AI Is Coming for Your Job. Here's How to Prepare Financially.

23:49Or are these passwords, I'm just using the same password for every single website or same three or four passwords and I need to shift this quickly. If that is the case and if that is you, you need to come up with a system that is gonna help you have very unique passwords. There are lots of free tools out there. There are lots of paid tools out there that are gonna help you store these and keep them in one spot. There's one password, which is fantastic. There is Google passwords, which is gonna help you do all of this kind of stuff. And you could do it for free if you have a Google account. There's LastPass, which is another great one.

24:18I've used all three of these and they're all fantastic. And they help you store and save your passwords in spots that are gonna help protect your finances. I promise you, something is gonna happen if you don't put this plan into place. So you gotta make sure you are doing this. Number three is to remove your personal information. when you have personal information online a lot of data brokers out there their business model is to sell your information to other people who are willing to pay for it and so when it comes to making sure that you're protecting your finances you need to get your personal information removed from the internet and so the best way to do this is to make sure that you use a service like delete me delete me is a service that will remove your personal information for you so you don't have to spend hours and hours and hours and hours of your time trying to do this yourself.

25:03It will never get done if you try to do it on your own. It's going to take you way too long. You're going to have to jump through a bunch of different hoops. Instead, using a service like DeleteMe, who does this for thousands and thousands and thousands of people, is going to be the best route to take. They go, they remove your personal information from these data brokers so they can't sell your information to a bunch of other people, and then you can help protect your finances that way. If you Google your name, you Google your address in quotations. It is one of those areas that I think most people don't realize how much their information is online.

25:33And so getting that information removed is one of the best ways to protect your finances. And so if you go to join delete me.com slash PFP 20, you can get 20 % off the delete me just by going there. Now I promise you, this is one of the best services that I have used. My family uses them. And it's, I think one of the most important things that most of you need to do if you have not already done so is get that personal information removed. The last thing you need to do when it comes to protecting your finances, and I have even, even I'm, I talk about this stuff all the time. And if I'm moving quick, I've even been guilty of doing something like this.

26:04And I'd be like second guessing myself, like, did I just click a link that was suspicious? And so when you get emails or when you get stuff that's coming in, you need to really audit that email to make sure it is from the person who is sending that email to you. For example, I just had an email come from a big company that we work with all the time. And it came into my email and I looked at it really quickly and I said, oh yeah, this is from the company. Everything looks correct. And I was about to click the link. And right before I clicked the link, something inside me said, nah, double check this really quick.

26:31And normally if I'm moving super fast through my emails, just trying to get them answered. A lot of times after I click a link, I'll say to myself, oh shoot, I probably shouldn't have clicked that. I probably should double check. And so because I've done that so many times, I said, okay, this one, I get, I got to stop and I got to double check. It was a spam email. And I I was about to click a link that might have exposed me to another scan, but because it looked so legit and it was even from an email that looked like it was from the sender, it almost got me and it could have got me. And if it did get me, it was a link I was going to push to enter in some financial information.

27:04So these are getting so incredibly good because of AI in 2026 that we have to make sure that we are protecting ourselves against things like this. And so you want to make sure that you are second guessing every single email you click, especially when it comes to any personal information, password information, or financial information. Those are the things that you need to be doing and part of your finances and how to protect your finances to make sure they are bulletproof. Now let's jump into part two, which is the career preparation to make sure you have that moat around your career. So lately I've been noticing how fast things are changing at home.

27:40The kids are growing like crazy, clothes don't fit anymore, and routines are changing. And it just hits you. Life is expanding. And when your life grows, your responsibility grows with it. That's something I've been thinking about more this spring, making sure the safety net we have in place actually matches the life that we're building. And that's where Policy Genius comes in. Policy Genius is an insurance company. They're an online marketplace that helps you compare life insurance quotes from some of the top insurers in America, all in one place for free. And their licensed team works for you, not the insurance companies.

28:12So they help you find the right coverage for your situation without all the guesswork. And they walk you through everything, answer your questions, handle the paperwork, and help you get the coverage that actually fits your life today and where it's going. So protect your family with a policy that grows with your life. With PolicyGenius, you can see if you can find 20-year life insurance policies starting at just$276 a year for$1 million of coverage. Head to policygenius.com to compare life insurance quotes from top companies and see how much you can save. That's policygenius.com. For a long time, I thought investing was something you did later.

