“I Gambled My House Away!” Togi Breaks Silence On Going Broke, Losing Everything, & Starting Over

11:23Shane Stoffer:then straight to the gym pre-k pickup back home to meal prep time for my fire station shift one more celsius gotta keep the lights on when the three alarm hits i'm ready celsius live fit go Grab a code refreshing Celsius at your local retailer or locate now at Celsius.com

11:43Jack Sweeney:Domestic

11:43Graham Stephan:What happens if one of these people gets out and they just re-offend because you bailed them out

11:48Jack Sweeney:What do they say keeping the streets unsafe for this one? No bro here's the thing Just because you're in jail for Because you did an armed robbery I don't think that makes you a bad person That just makes you like not very conscious And like most likely an idiot I've done a plethora of things that would land me in jail one of them was a drug dealer and it's like how do you even well it was so that's not ideal but it's like how do you end up in jail I think it's because they were all black in Atlanta like I don't think they're bad people I think the justice system made it very difficult it's like oh like okay not to say it realistically if I beat the out of someone unwarranted there'd be a very small chance that I land up in jail because of the systems I have in place and all the money.

12:32Jack Sweeney:Cause your looks maxing a little bit. Well, yeah. Okay. Clav ran over to dude in the car. He had a very expensive lawyer was able to get out of it. Right. Clav went to jail recently for possession of drugs, got out of it. Cause he has expensive lawyers. So my point is that these people, a like, what, what is up with a system that they're all of a sudden guilty and proven innocent? Why are they in such a brutal jail and they haven't even had trial yet. so at the very least like bail them out and then if they go to trial they're still going to go back

13:03Graham Stephan:to jail what if they're guilty anyway what if they did it it's just they can't afford the expensive

13:07Jack Sweeney:lawyer and then they go to prison and then they're going to go back to jail well i just gave them the freedom for the month yeah grace period until they have their actual trial so if they're actually guilty the only crisis is if they run and that will cost me hundreds of thousands of dollars

13:23Graham Stephan:wait a second so there is a chance you put up 900 000 and it's going to be more if they don't

13:28Jack Sweeney:show up to their court date if they don't show up to if all of them don't show up to their court date it'll cost me four hundred thousand dollars it's about a hundred thousand dollars each if they run which is like bro how many and how many people competed five five so a hundred thousand per person that runs um but yeah so five hundred yeah the odds there one of them isn't going to

13:51Graham Stephan:show up most likely and it was like an idea like do we keep armed security with them and hold them

13:56Jack Sweeney:hostage and I was like just let it go just let it happen you know like that's expensive in itself so that's kind of um dude just let let fate decide that one so how much of a return financially do you think you're going to get on this game show well there's no number that I'm getting at all because I don't monetize my youtube but it's in the pursuit of more entertainment more content and this is like pushing the envelope for me because I've always been just like a regular vlog But it's like, oh, Togu's trying something new. So it's like, if I dabble in this world and I give it my all for the first try, like that's kind of life, right?

14:32Jack Sweeney:When you embark on something new, you have to go above and beyond and you have to be willing to get nothing back. But then all of a sudden, a new window of opportunity is open. So the reward is infinite because say this game show goes really well, the people really love watching it. Then all of a sudden, I can maybe double my audience by dabbling with this. It's a test, but the problem is this window of opportunity only opens if I give it my full heart and effort, like with everything. A lot of people want to say, oh, I'm going to like start a new business because I want to like chase my dreams, but you're still working a nine to five and you only have say five productive hours of thought a day of like truly energized, incredible ideas.

15:17And then if you're spending all that time working for a dick and then you go home, you're

15:21Jack Sweeney:operating at like 10%. you're never going to be successful. So if I just tried to put on this game show, like, let's just like dabble. Let's just like tip our toes into water. We'll spend 50 ,000, put together some slop. Of course that's going to fail. And I'm going to say, I'm never going to embark on game shows because it was. So I had to go all in whatever it takes. And now we'll see, is this going to work out? I don't know.

15:43Shane Stoffer:Now on the topic of finances, I think this is really interesting. You said, and I quote, I'm sick and tired of this BS chronically in financial crisis mode. So you do quote unquote, one last incredible gamble where you coin flip for$2 million. You ended up losing your house. You ended up losing your house on a coin flip. I'm curious, what are the tax consequences of that?

16:11Jack Sweeney:I don't know. Is there some? Isn't it a benefit? You get a write-off of the whole house, I would imagine. I would hope. No.

16:17Shane Stoffer:I don't think you could write off that house.

16:18Jack Sweeney:No, I don't believe so.

16:19Shane Stoffer:You can't just take a$2 million write-off. You gave it away. It was a gift.

16:23Jack Sweeney:It wasn't like a... It was a loss for sure. I can't... Surely I can write off a large degree of that. I was planning on writing off the whole $2 million.

16:31Graham Stephan:The problem is right now you could write off gambling losses against gambling gains, but you could only write off... And I believe it's only 90 % of your loss. So if you lose $2 million, you could write off 1.8 of that. what you really should be doing is selling the house so you don't have to pay the interest then all of the proceeds go to Steve and you make him basically two million dollars without paying interest on it because I guarantee he's not living at the house it's not like he's going to be staying there right what is happening with the house right now I believe it's empty sell the house me yes you sell the house and you give Steve the proceeds of the house sell the house to who?

17:08Graham Stephan:sell it on your YouTube

17:10Shane Stoffer:I want to sell this house to buy it. What you could do is say on YouTube, I'm going to sell this house. And alongside the sale, we're also going to have a massive party. I'll be partying at this house on this date. And that's a part of the contract of you buying that. And then it was sell at a premium.

17:25Jack Sweeney:An incredible amount of sense to me. Because right now on paper, I've gifted Steve will do it a house. But what I need to do is sell the house, avoid$4 million of interest, then give Steve$2 million and then Steve is paying taxes on$2 million.

17:43Graham Stephan:Yes, because what you're doing right now is basically taking out a loan to pay Steve and your loan is 9 % a year.

17:50Jack Sweeney:It's already been worth it coming on this podcast. You just saved me $3,$4 million. Wow, thank you. That's actually incredible.

17:57Graham Stephan:Over 30 years. I'll take it. I would never

18:02Jack Sweeney:30 years feels free. Like what, bro? You know, like that's so long from now. I don't have to deal with that really. Say I sell it, then$13 ,000 interest payment, I can invest. This is incredible. That's all you have to do. And then hire. How has nobody told me this? Hire a really good tax. I'm surprised. Big news that Togi lost his house. Nobody's been like, yo, like selling.

18:22Graham Stephan:Seriously, is no one in your corner telling you what to do financially?

18:27Jack Sweeney:No, Edward though, where's he at? That's my guy.

18:30Graham Stephan:But everybody, it's fine. But no one's telling you like, hey, listen, for tax purposes, you should be doing this. Hey, we need to structure it this way. If you're going to pay Steve, we need to get his, you know, 1099. He, you know, he's, he's got it. He's literally zoning out as you're saying that.

18:45Shane Stoffer:Graham. No, no, I'm listening. How would you not see that either?

18:47Jack Sweeney:I'm listening. I'm listening.

18:49Shane Stoffer:Like there could have been a fly buzzing in front of him. No, no, I'm listening.

18:51Jack Sweeney:Bro, there's nobody doing it, but there's a person that like helps me with this stuff, but he happens to be like also a 23 year old. That's my best friend.

19:02Shane Stoffer:Okay. Can I check this out?

19:03Jack Sweeney:Well, this is good. He, I can trust him with my life. So it's like, are you going to, uh, although he might lose me 3 million by a missed tax loophole situation, there's a billion benefits to having a friend.

19:20Shane Stoffer:We're going to hook you up with Amanda. Yeah. We have a tax strategist, Amanda Hahn. In fact, if you want a great tax strategist, we'll also link her down below. I use Amanda Hahn. She does a great job and we will tell you, I get no affiliate. I get no referral. It's just out of the good and grace of our hearts. Amanda Hahn's incredible. And so I will hook you up with her, but she will do your taxes. She is phenomenal. She's a tax strategist also. So if you have any financial move, you can reach out to her and she will hop on a phone call immediately with you and just say, Hey, this is the obvious thing to do.

19:48Shane Stoffer:Let's do it.

19:49Jack Sweeney:Oh, yeah, that would be great.

19:50Shane Stoffer:And she's certified. She's everything. So like you are. Yeah.

19:53Jack Sweeney:I would actually love to get in touch with her.

19:55Graham Stephan:You need to do that because I promise she's going to save you so much and hassle. Cause like, Like, I'm surprised the IRS is not just like cracked down on this, seeing these videos and like, well, this is a taxable event. You've now received a car as payment. That is technically a taxable event.

20:10Shane Stoffer:It's only a matter of time you land at an airport and then you get detained by some federal agents like Whistlin Diesel. It's going to happen. But I OK. Fair.

20:22Jack Sweeney:I paid my taxes, though, for 2024.

20:24Graham Stephan:How much do you owe? Now, one of the biggest frustrations with traditional debit cards is that they're completely passive. You swipe, money leaves the account, and that's about it. There's no flexibility, no personalization, and no upside for how you're already spending money. But that's where our sponsor Cash App comes in. Instead of just being another card in your wallet, it's built to be modern and flexible, especially because you can see and control everything from within the app.

20:49Shane Stoffer:One of the cool features is that you can completely customize your Cash App card, making it totally your own. It's super easy to send money, keep track of your spending, and use it for daily purchases. They've also just launched a new program that really fits how people use their money. Cash App also just released a new status program for the way people really spend their money called Cash App Green. It unlocks new ways for you to pay, get rewarded, and easily grow or manage your money on your terms.

21:11Graham Stephan:Now when you spend at least$500 a month on the Cash App card or Cash App Pay, you could earn green status, which unlocks benefits like up to$200 of overdraft coverage, higher borrowing limits, and customized personal cashback offers at the places you love to shop.

21:27Shane Stoffer:Turn everyday spending into status with Cash App Green. Download Cash App today or visit cash.app slash new to learn more about this or other great features they're launching now. For a limited time, new Cash App customers can earn$10 when they use code cashapp10 in their profile at signup and send$5 to a friend within the first 14 days. Terms apply. Cash App is a financial services platform, not a bank. banking services provided by cash apps bank partners prepaid debit cards issued by sutton bank member fdic cash app green overdraft coverage borrow cashback offers and promotions provided by cash app a block inc brand visit cash.app slash legal slash podcast for full disclosures i i paid my taxes though for 2024 how much did you owe somehow whatever this accountant did i it

22:11Jack Sweeney:was great and it makes a lot of sense because at the end of 2024 i remember being like where's all my money because i i pulled in that year it was uh like two million but i guess i spent 2.1 million or something or like a long lines either way i ended up sending him 60 000 and it's no longer

22:28Shane Stoffer:a problem i mean it could be i i would still be i don't know but but okay yeah the audit window

22:34Graham Stephan:is three years and you usually know if it's a problem year two but my accountant did say uh

22:39Jack Sweeney:You're probably going to get audited. We're ready for that. Okay. I believe. And then I fired him. Oh. We have a different person now. Why? Why'd you fire him? He took too long. Bro, he was like eight months late. What do you mean he took too long? I just paid 2024 taxes like three months ago.

22:56Graham Stephan:Why is it his fault?

22:57Jack Sweeney:Because it's like, what are you doing this whole time, dude? You had eight months to do the taxes? Because I gave him all the information, I believe.

23:03Shane Stoffer:And so what? You were asking him, hey, what's going on? What's going on? He's like, I'll get to it. I'll get to it.

23:07Jack Sweeney:Yeah.

23:07Shane Stoffer:Oh, okay. I mean, that makes sense. Wow. You just need to have a better tax person. Amanda can file your tax. She'll do the bookkeeping, et cetera. Anyways, enough of that. Whoa, I feel like I'm moving up in this world as we speak. You absolutely will because she's not just a CPA. She's a strategist. I will seriously take you away. Yeah, you're ascending right now.

23:22Jack Sweeney:In everything. This is awesome.

23:24Shane Stoffer:What? Tax maxing is what we can call it.

23:26Jack Sweeney:That's going to be the new cool thing, tax maxing.

