Farming into the future

18 Aug 2026 · 51 min · 23 chapters

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In short

A wide-ranging BBC “Wake Up To Money” episode covering (1) Meta’s US child-privacy trial and what changes could follow, (2) US/UK government borrowing costs and the knock-on effects for businesses, (3) declining UK summer school student numbers and impacts on jobs and “soft power,” (4) extreme weather and how UK farmers are adapting with “smart connected farm” tech, and (5) a satirical UK politics mobile game, “Number 10, Full Confidence.”

Guests and backgrounds

Harvey Elliott, founder/CEO of independent video game publisher PlayStack; Rachel Winter, partner and investment manager at Killick & Co.; Lily Jamali, North America technology correspondent; Dr Ruth Mann, head of Integrated Crop Technologies for Agri; Ben Brewis, developer at Sleepy Boy Studios (creator of “Number 10, Full Confidence”); Jodie Gray, CEO of English UK; Hannah and Kaz Slater, summer school managers; Cam (summer school worker).

Key claims

Meta denies wrongdoing; states allege harmful engagement features for children and seek up to $1 trillion plus changes like ending like counts and infinite scroll. Higher US yields (19-year high) reflect inflation/oil and debt-holder concerns (Japan). Summer school declines (English UK cites 12% year-on-year in peak 2025) reduce seasonal jobs and future university interest. Smart farming can cut nitrogen 15% and raise gross margin (£137/ha) via drones, sensors, AI, and disease modelling. The Prime Minister game is topping paid charts and uses pressure from public/media/backbenchers.

Notable examples

drone-monitored Rearsby field trial; possible Meta remedies (like counts/infinite scroll); Grand Theft Auto pricing discussion (premium over £100; £80–£90 full experience); summer school costs (£3,500–£5,000 for two-week course); “Number 10” gameplay examples (dancing robots, “dog in the Lords” gag, factions: cabinet/backbenchers/media/public).

Written by AI. May contain mistakes. Listen to the episode to check what was said.

Chapters

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Overview of Today’s Topics

1:45 to 2:13

A brief overview of the main topics discussed in the episode.

“It is Wake Up To Money on this Tuesday morning, the 18th of August.”

Gaming and Political Simulations

2:15 to 3:11

Discussion about a mobile game that lets players act as Prime Minister.

“85058, of course, get that number in your phone right now.”

The Challenge of Governance

3:11 to 4:35

Exploration of the complexities of governance and public opinion in gaming.

“It can actually be fascinating to hear from the developer and what he thought about when he put it together.”

Impact of Meta's Court Case

4:35 to 5:48

Analysis of the implications of Meta's legal challenges on social media.

“I mean, we've got that budget coming up.”

The Future of Social Media Regulation

5:48 to 7:44

Discussion on the potential changes to social media if Meta loses their case.

“We might hear a few of the dilemmas that might come your way and the impacts that might have within the game and how close that might be to reality.”

The Role of Technology in Child Safety

7:44 to 10:40

Debate on the responsibility of tech companies to protect younger users.

“and the future of how we all will integrate with or interact with social media.”

Trump and Big Tech

10:40 to 14:00

Speculation on Donald Trump's stance regarding regulations on big tech companies.

“I mean, the value of it is obviously the eye-watering thing.”

Social Media Dynamics and Trump's Influence

14:00 to 15:18

Discussion on Trump's social media ambitions and the impact on platforms like Meta.

“Oh, it's so hard to predict what he would do.”

US Government Borrowing Costs and Inflation

15:18 to 17:46

Exploration of rising US borrowing costs and their implications for the economy.

“will absolutely keep us posted with that.”

Global Impact on Borrowing Costs

17:46 to 20:03

Analysis of interconnected global economies and their effects on borrowing costs.

“So when borrowing costs are higher, that tends to be bad news for the economy because people have less disposable income.”
Show all 23 chapters

The Gaming Market's Pricing Dilemma

20:03 to 22:34

Insight into how high development costs affect pricing and consumer spending in gaming.

“The games market prices tend to be fairly consistent.”

Accessibility of Blockbuster Games

22:34 to 23:58

Discussion on whether newcomers should dive into blockbuster games like GTA.

“So we are all going to see the impact of that as a games industry, but we're also going to appreciate it for the art and the creativity that's gone into the title.”

Virgin Trains and Competition in Rail

23:58 to 25:05

Updates on competition in the UK rail market and potential benefits for consumers.

“is we have content that anyone could enjoy.”

Challenges in the UK Summer School Sector

25:05 to 28:00

Examination of the decline in international students attending UK summer schools.

“But if they are successful in getting that, then yes, there will be more competition on the line and more competition generally is good news for consumers.”

Impact of Decline in English Language Education

28:00 to 29:53

Learn about the factors contributing to the decline in international students studying English in the UK and its broader implications.

“It's a bit of a perfect storm, to be honest.”

Optimism in the Face of Challenges

29:53 to 30:28

Jodie Gray shares insights on the potential for recovery in the English language teaching sector, particularly in Colombia.

“Despite the recent decline, Gray remains optimistic.”

Young People and Job Opportunities

30:28 to 31:01

Explore how young people in the UK view summer job opportunities and their plans for the future.

“young people often rely on this kind of work as a gateway to a permanent job.”

The Weather and Its Impact on Farming

31:49 to 39:46

An overview of how extreme weather patterns affect farmers and the agricultural sector in the UK.

“Wake Up To Money on BBC Five Live, nearly 20 to 6.”

Technology in Modern Farming

39:46 to 42:00

Dr. Ruth Mann discusses the integration of technology in farming to improve efficiency and productivity.

“85058, we know we have plenty of farmers tuning in to wake up to money each morning as we discuss these topics.”

The Satirical Game Mechanics

42:00 to 45:10

Explore how satire is used in a political game to engage players.

“and her response was, oh, not another one.”

Launching a Game: From Idea to Popularity

45:10 to 48:00

Learn about the process of gaining visibility and downloads for a new game.