28:49Like once you had everything figured out. More money, more knowledge, and more time. But the shift for me was realizing you don't need to have it all figured out. You just need to start. And that's why I like Acorns. Acorns is the financial wellness app that makes it simple to give your money a chance to grow. You can sign up in minutes and start automatically investing your spare money, even if all you've got is spare change. What really stands out to me is the potential screen. It shows you what your money could become over time. And that's powerful because it keeps you focused on the long term instead of getting caught up in the day to day.

29:23It's also all in one place. You can invest, save and stay on track with your goals without juggling a bunch of different apps. Sign up now and Acorns will boost your new account with a$5 bonus investment. Join the over 14 million all-time customers that have already saved and invested over$27 billion with Acorns. Head to acorns.com slash PFP or download the Acorns app to get started. Paid non-client endorsement. Compensation provides incentive to positively promote Acorns. Tier 2 compensation provided. Potential subject to various factors such as customer accounts, age, and investment settings.

29:55Does not include Acorns fees. Results do not predict or represent the performance of any Acorns portfolio. Investment results will vary. Investing involves risk. Acorns Advisors LLC, an SEC registered investment advisor. View important disclosures at acorns.com slash PFP. This time of year, I always get the urge to clean everything up. Closets, garage, office, just to get organized again. And honestly, it's the same thing with money. When things feel scattered, it's hard to make real progress. Let Monarch do your financial spring cleaning for you. One dashboard gets you your entire financial life organized.

30:26No more clutter, no more mess, and no more scattered logins. Just accounts, investments, property, and more all in one place. Get your first year of Monarch for half off just$50 with promo code PFP. One thing I've noticed about Monarch is how easy it is to catch things early. I'll do my five-minute drill and their weekly recap will flag spinning spikes or something creeping up before it actually becomes a problem. And instead of guessing where your money is going, you actually see it clearly so that you can adjust in real time. So use code PFP at Monarch.com to get your first year half off at just$50.

31:04That's 50 % off your first year at Monarch.com with code PFP. Starting something new is uncomfortable. I remember when I first started building this podcast and business, there were so many what ifs. What if no one listens? What if this doesn't work? And what if I'm wasting my time? But pushing through was one of the best decisions I have ever made. And having the right tools makes a huge difference. That's where Shopify comes in. Shopify is the commerce platform behind millions of businesses and handles 10 % of all e-commerce in the U.S. Whether you're just getting started or scaling something big, it gives you everything you need all in one place.

31:39You can build a clean, professional store with ready-to-use templates, use AI tools to write product descriptions and improve your listings, and run email or social campaigns to actually get your product in front of people. And the part I love is it simplifies everything. Inventory payments, analytics, marketing, it's all in one place. so you're not trying to duct tape a bunch of tools altogether. Plus, if you ever get stuck, they've got 24-7 support to help you through it. It's time to turn those what-ifs into ka-ching with Shopify today. Sign up for your$1 per month trial today at shopify.com slash pfp.

32:13Go to shopify.com slash pfp. That's shopify.com slash pfp.

32:21All right, when it comes to career preparation and making sure that you are protected within your career, There's a number of things that I want you to do in order to stay on top of AI and make sure that you are preparing for the shift that is going to happen here. Number one is I want you to make sure that you are auditing your job for AI exposure. I want you to be really, really honest with yourself. And I want you to ask yourself a couple of different things. What percentage of my daily tasks could actually be automated with an AI tool right now? If you are someone who does a lot of data entry, for example, what percentage of those tasks could be automated?

32:56If you're someone who is in law or you're a paralegal, what percentage of your tasks could be AI automated? And if you put in the right prompt, could there be something where if it's 50 % of your tasks, then I would consider you being in what we call the high risk zone. Over 50 % of your tasks could be automated by AI means that you are high risk. If it's 30%, then you're just medium risk. And if it's 20 % or less, then you are probably low risk to getting automated by AI. This is one of those areas that I think you got to be honest with yourself, understand each one of those zones, and really list out all the things you do within a week.

