Her Next Money Move: Cardi B is Tired of Making Everyone Else Rich

31 Mar 2026 · 1 h 16 min · 33 chapters

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In short

Cardi B discusses her “Grow Good” hair-care brand, her shift toward ownership/equity, lessons from past brand partnerships, and how she manages money while raising four kids.

Guest backgrounds

Cardi B is a Grammy-winning rapper, global pop-culture figure, and mother of four who has built multiple businesses (including hair-care and “Whip Shots”). The host is an interviewer/producer (not named in the transcript) who runs a business-focused celebrity interview show.

Key claims

Cardi says she’s “making everyone else rich” and wants to be “super, super rich” through brands she controls. She describes 2024 as a “new person” rebirth and urges acting on the moment. She claims many brand deals failed because partners weren’t ambitious, didn’t understand marketing, and offered equity that wasn’t worth the work. She insists on daily number-tracking and hands-on accounting.

Notable examples

She funded early music by investing her own earnings into studio time, clothes, and influencer-backed music videos. For Grow Good, she’s launching shampoo, conditioner, a hair mask, and a shine product; she tests on her own thick hair and rejects products that don’t penetrate or deliver the right shine. She cites a garlic hair mask mishap and says she uses onion water instead. She also mentions negotiating a European tour and cutting back on expensive transportation/jets.

Written by AI. May contain mistakes. Listen to the episode to check what was said.

Chapters

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Cardi B: Defining Herself

2:40 to 4:25

Cardi B discusses her identity, motherhood, and balancing life with her busy career.

“Honestly, I'm dying and I have to tell you, I've been watching and reading interviews with you nonstop.”

Childhood Ambitions and Wealth

4:25 to 7:49

Cardi shares her childhood struggles with poverty and how it shaped her drive for success.

“And I just feel like it's like I'm a grown up now.”

Building a Business for Herself

7:49 to 9:19

Cardi B talks about her desire to create successful businesses and her journey to self-ownership.

“I swear to God, there's nothing that you could say that could resonate with me more.”

Investing in Her Career

9:19 to 13:09

Cardi discusses her early investments in her music career and the importance of self-belief.

“So it's like, oh my God, I'm going to be my own owner of the own shit that I like.”

Underestimation and Confidence

13:09 to 14:01

Cardi reflects on being underestimated in her career and her journey to gaining confidence.

“For you at that point in your career to decide Like that's what I'm going to do I guess what you're describing is that you were massively underestimated Do you still feel like you're underestimated?”

Cardi B's Confidence and Brand Growth

14:01 to 14:42

Learn how Cardi B built her confidence and brand during her music career.

“And I think there's been so much chatter about the gap that you've taken.”

The Urgency of Now

14:42 to 17:39

Cardi B discusses the importance of seizing opportunities in her career.

“And I'd love you to talk about like, you know, because I feel like, again, you're so multidimensional as a talent.”

Lessons from Brand Partnerships

17:39 to 20:04

Explore Cardi B's insights on navigating brand partnerships and equity.

“It'd be that one time that it'd be like, this is your moment, girl.”

Experiences of Being Burned in Business

20:04 to 21:46

Cardi shares her experiences of feeling burned in business dealings.

“I want to nearly feel like I'm laying in bed with you.”

Transitioning to Own Brand Ownership

21:46 to 23:53

Understanding Cardi's shift towards owning her brand and its implications.

“because you've already, you've launched your own brand.”
Show all 33 chapters

Passion for Hair Care and Fashion

23:53 to 26:26

Cardi discusses her passion for hair care and plans to expand into fashion.

“Like it's like all this time that I've been Cardi B, I've been burned so much that now we do know what we're looking in partners.”

Building Brand Partnerships

28:13 to 30:15

Discussion on brand partnerships and product testing processes.

“So talk to me about how you're thinking about your brand world.”

Launch of Grow Good Hair Products

30:15 to 32:14

Cardi B discusses her new hair care line and the challenges involved.

“I can just imagine what's going to happen.”

Learning from Past Ventures

32:14 to 35:19

Insights into lessons learned from previous business experiences.

“Did you ever sit there and think, okay, you know, you've got Tracy with Patton, you've got Beyonce with Sacred, you've got Rhi with, you know, Fenty.”

The Drive for Massive Success

35:19 to 41:28

Cardi B articulates her vision for success and respect in business.

“But it seems to me like what you want is more decision making.”

Cardi B on Money Management and Spending

44:03 to 46:31

Cardi B shares lessons learned about spending and managing money.

“And talk to me about lessons and things that you've learned, like with money.”

The Evolution of Spending Habits

46:31 to 48:58

Discussing how priorities shift and the impact on spending habits.

“So Cardi, how has your spending changed and like as your priorities have shifted?”

Fashion Choices and Jewelry Purchases

48:58 to 50:15

Exploring the challenges of fashion choices and the cost of jewelry.

“Like, I swear to God, like it's like it's not like like sometimes like with a bag is like, OK, it's like a little 30 ,000.”

Raising Kids with a Different Financial Reality

50:15 to 53:17

Cardi B discusses how she plans to teach her kids about money.

“Like, I want to call the police on myself.”

Instilling Values and Skills in Children

53:17 to 56:00

The importance of teaching children discipline and skills as they grow.

“We had a tiny house and you had a giant TV and that's just, that was the most important thing.”

Parenting Approach and Values

56:00 to 58:08

Explore the importance of instilling diverse skills in children.

“And it's like, you want them to go to tutoring and then you want piano class.”

Discipline and Routine in Parenting

58:08 to 1:00:06

Discusses the balance of discipline and fun in parenting.

“Like, so it's like, okay, like if you really do good in this class, I'm going to give you this.”

The Importance of Commitment

1:00:06 to 1:02:07

Emphasizes the need for commitment and hard work in life.

“And so I get those moments that it's like, oh my gosh, I got to get my shit together.”

Finding Your Passion

1:02:07 to 1:02:21

Cardi B highlights the urgency to pursue one's passion diligently.

“That's www.primallypura.com and use code ASPIRE at checkout for 15 % off your order.”

Daily Routine and Creativity

1:03:45 to 1:05:45

Discusses the creative process and daily routine as an artist.

“So what does a routine look like in your life right now?”

Overcoming Challenges and Empowerment

1:05:45 to 1:07:25

Encourages women to overcome challenges and pursue their goals.

“You have to pick something, and you have to stick with that, because for the rest of your life, you're going to have to fucking pay some bills.”

Ambitions and Aspirations

1:07:25 to 1:10:02

Cardi B shares her aspirations and vision for the future.

“I don't got none of my friends kiss my ass.”

Cardi B's Aspirations and Ambitions

1:10:02 to 1:11:31

Explore Cardi B's desire for success and her belief in achieving it all.

“Like, I want to be somebody that is like, like, it's like, Like, oh, damn, she's really good at everything that she does.”

Learning from Underestimation

1:11:31 to 1:13:16

Cardi B discusses the power of being underestimated and the importance of continuous learning.

“All right, we're going to move to rapid fire, Cardi.”

Navigating Relationships in Business

1:13:16 to 1:14:31

Cardi B shares her struggles with firing people and making tough decisions in her career.

“Or like, you're making too much money off me and I have to let you go.”

Product Development Insights

1:14:31 to 1:15:54

Cardi B discusses her personal involvement in product development and the importance of quality.

“So like I will take off my wig using alcohol and makeup wipes.”

Superpowers and Authenticity

1:15:54 to 1:17:21

Cardi B reflects on her superpower of authenticity and how it shapes her journey.

“The minute I leave this room You have to read the coldest winter ever.”

Future Product Launch and Brand

1:17:21 to 1:18:10

Cardi B reveals details about her upcoming product launch with Grow Good.

“You're not like anyone else I've ever met.”
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Transcript

Automatic transcript. May contain errors.

0:09Okay, my darlings, don't say I don't give you anything because today we have a real one. It's the one and only Cardi B. Oh my goodness, how I have waited for this girl to sit in this chair, I cannot even tell you. We're going to talk all about her brand new brand, Grow Good, which I'm really interested in. She gives us all the tea. We also speak about becoming a mother of four. We talk about the money. You know I got in. I just am so excited for you to listen to this episode. Here we go, Cardi B. And don't forget to like and subscribe.

