800 Heather Morgan: CEO of Neurobiologix

0:00Kara Goldin:I am unwilling to give up, but I will start over from scratch as many times as it takes to get where I want to be. You just want to make sure you will get knocked down, but just make sure you don't get knocked out. So your only choice should be, go focus on what you can control. Hi everyone and welcome to the Kara Goldin show. Join me each week for inspiring conversations with some of the world's greatest leaders. We'll talk with founders, entrepreneurs, CEOs, and really some of the most interesting people of our time. Can't wait to get started. Let's go. It's 2026. And honestly, meetings shouldn't feel like a race just to keep up with your notes.

0:49Kara Goldin:That's why I love Circleback. It gives you your brain back. Circleback is an AI-powered note-taker that joins your Zoom, Microsoft Teams, or Google Meet calls, and it even works for in-person meetings. It listens, transcribes, and creates high-quality summaries with clear follow-up tasks. It's like having a personal assistant in every single meeting. What really stands out is how searchable everything is. You can instantly search your full meeting history. And when you connect your email, all your conversations live in one place. So nothing gets lost. As a founder, my light bulb moment was realizing I could finally stay present in conversations instead of worrying about capturing every single detail.

1:41Kara Goldin:After one meeting, I had organized notes, action items, and total clarity on next steps. That alone saves hours and a ton of mental energy every week. If you're spending a big part of your day in meetings, Circle Back helps you focus on what actually matters. Decisions, relationships, and execution. Not just the note-taking. If you want meetings to feel productive again, check out Circleback and see how much time and brain space you can get back. Go to circleback.ai and use code CARA for one month free. That's C-I-R-C-L-E-B-A-C-K dot A-I code CARA. Circleback. Never miss a detail. Most people think their heart health is fine because their cholesterol looks normal, but critical markers like lipoproteins are rarely tested unless you specifically ask.

2:46Kara Goldin:But you can't manage your heart health if you're missing half the information. Standard tests check the basics, but they skip over key markers that could change everything. What surprised me most is that some of the biggest heart risk factors are genetic and invisible and most aren't included in a standard physical. It's National Heart Month and I've been thinking a lot about my own heart health. When I actually saw my lab results, I realized how much I didn't know. That's what I like about function. It doesn't tell you what to worry about. It shows you what's really happening inside your body.

3:28Kara Goldin:Function was designed by world-class physicians and is trusted by hundreds of thousands of members. Health leaders like Dr. Mark Hyman, Dr. Andrew Huberman, and Dr. Jeremy Lunden support it for a reason. Because once you understand your health, everything changes. You stop guessing, you stop being reactive, and you start making decisions based on real insight. I trust function because it gives me ownership over my health and real peace of mind. Own your health and start with your heart. Function gives you access to 160 plus lab tests each year, including advanced markers for heart health, inflammation, stress, hormones, and toxins for$365 a year.

4:19Kara Goldin:That's a dollar a day. Learn more and join using my link. Visit functionhealth.com slash Kara and use gift code Kara25 for a$25 credit towards your membership. It's 2026 and honestly, banking shouldn't be this complicated anymore. That's what I love about Chime. Chime offers fee-free, smarter banking designed for how people actually live, not old school banks that depend on overdraft fees, monthly charges, and confusing fine print. Chime is built for you, not the 1%. What makes Chime different is that it actually helps your money work harder with features like getting paid up to two days early with direct deposit and MyPay, which gives you access to up to$500 of your paycheck when you need it.

5:17Kara Goldin:Chime puts you in control of your cash flow. That's something a lot of traditional banks still don't offer. And forget overdraft fees, minimum balances, and monthly fees. Chime keeps banking simple and transparent while helping you make real financial progress. You can earn up to 3.5 % APY on savings. That's up to seven times higher than a traditional bank. And get overdraft coverage you can count on. Chime also makes it easier to build credit history in a safer, stress-free way using your own money. No annual fees, no interest, no strings attached. And when you get qualifying direct deposits, you can earn 1.5 % cash back on eligible Chime card purchases, combining everyday spending with real rewards and credit building in one place.

