Your Wall Street & Silicon Valley Big Sisters Tell All: MBAs, Money, Power & Startup Lore (With The Tiger Sisters)

16 Jul 2025 · 1 h 11 min

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Podcast Episode Summary: Your Wall Street & Silicon Valley Big Sisters Tell All: MBAs, Money, Power & Startup Lore (With The Tiger Sisters)

Overview In this episode of the Hot Smart Rich podcast, host Maggie Sellers interviews the Tiger Sisters, Jean and Cherie Brooke Luo. Both sisters have impressive backgrounds in finance and technology, having worked at firms like Goldman Sachs, Morgan Stanley, LinkedIn, and Snap. The sisters share their experiences and insights on various topics, including education, career paths, personal branding, and the dynamics of being successful women in traditionally male-dominated fields.

Key Themes

  1. Ivy League Experiences and Imposter Syndrome
  2. Educational Backgrounds: The sisters discuss their prestigious educational backgrounds (Harvard, Stanford, and Columbia) and the pressure that comes with it.
  3. Imposter Syndrome: They address the feeling of inadequacy often faced by women in powerful roles and how they combat it through hard work and a relentless pursuit of knowledge.
  1. The "Tiger Mom" Influence
  2. The sisters reflect on their upbringing under a “Tiger Mom” and how that shaped their ambitions and work ethics.
  3. They aim to rebrand the “Tiger Mom” trope by presenting themselves as relatable role models who provide practical advice rather than imposing strict expectations.
  1. Career Insights and Financial Literacy
  2. Resume Virtues: The sisters discuss the significance of prestigious names on resumes and how they serve as shortcuts to credibility, especially in male-dominated fields.
  3. Financial Literacy: They provide practical advice on navigating finances, like understanding the true ROI of an MBA, and emphasize the importance of financial independence for women.
  1. Personal Stories and Dating Experiences
  2. The sisters share humorous and relatable stories about their experiences in dating, touching on themes of ambition and compatibility.
  3. They reveal the complexities of dating as successful women, including navigating relationships where income levels vary.
  1. Work-Life Balance and Self-Care
  2. They stress the importance of self-care and personal well-being as crucial components of success.
  3. The conversation includes anecdotes about engaging in activities that stimulate creativity and personal growth, such as travel, attending cultural events, and investing in oneself.

Key Takeaways

  • Authenticity Matters: Be genuine in both personal and professional relationships; authenticity creates stronger connections.
  • The Importance of Networking: Building a supportive network and being open to new experiences can lead to unexpected opportunities.
  • Women Empowerment: The sisters encourage women to own their narratives, avoid undervaluing themselves, and advocate for fair compensation in their careers.
  • Mindset Shift: Transitioning from a scarcity mindset to an abundance mindset is crucial for personal growth and achieving financial goals.
  • Supportive Relationships: A partner’s support and understanding are vital, especially when one's ambitions are high. Compatibility in interests is as important as ambition.

Conclusion Maggie Sellers concludes the episode by encouraging listeners to embrace their strengths and seek out the communities that uplift them. The Tiger Sisters illustrate the power of sisterhood, ambition, and mutual support in navigating the challenges of modern life and career.

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Episode Links and Resources

  • Tiger Sisters Podcast: Available on major platforms, release every Monday at 7 a.m.
  • Instagram: [Tiger Sisters Podcast](https://www.instagram.com/cherie.brooke/) | [Jean Luo](https://www.instagram.com/jeanluo_)
  • Matcha Brand: [Sisters Matcha](https://sistersmatcha.com) - high-quality matcha sourced from a family farm in Japan.

Note: This episode is part of a series that supports women in achieving their goals in business, finance, and life.

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Transcript

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1:03In case you missed it, you're allowed to be hot, smart, and rich. So let's get into it.

1:13Gina and Cherie, are you guys ready to get hot, smart, rich? Let's do it. I'm so excited you guys are here. Thank you so much for coming. Okay. So we always start with consumption habits. We like to talk about money on the pod. So what is the last thing that you bought and the last most expensive thing that you bought and you decide who goes first um i just had some orders come in this week okay two things that i bought one there's this um i'm kind of like outing myself right now but like there's this natural deodorant that i love recently discovered it's called evolve together have you heard of it no it's like the most delicious smelling havana it's the one i gave you but then I bought another one and it's lovely natural deodorant love it and then the other thing that came in this week is that um I'm seeing someone and like that was dropped so early okay well it's top of mind because I literally opened it today okay and I got him um a birthday gift and it's just like a little something but it's like a customized t-shirt with like an inside joke on it and it's like not an expensive thing but it's like a little thoughtful like oh inside joke and then he can like yeah you know he he tee he whenever he like sees it oh my god I'm so excited to go into dating later okay Jean you're up okay mine was actually just yesterday so recently I've started getting into lingerie love it you guys we're going there rich I am so here for oh my god it's like I don't even really know why but like now I I get it like I get the difference that you feel like when you just like are wearing something kind of just like for yourself yeah um and so i actually went to the store in person it's called fleur du mal oh my god i love fleur du mal it's so good it's sexy and they actually so they literally got me with an instagram ad i converted the next day in person i went to the store i even called the store in the morning she doesn't know about this i called the store in the morning i was like do you have the pomodoro in i was like do you have it in size beep and i was like yes we have it i was like okay i'm to come try it on so then I ended up I was like kind of working all day Saturday and Sunday but like as a treat I was like I'm gonna go and like try it on and buy it in store.

3:28We I love that and that's definitely the most expensive thing that you bought because that stuff is not cheap. It's very expensive it's kind of like ridiculous you're like 70 dollars for like a literal you know an underwear yeah like literally a bottom yeah but you're like well if you buy the top you have to by the bottom yeah it's not you have to you have to it's like the rules of physics but wait so you're dressing for you or you're dressing for somebody no it's for me because I'm not seeing anyone right now I was seeing some people um but I am clearing the roster okay and I love that you went and spent very a lot of money on lingerie as you're clearing your roster yeah that is like for yourself yeah I love that so you're big into branded t-shirts I see you're wearing one right now what does it say it says sisters matcha this is our matcha brand okay branding is so important in media and consumer brands can you please walk us through the branding of tiger sisters which is so iconic yeah so tiger sisters came out like it started between us like a year ago okay um i've been creating content for the last five years but i graduated from stanford's business school last june i moved in with my sister and then we started this podcast together and it's kind of like a play on like do you know the tiger mom like amy chouav yes the professor at yale she wrote that book um and it's like a parenting technique specific to like asian parents which like we grew up with a tiger mom which was amazing but like also slightly traumatizing so we're trying to rebrand it and like we're not tiger moms but we're like we're tiger sisters yeah and we are like the cubs of our tiger mom yeah and it kind of is like playing into the fact that like we are the inner, well, we call ourselves the internet's Wall Street and Silicon Valley big sisters.

5:16So the idea is that like we're helping everyone else out there on the internet and we're like not your tiger mom, but we're, we're your tiger sister. So we're like helpful, but not overbearing. You get the benefit of both. Exactly. Okay. So you guys have resume virtues that would make most men shake in their boots. Shari, you are an engineer at Columbia. You are a recent MBA graduate at Stanford. And Jean, you hold an MBA from Harvard. You're ex-Goldman Sachs. You actually sound like my boyfriend up until this point because you hold 50 AI patents. Yes. Holy shit. What has made you guys chase such aspirational resume virtues?

5:55That's a good question. Yeah. That's a really, that's like a very deep question. Yeah. Let's go there, please. First of all, it's an illness. it's a disease um get well soon yeah yeah I think I'm I I want to say I'm done but like I don't know if I am you you want to keep stocking the deck on stuff I mean like with Tiger Sisters but like with our matcha brand and everything that we're like starting like we have huge ambitions to like build an empire yeah and a business between the two of us and so like I don't I think we're just getting started there. But I would say that like the names that I read is like Columbia, Harvard, Stanford, like Goldman Sachs.