33:30If I were you, to be honest, if I were you, I would take out a spreadsheet or some sort of tool, and I would do every 15 minutes for an entire week, all the tasks I do throughout the week. And I would say, hey, here's the task. Hey, this is going to make you more productive, number one. But number two, I would list out the task, and I would say, can this be automated by AI or not? Answering emails, could that be automated by AI or not? Making sure everyone's calendars are organized. Can that be automated by AI or not? Making sure that the stuff that I'm doing, the data entry that I'm doing, can that be automated by AI or not?

34:00Organizing folder. It doesn't matter what it is. Go through all the sequence and ask yourself these questions. Now, step two, once you figure out what this is, if you are someone who is in scheduling or customer service or basic coding or bookkeeping, or you're doing research compilation, those are all really high risks. So I want you to shift your timeline to thinking about moving up the value stack. Now, a value stack, we talk about a lot here, but it is basically what skills do you have in place, your skill stack, in order to make sure that you stand out from everyone else. And so I want you to become more and more valuable at your company.

34:33And so to do this, I want you to become the person who manages AI, not the person competing against it. And so if you feel as though you're competing against AI, now you want to make sure that you are the ultimate person to understand how AI works. I want you to develop an expertise in prompting and reviewing and editing AI outputs. Those three things alone are going to help you dramatically moving forward. But prompting, a lot of people talk about prompting right now. In 2026, prompting is not it. It is also understanding how agents work. It is understanding how automations work with things like Claude Co-work.

35:05And so you want to make sure that you are looking and thinking through all of this. Now focus your time on decisions, not just deliverables, and making sure that you stand out in that way as well. Number three is I want you to build a personal brand now, not before you need it. What does that mean? What does it mean to build a personal brand right now? If you get laid off tomorrow, who knows what you're great at? I want you to become the well-known person to being great at a specific skill. So let's say, for example, you're in sales. Well, if you're in sales, I want you to be the person that all of your peers know are one of the best salespeople in the area.

35:41Why? Because you talk about it. You create content about it. You have a newsletter about it. You do some extra things. that are gonna help you stand out from everyone else. Personal brands are very important in 2026, even if you're working a normal nine to five. You must have a personal brand in place on what you're good at. Let's say you're a recruiter, for example. If you're a recruiter, why not make some additional content? Maybe you do it on LinkedIn. Maybe you have conversations on LinkedIn to be the go-to person when someone is looking for a job on how they can find a job. Maybe you're the go-to person on how they can utilize AI to go and find a job, Even if it's counterintuitive to what you think you need to be doing, this is going to be something that can help you dramatically.

36:20Four is I want you to develop what we call T-shaped skills. What does that mean? I mean, I want you to go deep on one skill that is very, very hard to automate. These are skills like strategy. AI is not very good at strategy yet. It can help you strategize and come up with some ideas, but it's not good at real life strategy as of yet. Sales is a huge one. That is one that we are going to have to have forever. You're going to need that skill of sales forever. and that is going to be very important. Leadership, if you are the go-to person when it comes to leadership or training leaders, I think that is a very powerful skill to have.

36:52Negotiation is going to be another big one. If you are the go-to person for negotiation, they're going to bring in for the bigger negotiations. I think that's a great one. And also I think another one is creative direction. Whereas in overall, my favorite one overall is relationship building because relationships are going to become increasingly important as time goes on. So if you go deep into some of those, it is going to make you stand out from everyone else. And then you want to be resilient and everything else. So you want to have an understanding of how everything else works, but go deep on the ones that are hard to automate.

37:21And then step five is I want you to treat yourself like a business. Andrew, what do you mean by treating yourself like a business? One is I want you to go and look at being doing an annual career audit. Every single year you go back and look and say to yourself, am I on track? What skills am I developing to become the best I can possibly be? What is my market value? Am I actually worth what I am making right now? Or can I actually level up and develop some of my skills and my skill stack in order to make more money? Am I the most valuable person on my team? If not, how do I become the most valuable person on my team?

37:56What is your network doing around you? How are they thinking about their career? Are they even thinking this way? Like we're talking about right now, because most people are not yet thinking about AI and the skills that you need. I know a lot of very smart people who are still not utilizing AI to any way outside of just chatting with chat GPT. Guys, if you can get ahead of those people, if you can move above and beyond those people, you are gonna be taking over a lot of different positions that are gonna get eaten up by AI. And I want you to understand that the more proficient you are with some of these tools, the more powerful you can become within your own company.