23:28Shane Stoffer:Okay, after you lost the$2 million in the coin flip, how was the rest of your day?

23:33Jack Sweeney:Very bad. Well, yeah, that was one of the worst days ever. but um yeah i think i laid in bed for about two days didn't talk to nobody didn't do nothing didn't check my phone um but dude it's like that's the way the way that she goes you know

23:50Shane Stoffer:how would you feel if you lost i mean devastated yeah that would be horrible yeah but the um my

23:57Jack Sweeney:uh dad always told me i think i talked about this maybe last time around here five days no matter what happened you have five days to complain sure you can feel bad for yourself complain to the world after day five it's like it never happened you gotta lock in move on to the next thing keep chugging forward so it was two days and then we started filming uh the youtube video again and did you have a negative net worth at the time no because cars what i mean there's i probably have a million and a half of cars alone i just don't have very many like assets that are moving me in the right direction.

24:34Jack Sweeney:But I may be like 500 ,000 on jewelry, a million and a half of cars, 800 ,000 of equity in -

24:43Shane Stoffer:Real estate?

24:44Jack Sweeney:Real estate. And then mortgage aside, if you assume the$4 million of debt on that mortgage, then definitely. But that's a 30-year problem. So that wasn't really - At the time, I maybe had a million and a half of personal debt. And then I was probably worth like$500 ,000.

25:00Shane Stoffer:After you lost the$2 million. Yeah. How would you rate your finances today?

25:05Graham Stephan:One to 10.

25:08Shane Stoffer:Eight. Oh. So it went a little bit down from last time.

25:12Jack Sweeney:Well, dude, my finances are awesome because, how do I say, dude, I have so much. I got the world in my palm. Yeah, you do. I can do anything and everything. And in two years, I will be making$30 million a year, guaranteed facts. So say if I lost 2 million on that video, but in a video made whatever, more people stoked on Togi and more people invested in the Togi timeline. And then you spend 900 ,000 on a game show, but then the game shows are going really well. It's no problem. Like it's really a drop in the bucket. If I spent a million dollars today just to be on this podcast, but then a thousand people from this podcast are like, oh, I like this stuff you got.

25:54Jack Sweeney:No problem. Because one day, it's like what I tell people, they're like having a hard time digesting the idea of quitting your job and working for no money. But the day you quit your job and you start working on a business, you're really getting paid 100 ,000 an hour because that money one day when you're getting paid the full salary of owning the business, average it out over the last 10 years. You know what I mean? How are you going to make$30 million in two years? Well, that's kind of like an arbitrary. but it's going to happen. You're just manifesting. If I currently make whatever, I probably get paid maybe like, all things to say, maybe I make like 10 to 15 million a year right now and I don't have anything optimized.

26:37Jack Sweeney:I don't have all my businesses optimized. I don't have everything like going exactly how it needs to go. And my audience isn't nearly as big as where it will be one day. Then dude, 30 million. I don't know where it's going to come from. That is crazy income. It's great.

26:52Graham Stephan:How do you make that much money?

26:54Jack Sweeney:Well, dude, so there's four, five, six. I have a supplement company, which has recently been launched, E4.com, if you want to get your We'll link it down below.

27:06Shane Stoffer:Really? Yeah, yeah, yeah. We'll link it down below. What's the supplement, Jack?

27:08Graham Stephan:Oh, that's so nice of you guys.

27:10Jack Sweeney:Thank you for the free promo.

27:10Graham Stephan:I don't even know what the supplement is. Yeah, it's incredible.

27:13Jack Sweeney:No, no, no.

27:14Graham Stephan:It's got 15 active ingredients.

27:16Jack Sweeney:It's all natural stuff. So it's like, I've been really on, um, I quit three months ago or whatever it might be. And quitting Adderall was like one of the hardest things I ever had to do really fried dopamine levels. So I became obsessed with like, how can I feel better every day, optimize my dopamine and just like get out of bed pretty much. So did a bunch of research with all these like doctor nerds and stuff. And we came up with a formula that would get me out of bed and happy. But we found that all this stuff, if you take it and you're just like a regular person, you feel incredible. So it has L-tyrosine, which is a precursor to dopamine.

27:53Jack Sweeney:So it's like, if you're low on sleep or whatever, it's like a coffee, but it's like similar to caffeine, but it's a supplement, right? So makes your brain make more dopamine. You feel good. L-theanine is the stuff that's into NeuroGum, but we dose ours. NeuroGum got like 80 milligrams. We dose ours the max dose, 400 milligrams. So it gets rid of your anxiety, makes you think more clearly alpha gpc just like good for um very neuroprotective makes you uh it's a long-term play okay it's you smarter reaction time increase like this is all you can look at the studies like factually makes your brain wire faster like uh whatever this is not a good this right here is a bad ad but either way it's because it's i'm still working on it um ronda roselia is uh another either way the point being is there's a bunch of natural stuff in it that make you feel incredible and productive and motivated to seize the day so that's what i've been taking and i feel incredible and then we have one that makes you sleep better makes you not hung over like you take it before you go out sure and one that gets rid of your acne all natural supplements very exciting so either way that has been selling like crazy i've been incredibly blessed to have this endeavor so i'm really excited to see that where that takes me the margin on the supplements are also pretty

29:11Shane Stoffer:good maybe we make uh 200 so it's fantastic to weigh 200 margins yes because holy because it's

29:22Graham Stephan:like you're if you get it for 10 but you sell it for 30 that's there's your margin yeah that's you know or you sell for 35 plus shipping and technically yeah yeah it makes sense yeah yeah

29:31Jack Sweeney:but it's still what's crazy is that i make 200 and my product is still a tighter margin than any other product on the market like like nutricost does like thousands of percents and it's the same ingredients they really make it out they'd be digging out the ground putting it either way so that's been incredible um i have a clothing line there's no clothes out right now but when we do drops like it's like make a quarter million dollars sure in five minutes but we're getting rid of that moving into it's a whole thing that is going to be a whole thing whatever um and then we have obviously the casino sponsorship which is like the bulk of the money like i i guess i shouldn't say the exact percentage because they don't want enough people to know how much they're paying me but it's a lot of money the casino sponsorship then uh snapchat revenue kick what do you make on snapchat 30 000 a month i mean that's incredible yeah it's great and it's like free like whatever you know yeah snap the picture after this and then it's like good whatever um and then what did we go over supplements clothes uh casino snapchat kick uh i have a young la sponsorship and then that's it it's wildly impressive honestly thank you

30:47Graham Stephan:thank you i appreciate it it puts it in context now that you if you spend 900 grand and you lose it it's not the end of the world i mean that's oh yeah it's no problem it sounds like a lot of money to me like yeah nine hundred thousand dollars on a game show but but you're very rich you're much richer than me i don't spend dude i don't spend anywhere close to even that in a year what are you gonna do with your money i spend two percent of it a year so whatever you have it's two percent you know like to keep spending two percent but then it's

31:17Jack Sweeney:like when you die you have like so much money and where's it go you pass it on you could buy a

31:23Graham Stephan:museum you buy collectibles open up you're dead it doesn't matter you don't have any of it no because then people you gotta spend on experiences walk in a museum and they're like oh this is grand stefan's museum oh look at this there's a there's the car that he had in the background there's some cool pokemon cards on the wall you want the money to go to that yeah are you just

31:41Shane Stoffer:talking because it sounds like you're just talking because there's a mic in front of your mouth

31:46Jack Sweeney:you are not going to open a museum i don't think you want it that's what all of this is for

31:52Shane Stoffer:You work every single day so hard so that you can have a museum.

31:57Jack Sweeney:That's absurd. Just talk it to you. Yeah. But there seriously has to be, to a degree, it ain't your kids any favors.

32:06Graham Stephan:In all seriousness, I spend 2 % knowing that no matter what happens, my lifestyle never has to decrease. So the market could...

32:13Jack Sweeney:Yeah, I mean, the world could blow up in your life. Because, bro, you are so far below.

32:19Graham Stephan:You have the thickest cushion of all time right now. No, 2 % has never failed throughout history. I could maybe do 2.5%. But this includes like, hey, if a Great Depression hits, if my lifestyle goes up in price, there's a health emergency, like things that come up, I'll be able to maintain.

32:37Shane Stoffer:So two things. That's not counting his income. That's just 2 % of the money he has invested. Yes. And on top of that, he doesn't spend 2%. It's less than 2%. Dude, how many crises are going to happen back to back? It's closer to 1%.

32:49Jack Sweeney:It would have to be like, mother gets cancer, great depression, dog breaks his leg, and then you accidentally get in a car crash.

32:57Shane Stoffer:And he has 12 medically, 24-7 kids that need help. With a few lawsuits thrown in there.

33:04Jack Sweeney:Does that feel mildly absurd? No. To be ready for all of that? You are sacrificing so much.

33:11Graham Stephan:I don't feel like I'm sacrificing anything.

33:13Jack Sweeney:But that's because you've not done it yet. Imagine if you went, and right now you just like built a school in Africa, how good would you feel? That whole experience, I guess you don't know exactly how good you'd feel, but that would probably bring you a lot of fulfillment.

33:29Graham Stephan:I feel like I could get just in the short term, I think the compounding effects right now, early on, I could do so much more 30 years from now than what I'm able to do today.

33:39Jack Sweeney:Okay, that's fair. So like right before your body kicked a can, you're just gonna like change the world.

33:44Graham Stephan:If you want to optimize, age 42 is the best time to start spending more money than you invest. Really? Mm-hmm. Based on life expectancy, it's 42 when the compounding effects start to shift in favor of spending now instead of saving. What's the life expectancy? Is it like 70-something? Depends on lifestyle. But right now, it's about late 70s for men. Okay, cool. But they're estimating it could be in the 90s based on medical research.

34:10Jack Sweeney:yeah i feel like uh it's hard to use those metrics because i'm correct 100 i'm gonna live till i'm 110 years old like pretty confidently can say that yeah um so it's like maybe what are

34:21Shane Stoffer:you basing that off of because i think the last thing not even a year ago when we spoke you said you were gonna hopefully live to like 30 maybe 35 changed well dude i i spend like a ton of money

34:33Jack Sweeney:on my healthy states and that was always the goal i remember i used to watch uh some other people would text me yo toky why are you like straight murdering yourself for the pursuit of more and it's like dude it's fine because you know who did it first is steve will do it he used to chug bottles of liquor to whatever entertain the world and now he spends a hundred to three hundred thousand a month on just surviving harder and better and like having the most optimized uh routine and whatnot. So I spend a ton of money on my health to make sure that everything is in place for me to live forever.

35:10Shane Stoffer:Do you look up to Steve Will Do It in terms of like, that's how you want to end up?

35:14Jack Sweeney:I look up to Steve Will Do It in a plethora of examples. Like you can see it reflect in my content and how I act and whatever, how charitable I am or how reckless I am or a lot of the jokes, whatever. He's always been a big role model to me. And that specifically is something I've always admire how tuned in he is with his health.

35:35Shane Stoffer:I will say Steve will do it has always seemed like the most generous part. Like the sheer amount of generosity that he has in his videos is insane. It's absurd. And I commend him for it a ton. But also I do wonder to what extent is it like healthy now? Yeah. I don't want to be like peanut gallery, like chiming in on this or anything, but I also feel like I've heard from some people that it could be a little excessive sometimes. Like even when he was on Bradley Martin's podcast recently, and he was like basically holding on for dear life, like a bottle of vodka, like during the conversation. Like I do wonder how much of this is stemming from him being in like a good spot, which I hope he is.

36:15Jack Sweeney:Well, the really commendable, it's no secret that Steve will do it, has dealt with a ton of depression over the last few years. but it's almost like he's giving this is something that's interesting when you're miserable it's very hard to imagine that anyone has good intentions that anyone else is happy that anyone else is um you know a good person overall like that's just kind of how it feels when you're miserable like anybody that's viewing that has been like genuinely depressed knows that that's what it feels like but despite that he says i'm depressed i am still going to give away 95 to 110 percent of my income and just because someone struggles with like drug use or something doesn't uh take away from the many efforts they have in putting out if anything it's more commendable because it's like this guy is going through a lot and he's doing very well right now, by the way.