6:36These are names that everybody can recognize. Whereas I think now you're chasing a different virtue, which is like a legacy. You're chasing an empire, chasing something that you're creating. You have a why. I think what I'm trying to get at for a lot of people listening to this, because we have a lot of people that are like, I think I need to work at Goldman Sachs, or I think I need to go to Stanford is like, why were those names on your resume so important when you were thinking about the trajectory of your career take us back maybe like 10 years from today yeah yeah I think I think for us the way that we thought about it is that those are kind of like name brands in the corporate world and for us when we don't already have like name brands to start with it's kind of an information shortcut yeah right like even just you rattling off like those like three four names people are like oh I kind of know what they're about yeah I know what they're coming with like if they're going to speak about xyz topics it's not going to be just total fluff yeah like they have done the work and they have like fought to like get to their where they are today and their accolades actually stand for something yeah so like for us I think that was important especially because we have worked in fields where you know women are not typically ascendant in yeah so very male dominated totally and tag in business and Exactly.

7:52And so like a lot of times I think hopefully things are changing now. But if people just look at you and they look at you kind of like for face value, if you don't have those sort of brands behind you, they they kind of want to dismiss you. You know what I mean? What do you think made you guys chase such aspirational resume virtues? Yeah, I think for me, a lot of it was that I had always worked in very male dominated fields. So I think a lot of times when you're a woman in these fields, especially if you're a young woman, especially if you're a young woman that looks really young. which like I'm around your age jean I'm just kidding I'm 36 but amazing great skin I have a round face so like I always looked so young like up until very recently um but I think like when you walk into a room people want to dismiss you right like people don't want to take what you have to say seriously and so for me my sort of like anecdote to that was I was like I'm gonna keep stacking up all these like you said virtues all these brand names so that when I walk into a room and people actually know my background, like what I say is going to be undeniable.

9:00Points on the board. Yes. And I would say also just to add on to that, and it's not even like a conscious dismissing. Like I don't many times it's not even something that people like know that they're doing. But I think like for us, like since I'm seven years younger than Jean, I started working in tech, but I had an engineering background because Jean's like you need to study computer science if you want to work in tech because Jean worked in tech with a non-technical degree and she felt that she was dismissed. Yeah. Not on purpose, but like if you're talking to engineers, like it kind of gives you like street cred to be like, I studied this, like we're on the same playing field.

9:35And if we're going to be working together, like I know what I'm talking about. Yeah. Like I felt like in order to get into my PM job product management, I had to like claw and fight and like do everything I could to get that job because I didn't have a technical degree. So by the time she started at Columbia I was like you have to study computer science because that's just going to get you into the room and no one's going to question your your accolades no one's going to sort of like be like well does she really know what she's talking about you know yeah which just unfortunately happens for a lot of women but I think on the flip side and this is why I love having conversations like this is like I went the complete opposite way where I was like sales marketing like I am like not the math person and I think that's what's so interesting about now being in BC is like I have to look at numbers, but it's definitely not where I like thrive in early stage.

10:20But it's interesting because like I did go the opposite route, which was like sales and marketing, got lucky, first startup went public. And I think for me, I always had to outwork people. And I think if you don't have those resume virtues, no matter which way you come from, even just being a woman, you have to outwork people. And I think it's so interesting now looking back on my career, because I get a lot lot of questions of like, how do you think you're in the position that you are? And I'm like, you might not be the smartest person in the room, but you can outwork people. And it does take a lot of effort.

10:52I think back to like the advice I would have given myself now, what would you tell somebody that's listening to this that maybe doesn't have the virtues that you guys have that still wants to be sitting where you guys are one day? Like, what would you tell them to do to have their dream career have that financial freedom that you guys have been able to achieve? Yeah, I think for me, we talk about outworking all the time. That's something that I think comes like second, second nature to us. We always work really hard. But I think the other part of it is that also we're always in like a growth mindset.

11:25Yeah. So like we're always, we're never afraid to be like, nope, we don't know anything about this. Like starting a podcast. We've never been in media before. We've never done podcasting before. Or we have zero connections in like Hollywood or anything. We're like, yeah, we're starting from zero. We don't know anything. So we're not afraid to ask people and just like say that outright and learn and start from zero. Yeah. I think the most dangerous thing that I've seen with the accolades and like the resume virtues that you've named since like Jean and I have been in those rooms, in those institutions, in those industries, is that like when it kind of gets to your head and then you feel afraid to ask the dumb questions.

12:05because then you're like, oh my God, I'm at Goldman or I'm at like Morgan Stanley or at Harvard. Like everyone is so smart. Like I can't be myself and I can't ask the dumb questions that other people are probably thinking. So I think that's when it works against you. So like what I would tell people is like ask the dumb questions all the time and continue having that like beginner's mindset because the thing that's most dangerous is like having an ego and then being afraid. Totally. For somebody that's okay. For me, I'm Canadian. I know nothing about the Ivy league school system. Like this was just so different for me when I moved to the States.

12:41Can we just walk a little bit through the lore? Like just break it down. Like what is the difference? Why does somebody go to Stanford versus Columbia versus Harvard versus Yale? Like break me, like, give me a little, uh, one-on-one on this lore of these Ivy leagues. Yeah. So the Ivy League actually like it started out as like a sports like league. Yeah. League like association. Exactly. So but like today it means something different because it includes these schools that are like really coveted, really hard to get into. And I think it's a lot different. It keeps evolving. I think every year it's like way harder to get into.

13:16Like I do not envy people who are like applying to go like in high school now trying to get in colleges because it's so different. and you need to be like perfect on every level and like start a nonprofit when you're seven. So it's kind of crazy. It's so insane. But I would say like the reason why people want to go to these schools is because it gives them access. Similar to the information shorthand or shortcut that Jean talked about. It's like when you go to these schools, you look at like some of the past like presidents or the people who are like most powerful in the US, whether it's in the business world, political world, even in the nonprofit world, like they go to these schools and you get access to these people through the alumni network and I mean some of the top companies also go straight to these schools it's a pipeline a feeder yeah so like if you want to work in the industries that are the most coveted and like you look at the people you admire most with the most power yeah like they come from these institutions that's such a good example like it's access and you don't even realize it yeah what career do you think is best suited for someone with an ivy league degree?

14:22Because true or false, Ivy League degrees are helpful or useless in a startup? This is a good question. I mean, it depends on the industry, but like in general, in the startup world, like you said, so much of it is being scrappy and like not even knowing what you don't know, getting out there, doing those like hundred cold calls. And I think the like the Ivy League is good in the sense that like it gives you a lot of training like in the sense of like it's a hyper competitive environment like you are getting more um not like motivation but like you're out there like hustling and like you don't have to go to one of those schools to like have that like obviously anyone can have that like deeply ingrained in them but like when you're in that environment you do get that training and like as long as you use that training to like push through when you're working at a startup like you don't need that degree yeah and I think it's also So like people who go to the Ivy League, it's not a monolithic group, right?

15:19Everyone goes and gets in for a different reason. So it depends on kind of like how you got in. So if your path to getting in was like super easy, you didn't really have to do all the things that Sharice said, like kind of like kill yourself in high school in order to get in, then you're not going to necessarily have those attributes that you've built up over time. Did you guys have to kill yourself in high school to get into these schools? Yes. yes 100 and was that something that you wanted or your tiger mom wanted for you and then you inherently just started to like want that for yourself I mean for for me it was both okay but it was also very much like I saw it as a way of I guess like not like getting out of my situation but kind of like getting out of my situation well I've listened to a podcast of yours I've listened to a lot I love their podcast we're not gonna to say this till the end listen to their podcast make it a weekly ritual um you talk a lot about having a chip on your shoulder and people come from different backgrounds with different chips on their shoulder and you never know what their chip is and I love that you guys talk about this so much because I have a very different chip on my shoulder but I really think that there is a through line that I notice a very successful people that have a drive and you can't teach that that's what you're trying to find in an interview oh yeah but like do you think that it stemmed from you wanting to like get rid of that chip on your shoulder almost?