38:30Now, most people do annual reviews at work, but they never do them on themselves. And that's what I want you to do for yourself is I want you to make sure you take this seriously and you treat yourself like a business and you do an annual review on yourself and see exactly what progress you made over the course of the last 12 months. Maybe you wanna do it every three months. Maybe you wanna do it every six months, but I recommend that you think about exactly the progress that you are making. That's part two is prepping your career. Part three is we're gonna talk through how to play the corporate game to prepare for a lot of these shifts that are happening.

39:00I'm gonna talk about that next. One of my least favorite things when I was in the corporate world was playing the corporate politics game. But unfortunately, and I learned this very quickly, it is a necessary, especially when you're in the corporate world. And a lot of white collar jobs are the ones that are most at risk with AI in these early years. And so you're going to have to play the corporate game. You're going to have to play corporate politics in order to make sure that you get ahead of some of these other areas. And so first thing I want you to do is I want you to look around in your department and I want you to become the AI champion of your team.

39:32Do not wait for your company to mandate AI training. Instead, you need to volunteer to lead it. I I want you to be the volunteer of the person who leads AI infrastructure. Be the person who figures out how AI tools can work within your current business. And then I want you to 10X your team's output and present that to leadership. I want you to show your leadership the tools that can help your team in every single area. And in fact, you know what I want you to do? Start to talk to your coworkers about AI announcements. Start to talk to your coworkers about AI releases. Why? Because all of a sudden, you're going to become the go-to person where someone in the team is going to say, hey, I wonder if there's any AI tools that can help us with this.

40:13And your coworkers are going to say to your boss, oh, Joe or Mary, they both understand how AI works. We should go talk to them. And then they're going to come to you, and then you can develop a plan and become invaluable at your company. So start just yapping about AI a little bit. Start being the go-to person when it comes to AI. A little yapping never hurt nobody. And so you can start to just plant those seeds even around your coworkers, just saying how excited you are about some of these cool tools that are coming out. Next, I want you to document your AI-proofed wins. Every win that you have when it comes to AI, I want you to document that in some sort of document so that when you come to your yearly review, you can show your boss or folks exactly how you are utilizing AI to further the company's production, further the bottom line, meaning making them more money, increasing top-line revenue, and helping them as you move forward with AI infrastructure.

41:04I want you to keep a running document of the outcomes you drove that required human judgment, specifically that required human judgment, so that you can show that this is really, really important. Also, I want you to talk about the certain things that you did with relationships or creativity. These are the areas you're gonna wanna make sure that you are documenting on the side. These AI-proof wins are gonna help you when it comes to your yearly review. And if you think about ways that you, A, have used AI to drive some new traffic, but B, also the proof things, the relationships you built, the creativity you individually have done.

41:37That is going to help you tremendously. And really documenting that stuff and making sure you have that aside is going to help you remember as well. Number three, and I just want you to know, it is you basically versus your department right now. And I want you to make sure that you are thinking about it in this way. But I want you to use AI to make yourself look like a team of one. What do I mean by that? That means I want you to use and become the ultimate corporate weapon. I want you to take this information and I want you to use AI to do the job of three different people at the same time, meaning it writes faster memos.

42:07It helps you produce data analysis. It helps you do whatever you do within your corporate world. I want you to use as many tools as possible because if you can build presentations that used to take a week into a day, or if you can do things that used to take your entire team an entire month in less than half a week, this is going to be the area where they're going to notice. They're going to notice the difference that you are making within your job, and you're going to become irreplaceable or the irreplaceable person within that department. The next thing I want you to do is try to get a budget for AI tools, because if you're going to be known as the AI person, also ask to see if you can get a budget for some of these AI tools so that you can learn how they work and learn how they operate.

42:44Now, if you can't get a budget, I would try to work on some of these or set aside a small portion of your income to invest in some of these AI tools. There's a lot that I spend right now. I'm spending hundreds of dollars on AI tools per month within my business. And it is one of the best dollars I have ever spent. I'm saving thousands a month with these tools by spending a few hundred dollars per month. And so it's one of those areas that if you can't get a budget, I would highly recommend that you look for a bunch of other things. So things like ChatGPT +, Claude Pro, Perplexity Pro, if you can get Gamma, that'd be great.