37:18Jack Sweeney:But I'm speaking on Pastor Steve will do it. He's going through a lot, but he's still, you know how much harder it is for him when you're depressed and you have to now take, instead of one step of, let me just give away this money, you have to take two steps. I got to get up and like be willing to be charitable and then give away the money. So if anything, it makes it more spectacular in my eyes.

37:37Graham Stephan:Although really quick, there is a shift that happens when you stop working on something and you start running a company because it's not just about revenue. It's when someone else depends on you for a paycheck. Suddenly, payroll isn't just a task. It's a responsibility. We're talking taxes, filings, compliance. You don't get to guess anymore. And that is where our sponsor, Gusto, is there to help.

37:57Shane Stoffer:Gusto is online payroll and benefit software built for small businesses. It's all-in-one, remote-friendly, and incredibly easy to use so you can pay, hire, onboard, and support your team from anywhere. It's kind of funny because I've actually used Gusto long before they ever offered to sponsor this podcast. In fact, when I built my first ever S-Corp six years ago, who did I use? None other but Gusto. And who do I use to this day? None other but Gusto, because they are really that good. Honestly, things like tax filings, benefits, deadlines, all of that stuff is so overwhelming. But Gusto has walked me through everything, step by step by step over all of the years,

38:29Graham Stephan:and I've been using them ever since. They take care of payroll taxes automatically, and you get unlimited payroll runs for one monthly price. There are no surprise fees, which honestly takes a lot of the stress off.

38:39Shane Stoffer:And if you ever have HR questions that you're just unsure about, Gusto will connect you with certified HR experts, which is just a huge help when you're trying to do things the right way. It's also really quick to switch, and you don't pay a single cent until your first payroll. So try Gusto today at gusto.com slash iced and get three months free when you run your first payroll. That is three months of free payroll at gusto.com slash iced. One more time, gusto.com slash iced.

39:03Graham Stephan:LinkedIn is pretty amazing at helping you grow your small business. We cannot make your email response time faster. We can help you sell, market, and hire in one place. We cannot help you find space for your three desk drinks. Why do you have three? And while we can't help you find the perfect volume for your presentation video, LinkedIn can help you find the perfect audience for your business. Grow your small business on LinkedIn. Learn more at linkedin.com slash small business.

39:33Jack Sweeney:What do you think is going on with Steve now? What do you think is going on with Steve right now? He's doing very well. He's very, very, very, I've never seen him so motivated. So it's really like really exciting to see because before he, when he didn't have his YouTube, he just felt very lost in everything. But now it's incredible. He has like a billion schemes and plans. I'll get on the phone with Steve and I won't get a word out for an hour straight. He'll just be talking about this is how I'm going to do this. And this is the strategy with this. Like there's a ton of strategy and all the things that he does very critical with his movements.

40:10Jack Sweeney:And I think he's going to take over the world in the next five years. I think he's going to be past his past prime.

40:20Shane Stoffer:What about giving away all the cars to like Corinna and stuff? Like some of us could see that as like being financially irresponsible, but if he's really crushing it, like he was making a ton of money, then that is totally within reason.

40:30Jack Sweeney:No, he's, he doesn't have any more money. It's, it's, it's insane. it's awesome because he actually he gave away 500 ,000 on one of his YouTube videos he's on a payment plan with the winner he sends them money every month until he's out of debt that he gifted to them pretty much

40:48Graham Stephan:why go to that degree because he could achieve because Steve will do it but he could achieve the same effect giving away half

40:54Jack Sweeney:of his income no no no but that's not how yes in the eyes of us practically speaking if he gave away 200 ,000 instead of 500 ,000 that video, it would have been identical. But the reason he's so spectacular, so successful is because there was never that ceiling. And so when you are willing to go above and beyond on whatever, like drinking alcohol, sure that that is going to ROI like crazy, like go crazy above my own, but he doesn't have that line on anything in his life. And that's just part of being Steve will do it. It's not all like you can't have, you can't pick and choose where you have a ceiling.

41:30Jack Sweeney:He's just like on Mars 24-7.

41:33Shane Stoffer:Well, I commend it. I've always been really impressed by Steve. He seems like an incredible guy. Graham's always been like a super fan. I've been a super fan of Steve.

41:39Graham Stephan:Ever since his Instagram days. Really? Yeah. Because I followed Nelk since the very beginning. So I saw Steve's first videos through Nelk. Instantly subscribed.

41:50Jack Sweeney:He's, well, I don't want to speak poorly on Nelk, but he's definitely the most entertaining Nelk character there's ever been. Well, not even Nelk. It's just like YouTube in general. It's like, it's so entertaining. This morning he, um, I got, Oh, woke up to a text this morning. Um, and it was him. He, I guess he won a bunch of money the other night. He goes, Oh, do you want a loan? Like, I didn't even ask for a loan. He goes, do you want a loan? I'm like, Oh yeah, sure. Like I'll take 30 ,000. He sent me 30 ,000. I put it on a three team soccer parlay. I'm going to pull this up right now because it's awesome.

42:17Jack Sweeney:He sent me 30 ,000. I put it on, uh, this is the text with me and him. I put it on a three team soccer parlay. It paid a quarter million dollars. I sent him back$100 ,000 and I just got$120 ,000 for free today. How cool is that? Holy crap. It all works out. That's what gambling is all about.

42:33Graham Stephan:Why do you need to borrow money?

42:35Jack Sweeney:Well, I didn't necessarily need to borrow that money. He just was like, oh, do you want it?

42:40Shane Stoffer:And how do those taxes work out if he sends you that money and then you send him more money back and then the loan?

42:45Jack Sweeney:Dude, you got to stop asking me about taxes. I have no idea. I have literally no idea.

42:49Shane Stoffer:There has to be technically interest on a loan. There's a fair value clause or whatever you want to call it. Yeah, where it has to be like the fair market interest rates. Oh, I don't know. Technically, but nobody does that. Okay, so it doesn't even, okay, at the end of the day.

43:02Graham Stephan:It really depends on what the transaction is. But in that, if like, hey, could I borrow 30K? Yeah, all right, I'll pay it back. Usually you don't.

43:08Shane Stoffer:I mean, that's insane. So you didn't even need to borrow the 30K. You just did it because why not? You put it on soccer.

43:12Jack Sweeney:Well, it's not like I had 30K laying around. My current finances are really tight because I am on a payment plan with Alex G. I'm on a payment plan with the production. I have another video after this that costs 500 ,000 like there's a ton of things that I owe money towards I gotta buy just some European dude I was drunk when I gambling about 130 racks from him lost it whatever now it's like obviously he wants his money back so I gotta he's buying a car so I'm sending a wire out tomorrow to pay for his car like there's a lot of things so I really don't have any extra money just like sitting around so that was like really nice that he knows that I don't have a ton of money he doesn't have a ton of money right now either and he's like

43:51Graham Stephan:you want a loan like whatever does anyone ever get worried about not getting paid back because

43:56Jack Sweeney:all of these are unsecured loans as far as i know people um i've never had anybody been concerned i never had anybody even text me like oh that's actually a good point i owe the jeweler this chain i don't even owe it outright yet like i still owe him like a hundred something thousand for it but either way um nobody has ever given me a hard time uh because i've never not paid back loans and I'm like the loan like Steve sent me 30 I sent him 100 back the interest on a togi loan is insane and I've never defaulted on a loan and I never would I would rather uh I owed some of my employees like 50 ,000 a few months ago and I started selling watches to pay them I would rather like sell all my stuff than not pay somebody back and I have such a high income and it's no secret that people are like all right feel pretty safe who is the best person to borrow money from Steve will do it he dude Steve will do it because he gets it you know like I won't pay him back for literally like you know five months and he sometimes he just like he's like dude you know what it's been so long don't even worry about it I'm like what like I'll pay you back isn't Steve

45:02Graham Stephan:also borrowing money from other people so Steve is borrowing money he's like you the money that

45:07Jack Sweeney:he borrowed well yeah pretty much not necessarily he is like um a blue chip as in you could give money to steve and it's for 10 years he's always paid back loans so he's really really and then to me it's like if i need a loan the first person i'm texting is steve will do it just because he understands sometimes you get a loan and then you gamble uh it away typically and then you need time

45:32Graham Stephan:to like figure out how to pay it back but i saw steve will do it posting that he borrowed money from this guy alex and then alex is saying that he's not gotten paid back from steve yet but it's okay he trusts steve but he's like but steve it's been like three months now and i've not gotten what's going on but i trust you steve but like it's been this is beyond that right yeah it's

45:55Jack Sweeney:beyond that sure i get offered frequently um over six figures just for me to show face uh something or show face on your stream or they want an instagram story they give me 200 000 i never do that kind of stuff. But the point is the easiest way to get into somebody's life and get them to like, like you, like somebody like Steve will do it as he's blue chip, whatever. You just have to loan him money. Cause he's not going to take a payment from you for something in return. But if you're just like, Oh yeah, I'll loan you money and ask for nothing in return. Now you're, it's like networking, right?

46:28Jack Sweeney:It's like a risky networking. Now all of a sudden, boom, you, you hang out with Steve will do it.

46:33Shane Stoffer:You know, what are some of the craziest money opportunities

46:36Jack Sweeney:you've had uh what uh 50 000 a month for the zen thing for three snapchats was not zen itself but whatever that was pretty crazy um two weeks ago somebody offered me 350 000 to do a four hour long stream on their channel i just had to sit there and be like excited no of course not why not because i dude maybe he's a like there's so many things that could go wrong with doing business that i don't know who it is no no no it was like some like what some small streamer who is it can you just say no i'll check his name and uh let you guys know after but you wouldn't know him like yeah but you can't actually be worried that they're well the point is i never yeah i am so turned off by the idea of like going out of my way to do something that like is not benefiting my career like 300 000 is not excelling me to where i need to be if i take that flight to go out somewhere and then you know like go on a stream it's like a net overall like a huge pain in my ass where I'd rather spend that time here.

47:38Jack Sweeney:Like I made$3 million today. You know how crazy that is? You guys gave me one piece of advice and it saved me three, $4 million. Like there's so many better ways to spend your time then. And then you do the stream with the guy. And then it's like, they think, I don't know. It's just like, I don't want my network to be bigger with people that aren't really going to bring much of it. Like being friends with you guys i a obviously i like you guys but you guys can teach me the world like i would pay money just to hang out with you guys because it's so valuable but that it's like what

48:08Graham Stephan:am i getting out of that i dude i wish that you would just give me access to your finances and just control them anytime that was the case anytime you need money i'm just there like yo maybe we don't need this much let's dial it back a little bit or i'm just taking money off the top and just investing it in an account and then you don't even notice it all you have to do is give

48:28Shane Stoffer:gram and i poa and then we'll take no no no but we are not living on the same planet you live in

48:35Jack Sweeney:in a world where it is not appropriate to spend 900 000 on a video and you spend two and a half

48:42Shane Stoffer:or there's such a large we wouldn't veto anything no no but the veto would come in the sense it's

48:47Jack Sweeney:like oh we don't have any money and it's like where's the money secretly it's invested and growing for me i don't want it to be growing it wouldn't be it wouldn't be but maybe we could

48:55Graham Stephan:take the 900 down to 700 and you don't even know or maybe right now we could say hey listen togi you have four million dollars invested in a schwab account right now just a heads up so like

49:07Shane Stoffer:you know we're not gonna touch it but it's there then togi would do you know how fast that money

49:11Jack Sweeney:would get pulled out of that account like like the problem is um i'm in a position where i think you guys are more well-versed in finance than me, but I have a firm belief that I can do everything better than everyone. And that's obviously not the case, but it's never filled me once that it's like, just do it yourself. I manage all my deals. I manage all my finances and it's like working out in a positive direction. And that's the mentality I think everyone should have because I respect you guys, but also it's your first time being alive too. and a lot of people are scared to embark on something spectacular because there's a lot of judgment from the world that this isn't going to be.

49:55Jack Sweeney:They have to remember that it's everybody's first time being alive. So if you can rely on anything, it's kind of like your own ideas and your mother because that's your mom and whatnot. Everybody else's ideas more or less can go out the window and if you're fully invested in just your ideas, you're guaranteed to be successful.