“over the course of the show today, founder and chief executive of the independent video game publisher PlayStack.”

The Economic Impact of Game Success

48:00 to 50:40

Discuss the financial aspects and industry dynamics affecting indie game developers.

“And how much of a difference then when you have that kind of cut through does that make?”

The Future of Gaming and Competition

50:40 to 53:48

Examine the competitive landscape of gaming and its impact on other entertainment sectors.

“who might be engaged in a game, get them excited about it.”
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Transcript

Automatic transcript. May contain errors.

0:00This BBC podcast is supported by ads outside the UK.

0:30School ready at Whole Foods Market. If you are currently overpaying on software to run your business, remember this number, 10 ,000. That's the number of new businesses that join Odoo per month. Join Odoo today at odoo.com. That's O-D-O-O dot com. Wake Up To Money from BBC Five Live. Hello, welcome. It is Wake Up To Money, the owner of Facebook and Instagram and WhatsApp. That's Meta, of course. He's going to face claims in court from today that it's harmed younger users. And if it loses this case, those platforms could change forever. We'll look at what the consequences might be, what the questions are of Meta as well.

1:15After hearing about the double whammy of drought and increasing costs that have been hitting farmers this year, we're going to look at what companies are doing to try to solve some of these problems with new technology. We'll hear why declining summer school student numbers might be bad for the wider UK economy. And would you like to have a go at being a Prime Minister? A new mobile game has been storming the charts. It allows you to try and do just that. And we're going to hear from the game's designer. Wake Up To Money with Sean Farrington. Good morning to you. Welcome. It is Wake Up To Money on this Tuesday morning, the 18th of August.

1:52It's just after five o 'clock. So everything from gaming to farming to summer jobs to entrepreneurialism, flogging your vodka business, looking at what might happen to the future of the doom scrolling on our phones if Meta ends up losing this case. There's lots to get through on Wake Up To Money today. Glad to have you with us. 85058, of course, get that number in your phone right now. You can let us know what is on your mind as we discuss all of these issues. If there are other things you think we should be discussing as well, do let us know. Questions for our experts. They're always here to take your questions.

2:31Whether we get the answers can be a different matter, but there's no better people to ask than the people we line up on Wake Up To Money every single morning. Got Harvey Elliott with us this morning, founder and chief executive of the independent video game publisher PlayStack. Very good morning to you, Harvey. Good morning. We've got a bit of a Prime Minister, be the Prime Minister chat coming up later in the show. Are you intrigued by this world? People wanting to put themselves in a position of power and see if they can game the running of the nation? Have you noticed that kind of trend behind the scenes of that kind of game exploding in recent years?

3:10There's been a few like it, but this one's definitely unique. It can actually be fascinating to hear from the developer and what he thought about when he put it together. But it does show you can make a game out of almost anything and that's a really exciting part of the industry. Have you had a go at this one or similar games? I have actually. I played it. I'm still two months into office, so I'm doing okay. But there's a lot of challenge in it. Well done. Is it like a championship manager? I'm thinking of the equivalent or football manager as it is these days. Equivalent games that people might be familiar with.

3:42Are you in charge of almost everything like that and every tiny decision you make somewhere has a ripple effect? It's really cleverly designed. You're making quick decisions based on, you know, probably unfavourable choices, but you have to make a choice. And it has a nice mechanism which increases the pressure to make those choices faster and faster. So you're looking at public opinion, media opinion, backbenchers, and basically how long you can stay in government. So it's a really nice experience, as I say. I think Benjamin who created it will have a nice story to tell. Yeah, looking forward to hearing that from him a bit later.

4:16We've got Rachel Winter with us as well, partner and investment manager at Killick & Co. Rachel, I can see this kind of thing. Maybe if there was a sequel, we'll see if Benjamin's got a plan for a chancellor version at some point. Could come in very handy for Wake Up To Money and the investors we speak to every day. Yeah, that'd be great. I'd love to give that a go. I mean, we've got that budget coming up. People do sort of think, don't they? I mean, it's the way we discuss many topics on Wake Up To Money every day. There are wants and desires about what a nation should do. And then there's the reality of getting that message across to people and having them back that idea.

4:55And there's the reality of the investment world around us going along with it or not. And how much that might impact. We'll talk a bit about cost of government borrowing for the United States a little bit later. many things to juggle when as the prime minister and his chancellor will be doing right now aren't there when you might have a you might think that this is the right thing to do in one area but that will have a ripple effect in many other areas it sums up much of what we talk about every day on wake up to money it does exactly and i think if you put it into a game format it makes the trade-offs more apparent so obviously there are going to be certain things that parts of the population want but to give those things to those people you are going to have to take something some money away from somewhere else.

5:37So I quite like the idea of having that in a game format to make that very apparent. Well, we are going to get into that a little bit later in the show. So warm yourselves up for putting yourself in the position of being Prime Minister. We might hear a few of the dilemmas that might come your way and the impacts that might have within the game and how close that might be to reality. Right, let's check in on what is going to be happening at this major court case in the United States that starts today, social media, apps, Instagram, Facebook. They could change considerably if Meta loses this case.

6:13Meta, the owner of those, of course. It's a key child privacy trial that begins later today. So it all stems from a lawsuit that was actually filed three years ago by 30 US states, including the likes of California and New York as well, where they accused the social media company of violating federal and state privacy laws for children. Our North America technology correspondent, Lily Jamali, has a bit more. It's being called the largest consumer protection lawsuit in American history and stems from a complaint filed in 2023 by a coalition of U.S. states. They allege Meta incorporated harmful features on Instagram and Facebook to drive young user engagement in a bid to boost profits and then misled the public about it.

6:57Meta denies the allegations. It said it stood by its record of creating strong protections for teens and looked forward to making its case in court. A jury will hear testimony for the next six weeks, including potentially from Meta's CEO Mark Zuckerberg. Jury members will deliver an advisory verdict, but the final outcome will rest with a federal judge who will consider their decision. The trial comes after some high-profile legal losses in similar cases. if Meta loses, the tech giant could face significant fines and be asked to make fundamental changes to the way young people experience social media, including ending like counts and infinite scroll.