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2:39Cardi B! I am so excited to have you here. Thank you. Honestly, I'm dying and I have to tell you, I've been watching and reading interviews with you nonstop. And before everyone interviews you, they say the same thing. They say, oh my God, Cardi, you've been on my dream list. You've been on my wish list. And I was like, I can't start like that. But then I wouldn't be being true to myself. I have to tell you right from the get go, from the beginning of starting this, we're like, we want Cardi. I'm here. You are here. You are here. And it is so amazing to have you and to have you just sitting here in the flesh.

3:12I've got so many questions that I want to ask you. Yeah. And I know because you're you, you're going to answer all of them. I'm going to answer all of them. You're going to answer. I just know it. You're going to answer all of them. And she's going to be speaking in a British accent by the end of the... It's getting there, but I don't want to do it. But it's like... I know it's going to come out. I actually, I will be disappointed if it doesn't. So listen, I feel like you are and you mean so many things to so many people. You are an incredible artist. You're an icon. You're a mother of four kids.

3:43You are a businesswoman and a trailblazer. But I really want to ask you at this season of your life, at this moment of your life, who are you and how do you define yourself right now? Right now, I feel like I'm a totally new person. Yes, like I feel like my life have changed so much in a span of a year. Because it's just like, OK, not only do I got four kids. So even like my. It's so insane. Like, it's like your house dynamic changes from three to four. And it's so weird, right? Because it's like, oh, it's just three to four. But it's like, no, the dynamic has changed so much in my home. I'm balancing my work and I'm balancing like, oh, how am I going to do so many things that I want to do without giving attention to all the little in my life, like my family, my career?

4:42And I just feel like it's like I'm a grown up now. Like I feel like I am a grown up for real. I always be like, I'm just a kid. I'm just a kid. But I'm not. I'm not. I'm a grown up. And it's like, oh, it's so much. I love that. Cardi B is a grown up. I mean, you really are. You've got so much going on. I wonder how you're even thinking about it. When you start and you look at your life and the four kids and everything that you've got going on, you feel overwhelmed by it? Like, how do you actually just look at everything and think about how you're going to like attack the next few years of your life?

5:15I get like overwhelmed when I think about it and I write it down. And then I just be like, you know what? It's all going to work out. Everything has worked out because last year when I was pregnant, I'm like, OK, how am I going to put out an album while I'm pregnant? And there's so much promo to do. There's so much pictures to take. There's so much performances to do. And I was like, I'm going to do it. And I did it. So now that 2026, that I have a tour coming up, I'm negotiating my European tour, and I got these businesses coming up. It's like, you know what? Stop thinking too much. Just take it day by day.

5:57Just do a little bit of something and you'll be okay. And it's like, you know what? I am going to be okay. Of course you're going to be okay. I got it. But before we get into the business of Cardi B, because this is what we're here to talk about. I hear it's all about you as a business. I want you to kind of go back to the beginning because I think if one thing comes through about you over and over again, it's this sort of level of ambition that has always been there. So I want to understand like what part of you as a kid, as a little girl still exists there today? Oh, that's such a good question because I feel like when I was a little girl, I really hated being poor because I love clothes so much.

6:42I love clothes so much. And I used to look up to That's So Raven so much. But it's like the reason why I can't dress like her and have certain things is because I was poor. And I just always hated that. Like I said, I know, I know I do not belong in an apartment in the Bronx. Like I always knew that. Like I said, I know that this cannot be my ending, but I don't really enjoy school. I enjoy history, but it's like, I know that that is not my calling. Like being a history teacher, it was just not my calling. And then my mom, I always wanted to make her proud. and she always used to like brag about like, look at your cousins, they're in Syracuse University.

7:27One of them is this, this, and that. She's graduating now. Like, what are you girls are doing? What are you girls are doing? And it's like, I have to do something. I have to own some type of business. I have to do one thing to make my mom proud. And not only did I surpass that, but it's like, I just want more. Like, I can't help it. Like, I just know that it's like, I'm not done here. And that's what just makes me, I just hated being poor. Like I just fucking hate being poor. I swear to God, there's nothing that you could say that could resonate with me more. Like I hated being poor so much. And you know, I think now we talk so much about purpose in business and wanting to do something that kind of, you know, like it's like deep seated and deep rooted, but everything that I wanted to do from the beginning was because I just didn't want to be poor.

8:14So I guess like when you think about where the drive and ambition comes from now, because you ain't poor. What is driving you and motivating you at this point in your career? I want to leave like a legacy for like my kids. Like I want to leave a legacy for my kids. And it's not even really about power. I just really feel like it's like sometimes I be thinking like, it's like, this is not fair. I feel like I'm making everybody super, super rich. And I need to be super, I need to make me super, super rich. I feel like I'm helping out everybody and I'm getting the short end of the state. So it's like, I have to find what makes me happy because I don't want to be an owner or, I mean, I would, but it's like, I would and I could and I can't.

8:59I don't want to sell something that is like, I'm not really knowledgeable in and I don't really care much. And it's like, you know what? I'm going to make a business about things that I really like, about things that I really put my time in. And no, I'm not going to make somebody else rich off of it. I'm going to make myself rich off of it. I like clothes. I made my hair healthy again, myself. So it's like, oh my God, I'm going to be my own owner of the own shit that I like. And that's what I'm going to do. Well, I feel like you've been on this journey to be such a founder and an entrepreneur for a long time, right?

9:37But before we go back, because when I look at you, what I find so impressive is before all of the fame, you were an entrepreneur because you were someone that invested in yourself. It wasn't like you were plucked from obscurity from, you know, by a record label. It was like you were working to make yourself seen. You were investing your own money. Will you talk a little bit about that? Because I feel like for so many people and for so many women, like taking a bet on themselves is a very, very difficult step to take. But you've been doing that for the longest time. Yes. My first manager, he was like connected with people that are that are popular.

10:14He used to produce music, but he didn't have money. But I was making money. So I was investing in my music career. I was investing in my studio time. I was investing in my own clothes. It was never managers. It was never a label that cut me a check like it's like, oh, here, if you want to get into fashion, here's a check for you. and you could invest in fashion and go to fashion shows and everything. Everything I had to invest in me. It was never like I had a manager and he believed in me and he invested so much money. He was doing the work, but I was investing every single dollar that I made every single night hosting these clubs, promoting t-shirts, promoting other people's business to my music career.

10:59And it paid off. It really paid off. I mean, it really paid off. I want to know if you had a vision for yourself. Like I always talk about having a very clear vision for what it was that I want to do, but some people are not like that. They just know they need to get out of their situation. Did you have a big plan? Were you like, I'm going to take this$15 ,000 and put it here because I know that's going to get me there. And then I've got this big grand plan. Like, what did that look like then? I'm trying to, again, for people that have like a dream and they know that they're in the wrong place.

11:30Like, I just want to understand like how you did it. Even like with my first music video, I was just like, I have to put out this music. Like I have to turn my personality and I got to put it in the music and I got to put it in the music video. Even with that, I was like, I had to pay like some influencers that they were like really funny at the time. I had to pay them. And I was just like kind of upset. Like it's like, damn, I'm going to have $2 ,000 left when I'm finished with this. But it's like, I was saying I was saying myself like, if I get a million views on YouTube, I can make about thirty thousand dollars with this music video.

12:08And people would take me more serious as an artist because some people think some people think that when you start off in a reality show and when you're really funny like me, it's really hard to convince people that you're being serious. It's like, yeah, yeah, you want to do music. And it's like, no, I really want to do music. Like I went to so many different labels And it was just like Oh this person tried to This person in a reality show Tried to do music It didn't work out So I'm not really sure We want to see We want to see what it looked like After the TV show airs out And we want to see How does that go for you And it's like you know what Fine I don't need your money I just invest it on myself Yeah I'll just do it myself I just do it on myself Like even like the money That I was getting From Love and Hip Hop I was investing it all In my music And like sometimes I really, I wanted to buy a chain I wanted to buy a nice Chanel bag I wanted that But it's like this first Like this first And I was so committed and it happened for me I mean it just shows a lot of focus and a lot of self-belief For you at that point in your career to decide Like that's what I'm going to do I guess what you're describing is that you were massively underestimated Do you still feel like you're underestimated?