50:13Shane Stoffer:That's pretty deep actually. Yeah, that was, it sounds like it's not your first time being alive. Cause that was, that was, that was great. No, it's definitely my first time being alive. That's also assuming when you're giving him that offer of like, hey, I'll seize control of your finances and like take some money off the side and invest in stuff, that that's even something that he wants. Like if you offered him, hey, Togi, like, could I save you an extra$200 ,000 a month? You might even just say no. And if that's the case, if it's like as simple of an offer as that and he says no, then there's no middle ground.

50:40Shane Stoffer:There is no bridging that gap.

50:43Graham Stephan:That's true. who is the worst person to borrow money from

50:49Jack Sweeney:probably like the you get the credit card companies the casino kind of bust my balls sometimes they don't come at me too hard but like i had a friend and he borrowed thirty thousand dollars from the credit card company and then he invested in a meme coin and like whatever it didn't like work out and whatnot and now he's like stuck on these payments incredibly he's at

51:15Shane Stoffer:uh 25 interest like why don't you pay off his thing and then i offered and he'll pay you 20

51:22Jack Sweeney:15 no i offered to pay it off pay me back whenever you want but he was like this is my own battle like i i took the bad loan and i have to like reap the consequences a lot of my friends um are more or less not sick, but they, I offer my help so frequently and they think it takes away from their own personal growth. So I have one of my best friend, he, he's the one that we talked about last time, losses, life savings, gambling, whatever. He's still a huge drug addict, gambling addict. And he currently lives in a shack in the backyard of some strangers in LA, whatever he He pays$400 a month in rent.

52:00Jack Sweeney:It's cool. And I go, hey, I have a mansion in Texas. You can live with me for free. No problem. This is Udi for you guys. They know him. And he's like, no, dude, because I feel like my whole life I've been living with Togi and I get to live the Togi life. We get to go private jets and do a bunch of drugs and parties and like really nice things. But then it's like he just gets life on free mode. So he was sick and tired of not seeing the success that he wanted. And he said, the only thing that's going to make me lock in is if I stop getting so much stuff for free. So all my friends are pretty much on the same page.

52:33Jack Sweeney:None of them take any amount of handout, even though I'm like dying to give it to all of them. So how much do you think you spend a month? Well, last month, the Amex was$300 ,000. And the Amex we save for flights, hotel rooms, and dinners. $300 ,000 is probably like the baseline for, well, that was like high, higher than usual. but that's like 300 ,000 for living and then um production of videos and you know whatever goes into my brands i probably spend um on average maybe a million a month so what's expensive you know 900 ,000 a video the next week just 500 ,000 i lost 2.3 on the video before that the video before that was actually scheme land wasn't that expensive um but the point being is making youtube videos it really ends up and i like nice things and i like giving away money this is like it's just it just it blows my mind dude but it's so incredible to i guess um there's nothing like being young and spending a lot of money like sure maybe was it not worth it to like fundamentally to spend you know 30 000 at a dinner but those like i cherish those memories a ton and the experience of driving a supercar like i tell everybody if you're young and you have forty thousand dollars to your name you should probably just take out a loan and buy your dream car because that experience alone is just as good as like any drug any amount of sex it's like pure bliss rather than you know investing your forty thousand one day you have four hundred thousand but then you're a 45 year old and you just got your first porsche like that sounds like

54:12Shane Stoffer:it sucks do you think there is any downside to this lifestyle no yeah zero percent because listen

54:17Jack Sweeney:I have lived in my lifetime enough experience, more experiences than 99 % of the world has lived in their entire life just by like playing it safe. So if I died today, it still would feel like I lived 10 lives. And by the end of my life, I'll have so much experience and wisdom and phenomenal memories that the goal is like period. The goal is that when I die, there's not an ounce of regret. Like that's how I approach every single day is making sure I did anything and everything. So at no point I'm laying there like, damn, I wish I had embarked on that or I wish I took that risk because you don't get another chance.

54:59Graham Stephan:Do you think you could ever go back to like having a normal life after this?

55:05Jack Sweeney:If I had to, yeah. But it would be, there's no such thing as normal to me in the sense that when I was in the frat, we would still be doing, I used, I, one of my first things, I only had a Subaru. I sold it to gamble it, to get more money to gamble, whatever it might be. There's always schemes. There's always random stuff. And it keeps life so potent that I would never want it any other way. and I would say overall, I'm like really happy with how I don't think I've ever made a mistake in my life. I think everything is as it should be.

55:39Shane Stoffer:But what about the dopamine maxing? We spoke about this last time, how if you constantly have these huge spikes and then cliffs that you fall off of in terms of just overall dopamine and serotonin, don't you think that at a certain point it can make you numb to everyday life things?

55:55Jack Sweeney:Oh, well, that was a huge crisis for me. um i talked about this when i was doing a lot of drugs um that i could probably give not me literally i could have a child and it would be like okay that was all right like i wouldn't even be that excited about it just from the drugs but i've eliminated the drugs and that's also deep down i know part of the reason i coin flow my house is because i've been gambling a lot more since getting sober because that's like at that time i was like not quite as distanced from that on the so i literally felt nothing like every day i would just be like bro i don't feel anything and that was the most for that four seconds went up like the coin was in the air i had never felt so alive and then it landed lost whatever depression but the point is that gambling was able to give me um finally the dopamine hit that i couldn't get from anything that's why i think rehab doesn't work very low success rates at rehab centers because it's a scam you go in there and you say I'm withdrawn and it's ran by a lot of people that have never dealt with drug addiction in their life it's like oh I'm coming off the and they go oh yeah like go ride this horse go on a hike that is not gonna feel good at all that is not gonna do it for me you need like things that are potent in order to get off the drugs and it's been a proven method because now I wake up out of bed and I'm excited to go do regular things again by utilizing high stakes gambling.

57:22Jack Sweeney:So if they had high stakes gambling in rehab centers, um, people would be less likely to give up and go back to the drugs because there's something that's, it's a stepping stool of potency. And now that my dopamine is returning a little more than normal, I go to bed. Uh, I used to go to bed. Um, it would be my favorite part of the day would be to go to bed because I didn't want to be awake. You know, it's like, I finally get to have like some, I get to live in the dream world. It's exciting. Now I'm off the drugs. I use gambling and I still use gambling to get off the drugs. I'm scared to go to bed because I'm so excited to wake up the next day.

57:59Jack Sweeney:I wish I could never go to bed. I'm so excited to wake up the next day and take my Evo or brain stack and drink my caffeine and seize the day. Even if it's something that's more boring, like just planning a video or hopping on a call because this is a good method. I've started placing a parlay every day. So there's always a lingering thing. It's like a coat hanger of dopamine that holds me up. So I always have at least$10 ,000 on a parlay and I always have the opportunity to win a quarter to a million dollars. And that way, no matter what, even if you lose, it's like caffeine. And this is not a joke at all.

58:34Jack Sweeney:It's like caffeine that's always there, but actual potent caffeine. You have the opportunity to win a million dollars is it a losing game yes but i'm paying to feel alive and happy to do my meetings without drugs isn't that a problem though to feel like you have to pay to be happy to do the meetings but that's i i play i i did the did the damage and now it's like time to pay so now you're paying the price and that's the problem you know you did so many drugs and you up your dopamine but it's rapidly recovering now it feels like maybe in a month I'll be able to go every other day, place a parlay.

59:08Jack Sweeney:And in two months, maybe once a week, I place a parlay. Like it's like weaning off of the, you know, whatever they give the people when it's coming off. It's a stepping stool. So this is just a stepping stool. And I really think that this is going to be a good solution.

59:25Shane Stoffer:Could a gambling addiction be as destructive as being addicted to drugs though?

59:30Jack Sweeney:Never, never in a million years. if you gambled away, well, A, I would like to say I'm probably one of the very few people that has quite literally gambled their house away. Like everyone like jokes about like, oh, I gambled the house away. I gamble. It's very hard to gamble your house away. And I've had instances where I'm really drunk. I've tried to sell equity in companies for crypto. I've tried to sell houses for crypto. It's not, there's, you need lawyers, you need, it's just not going to work.

1:00:00Jack Sweeney:So it's house, like something that's going to be irreversible. And it's also very difficult for a person to get significant debt. Like the stars have to align so perfectly for a gambling addiction to destroy your life. And if you are addicted to gambling to that degree, where it's destroying your life, I don't want to be rude. You are a pussy because try taking you, you think you have to gamble every day. You think you wake up and you're like, Oh, I got to gamble. Try taking a every single day for 30 days and coming off that and you're having seizures you can't walk throwing up anytime you smell water like it's mind-blowingly so much more difficult to get off of drugs you cannot if you're a quickbooks customer looking to grow your business without the growing pains you need the intuit erp upgrade to intuit enterprise suite in a matter of hours It's the AI native ERP from the makers of QuickBooks.

1:00:57Jack Sweeney:Learn more at intuit.com slash ERP. Function as an adult when you're addicted to drugs. Gambling, A, dude, just stop gambling. There's no like physical withdrawal. It's all a mental thing, right? And you can also go about your day. There's not, you can be gambling and productive. And if you claim that gambling is preventing you from being productive, you're lying to yourself. You absolutely can't.

1:01:20Graham Stephan:Maybe the gambling, you're able to do this and say that because you have the income to be able to just keep gambling.

1:01:27Jack Sweeney:Well, that's, but here, this is the thing. I used to gamble before I had high income. I would be gambling like extremely, extremely high stakes, whatever. You, if you, the only time you're not conscious is when you're doing drugs. If you're losing again and again, too much gambling, that makes you an idiot. and you can blame an addiction. You're aware of what's going on unless you're doing drugs, obviously. But gambling sober, at a certain point, you have to learn your lesson or you can't blame anyone but yourself. If you're on drugs, it's a different story because the drugs do talking for you.

1:02:09Jack Sweeney:I've never met somebody that, like, eventually you're going to lock in.

1:02:14Shane Stoffer:Which drug has the worst withdrawals?

1:02:20Jack Sweeney:Hmm. Probably I would say, um, because I will be my personal experience. I've battled, uh, the, that withdraw like more aggressively than the, both of them can kill you. Um, the withdrawal I disliked because it gave me like chronic panic attacks for like six months. So I had never had a panic attack before. And I have genetic testing where it's like, I have baseline zero anxiety and any anxiety I feel is strictly situational. Like it's impossible for me to feel anxiety, um, which is a huge blessing to have that genetic trait. Um, never had a panic attack, could never relate to people. And then I got addicted to, and then, uh, after coming off of it, a, you're, you know, like living in fear that you're going to have a seizure.

1:03:07Jack Sweeney:You feel just like, and then for six months after I would like, even I'd walk into a room with my friends like i would never be able to come on a podcast let alone like you know i would walk i would go on a date and then like two minutes in the day and i gotta go because you just have a panic attack and it sucks so anybody that's looking to get addicted i would say do not what was the lowest low that you've hit you know what's really interesting this is fascinating i um have believed so i dropped out of college whatever i was doing a ton of drugs and i was not successful. And to people living in your friend's basement, doing drugs every day, seems to be like rock bottom.

1:03:50Jack Sweeney:But to me, that wasn't even close to rock bottom because I had a goal. Although I was depressed and I was doing drugs every day, I said, I'm going to make it one day. And I had a specific goal in mind. I'm going to get famous, famous. I'm going to get attention and I'm going to make money off of working out and doing something that I love. So even though I had nothing I had a goal but then I had I gained the world that being I had millions of dollars I had the physique that I wanted I was on all the steroids I was very very successful to other people but then I overdosed I almost died that was real rock bottom for me which is crazy that rock bottom looks so different for everybody because I was accomplishing like every male stereotypes dream like tons of girls tons of drugs muscles whatever money everything but it was rock bottom because my god was drugs and it felt like so it was so depressing because it's like where now right i have everything and i almost just died and i still just want to do drugs there's no up from here like life forever is going to be terrible because i my only goal that i had since a young kid i accomplished and i still felt not happy you had something to lose and when not even something to lose i had no more to gain so that was the scary part that's yeah it's kind of

1:05:21Shane Stoffer:like game over at that point it's like now what do you do yeah but you don't feel that way anymore

1:05:26Jack Sweeney:No.

