Spooky Scaries: 9 days until Election Day, and is a Real Estate Crash imminent

0:00This is Right About Now with Ryan Alford, a Radcast Network production. We are the number one business show on the planet with over 1 million downloads a month. Taking the BS out of business for over 6 years and over 400 episodes. You ready to start snapping next and cashing checks? Well, it starts right about now. What's up guys? Welcome to Right About Now. It's our weekly business news of the week here on October 25th, 2024. We're rolling through the year, folks. it's almost November well here's what I know for sure we got Chris Hansen and Brianna Hall here what's up guys hey what's up y 'all I threw you both off I did you both at the same time I had to think about who said something first I was trying to be a gentleman you were always a gentleman Chris but I never want to talk over you thank you please make more drama ratings would go higher we gotta create more on the show.

1:04How can I pit one against the other? Yeah, introing us at the same time, pissing me off. Oh, thank you, Chris. That was a really enlightening thing you just said. It's so much better than what Brianna said. Brianna, what do you think of that? That's just mean. This is like, you know, professional wrestling. You know, they create the drama, the wrestling entertainment. They're pitting each other against one another. So the, you know, it's almost like what it feels like in our politics. I was thinking the same thing. I'm like, I don't like watching our political course right now. Yeah. I think it's, it is a WWE, you know, like Kamala Harris in one corner, Donald Trump in another.

1:47Donald Trump off the top rope. I just love like watching Trump, like take what she says and then being like, I'm just going to go work at McDonald's and like prove you wrong. Yeah. I mean, it was pretty. How are you doing, Chris? Everything good in Miami? Before I jump in, we're going to dive right in here. I wonder about pleasantries. Everybody gets, you know, I always give, you know, the forecast here in Miami. Chris normally, you know, calls that out for us or anyone listening. Everything good in Miami? Everything's great. Weather's cooling down, breezy, sunny. Cooling down is all relative.

2:25Like what, high today, 85? yeah like yesterday i was like oh it feels great out of now like it was 81 i'm like that's not that cool but you know i'll take it you'll take it you'll take it brianna happy belated anniversary this week yeah yes had a good dinner help how many years five five congratulations half a decade yeah we i made a social post and i was like five years two kids like one cross-country move, bought one house. We had, you know, we went through like 10, we had 10 goats, you know, 22 cheap, seven chickens, six ducks. Is this the 21 days of Christmas or whatever? And two turtle doves.

3:14And a partridge in the pear tree. Yes, well, happy anniversary. I mean, it's kind of like, you know, startup companies. He's like, how many fail before year one? But like marriages, how many fail before year five? So it's accomplishment. Yeah, it feels good. I think I'll keep him around for a few more years. There you have it. I actually love being married. I highly recommend it. I like being married too. Just once you get the right person. Yeah. You know, like Nicole and I are not perfect, but very happy. And you make things work. And when you're with, you know, someone you enjoy being with. it's funny how it works that way but it's give and take it's it's not work I don't like it when you say marriage is work because I think that's makes it sound negative it's a give and a take it's like I don't know it's kind of like a bank account you make withdrawals and deposits yeah I mean I don't think it's wrong to say that it's work I think that work should be enjoyable um the work that you put into it but it's one of those things you know when we were going through the move um i pulled out like our vows you know we have them in a shadow box and we started like reading them to each other every night and it's like you forget you make the vows right at your wedding and then you like you don't put them in a box and then you just life gets busy and life starts happening and so i think it's important to do the work to keep the marriage going totally keep and keep it first like that's the biggest thing it's like i think with kids it's hard and you're you have young kids and you know they at any given moment the kids do come first like of course like emergencies but it's like sort of remembering that and you know that's probably my counsel like with nicole and i is like we always make time for us and it it any given month that might be very little but like on the whole though i think we both i don't know are committed to that And so finding time to get away and do things without the kids.

5:13So, you know, I could write the book. I could write two books, everything not to do and some suggestions for how to make it work. Yeah. You know, I've been on both sides of it and I'm not an easy person to live with sometimes. So I've been told. I think it's just like with anything, right? Like you have to, there's going to be good and bad and you have to just have fun with it. And you can't take yourself too seriously. and definitely make sure that you marry somebody that you can laugh with because that's what matters. I mean, you've got to have good dad jokes. Yeah. Yeah. My family's familiar with the humor that I find funny.

5:58So is your audience. Yeah.