43:15If you can get Mid Journey, whatever it takes for you to go out and get some of these tools so that you can use them in your day-to-day life and use them to implement systems is really, really important. And then I want you to build internal relationships aggressively. AI cannot have a coffee with the person who is the VP of your department, or AI cannot develop a relationship with the CEO of your company. AI cannot make sure that your manager is getting smooth. All of those different things are very, very important. And you can build these internal relationships very aggressively by coming up with a plan.

43:44Now, here's what I would do. If you're like, I don't know what to build inside of AI yet, here's exactly what to build right now. I'm going to give you something, a tool to build. So you can go to Claude Code, for example, and you can start to build out something simple. But I would like for you to build an internal corporate CRM. This is just a homework assignment for you. So a CRM is a relationship manager, essentially, which you probably used a ton of them in the past. And so what I want you to do is build one internally for you specifically for building relationships within your company. Who you talk to, what you talked about, when you talked, follow up with them, or what you should follow up about.

44:20Maybe their kids had a birthday party coming up. Well, you can follow up and see how the party went. Maybe they are working on a big project that is gonna be completed in a month. Go follow up and see how the project is going. Ask them questions. Make sure that you are building up these relationships and the CRM is gonna help you dramatically. Reach out to three people a day. So make it set up where you can reach out to these three people. Now you can actually use Claude Cowork to automate and send follow-up messages on those specific topics. That's for another episode, but it is something that I think is very, very powerful.

44:48So if you don't know what to build with an AI yet, or you don't know how to kind of come up with some ideas for this, just test out a CRM. That's an easy way to build something out in a few different minutes. And all you have to do is talk to AI and tell it exactly what you want. It is gonna help you build this so that you can utilize it as a real tool. It is so cool, some of the stuff that you can do when it comes to AI. So that is playing the corporate game to prepare. I hope that that section should be very helpful for a lot of you guys, especially if you're in the corporate world. If you're on job sites, you're working construction, if you are someone who is working on your feet all day long, A lot of this can still apply to you, specifically if you feel as though AI is at risk to your job.

45:25But if you are also working that white collar job, you must. This is a must. You must be doing this, playing the corporate game to prepare. So it's very, very important that you do this. Now, let's jump into a break. And then we're going to talk about the jobs that are safer than others and some of the tools that you need to be doing and some of the use cases for AI next. All right. So I'm going to talk about a few jobs that are safer than others right now at the time I'm recording this. Now, this could shift, you know, over time because no job is 100 percent safe. It never has been. Some are just more AI proof than others, and some are more resilient than others on this ladder.

45:58And so I'm going to go through the highest safety first and then the highest risk towards the end of this section as we move through this so that you can get an idea of exactly who should be thinking about some of this stuff. So first, who is the highest safety? Who has the highest safety overall? all. One, I think folks like therapists and mental health counselors, that's a given where a lot of those folks are going to be needed even more so as the surge of AI is happening. Things like skilled tradespeople. So if you are an electrician, you are going to be one of the highest demand folks out there.

46:27In fact, I think that's going to be one of the highest paying jobs out there. Folks like plumbers or HVAC technicians, those are fantastic jobs to have right now. And if you own some of those companies an even better overall job to have. Why? Data centers are getting built like crazy. Housing is getting built like crazy. And those things are needed left and right. And so for you specifically, you are in a very good position if you're a tradesperson. Surgeons and complex medical requests. Now, there have been a lot of folks that have come out and said, oh, surgery is now going to happen with AI and robots.

46:59And that may happen over the course of the next decade or two or three. But right now, at this point in time, we do not see that happening. And so that's something where they are in a good spot. Trial lawyers. This is a great one. So attorneys, there's been a couple of things that have come up as of late when it comes to the AI infrastructure. For one, someone utilized AI to read through a contract and do a$2 million negotiation as of recent. And what happened in that situation is that that AI model actually missed a bunch of really key things that they should have had in this contract. And guess what happened?

47:28If that happened with an attorney, you could go back and sue the attorney. But if that happens with an AI model, you have to go back and sue the AI company, which is a much more difficult thing to do. And so this causes a huge riff out there. But in addition, there are now states that are working towards New York is the first one to get this proposed. But there are states that are now proposing bills and laws where AI in their state cannot give any legal advice whatsoever. And so that is a very big key that I think for trial lawyers and attorneys, you may not have to worry as much as you originally thought you did.