1:05:27Shane Stoffer:And how much do you think the drugs were clouding your judgment on what you had to gain and what you didn't? And what have you noticed getting sober changing your life outside of the ups and downs of drugs?

1:05:38Jack Sweeney:What happened first was I found God. So I'm a Christian now and I love Jesus Christ, right? I tried to get off drugs a billion times, could never get off of drugs. I was living for things of this world. All I wanted was more money, more drugs, higher quality drugs, more girls. that's going to make me happy more attention uh i used to be like a slave to my audience my views like whatever is getting me more views that's really important um but this is something that um a phrase that i really like it's like if you live by their praise you'll die by the rejection and so many people are so quick especially in today like people that love you one week ago are the same people that are talking about you want nothing to do with you the next week so it an emotional rollercoaster, constant anxiety of how do I find my fulfillment?

1:06:28Jack Sweeney:Like, cause I'm relying on you guys. The only thing that could ever, that ever helped me get sober. And the only reason I was able to get sober, I tried hundreds of times was finding fulfillment from within and my connection with Jesus Christ. That's the only way you can truly, in my experience, right? I don't know if whatever, in my experience, the only thing that has brought me true peace is my relationship with God.

1:06:55Graham Stephan:Now here's what I've noticed. When your business grows, hiring usually turns into one of the toughest challenges. It's more than just getting applications. It's about getting people with the right skills who could jump in and make a difference right away. A growing trend is skill-based hiring,

1:07:08Shane Stoffer:which is looking at what candidates can actually do rather than just their background or education. This can help make the hiring process faster and more effective.

1:07:16Graham Stephan:That is where a sponsor, ZipRecruiter, comes in. ZipRecruiter is a hiring platform that helps businesses find qualified candidates more easily.

1:07:23Shane Stoffer:One useful feature is that ZipRecruiter suggests screening questions you can add right into your job posts. This, of course, helps you spot the applicants with the exact skills you need.

1:07:31Graham Stephan:ZipRecruiter also uses matching technology to quickly show you qualified candidates. That way you spend less time sorting through applications and more time on the right people. You can even filter for candidates who have been active recently, so you can focus on the people who are ready to take the next step. So let ZipRecruiter help you find amazing candidates with the skills that you seek. plus four out of five employers who post on ZipRecruiter get a quality candidate within the first day. And now you can try it for free when you go to ZipRecruiter.com slash ICH. Again, that is ZipRecruiter.com slash ICH.

1:08:01Graham Stephan:Meet your match on ZipRecruiter. And really quick, when Jack and I first started the iced coffee hour, we were learning everything ourselves on the fly. I'm talking, we're sitting there Googling the best cameras to use, the best editing equipment, how to try to get guests and sponsors. Every day was a new challenge. That's why if you're starting or growing your own business, you know how valuable today's sponsor is. And that would be Shopify.

1:08:23Shane Stoffer:Shopify is basically an all-in-one business platform. They power millions of businesses worldwide from major brands like Mattel and Gymshark to everyday entrepreneurs that are just getting started. And here's just an insane fact. You've actually already used Shopify. You may not know it, but you definitely have if you've ever shopped online in the US because they power about 10 % of all American e-commerce.

1:08:43Graham Stephan:One of the best things about Shopify is that they have a complete design studio with hundreds of ready-to-use templates to build a beautiful online store that perfectly matches your brand. There's no coding needed. And their AI tools even help you write product descriptions or enhance your product photos. And if you're worried like most businesses are

1:08:59Shane Stoffer:about getting exposure to your product or service, don't be. Because Shopify has incredible marketing campaigns that reach customers wherever they're scrolling. They also handle literally everything from inventory to shipping to returns, which is all of the complicated stuff you realistically do not want to deal with.

1:09:15Graham Stephan:Start your business today with the industry's best business partner, Shopify, and start hearing, sign up for a$1 a month trial when you go to shopify.com slash ICH. Again, that is shopify.com slash ICH with the link down below in the description, shopify.com slash ICH.

1:09:33Shane Stoffer:Thank you so much to Shopify for sponsoring this episode. How did you find God?

1:09:36Jack Sweeney:Do you guys know who Bryce Crawford is? Mm-hmm. It was a crazy, crazy, because I was always curious. I was agnostic, right? Um, and so I thought whatever, there's a God, this world is too spectacular. There's no way that this is all, all this craziness is a coincidence, but I can't ever like talk to God. I don't understand like how I can build that relationship. And I didn't even know where to start. Right. So there was a day where I never mess up my pills. Like I got all my pill bottles, like perfectly in line. And there's one pill that you take when you're taking testosterone to drop your estrogen.

1:10:14Jack Sweeney:And for me, it was, um, a rim of decks, a decks. So I grabbed my pill bottle, but I grabbed the wrong one. I accidentally grabbed a bottle of aromacin, which is a sin. And that one is a whole different drug. I accidentally take a whole pill of a sin, which made me like super depressed, which is really bizarre. Um, because I would never take the wrong pill. Like in a million years, that just like would never happen. Somehow I took the wrong pill, crazy depressed. And then I saw a Bryce Crawford reel and I was Like that guy looks like he knows what he's like, bro, how do I have 10 times more money than him?

1:10:47Jack Sweeney:10 times more, 10 times more muscles, 10 times more, whatever, 10 times more everything of this world. And he is stoked on life. Another guy, he got, uh, he was on my 40 page, 40 page. He had cancer. He got diagnosed for the cancer for the fourth time.

1:11:01Shane Stoffer:He goes, Oh, I know you're talking.

1:11:02Jack Sweeney:I just got diagnosed with cancer for the fourth time. And this is perfect. This is amazing. This is just how it's meant to be. And I'm like, dude, I need whatever it is, dude, smoking. Cause this is crazy. How is he so stoked and his hand of cards that he got dealt was quite literally infinitely worse than mine? I am missing out on something huge here. So that's when I was like, okay, I got to DM Bryce Crawford. I DM Bryce Crawford and he responded in like two seconds. For some reason, he was already looking at his DMs. And then three days later, I went on his podcast and he was able to lead me in the right direction of how can I take the first step in building a relationship with God?

1:11:39Jack Sweeney:and ever since that day it's like the clouds have been cleared i don't even look uh at life through the same lens because i've been put on the right path of building a relationship

1:11:51Shane Stoffer:with god by bryce crawford that's interesting that it was a sin as well yeah you took on the

1:11:58Graham Stephan:day i didn't even think about that that's crazy i also thought you meant that because it was like

1:12:02Jack Sweeney:a sin no no i i didn't put those pieces together i thought that was a part of the story like you

1:12:07Graham Stephan:took a sin and that was no i don't tell that story now i know the beginning like the inflection

1:12:11Shane Stoffer:point of your video where you started losing money was in that poker game and it was that hand where the flop came and it was six six six six and i was like wait hold on a second like after i knew you'd already kind of turned a new leaf and i saw that and with the a sin thing that's kind of

1:12:26Jack Sweeney:interesting yeah it's um it feels as if for me um god reveals himself to everybody uh that's just like in one way or another that's like how he is seems like to me i was missing the mark by like so much like he's calling for togi togi like walk with me trust me i'm giving you the signs and i was just like whatever ignoring everything i almost died and then the next day i did more drugs because i was like whatever i guess i got lucky that night when i was having like i had I was having seizures for like four hours straight. There was like a 40 % chance I died that night. So it was like, you know, to me, I was like, okay, whatever.

1:13:09Jack Sweeney:If anything, I was on the winning side of that coin. Like I was going to survive either way, but things like that, like God has been calling at me so aggressively in life. So many like small signs like this, maybe a lot of people write them off or whatever, but eventually he just had to like, be like, okay, you're taking a sin. You're getting depressed. We're going to bring Bryce Crawford in your life. So I've been super lucky to have that entire experience. And now I feel, yeah, like I said, the smoke is cleared. The lens I see the world is completely different now.

1:13:36Graham Stephan:And what about your health? How are you taking care of yourself? How's your blood work?

1:13:39Jack Sweeney:Oh, dude, this is good. I got my blood work done yesterday. We'll see how it comes back. My blood work is exponentially better than it used to be. And a big person that used to make fun of me was Greg Doucette. Yeah. Because he, you know, whatever is all on his high horse. I'm so healthy and I know every time I'm a coach, whatever. and he would make fun of me to the world. Like use me as an example of like, don't be like this guy. You're going to die. Yada, yada, yada. He's going to die. He's going to die. And now I can say with a hundred percent confidence, my blood work is better than Greg Doucette.

1:14:06Jack Sweeney:My blood pressure better than Greg Doucette. He's 70. Yes, sure. He's like, whatever. How old is he? He's in his forties. I think he's 29. There's no way, right? But yeah, the point being is obviously I should have better blood work, but it was like a fun opponent. And obviously he's a good guy and he's always been rooting for me, but it was like an opponent in my mind. I was like, I want better blood work than Greg Doucet. So either way, the first thing getting more healthy was no more steroids, no more hard drugs that has gone a long ways. And then there's things like on top of that. Um, I don't want to sound like every other young male, but it's like all the peptides, the hyperbaric chambers, the red light bed.

1:14:42Jack Sweeney:There's a lot of things that I am putting into my body now that are natural and supposed to be there that are helping me, recover from the years and years and years of drug abuse. But the main thing, the best three things for your health is stop doing hard drugs, stop doing high doses of anabolic steroids, and sleep nine hours a night.

1:15:03Graham Stephan:Guess what? I texted Greg Doucette. I have not seen this video. He has a video he wants to show you. Oh, yeah, that's it. I don't know what it is.

1:15:11Shane Stoffer:Greg, I know that you're watching this, and I'm very much looking forward to your reaction. Togi, how does it feel to no longer be the world's worst fitness influencer and to have that title rendered over to clavicular? And do you agree with me?

1:15:26Graham Stephan:Is clavicular the worst fitness influencer in the world, or is it somebody else? Wow. Thank you, Greg. Thank you, Greg. Love you, Greg. Thank you. I love how Greg makes so many appearances throughout the podcast.

1:15:38Shane Stoffer:He's like a third host, basically.

1:15:40Jack Sweeney:Greg, you said it's the man. I love Greg. He's like a distant father that judges me from afar, but deep down.

1:15:45Shane Stoffer:I would love to see if your blood work is actually better than his. No, no.

1:15:49Jack Sweeney:I'm going to tag him in a post tomorrow and send it to him and say, all right, this is my blood work. You post yours. You can do the analysis.

1:15:56Shane Stoffer:Wow. Let him in.

1:15:57Jack Sweeney:And he's going to say, Greg Doucette is going to say, wow, Togi's blood work is better. Because he's intellectually honest. He's going to say, wow, Togi really put up blood work better than mine. Clavicular, phenomenal influence. A lot of people really don't understand what it's like to be a loser. Like I used to be a scrub. In high school, I would smoke weed every single day, you know, watch a ton of porn, can't talk to girls, no ambition. It was more or less over for me. Not more or less, it was over for me. 99 % of young men, it is over for them. And Clav, sometimes it takes extreme measures to make something of yourself.

1:16:36Jack Sweeney:And sometimes you already paid the consequence by growing up in this generation being, you know, TikTok and weed is so popular and porn is so popular. Your dopamine is getting fried. You're losing confidence rapidly, whatever. You paid the price of this existence likely by just being born. So now what Clav did, he's giga autistic, insecure kid. He goes.

1:17:01Graham Stephan:kayak gets my flight hotel and rental car right so i can tune out travel advice that's just

1:17:07Jack Sweeney:plain wrong bro sky coin way better than points never fly during a scorpio full moon just tell

1:17:15Graham Stephan:the manager you'll sue instant room upgrade stop taking bad travel advice start comparing hundreds

1:17:21Shane Stoffer:of sites with kayak and get your trip right bad advice you talking to me kayak got that right

1:17:32Graham Stephan:Nothing brings people together quite like Team USA at the Olympic Winter Games. From NBCUniversal's iconic storytelling to the innovative technology across Xfinity and Peacock, Comcast brings the Olympic Games home to America, sharing every moment with millions. When Team USA steps onto the world stage, people aren't just watching, they're cheering together. This winter, everyone is all on the same team.