13:23I feel like I'm underestimated, but I feel like the second album changed a lot of that. For real. Like, it's like, my first album did great, and I have gotten Grammys and everything, but people kept, like, saying, like, can she do it again? And I did it again. Did you know you could do it again? Yes. Because I believe in the music. I think people don't understand this, right? Like, it's like, I get so much money for a show. I get millions of dollars for a show, right? but in order to make a show you just gotta put on music I could do a song in two days I could put on so many songs not that great quality it doesn't matter what the quality is they're gonna pay me for a show but I wanted to be fucking good I wanted to be great and that's what happened with my second album and it's like everything was great and it's like okay so now I have like this insane confidence now because it's like I did it again I showed y 'all again You really have shown everyone.

14:23And I think there's been so much chatter about the gap that you've taken. But when, and I mean, from a music point of view, right, the gap between albums. But what I see is somebody that has been consistently building a brand in all of those years, because your business outside of just pure music has exploded in those years. And I'd love you to talk about like, you know, because I feel like, again, you're so multidimensional as a talent. There's so much to you and in the world of Cardi. Not to mention that, you know, you've got this unbelievable, beautiful young family that you're raising. And so what's this last few years of your life felt like?

15:02Every year is different. Every year is different. That's true. Every year is a bit different for you. It's a bit different, but I feel like last year, a new person like was like reborn. Really? Yeah. I don't know if it was like the divorce or I don't know if something just woke me up. And I feel like I'm definitely a new person. And I don't even know how to explain it. Like, it's really weird to like explain because I just feel like it's like I have to do things like for myself now. for real. And I got to take things serious for real. Like it's like, it's like now or never, like a lot of artists or like celebrities that like have like really big major businesses that are successful.

15:52They didn't build their brand on the second or third year of being big celebrities. Like they build their brand when they're like seven to eight to 10 years in the business. and I feel like right now is the perfect time. And so many things are changing now. Like nowadays, these kids, they're doing, they're watching streamers. I don't even know almost nobody, no streamer name or nothing. I don't even know what six, seven means. I don't know nothing. Like, it's like, you got to take advantage of the moment now. And I feel like now is the moment. before I go man crazy, before I get too comfortable, before I be like, oh, my back hurt, or before anything.

16:40I have to do it now. Like, this is the year. I'm 33 years old. I'm in my Jesus year. I'm in my Orisha year. And it's like, this is the year. It's like God is telling me, it's going to be now or never. Take advantage of it. It's like Jesus is telling me it. It feels like there's some urgency. Where does that come from? because it is the time. Even like, even when I went to Saudi Arabia, right? Like I went to Saudi Arabia and I know I'm famous and everything, but it's like, I went to the mall and everybody was just coming to me. And that's when I was - You didn't expect that? I didn't expect that because I thought that the country was so strict.

17:19I was thinking like, it's like, damn, do people even look at my videos? Do people even think? And it's like, wow. Yeah. I'm really a big deal. So many people know me. I have to take advantage of this moment now like I know that I'm famous but it's like it's even crazier when you go to a different country and you be like damn I'm really really famous these people really really know me and it's like I have to take advantage of this moment now that's what that's another thing people procrastinate too much don't waste the moment don't waste the time you might not get the opportunity again sometimes that one time I mean And you could do it next year.

18:00You could do it the next year after. But it's like that. It'd be that one time that it'd be like, this is your moment, girl. And that was when you should have done it. Then that's when you should have done it. Don't lose that shit. It's right now. Right now. Right now. I really want to switch into the business of being Cardi B. And you said that this feels like your moment. Yeah. You've spent like a very, very long time doing a myriad of different types of deals. Like you've had a lot of different brand partners. So I really want to understand some of the lessons that you've learned from doing those partnerships and putting yourself out there.

18:34And then obviously now transitioning into this new era of equity and ownership for yourself, which I love, obviously. We're going to talk a lot about it. Well, you want me to tell you about a lot of lessons? I want to know the lessons. I want to know what you learned, what you liked, what you didn't like about that period of your life. Well, there has been like brand deals and then also partnerships that is like, I feel like they are just not ambitious as I am. And they don't really understand marketing. And that pisses me off because I am a big marketing person. And it's like sometimes like a lot of these brands and a lot of these companies, they only rely on you to push the product.

19:16Oh, yeah. And it's like I understand that like I have a lot of followers, but it's like you need other people to push the product. You need other commercials. You need other ways and other tools to push the product. Not just me talking about it. And I really, really hate that. Like it's like they will invest five hundred thousand dollars on a photo shoot when it's like, don't we don't have to do all of that. Put that on advertising. You cannot only use me for advertising like that is very, very important. And that's one thing that I learned that it's like you have to partner with somebody that like is seeing your vision.

19:56Like it's like, hey, I'm trying to make this amount of money. Are you with it or not? You are. OK, well, listen, this is what we have to do. And sometimes some companies like I want to talk to my partners every freaking week. You do. Me or patients. Yeah, I want to talk every week. I want to nearly feel like I'm laying in bed with you. That's a dream pop next to me. Like, it's like, this is what I want. And it's like, it don't matter how annoying it is. It's like, there's a number and we have to meet that quota. And also what I say about business partners, even sometimes when they say that like, is, oh, we giving you equity, make sure you guys are not doing ghost equities and stuff like that.

20:37That it just feels like, hold on, this don't make no sense. I feel like the equity that they give me is not, is not worth and the timing and the wording is like it's not worth all the work that I do for your company. Like it's just it's just not. You've been burned, Cardi? I feel like I've been burned. I feel like I've been burned. And even when I haven't been burned, it's just like you never know when you're getting burned. If you're not if you're not seeing the numbers every single day, those numbers are not coming to your phone every single day. Like you're accounting them. You're going to get burned.

21:07I need to see the numbers every day. I don't want to hear like, oh, you. No, you got to see those numbers. You're hands on. It has to be hands on. It has to be. has to be. I feel like I made so many people rich and then they tell other people that they're so good. But when we get on these type of number calls, they'll be like, well, we didn't meet this, this and that. And it's like, yeah, no, you're lying. Because one thing about it, I ask all my social media platforms, like it's like, hey, give me the insights. And it's like, yeah, don't play. You know. I know. You know. Yeah. And so you're in a different season now because you are out of that moment of purely being a partner to brand.

21:46because you've already, you've launched your own brand. You're about to launch your second brand that you've taken equity in. And I really want to talk to you about this because those are big business decisions to be making when it's your business, when you're taking the reins for something. So talk to me a little bit about that transition into that phase of your life. Like what made you take a leap? It was like around 2024. And like, I just called patients and it's like, yo, we are wasting time. Like we deserve to be somewhere else. We deserve to be bigger than this. Like it's that we have so much big dreams and I know that we could do it.

22:28Like it's like, I have the ideas and she have the brains. Like she have, she have the talk and I just have the ideas and I have the ways of how can we make it happen? Like I'm tired of waiting on managers. I'm tired of waiting on this. Like, it's like we practically grew my brand together from the beginning. And it's like there's nobody else that is going to be as passionate for what I want like her. And it's like, yo, we got to put Pep in our step. You go find these people that are going to help us do our brands. And we're going to ride this shit to the end. And that's exactly what she did. And we're here.

23:11Now with them, it doesn't even feel like a partnership. It just feels like it's like friendships and cousins and stuff like that. There's so many people that want to invest and want to get like, you know, and deals with us. But it's like, yeah, but are you passionate? And are you understanding how I want these things done? And it's like, they are. They have fulfilled everything that I want. And it's like, it's time to put everything we work for in the engine. So this was really, this is something that you came up with. You were like, okay, I'm ready now to go and start my own brand. And it was about you going out and finding the right partner.

23:47So this is like your idea, you and your team going out and saying, okay, who's the right partner for us? Yes. And that's the thing too. Like it's like all this time that I've been Cardi B, I've been burned so much that now we do know what we're looking in partners. And what are you looking for? Like when you think about what's happened in the past, what for you were the primary things that you knew you needed when you went out and looked for a partner? I want people that understand good product and I want people to understand how important it is marketing. Because if I be like, hey, buy this mug, buy this mug and this water, like they're going to buy the first time all the time because of just my name.