7:35Harvey, what do you make of this one? I mean, it's fascinating. The scale of the lawsuit especially is really creating a critical sort of fulcrum for Facebook and the future of how we all will integrate with or interact with social media. So it is going to be a real, as I say, landmark case, and we're going to find an awful lot of revelations about how that mechanism, how their algorithms work and how they target specific users to get them more and more engaged. And do you see how they do that? Clearly, part of the gaming industry is to keep people engaged one way or another. Do you have certain insights into how social media might have changed the way people are engaged with screens and entertainment in that way?

8:20I mean, absolutely. We can see, we use engagement techniques in game development. We want people to play our games and be more engaged with them. And that's something we all do deliberately because we want to create the best fun experience for people. The challenge for organizations like Facebook is that everything you do is so public and then that creates comparisons and interactions between you and all sorts of other people, which do mean that you have to be much, much more careful with the way in which you implement those features versus something in a smaller offline game experience or a TV show, those are always going to be very different to what you see in social media.

8:54And Rachel, whether it's from an investment perspective, a future of the business perspective, could this materially change one of the biggest tech companies in the world, you know, those apps that are on so many people's phones that they will be using every single day? I think it possibly could. So if we have a look at the share price, it's down by nearly a quarter in the last 12 months. And if we compare that to the wider US market, that's up 20%. So meta shares have really underperformed. And that really shows that people are a bit worried about the business. And I think this trial is a big part of it.

9:32I think the amount that they're spending on AI is another part of it. And then the third thing, I think you've got a lot of governments around the world, Australia, France, even the UK, looking at banning social media for younger people. So all of those things, I think, are feeding into this weaker share price. Harvey, it's interesting looking at those that are bringing this case. States are seeking upwards of a trillion dollars from Meta as they also demand changes to the likes of Instagram and Facebook. So they want to end like the like counts, the ability to infinitely scroll through loads of stuff.

10:07So when you see some of the phrasing that's used, they want Meta to change its dopamine-manipulating recommendation algorithms. So that's almost the hit you're getting as you're watching these videos or maybe getting your likes, whatever that might be. Is that the right thing to be demanding of a big company? when, like you say, the desire to keep people's eyeballs on your app or your platform is something that many businesses will be trying to do? Sure. I mean, the value of it is obviously the eye-watering thing. That's the thing that will certainly get everyone's attention and certainly Meta's attention.

10:47From a platform perspective, whilst the features do target or reach children, that is obviously happening. The platform wasn't designed exclusively for children, and we're looking at a technology platform that's been around for over 20 years. And Facebook and then its sub bears, Instagram, Meta, have created so many more technologies that have evolved with the way the internet has evolved. So if you want to make a mark and you want to change Meta's behavior, the way to approach it is to put a number in front of it. You're talking to a$1.5 trillion company that needs to pay attention to something that is fundamental and how we all protect children and the way they develop is really crucial.

11:26So it's important and that's perhaps the best way to get the attention. Do you see partly where the risk has come from is that Meta started, or Facebook, let's take one of those apps, started off as social media as people once knew it, just adding adults as friends online, being able to see each other's profiles, that it was a platform for adults to begin with and it sort of morphed into something that younger people have started to use. Is that the crux of where all of this has come from? It is. I mean, they also have a responsibility to dissect the audience and figure out, well, okay, who are the younger people?

12:08Who are the most vulnerable people? Who are the people at risk from the technologies? But so many of the features are developed for a whole, you know, everyone, anyone audience. And I think it's creating that separation for children, for young people, for those that are more vulnerable. It's been the most important challenge for them to get right. and clearly there's 30 states not happy the way in which this has been implemented. Can the gaming industry have similar issues? Those games that are built for adults that become attractive for older children and then younger children because, I don't know, they're in households where they're being shared, they're amongst friends where they're being shared amongst older kids and there sometimes can be those sort of similar exposures or risks for children?

12:55There are exposures, but we have always been regulated. And we started early on with BBFC classification ratings in the UK, so film equivalent ratings that have evolved into an age rating system called PEGI that we use in the UK, similar systems in the US and all over the world. And I think the fact is we started from a much more regulated perspective. So we looked at it the way film or TV might look at content. Unfortunately, the internet started and exploded and there was an awful lot of unregulation. So organisations have created their own systems to protect young people, protect different audiences, but perhaps haven't had the same regulation that we've had in industries like games.

13:33And Rachel, what is Donald Trump going to make of all this? He seems to have been pretty protective since he got into office second time round of some of America's big technology companies, particularly when he hears of Europe or the UK announcing regulations or fines or restrictions, taxes that may hit some of these big tech companies like Meta in some way. Does this go against the grain a little bit of what Donald Trump would rather these tech platforms were doing? Oh, it's so hard to predict what he would do. I mean, I think he's quite protective of the US stock markets. And these big tech companies are the companies that have driven that market higher.

14:15And I think Donald Trump does like the stock market to be high. So from that point of view, I can see him being a bit protective. On the other hand, he has got his own social media company, which arguably is a rival. So perhaps he could stand to benefit if Meta isn't doing so well. Well, that is true. This is, well, it's not Truth Social. I can't remember the actual name of the whole business. But is this the business that effectively owns his Truth Social platform? Exactly, yes. Yes, and he's looking at charging people for earlier access to his output on there. So, yes, I think he could be considered to be a rival to Meta.

14:4985058, your thoughts, your children using social media platforms, how has that gone for them? How is that going for them? Maybe you have grown up through the growth of some of these platforms yourself. And looking back, were there changes that would have helped? And do you think these are changes that might help your kids now if they ended up coming to fruition. It's going to be a big call case. We'll keep you updated on Wake Up To Money. Lily Jamali, North America Technology Correspondent, will absolutely keep us posted with that. So 85058, do let us know your thoughts. Rachel Winter with us this morning, partner in investment management at Killick & Co.