1:17:57Jack Sweeney:Comcast, proud partner of Team USA. If I just look better than everybody, maybe I'll be more confident. Like he's, and he would probably agree with this. I don't want to like sound like I'm talking. I'm not, I love him. He was so insecure that he needed to take extreme measures to because he was so far gone, giga autistic kid that no amount of like healthy remedies would fix him. It took micro dosing trend and smashing his face with a hammer and doing all these absurd things to becoming a confident young male. And unfortunately, that's the message that a lot of young men need to hear that you need to take very unhealthy, extreme measures to become the man that you need to be fix yourself and the health issues after I will die on that hill that it's if you live your whole life and you never fix yourself as a young man, you're gonna, you know, be working a job that you hate for somebody you're never the top 10 of men get 80 of the women a lot of men average age of being a virgin is like 30 years or something now a lot of men will go their whole life and they die alone this is the problem you don't want to die alone a lot of people will claim oh no i like being like you don't want to die alone that's like the worst thing you can do for your spirit and your overall happiness.

1:19:20Jack Sweeney:So the point that I'm making here is it's more worth it to sacrifice a large percent of your health and then attempt to fix it after to become the man that you need to be rather than just dragging it on and living your entire life as a giga autistic loser.

1:19:39Shane Stoffer:I'm going to give a Chris Williamson-esque question now and it's going to be really funny because you're togy, But what are modern men lacking in today's environment? A lot.

1:19:49Jack Sweeney:I would say, number one, originality, like being okay with being yourself, right? A lot of young men see somebody like whatever, Andrew Tate, have an idea, and he seems cool. So all of a sudden, that is now their unique identity. They're just an Andrew Tate, want to be. when that guy first went viral it was like the bible to people so a lot of people see like oh like togi does all these weird things and it worked out great for him you know why it worked out for me you know why it worked out for tgr you know why i worked out for clav because we all found stuff that we were at first judged for nobody thought clav was cool when he's banging on his face super weird super autistic tgr you know getting surgery on his face and running around talking like being really weird on tiktok like really weird like factually weird right whatever i came up doing like all the steroids and the edits of me injecting myself all of that stuff was super lame super weird but we are so successful and people think it's cool now because it's so authentically us tjr always thought those weird ass tiktoks were cool and now they actually are cool and now he actually is rich clav always was obsessed with getting a sharper jawline when no one else gave a but now all of a sudden everybody's looks maxing everyone wants to be clap because he was so obsessed with it he didn't care that everyone thought he was whack no one didn't care that everyone thought it was weird he made it cool because it was a potent version of himself so if you take whatever you're into you're like the coolest dude ever because for whatever reason you were born and you're like dude i love this finance thing like if you tell me that i say that's super weird especially if you were broke oh my if you were broken and we're having a conversation, I'd be like, dude, he is a dork and no way.

1:21:38Jack Sweeney:Like, right. But now I look up to you because you took something that was kind of quirky, kind of weird. Like, why are you, you know, trying to save 2 % on taxes? They're like, it doesn't matter. You know, like grow up and live your life. Now I look up to you because you took something quirky, so potently yourself that every person on the planet is incredible at least one thing. And they can bring a very potent version of their self to the world they will be accepted they will be successful they will be cool the dude i could go on and on made the movie and uh rock climbing one uh super weird dude he got born and he was like i'm gonna climb this rock better than anyone ever climbed a rock that sounds pretty stupid to me now he's awesome i love that guy multi-millionaire on accident

1:22:24Shane Stoffer:because we want to get him on the podcast yeah right he's a dream guest and i think he's got a place in vegas correct so oh wait there you go you're not watching this see that's the point

1:22:32Jack Sweeney:please come on modern men lack they stripped themselves of their unique identity because they're too busy scrolling too busy listening to other people too busy looking up to other people when they're looking up to togi it is togi's first time being alive i don't know what's right i don't know what i'm doing i'm just being myself and if more young men did that the world would be a better

1:22:55Graham Stephan:That is genuinely good advice.

1:22:59Shane Stoffer:Thank you. Like really good advice. Part of me does wonder, like my gut response to that is like, ah, but there is a little bit of survivorship bias because you're only justifying his actions because he ended up becoming wealthy. And it's not like it's written in the cards for every single person. Hey, if you pursue the stuff that makes you unique, then all of a sudden you will be successful. That's not necessarily true. Sure, it will increase the likelihood. And like you said, if he was still penny pinching, but he was completely broke, then you'd be like, okay, like what is up with this weirdo?

1:23:28Shane Stoffer:But it only makes sense because he's successful. However, if you even flip the turn a new leaf to the other side of the token, it's also like, what are you doing living your life in someone else's shoes in the first place? Like, do you really want to exist in mediocrity or mediocrity?

1:23:43Graham Stephan:Like either way, I'm going to push back on that. I think it's becoming so unique that you don't compete with anyone else. You are your own lane. and that when you're that into like that one thing, it just becomes cool because you own it and that's you and you're so unique and you're not afraid to be yourself. And then that way when people meet you, you're not comparing that person with all these other people. This person just is so unique that they are one of one and that they're just running their own thing.

1:24:07Jack Sweeney:One thing you have to consider with the survivorship bias is that when you take someone, we could use myself, it's easier to use Clav for an example. he was like if you look at it like the equivalent of being a rabbit running around in a forest with two broken legs like he that rabbit survived because it did the whole be myself thing but he was truly like really a weird like insecure super autistic dude if he could survive with this method if i could survive i used to when i was in high school uh i remember somebody asked me what my dream job was. My dream job was to work at a smoke shop and be the cool guy at the counter that sells vapes to underage kids.

1:24:52Jack Sweeney:Cause I always thought those guys were so cool, right? When I was young, if a kid with those ambitions could now be togi bro, that's the bottom barrel. If the bottom barrel feeders, I don't know what TGR was like. I don't know why I'm using these same examples, but if these examples made it everyone in between bottom and wherever they you're starting is going to be able to succeed.

1:25:14Shane Stoffer:I agree. I mean, if you're a viewer, you're watching this and you're in between just going for it or not going for it as a general rule of thumb, it's better to go for it. I love the Shia LaBeouf video of just do it. You know that video? And I saw this one comment and it had like 10 ,000 likes or something. People loved it. And it's like, I've seen this video for over a decade now and I finally get it. And I'm like, dang, that's like kind of deep because it is like really just do it.

1:25:39Jack Sweeney:A lot of people don't understand that And I talk about this all the time, like the real risk in this life is not taking the risk because you only get one life. And every single day, it's not all take the risk later because your window of opportunity gets aggressively smaller as you get more hardened into the system. Now, all of a sudden, you got to pay for your kids and you got to pay your own health insurance. You're 25 now. You know what? You can pay your own health insurance. So you have to take the leap of faith on your dreams now because what is the quote? This is a banger. This is not my quote.

1:26:12Jack Sweeney:I'm not going to pretend that I came up with this. If you think the price of trying is too hard, wait until you get served the bill for regret. The bill for regret lying on your deathbed thinking that you're not going to be thinking, thank goodness I didn't try that because now nobody judged me. Thank goodness they never saw me fail. You're going to be laying there. That's the number one reported quote unquote regret when they do interviews of people on a deathbed. And if you read interviews of people on a deathbed.

1:26:40Graham Stephan:I find that really interesting.

1:26:41Jack Sweeney:very depressing you will be so sad because all these people had these huge dreams the number one regret for all of them is i wish i had done more i wish i had taken that risk i wish i had started that business i wish i spent less time working for somebody else making their dreams a

1:26:58Graham Stephan:reality can i ask you a serious question where were you when clavicular got frame mogged

1:27:05Jack Sweeney:by the frat ASU. Bro, I found out about it when I was gambling and people were like, guys, for Togi, Klav just got frame-marked. I just lost like 200 ,000 at that moment. I was like, I don't give, how is this number one news? This is everything that everyone's talking about. Klav getting frame-marked.

1:27:22Graham Stephan:So you know exactly where you were.

1:27:24Jack Sweeney:I know exactly where I was and I know the exact time and I am still mind-blown that that is the current state of the internet, but check it out. How incredible is that? That the coolest thing now is people saying Clav gets jester gooned because I got frame mogged by the ASU frat leader. Giga retarded. That's if that doesn't show you that your ideas are cool, like whatever weird knitting socks, whatever you're into. Trust me, it's cool because this apparently is the coolest thing in the world right now.

1:28:02Shane Stoffer:You know what's insane is that Graham literally told me, he's like, I remember exactly where I was. He wasn't even joking. He said he was lying in bed. He got a text from his sister's husband that Clav got frame mobbed by an ASU frat leader. And Graham was like, wow. Wow, how about that? He did get frame mobbed.

1:28:21Jack Sweeney:He did get frame mobbed.

1:28:22Shane Stoffer:I mean, his shoulders were something else.

1:28:24Jack Sweeney:Yeah, Clav has an unfortunate situation where he has, the expectation is very high for him. he's a good looking guy he's a great looking guy uh but it's like now all of a sudden god forbid some dude's got wider shoulders now get fucked clav or like he set himself up where he has a lot of pressure on himself for a 20 year old so um i i commend clav for handling his fame if i was 20 years when i was 20 years old i was effectively fully retarded and if i was that famous um i would probably be running over muffins with my car i'd probably be doing all that so if anything he's

1:28:57Graham Stephan:done a great job hands off to him what do you think of this uh they've assembled the most catastrophic mog alliance in psl history to avenge clavicular oh god do you think i think

1:29:10Jack Sweeney:that's the weirdest in the world um you know like the conor murphy with the weird hat and that guy is insane needs to be avenged no i don't think so at all i don't think those guys are avenging either but the point is again 18 000 likes 18 000 people think that's cool i do not i think it's super weird he doesn't need to be avenged especially by those dudes in my eyes like giga weirdos but dude who am i to judge bro it's not my place do you actually think clavicular is autistic i guarantee you he's autistic through and through and how do you have this guarantee because he is everything he does screams what the is wrong with you like bro and also his older videos um just like how he handles social interactions have you seen a video of him there's a camera and he's like trying to get the pizza and then he sees the camera looking at him trying to get the pizza and he just like gives up on the pizza like there's social cues like that no regular not autistic person is gonna act that way in social situation like through and through and i think being autistic is uh great it just you know for most people is a superpower that's what i think too so i think like you know definitely autistic and also definitely a good thing have you

1:30:20Shane Stoffer:ever been mogged?

1:30:21Jack Sweeney:Yeah, unfortunately. But here's the thing, right? A lot of my life has been not like in a literal sense, but as a man, you derive a lot of value from mogging other people. Like I muddy mog, whatever the next guy over and it feels good. It's awesome. And then you get the girl, whatever, very shallow, but the reality of the world, sometimes you got to get mogged to know what it feels like so that you can go out and do the mogging yourself. So I've been mags literally countless like the hundreds and hundreds how does it happen walking into grocery store you know it's the worst fan mocks me like i'll be chilling wherever and a fan comes up togi like can i get a picture with you and they're like six seven they got the jawline and they they can't throw till and i'm like i can't take a picture with you this is ridiculous then it's on like you know captured forever this brutal mogging so it can happen anywhere especially like for a guy like me that um it is uh you know an ltn you know like maybe uh the low-tier normie so or mid-tier normie so you are just like look regular unfortunate luckily i have the hype pill which is nice um but i'm working on it and it's very important to get mogged so that i can become better and so now i do things like the muen why not get surgery and do what clav is doing you got

1:31:42Shane Stoffer:microneedling and i will say your skin actually doesn't look a lot better it does time around

1:31:47Jack Sweeney:than it did about a year ago i noticed immediately as you walked in the surgery um

1:31:54Graham Stephan:you got a good hairline too that's no i don't see that's a good thing is it so i'm receding here

1:31:59Jack Sweeney:you can see but now i'm like proactive about it right so i i every day take a plethora of chemicals in my hair is it minoxidol are you doing yeah yeah minoxidil detasteride pp41 whatever it might be um so yeah there's a lot that goes into looks but also there's certain things that are just like not gonna roi like angie tate does a good job of like he's like really not a very good looking guy um but he gets every girl in the world because he's so over the top with other things if you go off get laforte too you're pretty much wasted eight months of your life just like you really only need surgery if it's uh so over for you that not that that people literally treat you subhuman that you know you're never gonna be treated with respect because of how ugly you are and that's a real thing and that's unfortunate that people i do not fall in that category so it's more worth my time to better myself in other ways soft max yeah exactly um whereas leave the fort to like clav isn't actually going to get the surgery um because he doesn't need it he already looks fairly good he's very successful he doesn't need to wreck his face for this but other people uh like wando they they're going to need uh the fort too so what's your daily protocol for looks maxing

1:33:17Shane Stoffer:like what do you i know you're taking peptides right what peptides are worth taking in your

1:33:21Jack Sweeney:experience i don't so uh the looks maxing thing is mostly trying to get like acne under control and like slightly stronger muscles here. So you can do the mewing, which like.