16:39I, yeah, I guess it's not like get rid of, but almost like satisfy in a way. And it's so funny you mentioned that because I definitely still have that chip today where like there are things that happen to you in life. There are experiences you have, there are people that you encounter that even today, like I've said this before to Cherie, like I still feel like you probably feel the same. Like I'm like oh I'll show you yes for sure I'm very much like I don't think I like come off that way necessarily in like everyday life but like since you asked me a hundred percent like yeah there's that part of me inside where I'm like you'll see me on a billboard do you think that the culture of these schools and the organizations that you've worked at have bred that like hyper competitive environment or like is that just something that's inherently in somebody or not it's probably a bit of both and it really like jean said these schools are not like a monolith yeah i think every school has its own culture and also depending on the major what the culture is like studying engineering at columbia it was super cutthroat and it it like made me a little bit more wary i think i'm generally like a very like naive and trusting person and i'm like oh like aren't we in this together like can we help each other on like whatever this group project like we're working together right and like that's how like I view life and people yeah I don't know it was kind of like my first taste of like oh this is the real world and like I don't know like being in New York City and like going on Wall Street like things are competitive and I think I wasn't ready for that but yeah I think it's a bit of both it's like the environment that you're in and also like within you are you like naturally a competitive person and how does it come out when you're like collaborating or working with other people yeah I think it also depends on like what school you go to and what your opportunities are because I went to Dartmouth which again middle of nowhere New Hampshire she went to Columbia and so like when she was a sophomore or freshman she was working at Mount Sinai when she was a sophomore or junior you were working at Morgan Stanley like literally she would put on her pencil skirt and her little flats and take the subway and go to Morgan Stanley every 19 and my like pencil skirt and I felt so adult and when I had to like give them my like signed agreement like i dressed up to go down there and they're like you could just mail this in they're like you didn't have to come in but i'm like i wanted to feel adult and like have my internship i accept your employment morgan stanley but i've also heard like iconic stories of people that go and apply for a job and like literally will bang down the door until someone will answer because it's so hard to get a response online i love that yeah um you guys often start videos like everything we learned in 29 minutes at goldman sachs or at Harvard so people can save the 250k that you guys put into your degrees.

19:17If somebody's listening to this and feels really stuck in their career, like often they're like, maybe I should do an MBA because it's a way to get access and like new opportunities and a new way of thinking. What advice would you have for somebody that's like, holy shit,$250 ,000 is like a lot of money. I'm going to be taking on a lot of debt. What would you recommend that they think about before they make that big of a decision? I think a lot of it is thinking ahead and being like, okay, let me think about if I'm going to get this MBA, what do I want my life to look like five years from now?

19:49And how does having an MBA contribute to that? Or how does that sort of like ladder up to that? And sort of like do that mental exercise in your head and be like, okay, if I just want to be in the same role, but like super senior, do I need an MBA to do that? And then also kind of like look at different people who are your, I guess, like career role models or career idols and look at their paths for them. Like was grad school or an MBA part of it? And was it a critical part and kind of like try to like map that out for yourself? I would say that would be the first step. Yeah. It's so funny listening to you guys because you guys have like the opposite experience.

20:25And I think when I realized I wanted to go into venture capital, I was like, how am I going to get there? Like, I don't have these resume virtues. I don't have any connections. Like, what am I going to do? And it was really interesting because I think like I've always has just been like a very creative problem solver and thinker but it takes a lot of creative thinking and like critical thinking and there was no easy path and I get a lot of probably the other girls that are like I don't have the background or the the grades to get into these schools but like I want to do this like how do I do it and I think for me it's very much like if you are willing to take on the effort of like thinking differently because it is a lot and being rejected like over and over and over again and like constantly doubting yourself like that's one way to do it and I think like for me I actually put this out in my budget template where I was like it's not about like so my 50 20 20 10 budget when I first started angel investing it was not to make money it was to get access that's literally what I said to people I was like I'm putting 10 or 15 thousand dollars into companies not because I think I'm making money from this I actually don't think angel investing is a way to get rich I am doing this to buy friends to buy connections to buy a network do you feel like that was one of the biggest takeaways that you got was like that access and those connections that have helped you now do what you really want to do in your career oh yeah a hundred percent a hundred percent like I feel like for you that 10 to 15k is actually you can look at it as like a learning budget yes like that was literally what it's called yeah that's like you investing in yourself and being like okay if I can invest in these companies then I have access to all of their their numbers I can and see like what's driving them.

22:01And then I can actually take that information. I can help other companies. Then that makes me like a better advisor, a better investor. So I think that is so smart on your part to like, it's you're technically investing in companies, but really you're investing in yourself. Yes, that's like the hack I figured out. And that's something I really wanted to ask you guys, which was like, you guys are two of the smartest people I've had in these chairs. I actually don't want to learn what you learned about business at these organizations. I want to understand what you learned about power and being around people like that with power?

22:32Oh, that's such a good question, Maggie. I think, I mean, it's amazing to be in those spaces because being a student at Stanford, I think in the first like few months, I felt like very enamored and I'm like, oh my God, I'm around like this incredible institution with these amazing professors, alums and classmates. And then it becomes a little bit normal, which is kind of scary to say, but I think it's good because it made me realize that I'm like these people who went to like Harvard undergrad and then they came to Stanford I'm like they're they're normal like everyone puts on their pants the exact same way like they're not right they're like like they're real people at a time like they're real people with like real insecurities and I know we've said like resume virtues a lot and like you can have all those resume virtues and like gone to like great schools worked at great places but then like in addition to that like it's really important and I know this sounds like obvious but like you have to also be a good person yeah in business and in life and personal romantic relationships because like being exposed to these people who have had like access and been in all these spaces and had really good jobs but like if you're not a good kind empathic person like I don't want to work with you either way like you could be like the smartest person in the room but like I I just don't want to be around that energy if it's not if it's not a positive one I love that yeah and I think over time one thing that I've learned that is really important as part of like power and sort of like owning your power is maybe now now that I'm thinking about it sounds a little cheesy but it's actually being authentic yeah and I know that sounds very like people say it all the time but I think I understand it so much better now because if if you just even think about the people that you've interacted with and like you really connect with and you like it's like they're not always the same people right it's not like one type of person but it's just someone who's like so fully themselves that you're like I I admire that so much and I respect that so much when people are just so fully themselves because then you feel like you can be fully yourself it like puts you in a place where you you are more, you are more, you know, Maggie, you're more Jean.

24:48And like, I think that's kind of like, like a superpower that people have. Okay. We have to talk about money because when you're around people like this, you are around a lot of money. What was your guys's mindset towards money when you were younger and where are you at with it now? It's been a journey. It's definitely been a journey. I think, I mean, Jean and I grew up, we talked about this on our podcast in a couple episodes but like we grew up in an immigrant household so our parents are immigrants and I think in addition to that they're like Asian immigrants so there's like definitely an intersectionality there we also grew up on Long Island um so like on the east coast so it was really interesting because like I think we got to see like all different sides of it which kind of like inform how we think now honestly like I would say I grew up with a lot of scarcity mindset which was like really hard to shake like in college like we were just like sometimes deciding like do I have like uh I don't know like decisions I'm like I'm going out like downtown with my girlfriends and we're all getting sushi but like I'm kind of nervous I'm like do I have like enough money to split the bill with my girlfriends and like in college I'm making money tutoring like other students like I don't know it's like a very like heightened awareness awareness and just like nervous energy that I felt that I like which was one of the reasons why I thought it was like so important and like Jean like helped coach me through this but like when I graduate undergrad like I need to get a high paying job like this is something I need because I have student loans and I think through that like it was a very scarcity mindset but I've been working over the last like I don't know like eight years plus but like how do I change that to an abundance mindset and be like they're like because I work so hard more good things will happen and come come my way like financially and also like professionally but I think it's like it's like kind of scarring to grow up with a scarcity mindset and like something that's really hard to shake.

