been in business since 2019, helping hundreds of amazing people like you create budgets, get out of debt, stop living paycheck to paycheck, and know exactly what to do with their money. In this podcast, we'll share with you everything we know, plus everything we're working on with our clients so that you have the best chance at reaching your financial goals. We want to help you take the guesswork out of your budget, improve your marriages, and even bring your kids in on the conversation. We can help you no matter where you're at, whether you're the single mom who's never had$500 in her savings account, or the millionaire who's paid off four real estate mortgages.

1:55Vanessa:And we're not going to shy away from the tough love. We'll tell you what you need to hear and encourage you at the same time. This is the Financial Coaching for Women podcast. So who is this for? Okay. It is for you. Done. Yes, it is. Absolutely. If you make good money and feel like you have nothing to show for it, this is for you. Yeah. You've heard that before, but this one really is because we're going to really help you with some tactical stuff to do. And if you're tired of living paycheck to paycheck, which we know you are, we know you are. He loves living that way and we want to help you and show you a different way.

2:24Vanessa:Yeah, absolutely. And listen, if you want big goals, if you have big dreams and you're ready to set a plan, yeah, this is for you. Yeah, because you're probably over there. Okay, I've been doing a little bit of this way or trying a little bit of that a little bit and nothing is actually sticking. Nothing's working. You know that you can do better. You know that you want to do better. This is for you. It's time to get in, get serious, pay attention, get the information, and then get going and have a wonderful 2026. So let's talk about the deets, Shana. The deets. The deets. What's going on? When, how, where, what?

2:56Yeah, so this is going, we have always strategically planned for this to be after Christmas, but before New Year's. That's when we want to start the bootcamp because that's that sweet spot where you're like, okay, I might need to look at raining and spending after I did all that Christmas shopping. Super fun. But also I'm excited about the new year. I think that I can do some stuff. So we strategically put our bootcamp to be during that week where you're feeling that way. And so you'll start joining us on December 29th.

3:23Vanessa:Yeah, that whole week we'll do Monday through Friday. But I just think the new year, new finances, goals, like it just all goes together. And so we're really excited to offer this because it seems to be a really great time. What we've seen over the last six years with our business is this is the time that year between New Year's and Christmas is where everyone wants to come and get their finances together. Yeah, and so we're gonna, we're, okay, look, we live in Florida. you may or may not know that there is a central time zone in Florida. We're telling you now there is, and that's where we live.

3:51And so it's going to be at noon for 30 minutes only on noon central time, because whether you're still at home and all the kids are on break, or if you're back at work, you can carve out 30 minutes. That's it. That's all we're asking. 30 minutes a day to come hang out with us and learn and have a good time.

4:07Vanessa:Yeah. And Shannon said, they're going to be short sessions. They're going to be Q and a sessions. There will be live coaching and they're going to be recorded. so that way if you happen to miss, you have something going on or something popped up, you can log back in later and you can listen to it. Yeah. And so why this week, like I said, you're right after that Christmas where maybe you maybe had to swipe a credit card or you feel like you maybe overdid it a little bit. And also you're surrounded by stuff. I don't know about you, Vanessa, but there's all these Christmas presents. You're like, I'm ready to do something productive with my life.

4:37And also it's like that New Year energy like Vanessa was talking about. Okay, this is a fresh start, a blank canvas. What can I do? That's why it's the perfect time for you to join us. Yeah, it is.

4:47Vanessa:All right. So what are we going to be talking about during this week? So Monday, we're going to be talking about simplifying your finances. And what does that look like? What does that mean? Yeah, we don't love, we know that out, like one of the reasons that you guys like listening to us is because there's so much noise out there. It feels like there's so much complication, but you have to do it this way. There's a lot of big, weird words that people use, fixed and variable. We're not for all that. We want, and we set out to make it as simple as possible. We want to simplify everything so that, so all the next steps will be easier, but so that you can get rid of all that noise and anxiety and guesswork and stress and all of that.