6:11Kara Goldin:Add to that five-star customer service from Real Humans, available 24-7, and it's easy to see why Chime feels like the new way to bank. If you're ready for banking that actually works for your life, check out Chime and start making your everyday money work smarter. Chime is not just smarter banking. It is the most rewarding way to bank. Join the millions who are already banking fee-free today. It just takes a few minutes to sign up. Head to Chime.com slash Kara Golden. That is Chime.com slash Kara Golden. Chime is a financial technology company, not a bank. Banking services, a secured Chime Visa credit card, and MyPay line of credit provided by the Bancor Bank N.A.

6:51or Stride Bank N.A. MyPay eligibility requirements apply, and credit limit ranges$20 to$500. Optional services and products may have fees or charges. See Chime.com slash fees info. Advertised annual percentage yield with Chime Plus status only. Otherwise, 1.00 % APY applies. No min balance required. Chime card on-time payment history may have a positive impact on your credit score. Results may vary. See Chime.com for details and applicable term.

7:07Kara Goldin:Hi, everyone, and welcome back to The Kira Golden Show. Today, I am so excited to be joined by an incredible individual that I've known for some time now, but also who happens to be the CEO of a great company called Neurobiologics. And if you have not heard about Neurobiologics, or maybe you are familiar with the brand, maybe you just don't know much about the backstory or exactly what they're up to these days. But Heather Morgan is the CEO and at the forefront of where science, personalization and wellness intersect. And Neurobiologics is taking a very different approach to health. Instead of guessing and following trends or one-size-fits-all supplements, the company uses Neutrogenomics, your DNA, to help practitioners and individuals understand what what their body actually needs.

8:09Kara Goldin:It's precision wellness built around root cause, not reaction. So I'm so excited to dig into this space with Heather and hear all she's doing and helping reshape the supplement and wellness space in a crazy, crazy, noisy, and often misunderstood industry. So with, unfortunately, a lot of misinformation too. So Heather, welcome to the Kara Golden Show. So excited to see you. Thank you, Kara. I'm so excited. I always enjoy our talks and really looking forward today to spending some time and yeah, just talking a little bit about personalized wellness. It's 2026. And honestly, meetings shouldn't feel like a race just to keep up with your notes.

8:56Kara Goldin:That's why I love Circleback. It gives you your brain back. Circleback is an AI-powered note-taker that joins your Zoom, Microsoft Teams, or Google Meet calls, and it even works for in-person meetings. It listens, transcribes, and creates high-quality summaries with clear follow-up tasks. It's like having a personal assistant in every single meeting. What really stands out is how searchable everything is. You can instantly search your full meeting history, and when you connect your email, all your conversations live in one place, so nothing gets lost. As a founder, my lightbulb moment was realizing I could finally stay present in conversations instead of worrying about capturing every single detail.

9:48Kara Goldin:After one meeting, I had organized notes, action items, and total clarity on next steps. That alone saves hours and a ton of mental energy every week. If you're spending a big part of your day in meetings, Circle Back helps you focus on what actually matters. Decisions, relationships, and execution. Not just the note-taking. If you want meetings to feel productive again, check out Circleback and see how much time and brain space you can get back. Go to circleback.ai and use code CARA for one month free. That's C-I-R-C-L-E-B-A-C-K dot A-I code CARA. Circleback. Never miss a detail. Most people think their heart health is fine because their cholesterol looks normal, but critical markers like lipoproteins are rarely tested unless you specifically ask.

10:54Kara Goldin:But you can't manage your heart health if you're missing half the information. Standard tests check the basics, but they skip over key markers that could change everything. What surprised me most is that some of the biggest heart risk factors are genetic and invisible and most aren't included in a standard physical. It's National Heart Month and I've been thinking a lot about my own heart health. When I actually saw my lab results, I realized how much I didn't know. That's what I like about function. It doesn't tell you what to worry about. It shows you what's really happening inside your body.