26:39I think what's one thing that is really interesting and maybe some people who come from like immigrant households or first gen can relate to is that I think there's also certain like different categories where you either have a scarcity or abundance mindset. Like for us, when we grew up, the mindset or what was like drilled into us was like education is everything. Education and like being able to get into an Ivy League school and get that degree is like your path to wherever you're trying to get in life. So like, that's why for us, you know, like people are always like, Oh, 250 K to go to business school.

27:11Like I paid for that all myself. I used everything that I made and paid for HBS completely out of pocket. Through your own savings. But through my own savings. But I like never thought twice about it. I was like, yeah, education. It didn't scare you. No. I was like, well, first of all, I know I can make that money back. But then also I was like education is worth it that is something that I we grew up being like we should always invest in it we should always like splurge on it whatever but other things like investing in yourself in other ways like literally before this year I was never getting like regular blowouts right you know what I mean like I was never baby had her first hair blow out and then she got addicted I'm actually addicted but like all the other ways by the way like I think it's like this is actually something I talk about in my budget too, because I've always thought about money so abundantly, like to a fault, I think.

28:04And that's a privilege that I grew up with, but it was really interesting when I actually moved to the States and I was like on visas and I was like in threat of being picked, kicked out of the country every single year. Like if I get this Tesla, like, am I going to be able to drive it next year? If I'm kicked out, if I sign this apartment lease, what if my visa doesn't get actually like renewed? And it was really interesting because it actually for the first time made me really like sit down and think about money and be like, how do I actually think about it? And I think it's unrealistic to think you're not going to buy Starbucks.

28:32You're not going to get a blow. You're not going to get your nails done. But then if you actually put all of that together and you're just living so like whatever, it's actually crazy. You guys, I posted a TikTok today that was like, here are the three things that I'm doing in July that I didn't do in June. The first one was open up my bank account and credit card every single morning. One of the first comments I got from a girl was like, I'm going to ignore one and I'm going to go with two. And the two was like baddie affirmations. And it made me realize that like our women right now are so like, I don't even want to look at what I'm spending money on.

29:05I'm just going to buy and consume. And that's not good. But getting the blowout, if that is like the one thing for your self wellness that week, that makes you feel good. Like, I don't think there's anything wrong with that, but I think it's just, people are so unaware of where they're spending their money. They don't want to look at their credit card statements. They don't want to look at their bills. And it's almost like ostrich syndrome. Like if I don't see it, it's not there for somebody that has gone from a scarcity to an abundance mindset or has been really intentional with their money. And it wasn't a question.

29:36What would you say to somebody that's struggling or is like, I am like not able to pull myself out of this. I'm working in corporate. What are like the first steps that they should be doing to figure out how to reach that financial freedom or at least just start yeah I mean I think for me when I was working my first job out of school because I was still it was like a really weird time I was still stuck in that scarcity mindset but for the first time I was making like my own real adult money so like I didn't have to be anymore I kind of had to learn how to turn that off and I think it's kind of it's like related to what you just shared it's like don't be afraid to know what's going on.

30:18Like I was super avoidant. I was like, I don't know how much money I have saved up in my savings account or checkings account. What's going on my 401k? I just like want to avoid and like not know. But that was like a really like anxiety inducing mindset because then I didn't even know what my budget was or what my limit was. And so like I was super avoidant. And then Gene actually recommended this book to me called I Will Teach You How to Be Rich by Ramit Sethi. And like the first thing he goes into is just like know how much you were spending every month. Because at that point, you can create like a budget for yourself of like guilt free spending is how he puts it.

30:54And that's kind of what you're talking about. It's like the budget for the blowouts, for the nails, for like the matcha that you want to buy. And like flirt them all. Yeah. Not sponsored. But hey, we might be open. But it's like having that guilt free spending. But like, I don't know, my mantra, like one of my mantras is just like, don't be afraid to know yourself. And that could be like financially. That could be like going to therapy. that could be like going to the gym or whatever but like I feel so much more free knowing knowing yeah yeah I love that response because I think part of what she was talking about was educating yourself so like whether it's listening to hot smart rich or listening to tiger sisters like kind of if you're not surrounded by those people who are talking about money every day surround yourself with it somehow right like listen to the right podcast read the right books Like there's so much information out there now.

31:44So like you can actually really, everyone today is in a much better place to learn things passively than we were like 10, 15 years ago. So I'd say that's like the first step that you literally just talked about. And then I think the second thing you can do is to sort of like find yourself an accountability buddy where it's like, okay, yeah, I don't want to look at my banking account every day, but if I'm going to commit to doing it for a month, let me find someone else who wants to do it with me. And then we can like check in with each other. HSR girls are all about drinkable skincare in 2025.

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34:03Jean, you actually just said something really funny that you're now borderline rich. Is that the same as a Henry? Do you know what a Henry is? Yes, high-earning, not-rich-yet-rich. Yeah. Yeah. I guess it's like similar. It's like sort of the same. I think like Henry's are like pre-borderline rich maybe. I mean, I don't know. That's like a, I just made up the term where I'm like borderline rich, but it's kind of just something where it's like, you're like, am I rich? like I guess but it's not something that you feel comfortable especially as women like saying it out loud you know that's why I feel the same I'm just so happy that you said that because I'm like I think the three words and why I called it like hot smart righteous it's like it's so polarizing as a woman to be like I'm hot I'm smart I'm rich and it's like people are like what is that definition everyone wants to like cut and break it up and I'm like it's honestly a feeling and it's like of state of mind and anybody can have that like hot, smart, rich energy.

34:59But I think it's really interesting when you think about when you start to go from like worrying about paying your bills and like figuring out paycheck to paycheck to like having disposable income and figuring out, okay, like what are like the things that I desire that I want to do? Now you guys are entrepreneurs and you're thinking about like, okay, I could reinvest this money into our business to let it or I could buy this bag. How do you think about like your finances in terms of what you want to reinvest and what you want to just have fun and enjoy the life that you've worked like so hard to build?

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35:32Cause I struggle with that. I love that question. And I think actually in the past year, my thinking has evolved a lot on that. And I guess what I've realized this year is that like the business everything is me and same for you sure everything is you same for you man everything is you so like anything you do to invest in yourself whether it's like traveling whether it's you know buying tickets to go to the ballet and like investing in you opening your your like aperture and learning more things and being more aware and being more part of the world that's all an investment yeah it and it really it took me a long time to get here um I mean even investing in how you feel day to day yeah like that's so important no like my mental health is so up and down like I even this morning like when my autoimmune disease started flaring up I like could instantly tell my anxiety was like taking over and for me a non-negotiable is therapy and like that is the best investment in myself in my relationship with my partner because if I don't have an outlet, like our relationship isn't good because I'm the worst version of myself.

36:47So I think like the theme I hear and like from our conversation and a lot of conversations I have behind closed doors is like taking care of yourself and figuring out what that looks like for you. Because for you, it could be a blowout. For me, it could be keratin. For you, it could be matcha. Like you don't know what it is because it's so different. How do you feel like you best identify that? Like when you're in that corporate grind, you're that girly that's like getting up at 6 a.m., trying to fit in a workout, going to your job, trying to make friends, like going and meeting a boy, it's impossible.

