Lorna Luxe On Out-Earning her older husband, building an empire through grief, and why ultimate status symbols are a scam

19 Aug 2026 · 1 h 28 min · 31 chapters

Ask about this episode

Ask anything about it. ChatGPT or Claude reads this page and answers with the times it was said.

Connect VO and ask about every podcast you hear, including the moments you saved. Add to ChatGPT · Add to Claude

In short

Lorna Luxe discusses resilience after her husband John’s death, how she built multiple businesses from monetizing hobbies and social media, and why “status symbols” and chasing perfection are scams. She also argues that organic creator-brand relationships still work, but founders should not rely on one influencer and should understand who converts.

Guests

This episode is primarily with Lorna Luxe (self-made UK entrepreneur/creator). A named secondary figure is Amy, a friend/community member who wrote a letter and is credited with early support for her “Lorna Lux effect.” No other guest appears as a co-interviewee in the provided transcript.

Guest backgrounds

Lorna built her audience over ~12 years, grew her Instagram through intimate, one-on-one style engagement (“talking to one person”), and turned fashion/beauty/hair-loss content into businesses (fashion brand, beauty brand, and “Lorna” as a broader brand). Amy is an entrepreneur whose brand benefited from Lorna’s early social-media moment (a blazer worn by Lorna).

Key claims

People buy from people; intimacy beats performative perfection; monetize hobbies; give back to your community (discount codes/giveaways); relationships and timing matter; ultimate status symbols don’t equal real value.

Notable examples

Lorna wore Amy’s blazer while carrying her Hermes Kelly in Paris during lockdown-era content; Amy’s blazer sold out in 30 minutes. Lorna’s “We Love to Brunch” Instagram community helped her grow. John worked at HSBC, took photos, and supported her content; he retired, then was diagnosed with cancer soon after.

Written by AI. May contain mistakes. Listen to the episode to check what was said.

Chapters

Tap a time to open that second in VO

Navigating Entrepreneurship Through Grief

1:37 to 3:00

Lorna shares her journey through grief and its impact on her businesses.

“You sent a message, and it turned out the seller was super chatty, kind of funny, and an avid cyclist.”

Empowering Hobbies into Income

3:00 to 3:30

Lorna discusses monetizing her hobbies and the empowerment it brings.

“For you as someone with multiple businesses, would you wish you did things differently?”

Defining Success and Work-Life Balance

3:30 to 4:47

Lorna reflects on her evolving definition of success as she ages.

“In case you missed it, you're allowed to be hot, smart, and rich.”

Realities of Being an Entrepreneur

4:47 to 7:35

An honest conversation about the struggles of entrepreneurship and resilience.

“How do you measure being the best in the industry that you're in?”

The Lorna Luxe Effect Explained

7:35 to 10:12

Lorna elaborates on the community-building aspect of her brand and its significance.

“And I want you to read this out loud because I asked someone to write you a letter.”

Authenticity in Content Creation

10:12 to 11:33

Lorna discusses the importance of speaking authentically to build trust.

The Power of Authenticity in Business

14:00 to 16:40

Learn how being genuine and relatable can drive success in business.

“And I just kind of do that at scale, right?”

Navigating the Creator Economy

16:40 to 19:54

Explore the dynamics of being a creator in today's marketplace and the importance of relationships.

“that you don't fund or get any money from but all of my hobbies have become my paychecks.”

Childhood Influences on Entrepreneurship

19:54 to 22:20

Understand how childhood experiences shape entrepreneurial ambitions.

“I think curiosity is really missing now in a lot of what I come across on the internet.”

The Impact of Relationships on Success

22:20 to 24:26

Discover how supportive relationships can empower personal and professional growth.

“Yeah, I don't think we can go any further in their conversation until people really know who John is and understand the dynamic of your relationship.”
Show all 31 chapters

Evaluating Romantic Relationships

24:26 to 28:00

Gain insights on what to consider when questioning the viability of a relationship.

“Like, you know, I'm in this era where it's like I have a mission.”

Navigating Relationships and Independence

28:00 to 31:29

Explore insights on relationships, independence, and choosing the right partner.

“If you're questioning it, it's probably not the one.”

Navigating Relationships and Independence

31:33 to 32:26

Explore insights on relationships, independence, and choosing the right partner.

“The storefront, the payments, the orders, all built in.”

The Journey of Lorna Luxe

34:09 to 42:00

Hear about Lorna's path from cabin crew to entrepreneur and influencer.

“So you were scrolling on Marketplace, and there it was, the bike you'd been searching for.”

Monetizing Community and Managing Guilt

42:00 to 45:20

Exploration of the transition from community building to monetization, including personal experiences with guilt around earnings.

“For so long, I felt guilty monetizing it because I was like, but this is for the community and it's so mission driven.”

Transitioning Careers and Supporting Partners

45:20 to 48:20

Discussion on the financial dynamics in their relationship, leading to a partner's career change and the emotional impact during health challenges.

“I could earn double in a month what you earn a year if you were available to take my pictures, come on the trip, do the thing.”

Balancing Business and Personal Well-being

48:20 to 52:20

Insights into maintaining happiness while managing business demands and the importance of playtime in their entrepreneurial journey.

“You will not find me doing anything if I'm not enjoying myself.”

Taking Charge of Finances and Empowerment

52:20 to 55:40

Reflections on gaining financial knowledge and the empowerment that comes from understanding one’s own finances and decision-making.

“But how I operate isn't a benchmark for how I'd expect anyone else to.”

Reassessing Life Choices and Relationships

55:40 to 56:00

A personal reflection on evaluating friendships and work relationships in light of newfound financial clarity and personal growth.

“And it is a really empowering position to be in for anyone, regardless of what you're up to, to feel fully across your own finances and your own decision making.”

Reassessing Life and Finances

56:00 to 1:01:10

Learn how personal finance impacts relationships and life choices.

“Now it's just a case of getting from A to B, right?”

Reassessing Life and Finances

1:02:09 to 1:03:04

Learn how personal finance impacts relationships and life choices.

“But I promise you, if you are an HSR girly, you're going to love it.”

Navigating Grief and Hard Conversations

1:03:46 to 1:10:05

Understand the challenges of grief and the importance of communication.

“So you were scrolling on Marketplace, and there it was, the bike you'd been searching for.”

Navigating Grief While Running Businesses

1:10:05 to 1:14:48

Learn how to manage businesses while dealing with personal grief.

“What was a learning curve was that with LAS, I was very much the face of the brand, still am very much the face of the brand.”

Shifts in Priorities and Emotions

1:14:48 to 1:17:47

Explore how grief alters personal values and priorities in life.

“And that's really saved us as a business a lot of money.”

Defining Legacy Beyond Materialism

1:17:47 to 1:22:26

Understand how grief reshapes the concept of legacy and fulfillment.

“And I always say it's like you have to take a step back to take 10 steps forward.”

Rapid Fire Fun Questions

1:22:26 to 1:24:01

Engage with light-hearted rapid-fire questions reflecting personal preferences.

“Okay Lorna Are you ready for some fun rapid fire?”

Exploring Luxury Experiences

1:24:01 to 1:25:06

Discover what makes luxury holidays special and favorite destinations.

“What is the luxury experience that is worth every penny?”

Financial Wisdom for Women

1:25:07 to 1:26:26

Learn important financial advice for women regarding planning and pensions.

“I actually had a tarot reading say that I'm going to live in California.”

Personal Reflections and Life Lessons

1:26:27 to 1:28:01

Listen to Lorna's personal affirmations and the challenges she faces.

“I know it's going to help so many people, and I'm obsessed with you.”

Personal Reflections and Life Lessons

1:28:02 to 1:28:23

Listen to Lorna's personal affirmations and the challenges she faces.

“there are certain things that are so fun to think about Y 'all know I love a mood board, so everything that relates to the creative, the name, the brand, the website, the vision board.”

Closing Remarks and Transition

1:29:29 to 1:29:50

Wrap up and introduce an upcoming story or segment.

“This is the love story of real hinge couple Carty and Rucker.”
Hear the part that matters, and keep it.Open this episode in VO. Double tap your headphones to save a moment as you listen.
Get VO free

Transcript

Automatic transcript. May contain errors.

0:00If you're starting a business, there are certain things that are so fun to think about. Y 'all know I love a mood board, so everything that relates to the creative, the name, the brand, the website, the vision board. But then there are the things that make you pause and ask, am I even doing this correctly or do I even want to be doing this? Like forming your business, getting the right documents, keeping your personal information private. This is where our sponsor, Northwest Registered Agent, is so helpful. They're a one-stop shop for founders who want to launch and legitimize their business without turning it into a giant admin spiral.

0:33They help you form an LLC or a corporation, act as your registered agent, and give you tools like a business address, operating agreement, website, phone number, professional email, and free guides. They also have real corporate guides who know your local laws. Visit northwestregisteredagent.com slash hsrfree and start using free resources to build something amazing. Get more with Northwest Registered Agent at northwestregisteredagent.com slash hsrfree. This episode is brought to you by Accenture. When your advertising operations fall out of sync, everything else follows. Spotify and Accenture are working together to reinvent the rhythm of ad sales, using automation, analytics, and smarter workflows to simplify campaign delivery and access better data across the business.

1:22The result? Less time spent on operations, more time connecting brands with the moments and fandoms that matter most. Learn more at Accenture.com slash Spotify. This episode is brought to you by Facebook. So you were scrolling on Marketplace, and there it was, the bike you'd been searching for. You sent a message, and it turned out the seller was super chatty, kind of funny, and an avid cyclist. the next thing you know you're in a cycling crew well a community cycling group the thing about facebook you might find more than what you're looking for from a browse to a bike ride this summer find more on facebook what is the purchase you regret most every berkey and i ever bought why because you're such a target with it i can't take it out anywhere what's the point of it it'll probably get robbed i have multiple entrepreneurial businesses on the go which i document online.