15:29Rachel, I mentioned a little bit earlier the cost of borrowing for the United States government. We often talk about what's the cost of borrowing for the UK government and how might that change with various policies that the UK government of the time is announcing and that increased cost of borrowing can have a ripple effect onto household cost of borrowing and the ability for the Chancellor and the Prime Minister to make certain financial decisions. It's America's cost of borrowing that's making headlines this morning. So the long-term borrowing for the United States government, the 30-year borrowing, So we talk about this in the bond market and investors around the world who effectively lend money to the US government.

16:11The interest rate on that got to its highest level for 19 years yesterday. So what's going on that means borrowing costs are going up in the US? I think there's a few different things at play here. So one is inflation. I mean, inflation is a bit higher than we would like it to be because oil prices are higher. And that means that people are less willing to hold a type of debt, US government debt, that is going to pay them a fixed rate of return. If they think inflation is going to be higher, then they want to have a high yield on that debt and therefore the price falls. So that's one thing that's happening.

16:48Looking at the broader economy, it's actually true that Japan is the country in the world that holds the most US government debt. And I think there is a concern that Japan might want to sell some of that US government debt in order to buy its own currency, in order to buy the Japanese yen, in order to improve the value of the yen. So I think that concern is weighing on the prices of US government debt. And that's having the impact of pushing up the yield. Right. Now, Donald Trump won't be happy about this, will he? They've got elections coming up, not the presidential election, but state based elections coming up in the United States in the next few months.

17:28Wouldn't he be looking for lower interest rates, lower oil prices, lower prices at the pump for households around the country? You'd think he'd be warming up for some policies more along those lines rather than where he's actually ended up now. Yeah, you would think so. So when borrowing costs are higher, that tends to be bad news for the economy because people have less disposable income. They're not spending as much. People don't tend to want to invest as much in the stock market, the equity markets, when government borrowing costs are high. And is there a ripple effect for the UK here? Because regular listeners to wake up to money over the years will be very familiar with us when we talk about, oh, there's been a decision made by the Prime Minister or Chancellor and the cost of borrowing has gone up or gone down.

18:17At the same time as that move, we are trying to figure out what other things around the world might be impacting that cost of borrowing in the UK and trying to sort out, is this because of decisions we're making here or is this a global impact? So when the cost of borrowing for the US goes up like that, do we see changes here? We tend to. So the world is now very interconnected. So I think the reasons that borrowing costs are going up in the US are similar to the reasons why costs could be going up here as well. So the oil price that I just mentioned, obviously that's having an impact all over the world.

18:51So that's having an impact on US borrowing costs and also UK borrowing costs. And Harvey, somebody who has run PlayStack, the independent video game publisher, when borrowing costs go up as they have, I was just looking at the UK costs of borrowing over a 10-year period And, you know, in recent days, that's gone up above 5 % again, which has been a level we sort of often talk about. So, you know, the overall cost of borrowing has been higher in the last few years and it's up at those highest levels again. What difference does it make when you're trying to create a business, run a business, expand a business?

19:34I mean, it absolutely affects the creation and the running of the business. We're lucky as an industry that the consumer end doesn't tend to be as impacted. Our products are typically lower costs, so tend to be more of a discretionary spend that people might make. But operating a business and creating games and content isn't cheap, and it's something we need to be able to have good funding for. Borrowing is a key strategy in how you develop businesses and organisations. So as that cost increases, it does impact how much you can invest in products that you want to bring to market. And what's the general mood at the moment, Harvey, of the state of the economy and the kind of things that might well impact how much your potential customers are willing to spend on games and how often and what type of games?

20:18The games market prices tend to be fairly consistent. We do see big releases. The new GTA game is going to be setting a new benchmark for an entry price for a game, which will be incredible when it releases an incredible game but an incredible price. So just explain that again. So this is the new Grand Theft Auto game. Correct, yes. What price? It's likely to be over£100 for the premium edition. There will be something a little bit cheaper, but it's still£80,£90 to get the full Grand Theft Auto experience. Now, I actually think it's good value given the content that's going to be available to players, but if you're making that as a single purchase at a time when your pocket's a little bit squeezed, perhaps you're going to have to hold back on when you do it or make some adjustments elsewhere.

20:59from a creation standpoint that game has cost in excess of a billion dollars to create probably much much higher and that's something we'll learn in due course. Hopefully most games don't cost that and we can bring things to market in a much more competitive budget. Do you see if a game like that which is clearly Blockbuster is going in at that price do you see customers who have been you know gaming for decades waiting for this latest version of of gta to come about them spending that hundred quid or more but actually going do you know what i'm only going to spend this hundred quid or more and this is going to be the only game of the year and actually that takes away from those independent businesses like yourself who if the game was 70 80 quid they might in their mind still have a 40 quid budget to spend on another game somewhere else?

21:51I don't think people will budget money quite like that. They will budget time, though. And Grand Theft Auto is going to be a time demand for people. It's a lot of content, a lot of things for people to get through. So there will be choices that people make about how they spend their time. And of course, that will then dictate how they spend their money. But yes, there will be. Certainly, we'd see it with big games. If you're going to spend, I think that the lowest entry point for Grand Theft Auto would be£70. So if you're going to spend£70 on a game, you probably aren't going to choose to spend another£40,£50 on something else.

22:21But luckily games start from, well, free, but to a few pounds, to£10, to£15. And I think those can be afforded. But if you haven't got the time because you're so in-depth in your game, then perhaps that's something you'll wait for another month to come to. So we are all going to see the impact of that as a games industry, but we're also going to appreciate it for the art and the creativity that's gone into the title. Harvey, what would you say to somebody like myself? You know, I haven't really played. I definitely haven't played a GTA title for what is literally decades. And the more I hear the way you and many other guests we've had on Wake Up To Money talk about it, you know, this blockbuster, it's like, oh, I want to try this.