37:17Like for that corporate girl that's listening, like how can they do that successfully? I feel like so much of it is like self-reflection and feeling like what really gives you energy and making sure that you protect that energy and kind of drawing a wall around it. I did this when I was 24 and it was really important for me to kind of take take stock of like what are the specific things that I need to do that are just for me and this was actually happened after a breakup and I was like I need to figure out how to like get back on was this when you went to Hawaii by yourself this was when I went I did my first solo trip and going to Hawaii by myself for like four days was part of that yeah because I'd never gone a solo trip before I actually wanted to go to Paris and Jean was like how about for your first solo trip you go somewhere that's in the U.S.

38:05and where you can actually speak the language fluently I was like okay fair point but I think also part of that too was like figuring out I was like how do I make me feel like me again and that could be like okay I need to do like spa day my nails like self-care part of that is therapy like what are the things that I love to do that I don't have to feel guilty for and I really like how you mentioned the ballet like I know that's like completely random and like the ballet but I think that's like a an insight into like opening up your aperture and getting more learning and more life experience in whatever way you want to define it.

38:40It could be doing like a solo trip. It could be going to the ballet, but it's like kind of like an cultural outlet. And like kind of like how Jean was saying, like investing in education is like never a bad thing. I think investing in experiences is never a bad thing because going to a museum could change how you think about something. A piece of artwork could inspire you. That inspires the creativity for the next episode of Hot, Smart, Rich. Like all these things are interconnected and that's just like an investment in yourself. And then it ends up being an investment in your business. It's so funny that you say that because my sister knows like when I'm really, I have like serious mental health problems when I'm really dark.

39:15It's when I've been alone in a room, when I used to have my apartment, when I like, we didn't have a house together, like I would be alone for like three or four days and I would be so anxious and so sad. And my sister was like, you need to go work at a coffee shop. You need to go work at the Mayborn hotel in the lobby, romanticize a$12 matcha. And at the time you're thinking like, wait, I'm hearing that like$12 matchas are making me poor. But like, if you think about it in that way, like you're actually buying an invitation to sit along people who inspire you, even if you see a business meeting or you see a lovely outfit being put together.

39:46And that was a way that I crawled out of really dark holes when I was like going through my crazy breakup. I like was so lost and I was just like, I need to be in environments that really stimulate me. And even if it means like going to the ballet or going on a trip or doing that, that's where I find like, I've never regretted that money. And then having that abundance mindset where you're like, I'm going to make it back. It doesn't mean you're going to Paris and then buying the 10 bags, but like you're going and you're having that experience. But I feel like people are so afraid to do that because they're like, I don't want to make that leap.

40:17But that, I always feel like is the number one thing you have to do. Yeah. I mean, it's always just five bags. Come on. Yeah. Just five. The VAT tax. And the exchange rate. If somebody is listening to this and is thinking like, I want to go work at a startup, what do you guys think the best startups are that they should be working at? I mean, I think there's a lot of ways you can answer that question. It really depends on the person you are. So for me personally, I am such a product-driven person. And like the reason, so the funny thing is, so before we started Tiger Sisters together, I was working at Snapchat and I actually was there for about six and a half years.

40:55And don't be humble. Tell us what you did at Snapchat. I was the head of product for augmented reality shopping and AR ads. So I built up the whole AR ad platform and grew it to a$300 million a year business, which was crazy. It was an insane time, but really fun, learned a lot, crazy. But so when I applied for that job out of HBS, it was actually the only job that I applied for. and they never even told me that I got the role until after I graduated. And the funny thing is I was with my ex at the time, my ex fiance, who he had also applied for jobs in LA. And he was like, because we were going to move to LA together.

41:42He was at HBS with me. And I was like, yeah, I'm going to get this job at Snapchat and I'm moving to LA. So like, feel free to come with me. and so he I can see the demise I'm kidding so he had applied for a consulting job which they apply for and get like really early on the year like in like October November and so he had got the job and he had taken it and then literally it was like eight months of me not even having the job at snap and he kept sending me roles and was like hey do you want to maybe like apply for this other job because like you still haven't heard back from snapchat but I was just like no this is the perfect role for me like I know I'm perfect for this job because it's all the things I want to do it's like this element of creativity it's this element of business it's like the perfect combination and I was like I'm the perfect person for the job and it's the perfect role for me I'm gonna get it and I don't know why I had this sort of like insane like delusional conviction but I was just like I know this is right for me and I never even applied for another job and I ended up getting it the week after graduation or they like finally let me know that I had it the week after graduation.

42:47But I think to go back to answer your question, for me, it's all about the product. I loved using Snapchat. I was like, there's something really amazing about this product. There's something magical. I need to be there. Like, I want to be the person inventing all these things. I love that. So I think it's like identifying what you love and then going out. So if you're a brand person, it's like find the company with the brand that's like just killing it right now that you can do fun things with like I think it I actually would have a lot of fun at a company like Oura Ring because it's such an amazing brand it's a very simple technology but like I think they could be doing a lot more in terms of like partnership and go-to market and like I'm not a product person but I could imagine the ways that like that could evolve from a very simple tool so for me I would be like Oura Ring would probably be my ideal company to work at right now exactly like whatever gets you excited where you can be like oh if I was the CMO of that company I would do ABCDFG and it's like comes to you naturally okay I love that and you're using the product every single day so you're like I know what I like I know what I don't like and this is what I would change I would say like on a related note if I were thinking about startups especially if it's like a smaller startup there's only so many people there so looking at who the people are and if they have like any interviews online or like any like press releases or whatever like really understanding like who are the founders and like the people who are making the decisions at the company because like if you're working at a small startup and it's like less than 30 people less than 50 people like your day-to-day will be so influenced by the leadership team and like do you even I mean they're probably smart and like hustlers but like do you like them as people do you respect them because their decisions will impact your work and then also in turn impact your mental health yeah for someone that holds 50 patents and AI.

44:33Obviously we're hearing about AI and it's like a concern for a lot of people that don't have an engineering background. Are there companies in the AI space that you think are really good to learn from for all of these women listening that are like, I want to work at an AI company. Or do you think that this is all just like hype and that like it's going to die down? I think actually it's the opposite of what a lot of people think. I actually think what's really valuable in AI today is having a creative mindset. It's like coming in and like, because a lot of what is being built in today in AI is already so commodified, right?

45:06It's just like building the next level of the same sort of like model, right? So like sort of continuing on that curve of improving the model, but what's different is going to be how you're going to apply it. So like if you come in and you have sort of like a creative mindset, a different way of going about things like having a sort of almost like a liberal arts background I think is actually the the killer resume now yeah thank god yeah I mean we don't need another back-end engineer yeah I hate to say it wow I mean we always need another one love you guys but yeah no I see like the creative aspect is what makes things more unique and special.

45:52And like having a liberal arts degree, kind of like expanding your worldview with like how do you connect like that creative like inspiration that you saw at that museum with the AI. Like that is a lot harder to replicate. Yeah, I think that's why we're also such big proponents of the arts, like going to the museum, like going to the dance shows, like seeing all that stuff to like open your mind and just think a little bit differently than like the 99 % of everyone else who's like, yeah, we should use AI to do X, Y, Z. Like, I think that's going to be. Well, especially because Jean and I come from like the tech and business world.

46:28We're so deeply embedded in that tech mindset that the thing that really does stand out is when you come from the other side, like the creative side. Lowe's knows how to help make your home holiday ready for less. Get Select Style Selections Vinyl Flooring for just$1.99 per square foot and have it installed before the festivities begin. Our team can help you every step of the way. See a Lowe's Red Vest Associate or visit lowes.com slash holiday install to get started. Lowe's, we help you save. Basic install only, date restrictions apply, subject to availability. Install by independent contractors.