2:17How I have got any success I will never know because I do everything wrong. I am a last minute dot-com girly. But my husband died in February and now I am trying to figure out what works and what doesn't in my businesses. Can you describe your relationship with John? He's 21 years older and he definitely gave me confidence and security that enabled me to try because John's there to catch me. And what I learned very quickly was that you can monetize your hobbies. All of my hobbies have become my paychecks and it It is a really empowering position to be in for anyone. How do you do that? You were ready for that answer.

2:50No. If you are a creator, a founder, I think putting yourself on the internet isn't a bad move at the minute. There is this awakening of very smart, successful women feeling like I don't know anything about our finances. For you as someone with multiple businesses, would you wish you did things differently? Do you know what? Actually, like... Hi, angels. Did you know that subscribing to our channel is free? It doesn't cost you anything, and it is the simplest way for you to support HotSmart Rich and help us grow, so that we can bring you more of the conversations you love. Just hit the subscribe button below, and thank you.

3:30In case you missed it, you're allowed to be hot, smart, and rich. So let's get into it.

3:41Lorna, are you ready to get HotSmart Rich? I think I am, yeah. My favorite question I'll ask all day to people is, are you ready to get a hot smit rich? And I totally am. But what that means, I have no idea. Well, for people that don't know who you are, or maybe are hesitant about listening to this conversation, what would you tell them to get them to stay about what we're going to talk about today, do you think? I am somebody that's completely self-made. I have multiple entrepreneurial businesses on the go, which I document online. And I'm dead normal. and I share that normality. So you'll get a lot of my day-to-day life by following along with me.

4:19I can concur after meeting you. I actually don't usually talk to people for as long as we dig because I want to save it for the pod. But there is something about you that is like you are just so drawn in and I hope that people get to see that today. Oh, that's kind. What do you think people will learn to be able to apply to their life if they listen to this conversation in full? Well, I would hope that a lot of it is about resilience and being able to kind of come through whatever you dealt with and make it into something positive and that's not just personally but professionally and also it's okay to be not particularly fabulous or particularly the most beautiful person in the room or the smartest person in the room sometimes it's just about being a nice good person and if you're a good person and you've got a lot of ambition you'll probably do all right and all right is good for me I don't need to be the best.

5:09I just want to be happy and successful. How do you measure being the best in the industry that you're in? Well, certainly the best at the industry I'm in, where there's multiple industries, right? So I've got a fashion brand, I've got a beauty brand, and I'm also law nurse and my brand is me. I'm never going to meet, there's way cooler people than me, especially in the UK market. So how I'd measure best, I suppose, would be how rich I am or how many followers on Instagram I might have. and that's not necessarily what I'm bothered about now. So for me, getting into my 40s, I measure my successes based on how many days off can I take?

5:46How many sleeps can I squeeze into a day? Because my work-life balance is starting to tip to more of a balance and that is success to me. So that's where I'm at right now. Is that your mission now? It isn't at all. So it will definitely see-saw and then there will be a year probably where I'm pivoting back into the work mode of like right I need to do this we need to take our brand to the US we want to do this that and the other very ambitious for my businesses but what I can see this year where my husband died in February and I need to take stock a bit and not be so quick to just jump in and do everything and be everything to everyone so what I am doing right now is going okay well what was working for me when John was alive what wasn't working for me and I'm just kind of going with the flap and letting the chips fall so yeah it's a it's a weird year for me and you to meet and have this chat because a lot of the guests that you interview are right at the front they're racing along going into the next thing that they're doing and that is not what I am doing right now I am calmly trying to understand the landscape of my businesses and my real life and figure out what works and what doesn't and that's kind of, yeah, my mindset for most things in the minute.

7:05Well, that's why I'm actually happy that we're meeting at this time, if I can be honest, because I think that there's so many sides to people, even if you're not experiencing extreme grief like the way that you are. But to put on this hat and to show people only one side of being an entrepreneur is not real. And I think that this is going to be probably one of the most real conversations that we are going to have on Hot Smart Rich to date, which gets me really excited. But I wanted to start with this, which I actually usually save until the end. And I want you to read this out loud because I asked someone to write you a letter.

7:41And it actually was not what I thought was going to be on the letter. And so I'm happy I read it first because I was expecting it to be just focused on the impact that you made into this person's business. And it was so much more than that. And I think it will really set the stage for what we're going to talk about today. So if you don't mind, can you read the letter out loud. Okay, so this is from Amy. I love Amy. She's a good girl. Lorna, I've been waiting for you to come on a podcast like Hot Smart Rich for so long. Not only are you the kindest, most generous, most fun woman, you're also one of the most hardworking, coolest business owners out there.

8:19The willingness you have to turn your passion into multiple businesses, watching the community that you have so carefully built support everything you do, and watching you take your friends along for the ride is beyond inspiring. I genuinely think the following and the community you have built so effortlessly needs to be studied. Entitled, of course, the Lorna Lux effect. It is unlike any other. Everything you touch turns to gold and rightfully so. You've earned it. You also never take enough credit for how you changed the trajectory of my business so early on. And I'm eternally grateful. You're pure magic, Lorna, and we all love you.

8:54Amy. Oh, flipping heck. I love her. That's so kind of her. Also, it's rubbish. I didn't change the trajectory. I just probably gave it a nudge when it was already on the way up. But she's very kind. She always, can I keep this? Yeah. She always kind of references that period when we first met. She's very talented. Very talented. Can I tell you what surprised me about that letter? So a lot of business owners are so focused on their business. And when I heard about the story of you really starting to make her brand pop off on social media, I kind of assumed that the letter would start with that.

9:33And what surprised me about it was it was about you as a person. And then the end of it was like this small mention about how you don't take enough credit for what you did to her business. We've kept mentioning Amy a few times. So for the people that either don't know the relationship with me and Amy or you and Amy, how did you and Amy first meet and become, is it five-year friends now? Longer, I reckon. Probably, I think it was around lockdown. So a bit of a weird one. I couldn't shoot street style in the UK at the time. And I was working with a brand and I had my own fashion collection and we needed to shoot about three collections.

10:09So I'd gone to Paris where I could shoot in the street. and I'd bought her blazer and we were staying at this beautiful hotel John had bought me my first ever Hermes Kelly and I was like I need to wear a really good outfit we need to get very cute pictures of me in this outfit so I went with Amy's blazer and my Kelly bag and I stood in the street got this lovely photo posted it and because it was such a monumental thing for me to have this beautiful handbag my community just latched on they loved it so there was more reach more you know more impressions on that piece of content and then that from there spiraled into this kind of me tagging odd muse which is her brand and then her reaching out being like I can't believe it like I love you and I followed you for a while and stuff and then we never really met up because it was lockdown so you couldn't meet up so when I finally did meet her I felt like a proud sister that had watched this journey because that business really just flew and it was her ability to seize those moments like me wearing the blazer and many other people that supported her at the beginning she seized them and she she knew what to do with it so it's part luck but a lot of skill and a lot of knowledge about what how can I get the best bang for my book and I really was inspired by that and obviously I didn't have a business at that point I just had Lorna she's been somebody that I've definitely looked to when I've done my own businesses she's great and from what she's told me you sold out of that blazer in 30 minutes.

11:38Really? Yeah. You should never tell me that. Good. I'm glad. For a lot of my US listeners, they actually might not know what Amy's talking about with this Lorna Lux effect. How would you describe the Lorna Lux effect? Well, what's been brilliant about my trajectory on Instagram and social media generally is that it's taken me years. So I've probably been around about 12 years. So my community has grown really, really slowly and steadily. and I always describe it like an onion with like layer after layer and that community is so tight and so trusting of me and one another that when I do say do you know what that's really shit hot like I rate that you should probably buy that my community will get on board and get behind it and I think that would be for me and what the Launa Lux effect is it's the community that we've built together it's not a one and done it's not about me really I'm just the voice piece and I talk to all of my community every day I'm always on my phone so I'm always in my dms and as well as it being great market research for stuff that I want to bring out and work on it's also just a really good gauge of like what people care about and what they're interested in and all I do is give that a voice on a platform so whatever my community are interested in whether it's skincare beauty hair loss I've got hair loss I'll talk about it in as honest a way as I can and it's a shared kind of storytelling really and that's what I do every day.

12:59Do you think it's a secret magic that some people have or they don't because I think a lot of people listening to you are going to be like I want to do that and I'm speaking to my community so authentically and honestly and that I don't have the same effect. Yeah. Do you think that that's something that you are just born with like there's that it factor or do you think that there are tangible things that you do that is different than what other people do? one thing I think I definitely do differently is that I'm not talking to a collective right so I'm not hi guys I'm not talking to an audience of people when I come on every morning and chat to stories I'm talking to one person the same as I've been talking to one person from when I had one follower so I still always envisage I'm talking to my mate and it's a conversation between me and my mate I might be it's like a FaceTime so I would say that's quite different and I can see other the creators now latching onto that and they should that is the way to do it because when you're watching so many people online at the minute to get intimacy with somebody is a really special thing and I think that's something I've been able to kind of attach myself to very quickly and roll with it and I really like that now because then I don't have to put on this performative speech and preach I can just be dead ordinary and normal and it doesn't matter what I say I know I'm safe space because the community that follow me are invested they know all the you know all the bits going on in the background they know about john they know about things that have gone wrong my dodgy fake tan my hair falling out so i'm not having to put on a show and i think people quite like that so i feel like in some ways the key to my success has been that retaining my ordinary normality i'm your mate and hopefully i'll keep on to that i think that you i mean i've followed you for years like you were one of the OG like back in the day yeah and following people's journey is so interesting because I feel like some creators are afraid to even evolve or to pivot or to do different things and I love what Amy said like the Lorna Lux effect needs to be studied because I'm a nerd and I have to ask you if you were to be speaking at Harvard or at a university what do you think you would want the people to walk away from that class understanding that you might not see on the surface level about you probably that i am a businesswoman fundamentally so i really care about my businesses and what i learned very quickly was that people buy from people right so i grew up on a little council estate in the north of england and my nana had a catalogue and she would go around the whole estate and she was dead friendly and dead nice and they would buy bits from her catalogue.