5:21Because it doesn't matter what stage you are in your life, whether you're married,

5:23Vanessa:whether you're single, whether you're young, whether you're wiser. Did you see how I said that? Not older, wiser. You can do this system because it makes sense in it. Like we say, it's not just a budget, it is a whole system, but it is simplified. And then to stay, we're going to talk about separating because this is the game changer. You've got too much things going on in your mind and your brain like running around all the things that you need to do that you should have done that you wish you'd done different that is coming up the grocery shopping, the to do list, drag lane, whatever. So we want to make your finances like we said as simple as possible.

5:57We're going to separate it. So your brain doesn't have to do anything in the moment. It's all going to be easy peasy lemon squeezy because everything is separated. And your brain doesn't have to do a lot of math or decision making or track no tracking any of that. That's what the separate day is all about. and you're going to have your mind blown, we're going to teach you exactly what to do.

6:13Vanessa:So what we've noticed is that it's not an overspending problem. It's a disorganization problem. And so by separating everything, you're going to see it clearly. You're going to be able to understand your money, know where it's going, why it's going there. And you're just, it's going to be and bring you clarity. Yeah. And I love that you said that. I was thinking, Vanessa, it's a disorganization problem because there's so much more going on with your money and your finances and your bank account than there ever was. That's why it's disorganized. It used to be like 10 things were in that account.

6:40Now there's a bazillion and that's why it feels disorganized and weird and you're not sure what's really going on. So we're going to help you with that by separating them.

6:47Vanessa:All right. So on Wednesday, we're going to be talking about how to get a paycheck ahead. Who doesn't want to get a paycheck ahead? This is something that we teach you and we want to get you there as quickly as possible. Like we said, we know that sometimes you're living paycheck to paycheck and you make really good money and you know that you don't need to be living paycheck to paycheck, but you just haven't figured out how to get off of that cycle. And so then on Wednesday, we're going to teach you how to get a paycheck ahead, exactly what to do in order to make that happen. And then on Thursday, guys.

7:16Vanessa:Oh, magic sparkles, magic sparkles. It's the big day. Shana's favorite word, automatically, right? So we're going to be talking about automating everything. How do you bring your budget to life? That's the automate part of our talk. Yeah. So you've already simplified it. Then you've separated it. And now everything that you've come up with and thought of and planned is going to be automated because you don't have time to be doing it with your hands. You're going to make it happen automatically. Yes. Like we said, you guys are busy. You have a lot going on. We want you to go into the new year with a plan set.

7:45Vanessa:So that way you can, you don't have to look back. You can just continue to look forward and know that everything is set in place for you. You've done the hard work and now you can unroot the benefits of that. So if Thursday was my favorite day, maybe Friday will be yours because it's going to be their opportunity, Vanessa, to get their own budget looked at. So we're going to have what we're calling coffee and chat. It may be too late. We might have protein shakes at noon. I don't know, but it's more fun to say coffee and chat. And we're going to chat. We're going to talk. We're going to answer your questions, but we're also going to look at your budgets that you submit and help you one-on-one or two-on-one to make some improvements, answer your questions, anything like that.

8:17Yeah. So this is a chance for you to get budget coaching.

8:20Vanessa:So we're going to be coaching you guys throughout the week, but this is specifically the day where we're going to really be diving into your budget, not our budgets or anybody else's make-believe budget. It's your budget. You're going to submit them. You're going to have a chance to do that. And then we can, we'll whitewash them and bring them up so everybody can see and we can talk about it. And we can talk about the best plan for you. Yep. And you know what? Another fun reason to come other than those amazing topics that they're going to get so much out of prizes. We're going to have gift cards that we give away daily.

8:45And we have some fun, special giveaways that we'll do specifically on Friday, which you're going to love.