47:59I don't think they're going to have to worry as much as they do. Things like executive coaches or leadership consultants, I think those are great. and they're safe. Entrepreneurs and founders, it's going to come down to who owns things versus who doesn't own things in some different arenas. And so having ownership of a company or a business is a very important thing as we move forward here. There's also things like high level sales. So enterprise sales or relationship-based sales, those aren't going anywhere either. You need to make sure that you have those in place. And then clergy and spiritual leaders, obviously those are going to be safe as well.

48:28Now, medium high safety. So these are going to be folks who are creative and strategic. I think you have medium to high safety in some of these areas. So brand strategists or AI trainers and prompt engineers, I think those are going to be still very, very powerful. Investigative journalists, that's something you definitely want to make sure that you are having on hand. Complex financial advisors, I think, are always going to be needed. They're always going to have their place. And educators who teach critical thinking, all of those are going to be high safety. Medium safety, so evolving fast, but we're going to see what happens here.

48:59Things like software engineers we don't know what's going to happen but a lot of software engineers can still code a lot faster or at least connect all the dots than some folks who are have not had experience in software before marketers those who adopt ai will thrive those who do not adopt ai will be the ones that struggle and i think this is where for all of these different industries that we're going to talk about here in a second you really need to adopt ai graphic designers same exact thing we have designers on our team who are now adopting ai and getting stuff done way way faster and so that's been very helpful.

49:30Or folks like out there, there's a lot of content creators out there or people with real audiences and personal brands. They may have medium safety if you develop a relationship with your audience. If you don't, then you're going to have a bigger problem on hand. Now, what are the high risk jobs? These are the jobs with the highest risk that I think you need to act now if you have not already done so. Data entry clerks. There's a lot of people who do data entry, whether you're in the medical field, whether you're in the financial field or accounting field. There's a lot of data entry jobs that are out there, entry-level jobs.

50:00And if you are in those fields, you need to act faster than you are right now. Paralegals doing routine document review. So we just talked about lawyers are okay, but paralegals do a lot of routine document review, review what's in the document, create summaries, do a lot of other information as well. Obviously, they do the first pass on some of these documents. That's going to be very, very important to make sure that you are thinking through what you want to do next. Basic customer service reps. So customer service has been something that a lot of companies have implemented, whether it is answering phone calls.

50:31AI can now do that and it can respond very well. And it has the information is always kind. It is always patient. So that is one. Even text message marketing is another big one that we have seen across the board where a lot of AI companies are doing that kind of stuff. Junior copywriters. If you're a copywriter, writing can be done as a junior copywriter on something like Claude, for example, which is one of the best writers that is out there. Things like bookkeeping is another big one. If you are a bookkeeper doing routine reconciliation, that is something that is gonna be replaced by AI pretty quickly.

51:02AI is already reading imaging. So things like radiologists, that's an area where you really wanna make sure that you are thinking through this a little bit because AI can already do this at very high accuracy levels. Basic financial analysts doing Excel modeling. I have built some really cool Excel models by using AI as of late and I do it in less than a minute or two. and AI does it for me. And so those are the types of jobs that really need to make sure that they are thinking through what they want to do next because a lot of times we're not going to need those anymore. You can tell AI what you want.

51:33You can give it the data you want and it will be able to build out some complex Excel models really, really fast. So those are some of the high risk jobs. And I think for those of you out there who are in some of these high risk jobs, you need to make sure that you are acting fast and learning AI for free. Now, where can you learn AI for free? We're going to talk about that next in part five. All right, where can you learn about AI for free? Because I keep talking about, okay, we need to learn AI. We need to have an understanding about AI. But where can you actually learn about this for free? Well, there's a bunch of really awesome places that you can learn for free.

52:06And you can actually get certifications that you can put on your resume that are going to help you tremendously. And I would show these to your bosses once you go through these certifications because they can be very, very helpful. Number one is Perplexity's AI Academy. Perplexity has launched free structured courses on AI fundamentals and a bunch of other things. Now, number two is Anthropics AI Academy. This is one of my favorite ones. It has 13 different AI courses where you can get certifications. So Anthropic is the parent company of Claude. So if you go to anthropic.com slash learn, you're going to be able to find some of these free courses that they have.