15:38And I just kind of do that at scale, right? So I share things that are available to buy and people trust my taste on it and that's kind of how I've built my business. And then from then I've obviously gone off and done other stuff. But I do genuinely love being a salesperson. I love being customer service. These are like things I genuinely love. And I've heard a lot of people online recently in this business world are saying, you shouldn't, not that you shouldn't, follow your passion as your career but I I'm proof that that works because I flipping love all the facets of my career it's like all my hobbies coming together and colliding so makeup hair I love talking to people I'm nosy so I like watching what other people are doing and I think that that is the takeaway in that you can you can monetize your hobbies and make them into something which is I know there's a divide between some particularly my friends that are in the industry that would say that's not what you should do you should have separate hobbies that you don't fund or get any money from but all of my hobbies have become my paychecks.

16:47So I want to talk about the industry in general because I think influencing and creators get such an interesting reputation when really it is like to help people what being a both business owner and a creator drives you nuts about the current state of this industry probably people being scared to be themselves because i think the more awkward you are the more strange you are the more interesting you are and i think we when specifically when instagram launched and it was all about perfection wasn't it and filters and hiding behind a lens and I did it as well I was as bad as the rest and I think there was a probably a bit of a ka-ching moment for me where I was like do you know what actually I'd probably do better if I just be me and I would love to see more of that I would really enjoy it and I find myself drawn to creators and people in the space that I like that I get a buzz out of seeing them and that's that's exciting for me but you know your vibe attracts your tribe right so it's not it's not strange for me that you've got amy to write that you know you've got people that are in my orbit because we're all quite similar really we're all quite oversharers and we're all very aware of our vulnerabilities and we share them quite openly and there's power in that there's power in being vulnerable and i would love to see more vulnerability and i'm not talking like crying and when you know moaning on the internet every day I'm talking about those raw moments where you go do you know what this isn't really working out and like shit what we're going to do now I love that because that's where we learn and I think as women we're not encouraged to maybe be as vulnerable we need to be more masculine and more alpha and I don't feel I need to do that I feel like brand founders that are listening to this are going to be thinking to themselves, is it still possible to have that type of organic relationship with the creator that ends up featuring their brand, right?

18:48Because even Instagram six years ago was completely different than Instagram today. And there's so much confusion over like who actually converts and who's going to do a great job. Who do you gift to? Who do you know what to send your product to? Do you believe that it is still possible to have that type of organic moment from a creator relationship if you are a brand founder it absolutely is but are you going to rely on that you know are you just going to be hoping that a laurna or such and such is going to wear your stuff or are you going to make it as you know as physically possible to get your stuff on as many people i'm coming at it from a very different position right so i have the luxury of being in the creator space so i know a lot of these girls i know who converts and who doesn't They know who converts and who doesn't.

19:35So for me, I know I'm not going to not waste my time, but I'm not going to put all of my endeavors into somebody that I know probably isn't going to shift volume. But I'm a big relationship person. And just because someone doesn't sell actual product doesn't mean that they're not great for positioning the brand doesn't mean that they're not great for their network. So everyone has value. That's the reality of it. and I think that if you're a new founder getting yourself out there if you can't afford a you know a PR publicist web getting yourself out there and just meet people is the way to do it like be that girl that messages and I'm shameless for this by the way so I will afford relationships with people that I really want to know and they're probably thinking why does this girl keep messaging me and it's like as soon as you put yourself out there some people will take the back they'll buy it won't they and that is what you've got to do but relying on specific creators to you know where your brand your product whatever that could be a little bit short-sighted I think there's more you need to do more I'm so curious for you what were you like as a child I'm my only child so I was on my own a lot but I think my childhood was a bit of a dreamer yeah and quite ambitious and quite curious.

20:50I think curiosity is really missing now in a lot of what I come across on the internet. And I like that, like be curious about other people. I think we're so busy talking about ourselves that we forget to be interested in what other people are up to unless we want to copy them or try and emulate what they're doing. And it's like, why not just be curious for curious sake without the need to be going at it for replication or some things aren't always valuable. They just inspire you or they just make you think outside of your own box. And I quite like that. I like learning. So yeah, that's what I was like as a kid.

21:27Did you have a lot of entrepreneurs around you? None. And actually nobody in my family had their own business. They've always worked for the people. And even John always worked for HSBC and was very fearful of working for himself. and it took a lot of persuasion on my part for him to not just get behind the idea that I would have a business that would make profit but also fully depart from his own career to jump on and work with me that took a bit of convincing and I wish I'd convinced him sooner because we would have had longer doing that together because there's something quite fun about working with a spouse I would say I don't know um how anyone else is feeling about this but from my perspective I really liked working with someone that had my back and wanting me to be the star.

22:16I liked that. Now I'm just doing it on my own. It's not quite as fun. Yeah, I don't think we can go any further in their conversation until people really know who John is and understand the dynamic of your relationship. But before we do, I just wanted to say I'm so sorry for your loss. I know it's like the worst thing to cry when someone's experienced it. But I think when I watch your guys' relationship, it actually reminds me so much of mine. And, like, my husband made sense of my world that, like, didn't make sense before. And I had all of these amazing pieces. And he just kind of brought it together.

22:51And I feel like that's what I've witnessed between the two of you. So for the people that don't know who John is, can you describe your relationship with John? so my husband John was a protector an alpha male an all-round great guy but was so confident in himself that he was happy for me to flourish and he was a great champion of everything I did whether it was joining the gym or cooking a meal or building a business everything that I did he just got behind with gusto and I do believe that the age gap helped that because I think he'd had his moment in his career. He'd done all those things. I met him when he was 46.

23:34By the time my business was really cooking with gas, he was in his late 50s. He didn't need that constant attention. So he was able to just fully get behind mine and he really loved it and he's proud of it. And I really like that age gap dynamic. And actually, I do think, could I be in a relationship with anyone right now, specifically someone my age? Probably not. Because if they're going at things the way I'm going to be going at things, not right now, but in the next year or two. I think that would hold me back. I think we'd clash. And I do think you need one person at a time to be doing, you know, that career moment.

24:10It must be absolute challenging if you've got two career minded folk. They must butt heads. And we never butted heads. So yeah, that would be my take on John. I just posted a video saying that and it was very controversial because I said like, Like, you know, I'm in this era where it's like I have a mission. I have a team. I've gotten people behind me. It's like we are on this train and we are going to try to empower women to literally live their best lives. Never settle. And my husband is exactly what you just described, like is supporting that. And a lot of people were like, oh, well, I don't want to glamorize this, Maggie, because you actually had a sense of self before you met your husband and you had a little success before him.

24:53And so I was so interested to see such a pushback of the age gap relationship because for me, I would a thousand percent agree with you, Lorna. OK, good. I am so curious. Who was Lorna right before you met John in terms of like knowing who you are, feeling like you had this idea? Or did he really help you get to where you are now? Bit of both. He always said you're a different woman to the woman I met in Utah because he met me when I was 25. and it wasn't even that I wasn't ambitious I just didn't know it existed the only ambitions I'd ever experienced were when I was cabin crew and I saw rich people getting on sitting in upper class and I always used to think wonder how they can afford that but how did they get there and of course nobody tells you right so I had to kind of figure that out for myself and when I got with him I think a lot of people in my friendship circle thought well he's 21 years older yeah he's a good looking guy but like what's the draw here maybe it's because he's got a bit of cash but actually he didn't have any cash he just had two divorces he was pretty much as skint as I was he just had good credit he had a good credit line so he could buy me a lot of things and treat me and take my holidays and stuff and he never really admitted it at the beginning that he was actually like broke so what that really taught me very quickly was actually we've been living a bit of um not a fake life because we didn't live a fake life but we've been living on borrowed time and I need to now step up and contribute and that was what my 30s were about were about finding my own person like my own independence and my own ambitions finding my own hobbies and turning them into something of value and he was able to just go with it what's great what was great about our relationship is that wherever I was he just followed along so the waves just you know up down whatever I was going with.

26:47He just stayed with me like a steady ship. And that's what makes a great relationship. And I think that definitely helped me. No doubt about it. Would I be sat here today if I'd not met John? Absolutely no chance. I would have had a completely different life. He definitely gave me confidence and security that enabled me to feel really secure that I can try that because if it goes wrong, I'm going to be all right because John's there to catch me. And that feeling of being able to jump and someone catch you gives you bravery to do big, big steps and make even bigger leaps and do more bold and brave and exciting things.

27:29And that's what I see with my friends, right? So the friends that are maybe not having those experiences are probably because of their relationship basically if you marry someone you've got to marry smart the person you marry is going to probably affect not just your personal life but your professional life so you've got to choose them wisely it's my opinion on that it's why i talk so much about relationships on the show because i'm like it is about building businesses building equity building things that are going to be able to financially set you up for success in the future your relationship is the most important part of that absolutely there are so many women that are listening to this lorna that are questioning if he is the one and i hate to give blanket advice but mine is always if it's not a fuck yes it is a fuck no for you after what you've been through with john and finding the one and seeing your life be something that it never would have been in your words before john what would you say to that girl that is questioning her relationship right now.