47:05See associate for details, contiguous US only. Tonight, turn down the noise of the day and focus on the rest with AGZ, the nightly drink for winding down and resting up. New from AG1. AGZ supports your body's natural sleep cycle with clinically studied key herbs, adaptogens, and minerals in amounts supported by research. And no melatonin, helping you wake feeling rested. Wind down, rest up with AGZ. Learn more at drinkagz.com. You mentioned with an ex-fiance, which we share. Different person. Different person. Same, similar experience. That was a funny way of putting it. It's a special club we're in.

47:49It is. And by the way, it's a lot more common than you would think. Yeah. Well, that's why also I think it's so important that we talk about it because I hadn't really heard about that many people talking about that. And I saw when you talked about it, it was really impactful for me. So thank you so much for putting yourself out there when it was going on. I know it couldn't have been easy. No, it's definitely one of those things where I remember like two women that were very ambitious, successful that I had heard had gone through this. And like at the time I didn't know anybody. And now like I would, you would be shocked at how many successful driven women have come to me being like, I've called off engagements too.

48:25I just like, nobody knows about it. Um, so I do want to talk about dating because I think it's really important for women like us that are ambitious, driven, successful, have money in the bank, are hot, smart, rich. We're hearing all about this dating crisis and like that there's nobody left. And so being two women that are, well, you're now seeing somebody, but like now being available. Yeah. I really want to talk about dating and like some interesting questions with it. Okay. Um, I'm scared. Have you guys ever dated someone who made less money than you? Yes. How is that? Um, so that was actually recently, uh, one of the people that I was seeing and it's very it's interesting actually this person opened my mind in so many ways because I'd never experienced dating someone like that I've always dated someone who was like sort of in my immediate circle right so either someone that I worked with or someone that I went to school with who was like kind of in the same vicinity as me um same like career yeah minded Yeah.

49:28Yeah. What was it like?

49:34I don't know. It's interesting. Like they have a different mindset. And I think like part of the reason why not to put words in this person's mouth, but I think part of the reason why he loved being with me is because I surprised him with the fact that I had such an expansive mindset and I think he always used to say to me he was like I've never met someone like you before maybe that's just a line but I don't think I've ever met someone like you either and I've only known you for like an hour but he would be like I've never met someone like you before because he would bring something up and I would that he wanted to do and I was and I would always be like well of course you could do that like it's like of course like you have all these attributes like why not you you could definitely do that and in fact don't just think about like level one like why wouldn't you be doing it at the level 10?

50:21Like, that's just so obvious to me. And he was like, what? Like, you think I could do that? Like, I, I don't know. I hadn't really like thought about, I was like, yeah, well, I would just, just think about it level one. Like you're, you're worthy of level 10. And so I think that that maybe is something that I didn't even realize that I like had in me until I was with someone who didn't have it inherently. And then I like gave it to him sort of. Was that something though, that with the partner that you're looking for that you want them to inherently have? Like that was one of the reasons it didn't work out for you?

50:56I don't think it's the reason why it didn't work out, but yes, a hundred percent. It's really important to me that my partner also has that really sort of like expansive worldview, like kind of like abundance mindset and really believes in me and like sees me as someone who can do anything that I put my mind to um because I think that's just like sort of like my personality and I need to be with someone that fosters that because I'm also naturally like giving that to the other person and so if it's you're not coming at it with like equal efforts then you just end up giving all of yourself and all of that to the other person and you don't you kind of start like shrinking yeah yeah it's like fire plus fire equals more fire yeah yeah but do you think that there is a situation in which like there are women listening to this that are that fire and they need someone who's more like who's not necessarily an expander for them but is a supporter and I think for me the reason I called off my engagement was like I was with somebody it was just the beginning of it wasn't even called hot smart rich I remember I would make videos um oh my god what was this company called I don't even remember it now but I made a video that was like, I wouldn't invest in this company.

52:10And it was like all the rage. And he would be the type of person that was like, don't post that video. Don't put a target on your back. Don't do this. Don't do that. And I felt really like my light was being dimmed down. And I think there's a difference with that when you're a high powered, ambitious female. And then there's just the people who like can't keep up, but it's not because they're not like supportive and nurturing almost in the ways that like you often see in male, like female heterosexual relationships. So I think it's really important it's not necessarily that you need the fire it's more you need someone who's not going to try to take water and like burn your flame out right or water your flame out what about for you shuri like have you overdated someone who's made less money than you or has been less ambitious than you i'm it's hard to say because i'm thinking about my most recent relationships the one you're currently in no the ones before that that were in business school and like those are the ones that just happened over the last like two years so I feel like recency bias I'm like those are the ones that are on my mind and they're like so ambitious as well but I think a lot of I mean what you just said really rings true because I have dated people in the past that it's it's not even about like the money but it is about the support and like what I'm doing even before I posted like publicly online I think feeling supported in your career that like if we are ambitious we are driven you want someone to like you know be proud of you for that yeah like rather than like embarrassed in that way and you can feel that in like the tiniest interactions or the tiniest things that like maybe they don't like it really adds up if they aren't supportive and I have had partners who weren't supportive of my career in that way or what I'm doing on social media and I think that can be really harmful it's in romantic relationships and in friendships too if they just like don't get what you're doing like oh that's nice like you have a little podcast and I was like it's actually my whole like career and like I'm doing something that's like very meaningful for me and so it's a growing media empire yeah have you ever had to downplay your success on a date I don't when's your birthday I'm a Leo she's a Leo ladies and gentlemen yes ladies and gentlemen in case you had any concern and also youngest child energy and youngest cousin energy yeah i'm like the baby of the entire family i just want i think people should know what they're getting them themselves into yeah like there have been points i think it's harder um it was harder when i was i think in my early 20s because i was definitely like less sure of myself less confident in like what i like bring to the table like professionally or personally but like i think over the last few years I've become very proud of who I am especially because I've like worked super hard on like figuring out who I am what I enjoy as like a person and I'm like I think I like myself and like this is through like therapy and like working through like really hard stuff and like discarding the scarcity mindset and getting into abundance mindset like all of that and so now that like when I am on dates and like dating someone new I'm like this is what you get like this is who I am and if you don't like it that's that's okay because like I like myself yeah I love that that's very powerful to hear for me I'm new to dating so how long were you with your ex for eight years oh my god so I haven't been single since I was in my mid-20s oh my god you're me literally three years ago by the way can I tell you one piece of advice yes please so well I just feel like we're gonna be friends I have like a million things I was gonna tell you but yeah same the one thing I will say is like we are kind of like this emergence of like I loved dating I was that girl that my friends were so happy to set up with because I was not that girl being like dating LA sucks and everybody's horrible and nobody's good enough for me and my my friends would be like it's so refreshing to be around you because like you're so excited about it and sometimes like my boyfriend now he says he's like you really like talk about how you loved being single but like it wasn't for the reasons that he thinks it's because like I was able to be so selfish and able to have new experiences and like go surfing surfing at six o 'clock in the morning when the sun's coming up in Malibu and like do these crazy things that like you don't get to do when you're in a relationship yeah and so I think like the more that you put yourself out there in a space where you're just like this is amazing and exciting and like I'm gonna learn something the more people want to set you up with people the more you attract that and I'm so tired of hearing girls be like there's nobody good for me dating is horrible because then like you're attracting that energy what do you feel like the energy are you just like not dating because you're not ready to attract energy right now oh no so I actually did start dating this year so I it's so funny it's like all about energy you're so right because I was single for like you know half a year and I wasn't dating anyone I was sort of just like healing healing processing and then I was like my new year's resolution goal was okay I'm gonna make a bumble profile I'm gonna do it and then I'm gonna officially be single because then you're kind of like you're making an advertisement you're like literally putting yourself out there on the internet and be like I'm was it January 1st yeah wait this was me three years ago why are we the same no literally I was like January 1st I'm gonna download dating apps I literally did that yeah so I did that and then it's so funny because it's not that I met people on the app but it was like all of a sudden my energy changed and I shit you not Maggie everywhere I went people were asking me out and it's not like like I literally I was on a date with a guy I was seeing at his friend's birthday party and his friend's friend asked me out did you say yes he asked me out later via text did you say yes yeah yeah and also he was 26 I was like would you go younger I mean I kind of shocked myself even like going on that date because like we said I'm 36 and I'm like I'm like do you know I'm like I feel like I like dropped a lot of clues I was like in my 15 year career blah blah blah wait who pays on the first date oh obviously always the guy even if you're more successful and older 100 thank god honestly I can't wait I mean I mean come on like you have to bring something to the table yeah and like also everything the way that we show up like we've already invested thousands of dollars yeah into ourselves and so the way that we look and the way that you know we're coming to the table yeah so they need to bring no I'm literally like do you know what my bills are to look for this date like you are paying it's crazy has it ever been confused if you're trying to network or if you're like interested in somebody can I tell you guys my most embarrassing story I need to know tell you what after this okay so when i was trying to break into vc before i was like i'm going to become an investor on my own um i was interviewed well i had a friend that was an associate at this fund it's probably like a 50 million dollar fund and it was kind of like incubated out of a corporate company so it was like a corporate venture arm so like the guy that was running it was like the most senior person there but he was probably like 33 at the time i was by like 25 26 and I thought he was like the coolest most sexy person I've ever seen in my life but like the way that we ended up connecting was like over a lunch at Croft Alley in Beverly Hills and so like I didn't really know if it was a date or if it was like not an it was no interview but like just like a networking conversation and so the whole lunch I'm like trying to figure it like being very flirty and then he's he's staring at the street I'm staring inwards towards the restaurant he's like some idiot like left their car with the trunk up like everyone keeps taking stuff out of the car and literally when we get up from the lunch I realize that is my car oh my god and so he's like let me walk you to your car and I'm like no like I'm actually gonna go run some errands and I was like this man probably thinks if he saw that that is my car that I am like this stupidest he's never gonna hire me for a job he's never gonna ask me out on a date so it was like a complete write-off but he did add me on instagram and to this day he still looks at all my stories oh my god that's so funny he's a fan but like i couldn't tell if it was like are you interested or am i gonna get a job through you but it was just like the best thing ever okay my story is kind of like the opposite of that because i had what i thought was just a networking lunch because i I asked a friend of mine from HBS, I was like, oh, can you reconnect me with your friend?