24:29Like, cause I, well, we love Cardi. I'm going to support her. But if it's not good, you're not going to buy it the second time. You want people to buy it the second time. So we have worked so hard for these products to be amazing, great. So many things that we have done, like, it's like, I don't even want to, I don't even care about hair anymore. Like, it's like, I'm gonna sell over it. Because we, I feel like that's what we do. We eat and breathe it. And it's like, they understand the importance of a good product. And they also understand the importance of marketing. And they don't want to be comfortable.

25:04I don't want to be, don't get comfortable with the first hundred millions. Let's take it there. Let's go. We can take it there. Let's go. Let's go. All right. So let's talk about this brand of yours because it is so exciting. And I feel like for such a long time, like you were known around this idea of hair care, right? It's like you were on your social media. It was part of your identity. Like people really looked at you and were like, wow, like what's she doing? What's she using? So was that the first category that you wanted to go into? Or was that something that you came up with together? Well, I always wanted like to do things for hair because I know that like I'm good at it.

25:46Like I'm really passionate. I'm really, I was really passionate to getting my hair healthy again. And I was doing, I was doing my hair mask myself. Oh, my God. Let me tell you something. Like around 2022, my cousin, he put like this. He made like this mask with garlic. I kid you not. My hair, every single time that I sweat, smelled like garlic for one year straight. It was so disgusting. That's commitment. Yes. And I was like, one thing I would never do is put garlic again on my hair. I'm going to stick to what I like on my head. So it's something that was like, I really like this. And I really like fashion.

26:25So that's something else that I'm getting in.

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28:13So talk to me about how you're thinking about your brand world. So you have, what have you done? You've done a deal with Revolve where like all of your rights are with them or just like specific categories. What does it look like? Specific categories, but like we are partners completely in love. Everything, like we are partners in everything. And it's like, they are involved with everything. Like every testing that we do, every conversation, like it's like, they are super hands on. Like, and if I say I don't like something, they take it very seriously. Like, okay, they're changing it. Oh, we're changing it.

28:47Fine. We're going to change it. And how have you set up the company? Like, what do you do? What do they do? What does it look like? We do everything from smells to testing to, okay, like, it's like, I'm going to test it. This person going to test it to having conversations with labs in Korea. Like that, that's one thing that I don't know about. It's like, oh, wow. But they have the connections. We be on the phone with them every single time. And it's just like, Like, it's a lot that people don't, it's more than just making a mask in your home. It's like every little detail. I can't even believe that sometimes the way that your product is colored or is named is even a big deal.

29:30You cannot just name your product a certain type of name and it's like. No, a good name will sell a product. Yeah, a good name will sell a product. Oh my God, a good name will sell a product. I remember in the beginning of Good American, we had these shorts and they didn't sell. And I changed the name to The Bombshell. And that short still to this day is like one of the best selling things we ever had because just people like the name. That was just it. So you got to like really have those things. And I feel like what you're so good at is the chat. I can't think of somebody who is better at talking about products and describing things.

30:06that you would be such a dream, amazing partner to somebody like to do that stuff. I bet you could come up with a million things, but I want to talk to you. So let's go back to the brand. The brand's called Grow Good. Yeah. Grow Good. I love that. I can just imagine what's going to happen. Talking of good names, I can imagine what's going to happen to my hair. So what does the product line look like? I'm launching shampoo. I'm launching conditioner, a hair mask, and I'm also launching a shine. Oh. Yes. Like a shine that you could like put before you blow dry your hair and after. and boy, it sounds so easy, but it's like, oh my gosh, I'm so tired of talking about it.

30:43I'm so tired of talking about it because everything, everything is such a big deal. I'm telling you, even from the name, like it's like, it's such a big deal. Yeah, because you got to live with that. Yeah, like you have to live with that. Like if I go to a beauty supply, what name, how would I like a product? Like what makes me want to buy a product? It's just all those little things. It's just like from putting like the conditioners and it's like, I'm putting my own hair. I put my own hair at risk testing these products. There's no other way. My own hair. She's like, it's better be good. Like, it's like, oh, Jesus.

31:23I put my own hair on the line. And what's it like, Karla? It was good. It was good. The first testing, I was like, the product is not thick enough. and it's like, let me tell you something. I have thick fucking hair. If I take off two months without me washing my hair in these braids and the conditioner don't go, don't penetrate in, I don't fucking want it. No, forget it. I don't want it. If there's not a certain type of shine, I don't want it. Go do it again. Let's do it again. We are trying to, we are trying to sell not only just fucking hair product, we're trying to fucking say some shit about, I want people to be online talking about this shit is life changing.

32:01Yes. Look at these fucking reviews. We need these type of reviews. The only way we're going to get these reviews is if the shit is fucking good. That's the only way you're going to get the reviews because I'm telling you, that is one saturated category. Did you ever sit there and think, okay, you know, you've got Tracy with Patton, you've got Beyonce with Sacred, you've got Rhi with, you know, Fenty. Did you ever sit and think, wow, there is a lot of competition and especially like in celebrity hair care? It's not even about competition. is about what's going to have your hair growing. I use sacred and it's like, it's very fucking good.

32:37It's very fucking good. And that's what I want. And I'm saying it with confidence. So I want people to be like, yo, her shit is really fucking good. I like this shit. I don't want nobody to complain. I don't want nobody to complain. And I feel like people know me. People have seen my hair transition. Yeah. People have seen it. Like people have seen it. and I've been doing my hair on live since like 2016. Like I remember when I did like a live on Instagram. I'm not sure if it was, yeah, it was 2017. And I was doing rollers and that is the first time I told them, like it was like, yo, I boil onions and I use the water on my hair and it really don't smell like onions.

33:19Where did you get this from? Like who's boiling onions? It's Dominican recipes. It's Dominican recipes. Like it's like the Dominicans, that's what they do. I need to understand this So you're boiling onions And then the water That comes from the onions This is going on the hair You wash it You wash it You just wash your hair with it So it's like Make sure you have a big fat pot And I'm telling you It works And it does not smell like onions It don't It really really don't So we don't have the garlic problem No The garlic Don't fuck with it Okay Garlic we're not doing Onions we're doing Just to get it Just to get it straight Yes garlic Oh my god Even when you sweat, it smells like, I don't know, like an Italian restaurant.

34:04No, none of us think that. So talk to me about the lessons that you've learned because you have another brand, Whip Shots. Was there anything that you'd learned from that partnership and that business that you've taken on over into your new venture? Oh, absolutely. I learned a lot. Oh, honey, I learned a lot. Oh, come on, let's go. Whip Shots is getting a whole revamp. Is it? Yes. The cans are going to look completely different. I guess they fired their old marketing team. But that's the thing, though. I'm not in charge of the marketing. Like, now Patience, she represents the brand. So a lot of things have changed.

34:38But it's like, I had to get somebody directly from my team because I only have a little tiny percent of that company. Like, I'm not really the sole owner of that company. You have a slither of equity and then you have some decisions. But it's not like this new thing, which is yours. Which is mine. So I learned a lot from it. So you learned to take more equity, basically. Yes, yes. But it's like, oh, I learned a lot from it. Like right now, they're going to do a revamp on it. And it's like, okay, I hope that. You still believe in that business? I do believe in it because a lot of people do buy it.

35:12Like they do really good. Like there was some times I'm like, oh, we making money over here. But I want it bigger. Yeah. I want something bigger. But it seems to me like what you want is more decision making. Like you want to be more in the driving seat of these businesses. I want something that is like people are ringing off the calls. Like I believe in this company. I want like investors to be like, I want to put millions and this and this. And like, I just want like. Massive success. Massive success. Massive success. What does that even look like to you nowadays? Like when you sit down with everything that you've built, with the albums, with the Grammys, with the money.

35:53Like what does massive success look like to Cardi B today? I want my product to be in every single store. I want it to be on every single beauty supply. I want to be, I want to be able to go to Target. I want to be able to go to Ulta. I want to be able to go to Sephora. I want to be able to go to all these stores and be like, oh, that's my shit. That's me. That's really, really me. Like not just on some stores. I want it to be everywhere. And why? Like, what in you? Is it about the money? Is it about the validation? Is it about, are you trying to prove something? Like, why? I don't know. It's just a high.

36:31I need that. You need that. I need that. Does that drive you? It's driving me. Like, I need that. I want to take it to the max. Like, I just, I want it big. I don't want just a couple. I don't want, like, just like, oh, but it did good. I want it to be like, this is number one. This is her shit. Like she did that. She did it. I need to do it. I need to do it. I'm interested like who you admire. Like who do you aspire to? You. But it's true. Cardi babe. But it's true. Like you made that happen. Like it's like you really like brought a lot of those companies up. And it's like you just got to really put your work in there.