28:31If you're questioning it, it's probably not the one. But that doesn't mean it doesn't, it can't not be the one for now, right? So you can have the one for now, you know, that reason, season and all that jazz. You know, some people do come into your life and they make you feel good for a couple of years or they teach you a lesson that you didn't really know you needed to learn and then you go on to do something else. I think that where my independence is now having to really work, it's like over time because I'm having to do everything on my own. Would I be leaping into a relationship with someone that I didn't think was 100 % unreal, amazing, oh my God, this is the most amazing person ever.

29:04No chance. But I've got the luxury of, I've got a bit of cash in the bank now, I've got security. So I understand that specifically women in their 20s and 30s, we're throwing so many curveballs, there's so much pressure on us to have a career and a relationship and have kids and do all these things. I get why so many women feel the pressure to marry someone that maybe isn't 100%. In the same way that I get why some men don't always marry the one, they just marry the one that was at the right time, right? So timing is key. Did I meet John at the right time? Probably. So timing was good for me because he met me at a point where I was a bit like floundering and he gave me a bit of...

29:47I don't know, he just gave me a foundation for all the things that I ended up doing, but that's obviously not why I married him. And, yeah, are you brave enough, as anyone listening to this, are you brave enough to go, do you know what, you're not quite where I need you to be, so I'm not going to put a ring on it. I'm not going to commit all the way. That should be more common, right? It should be more popular. Maybe that should be the new thing. Where we just all live independently and have, like, friendships. I must admit, though, it's going to be weird for me. We were just chatting in the green room.

30:21How's anyone going to top John? It's not going to happen. So I am really looking at my future now through the lens of independence and being on my own. I can't really envisage someone doing what John was able to do. He's quite a hard act to follow, which is a shame. Is that something you think about a lot? It's not really. I'm thinking about it now because I'm thinking about people that are listening who are maybe about to dive into the biggest relationship of their life. and knowing what I know now about how I had a great husband, I wouldn't want anyone to have less than me because of just how brilliant it was.

31:01So I would want anyone listening to have what I had. So yeah, I think you've got to choose wisely. I've said it before and I'm going to say it again. This is one of the best times in history to build something of your own. If you have an idea for a business, I want you to pick up your phone right now because genuinely, you just need to start. Now, entrepreneurship is far from easy, but if it's a product business, there's infrastructure like our sponsor, Shopify, that can get you up and running almost overnight. The storefront, the payments, the orders, all built in. And for women especially, there are so many gatekeepers we just don't have to deal with in the same way anymore.

31:47the bank, the landlord, all those people who used to decide whether you got a shot. There's a reason Shopify stock jumped 17 % recently. There's also a reason that I applied to Shopify 11 times. They are the backbone of entrepreneurship. You may never feel completely ready, but you've never had more of an opportunity to start. There is no better feeling than having something that is truly yours. Find out what it's like to say, that's my business at shopify.com slash HSR. That's shopify.com slash HSR. This was the first brand I heard about when I moved to Los Angeles almost eight years ago. Osea.

32:32Now, this brand I remember hearing about because when I moved to LA and it was dry AF, someone told me about this Undaria Algae Body Oil. I started using it and fell in love with the ritual of taking care of my skin. It's wild to me that eight years later, multiple careers later, they are now a show sponsor. Their Andaria Algae Body Oil is one of their best products. Clinically shown to instantly and visibly improve skin elasticity and deeply moisturize because it's made with Andaria seaweed, known to help skin feel firmer and more youthful. If you want to give this incredible oil a try, I have a special discount for my HSR Angels.

33:1510 % off with your first order with code HSR at OseaMalibu.com. That's code HSR at OseaMalibu.com. And let me know what you think. Let's talk about you and John a little bit because I think that actually even what you just said is news to me after all of these interviews. Like John was working at HSBC. This episode is brought to you by Accenture. When your advertising operations fall out of sync, everything else follows. Spotify and Accenture are working together to reinvent the rhythm of ad sales, using automation, analytics, and smarter workflows to simplify campaign delivery and access better data across the business.

33:56The result? Less time spent on operations, more time connecting brands with the moments and fandoms that matter most. Learn more at Accenture.com slash Spotify. This episode is brought to you by Facebook. So you were scrolling on Marketplace, and there it was, the bike you'd been searching for. You sent a message, and it turned out the seller was super chatty, kind of funny, and an avid cyclist. The next thing you know, you're in a cycling crew. Well, a community cycling group. The thing about Facebook, you might find more than what you're looking for. From a browse to a bike ride, this summer, find more on Facebook.

Read the full transcript

34:36See? Two divorces. He did, yeah. Probably paying some version of alimony. No, he didn't. He just kind of paid and bounced. But also, he didn't have much care. Like, for a man in his mid-40s, you'd think he'd have, you know, like a bit of property or he had nothing because he'd given it all away in the divorces. So he was definitely starting from scratch. So you guys meet. Where are you at in your career? And how does this birth the business partners and co-founders of Lorna? So when he met me, I was cabin crew. I was doing long haul cabin crew, which meant I was out of the country three days a week, which I thought was very healthy for our relationship in the early days.

35:17Because that yearning is always a great foundation for a relationship, missing each other, not being too attached from day one. You really look forward to seeing each other and I can't wait to get back from wherever I was. But also really looking forward to being with my friends and having that gap. and then for those three or four years uh when we got married and settled down I was still flying I still crew so we had that I can't wait to see you that excitement never really left and then I left Virgin and I got I was quite unwell I'd battled anorexia and bulimia for most of my 20s and it really taken hold by my early 30s and I knew I needed to get well and at that point he was working and I wasn't and that was a new dynamic for us because I'd gone from being a very exciting woman that wasn't at home half the week to being permanently under his feet with no chat because I wasn't going anywhere didn't want to go out for food dinners or anything so it wasn't much fun and it was actually him that said to me you've got really boring like you need to sort yourself out because you're not you're no fun anymore you just sat at home not doing anything you need a job and he was like the the catalyst for me to get a little job and I did get a small job in customer service and I believe that my virgin training which was very customer service focused coupled with this new office job where I was actually working with steady people day to day and quickly understanding that actually my I'm a bit self-focused here I've always made everything about me and now I'm in an office full of women and they have all got their own really interesting lives and problems and like maybe the like the world doesn't revolve around me another ka-ching moment but I suddenly realized that actually life is is about community and about people not about little Lorna who's like an only child playing with the dolls on her own you've got to bring other people in to play the dolls with you so that was good time for me because I kind of got a bit confidence back and I remember around that same period of working in customer service I'd start on my Instagram and my Instagram grew quite quickly in the early days because I love pretty things I never went out and I had the time to sit at home on my phone and engage with people so my community was growing quite rapidly but also because I was so engaged with the DMs at the time Instagram would reward people that were being on the app so I was becoming as my reach was better which is crazy right and then yeah I feel as though that was the that became the beginning of Lorna Lux and that Instagram moment and John loved it because he's like wow you've got this interest that isn't about food like you've got something that you love doing that's got nothing to do with how you control your eating and at the time on Instagram I joined an Instagram group and it was called we love to brunch and it was a group of 20 like Instagram people all from different walks of life and we'd meet once a week and we'd go to a little coffee shop and we'd take very aesthetic photos and then we'd go for a walk around London and we'd take very aesthetic photos and well I had to eat didn't I because I've got to be like part of the gang so it was really bringing me my therapy was my early social media development and I was meeting other Instagrammers and we were sharing hacks and like so how do you grow and like oh I should do that and I really wanted to be good at something and I was I'm going to be good at this Instagram if I do anything else.

38:49And so that was the birth of my business. I mean, I didn't monetize my Instagram probably for about five years. I think my first paid partnership on Instagram, I had about half a million followers. So for the first 500K of community I built, there was no desire to make money from it. It was pure sharing stuff because I loved it. Maybe spending a bit of money on John's credit card so I could show my community what I'd got. My new handbag, my new clothes. and John just funded it because in his head she's getting better. Whatever it takes, I'm going to make this happen. So it was probably one of the most expensive therapy I've ever had really but it was brilliant fun and I've still got a lot of those handbags and I've kept all the friends from We Love to Brunch and some of them have got massive followings now on social.

39:39It makes me giggle because I think I remember us taking flat lays in a coffee shop you know 12 years ago but those communities i built in the early days i've kept so it's been really lovely to see actually i think that's what a common theme is for people that started doing this so long ago is like the money wasn't there initially right no money i think that it's from a pure passion of like finding something that you genuinely loved where were you at financially at that time where like you didn't have to think about the monetization because you were like, I don't actually need to worry about monetizing.

40:14So I didn't think it was possible to monetize. And that's the difference. It was gatekeeping at its best in the early days. No one was telling you. I didn't even understand how ads and revenue, I just didn't understand it because no one had ever taught me. I went to uni and did music. I had no idea about business. I say it to my mom now. I'm like, I've got no idea about business. And my mom's always like, of course you have. You literally do it every day. You're learning on the job and you hire people that do the bits that you don't know. And I thought very early on, I could see the value in it.

40:45I just didn't know what the value was at the time, whether it would be cash or experience. Remember, I'd come from a cabin crew background, so travel was alluring to me. So where, you know, I went on a trip with Prince Harry to Palm Beach for a Centre Barlet polo match. That's valuable to me. What an experience to be flown out because I'm an Instagrammer. so those were for me what was the draw of and the gifting because back then gifting was a big thing I remember getting my Daniel Wellington watch and my triangle bikini and like in our community of influencers it's like who got sent the triangle bikini versus who didn't and so those it sounds really naive now right but back then that's what it was about it was more about the growing of the community than it ever was about the monetizing of it but I knew the value was in the community still to this day there's no no one could make me do anything even I don't care how much it would cost if it would jeopardize the relationship I've got with my community that's the most valuable asset I have as a founder of business and as Lorna just in everything I do I think through the lens of what would my community want me to do they are the most important I know lots of people probably feel differently about me saying that and some would disagree but i just yeah it was it's been an interesting journey it's been really fun to grow a business because of having these you know luxuries now which is the community i've got they're the most powerful asset i can relate to that a lot because even with hot smart rich like people still i think now a big change with instagram is that the follower count doesn't necessarily equate to the monetization or the power of the community.