1:33:37Graham Stephan:Oh, yeah, I see. Oh, so how long do you hold that for?

1:33:45Graham Stephan:You're supposed to hold it all day. I don't. It's very exhausting. Why not just do like cool sculpting or like, you know, they could go in there and just remove a little.

1:33:52Jack Sweeney:Because it's a muscle. So if it's fat, they can remove it, but it's a muscle. So what they do is a lot of people do chin tucks. So it's like this. and you contract the muscle and if the muscle is stronger it'll like sit tighter right if you have weak chest it's gonna be like flabby so you want to like contract it and you'll get a sharper jawline um there's things like that that i do for looks maxing but mostly i um i'm obsessed with my mental health because that's like what makes happen and like if i have in a bad place mentally no videos no money nothing so um looks wise and health wise, I take MOTC, um, mental health.

1:34:31Jack Sweeney:I do NAD, CEMEX, CELANC, methylene blue, EVO brain sac, which is L-tyrosine, L-theanine, alpha GPC, rondroxelia, uh, occasionally creatine. So it's like all those things of all the laundry lists of drugs that I take, it's like, uh, 80 % for my mental health. Very little is for the looks because really it looks maxing. It just comes down to like become nine percent body fat and your face will almost definitely look good if you have a good enough bone structure so i don't worry about it too much just try and eat healthy sleep right maybe like ghkcu if you really want to like start getting into it and then get more lean like that's it they like to sell you on a dream oh like you got to do a billion things or the gigautistic whatever you just need to lose weight do you meditate not as much as i should i used to meditate more um and then there was like uh softer versions of meditating like i frequently will go on a drive with no music and it's a good way to come up with ideas and because meditation um is brutal especially for a lot of people that are so used to tiktok after five minutes you're like literally going insane and you only have really productive ideas after like you know 10 minutes of meditating so i do things like even small things that are beneficial for young men is like you take a shower, there's no music, you know, or you go on a drive, there's no music.

1:35:55Jack Sweeney:Just you need to have time with just yourself where there's like just enough stimulation where you're still like not going crazy, but you're, you know, able to like sit alone with your thoughts. So I practice that. I would say the most beneficial thing for my life and career has been think. It doesn't take much thinking to have a good idea. Think for 20 minutes a day, whatever that looks like because if you really crunch the numbers like actually crunch numbers a lot of people will generally speak think for uh zero minutes a day um because you wake up you start scrolling you respond to your texts you hang out with your friends you go to the gym you go to school go back home start scrolling again the second you're done scrolling you go to bed which is another interesting way to come up with ideas is factually scientifically the flow state is uh Your brain goes into like this different mode per se, five seconds before you're about to doze off into sleep.

1:36:51Jack Sweeney:So one thing I do is I have my notes up ready next to me by my bed. And as you're going to sleep, you have an idea. You always forget it. Like everyone has experienced this. You have an incredible idea, but you're about to go to bed. You're like, okay, that's a really good idea. I'll just go to bed. Remember tomorrow. Never, ever do you remember it. So you have to wake up, write it down, go back to sleep. Sometimes I'll go to sleep, wake up like five or six times before I actually go to sleep because I'm writing stuff down. And you really want to utilize like that period of time to come up with like a bunch of your like whatever schemes and whatnot.

1:37:23Jack Sweeney:Most beneficial thing for my life has been the those like sub meditation practices.

1:37:28Graham Stephan:How long do you think you could sit in an empty room for? No stimulation, nothing to do in a room.

1:37:35Jack Sweeney:Well, it wouldn't be pleasant. I could do it for 100 hours if I had to. like if there is if somebody the idea is that we're talking about sitting in an empty room you're talking to a guy that thinks he could be into mba if i tried hard enough you know what i mean so no but i could dunk if i tried hard enough right i could be uh the president i could go to the moon all these things i can do anything sitting in a room without stimulation is one of them that

1:38:02Shane Stoffer:i could do okay i think it would be interesting i would be very unpleasant i would be going crazy you, but no problem.

1:38:09Jack Sweeney:I could do it.

1:38:10Shane Stoffer:Have you started reading more books?

1:38:14Jack Sweeney:I not read a single book since the last time we talked.

1:38:16Shane Stoffer:Because do you remember what we spoke about?

1:38:18Jack Sweeney:Reading books?

1:38:19Shane Stoffer:Well, I just asked you like, well, what are you going to do moving forward? And you said, oh, I'm going to read books. And then I said, are you really going to do that? And you said, yeah. Oh yeah.

1:38:26Jack Sweeney:I thought I should read more books about four days ago. Do you think you're going to do that? Yeah. Like audio books. Oh, that was cap. Well, I probably had genuine intentions. Yeah. Um, but no, I've not read a book and I would still like to read a book because my intelligence and vocabulary has like more or less plateaued as far as like uh what you can learn i'm like gaining real world experience as i go but i would like to read more books and i might do that in the future what is the last useful thought you had oh god dude i saw this clip it had like five million likes because you guys go what was the last useful thought you had to go oh no today was a bad day bro it's too hard to think of okay we

1:39:10Shane Stoffer:got to just see if you've improved since last time okay oh god you last week's thought i swear there's been there had to have been something um it must have been before four days ago because

1:39:27Jack Sweeney:i got an nad drip which makes you have really bad like brain fog and confusion um you know this morning i was watching the soccer game for this parlay and i kept being i couldn't remember which team i was bet on i kept having to ask my friend wait which every 30 seconds i'd ask because i'm like very confused and disoriented these days because of the nad i took too much either way the point being is i did that four days ago uh productive thought or uh what's the word good thought useful useful thought i had in the last four days oh my god dude how long did i think about this last time i got this just give me like a second yeah take a job okay this is an impossible concussion what bro what's the last useful thought you had i like literally like i'm drawing like

1:40:07Shane Stoffer:a crazy blank right now um a useful thought i had was like i texted i told grandma i was like hey you should ask greg doucette for a question for togi we're like okay that would be interesting for the podcast that's a useful thought i had another useful thought and we'll get to it at some point somewhere here in the outline of like a funny thing for us to do in this podcast we'll

1:40:27Jack Sweeney:we'll get to it but i don't want to spoil it quite yet oh okay last useful thought i had um um well i can't exactly say it it was about two weeks ago um it was an idea for a youtube video and i cannot say what it is because it's a prank on somebody and i don't want them to see it sure but two weeks ago i had a really good idea and this is the cool thing about um being intentional with your work and your ideas i literally only need two good ideas a month and that's two youtube videos and then we're good so as long as you execute on good ideas that's a really big thing that i try and do is like uh the second you have an idea execute it and i've wasted a lot of money doing that kind of thing um but you that's kind of like the way she goes that's interesting each

1:41:13Graham Stephan:useful idea you have to put it in dollars is worth about five hundred thousand dollars if you have two a month and so really you're asking me for a useful idea that i had i can't

1:41:21Jack Sweeney:even tell you that because that's valuable when you do come up with that that is worth five oh you know what's a good useful idea dude you're scared i just did it oh my god i said just kidding and that as a man makes you a cuck because right just let your joke land you know you you say something and you're so it's an obvious like jack to herdy does that it's the worst bro because it's so obviously a reflection it makes me cringe when he says just kidding so much because it's like a reflection of very clearly insecurity in that moment if you say a joke just let the joke go if it goes over their head, that's their fault.

1:41:55Jack Sweeney:That's not your fault. You should never say just kidding as a man. Boom. Useful thought. And that's a fact. Right now, that's a useful thought

1:42:00Shane Stoffer:in this moment.

1:42:01Jack Sweeney:That was a live action useful thought that I personally believe is worth more than half a million dollars. To all the viewers, never say just kidding ever. And you will be 85 % more likely to be successful. What do you say instead of that?

1:42:14Graham Stephan:Like, let's just say you make a joke and they're not sure if you're joking around. Do you just say that was a joke instead Oh my God.

1:42:21Jack Sweeney:No, that's the same.

1:42:22Graham Stephan:That's the same thing. If you deliver a joke. How about this? Should you apologize?

1:42:27Shane Stoffer:No, that's even worse.

1:42:30Jack Sweeney:Graham, you're supposed to, you say the thing.

1:42:32Shane Stoffer:It's like, if you're doing dry humor and you say something that's dry and they don't pick up on it, but you think, the thing is you should be making yourself laugh. That's all you have to care about. And if you laugh, then they should know it's a joke.

1:42:42Graham Stephan:That was a joke, Jack. That's why I was, you just got ready.

1:42:45Shane Stoffer:Yikes.

1:42:47Jack Sweeney:no no okay but here you go right the point is that it's a it's a failed endeavor if you're trying to impress somebody or whatever and you say a joke and it doesn't land now just tell a better joke next time if anything you can't backpedal on the joke you just said because then you look like a and you as a man you really don't ever look like a bit like we're all uh a lot of times as no one can know like you don't want to look like a stand on the ground move on to the next joke, the person will be much more likely to respect you as a person, even if they're mildly offended by something that you said is a joke, they don't get it as a joke, whatever.

1:43:21Jack Sweeney:You move on and evolve through the conversation. The only way to ensure that they don't respect you and think you're a is if you go, just kidding.

1:43:28Graham Stephan:When's the last time you had to apologize for something?

1:43:31Jack Sweeney:I can't remember the last time I apologized for anything. You know, it's interesting. Have you ever apologized for something? Um, yeah, sure. like sometimes it's like when we were betting on the Bronco Seahawks money line I called my friend and said this is a lock you really should put yeah you know he didn't have any money I said okay borrow from me I give you 25 ,000 he lost it my bad apologies because I was really like come on do it do it do it like you have to do it it's a lock I promise it's a lock just trust me just trust me this one time do it he does it loses his money I'm sorry my bad I uh when I lost my house i call my mom she's freaking out at me and like okay hey why are you yelling at me sorry right there's a good example of saying sorry if you do something really stupid but there's instances where you should not say sorry people latch on to it like the internet i'm rj decker the private investigator uncovering the sunshine state's darkest secrets tuesdays it's the premiere

1:44:27Graham Stephan:of ABC's hottest new crime show.

1:44:30Jack Sweeney:R.J. freaking Decker as I live and breathe. He's a private eye. It's not a standard murder. It's someone bigger. And a public mass.

1:44:38Shane Stoffer:Trying to get someone back to prison today? You go to prison one time and suddenly it's all the jokes. R.J. Decker. Series premiere. Tuesdays on ABC and stream on Hulu. Tax Act knows filing taxes can be confusing. So we have live experts on hand who can help answer any questions you may have. Questions like, can I claim my SUV is my home office if I answer work emails in my car? If I adopted 12 dogs this year, can I list them as dependents? And, am I doing this right, or am I doing this very very wrong? Our experts have the answers to those questions and many others.

1:45:18Jack Sweeney:Tax Act. Let's get them over with. It's like piranhas. When they see an influencer, it's like... And this is not just this is the grander scale. Right. But if you are in any social circle, maybe it's just 30 people and you're in a classroom, whatever the second they notice you feel like a little bad or you're like, oh, I'm sorry, I messed up. I think I messed up. They're going to make you feel worse about it. Apologizing is never going to make anybody be like, OK, dude, you're good. No problem. You just got to be like, yeah, I did that. And unfortunately, that's the reality of this situation. And we're going to have to move on.

1:45:51Jack Sweeney:and Clave didn't apologize for running over somebody with his car. All of a sudden -

1:45:54Graham Stephan:That looked like partially self-defense, and it didn't help that the guy was jumping on the car. If anything - He's jumping on the car.