37:17You got to live and breathe it too. You got to live and breathe it. You got to live and breathe it. Like, it's like, all right, changes have to happen. And not just like, oh, I don't want to, I don't want to promote today. I don't want to do it today. You have to do it every single fucking day. You got to do it every day. Yeah. And that's, that's another thing. Oh my God, please, y 'all. If you ever, if you ever want to build something, please choose good partners. Like not everybody with money are good partners. I'm telling you. Oh, say that again. Not everybody with money are good partners. Like Risa, she's very, very hip.

37:54She's very, very, very, very hip. And Adam. She's solid. Yes. And Adam, my publicist for the brand and my personal publicist, he's very hip too. Like they see everything. They see how business starts from here. They see how things are being built. They see what makes people not like something. They see how things spread around. Like they see everything. And they have a track record. Yes, they have a track record. I don't want to be anyone's first. Like, I don't, do you know what I mean? I feel like in your position, when you've got your pick of being able to do so many things, you want partners with a proven track record that can take your superpower and like light a fire under it.

38:35You don't want to be experimenting with anyone. Yeah. Okay, Cardi. Now here's where I'm just relying on you a little bit. Now, this is a podcast where we like to talk about business. And if we like to talk about business, we like to talk about money. But I will tell you, I have a lot of amazing women on this podcast, famous women and rich women and women that weren't rich, that made themselves rich, and now they're billionaires. And no one wants to talk about money. They make me take it out. They don't want to talk about it. So can we please just talk about money for a second? She's like, maybe, bitch.

39:07I don't know. Why don't we talk about money, girl? Well, this is what I want, because again, you said that, first of all, you hated being poor. so it's been a big driver. You clearly have massive ambition. You're not just sitting here going, yeah, I want to put this little hair care brand out and hope that it does well. You're looking for global world domination. You want to go everywhere in the world and you want to see your product. And I've read a lot about what you've been doing in the last seven years, how you're thinking about growing your business and growing your brand. You've been very open.

39:38So I want to understand like, you know, what did money mean to you like early on in your career? And what does it mean now? Like how important is the money? I mean, money is going to always be important, but sometimes money does not make you respectable all the time. Like it's like, there's a lot of people that got money and it's like, I still don't respect you. I feel like you're lame.

40:09but money equals also sometimes like the respect. I feel like at this point, I feel like I touched money so much. And of course, like we don't want to be super rich. We don't want to be able to afford everything, but it's just like, it's the, that respect that, that congrats that you get like randomly at the airport, at the store, like that congrats means everything. So many people got, got money, but so many people don't got that respect and it's like I love that respect like I want that I want that that type of like damn she did that of course money don't don't I ain't the one to lie to you and be like money it's not ever about the money I love the money but money also just gives you that respect too like it's like there's so many I ain't gonna name each other but it's like there's so many people that it's just like they're so powerful because of the money but it's like they're not ugh you're a terrible person money equals that respect that you kind of want and that's just the truth of it like it's just the truth of it but I'm not really right now doing it for like the only just the money like I really want that power I want that respect it's very very important to me like I want to show ya and I feel like I could do it I don't know it's something about Libras we want it all we want it all we want it all that's why we have four kids you a Libra too obviously it's something about them Libras It's all about the Libras Because we've got like Do you know what?

41:39We've got like The balance We understand We can go hard We can go soft It's like very Yes You know I always say this about Libras Like it's like We don't really like to Brag about it We let it We let it be shown Yeah we show it through our work Yeah we show it Yeah And we just keep going It's like we're extremely Unbelievably determined Yes As Libras

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44:15And talk to me about lessons and things that you've learned, like with money. Is there something that you wish you had known earlier about money? Ugh, them taxes. It's like, oh my gosh, if I could learn something new every time about taxes, like, it's like, that's what I want to like learn. And then like, oh, money comes and goes so fast. It goes so fast. Well, listen, I wanted to ask you about that because I think you revealed last year you were spending like$3 million a month or something like that on your outgoings, on keeping Cardi B and the family going. Was that true? Yes. Like, it's like so many, it's just, well, not, not 3 million.

44:57It will be like a month that is like, wow, I spent so much money. But then some months are like lower than others. It was like a year that I was like, why am I spending a million dollars on transportation a year? Like driving transportation, not, not planes or nothing. Like just driving transportation. And that's just because it's like sometimes like you don't even be having talks with your accountant every every week. You just be like, oh, whatever. Like, it's like I could see what I got going on in my credit card. But there's just so many little accounts that you have that is like I'm not always keeping up with it.

45:30Keep up with every single account that you have. Are you doing that now? Yes. Yes. And I'm not and I'm not feeling bad for people anymore. Like, it's like, hey, listen, you're taking advantage too much. You got to go. You got to get fired, baby. Yes. Listen. Okay, let's just get this straight. There will always be an element. I think when one person in a family or in a group makes it, there's a bit of responsibility to the others. Like we know this, we know how it works. I call it family tax. There's just like a piece of, you know, what you need, but there are limits to it and you have to have boundaries.

46:07Yes, you have to set boundaries. I already, I feel like I already set boundaries with my family already, But it's like even some people that I just employ that are not my family. Like sometimes, like people that I employ, sometimes I become really cool with or I really like them. And it's like, you know what? We're getting too comfortable and you overcharging me. You got to go. You got to go. You got to fucking go. You ain't got no mercy on me, bitch. So Cardi, how has your spending changed and like as your priorities have shifted? My spending changed like throughout like the years. Stuff like that.

46:43Like, when was it? Like around 2020? I was like, what the fuck? Oh, Jesus Christ. Like, it's like one thing about it. I do not. I do not care to get on a nice, good Delta first class. I don't give a fuck. I ain't. They're like, got it, got it, got it. Like, it's like one thing I hate is spending money. I'd rather spend the money on the strip club than spend it on a fucking jet. That's one thing that I do not like. I cannot agree with you more. And let me tell you, my team, I hate it. Because my team say to me constantly, they're like, why aren't we like Jens? Why don't we take a plane? And I say, because we don't need to, Derek.

47:26Because it's just us. Get on the plane with everybody else and be safe in a nice, big, fat plane like the rest of the people. Sorry, I just had to let Derek know that one. Because I don't think it's a good idea to spend all your money on private planes. It's just like. And it's so good for the environment. then. Oh, well, you know what I'm saying? But I just, I just, sometimes, like, when I, when I see, like, the spending on it, I be like, that was just so fucking stupid. I mean, sometimes I do take jets, but it's like, I really have to, like, you really, I really, like, have to, it has to make sense.

48:00It was being times that, like, I would just be like, I just want to take a jet because, like, I don't want, like, to go through security and shit like that. And it's like, why? Why are you spending$35 ,000 to go to fucking, well, around 2020? Why are you spending$35 ,000 to go to New York, to LA? Just because you don't think now is not that. Now it's probably like. 60. 60. Like, yeah, it doubled. The jet price is double, honey. That's something that I have to, I definitely cut back on. What's the most ridiculous thing that you've spent money on? It's a list, girl. Oh, jewelry. Jewelry. Because it's like jewelry styles like change every two, three years.

48:43And it's just like, why did I buy? I was why did I burn so crazy? And then it's like when you buy jewelry, it's just always super high. It's always like 250 on a chain. And it's like, wow, this chain is so fucking ugly. Why did? And I'm not even lying. Like, I swear to God, like it's like it's not like like sometimes like with a bag is like, OK, it's like a little 30 ,000. And it's like when you buy jewelry from a jeweler, you just it's like if I'm going to buy jewelry, I'm going to go all out. Like that's one thing about me. Like once I get obsessed with something, I buy so much at one time and then I'd be like, no, so ugly.

49:17So no more ugly jewelry for you. No more ugly jewelry. And then it's like, make sure you buy timeless Hermes bags because I got so much of them. And it's like, but at least you can sell them, but they're not, they're not as like, for example, like the 35s, the 35s, right? Like the value I feel like in 35s went down so much. It did? Yes. Oh, I love a 35 because my laptop fits in a 35. Yeah, but like now, now like the 25s and the 20s are like in style. So it's like, damn. Yeah, see, I'm a worker bitch. I need to put my laptop in and my files in and my makeup bag. So I like a 35 or even a 40. But it's like a rule now.