42:31For so long, I felt guilty monetizing it because I was like, but this is for the community and it's so mission driven. And I'm so curious for you, like, was there a moment where you either realized you had to start monetizing it as a business or the opportunity and the door got opened where you were like, wait, I can start to make money from this? It was very much that the door got opened, the opportunity came and I took it with both hands and I ran as fast as I could. but what I always looked at was well hang on if you're going to pay me for this what are we getting out of it because it was always a we right so I was like it's not it's no good just paying me like how's everyone that's on in following me and supporting me how are they going to benefit so very quickly I was that girl that was always like I want a discount code I want a deal I want a free gift with purchase I still to this day push for codes on pretty much every partnership I do and it makes my management laugh because sometimes they're like no they're not going to give you a discount code and I'm like well why not why can't we have something because value is about what value obviously I'm an entertainer right so I'm like content creation is entertainment but I do think there is that element of if you if you've got a position of authority or power in some way you've got to give it back you have to give it back I remember the worst was in lockdown where I was probably earning quite a lot more money than I probably would do now because everyone had a captive audience we're all glued to our phones couldn't leave our house and so I was getting these very lucrative partnerships and we're talking we're going from a girl that was earning nine grand a year at Virgin to being offered you know 50 grand for one partnership this was like big ticket stuff for me and I just remember thinking how can I said to John I've got guilt here I feel a bit uncomfortable about this I don't this isn't sitting right with me and I don't know what to do and so John was like well why don't you do some giveaways and I started doing these like a thousand pounds are a giveaway or I used to do a Christmas Chanel bag giveaway the girls at Chanel I'm sure they hated me because they knew I wasn't buying that bag for myself and I would buy Chanel bag each Christmas and it would be a giveaway and it was just really I don't know I appeased my guilt and I think that guilt maybe it's a British thing I maybe don't see that so much in these days but certainly this kind of female brought up on a council state you shouldn't you shouldn't be doing too well you're allowed to be successful you can't be too successful and so that is how I appeased it I don't do it so much now because I don't have the same thoughts and feelings around that but I've definitely had to workshop that I haven't had therapy on it but I would love to unpick why I felt so guilty because I wasn't doing anything particularly wrong I was doing everything right and that's why I was I was getting paid so well but it didn't feel fair in its own strange way I don't know what did you guys have to reach collectively as a couple from a financial perspective for John to be able to be like I'm going to leave a steady job at HSBC to leave and do this we got to a point where I said to him I earn in a month what you earn in a year.

45:41I could earn double in a month what you earn a year if you were available to take my pictures, come on the trip, do the thing. So I actually used the psychology of, well, you're actually holding me back. And we know John doesn't want to do that. John is like the softest, most, you know. So he was like, really, I'm holding you back. That was his fear. And that was the moment he went, right, I'm going to get myself, I'm going to exit this business. So he didn't want to leave. He'd been in the bank 30 years. he did not want to leave that job by just walking out and going, hi, byes, I'm going now, see you tomorrow.

46:13We'll meet for a drink next year. He wanted to get a redundancy or have a proper exit strategy. So it took him about a year and a half, which was painful to me. And my most frustrating thing is that he retired in the December. He got diagnosed with cancer in the January. so we literally had three weeks of normalcy where he'd retired and wasn't having to go to hsbc three four days a week and i was like why didn't we do that sooner because then obviously you know anyone will know who's been through cancer the treatments that we never really got that you know retirement that he was looking for we never got it and i think that his last three years before he died were a bit like him going right we haven't got longer we need to really put some into this and that is why I believe I launched two businesses because the reality is I should have probably launched one put more energy into that before I launched the second one but we kind of were racing together because I wanted him to see them I wanted him to see these visions that we've had on our manifestation board that we've talked about for years he needed to see it so yeah Yeah, I don't know why we didn't do it sooner.

47:31That was his decision. But yeah, he never really got to enjoy it. So he was not officially in the business for actually as long as I thought he was. No, but he was my business partner because he took all my photos. He helped me create my content. He drove me up to London at four in the morning so we could get the street before no one arrived. He did all the things. He was just an everything. Yeah, I used to steam my clothes. We travelled a lot together, which I'm really missing now. I really liked that. One thing about me, and I don't know, I don't see this with other founders, so maybe I'm doing it wrong, but I like to play.

48:11I like holidays and I like fun. And my mum always says, what I love about you is that you always make fun out of whatever you're doing. You will not find me doing anything if I'm not enjoying myself. I'll walk out. I don't care. I will not put myself in a room where I'm not having a good time. So is that a luxury of the business that I've built? Probably. But I think it's been fundamentally quite important to me as a person as well, because what happens when I'm not happy? I had an eating disorder that took me out for a few years. So my mental health is really dependent on how good I'm feeling and nothing functions if I'm not feeling good.

48:51My business goes to pot. I can't create. I can't come online and talk to people when I'm feeling like crap. I just want to go to bed. So it was very important that when we were building our business, we were also building lots of playtime. And so that was really what we did from probably 2016. Lots of travel, lots of giggles if he drove me into london we'd always go for a wine afterwards you know there was always a promise of a wine and a bit of shopping and i think that's quite important for me and i'm not ashamed to admit that this is actually something i've seen online only recently i actually love this creator do you know valeria lipavetsky how do you do okay so her husband gary who we love as a couple um he just made a video saying that when my wife is happy who is in a similar dynamic actually like she is the creator and actually the business owner like i know valeria very well and she is extremely smart she is an investor she is a business owner but this video was her husband being like if my wife is not happy the business does terribly and you just said the exact same thing like how do you balance that with needing to know certain details about business that is not always going to be fun, like having to fire people, having to talk about bills that are needing to get paid, all of the things that are actually the worst parts of building a business.

50:19Because for me, I can tell you, like, I love to know those things, but I can't really know them until 5 p.m. because I need to be able to get through the day and then deal with the shitty things at the end of the day or my whole mood is killed. For you, what have you noticed about balancing having to wear that business entrepreneurial hat and then having to be the creator and have that play during the day. I think I'm probably very good at compartmentalizing my life because I wear a lot of different hats anyway and I have a mindset that is always do things at the last minute. So if I've got a job coming up in a week's time, I've got the product and maybe need to do a piece of content, you bet your bottom dollar I'm going to film it this morning and it's got to be handed in today.

51:06That's just how I approach things. I'm the worst person for the job that I do. How I have got any success, I will never know because I do everything wrong. So I am a last minute dot com girly. I'm not always face up to things. I'm a bit of a hide under the blanket and hope it goes away. But I do always get away with it. I think because everyone in my orbit, in my business world at least, I am on good terms with. So they know my weaknesses, my flaws, my frailties, but they also know my strengths and they know that I'm a great leader. I'm not a great manager. My team who are watching this will attest to, but I'm a good leader and I know what leadership is about and it's about inspiring people and building them up and giving them opportunities to grow in their own way and giving them freedom and flexibility.

51:51So when I need it back they give it me back in spades and I need it because I am not somebody that is getting up at 5am and having two cups of coffee and emails and this and that I'm not I like to wake up about 10ish and I want snuggles with the dog but I'm also awake at two in the morning replying to my DMs and check you know checking on my community so listen you've got to make it work for you and because I am self-employed I use that luxury of making it work for me in the way that makes it work for me. But how I operate isn't a benchmark for how I'd expect anyone else to. It just suits me. I don't have kids like Valerie.

52:30I don't have a lot of people relying on me for day-to-day stuff. But then I do have people relying on me to pay their, you know, bills. So I have that responsibility and I respect it an awful amount. So I would never drop the ball is what I'm trying to say. but I am a juggler of the ball and I sometimes I'm a bit naughty and I don't always have my homework in on time but I do think that I'm forgiven because I'm a pretty decent person and yeah that seems to be how I've got away with it so far when John was the co-founder in the business day-to-day was he doing a lot of that typical stuff yes we did everything he did all of our admin, all the emails, all the dealing with people, all the finances.

53:16And I think what's been really challenging this year is that where I've had to take all that on board, which I think I'm doing pretty okay at, bite of size chunks each day, I handle another thing. I've noticed there's things that weren't done correctly, baby decisions that shouldn't have been made in the way they were, because I think his last year where he had brain tumour and there was a lot going on, he was in the smartest decisions and I'm kind of having to like figure that out for myself now and I'm like why are we doing that how much is that costing why are we paying that for that we don't even need it and so yeah I should have taken more responsibility off him sooner and I'm you know ashamed I didn't and I think he was very worried about me in fact the days before he died he was panicked about that He was like, you're not going to be able to cope.

54:08I'm really worried about you. Well, I am coping. So I am proof that, you know, if I can cope, anyone can cope. Because I am daft as a brush and I am not the sharpest tool in the box. But what I am good at is delegating. I can spot a great person from a mile off. So my team are shit hot. And I think that is my, probably my saving grace as a business owner. that I've got good people around me in every aspect as well, not just the people that work for me, but the people that I work with, the friends that I associate with, the founders that I quite hang out with. I've been really lucky in that sense.

54:51And I'm so curious for you as someone who can really speak to this now having to take all of that on is like, would you wish you did things differently to understand it a bit more so that you weren't in the place where you're now having to figure it out? I think financially I'd be in a lot stronger position had I done that and learned more about the business two, three, four years ago, even simple stuff like you say like paying bills and stuff. But what's been really good for me is that from since February I've been on a bit of a crash course of learning and it's given me a lot of confidence and it's kept me distracted.