11:35Kara Goldin:Function was designed by world-class physicians and is trusted by hundreds of thousands of members. Health leaders like Dr. Mark Hyman, Dr. Andrew Huberman, and Dr. Jeremy London support it for a reason. Because once you understand your health, everything changes. You stop guessing, you stop being reactive, and you start making decisions based on real insight. I trust function because it gives me ownership over my health and real peace of mind. Own your health and start with your heart. Function gives you access to 160 plus lab tests each year, including advanced markers for heart health, inflammation, stress, hormones, and toxins for$365 a year.

12:26Kara Goldin:That's a dollar a day. Learn more and join using my link. Visit functionhealth.com slash Kara and use gift code Kara25 for a$25 credit towards your membership. It's 2026 and honestly, banking shouldn't be this complicated anymore. That's what I love about Chime. Chime offers fee-free, smarter banking designed for how people actually live, not old school banks that depend on overdraft fees, monthly charges, and confusing fine print. Chime is built for you, not the 1%. What makes Chime different is that it actually helps your money work harder with features like getting paid up to two days early with direct deposit and MyPay, which gives you access to up to$500 of your paycheck when you need it.

13:24Kara Goldin:Chime puts you in control of your cash flow. That's something a lot of traditional banks still don't offer. And forget overdraft fees, minimum balances, and monthly fees. Chime keeps banking simple and transparent while helping you make real financial progress. You can earn up to 3.5 % APY on savings. That's up to seven times higher than a traditional bank. And get overdraft coverage you can count on. Chime also makes it easier to build credit history in a safer, stress-free way using your own money. No annual fees, no interest, no strings attached. And when you get qualifying direct deposits, you can earn 1.5 % cash back on eligible Chime card purchases, combining everyday spending with real rewards and credit building in one place.

14:18Kara Goldin:Add to that five-star customer service from Real Humans, available 24-7, and it's easy to see why Chime feels like the new way to bank. If you're ready for banking that actually works for your life, check out Chime and start making your everyday money work smarter. Chime is not just smarter banking. It is the most rewarding way to bank. Join the millions who are already banking fee-free today. It just takes a few minutes to sign up. Head to Chime.com slash Kara Golden. That is Chime.com slash Kara Golden. Chime is a financial technology company, not a bank. Banking services, a secured Chime Visa credit card, and MyPay line of credit provided by the Bancor Bank NA or Stride Bank NA.

14:59MyPay eligibility requirements apply, and credit limit ranges$20 to$500. Optional services and products may have fees or charges. See Chime.com slash fees info. Advertised annual percentage yield with Chime Plus status only. Otherwise, 1.00 % APY applies. No min balance required. Chime card on-time payment history may have a positive impact on your credit score. Results may vary. See Chime.com for details and applicable terms.

15:14Kara Goldin:Super excited. And as you and I were talking about, this is episode 800. So I'm so excited to have you be the 800th episode. So a big milestone. When you told me that, I was like, did she really do 800 or does she give a number to every other one? Or like literally you did 800 episodes, right? 800 episodes, yeah. And I have to figure out the actual amount of time it took, but I'd have to guess seven years now that it's taken that long to get here. Amazing. Crazy. I've been listening for seven years, so I've probably heard most of them. They're always so fun and informative. And yeah, I'm so glad to sit down and maybe even do a little backstory with you because I know you and I have talked about health for many years.

16:11You know, we've talked about health and business and lots of really great things along the way. So I'm very excited. Definitely.

16:18Kara Goldin:And Heather and I met actually through her spouse and EA, who is also amazing and in the health space too. So please say hello to him too, as well. So very excited. Very excited. So, okay. So what is Neurobiologics and how do you describe the brand and what problem the company is solving? Yeah, so Neurobiologics is a wellness solutions company rooted in genomics. So we focus on health and wellness from the perspective of personalization. And we do that through genetics by looking at your genetics and helping to break down the complicated subject of genetics to make it very personalized to you.