1:00:50Who's like sort of in like this sort of world and had been doing it for a while because I was like, I wanted to ask him about, you know, like an investment thing. And so he reconnected us and we ended up having lunch together at Neuhaus. And like the whole time, and when I had met this person five years ago, he was in a relationship, like very serious relationship. And so were you. Yes. And so was I. So like, it was like totally chill. And so when we reconnected at the end of it, and it was like very flirty vibes from him, like the whole time when I was like, what's going on? Like, I thought this was like a networking thing.

1:01:22And then afterwards, he texted me and ended up asking me out. And we dated for a few months. Oh, I love that. And so that was like, so I mean, generally, I agree with you. Like, I've had a really positive experience of dating in LA so far. I mean it's only been like half a year and I don't know the question for me is that like I haven't really dated anyone like super seriously that I thought would be like your husband my husband but like the two people that I did date like put together they'd be perfect so you'll find them that's not how it goes yeah I think I love like as your little sister I love seeing you get back out there and kind of like interact I don't know and just like put yourself out there after a really long time and also like after like a really dark time yeah through really like I don't know sad stuff yeah and so it's actually Jean's like not kidding when she says that like people ask her out and like talk to her like the power of this blowout I don't know what it is I love how we attribute it all to the blowout it's like her energy it's the blowout but like when we go out and she has her hair done I don't want to talk to anyone like we'll be going out and like getting sushi but like people will go up to Jean and like start conversations and I'm like I just need my like solo don't talk to anyone time and then we did we ended up going to um Kazunori and like sitting at the bar and getting sushi and for like an hour and a half these two guys were asking Jean questions after like an entire day like we had come back from a conference and like I couldn't do it but I was just like this is a lot this is a lot so amazing but I think it's the energy that you put out there like you have to it's your body language it's like how you show up and like are you open to having conversations so I am really proud of you for that yeah thank you thank you yeah and I think I don't know some people say I don't know how you ended up meeting your boyfriend or like dating um over the last few years but people are saying to me like oh you need to sort of like start putting it out there that you're single and like tell people that you're open to being set up yeah which I guess I've never Jean single and she's open to being set up a little hot smart rich so Gina's single to the 90 % female audience I know thank God keep it that way though I don't want any men in here yeah but I agree with that like what you yeah I got set up through a mutual friend who's actually a VC and I it's so funny because looking back like it is not who I thought would find me my person yeah um but it was interesting like thinking about where I found success it was around putting myself out there and not really on the dating apps that was fun yeah but it's really around the energy that you carry into the room and it's interesting because like even bumble just cut 30 of their workforce right like they're really struggling with dating and dating in general is just shifting a lot where there's run clubs now there's like there's museums that people are going to like before actually I met my boyfriend in real life I actually saw him at freeze so like we both collect art and I like knew because I had seen him that like oh he likes art so I think when you're in an environment where you actually understand the person beyond what they want to show you it's a really good way to understand a first filter of like is this person actually going to be interested in the same stuff and at least the runners raise the sails raise the sales.

1:04:43Captain, an unidentified ship is approaching. Over. Roger. Wait, is that an enterprise sales solution? Reach sales professionals, not professional sailors. With LinkedIn ads, you can target the right people by industry, job title, and more. Start converting your B2B audience today. Spend$250 on your first campaign and get a free$250 credit for the next one. Get started today at linkedin.com slash campaign. Terms and conditions apply. Tuesday on NBC, Jimmy Jimmy Fallon and Bozema St. John host the highly anticipated new competition show. I hired 10 creatives from all walks of life. They will be battling it out to see who can impress the world's biggest brands.