55:24So actually I probably needed it and I'm really empowered by the fact that I know exactly where all my money is even if I haven't got any. At least I know where it isn't And I feel very secure in making decisions about my financial commitments over the next year because I know exactly where everything is because I'm in charge of it now. And it is a really empowering position to be in for anyone, regardless of what you're up to, to feel fully across your own finances and your own decision making. That's flipping exciting. This makes me feel like I could do anything because what's going to hold me back?

55:59because John's told me I can do anything I dream and believe in, I can make happen. Now it's just a case of getting from A to B, right? And am I going to enjoy the journey? Because I have to enjoy myself when I'm doing it. So that's got, like I say, I'm taking stock at the minute. I'm reading the room. I'm figuring out where I want to like jump in, where I want to hold back. I'm ditching friends that aren't valuable to me. So it's actually made me assess other elements of my life. so what started out as a bit of a financial shit show is now it's almost kind of eclipsing everything and I'm like well hang on if I don't if I can change that about my finances maybe I can I don't really like that person that I'm friends with maybe I need to ditch them or that person that works for me isn't actually very good at their job so maybe I need to not work with them again and it's just all of these elements of my life that I'm starting to reassess that and the fact that I'm 44 in two weeks time and I think this I think it was Oprah that had said like 44 was like her best year and I'm like yeah maybe this is like the year where I actually you know get my get a new lease of what I'm doing and become more in charge of my destiny I hope so I think it's actually the reality of like when you and this is why this show exists is like financial literacy is so different than financial freedom and it's sexy when you actually understand things and like you're in the numbers for me I find real enjoyment out of like checking my bank account in the morning checking my credit cards like I spotted fraud on my credit card the other day with like two dollar Facebook charges and there was like 12 of them and I was like I don't think I'm doing two dollar and I investigated and it ends up being fraud and even that small win of like just feeling like, oh, my God, I just I did something even though I didn't do anything at all.

57:47It made me feel so in control of things. And so I would ask you for someone that's feeling so confused and lost. What is your words of wisdom to them of like what it feels like when you are in control and you actually have awareness about what is going on with your financial situation? Well, certainly, like you just said, it's a control, isn't it? And I'm someone big on control, right because all of my 20s my mental health was about trying to take control so imagine the elations I get like you when I know where everything is and what's going on and actually I think if I look back to my Instagram when I first joined Instagram I was really fascinated by the back end so I used to study the growth and I used to study the reach and the likes and the impressions and I was really titillated by that information and now I look at it and I'm Actually, that was the precursor to what I'm doing now.

58:39Just it's Shopify back end. It's, you know, my businesses. It's how many sales, what's the average, you know, spend per basket. And actually, it's the same kind of journey. Just like you say, this literacy is really empowering. It's not boring. This is what I was always taught. Oh, it's boring that you don't want to do that. John used to say it to me. Oh, don't you worry about that. It's boring. You'll be bored by that. Okay, then it's boring. I won't do it. Now I'd have a choice. no one else is going to do it for me and it's not boring it's quite interesting and it galvanizes me in ways that nothing else really will it gets me out of bed in the morning I don't I'm sure you're the same but I look at yeah sometimes look at my bank account and I'm like well that's not going to do I'm going to have to sort something out and um yeah it's making me quite ambitious in a different way so I think financial literacy for anyone is really important and a bit of financial independence I don't think I would share my banking or anything with anyone again but that's a luxury right that I've got and I'd quite like to not have a mortgage with someone again and just be in charge my own gaffe and keep it separate but again that is a luxury that I have been afforded because of my marriage with John I was going to ask is that because you don't think that anyone would be like a john in the future or is it because of just a learning experience of like you even didn't like having it all tied together with someone i just don't think i'll meet another john i really don't i think they kind of break the mold with him i just think it'd be a really i don't see how anyone's going to match up to that in terms of how he provided for me as such a robust loving you know unashamedly so you know he wore his heart on his sleeve but he was just like I love this one with all my heart I'm gonna do whatever it takes whatever she needs I'm gonna give it to her I just don't see many people doing that so the chances of me meeting one and then falling in love with me and me falling in love with them as well feels like a big ask whereas what I can take charge of I'm pretty much guarantee are running my businesses and building my empire like I can I can concentrate on that and I can see the journey that it's going to take and how it's going to fulfill me.

1:01:00So I'm hoping I get a lot of fulfillment from my career over the next few years. Angels, you already know that the founder life is not for the weak. We're powering away through periods, perimenopause, motherhood, pregnancy, in addition to running the business. It is literally exhausting. So you need great sleep. So when I heard about the pod by Eat Sleep, I was immediately interested. And now they sponsor HSR. It is a fully connected sleep system that adapts to your body throughout the night. It fits onto any bed, and it comes with female-focused features that are actually useful. I love that you can individually control temperature on each side of the bed.

1:01:38Perfect if you have a partner and you sleep either hotter or colder than them. Plus, it comes with special pregnancy and rapid cooling modes, so you can still sleep soundly when your hormones are having a little fit and they're very up and down. Having an 8sleep has completely changed the way that I sleep and therefore how I can function throughout the day. Try it for yourself at 8sleep.com slash HSR and use code HSR for$350 off your order. You get 30 nights to try it at home with the option to return it if you don't love it. But I promise you, if you are an HSR girly, you're going to love it.

1:02:12I'm obsessed with it. So give it a shot. I need a matcha. So we're going to take a little break and make one with our show sponsor, Peak. They have my favorite sun goddess matcha. I use this all the time, especially when I'm traveling, but also because it's just the best ingredients. It's ceremonial grade organic, made from the highest quality tea leaves, and the added oxidants don't hurt either. Now we're gonna add a little bit of hot water first. I'm an iced matcha girl, but I'm also a latte girl. And to be able to do this the best at home, I use Peak Carrara Marine Collagen, which turns my matcha into a latte.

1:02:49Today, we're going to do two scoops because it's that good. Soar from Japan with biotin and coconut cream to support radiant skin, stronger hair, nails, joint health, and happy aging within. If you want to try my recipe at home yourself, visit peaklife.com slash HSR. And for a limited time, get 15 % off Peak for life with my link. I.

1:03:43This episode is brought to you by Facebook. So you were scrolling on Marketplace, and there it was, the bike you'd been searching for. You sent a message, and it turned out the seller was super chatty, kind of funny, and an avid cyclist. The next thing you know, you're in a cycling crew. Well, a community cycling group. The thing about Facebook, you might find more than what you're looking for. From a browse to a bike ride, this summer, find more on Facebook. I feel like this will help so many people by asking about this, but a lot of people are afraid to ask hard questions, right? What would you say to someone that doesn't like to have hard conversations and would prefer to put the covers over their head and just, like, push the can down the road?

1:04:27Well, there's more than one way to get that information out of someone, isn't there? Because you can always talk about it in terms of, like, what do you think they're doing? Does that make, would you do it like that? But certainly with John and I, there was never uncomfortable conversations. We're just not that people. we could talk about anything and we did and so I think facing things head-on like death we didn't want to talk about it so we were like we know it's going to happen but let's just not chat about that and it was only very close to the end where he said to me I think he said something like how long do you think I've got and I was like well how long do you think you've got and he was like I think I've got a few months and I knew he had maybe two weeks he had he actually She had a week and a half in that.

1:05:08And I said, yeah, I think you're right. And I think that all I knew about John was that he wanted me there with him to the end. And we didn't need to talk about anything else. I wish we'd talked about more finances stuff. I didn't even have access to our bank account when he died. I had to ring up Lloyd's TSB and be like, how do I get my money? Who were incredible, by the way. but the point is we didn't have those uncomfortable conversations and I think that's where I'm learning I'm not perfect because I should have had those chats with him but we didn't want to have them and I think he was the same I think he just thought you know it won't happen so yeah I haven't got any good advice for that because I never took it I think that is the advice like you sharing that and just being honest about it so that other people can learn from your experience is actually the advice.

1:06:06And I think that like, it's just so funny. Like I can just tell the people I like fucking love when they come and sit down in the seat because they're just so themselves. And I think one of the things everyone said about you as I was prepping for this is that they were like, Lorna is so luxury and so chic and so beautiful, but she's so relatable and she's so down to earth. And I think even just in the way that you're sharing, it is so evident that is just who you are. And that is a hard thing to have in this space when you do have beautiful things. And you, like, I watched the video of your house, the ghost house.

1:06:42And I'm like, to be able to be aspirational and to be relatable is actually a very hard balance that I don't think people do well. And you do exceptionally well. So even though you're sharing some of the things that maybe you wish you had done differently, there's a lot of things that I think like make you who you are and actually is like very motivating even for me. Picking yourself back up, starting over, like having to almost rebuild your life now. How do you think about that? Well, I don't take it lightly because it is a big thing that I've got to do, but I don't look at it as like a long time.

1:07:25I've got to get from there to there. So it's kind of a daily struggle. And I'll tell you what really caught me out. Probably the first two months after John died, I think grief hadn't hit me quite the same as I thought it would. And I thought, well, I'm doing all right. Like, you know, I'm sad. I'm really missing John. But, you know, I'm getting up. I'm putting my slap on. I'm getting out there. I'm making decisions. And, you know, we're selling dresses and it's all going hunky-dory and I'm going to be fine. And then I went to a friend's wedding with a pal of mine. And this day was just not horrendous.

1:07:58It was the most beautiful wedding ever. But it was like horrendous because I was like watching all these people have a life that I'm, mine's collapsed, right? And I'm watching the dad's speech and they're, you know, they've just got married. They've got the whole life ahead of them. And I'm like, my life's absolutely gone to pot. And they're just starting their beautiful journey. And mine's just been taken away from me. And I felt incredibly guilty because I thought I shouldn't be feeling these feelings. and I should be just, you know, excited for them. And it's not fair that I should be having this woe is me, you know, feeling sorry for myself.