49:56Like it's like it's like so many rules on like on wearing it. Like I have like a concept, right? Like a concept is like it's like don't don't bring a 35 for dinner. Like it's like it's like a daytime bag. By the way, that I agree with. Don't bring a 35 to dinner. A 35 is to what? Yeah, but like around 2020. You were bringing a 35 out? They were bringing the 35s out. Like, it was like a thing. And it's like, why did I did this? Like, I want to call the police on myself. No, you should ever. I'll call the police on. You can't take a 35 out, right? Yeah, like, it's like, it's certain things. And it's like the value, the values of certain things just go ups and downs and ups and downs.

50:32And it's like, oh my gosh. Like, I spent so much fucking money on. Do you invest? Huh? Do you invest? I do invest Because I feel like You've got like A bunch of houses Like what do you invest in? Property Property Or little Or little Little business That are opening up But sometimes I don't even have to invest People just want to give me People just want to give me Like little equities And stuff And it's like I'll take it I'll take it I ain't got nothing to lose I ain't losing shit Like it's like Fuck it Like I'll promote your shit Like whatever Just don't give me No fucking gold equity And shit Don't give me another shit.

51:05You want the real deal. I want the real deal. You want the real deal. The real deal. I'll promote your little shit. Like, it's like stuff like that. Let's talk about your kids because I want to understand a little bit more about what you're teaching them, what your values are. And especially like, even when you talk about like not getting on private flights all the time, like how are you shaping their reality around money? Because they're growing up in a very, very different way than you did. Oh, them kids get spoiled. Of course they did. I think I'm going to start learning about how do they really see money and how do they like see things.

51:44Like when they're probably like 12 or 10 or something like that. Because like my daughter, she doesn't really care much for brands. She just care about things that look cute. You know what I'm saying? That's all she cares about. Like it's like as long as they look cute, it's like it's fine. You know what I'm saying? but I wonder if they understand that it's like you are so freaking privileged no I guess they don't because I feel like listen when you grew up more similar to how we grew up right in the hood you have to grow up really fast yeah so I understood money because I didn't have a choice because the lights would go off yeah so you're like oh like we didn't pay for something because the lights are not on so you're forced into understanding I guess you don't need to have those conversations with your kids that's not their reality and you can't burden them with something that's not their life.

52:32That's not their lifestyle. Yeah. And it's like, I feel like, Ooh, are they ever going to understand it? Like, cause like, for example, like my daughter, she goes to the hood, I guess all the time. Like my, my great grandma, she still lives in the hood. Like my dad, he's still, he's still like, he still lives in the Bronx. He wants to be there. Like, it's like, he, he likes it there. Like, it's like, I don't care. But I just don't think that my daughter will understand. Like, it's like, Hey, do you know that people lights go off if you don't pay it. Like they don't understand what it really feels like when that type of shit and that type of pressure is, is, is on them.

53:06I don't, I don't know. I mean, I just feel like they'll get older and they notice things. Like my kids would always come back from England and say to me, mom, how comes everyone has such a tiny house and such a big TV? I'd be like, that's just how you do it. That's how we grew up. We had a tiny house and you had a giant TV and that's just, that was the most important thing. But they didn't understand that that had anything to do with money. For them, that was just a certain way of living. Yeah. But I guess your kids will get older. They'll start to notice things, I'm sure. I wonder that. Like, even like I had a conversation, like, with my baby daddy.

53:43And he was just saying, like, it's like, my son's going to have to earn things. If you want a toy, if you want this, you're going to have to earn things. And I was just thinking to myself, like, damn. My kids don't got to earn nothing. They don't? No, they just... But they're so little. They don't have no chores, no nothing like that. Do you make them do anything? And it's so crazy. They don't have a chores. No, because I have my cleaning people come like five times a week. I swear to God. Like, it's like they just come five times a week. Like, it's like, wow. Matter of fact, I'm going to have to get into my daughter into cleaning that habit.

54:13Because at the end of the day, one day you're going to be a woman. So it's like, you're going to have to know how to clean. Like, you're going to have to learn how to mop. Yeah. Yes. Didn't you know how to do everything when you were that? Like, I knew how to do everything. Everything. I didn't know how to learn how to do things when I was like six or seven. And I feel like there's a technique way to mop. Of course there is. And you've got to put your back into it. Yes, it's like a technique. You've got to be aggressive. Yes, and it's like, you have to mop. In one space, you've got to do it like three times.

54:43But it's like, wow, they don't even have to earn nothing. Like, oh my God, they really get whatever they want. Is that a good thing or a terrible thing? I don't know. Listen, there's no judgment. I feel like with my kids, I have a kind of infatuation with making some connection, but they're much older than your kids. And so for me, it's like, I've always tried to make some connection between what they have. Like they know I leave the house every day. And you know, whenever they've been like, I don't want you to go to work. I'm like, well, I have to because X, Y, and Z, right? It's like, mommy has to go.

55:15And I try to make a connection between, you know, I make them make their bed. I don't need them to make their bed. And it gets remade by a housekeeper after, but I'm like, you need to learn some sense of discipline and some sense of like, that you don't just get to get up and do whatever you want to do all day. Like there's a trade-off in life. And I feel like the earlier they learn that, the easier it is because I don't want, you know, spoil rich kids from LA. Yeah. You know, I'd rather die. But one, one thing for sure is like, I keep these motherfuckers busy. And one thing about it, I be telling my mom or my dad, don't even fucking try it.

55:54Because sometimes it's like, oh, but they're tired. Like, they just came from school. It was just in school all the way to three o 'clock. And it's like, you want them to go to tutoring and then you want piano class. And it's like, stop. Yes. Let them. Because guess what? That one hour that they're doing in tutoring, it's going to be one hour that they have on the iPad. so stop that's okay they're gonna sleep later but I don't I don't do that for them to earn something it's just like it's like I just want them to be good at different type of things because I'm not good at a lot of things I don't even know how to fucking swim I don't know how to you don't?

56:28no I just learned how to swim there's still time for you girl I'm 43 no wait you're 43? yes I'm 43 it took me two years oh my god I learned with the twins with my twins who were two years old doing swimming lessons they would do one lesson one for Lake, one for Rafi, one for Mommy. Yes. Two years. So that's what I'm saying. Like, it's like, I just want them to be good at a little bit of everything so you can have like little, little, little options. Like, it's like even me, like I feel like I don't have no rhythm. For real? Yes. I don't really have like a natural rhythm when it comes to dancing.

57:02I want my daughter to have a natural rhythm. Stop, stop. One second. What do you mean you don't have any rhythm? Like, I'm really bad. You're guarding fucking B. You don't have rhythm? I'm bad at Korea. Do people say that and I've missed it? Yes. No. Yes. Yes. Well, my team says that my team knows it. Like, like, for example, like, it's like I'm 33 years old and now I'm about to start taking salsa classes because when I was little, I used to be like, no, I don't want to dance salsa. Now you wish. And now I wish. And it's like, that's why everything that I'm not good at, I want to install that on my kids.

57:34But I think that that is teaching your kids like a sense of discipline, a sense of like you get this, you give this, you get that. Like that is the early foundational stuff of like teaching your kids good, like, you know, good practices. Like it hasn't got to be about money, but it's got to be about like, like value to stuff. You know, it's like it makes sense for them to come home from school and to put their energy and spend their time wisely. you are teaching them great things about, you know, growing up and becoming a proper person. Yeah. Like I'm strict in that. I just don't do it. Like, so it's like, okay, like if you really do good in this class, I'm going to give you this.

58:14I go like, oh, if you want like a toy, you got to earn it. Like, I don't, I haven't done that, but it's like, yeah, I don't play about your fucking classes. So they ain't getting out of classes if they just like whining, mom, I'm tired. I don't want to hear it. I don't want to do it. And what are they doing? They're doing piano. They're doing tutoring. They're doing piano. They're doing tutoring. They're doing dance. My son is doing baseball and soccer. Five days a week they get tutoring. As soon as, as soon as Blossom turns two years old, you're going in tutoring. I'm not playing none of that shit.