6:03Touche. Touche. Touche. Touche. Touche. But, hey, how many days left before the election is over? Did we count? Nine days. Nine days from today. That's wild. I'll count down. We need both a celebration song and then a Rocky song, like fighting to the end. Dun, dun, dun. And then celebration to not have to deal with it or hear it anymore, like just the back and forth. I did think, and I wanted to, you know, before I just dove head first, look, we're going to talk about our great partner Independence Center here in a bit, but I am truly an independent thinker and voter. And, but I really try to like remove myself when I see some of the things happening on both sides.

6:49And there's things all the time. Like Donald does things that I'm like a little, uh, why did he do that? You know, he didn't need to sit like, absolutely. But on the whole, like the last week, listening to the nothing burgers coming out of Kamala when she's asked anything, tough the word salad as brianna called it as i think media is calling a lot of people and intelligent people that have better wording than me it's just amazing like i and i try to like again objectively like just go okay what the fuck is she saying like and i'm like i really don't it's so like this mixture like when she's trying to like make these really dramatic like i feel like you could ask her like Kamala what do you normally eat when you go to McDonald's well you know Ryan when I was a kid when I was a kid I hate that secret sauce wasn't so much a secret to my aunt Betty because she was in the factories where that mayonnaise got cooked and you know what she had to go through as an American woman in a factory like like wait what well like while that could be like cool i feel like but she never gets to the point she just talks and talks and talks and talks and talks yes uh there's a great quote from planes trains and automobiles steve martin one of the best movies ever if you haven't seen it i have a really great movie like i can recommend a lot of great movies to people i haven't seen go watch that movie hilarious steve martin is so tired of John Candy's character.

8:34And they're finally coming to a head. And he goes, here's an idea. When you tell a story, have a point. It makes it so much more interesting for the listener. But you're like one of those Chatty Cathy dolls. But instead of me pulling the string, you pull it. Yeah, yeah, yeah. Dude, that is so accurate. It's like, yeah, have a point. I don't think there is a point. You know how sometimes we say, sometimes somebody's just super complex and there's just a lot going on with them. I think it's the opposite with her. The more she talks, the less I think, hello, anyone home? Like, I mean, she's obviously intelligent on some level.

9:19She made it academically through law school and all that. But I don't consider people that can memorize like law necessarily highly emotionally and skilled intelligently for like the office of the president. I feel like she is intelligent. I do think she's intelligent. However, I think that she's so controlled by the deep state.

9:47Brianna. we're just gonna have a second it's called Brianna's Conspiracy we need a five minute yeah exactly Brianna's deep state segment deep deep thoughts by Brianna all I'm saying is I just Illuminati Wednesdays with Brianna yes alright we're done one more thing get beat up on in the podcast studio now all I All I was going to say was like, I think the puppet master controls all things. So when she's word salad talking, it's because she doesn't know. She doesn't want to say the wrong thing. She'll get axed. I would. Look, I think it's like MSNBC. They finally are asking hard questions. I feel like no matter how bad they hate Trump, the really objective journalists are starting to like come around that.

10:44OK, I hate Trump. We know they do. but I need to ask this woman, this candidate for president, the questions that are so obviously need to be asked. So you're saying, Conley, you didn't notice any of the decline of Joe Biden. So you didn't witness. So when he stepped on that debate stage, that was the first time you saw that behavior out of him. It came right out and asked her. And she looked so befuddled and like, how dare you in the mainstream media who's supposed to be supporting me asking me a difficult question was kind of the look on her face let's just call a spade a spade and then her non-answer or just saying blatantly no it's like this woman is lying directly to your face because we saw it on like all the news channels would occasionally obviously they threw it under the rug but definitely Fox would show stuff like the guy stumbling around doing things going the wrong direction and then saying like the last year just strange things and look for god's sake the man's 81 I'm not even judging him he's a president I respect the hell of a president but it was happening and so just the blatant lack of acknowledgement and then just the look of disgust to actually be called to bear on a topic that deserves an answer is very telling.

12:11Kamala is a great chameleon. So she can blend in with different crowds. She can be Indian. She can be black. She could have an accent. She could not have an accent. Come on, come on, come on, come on, come on, come on, come on, come on, come on. Yep. They come and go. There's a lot of going, not a lot of coming with her but yeah I feel like she can like present herself to be anything that she thinks that a certain audience wants her to be and that's really scary to me because I just feel like what's going to happen if we do have world leaders coming together and asking difficult questions or seeking an actual answer out of her um well you know President Chi when I think about that I think about my aunt Betty and you know when she was in that mayonnaise factory like or what she's gonna be like actually I'm 50 % Chinese yeah suddenly yeah she has an aunt that you know has some Chinese descendancy or something I mean she'll she'll blend right in you know she'll probably start talking in an accent I remember here's what I remain if the if the Republican party or an independent or someone that like if we had another candidate, anyone besides Donald Trump, this is the biggest landslide win ever.