23:01You know, this feels like, you know, the game of our time of the year, of the decade, whatever it might be. would you advise people who haven't played it for a long time and aren't used to sitting down playing hours of games every day to dive straight into that or are there steps you should be taking or the games you should be playing to actually end up with the best experience of a blockbuster? I think like anything the blockbuster itself is going to be an amazing moment we all want to have a look at it and play it and try it and I don't think you need to have played 15 or 20 other games to get your eye in, I think you can get started and start to explore the world.

23:43But it is a big world and it's a big experience and also it's not going to be for everyone. And I think the beauty of the industry is we've got plenty of games that give opportunities for anyone, as we've talked about. There'll be a Let's Be the PM game a little bit later of what we're talking about, and I think it's going to be really fascinating for us. And that's the great thing about games and entertainment in general is we have content that anyone could enjoy. Let us know. 85058, are you more of a want-to-be prime minister kind of gamer, as we're going to be talking about with the developer a little bit later.

24:13Or are you all in on the latest GTA? Maybe it's both. Let me know what your gaming habits are at the moment. Rachel wanted to ask you about developments, making a fair few headlines in the papers this morning with our trains or Europe's trains. So the front of the Financial Times, amongst many others, says that there's a green signal for Virgin, the rail regulator has thrown out objections from Eurostar that allowing Sir Richard Branson's trains group to operate Channel Tunnel services would cramp its own expansion plans. So are we seemingly getting a bit closer to a fair bit more competition on that line to Paris and beyond than we would have done in previous years?

24:59Yeah, a bit closer I think is the right phrase. So there has been approval for the trains to operate in the UK. they still don't have approval for them to cover the French bit of track on the other side. So that is still to come. But if they are successful in getting that, then yes, there will be more competition on the line and more competition generally is good news for consumers. So I think it is something to be excited about. 85058, if you're interested in that story. Now, for many, the summer months of July and August mean the promise of holidays and slowing down. But for the thousands working in the UK summer school sector, it's the busiest time of the year.

25:35Thousands of students come to the UK every summer to learn English or complete pre-university studies. But that number is declining, according to English UK. Now, wake up to one as Josh Gorba Hoffman has been in Cambridge, finding out why fewer international students are travelling to the UK and what the knock-on effects are for young Brits who benefit from seasonal work. So I'm at SBC, which is a summer school in Cambridge. And if you go into Cambridge City Centre, everywhere you look, you will see kids wearing lanyards, adults leading those kids around because it's summer school season. And the reason we're outside now is because there's a karaoke night going on inside.

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26:12And I've got two of the management here at this summer school with me. Hannah, do you want to just start by trying to explain what it's like to work at a summer school in the summer? Yeah, so working at a summer school is like living in a bubble for six weeks. and you have this microcosm of the wider world and people are from different countries, different life experiences and they all come together to just have a nice time and learn stuff. Each year, tens of thousands of students travel to the UK for a short stint to learn English or for pre-university academic courses. According to English UK, the trade association for English language teaching, the sector supports more than 40 ,000 jobs per year, the vast majority over the summer.

26:55Many of those jobs are taken by adults under the age of 24. Kaz Slater is a manager alongside Hannah. I think especially seasonal work is a huge opportunity to try something that you don't have to do full time throughout the year. For a lot of them, it's their first job or their second job. And it's a great chance to meet other people, to explore what options they may or may not have after this and to go into. And you meet so many people and you think, oh, actually, maybe I should go into doing something down that route, whereas you hadn't thought of that before. Cam is 21 and has worked at summer schools for the last few years.

27:30It is worrying when you see big statistics of people out of work and struggling to get it. It's hard with zero-hour contracts. Sometimes it's really beneficial, sometimes it's not and you don't get anything. Whereas here you get a full two-week, four-week, six-week contract. You know you've got the work, you know what's going to come in. In recent years, the summer school sector has faced difficulties. The number of students learning English in the UK declined 12 % year on year in the peak summer months of 2025. For many schools, fewer jobs have been on offer as a result. Jodie Gray is the CEO of English UK.

28:04It's a bit of a perfect storm, to be honest. The market is in decline. Obviously, the pandemic, terrible for us, terrible time. And I think one of our biggest problems is that at the same time as we had the pandemic, we also had the end of freedom of movement connected to Brexit. Other reasons, I mean, of course, at the moment, we have seen a drop-off caused by the war in the Middle East, the expense and the cost of flights, which is something that's been happening, not just because of the war in the Middle East, but recently to do with the cost of fuel. And there are different new destinations appearing, destinations in places like Dubai, in places like the Philippines, for example, in East Asia, which are cheaper destinations, they're closer to home.

28:39It's not only young people that are missing out due to a decline in the sector. It's the UK more broadly, too. You know, they come here thinking they might want to come to university, not necessarily in Cambridge, but maybe a university similar to Cambridge or even just a university anywhere in the UK. And they get the, you know, the idea of what it's like to live here on campus. And I think a lot of them do plan to come here or at least somewhere similar to here. Can I ask how much it costs a student to study here? Do you know? I think it's between anywhere between three and a half and five thousand pounds for the two week course.

29:10Here's Jodie Gray again. Those people are spending far more money than your average visitor. You know, each one of these students is contributing both directly into the sector, but also on all the other stuff they spend money on, whether it's in the shops or it's in the entertainment industry, whether it's all the tourist attractions that they visit. And then later on down the line, they may end up working in jobs of influence, whether it's in politics or in business. And they have this affinity with the UK because they have had this great experience in the UK as a child. And, you know, most language schools have incredible stories of like alumni who have come to them and then they have come on to be very influential figures as adults in their own careers.

29:47And so there is this impact that's felt down the line, both economically, but also in terms of soft power and influence. Despite the recent decline, Gray remains optimistic. The biggest market for English language teaching students in the world is Colombia. And our market share of the Colombian market is something around 4%. And of course, one of their biggest destinations used to be the US, but there are big problems in that market right now. We have an opportunity now to shift the dial in some of these really important markets. I have no doubt that we will be around having this conversation in a few decades' time and that we will be talking about a sector that is thriving.