1:05:23This is a huge opportunity. This is the battle for the next big idea. This is not play play. We're spending millions of dollars. I'm so excited to embark on this adventure with all of you. Make the best idea win! On Brand with Jimmy Fallon. Series premiere Tuesday on NBC. see these for me one of the biggest reasons i left my last relationship was like our lack of compatibility of interests i don't think we prioritize that enough because we talk about all the things of like being a supportive partner like being ambitious but like truly my sister and i said this in the last podcast episode there are a lot of wednesdays there are a lot of days where you have to figure out like what do you guys enjoy doing do you like the same shows do you like doing the same things do does one of you want to go on a mounting vacation or does one of you want to like stay at home and just have staycations and those things of like understanding habits and like hobbies I never prioritize before my boyfriend now and truly like he is my best friend where it's like I have been away from him for nine days and like my heart hurts like I've never found that before but it's because we enjoy doing the same things yeah so I think like getting an understanding when someone asks you my piece of advice is this when I ask women who are single like what's your type and they're like no type just like ambitious and like whatever I'm like no like actually don't say like no type but like what I enjoy doing is x y and z because then we're able to filter and be like who do I know that enjoys doing that because obviously we're going to go for like the basics of like he has to be driven and amazing human and like great with our family and all the things that you want those are table stakes yeah what are the things that are going to keep you excited like 10 years from now that's what you should put out into the world okay yeah um okay you guys I could talk to you forever but you set a timer at four o 'clock so I have seven minutes um I love rapid fire I have to do it before we finish and like you're gonna have to come back on because I had to talk about like younger eldest sibling dynamics like working with family so that's a part two yeah um let's go rapid fire who's gonna go first do we do trading off let's trade off so who's starting first you can go first okay thank you um so kind okay first class flight or an Hermes Kelly oh that's a better question for me that's a better question for Jean because we might have different answers okay fine then you go Jean okay the Kelly love it yes because the resale value yeah i mean and obviously you're getting it from the essay in store you're not buying a resale yourself although i have bought one at resale and i love it you'll resell it again if you want um okay sheree viral tiktok 30 million plus views or wall street journal feature wall street journal feature love it there's more longevity there all day yeah all day long um one for the both of you who gets the ick faster hmm i think gene yeah a bit more and i don't mean this in a mean way like you're a bit more judgmental or like you make quick judgments oh yeah so you get the ick more that's true like i can get so i can tell within like one tenth of a second if it's like not if it yeah okay um okay this one's for gene to date tech bro or finance bro oh i've done both i've done a lot of both i think maybe we're coming back around to finance whoa i like it i didn't know you were gonna say that am i influenced by that song from last year yeah maybe six eyes blue eyes i love it um okay sheree um fighting with your sister or fighting with internet trolls oh like which one's better or worse which one do you have to you have to pick one fighting with my sister she thought we were in a fight the other day we were in a fight you were being so rude like i was like editing something i don't even remember what happened it was just this is what happens when we live together we work together we spend like basically 24 7 together yeah yeah yeah i came in and i was like oh do you want like a cup of water or something and she was like i thought we were in a fight that was her trying to apologize by giving me a cup of water that's the context there like she didn't say sorry or like she just brought in a cup of water she's like are you thirsty um okay shri 6 a.m workout or 6 p.m workout 6 a.m i'm a morning person okay love that yes are you i'm a night owl oh what are you i used to be a morning person and now my i am a night owl what's your natural sleep time if I could pick any time to go to sleep it would be like 10 30.

1:10:03That's a night owl. No I don't do that. That's your goal. No no no that's my goal. Like I usually am up until 11 30. Yeah I think my natural sleep time sleep time is 1 a.m. Oh my god yeah that's not for me. She's like you have problems. Yeah you have an illness. I have an illness. Get well soon. Okay Sheree splurge on wellness or on fashion wellness jean fashion i love fashion okay both of you all of you guys are or both of you are answering these last three okay net zero inbox or zero calendar appointments for the week zero calendar appointments zero calendar appointments could you imagine it's the best thing and though like that is when you know you've made it you can do your own thing yeah um zoom or in real life meeting i real life i love that imagine i was like can we podcast but zoom with me no no um okay remote or in the office in the office yeah in office okay gen z listen up listen to the pros if you want to be anybody you need to go into the office things are different in person i don't think i would be anywhere close to where i'm at today if i hadn't had that in-person experience yeah I mean people need to experience your energy like they need to be around you to like fully experience am I the same online as I am in real life I think you're even better in person oh that's and you're like so great online like a lot of your personality and like your liveliness comes across online but you're even better in person you cry okay she's even prettier in person yeah like seriously I love you I honestly don't think I've ever Christian knows I've never finished a podcast and been like I don't want your timer to go off but I have two minutes and I did a good job um you guys my community is the best because they always want to know how they can help you guys obviously they're going to listen to the podcast but tell us where they can find it what day it comes out and then anything else that you're working on like are you hiring people like what else can they help that's a great question I love that so um our podcast Tiger Sisters podcast available on all platforms mainly on YouTube and Spotify it comes out on Mondays at 7 a.m.

1:12:13So it's a weekly podcast where Gene and I talk about money, power, and love. And also Gene and I Oh, and Lemu and I always tell you to customize your car insurance and save hundreds with Liberty Mutual. But now we want you to feel it. Cue the Emu music, Lemu. Save yourself money today. Increase your wealth. Customize and save, we say. That may have been too much feeling. Only pay for what you need at LibertyMutual.com. Liberty, Liberty, Liberty, Liberty. Savings vary. Underwritten by Liberty Mutual Insurance Company and affiliates. Excludes Massachusetts. Experian is your big financial friend, helping you explore credit card offers with confidence.

1:12:54Some cards are labeled no ding decline, which means if you're not approved, they won't hurt your credit scores. See Experian.com for details. Applying for cards labeled no ding decline won't hurt your credit scores if you aren't initially approved. It's Tiger Sisters Podcast. You can also find us on Instagram at Tiger Sisters Podcast. And my handle is Cherie.brook. And mine is at Jean Lu, J-E-A-N-L-U-O underscore. Love it. Wait, I'm Maggie Sellers underscore on TikTok. Oh, perfect. Yeah. And what about the matcha? And yes, so Jean and I started this matcha brand. We didn't even really get to talk about it too much.

1:13:27Like there was a whole cue card for that. We started it about a year ago. And this is a matcha farm that Jean and I both lived and worked on. in Japan in Japan this is a passion a project that is passion and love we designed this entire can ourselves um yeah this is like a small family farm an hour outside of Kyoto in a little town called Wazuka which is next to Uji which is the matcha capital of Japan this is like the good stuff and it is from a small family farm that's like literally my boss the farmer his wife they're like kid and like they're five employees and so we harvested matcha on this farm like a month ago in may when we were just there we literally harvested the exact matcha that is now almost arrived yeah that's coming um oops see there's the alarm um and you can find it at sistersmatcha.com or at sisters.matcha on instagram we like build in public we kind of show you our ups and downs of creating this matcha company.

1:14:31And you kind of see more of our dynamic working together. Thank you guys so much for coming on. I had so much fun with you guys. This is great. It's so fun to do stuff with other sisters and our dynamics are like pretty much the exact same. So I can't wait for you guys to meet Katie and for you guys to come back on. Yay. Thanks for having us. Bye guys. Thank you. Bye.

From the publisher

What if your big sisters worked at Goldman Sachs, Morgan Stanley, LinkedIn, and Snap, and went to Harvard, Stanford, Columbia, and Dartmouth, just so they could hand you the playbook?


In this episode of Hot Smart Rich, Maggie sits down with Tiger Sisters Jean and Cherie Brooke Luo, two powerhouse siblings with Wall Street and Silicon Valley resumes who are making elite career advice radically more relatable. Jean (Harvard MBA, Dartmouth undergrad) built a $300M business at Snap. Cherie (Stanford MBA, Columbia engineering) scaled products at LinkedIn. Now, they’re spilling the tea on everything from Ivy League admissions and imposter syndrome to dating as a successful woman and the real ROI of a $250K MBA.


You’ll hear what it was like growing up with a Tiger Mom, how they hacked their way into the Ivy League (and why you don’t have to), the power dynamics of being a woman in finance, and how to stop doing free work and start owning your narrative. This one is filled with tactical gems, big sister energy, and real talk on money, identity, ambition, and building a life that feels as good as it looks.


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This episode is sponsored by:

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- HSR Newsletter - Get 3 months free using this link.

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If you like what you hear, rate, review, and subscribe to Hot Smart Rich, the podcast supporting women who own their worth — in business, wealth, and life.

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💌Own your worth — and build the life you want. Subscribe to the Hot Smart Rich newsletter, the no-BS guide to startup life, consumer brands, and becoming your hottest, smartest, richest self, written by Maggie Sellers. Join 250,000+ women building wealth, confidence, and community on their own terms.

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Follow Maggie here:

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Follow Tiger Sisters here:

Instagram⁠: @cherie.brooke & @jeanluo_

Youtube: @cherie.brooke & The Tiger Sisters

Shop Sisters Matcha


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More from Hot Smart Rich:

⁠⁠⁠The Hot Smart Rich Money Mindset⁠⁠⁠

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This episode is produced by HSR Media, a division of Creative MES LLC, with support from Coldea Productions.

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