13:38But because Trump is so polarizing is the only reason this is close. If there was if it was anyone else, she is. I think anyone in the right mind knows she's one of the weakest candidates in the history of politics, regardless of party. would you agree chris yeah it's hard to know what to believe honestly because i always try to look at the comment section everything but it's like and i had a woman message me last night saying this she's like i have an amazon fire stick and then what's the google competitor to it chrome yeah chrome cast or whatever yeah and she literally said one of them shows all ads pro trump and one of them shows all ads pro kamala so it's hard to get a gauge but yeah and what i the people i talk to that are common sense intellectual not completely in their feelings all the time can just see like okay is this someone that i take seriously and that other world leaders are going to take seriously and it seems to be kind of like the veil is lifting right yeah they tried to market her so good to us and it worked for a while but i think the wheels are starting to kind of come off like you said when you've got msnbc traditionally very biased to the left friendly kind of you know asking her these kind of questions and like you said it's not even that the question it's it's the way she answered it in her reply of almost like how dare you like you're on my team and you're gonna ask me this yeah yeah i think i don't even like i don't think you've heard i don't bring up like the commercials like i don't bring up the stuff that clearly has spin on top of it like which i could like because there's some things she stands for that i just firmly don't i don't bring that up i watch like the un you know fettered unedited like 10 minutes of her doing something and that's where my opinion gets based and not on the spin.

15:45It's just like, okay, watching how she answers things, what her answers are. And that's where my opinion, at least on her, gets based. That in the current state of the country, right? Yeah. Like, dude, your team's been running the game for the last three and a half, four years. Let's look at your results. Yeah. And the problem is we can't even honestly talk about the last four years, right? No. Like that's being dodged or kind of, oh, that was Biden. It's like there's not even really any answers of what's been going on. No. What progress was made. And she's pretty much come out and said that what has been happening, like it will be status quo, like the Bidenomics or whatever it is, are working just fine.

16:34I don't think it's just fine at all. You know, we still live in a great country with a lot of opportunity and no president's going to get in the way of me personally. But I see enough and know enough and see the costs of things to know that there has to be some change. Whatever's been going on for four years isn't optimal. I was just looking. I love the Aldeans. great music. I personally love Brittany Aldean, Jason Aldean's wife. And I was just looking and she's a big supporter of Donald Trump and she has on her bio, it's not conservative, it's common sense. And I just love that. Yeah, I think it is true.

17:25Like you have to look at things objectively and it's hard when we only have a two-party system it's uh i'll just the last thing i'll say i have you know liberal friends considering friends i'm not gonna lose or i'm not gonna like ditch a friend no matter on their beliefs and every one of them that is posting or engaged in this conversation publicly only posts how terrible Trump is. I never, ever have they sent me a video where they go, how could you not love this woman? You know what I mean? Like, you know what I'm saying? Like, I feel like with Obama or like other people, you'd get a video, like a liberal send me a video.

18:14How can you not like this guy, man? He's gonna change the country like look at look at what he's saying look at his look at these ideas and with this it's only purely hate trump i don't know i don't i look at i consume a lot of trump's content and stuff and i genuinely like look at his stuff and like his little dance moves and him wait he's so wholesome i know people hate him but i think he's so wholesome i think he's gotten more endearing personally than he used to be. I don't know if that's intentional or whatever. And again, I see his flaws too. So I'm not going to sit here and just objectively say the man's perfect.

18:57We all know that's not, no one is, and he's far from it. So am I, by the way. But I do think some of the stuff that there's a softness to it or softness to it. It's with his approaches, than like five years ago, even 10 years. Like, I think some of the things he did seven years ago came off a little different. Just remember one thing. When you put the judge glasses on, when we're judging these candidates, this is a man that has, no matter how he got his money, whatever, he's earned it. He's got millions, if not a billion dollars in the bank. He has no reason to put himself out here. He took a bullet to the side of the head, to his ear, and stood up, and is still fighting forward.

19:48So just remember that when you put the Judge Goddard on. For a guy that needs it, you know, like, and you could say, oh, it's his ego and all that. The ego is not bravery and love for country. It's, it was only about him, because I know those people. It would have worn out by now. Yeah, it would have worn, exactly. He would have worn out by, yeah, you know. And you don't have to love every action, but just know he's shown. We rarely get the opportunity to look at someone in their worst moment like a very hard, real moment. We see everything through this lens of the commercials and what we want to see.