1:08:30But I couldn't snap out of it. And it really set a bit of a, I'd say for the two weeks after that, it really like slowed me down to the point where I had to do some filming and I was like, I can't do this. I'm sorry, I can't. And I messaged my manager. I was like, I'm really sorry, but I have got no interest in coming online and flogging a moisturiser. All I want to do is go to bed and eat carbs. And she said to me, I think that's what you need to do. And I did. And I just took each day bite-sized chunks. And my mum would be like, do you know what you should do today? I think you should order some nice food on Deliveroo.

1:09:01And that's like your job for the day done. And so I was like childlike, you know, trying to function. And that's what grief does. It like knocks you out. It's like being punched in the gut, but you don't know when it's coming. So you can't quite prepare for it. And my life now is about building some kind of armour to manage it so that when I get punched I can handle it and isn't that kind of what I've been doing in my whole career getting you know knockdowns rejections you can't do this you can't do that I'm just getting back up and carrying on so I've got I know I've got it in me I just need to get stronger at it so I'm gonna have to build that from scratch but it's just yeah it takes you out and it's like I love being in control so I'm like I don't want to feel out of control I don't want to feel like this it's so frustrating because it's really quite debilitating and I don't see many people online talking about that element of grief and I'm not confident enough yet to be able to go online and give advice about it but I'm certainly like watching how it's impacting me and thinking flipping heck didn't see that coming so what are we in now five five and a half months since the last jump so coming up to that six months and yeah I'm just um up and down still in every element of my my life I think that's one of the things that I I always think about when I'm doing an interview is like how can we really help people with this and I think that people will experience grief as they are building these businesses and I can't give advice I've never experienced grief like this and my question to you would be you have multiple businesses you are a business yourself you have a fashion brand that you invested six hundred thousand pounds to um you have a beauty brand how do you manage a business and manage people when you are experiencing extreme grief like losing your husband I mean the it really was a group of about 10 people that took the reins and really stepped up to the plate and I think they could see that I needed it before I realized I needed it so I am not although I have multiple businesses and I'm like the face of those businesses no way would my businesses still be going if I didn't have the team that I have around me and how they were able to function and operate without me being present.

1:11:34What was a learning curve was that with LAS, I was very much the face of the brand, still am very much the face of the brand. With 98 Beauty, you probably won't see my face on that website. You hardly ever see it on social. I am not the face of 98 people. If you know, you know that I am, you know, one of the core investors in it. But fundamentally, I am not, it's not relying on me to generate sales. The day-to-day does not rely on me. And I think that's been a really important learning curve because what that does is it gives me freedom in terms of time and perspective, and it frees up for me to do other things.

1:12:14Whereas with LAS, I'm so part of it that it's either going to have to change and pivot. And that's something that I'm assessing now, right? In my assessment period. Or it's going to have to fold, which I don't really want to do. Or we're just going to have to really think hard about what that looks like for me and how much commitment I'm willing to give that business to make it the success I want it to be. But one thing about me, I don't like failure. It doesn't sit well with me that I don't like it. I don't enjoy it. I'm such a Leo as well. Like I don't know if you're into horoscopes. I am. I am such a Leo.

1:12:49And I only like doing things I'm good at. And I need to be ego stroked and told that I'm doing great. And I am the first person to jump out when I can spot that something's going to go wrong. So yeah, I'm definitely learning a lot about my businesses and how different they operate. And the pros and cons of doing both. you know all this kind of founder-led content we see at the minute so many brand founders are like faces we spoke about this at the beginning is that necessarily the be all and end all will it obviously speed up your business in the early days yet because people buy from people but fundamentally how willing are you to be committed in that to that degree because when you want to extricate yourself from it the more front of house you are the harder it is and um yeah it's been quite enjoyable actually doing 98 and not having to be the face really enjoyed that you said earlier that you launched two businesses probably at a similar time because you wanted john to see those yeah if you could go back would you have launched one and which one would it have been it was important to launch fashion first for me because my community connected with me on that level.

1:14:07I'd had my own edits with other brands for multiple years. I had a really good steer on who I was going to hire to build that business from day one. And I felt very confident with that team launching what we did and throwing lots of money at it. What I would say is that with 98, I had all the learnings from LAS, which I wouldn't have had. And I quickly understood that actually I needed business partners that brought different parts of the package together. So whereas with LAS, it was just literally me and then hiring lots of people to do various different things. With 98, I'm in business with people that offer big skill sets that I can't even get involved with in terms of like R &D and science and whatnot.

1:14:49And that's really saved us as a business a lot of money. It's allowed us to grow a lot quicker. We're already moving out of our fulfillment, 98, into a bigger fulfillment. The LAS is still in the original one so that's the kind of difference in scale we're talking about and I think there's a passion and a yearning with 98 that because of my hair loss and my alopecia journey I really feel quite passionate about it and I really care about developing products that I couldn't buy we can all buy clothes right so then it's the LAS brand is about my taste and about what I love and I'm wearing in LAS today and I love it and I'm a girly girl.

1:15:28With 98, there's more, it feels more like I'm on a bit of a journey here to do something groundbreaking, which is keeping me really interested and I get excited about it. I get excited thinking about it. And I think before we started filming, I said to one of the girls, I want to take this brand global. I want to be in America. I want this, I want our HydroBond mask to be the mask that everyone uses. Like one One is sold a minute globally and everyone loves it because it's so flipping good. And that's going to take a lot of welly from me and the team. We're getting there. We are working hard at the minute.

1:16:08Fundamentally, I also just love beauty because it's like a habitual product that you have to use and buy all the time. Can't get away from it. What do you think it takes to just get through this season that you're in? Because it is so fresh. Grit. and a lot of self-care, quite a few bottles of sauvignon blanc. I stopped reading as well, which is awful for me because I love reading. That is my hobby. And I just stopped. I'm always on my Kindle. And then about maybe only a week or so ago, I picked my Kindle up again and I gave a book recommendation on stories. And I got all these messages. Oh, my God, thank God I've been waiting for you to recommend a book.

1:16:50I've not had a good spicy read in months. And I was like, yeah, I used to do that a lot. I used to recommend all these books that I loved reading. And again, I'm taking a hobby into a monetization because I'm writing a spicy novel. Don't know when that's going to launch, but that's another element of me turning a hobby into something I can make cash out of, but I'm not doing it for that. I'm just doing it because I really want to do it. And I think I'll be quite good at it. But yeah, those are the minute where I'm in this grieving process. I'm just trying to claw back all the things that make me happy.

1:17:22And so yeah, reading is one of those and seeing my mates and travel. I've not been really away very much since John died. So making plans to travel again. And that's really what the plan is. It's not really businessy at the minute. I mean, we are robust in our business plans, but it's not just me, right? So there's a whole team of people working on it. I'm not fully 100 % back at work yet. I actually think that's like what people need to hear though, because business is not always going to go the way you want it to. And I always say it's like you have to take a step back to take 10 steps forward.

1:17:56And that feels so scary because especially when your family, your livelihood, everything relies on you, it can feel horrible to just sit and be still. How does it actually feel when you're in those moments? Are you even thinking about the livelihood aspect of it? Always. always thinking about that because there's other people that rely on me to pay the bills. I quite like sitting still. I recently went to a panel talk and a photographer said, we don't, the creativity comes when we're bored. We don't get bored enough. And I didn't ever get bored. But probably the month after John died, I didn't really leave the house, didn't really do anything.

1:18:39Didn't do my makeup or hair, didn't film any content. And I got a bit bored, but it got my juices flowing and I did start to think when I go back to work I'd really like to do that and I'd have a go at this I need to explore that so I think with those moments you need to sit in them and almost like luxuriate in them and force them we're so consumed by there's so much stuff going on isn't there the noise and actually sitting still is probably where you make your best decisions so yeah it's important to me that at the minute how has grief changed your relationship with money in general to things and stuff.

1:19:16I know, I don't really care about stuff in the same way. That's so true. So like my house, I'm moving back to my house, right? And all I care about now is me. We've got an office and I want to turn it into a bedroom because I want more people to come and visit. The old me would have been thinking about any spare cash I had, I'm going to buy a new handbag and buy some new clothes. whereas now I'm like no if I've just got enough cash set aside I can probably build a nice little bedroom there and then I reckon I can like host you know I can do things so it's making me think more about emotional connections rather than stuff and not wanting to hold on to stuff and all of my diamonds I was you know massively rocks on my both my hands they're all in safety deposit am I gonna wear I don't feel safe wearing that kind of stuff anymore I'm a bit of a sitting duck really in that you know I've got a big house everyone knows about they know where I am granted it's like fort knox but you know if someone really wanted to have a bash at stealing my diamonds and my birkins they know where i am so i don't have the same yearnings to have those things anymore because i don't feel particularly safe having them so i'm luxuriating now in my emotional attachments my friends the things that people can't steal from me

1:20:33i was never ever thinking about this word before i met my husband and he seems to be obsessed with it. And I'm so curious for you, legacy, right? Like you build these things and all you have, my husband calls them as your eulogy virtues, things that people will say about you or the legacy that you live behind. Whereas resume virtues are things where it's like, I wanted to work at Goldman Sachs or I wanted to do this, or I wanted to earn this much money. And I'm very curious for you as you start this new path of starting over and taking a second and then thinking about ambition and thinking about how you feel, what does that word legacy now mean to you?