17:11And we also do this for professionals. So we partner with doctors in the same regard, right? So we help give them the tools, we help give them the training and the understanding to be able to approach care through personalization and someone's DNA.

17:28Kara Goldin:It's 2026 and honestly, meetings shouldn't feel like a race just to keep up with your notes. That's why I love Circleback. It gives you your brain back. Circleback is an AI-powered note taker that joins your Zoom, Microsoft Teams, or Google Meet calls and it even works for in-person meetings. It listens, transcribes, and creates high-quality summaries with clear follow-up tasks. It's like having a personal assistant in every single meeting. What really stands out is how searchable everything is. You can instantly search your full meeting history. And when you connect your email, all your conversations live in one place.

18:14Kara Goldin:So nothing gets lost. As a founder, my lightbulb moment was realizing I could finally stay present in conversations instead of worrying about capturing every single detail. After one meeting, I had organized notes, action items, and total clarity on next steps. That alone saves hours and a ton of mental energy every week. If you're spending a big part of your day in meetings, Circle Back helps you focus on what actually matters, decisions, relationships, and execution, not just the note-taking. If you want meetings to feel productive again, check out Circleback and see how much time and brain space you can get back.

19:01Kara Goldin:Go to circleback.ai and use code CARA for one month free. That's C-I-R-C-L-E-B-A-C-K dot A-I code CARA. Circleback. Never miss a detail. Most people think their heart health is fine because their cholesterol looks normal, but critical markers like lipoproteins are rarely tested unless you specifically ask. But you can't manage your heart health if you're missing half the information. Standard tests check the basics, but they skip over key markers that could change everything. What surprised me most is that some of the biggest heart risk factors are genetic and invisible and most aren't included in a standard physical.

19:56Kara Goldin:It's National Heart Month and I've been thinking a lot about my own heart health. When I actually saw my lab results, I realized how much I didn't know. That's what I like about function. It doesn't tell you what to worry about. It shows you what's really happening inside your body. Function was designed by world-class physicians and is trusted by hundreds of thousands of members. Health leaders like Dr. Mark Hyman, Dr. Andrew Huberman, and Dr. Jeremy Lunden support it for a reason. Because once you understand your health, everything changes. You stop guessing, you stop being reactive, and you start making decisions based on real insight.

20:41Kara Goldin:I trust function because it gives me ownership over my health and real peace of mind. Own your health and start with your heart. Function gives you access to 160 plus lab tests each year, including advanced markers for heart health, inflammation, stress, hormones, and toxins for$365 a year. That's a dollar a day. Learn more and join using my link. Visit functionhealth.com slash Kara and use gift code Kara25 for a$25 credit towards your membership. It's 2026 and honestly, banking shouldn't be this complicated anymore. That's what I love about Chime. Chime offers fee-free, smarter banking designed for how people actually live, not old school banks that depend on overdraft fees, monthly charges, and confusing fine print.

21:45Kara Goldin:Chime is built for you, not the 1%. What makes Chime different is that it actually helps your money work harder with features like getting paid up to two days early with direct deposit and MyPay, which gives you access to up to$500 of your paycheck when you need it. Chime puts you in control of your cash flow. That's something a lot of traditional banks still don't offer. And forget overdraft fees, minimum balances, and monthly fees. Chime keeps banking simple and transparent while helping you make real financial progress. You can earn up to 3.5 % APY on savings. That's up to seven times higher than a traditional bank.

22:31Kara Goldin:And get overdraft coverage you can count on. QIIME also makes it easier to build credit history in a safer, stress-free way using your own money. No annual fees, no interest, no strings attached. And when you get qualifying direct deposits, you can earn 1.5 % cash back on eligible QIIME card purchases, combining everyday spending with real rewards and credit building in one place. Add to that five-star customer service from Real Humans available 24-7, and it's easy to see why Chime feels like the new way to bank. If you're ready for banking that actually works for your life, check out Chime and start making your everyday money work smarter.

23:16Kara Goldin:Chime is not just smarter banking. It is the most rewarding way to bank. Join the millions who are already banking fee-free today. It just takes a few minutes to sign up. Head to chime.com slash Kara Golden. That is chime.com slash Kara Golden.