52:40So first, they have Claude 101. If you are brand new to AI and that infrastructure, I would highly recommend looking at Claude 101. They also have Claude code in action. If you want to see what you can build with Claude and some of the cool stuff that you can have, they also have build with Claude. So developing some Claude powered applications that you can use and they have Claude for work and Claude for personal. All of these are really, really good stuff where you can learn in each and every single one of these to make sure that you can connect and figure out ways for this to go, to go forward.

53:08So if you're like, I have no idea what to build, just start going through some of this stuff and ideas are going to start to happen for you. Now, if you are someone who use a lot of Microsoft, if your company uses a lot of Microsoft tools, Microsoft has AI Skills Navigator that can help you. If you have a lot of Google tools, there's Google's AI Essentials, and they have a lot of really cool stuff when it comes to certifications as well. YouTube channels, there's a lot of YouTube channels out there with AI explainers. And honestly, you can ask a lot of the AI tools themselves, like Claude or ChatGPT or Perplexity, to explain some of this stuff to you, because I think that's very, very helpful.

53:42Now, there's also some paid ways to do this. There's paid but low cost ways. So deep learning.ai has some short courses. Coursera's AI specializations can help you specialize in a specific area. And LinkedIn Learning also has added some AI infrastructure in there that I think is really, really cool. Now, if you're looking for some ongoing learning, I would make sure that I am thinking through some ways where you can understand, hey, what is getting released? I have found that x.com, or which used to be Twitter, and Threads have both had some really great follows on AI news and AI infrastructure that can really help you just stay up to date.

54:16So there's a lot of really great follows on there that if you start to search for AI and what is happening with Claude, especially I get so many different Claude updates because Claude is updating so fast right now, that is really, really helpful. Greg Eisenberg is someone who is great out there. If you want to build some tools and I'm going to try to get him on the podcast so that we can talk through some ideas of building businesses with AI and that infrastructure, because I think it is a very, very powerful way to go about this. So put together an AI learning plan, put together exactly what you want to do.

54:43If you don't know where to start, I would start with Anthropics tools. I would start, go to anthropic.com slash learn, and you will see all these different things and all these different ways to get started. And you can start with Claude 101 and go in that order. and I think that's going to help you dramatically when you get the ball rolling. So highly recommend starting at that point and using some of those free tools and then if you need to go advanced or you need to pay for some tools, the more power to you. It's worth spending some money on this because I think that's going to help you moving forward.

55:09Now before we wrap this episode up, I'm going to give you some rapid fire use cases that I want you to think through and ways that you can start to use AI. So which AI models do I use? I use all of them right now. So I use Gemini for a lot of research stuff. I use Gemini recently to fix a toilet that I was about to call a plumber for for$300. And in fact, I went and did some research on Gemini. I showed what was happening. And it showed me this very small micro little part that I would have never found in my toilet that was giving an issue. And the reason why it wasn't flushing and doing some other things that I was able to save myself$300 just by utilizing Gemini for that kind of stuff.

55:41I use notebook LLM, which is part of Gemini for researching for diving deep into specific topics that I want to learn. So for example, there were some big topics that I wanted to learn when it came to understanding exercise science and some things behind that. And so Notebook LLM is great, which is part of Gemini in there. When it comes to images, I also like Nano Banana, which is part of Gemini to generate some images. And if you wanna do some fun stuff, send it to your friends or just do some cover pages with images. I think that's a great place to start. So that's how I use Gemini. Then there's Claude.

56:12Claude I use for all sorts of different things. In fact, we are building tools with Claude. We are building software with Claude. We are using Claude as something that helps us build out strategy. We are using Claude that helps us with our other businesses as well and building out some really cool stuff. So Claude is what I use the most. And Claude is my go-to. If you go to one right now in the time I'm recording this, Claude is the best overall in my opinion. It used to be ChatGPT in 2024 and 25. Now it's Claude. Claude is my number one that I go to. ChatGPT I barely use anymore. It is outdated right now at this current point in time that I'm recording this.