8:50Vanessa:We're excited for you. So you have to show up. it's time to enter your coaching era because making good money should feel like making good money yeah imagine six months of private coaching where we'll tell you exactly what to do no guess work no confusion and absolutely no judgment it's a done-for-you system that actually works you don't know what you don't know and that's not your fault and that's why we're here financial coaching with us looks like two coaching sessions a month personalized recaps and after hours support You can text and email. So you're never stuck wondering what to do next.

9:26Together, we're going to build your budget, set up your system, and tackle any challenges

9:30Vanessa:that come up along the way, which, by the way, they always do. If what you're doing isn't working and you're tired of trying to figure it out on your own, sign up for financial coaching at budgetbesties.com forward slash coaching before all of our spots fill up, and we will help you go further faster. Six months from now, you'll wish you started today. We know that you guys have been listening to our podcasts, and you're like, okay, I hear what you're saying. I'm not really sure how to implement all this. This is the bootcamp that you want to come to. It's going to take everything that we teach, right?

9:58Vanessa:So all of our podcasts, everything that we're about, and it's going to bring it to life. It's going to show you step-by-step how to implement everything. So that way you're successful by the end of it. Now, listen, we know you're listening to this right now and it's like Christmas. You have kids, Christmas parties. You have your mailman that you need to get a Christmas gift for. You have a casserole that's baking. Like you have so much going on. You're like, we understand that's why we planned it after Christmas. And what we know is you don't, you can't afford not to do this bootcamp. You need the catalyst in your life to focus on your finances.

10:29I remember some of our favorite clients from last year, they came to this. Remember Vanessa, this was the, finally they were like, okay, let's take a look at this. Let's look into our finances. Let's do it on purpose. And it has completely changed your life. But up until then, they hadn't even thought about it. They were just go like coasting through and it wasn't going great. They were building debt, unfortunately and they weren't communicating and this was the thing this boot camp and this can be you too was the thing that changed everything for them i had a million dollar

10:53Vanessa:lawn care company that she signed up the owner for this and we ended up signing up for coaching afterwards and she said this has been the most life-changing thing not just for my personal finances but for the business and we have gotten her entire business shana a month ahead in finances and that has been huge so that is just small ones we have people paying off so much debt they walk away with a clear system. They know it's happening with their money. They have a plan for 2026. Like this, you don't want to miss this opportunity to get free coaching from us and just spend the week with us. It's going to be fun.

11:24Vanessa:Yeah. And when we're just saying like the opportunity cost of not joining, one of the people that joined, they came last year told us she paid all over back taxes off. Like the relief that you have from doing that. What we're saying is you need something to make you do these things, to make you start thinking about it, focusing on it, figuring out what to do first, what to do next. That's what the bootcamp is going to do. So you really should come. Yeah. It's going to be great. I love how you said opportunity costs. Cause it's one of those things where if you want to, the difference between going to the gym and hiring a personal trainer, right?

11:51Vanessa:Bootcamp is going to get you further faster just by coming and showing up for five days. And so it, there is, it's a huge opportunity cost to be able to make sure you just, so you have to get here basically. So I'm hearing is that you have to come. Yeah. And we're going to help you also get, look at 20, get, look ahead at 2026 and figure out what you, what that's going to look like to be on a budget. You will have your budget ready in order to do that and set 2026 up for a good year. And how to be bougie on a budget because that is the super fun part. That's what we're all about. So remember, go and register at budgetbesties.com forward slash bootcamp.

12:22Yeah. And like Vanessa said, don't forget, if you can't make it, there will be replays. So you definitely need to go sign up for sure. And then we're going to get started on December 29th at noon and we will see you then.

12:32Vanessa:If you're tired of feeling like your finances are all over the place and you're ready for a simple set it and forget it way to budget, we have something special for you. Watch our Automate Your Budget Masterclass at budgetbesties.com forward slash automate. We'll show you step-by-step how to finally organize your money, how to set up your accounts, and put your budget on autopilot so your bills, saving, and spending run like clockwork. Imagine less stress, more savings, and the freedom to spend money without having to track every dollar or babysit your bank account. Go to budgetbesties.com forward slash automate to start today.