23:51on your credit score. Results may vary. See chime.com for details and applicable term.

23:54Kara Goldin:Let's start with the basics. So everyone has DNA, and we keep hearing that you need magnesium and B12 and all of these different ingredients. But once you actually have the DNA, that actually can really tell the real story, right? And like, I'd love to hear the example that you would give. Yeah. So I think you just nailed it. Because, you know, essentially, I think, you know, the supplement industry today is we know is massive, right? And people are on board with being well and taking supplements and doing things that would help make them better. However, you know, I don't think people really realize that maybe not all those supplements are right for them.

24:47So when people take supplementation without that personalized side, when they don't really know what their genes need, oftentimes they're, quite frankly, wasting their money or, you know, and even taking things that aren't necessarily so good for them. So what we know now is through our DNA, we can actually look through nutrigenomics, as you mentioned, We can actually look at how your DNA affects how your body reacts to the nutrients that you take in. So we can look at your DNA and understand by looking at SNPs or single nucleotide polymorphisms that within your DNA, and those are just variations or mutations, if you will, within your DNA, that impact how you absorb nutrients and how you process it.

25:39and utilize them. And we know today that through some of those SNPs, when people have these SNPs, that it can impact how they think, feel, function, and thrive, right? So a lot of that impacts our neurobiology. So again, your focus, you know, how you, you know, your anxiety levels, your mood, All of those things can be impacted if you're not absorbing, say, B nutrients in the right way or the right forms. So that's really what we can do nowadays is basically take your nutrition to a much higher level and be able to say, these are the foods that work for me. These are the foods that don't necessarily work for me based on my DNA.

26:26And these are the nutrients that I should be focusing on and maybe the nutrients that aren't so good for me. I can just give you an example. That would be the MTHFR gene, which is one of the SNPs that we test for. It's kind of one of the more, I guess, recognized SNPs that are out there. And there's more than one, but that basically can look at how you absorb and process folic acid, B vitamins. And we can, you know, basically look at, you know, today there's many people that have issues, you know, either children with focus and or learning, thinking, cognitive issues, and think about, well, if we don't absorb, you know, if, for example, we don't process synthetic folic acid very well.

27:16We'll just use that as the example. And, you know, synthetic folic acid is now in many of the foods, it's enriched in many of the foods today. As of, I think, the late 90s, we were mandated to enrich foods with certain nutrients, including synthetic folic acid. But what we know is that many of the people and people that have this MTHFR gene, they don't process it well at all. They may have a 30 to 70 percent chance of not being able to process it. So what happens is, you know, people are eating and absorbing these foods in high levels because it's in many, many of the things, certainly the processed foods.

27:59And then it's something that their body doesn't do well on. And then the end result can be mood, anxiety, those types of things. So it's a very interesting way to approach health and it's becoming more and more, I guess, recognized and utilized by practitioners today.

28:18Kara Goldin:And so how does the neurobiologics genetic testing actually work? Yeah, so it's a pretty simple test. Your provider would order it for you and the test comes to your door. It gets shipped. The provider orders it. It gets shipped right from our warehouse, goes right to the door and you do a simple cheek swab and you send that into the lab. You do your registration, send it into the lab and then it takes a few weeks with the lab to process your DNA and then it gets sent back to you. The results get sent through our platform So you get a nice report that explains, you know, what we love about it.

28:58And we really do say that it's sort of a less is more approach because, as you know, genes and genetics can be a very complex, very complex. And there's just so much to understand and learn about it. But what we've done is really distilled down the most kind of relevant SNPs that would be linked to how you think, function, and feel and thrive and clinically relevant, right? So we've worked with many practitioners, many doctors over the past 15 years to get the right SNPs in the test that really is sort of a less or more concept. So we've got SNPs that have a big impact that might, you know, work together in sort of a polygenic way, creating patterns that we know are very common with people who have anxiety, for example, mood, you know, issues, detoxification issues.