1:46:00Jack Sweeney:If anything, go backwards. You know what I mean?

1:46:02Graham Stephan:Why did he drive forward? It might not be as safe to go backwards. You have a straight line of sight.

1:46:06Jack Sweeney:The point is that a lot of people would apologize for that because he was getting backlash. Why'd you run over the guy, right? You know what's interesting?

1:46:14Graham Stephan:I saw his live stream afterwards, and he was going into a club, and all the girls were like, yo, why are you famous? Why are you famous? He's like, oh, I just hit someone with my car. Exactly.

1:46:21Jack Sweeney:It's awesome.

1:46:22Graham Stephan:And they're like half laughing. And he's like, no, no, I think I killed him. And they just start erupting in laughter. And they're into him.

1:46:29Jack Sweeney:I genuinely think it's bad to run people over with your car. And I think Clav thinks it's bad too. But you can never apologize. Or you look like a... And then the piranhas come and it's a crisis. Or all of a sudden you're getting praised. How you handle your decisions are going to handle how the world looks at you. Who do you go to for advice? I guess it's situational. Like if it was financial advice, maybe I'd call you and be like, yo. But generally speaking, I go to myself. And it really comes back to the idea that I have a deeply rooted belief that is clearly delusional, but it works. That I am better at everything than everybody.

1:47:07Jack Sweeney:And I will win no matter what my decision is. And I always have a net positive decision. No other opinions help. I love that mentality. I am... really feeling lost or I'm confused, I'll go and have a conversation with God or I'll sit alone in a room because nobody knows the answers except for literally Jesus Christ is the goat of existing. Like he made a planet that's insane and awesome. He walked on water, whatever. Goat knows everything. All knowing being. Talking to God will be 10 times more beneficial than taking advice from anyone, including your own mother, because your mother cares for you, but is not all knowing and can never be, you know, inside of your head, whereas God is all knowing.

1:47:58Jack Sweeney:He does. So I go to myself and as a result to God, what does he tell you? It depends. It's not like a conversation. Like you're not like, yo, God, what up? And he's like, you know what I mean? It really depends on the situation. But a good thing that I like to do is I pray for discernment. So I'll be confused about something, pray for discernment. And it seems like without fail, God speaks to you by placing the ideas in your head. I pray for discernment. And then the next day I wake up, all of a sudden, it's so clear to me. The answer is there. and I didn't do any critical thinking. I asked God to help me.

1:48:44Jack Sweeney:Hey God, can you please today just bless me with wisdom, right? All of a sudden, you have to answer in your head with no critical thing. It's the craziest thing ever. And that's one of the things, when I was first learning about Christianity, the first half of the battle is understanding that Jesus Christ did rise from the dead, factually. And then after you're like, okay, there's a good, good, good, um, bet on like, if, if there was like, you know, betting odds on like Jesus Christ, uh, rising from the dead, it would be a lock. Um, so you can understand that. But then when it really gets exciting is once you actually start talking to God, then you really understand that he's real and you can never have a meaningful conversation with God unless you truly are committed to it.

1:49:33Jack Sweeney:And the easiest way to get committed to it is look at the history books, look at the facts of the matter that Jesus Christ rose from the dead. And now I can talk to God. And now maybe I look at the history books to say there's a 70 % chance in my mind that I came up that God is real. Now I use that 70 % talk to God. Now I'm a hundred percent. He's real because I get to have a relationship with him. All right.

1:49:55Shane Stoffer:So now we have a quick segment. These are some fast logic and game show type questions. Don't overthink them. Just go with your gut. Question number one. What number comes next in this pattern?

1:50:10Graham Stephan:Two, four, eight, 16, and then what?

1:50:17Jack Sweeney:20.

1:50:19Shane Stoffer:The correct answer is 32. It was doubling each time. Two, four, eight, 16, 32.

1:50:24Jack Sweeney:I don't know why I thought. Okay. It's fine.

1:50:27Shane Stoffer:It's just one question. It's literally just one question. It's just like a game show. It's just a game show sort of thing. Okay. Question number two. A bat and a ball cost$1.10 total. The bat costs$1 more than the ball. How much does the ball cost?

1:50:46Jack Sweeney:Holy f***. That's ripping my brain. So both together, they're$1.10. $1.10. Bat costs$1 more than the ball. If the ball is$0.10 and the bat is$1, then we're at$1.20. So the ball would have to be...

1:51:04Shane Stoffer:it's impossible five cents i was gonna say five cents oh i was so close to saying five okay well you should have just said five but it's okay that was only the second question you still have more okay question number three there is a lake with lily pads every day the number of lily pads doubles if the lake is completely full on day 30 what day was it half full every day the number of Lily Pats doubles. Oh, the day before. Day 29. Boom. Correct.

1:51:36Jack Sweeney:I crushed that one. Okay.

1:51:38Shane Stoffer:Question number four. You have two left. You're on a game show. There are three doors. Behind one is a car. Behind the other two are goats. You pick one door. The host who knows where the car is opens your door and shows that it's a goat. Do you stay with your original choice or switch to the other door?

1:52:02Jack Sweeney:Wait, there's two goats, one car? Yeah. And then you open one and the host says, that's just a goat. It's a goat. And you got an original pick or you can switch the other one. I don't know.

1:52:12Shane Stoffer:No, he opens up the one that you picked. So you pick one, he opens it up. That's just a goat. And it's a goat. Do you stick or do you switch?

1:52:19Jack Sweeney:With the door that was already had on the goat?

1:52:21Shane Stoffer:The one that you picked, he opened it up and it was a goat.

1:52:25Jack Sweeney:I probably don't want the goat. Okay.

1:52:27Shane Stoffer:So what would you do?

1:52:28Jack Sweeney:Pick a different door.

1:52:30Shane Stoffer:Boom. Oh, different door. Nice. Okay, you're two out of five. Okay, we have one left. How many animals of each species did Moses take on the Ark? Two. Moses did not have an Ark. No. Oh! Okay, and Togi, you said you would not take another IQ test. Yeah. You just did. These are IQ questions.

1:52:53Jack Sweeney:Oh, where do I get it?

1:52:53Shane Stoffer:So, after running some simple calculations through Chachapiti, to get two of five right, they predict your IQ to be 47.

1:53:03Jack Sweeney:No, I can't, bro. Those questions are way too fucking hard. No, that was... Nobody knew the answer on them bitches. That was from ChatGPT. Dude, ChatGPT, hey, I'm an idiot. I bet everyone in the audience watching this, somebody factually probably has a 130, and I bet they got no more than three. Like, facts, one of you guys has 130. If you comment below, how many did you get? If you said more than three, you're definitely lying, because those was all ridiculous.

1:53:25Shane Stoffer:I'm just saying, ChatGPT did say if you get two out of five, then it is a half of eight. Your IQ is 47.

1:53:30Jack Sweeney:So what? You're supposed to get five out of five? That makes you what? A genius? At least three out of five. Three out of five is average,

1:53:34Shane Stoffer:so it's 100 IQ.

1:53:36Jack Sweeney:That's ridiculous, and there is no way that is accurate because check this out. IQ has to do with reaction time. I found that out this morning. Really? Wow. So in a real IQ test, they check your reaction time, not necessarily how fast you can run, but things of that nature.

1:53:56Graham Stephan:Huh.

1:53:57Jack Sweeney:Boom.

1:53:57Shane Stoffer:That is interesting. I always thought that people with higher IQs would actually be more athletic because you can adapt quicker. Like you can learn the game quicker and the strategies, the muscle movement.

1:54:06Jack Sweeney:Yeah. And it's kind of like a lot of professional athletes are like geniuses. You know, they just don't get the credit for being like a typical genius gets credit for being a genius because he invented something ridiculous. Right. Athletes don't get the credit.

1:54:21Shane Stoffer:All right. All we have left is some rapid fire questions. Love these.

1:54:24Jack Sweeney:So let's hear what you got.

1:54:26Shane Stoffer:what's the most degenerate thing you've done in the past 30 days coin from my house what purchase made you feel dumb immediately after buying it

1:54:37Jack Sweeney:oh you know what uh i don't do this anymore it's stupid you ever buy only fan girls dude it's a scam holy bro because you get the only fans you purchase their page it's like all bikini pictures

1:54:49Shane Stoffer:it's not worth it it's a through and through scam what's more powerful money muscles or clout uh clout without question no question what is your most insecure physical feature bro this right here

1:55:04Jack Sweeney:i can't get rid of it dude i got dyno and i'm not even tripping about it i need this to be snatched

1:55:10Shane Stoffer:but if you like lose just a little bit more weight you get more lean wouldn't that just go away

1:55:15Jack Sweeney:Yeah, but it's not. There's only, like, you can feel this. It's mostly skin. So TJR battled with this. He just got surgery. And now he mogs. So if I really want to - Why does he just get surgery? It's just a huge pain in my ass. But eventually I will. Okay. Who's more attractive, TJR or Clevick?

1:55:30Shane Stoffer:Why were you even talking about it? I will not answer that question. That's ridiculous. You will not answer?

1:55:35Jack Sweeney:Who is more attractive, Clav or TJR? Dude, I can't. That's an absurd question. I can't next questions.

1:55:45Shane Stoffer:What's the most painful or extreme thing you've done for your appearance?

1:55:49Jack Sweeney:I haven't done anything too extreme other than taking a bunch of steroids. So that would probably yeah super draw. If you could erase one decision from the last year what would it be? Picking tails on the coin flip. Well they actually called it but it would be along the lines of not coin flipping my house. Do you think you're happier than the average person?

1:56:12Shane Stoffer:100%. would you rather have a hundred million dollars but look completely average or stay how you look with your current net worth so you're saying i look above average i think i mean you have a great great physique i mean

1:56:26Jack Sweeney:um well i'll have a hundred million in less than two years so i'll stay the way i am now okay you're in a room with two buttons one gives you 10 million dollars and the other one gives

1:56:36Shane Stoffer:you the best physique in the world which one do you push uh the physique because you can't buy

1:56:41Jack Sweeney:that. You can't, it's impossible to get the best physique in the world. 10 million. Anyone can make 10 million.

1:56:45Shane Stoffer:You're absolutely crushing, Togi. Thank you so much for coming on the podcast. Everything you say and do is super impressive. Obviously when you come on the show, we're going to be critical. That's what we do. I mean, we want to critique your finances and say, hey, you should save a little bit extra money, build that nest egg. It's in our nature. It's part of our DNA. Isn't that right? But that's it. You're doing incredible.

1:57:05Graham Stephan:Deep down, man. I mean, you're crushing it. You're doing such a good job. And if we could ever support you in any way, let us know. and we're happy to help. Right on. Thank you so much. He's saying if you need a loan. A little tight on cash. It's all invested these days. He sees the rates. Cash is poor. I don't know, dude. Look at the rate interest rate. How much money is in your bank account right now? $100 ,000. But everything's invested. That's about what expected. Everything's invested. You know?

1:57:26Shane Stoffer:So don't count that as like cash. Viewers, thank you so much for tuning in. As always, we would not be here if not for you. We flew all the way to Austin for this. Okay? We're in Austin. We're flying to Puerto Rico tomorrow. This is all for you guys. thank you so so much for tuning in thank you thank you guys boom boom thank you hammer

1:57:55Graham Stephan:skincare experts and dermatologists have often touted the benefits of indoor humidity as essential for healthy glowing skin but did you know dry air can start to harm your skin in as little as 30 minutes for years many people have relied on humidifiers for better skin sleep, and overall wellness. But traditional models, bulky, mold-prone, and difficult to maintain, that's where Canopy Humidifier comes in. Recommended by leading dermatologists, Canopy is a completely reimagined humidifier designed to elevate any space, offering the ultimate in skincare and wellness benefits. Canopy's clean moisture combats dryness, dullness, and fine lines while strengthening the skin's barrier and boosting the effectiveness of topical skincare products.

1:58:33Graham Stephan:With its sleek design, Canopy is the cleanest and easiest humidifier on the market. With its unique technology, cleaning is as easy as popping it in the dishwasher. Go to getcanopy.co to save$25 on your Canopy humidifier purchase today with Canopy's filter subscription. Even better, use code podcast at checkout to save an additional 10 % off your Canopy purchase. Your skin will thank you.