1:21:14To be honest, it's always meant the same to me, which was that my legacy and John's legacy was all about how do we make people feel? What were the things we enjoyed doing? Because we were very social animals. So my legacy, as much as I like to say to you and for the internet to think that I'm this like, you know, very ambitious woman and I've got big brand that's global success. I would like to build my big brand that's a global success to sell it and then probably disappear from the internet with enough cash to fund lots of brilliant parties and holidays. And that would be my legacy where people that know me in real life would go, yeah, that was, she was, she was good fun.

1:21:59I enjoyed her company. Red or right, giggle X, Y, and Z. What is life for if it's not for living fully and fun? I don't want to be a workaholic forever. I don't mind doing the graft, but I do not want that to be, I'm not going to be a Kris Jenner. I'm not going to be working into my 70s. I want to have fun. And this bit is the bit that's going to get me there. I love that Okay Lorna Are you ready for some fun rapid fire? I am yeah I'm a little nervous about this When I've seen other people I'm like I don't know what I'd go for But we'll see how we get on Okay Lorna What is the last thing You put on your credit card?

1:22:39I don't have a credit card You were ready for that answer No I don't I genuinely I don't have one So Last thing I bought Yes Was a four poster bed Yesterday Oh, I saw this in your stories. Because I've got three bedrooms but only two beds. And I was like, if I'm going to make that a third bedroom, I'm going to need a bed for the third room. But that can be an old one because I want a new one. So I've got a new bedstead coming. Taking six months, though, to build. But I'll have it by Christmas. And is that the most expensive last thing that you just bought? Yeah, it was a lot. You can only pick one for the rest of your life.

1:23:18Running a personal brand or a beauty brand. Oh. That's really hard. I would say where I'm right now, I'm more successful at running a personal brand. But the goal is to run a beauty brand. Love that. What is the purchase you regret most? Every Birkin I ever bought. Why? Because you're such a target with it. I can't take it out anywhere. What's the point of it? Can't wear it anywhere. And the other one's all got stolen. So I've got one left. And I look at it with contempt. because it's this thing that I've got that I can't really wear, and it cost me a fortune, and it'll probably get robbed. And it's just stressful.

1:24:01What is the luxury experience that is worth every penny? Holidays. I love a good holiday. Like any luxury hotel. What's the best luxury hotel you've ever been to? I mean, I could sit and talk about this till the cows come home. I would say some of the best luxury hotels I've been to have been in Italy, particularly on the Amalfi Coast. I love Santa Catarina. There's a Belmond in Ravello that's pretty shit hot. Italians just get it right. The food, the weather, the vibes, the chat, the hot waiters. It's just all going on. If you had to live in a city in America, what would it be? But it cannot be Los Angeles or New York City.

1:24:40So I have obviously traveled a lot in America with it being cabin crew. And I really like Chicago. I liked the energy of Chicago. But it's very windy. And I really liked San Francisco. But it's very hilly. But over the wind and the hills, I'd probably go for the hills because the climate's a bit better in San Fran. I love that. That is not what I... You, like, had that answer right away. Yeah, I just love America. I'd love to live in America. I actually had a tarot reading say that I'm going to live in California. And this was a long time ago. And I'm kind of thinking it might actually happen now.

1:25:15Not this year, then. Wow. Okay. What do you believe every woman needs to have in place financially? before she needs it? I'd love to be the girl that says a pension, but I don't actually have a pension, although I am about to have one. Okay. But I would like to say pension, really. And I wish I'd started that 20-odd years ago when I first started working. Okay, so two other questions that we ask everyone. You probably know this if you listen. If you could tell yourself one HSR love note for the rest of your life, which is basically an affirmation, what would it be? probably going back to what we said at the very beginning about the fact that I can get through anything I'm a survivor right so it would probably be something around that kind of survival like you can do this you are going to be okay you're going to be okay and um I've needed other people to say that to me a lot recently so it's quite an important thing for me and if you had to tell of the season of your life, Lorna, what would it be called?

1:26:17This season? Mm-hmm. Probably The Shit Show. It's what I would call it. It's been tough. Well, thank you so much for coming on and talking about it. I know it's going to help so many people, and I'm obsessed with you. I was before, and everyone that came on my show was like, Lorna, Lorna, Lorna, and I was just like, oh, my God, I need to meet this woman. So thank you for everything. And where can people find you, and how can AHSR help you right now? Yeah, so if you're looking for me, I'm now Lorna because I was Lorna Lux. So I'm just Lorna now on Instagram and TikTok. And my brands are 98 Beauty.

1:26:54If you're in the market for a really good hair mask, I'm your gal. And then LAS, which is my fashion brand. I'm wearing it today. It's beautiful. And I did have a wine as well, but it sold out. And because we did it with John, I don't think we're going to do it again. But yeah, I did have a rose because I love wine. didn't really talk about that today no but that's tonight we'll have a glass yeah that's my other passion is drinking wine and how can it does our help you oh what in terms of people say random stuff like what someone said um buy a coffee for a stranger today that's cute i like that i've done that before as well okay when i'm coming out of prep yeah buy someone a hot chocolate people love a hot chocolate it's underrated it's better than coffee yeah it's underrated and it's like a bit more like hmm I didn't realise I forgot how much these how good these are it gives you childhood vibes yeah I really like that Lorna thank you so much for coming on we love you no thank you

1:28:01if you're starting a business there are certain things that are so fun to think about Y 'all know I love a mood board, so everything that relates to the creative, the name, the brand, the website, the vision board. But then there are the things that make you pause and ask, am I even doing this correctly or do I even want to be doing this? Like forming your business, getting the right documents, keeping your personal information private. This is where our sponsor, Northwest Registered Agent, is so helpful. They're a one-stop shop for founders who want to launch and legitimize their business without turning it into a giant admin spiral.

1:28:35They help you form an LLC or a corporation, act as your registered agent, and give you tools like a business address, operating agreement, website, phone number, professional email, and free guides. They also have real corporate guides who know your local laws. Visit northwestregisteredagent.com slash hsrfree and start using free resources to build something amazing. Get more with Northwest Registered Agent at northwestregisteredagent.com slash hsrfree. Class is now in session. And the UPS Store is here to help you ace arriving on campus. Our certified packing experts can pack everything you need, from desktops to decor.

1:29:18Plus, when you pack and ship with us, you get our exclusive pack and ship guarantee. Your items arrive safe or your money back. Restrictions and limitations apply. To get a 20 % off packing coupon and for full details, visit the upsstore.com slash packing. I want to date with Roars, Carty says. Roars? Rucker asks. This is the love story of real hinge couple Carty and Rucker. Written and read by me, Nicola Dynan. Listen to the free audiobook now.

From the publisher

What happens when you go from cabin crew to scaling a multi-million business empire…only to lose the man who helped make it all happen?

Lorna Luxe, founder, creator, and fashion icon, joins Maggie Sellers Reum on Hot Smart Rich to break down the brutal reality of out-earning her 21-year age gap marriage, the undeniable force of “The Lorna Luxe Effect”, and scaling a multi-million dollar business while grieving her late husband, John. 

Lorna pulls back the curtain on the unedited reality behind her rise: from leaving millions on the table by not monetizing her first 500K followers to turning her everyday hobbies into massive paychecks, and why she doesn't even like her Birkin anymore.

Get unselfish access to insights that will help you own the room. Sign up now https://linkly.link/2jPXJ ⸻

Timestamps:

(00:00) Intro

(01:37) Why You Should Listen to This Conversation With Lorna

(05:23) An Emotional Letter from Aimee Smale

(07:39) Lorna on Female Friendship

(09:40) The ‘Lorna Luxe Effect’ Sales

(12:59) Hobbies Becoming Paychecks

(14:42) How Being Strange is More Interesting

(16:29) Are Authentic Influencer Partnerships Possible?

(18:32) Lorna on the Childhood Curiosity

(20:15) Inside Her Age Gap Marriage

(26:02) Advice on Finding “The One”

(29:03) Shopify Ad(30:22) Osea Ad

(31:22) Meeting John and Building Millions

(36:46) Lorna’s Most Powerful Asset

(39:53) How to Monetize Her Business

(42:19) Her Husband was Holding Her Back

(46:57) Brutal Truths of Scaling a Business

(49:57) Financial Literacy and Taking Control of Her Business

(58:01) Eight Sleep Ad

(59:11) Pique Ad

(1:00:08) Navigating Difficult Conversations

(1:01:51) Building a Business Through Tragic Grief

(1:09:40) The Truth About Building Beauty Brands

(1:12:09) Finding Myself After Sudden Loss

(1:15:05) Reassessing Wealth After Death

(1:16:28) What Does Legacy Actually Mean?

(1:18:19) Rapid Fire Questions

⸻

Eight Sleep - https://www.eightsleep.com/hsr and use code HSR for $350 off

Osea - Use code HSR for 10% off at http://oseamalibu.com

Pique - https://piquelife.com/hsr for 15% off

⸻

Hot Smart Rich: Your Business & Culture Gossip

For ambitious women wanting to own the room, gain power, and build wealth.

Instagram: https://www.instagram.com/hotsmartrich/ 

Tiktok: https://www.tiktok.com/@hotsmartrich  

Maggie Sellers Reum:

Instagram: https://www.instagram.com/maggiesellersreum/ 

Tiktok: https://www.tiktok.com/@maggiesellersreum 

LinkedIn: https://www.linkedin.com/in/sellersmaggie/ 

Locker: https://www.wantlocker.com/users/maggiesellers 

ShopMy: https://shopmy.us/maggiesellers 

Amazon Storefront: https://www.amazon.com/shop/maggiesellers/ 
Learn more about your ad choices. Visit megaphone.fm/adchoices

More from Hot Smart Rich with Maggie Sellers Reum

All 94 episodes
Lorna Luxe On Out-Earning her older husband, building an empire through grief, and why ultimate status symbols are a scamHot Smart Rich with Maggie Sellers Reum · 1 h 28 min
Listen in VO