56:45and hopefully they kind of can improve certain things. But right now it's outdated. Claude is also used for coding. So I do a lot of vibe coding now and Claude helps me with coding and I do most of my coding in Claude. When I do deep research, what do I use? I use perplexity. Perplexity is a spot where I do a lot of deep research. I do a lot of stock analysis, ETF, index fund analysis inside of perplexity. That is a great place to do research. I also research a lot of stats and papers. Some of the stats that we had at the top of this show are from perplexity when we do some deep dives on some of those statistics.

57:18So when I want to pull in some research, I will use perplexity for that because it can really do some deep dives on the internet and help with some of that research. Now, and here's one of the best tools that you're going to use ever, okay? There's a tool that I use instead of typing. I don't really type that much anymore. And the reason why I don't type anymore is I use a tool called WhisperFlow. WhisperFlow is a tool that you can push a button and speak into it. You can also use it on your phone. So I don't really text anymore either. And you can have it hear what you're saying. It'll format exactly what you're saying into the order that you want it to so that you can utilize that to send off an email or send a, I use it a lot for email Slack messages and for, uh, utilizing within, uh, text messaging.

58:01So those are the three areas that I use whisper flow where you don't have to type anymore. Honestly, in 2026, it is my favorite tool overall, to be honest of all these. And when you are giving a complex prompt to your language learning model, I also use Whisperflow for that, where I just speak for a very long time on exactly what I want to talk about or what I want it to do. And then it actually gives it way more details than I ever would if I was typing. So Whisperflow by far is one of my favorite AI tools. And I've been using it for a little over a year and a half now. And I think it is the best overall.

58:30Now, use cases that you should be using for career professionals, using AI to research companies or prepare for job interviews or writing and editing emails. I think it's very important. If you want to make sure your emails are all professional, utilizing AI with that is very important. Summarizing long documents that you don't have time to get into, reports or contracts. You can do this in seconds or building better LinkedIn content or whatever else. If you are trying to network for your career professions for finance and money, there's a lot of ways to use AI with it. I have found a lot of the money stuff thus far has not been as accurate as I wanted it to be.

59:03And so there's a lot of things that we're working on. I'm going to build out some prompts for you guys that you can use for that. For learning and skill building, you can use it as a personal tutor. I love when people do this, when they prompt it correctly. You can have AI quiz you on certain topics. You can get feedback on your writing or your presentations from AI, and it can give you honest feedback. Don't use chat GPT for honest feedback because it just agrees with everything. Use something like Claude because I think it's very important. Learning to code with zero background. I have learned literally how to code over the course of the last couple of months just from utilizing Claude and asking Claude a bunch of questions.

59:33Now for side hustles or businesses, you can come up with ideas to generate income. You can write drafts of social posts for your business on Claude or something else. You can build simple websites and landing pages. You can do things like Manus AI to build simple websites or landing pages. You can also use a tool like Lovable that can help you with this. You can automate repetitive workflows using tools like Zapier or Claude Cowork, which I think is one of the most powerful tools that are out there. And there are just so many different things and so many implementations that you can have, and you can build out customized things for yourself or your company that I think can help you dramatically moving forward.

1:00:07So we're gonna have some episodes coming out where we talk about the AI use cases in terms of building out businesses with AI. I wanna do one of the five side hustles that could turn into a full-time income episodes on AI. We're gonna have a lot more conversations about this because we need to stay up to date and your money depends on it. Your finances depend on this. And so this is something that we will continue to talk about moving forward. So if you enjoyed this episode or you're using AI for a bunch of things within your work, I want you to comment down below. Let us know how you're using AI.

1:00:33Let us know the ways that you're using it and let us know where you wanna be with AI in the next year because now is a great time. This is the time to learn it. This is the time to understand it. And this is the time to shift your entire understanding moving forward. I'm not saying this to scare you. I'm saying this to motivate you because you could be the person in your company, but now is the time. Listen, thank you so much for listening to this episode. If you want more help from me, you can join Master Money Academy. Master Money Academy is where we give you the step-by-step plan to figure out how to build your financial freedom plan, meaning you don't have to work anymore, but the Faster Money Academy is where we do that.

1:01:09And if you get stuck on any of the steps that we give you, I am there to help you every single step of the way. So thank you guys so much for being here. We're gonna link up Master Money Academy down below in the show notes, and we will see you on the next episode.