58:45Two years old. She's going. Yeah, like my, like my son, like he's, he just turned four and he's already reading. Like, it's like, I'm, I'm not playing with this shit. Like, it's like, you got the money for it. Like, invest on these kids. One of y 'all going to clean my ass and going to take care of me. One of them has got to. Listen, Libra, I think you need to book some swim lessons and join in with the kids. Oh, my God. You can do it. That's the bad thing about New York. Like, it's like swimming class is like two months. Do you know what? That's true. I've got the excuse that I'm in L.A. and the sun's shining still when I get home from work.

59:14So you can be in a warm pool and just, you know, do it. But you can do it. Yeah, like even like with my daughter culture, like it's like she'd be wanting to do things. and then she'd be like, I don't like it anymore. And it's like, I told her like, do that shit again and you're going to have a problem with me because it's like, you wanted a ballerina class. I put you in ballerina class, you don't like it, you complaining about it. Now you, I want to be back in gymnastic class again. Now you, now you, you whining and complaining. Keep whining and fucking complaining. Are you straight to them? Yeah.

59:44I'm, I don't whoop them, but I'd be like, I sure, I'll sure tell you about yourself. Like, whine and complain again. I think they just scared of my voice. They scared of my voice. I have a scary voice. I'm like, oh my God. Because they see me as like - You have a mom voice. Yeah, like it's like they friendly. Like they think I'm, I don't know. They think I'm like their friend. And so I'd be like, one. If I count to five - That is such a mom thing to do. Like just that one count. Like literally one count. They don't even let it get to five. No, no. If I count to five, it's a problem. Get up. Avia.

1:00:18She's the disciplinarian. Are you that disciplined with yourself? No.

1:00:26you're not. No, I'm not. And so I get those moments that it's like, oh my gosh, I got to get my shit together. I wake up early and could start calling everybody.

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1:02:07That's www.primallypura.com and use code ASPIRE at checkout for 15 % off your order. This episode is sponsored by Macy's. Macy's has been highlighting some of the best ways to refresh your look for spring. And honestly, the one I keep coming back to is accessories, because sometimes it really is the accessory that makes the outfit. Here's how I personally think about it. Instead of rebuilding your whole wardrobe, you find one piece that just pulls everything together. A soft leather bag that works with your good American denim just as easily as it does with a flowy dress. A layered necklace situation that adds dimension without trying too hard.

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1:03:22So before we wrap, a quick reminder that Start With Yourself is available for pre-order and tickets for the live shows are available now. Starting April 15th, we're coming to New York, Los Angeles, San Francisco, Chicago, DC, Boston, Atlanta, and London. Visit emagreed.com for tickets and full tour details. I cannot wait. So what does a routine look like in your life right now? Like tell me how like a regular day goes for you. A regular day goes to me. I wake up around 10 in the morning. Shut the fuck up. No, you don't. You wake up at 10? Yeah, but. Are you a night owl? A really big night owl.

1:04:03Oh. I'm an artist. Oh, sorry. I'm just chatting to you like you're just a mum of four. Of course, you're up in the studio. I'm in the studio, honey. Sorry, I forgot. I forgot what we were doing here. Especially because my engineer, he's a big night owl. We'll be up to 5, 6 a.m. On a regular night. On a regular night. Tinkering in the studio. And I go to sleep in the couch and then I just wake up. No. And as soon as I wake up, any idea, anything that I have going on, we need to get, we need to write it down. I don't even be writing it down. I just call because I might just forget it. What I get every time you speak is that there is an urgency and a deliberateness in everything you do.

1:04:47Like nothing is an accident. And, and, and even if I think about it at 2am, I'm waking people up. I'm gonna wake you up. Like, hey, you know what I just thought about? I thought about this, this, this and that. No. Yeah. Call them tomorrow. Cardi, what do you think people get wrong about what it takes to change their lives? There is, it's really work. You have to work every single day. You have to work every single day. I don't care. I don't know what your job is consist of. You have to do it every single day. You have to put all of it even in a single day. Even when you fall out of love with it, you just need to know that it's like, this is a responsibility for your whole entire life.

1:05:29Like, it's like, you might have a passion with something, but when you do it so much, or sometimes when it feels like it becomes so much pressure, like, it makes you feel like it's like, damn, do I even love this? But it's like, well, you know what? You got to pick something. You got to pick something. You got to pick something. You have to pick something, and you have to stick with that, because for the rest of your life, you're going to have to fucking pay some bills. For the rest of your life? For the rest of your life, till you die. What do you want other women to learn from how you're living and how you've lived?

1:06:00Stop making excuses. Figure it out. Stop making excuses. Because nobody give a fuck about your excuse. I'm telling you, no matter how much people be like, it's okay. Nobody give a fuck that you got kids. They don't give a fuck. Nobody cares that your boyfriend is going. Nobody cares. Nobody cares about your personal life. Everybody, nobody cares. Stop like, nobody cares. You got to do it. You got to stand up. You got to wake up. You got to do it yourself. Nobody, and find somebody that is just as passionate for your dream as you are. Because not a lot of people are. Yes, it's such an important thing.

1:06:45Like who you choose to be around. And that's what I love what you said earlier about your team, that they're as ambitious for you as you are for yourself, that they want the best for you. And that's what you have to do. You have to surround yourself with people that want the best for you. Your partner, your team, everyone, your friends. Like you can't have friends that are jealous of you. Yeah. Oh no, I don't have that. Of course you don't, babe. I think I have like the best friend records in the world. You do? Lucky you. And no, I'm really, really lucky because I'll be hearing other people's friend stories and I'll be like, oh, Jesus.

1:07:17Drama. Well, that must mean that you're a good friend. I am a good friend, but like they're the ones that will shake me up and be like, bitch, listen. And I'll be like, oh. Well, and I'll be like, you know what? Whatever. We're just going to be there for you. I don't got none of my friends kiss my ass. They be cursing me out. I'm scared of them. Thank God you're so lucky to have friends like that. You never, ever want friends that tell you what you want to hear. Tell me if somebody's listening right now, a woman specifically that feels underestimated, what would you tell her from your own experience?

1:07:51just work until you don't. And it's going to, I'm a real sensitive person. My feelings get hurt very easy, but it's like, fuck it. I have to do it. Just do it. Just do it. Whatever you do, just do it. Just write down your plans and then like try to execute them slowly but surely. If you push for it, if you keep going for it, if you get on your motherfucking feet, I mean like prayer with no movement is just noise. And I say that shit all the time. It's just noise. You pray to God so much time. You're going to give you the faith. But it's like, girl, you got to get out there. And me as a person that I'm like, I don't really like asking people for too much.

1:08:30I feel like we don't, Libras don't really like to ask people for stuff like that. We don't really do. It's like, try it. Just try it a little bit. Just be a little bit more confident and like, oh, well, it's okay. Just ask for it. What kind of woman are you still becoming? I don't even know. I feel like I'm learning myself. I do not know. I mean, like, just like I said, like, last year, I'm like, yo, who am I? What am I? I'm starting life all over again. I feel like I'm 16 and I'm starting over again and I'm just trying to, like, figure it out. Why did you say you're starting over again? I don't know.

1:09:07Like, that whole divorce transition, that whole not having a partner, that whole, like, not learning, like, having advice or, like, not. it's just getting to meet people, getting to like talk people about my fears, everything. Like it's like so many people just know me to be like this confident, strong, like woman. But it's like, I'm also very, very sensitive. And it's like, everything was just making me so sensitive and I just kept crying every single day. And I just, I don't know, like it's like, it was just weird. Like I just feel like I was reborn again. I want to understand like, what are your ambitions now?

1:09:46Like, what do you want more than anything in the world? What's the goal of this part of your life? What does Cardi B aspire to become? I want to be good at everything. I want to be like, damn, she's a good performer. She's a good rapper. She's a good businesswoman. She's a good mother. Like, I want to be good at everything. Like, I want to be somebody that is like, like, it's like, Like, oh, damn, she's really good at everything that she does. Like, everything, everything that she does. I got my album out the way. That was a lot of pressure on me. And I did really great. So I just want everything to just be like Cardi B is there.