20:32that was the rawest realist moment that any president live on camera probably has ever you know to this age been shown and the man stands up with his fist in the air and again whether you're going to vote for him like him or another those are facts that's real we saw that in that moment i just think if you look at the economy as a whole the two things are true number one, you have to be able to run the country like a business because it's a giant business that affects everything and everybody. And then the other thing is you have to be strong in your leadership. You have to be strong and willing to fight.

21:14And I think he did. He raised his fist up and he said, fight, fight, fight. It's like you need somebody that is going to have that strength and that leadership so that if we get attacked or if we are in a position where we are weak to another country and they are going to want to come in and take us over, we have a strong leader that can help protect us. Yeah. One way or another though, I can't wait for the nine days to be over and let it please just be just, I'll say this, let it just be so obvious who won that we don't have any of the, and I wish, I just hope it's a landslide either way or just like, I don't want it to be like down so that we have the angst of like whatever is going to happen you don't want to be sitting in front of the big screen having a watch party not really but chris any final thoughts on this craziness before we jump to other news i would just remind people to focus on what you can control no matter what's going on in the politics in the world it all comes down to your mentality every day and what you're going to do for yourself and your family.

22:26So don't give too much emotion to either way, right? Don't give that much emotion to anything outside of your life, whether it's politics or work or whatever. Yeah. Put all that same energy in whatever your job is, you know, or whatever your passion is or your health or your kids. Turn off the news and go to the gym, take a walk. That's going to be much more for you mentally, physically spiritually than watching freaking drama no matter who wins we still live in the greatest country on the planet so be thankful for that what else is on the news we have september home sales drop to lowest level since 2010 so we are the market we have been in a seller's market for a long time right everybody could put their house up for sale and it would go quickly it would probably go above asking.

23:19It's not going to sit there for a long time and it's now flipping. I think we're kind of seeing the beginning of that shift from a seller's market to changing to a buyer's market. Houses are sitting a lot longer and although house prices are up, the median home price across the entire U.S. is up to$404 ,000.

23:46so i'll say this we did some man on the street stuff we'll probably play some of those quotes eventually and going out people asking you know what the american dream is for them we're doing some more of that it's really interesting listening to people talk and then whether or not the american dream is attainable and home ownership is very much tied you know in asking i I think we got to eight or 10 people yesterday. We're going to be doing more, probably try to get up to, I don't know, 20 or 30 eventually over the next couple of weeks. But a lot of people tie home ownership to the American dream as part of it.

24:23And it's very clear amongst everything. I'll say this, a lot of positivity, a lot of, hey, in my control, the American dream, I still feel like I can go after it. the attainable part tied to the home was probably the most glaring of not sure because of how expensive it is to own a home now and those prices so i bring that up because i think it's relative to what we're saying like that that impact is being felt i got buddies in the mortgage business i always talk about this they i talk to them almost daily definitely hearing from them that it's tough right now. It's very tough. It's just the prices get, it's like if you own a home and you sell, great, you make the money because you've been sitting on it.

25:14You make that equity, but then you got to go buy. You got to go buy with mortgage rates hovering right around 7%. Yeah, so you got 3.75 locked in. You got a lot of equity. So, oh boy, we left, we made$400 ,000 on that house. Now you got to go buy at 7%. and like the record scratch. Not good. No, it's not great. And I mean, it's very much the reason, like for our family, why to be able to afford a home in California, you have to be having a dual income of about$300 ,000 a year to purchase a starter home that is probably a home with no yard and a 3-2. And a subdivision. Even over this median home price, I had a friend in California list a double wide trailer.

26:12And it was listed at$450 ,000.

26:18Jeez. I know. I was like, that's more expensive than what I bought my house here. Yeah.

26:27It's expensive, folks. It's expensive to own a house. But here's what this article tells me is that something is going to change, right? It sounds like things are slowing down. Like Chris said, it's tough in the mortgage industry. It's tough for realtors. We have had like these years of excessive people gradually, you know, becoming a realtor because it's relatively simple. I say that because I have done it. I have my real estate license and I think it took me like 12 weeks. but it's not sustainable to have like these, you know, wild years of houses rising like crazy and houses selling super fast, like hotcakes.

27:09And so I think that we are going to see some type of, maybe not a bubble, but some type of transition. Yep. And let us not forget Halloween. So excited. Actually, I think our next episode, Halloween, will be the day after Halloween. We should have dressed it. This should have been the Halloween edition. I will say one of my co-hosts four or five years ago and I dressed up for the episode. I had like a rockers outfit on and everything. That wig was something. That's fun. I have to bring that back, Manny. You know, I like to see Chris dressed up as like Blue Man Group or something. Why not? We could be the blue man group.