30:23Whether it's the Saturday job in retail and hospitality or the summer job in education, young people often rely on this kind of work as a gateway to a permanent job. For teenagers around the UK, A-level results might be out the way, but the search for opportunities is only just beginning. Next year, I think I'll be back. Yeah, I'm going to travel. Personally, I'm going to travel for a year. I've just finished uni. So I'll be back next year. And then even longer term, working with young people as a potential career, teaching. Is that something that you discovered that you liked doing this? Yeah, yeah.

30:54I really like it here. Like, it doesn't feel like a job. Josh Corber-Hoffman there reporting for us in Cambridge. Let us know. 85058, if you've been on the hunt for a summer job this year, your kids have been on the hunt, have they managed to find one? How has it compared to previous years? Are some of those sectors that you would have been used to perhaps finding some seasonal work, providing it as much? Maybe there are new sectors popping up. Pop quiz. What's in your kid's lunchbox? At Whole Foods Market, they've already done the studying. Over 300 food ingredients are banned from their shelves.

31:30no hydrogenated fats in the peanut butter, and no high fructose corn syrup in the cookies. And for sandwiches, there are no synthetic nitrates or nitrites in any of their deli meat. So you can pack lunchboxes with peace of mind. Get back to school ready at Whole Foods Market. Wake Up To Money with Sean Farrington. Good morning to you. Wake Up To Money on BBC Five Live, nearly 20 to 6. We're going to talk about some of the impacts of the weather now. We're on to a potentially new phase of the extreme weather that we've been experiencing. Wet weather forecast for parts of the UK following that summer of record-breaking heatwaves and widespread drought.

32:14And although heavy showers expected for many, the places across England and Wales most in need of it may not see much of it in the coming days, but we are starting to get some of those increased risks of flash flooding to the UK as well. Big thanks to Stuart, who's been in it. Stuart in Canterbury this morning. It might seem like a random comment, but if anyone has a garden or green space at home, they can help drainage by simply going round the garden, piercing the ground with a garden fork. This will help the water soak away rather than sitting in the ground. Not random, Stuart. Those tips, anything that might give people a hint of what might help in the days, weeks, months to come as the weather changes again for them.

32:56Always very useful. Do let me know your thoughts, 85058. If you're prepped for the end of the heat waves, a summer of drought that might be followed by something a little different, you may still be experiencing that drought, of course, as not everybody will get the rain they need. Who would be a British farmer this summer as well, from severe drought and wildfires to ever-increasing cost of things like fertiliser? Yesterday, Will caught up with Svein Torholtzeter, who's the chief executive of Yara International, one of the world's biggest fertilizer producers, about that situation facing farmers.

33:32Climate change is making weather patterns even more unpredictable and appears now intense heat. It's more drought stress in several regions. And now with geopolitics adding another layer of complexity on top of that, it makes it even more challenging for the farmers. At the moment, fertilizer prices have come down from their peaks early in the year, but a lot of damage has already been done here. So how can farmers adapt to all of this? We've got Dr. Ruth Mann with us, who's head of Integrated Crop Technologies for Agri, which is an agronomy company specializing in applying the latest technology to UK farming.

34:08Dr. Mann, very good morning. Good morning. Thank you for your time. Just, you know, when you hear a brief upsum as that was of the issues that farmers have faced this summer, what would you say is the sort of key technology that you've been looking at that has had the biggest impact so far this year? I think there isn't really one technology that's had a major impact. It's a combination of lots of different technologies. Been a really difficult couple of years within agriculture, the high input prices. is we really need to look at every opportunity to enhance the return on investment for growers.

34:47So we've been looking at the concept of a smart connected farm where we bring together lots of these technologies like satellite imagery, drones, sensors, soil sampling to really help farmers and agronomists use those technologies to get the very best out of every ounce of every input when they're growing any crop. Could you give us a bit of an example if we're imagining a year like this year, either whether it might be to do with fertilisers and the cost rocketing and sometimes questions over longer-term supply, or it might be a drought that the farms will have faced. Is there some sort of setup?

35:27Just so we can all picture that farm, how might your technology be implemented on that farm? What would we see and experience? So over the last three years, we've been testing various different technologies on farms. And one of the methods that we use is we will split a field almost in half and half of the field will have the farm input as standard agreed with the farmer and the agronomist. And the other half of the field will have the input enhanced by technology. So a good example is a farm in Rearsby we've been working with for a number of years. and last year we split the field and we used some software attached to a drone that was looking at monitoring the crop over the season, monitoring its growth and we were able to reduce the amount of nitrogen spent by 15 % as a result of monitoring that growth and by using disease modelling and spore detection we were able to tailor the plant protection product inputs which meant we resulted in a yield increase of 0.8 tonnes per hectare and delivered an increase in gross margin of£137 per hectare over and above the farm standard.

36:40Now, those numbers sound big and good. I mean, I'm guessing they are. How drastic a change is that? It's a major improvement. And the technology itself, although it costs a little bit more to input the technology that includes the cost of the technology so everything's in there so you're increasing that return on investment just over and above what you're already doing and it isn't anything drastic this is just bringing together data most of which is already available but using different methods like ai to turn it into bite-sized pieces for the agronomist and the grower to really understand and benefit from so even when there's a case there you know that example you've given where even taking into account the investment needed for the technology, it can improve the productivity of the farm.

37:33Do you see farmers having access to that cash to begin with to be able to take advantage of it? Is that there at the moment? Well, most of this data is already there. It's just bringing it together. I'm just literally thinking of the ability. let's assume it works on somebody's farm and is going to work do they have the ability financially to take whether it's the cash they have in the business a borrowing they're able to get or investment they're able to get from somewhere else are farms in the UK set up to be able to take advantage of this kind of stuff as much as they ought to be? It'll depend on each individual farm some of the farms this will be absolutely normal and day-to-day running costs for the business.

