On the Market Podcast: The smartest way to stay ahead in real estate

0:00Most deals don't fall apart because of the numbers. They fall apart because of the financing. You find a property that cash flows. The deal makes sense. But then the lender looks at your personal income, your tax returns, your debt to income ratio, and suddenly the deal doesn't qualify. That's the disconnect. Because as investors, we're not buying based on our W-2. We're buying based on the asset. That's why Host Financial offers DSCR loans designed for real estate investors, where qualification is based primarily on the property's income, not your personal finances. So no W-2s, no tax returns, and no DTI requirements.

0:41And with loan-to-value options up to 80 or even 85 % on eligible deals, you can keep more capital available as you grow. If you're buying rentals, refinancing, or scaling your portfolio, go to hostfinancial.com. That's H-O-S-T financial.com. and see what you qualify for. Some listeners may wonder why their insurance quote only took 30 seconds. Some listeners may wonder why their insurance quote took 30 seconds. A better question is, how long will that policy actually hold up when you need it? At NREG, the goal isn't just getting coverage in place. It's making sure your investment property is properly protected when a real claim happens.

1:23That's why they take time to evaluate each property's unique risks and build coverage design for the realities investors face. Because anyone can sell a policy. NREG focuses on standing behind it. Visit nreig.com slash bplc to learn more. If I had to hire someone to join the BiggerPockets team, I wouldn't just be looking for someone who checks a few boxes on a resume. I'd want someone who understands real estate, can move fast, communicates well, and can jump into a fast-paced environment without missing a beat. When you need that kind of person, this is a job for sponsored jobs. Sponsored jobs posted directly on Indeed are 95 % more likely to report a hire than non-sponsored jobs.

2:08That makes sense to me. In fact, people are finding quality hires on Indeed right now. In the minute I've been talking to you, companies like yours made 27 hires on Indeed, according to Indeed data worldwide. Join the 3.3 million employers worldwide that use Indeed to connect with quality talent that fits their needs. Spend less time searching and more time actually interviewing candidates who check all your boxes. Less stress, less time, more results. When you need the right person to cut through the chaos, this is a job for Indeed-sponsored jobs. And listeners of this show will get a$75 sponsored job credit to help get your job the premium status it deserves at indeed.com slash podcast.

2:50Go to indeed.com slash podcast right now and support our show by saying you heard about Indeed on this podcast. Indeed.com slash podcast. Terms and conditions apply. Need the right hire fast? And this is a job for Indeed-sponsored jobs. Staying ahead in real estate means getting the right information and the sharpest analysis. I'm Dave Meyer, head of real estate investing and bigger pockets, and this is On The Market, the podcast where investors, agents, lenders, and real estate professionals come to stay ahead of the curve. Each week, we dive into the most important issues facing the housing market.

3:25We interview top housing market experts from industry leaders like Housing Market, Redfin, and Zillow. We bring on our seasoned panel of investors to give you real boots-on-the-ground updates. And we dive deep into the data and news that impacts your business and portfolio. We're here to help you make smarter investing decisions based on real insights. So whether you're a seasoned investor, first-time homebuyer, or a real estate professional, navigating today's market, On the Market is your go-to resource. Find the On the Market podcast on Apple, Spotify, or wherever you listen to podcasts, and make sure to tap follow so you don't miss any expert real estate education.

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