1:10:31A good legacy, a good respectable legacy. Like, it's like, I just want that. I want that. And I want everything. Like, I want everything. I want, I want the kids. I want the great personal life. I want the business. I want everything. Like, I just want to have it all. Why can't I just have it all? You deserve it. You can. You will. Yes. Like, I want it all. It's so happening. I want every fucking thing. I want everything. And I want to reach my maximum goal. Like, it's like, reach it. What are you guys doing with your fucking followers? Do something with your followers. Make every follower a fucking dollar.

1:11:15Do it. We did not have these opportunities. Oh, my God. If I had this opportunity when I was 10 years old, oh, my God, I would be selling fucking lemonade on Instagram. Seriously. Use this shit. We need a T-shirt. Make every follower a dollar. Yeah. Yes. Yes to that. All right, we're going to move to rapid fire, Cardi. What's something that people assume about you that's totally false? I like that people just probably think that I'm like dumb or airhead or stuff like that. I don't know. Is it because of my accent? But it's like, it's like the best thing ever. I think it's like I have like this, this look like it's like, yeah, I say this man.

1:11:55It's like I'm taking notes. I'm learning. I'm putting plans together in my head. You talking to me and I'm taking my notes and I'm learning everything. I know so much about everything. Like, it's like, when I want to learn something, I study it all night, all day. When I want it, I have to have it. And I will learn it. I'll study it. I'll study who's great at it. And I think this is why I'm so, like, successful. Because that's what I do. I don't ever think that somebody is like. And a lot of people, like, for example, like Kim Kardashian, people always just, like, talk about her accent. like they're just so valley girls and everything but it's like that bitch is very fucking smart and that's the thing that people be like oh shit how the fuck they got it how they did it it's like yeah because we always it's a superpower to be underestimated it's a superpower it's great sitting there plotting as you say taking your little notes taking my notes learning what are you still learning to say no to?

1:12:58it's not not saying no but I feel like there's a lot of people that I gotta fire that I haven't fired yet because I have like attachment issues and I have like a lot of love for people. So it's not really like not saying no, but it's like letting people go that is like, you're not benefiting me at all and I have to let you go. Or like, you're making too much money off me and I have to let you go. So it's like a no thing, but it's like I have to let certain people go. And I said that I was going to do it this year and I have to, I have to do it. I feel really bad, but it's like, I have to. Like it's like, y 'all have to fucking go.

1:13:36No, no. You can't be like a people pleaser and a leader. You got to let that go. That's the thing. I'm really am a people pleaser. No, don't do that. I can teach you that. I'll give you the narrative. What is something that fans can really look forward to with Grow Good? That is going to help your hair grow good. I swear to God. I swear to God. Like, let me tell you something. Not only have this shit been getting tested in laboratories and all that shit. Fuck that. this shit been tested on me. I put my own shit in the motherfucking line. I love that. If that's not an endorsement, I don't know what is.

1:14:12And I have like this wig remover, this wig removal that we like, when we first started working on, I was like, yeah, I don't like it. I am not afraid to be like, I don't fucking like it. Trust me. So what did you do with it? We redid it again and we keep remaking it again. And I compare it with, all right, So like I will take off my wig using alcohol and makeup wipes. It's like, okay, what helps my hair? What makes me take off my wig faster? Like I'm not playing with this shit because motherfuckers got to buy it the second time. You got to be a - 100%. Yes. That is so important. People are going to always support you the first time.

1:14:51Because they're like, well, it's Cardi. I love her. Yeah. You got to buy it again. No one comes back a second time if the product ain't. And what song best captures this like chapter of your life?

1:15:05Hello, it's me. I'm back. Whenever he's saying I'm back, that's why I feel like I'm back. What is a book that's changed your life? Oh, the coldest winter ever. That book changed my, and I still go by it. I still go by it. Especially like the last Like the last page Oh my god You gotta read The Coldest Bitch The Coldest Winter Ever Like she give you Some like Some type of confidence Like it's like The way that she be talking When you read that book You feel like You feel like you heard Like it's like Yeah I got the baddest pussy In the motherfucking Brooklyn bitch I'm the baddest bitch The bitch used to talk like She was the baddest bitch You ever read The Coldest Winter Ever First of all I've never read it I've never heard of it I will buy it The minute I leave this room You have to read the coldest winter ever.

1:15:58I mean, I read that book when I was 13 years old. I would never forget it. Do you ever think about yourself as having a superpower? Do you know what your superpower is? My superpower is just being me and myself. Because me and my sister, like our whole life, I can't even tell you. Like, it's like people always used to tell me or used to tell her, like, it's like, you're going to be famous. Like, even my grandma, like my grandma got so many grandkids, but she used to tell me, like, it's like, you're going to be somebody one day. I even had like teachers like crying to me like I wasn't the best student.

1:16:29I was like actually the worst student. And then it was like, you're so special. You know that? And you know when people be like, oh, my teachers used to hate me. None of my teachers used to hate me no matter how bad I was. Like they always used to be like, you're so special. They always used to tell me like because I'm going to be somebody. But I used to be like, like what? Because I used to go to a school for like for music. But then when I got to that school, I was like, wow. I'm really not the best singer I'm actually the worst singer In this fucking Hogan fucking school What is my fucking talent?

1:17:03You know what I'm saying? I even used to do songs And stuff like that I used to write songs And then it's like Then you walk in the hallway And there's some bitch Singing a great song That she's writing I'm like What is my talent? Like what What is the light of me? I think like my Superpower is just Me being myself Like it's just me your superpower from sitting with you for a couple of hours is your authenticity I meet a lot of people I don't know that I ever met somebody who's so unashamedly unabashedly themselves and that says a lot in this day and age no one is just them no apologies no nothing just this is me.

1:17:49You're not like anyone else I've ever met. Yeah. That's what my man said. He said that. I was like, yeah. He told me to say that. He said like, because I've never met him, I didn't know. Last question is, where can we buy the products, Cardi? The product is available first week of April on Grow Good That Hair. That's where we'll be.

1:18:14If you're loving this podcast, be sure to click follow on your favorite listening platform. While you're there, give us a review and a five-star rating and share an episode you loved with a friend. You'll be so grateful. Aspire with Emma Greed is presented by Odyssey. I'm your host, Emma Greed. Executive producer, Ashley McShann, Derek Brown, and me. Our executive producers from Odyssey, Leah Rees-Dennis, Asha Saluja, Lauren Lagrasso. Producer, KK Sublime. Stephen Key is our senior producer. Sound design and engineering by Bill Shultz. Angela Peluso is our booker. Original music by Charles Black.

1:18:49Video production by Evan Cox, Kurt Courtney, Andrew Steele, and Carlos Delgado. Social media by Olivia Homan, Catherine Bale. Special thanks to Brittany Smith, Sydney Ford, my teams at The Lead Company, and WME. Maura Curran, Josefina Francis, Hilary Schuff, Eric Donnelly, Kate Hutchinson-Rose, Tim Meekle, Sean Cherry, and Lauren Vieira. If you have questions for me, you can DM me at Aspire with Emma Greed. Greed is spelled G-R-E-D-E. That's Aspire, A-S-P-I-R-E with Emma Greed. Or you can submit a question to me on my website, emmagreed.me.

1:19:32The semi-annual warehouse clearance event is happening now at Mattress Warehouse. This is your chance to save big with up to 65 % off mattresses warehouse-wide. Plus, get a free adjustable base with Solite Sealy mattresses or get a purple mattress and save$300. These limited-time warehouse clearance deals won't last, and with our lifetime price guarantee, you can rest assured you're getting the best deal. The semi-annual warehouse clearance event, only at Mattress Warehouse. Visit mattresswarehouse.com to find a store near you.

From the publisher

Emma sits down with Cardi B, global superstar, entrepreneur, and now founder, to talk about what actually changed once she understood where her power sits.

Cardi didn’t come into this industry with a co-sign. She came in figuring it out in real time, investing her own money, navigating bad deals, and slowly realizing she’d been making everyone else rich before herself.

Now, as a two-time Grammy winner and a mother of four, she’s launching Grow-Good, her own haircare brand, and stepping into a new level of ownership.

Cardi shares:

Why getting burned early became her best business education

What she looks for in partners now, and what she won’t tolerate

How she shifted from quick money to ownership and equity

Why this moment feels urgent, and what she’s building toward

How she’s balancing motherhood, relationships, and ambition

Where do you need to stop settling and start taking control? Drop it in the comments, we’re reading. And subscribe to Aspire with Emma Grede so you don’t miss what’s next.

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