38:25For other farms, it may be a bit of an investment at the minute. And when they're looking at every area that they choose to spend their money in, if they can make more of a return from that spend, then it's worth that investment and looking at. And we've lots of research to show that you can achieve that return on investment. It is that cash flow side of things at the minute. And lots of companies like Agri will help farmers look at that cash flow and how they're going to achieve their margins with whatever crop they're going to grow this year. But so, I mean, does it feel to you like the farming sector in the UK has that cash available to them if they want to invest it overall when you look at the state of the sector?

39:15and the the returns from the last couple of years will make it more difficult but to take there will be crop going into the ground going forward there always will be and we've got a really good farming sector in the UK that has proven to be resilient over a number of years and always finds a way forward but it will be looking at exactly where spend will be on the inputs over the course of growth of the crop this year. Very interesting. Dr. Boothman, thank you for your time this morning. 85058, we know we have plenty of farmers tuning in to wake up to money each morning as we discuss these topics.

39:53Let us know, have you actually invested in some technology in recent years and you literally see the kind of case being made there by Ruth? Are you able, do you see this technology there and you're not able to find the cash for it? What is the state of play? Is it different for different types of farming around the UK, different places around the UK as well. Let us know your thoughts there. That was Dr Ruth Mann from Agri. It's 13 minutes to six now. Let's talk about this Prime Minister game. I don't mean what Andy Burnham is deciding to do every single day, but how well do you think you would do as Prime Minister?

40:32Would you be able to last long term? Would you be able to last longer than many Prime Ministers have in the UK of late? Or would you be hearing this?

40:45It's like a slightly younger version of what we hear in the Houses of Parliament every Wednesday, isn't it? That was the sound effect from a new mobile game called Number 10, Full Confidence, where you play as the Prime Minister, which is, as of last night, topping the paid games rankings on both the UK versions of the Apple App Store and the Google Play Store. We've got Ben Brewis with us from Sleepy Boy Studios based in Manchester behind this game. Ben, very good morning. Good morning. And congratulations still. Is this a little bit out of the blue? Does it feel like congratulations are in order?

41:21Thank you. Yeah, a little bit. Yeah. Where did it all come from then? It was around the time last year in December, just when it felt like the tide was turning again on Kia Stormer. and there was more rumours of regurgistic nations coming in and potentially in the new year. And I thought, if this is going to be the seventh, I think, prime minister in the next few years, our people find it a bit silly and ridiculous. I thought, why not make a game out of it? Now, you know, some people might think there's that famous sort of gif that's gone around when one of our colleagues asked a lady, and I think it was near Bristol a good few years ago, when she told her that there was going to be another election, and her response was, oh, not another one.

42:04So you sort of might think people are sick of hearing about all this stuff, but then a game like this gets to the top of the charts. What's the difference? I know. I think satire is what cuts through as well. People love the likes of, say, The Thick of It, or Have I Got News for You, and programmes like that, or even Veep on the US side, where people just absolutely rinse politics, and it just spirals from there. And I think that's where people find their actual appeal of things, don't they? Can you give us a bit of an example of the kind of decision, the consequences that might occur in your game?

42:38Because every day on this show, making news headlines every day, is some decision either about defence spending or who's going to be the Chancellor or what are we going to say ahead of the next election. So what's coming across in your game? Yeah, I try to keep it topical as much as possible, but also put a twist on it. So there's ridiculous ones from back in the school days. Everyone had an experience where a dog ran onto the schoolyard and pens were down and everything stopped. I have the same thing happen in the Lords and you end up with peers trying to catch it in order to double their attendance pay.

43:16You have stuff like the Defence Department contracting so many hundred robots from a foreign country and they turn out to be dancing robots, which we've seen appear in the news recently. Stuff like that. Right. And so is it at this point a lot more humorous than it is, you know, big decisions about, you know, whether you make a decision like, oh, we're not going to let pensioners have the increase in the state pension that they've had in recent years. You know, some of the real controversial big topics of how are we going to pay for or sort out our social care? Are there some of those in there as well?

43:56Or do you have to keep it light to keep people entertained? mind i think just keeping it light to keep people entertained there are elements of um topics that i touch on but again i try to keep it light and try and keep it not based on one party either to like think of it more as a collective of party when you're in power right just explain that a bit more so when in power makes it a bit more difficult for the user if they think oh an option might go either way because you're not sure if it's a center center left center right party that you're dealing with as your prime minister playing because the premise is your prime minister and you have to keep all of your four factions such as the cabinet backbenchers media and public happy and as soon as one drops out you're out you have to start a new go on the game right and do you see your sort of the progress along the way so you make one decision and it might make somebody happy but actually you see that the cabinet becomes a lot less happy and and you know they're closer to having lacking confidence in you.

44:55Exactly. And it does mimic real life in that way. So if you want to give a lot of funding on one particular scenario to the NHS, your backbenchers are going to love you, but the rest of the cabinet might be a bit annoyed that all the money's going to the health department. Well, look, we've had Harvey Elliott with us over the course of the show today, founder and chief executive of the independent video game publisher PlayStack. So we've been having a good bit of gaming chat one way or another, whether it's about Grand Theft Auto or about games like this, Ben, already. Harvey, you've obviously experienced the game a little bit yourself.

45:28And when you hear Ben explain what it's really all about, what does it tell you about what's needed if you want to get a game capturing the imagination of people a little bit out of the blue and against the big guns? Well, what Ben's done is taken a real-world situation, but he's made sure it's fun. And he's created an experience that actually doesn't give you easy choices and I think you just described that really well for us Ben but he gives you you know almost ridiculous choices that are probably fairly similar to what you might see in government with a real tone of satire, humour and entertainment and consequence when you make perhaps what you thought was the right decision turns out to be the wrong decision so putting that together and putting in the hands of people does give a little glimpse into what government might be like.