27:55They put on a good show. Yeah. Call it the business scaries. Anything giving you the business scaries this week? How much time does this episode? I don't know if we got time for all of it, but yeah. It's, I don't know, trick or treat. I'm ready for some treats. Like some candy. I will say this. So it is one of my favorite times because I sort of have a sweet tooth. I do not eat desserts, but I do eat candy when it's around. And the kids will go. So having four boys, there's four buckets. They get pretty damn full now. These guys have gotten laser-focused, efficient in their candy collection. So when they go to bed after the whole Halloween, daddy will kind of sneak through there and take out his favorites.

28:49what what's your what are you pulling out uh i gotta have a few nerds so the little boxes of nerds like if they're strawberry or grape i will take a couple of those those are coming in i do like smarties i'll have like a couple smarties not a lot i don't want like it's like a sampling you know it's like me going to the buffet the candy buffet they're my candy kid i do like certain gummy type the area's gummy now right yeah so you're like a sour candy type of person not a chocolate person? No, no chocolate. Okay. I mean, who doesn't like a Reese's? Like, I know you like a Reese's. I like a Reese's.

29:24But if I'm, you know, got the sweet tooth and I'm going to the candy store, I eat my kids' candy buckets. So we do. I'm getting the good gummy stuff. Like, oh, Spree's. Spree, that's an underrated specialty. Classic. Chewy Spree's are good too. The colorful ones and they look like a Smarty, but they're chewy. They're just round disc shaped. And they're like chewy, right? They have chewy and non-chewy. The OG is non-chewy and red or grape. Because I'll get like a bag or something like if you can find the bag. You pick out the red and the grape? Yeah. I'm that guy. You're such a big child. And then, so I'll go through those.

30:08And I'll pick out all my favorites and create, you know, a small gallon-sized bag. and uh i storied away i create my own stash where do you keep it in the bedroom it's in the bedroom nightstand oh no it's in safe that's it because candy in our house is not safe anywhere yeah not safe anywhere they know like i put it like if i put like something like just only the side of my bed like i'm like man i could have sworn i had like half of my spree roll left or gone disappeared and who did it oh i have no i i don't know nash no hudson no clayton no what no one knows anything and i'm like i'm not gonna go like no one knows anything

30:59we don't have a dog they can't play with on the dog so that that stuff's going in the secret safe spot. And then I pull from it. That will last me a good four or five months. You know, kind of dabbling in that thing. So in my household, you guys are going to cringe at this, but in my household, I've already in like half a bag of the Halloween candy from the secret cabinet. Because I'm responsible for purchasing it. You just wait, they'll get into everything. Yeah, so the other thing that we do is we do the switch witch in our house. So Hunter will go out, he'll go trick-or-treating, and then he'll get a few pieces, but he's four.

31:40He doesn't need a bucket of candy. And so at night, the switch witch comes, and with magic, she turns his pile of candy into a toy. So then I get all the candy. So, you know, I like to embarrass my kids, like, when we go trick-or-treating a little bit. I mean, what parent doesn't, right? Last year, Nash was Darth Vader. and we went up to the first house and he didn't know this trick was coming. But I'm an avid collector of Bluetooth speakers, the loudest, smallest versions on earth, which happens to be there's a Bose one that's like this small, but loud as shit. I may or may not have had that in my pocket and proceeded to play the Darth Vader sequence soundtrack as he's walking up loud.

32:31And then when he gets to the door and he's back there and he's like looking back or whatever, I've got the... Like Darth Vader breathing. And it's so loud. They're like getting into it. Nash is so embarrassed. He's at that age like, you know, he can't believe it. His dad's playing. It's like a soundtrack. I thought it was cool, but it was. if you know Nash doesn't want the attention like on it and it was so obviously tied to his character so anyway it was fun that's walk-up music two years ago I did the same thing because he was spider-man and I played the original like the old school spider-man spider-man every time he'd walk up to the door yeah what's he being this year I don't know but I'm gonna get you gotta get a Soundtrack.

33:18He's got like some random, you know, like where you have the legs, where it looks like you're four legs, but you're two. One of those running around things. I sent you a video. You sent me a video. Oh, he got it. He looks so little. My son's being something super similar. It looks like a dinosaur. So it looks like you're riding a dinosaur. That's what we're being. Yeah. In the spirit of Halloween, I'm going to try something. Yes. Is that us?