46:12And so Ben let's talk a little bit about you know the success of the game away from the content but just merely the fact you know sleepy boy studios how big is the business there and and what is what is your sort of day-to-day aim at the business yeah so it is still a side project like many developers in the uk and in other countries have full-time jobs working on again development but usually have a limited company set up just to work on your passion projects really because a lot of developers do it because they enjoy it just like me I spend a lot of my spare time on weekends being a bit nerdy and always coding, thinking of some new game or app to make.

46:52But the skill of it's just been amazing. To begin with, it was an Apple feature that actually got it appearing in the app store, which was amazing as well that they picked it up. So when you say an Apple feature, if others are thinking, hang on, like, you know, I've got a good idea here. I've been coding all weekend, all year and got something, but it hasn't quite taken off. What was it that got eyeballs onto your game first exactly? So for developers, you have like a portal where you can submit all of your apps at a time and there's usually a nomination section. I think it's available to everyone and there's no harm in just sending off a nomination form to say, hi, look at my app to Apple.

47:34It's a big update or it's a new app or there's a big feature coming soon and you usually send it about a month in advance. and if they like what they see in the update on the new app, they'll get back in touch and ask for more artwork and then hopefully you'll see it in the store so it's more prominent, more visibility for people to download it. And I think that's what really gets the numbers up for games and new apps. And then what has happened for you to get to the top of the charts in recent days? So on Sunday I had an amazing article brought up by a journalist called Laura Cress at the BBC and she wrote about the app and how these type of games were becoming more popular in terms of politics and trying to figure out why people are so interested in politics in a humorous way rather than just the mundanity of each day that comes with it.

48:28And how much of a difference then when you have that kind of cut through does that make? How many downloads are we talking here and what would you have ever been aiming for? I mean, it has passed completely what I was expecting. I think as of yesterday, Apple are a bit slow with updating you with analytics and stuff, but there was around 30-odd thousand downloads with the major, most of the bump from yesterday. So it's quite a big boost from the 300, 400 I was seeing every day before then. And financially, do you actually get to see the benefits of a boost like this? Yeah, so Apple will take a cut.

49:11If you make under a million, if you're a small business such as this app or other small apps that you'll see on the App Store, I'm guessing the bigger ones such as Minecraft Angry Birds who are the big worldwide brands in the 30 % rate for Apple, but otherwise it's 15 % that comes off and then all your VAT, but that's all handled again by Apple, which is handy. So 20%, I believe, in the UK and then all the other stores are worked out. But yeah, it's usually my apps,$2.99 on the App Store and Google Play. So that and then take away about 35%. So Harvey, we've heard a few stars align there for Ben.

49:47Is there an environment in the UK where those who have their side projects, you know, the independent studios themselves who might have a bigger project that they're looking to break through with, are they able to do that as often as they should? Not really, no, is the honest answer. We've got something like 18 ,000 releases on Steam, which is the PC marketplace. Probably similar numbers, if not more, on the Apple App Store and the Google Play Store, as Ben's been reaching into. Yeah, we're looking through a little window into that store. So the featuring that Ben spoke of would be a great way to get his game first discovered and played, but it's not available or accessible for everyone because ultimately you're limited by screen space that you can get content into.

50:32It's the job of publishers like mine to help find a voice and find an audience for users, but it will require marketing and push to try and find communities of players who might be engaged in a game, get them excited about it. And Rachel Winter is with us this morning from Killik & Co. We'll often talk about Netflix's desire for our eyeballs. We've been talking a bit earlier about Meta and Instagram and Facebook and what might happen next. Is gaming becoming an increasing threat? We know it's a huge, huge industry. An increasing threat to those other sectors? I think it is to some extent. And I think I've read many things about how it's very good value for consumers.

51:11So if you imagine if you spend£20 on a film, for example, you might watch it once or twice, that's four hours of your time. If you spend money on a game, maybe that's£70 to£100. And that could take hours and hours and days of your life of you being entertained. So I think the consensus is that yes, it is good value. And perhaps more money could be spent on advertising via those games. Well, Rachel, Harvey, thank you for being with us this morning. Ben, 20 seconds. Any Chancellor financial games coming up that Wake Up To Money listeners might be intrigued with any time soon? I am, Andy, and spending reviews into the game, which will be a bit more fleshed out.

51:46Ben Brew is there from Sleepy Boy Studios. Thank you for all your messages. That is it from Wake Up To Money. Wake Up To Money from BBC Five Live. That's it from Wake Up To Money. You can download the podcast every Monday to Friday, so please make sure you subscribe. We'd also love it if you left us a review when you do. Get in touch. Keep the conversation going any time as well on social media. Use the hashtag WakeUpToMoney. BBC Radio 5 Live. Patrick Kilty. Stumble in your way into Saturday mornings with great guests. Good morning, Jimmy Nesbitt. Good morning, Apati. You're terrible. Kids taking down commentators.

52:25You've wiped the floor with our commentator key. And how does it feel? It feels nice. Football chants from the gods. Take it home, like it roll. The less said about the host, the better. Patrick Kilty. Saturdays from 9. Listen on BBC Sounds.

52:49Investing with Schwab is like spending a Saturday at a great farmer's market. You can fill your reusable tote with a bit of everything. Maybe you go for some free-range self-directed investing. Or perhaps you pick up a few farm-fresh trades while you peruse. You can even get help from a dedicated advisor. That's full-service wealth management. Mix, match, and change your mind whenever you want. Because at Schwab, you can invest your way. No matter your goals or appetite for investing, Schwab has everything you need all in one place. Visit schwab.com to learn more. We face the greatest challenges of our time.

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From the publisher

Will Bain speaks to a farm tech company trying to solve the double-whammy of drought and increasing costs which are impacting farmers this year.

As the world's biggest companies continue to cash into AI investments, the European Central Bank warns that a correction is coming and the consequences will be 'far-reaching' - we'll get the view of the markets.

Also would you like to have a go at being Prime Minister? Well, a new mobile game has been storming the charts - and it allows you to do just that. We'll hear from the game's designer.

Elsewhere we'll hear why declining summer school student numbers might be back for the wider UK economy.

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