#478: Do What Sets Your Soul ABLAZE with Kacia Ghetmiri, Podcaster, Speaker, & Entrepreneur

12 Nov 2024 · 50 min

Ask about this episode

Ask anything about it. ChatGPT or Claude reads this page and answers with the times it was said.

Connect VO and ask about every podcast you hear, including the moments you saved. Add to ChatGPT · Add to Claude

In short

Podcast Episode Summary: Creating Confidence with Heather Monahan

Episode Title

#478: Do What Sets Your Soul ABLAZE with Kacia Ghetmiri

Episode Description In this episode, Heather Monahan welcomes Kacia Ghetmiri, a podcaster, speaker, and entrepreneur, to discuss important themes such as the necessity of multiple income streams, motivation on the path to growth, the importance of stepping out of comfort zones, and the reality of needing to struggle before achieving success.

---

Key Themes and Discussions

Multiple Income Streams

  • Non-negotiable for Security: Kacia emphasizes that having multiple income streams is essential for financial security. Relying on a single income source is risky due to potential economic changes or personal circumstances.
  • Diversity as Freedom: Building diverse income streams provides peace and freedom, allowing individuals to progress in their careers and personal lives without the fear of financial instability.

Motivation and Growth

  • Staying Motivated: The importance of intrinsic motivation is highlighted as critical for navigating growth journeys. Understanding personal desires and aligning actions with them keeps individuals motivated.
  • The Power of Gut Feelings: Trusting instincts is crucial; Kacia shares her experiences of feeling something was off in her previous corporate role, motivating her to pursue entrepreneurship.

Embracing Discomfort

  • Leaving the Comfort Zone: Both Kacia and Heather discuss the transformative power of stepping out of one’s comfort zone. This shift is often essential for unlocking financial freedom and personal growth.
  • Sucking at Something: Accepting the necessity of being a beginner and struggling is vital. Both speakers share their experiences of starting new ventures and the challenges they faced initially.

Life Transitions and Relationships

  • Support in Partnerships: The conversation includes insights on supporting one another in relationships, especially during significant life transitions. Kacia discusses her husband’s journey from dentistry to real estate investing and the importance of mutual encouragement.

---

Key Takeaways

  • Trust Your Gut: Listening to one's intuition can lead to necessary changes in personal and professional life.
  • The Importance of Community: Surrounding oneself with like-minded individuals can provide accountability and support, especially during challenging times.
  • Focus on the Journey: It is essential to enjoy the process of growth and learning rather than solely fixating on end goals. Celebrating small wins contributes to long-term motivation and satisfaction.
  • Diverse Opportunities: Creating multiple streams of income offers flexibility and security, allowing individuals to pursue their passions without financial constraints.

---

Resources Mentioned

  • Kacia Ghetmiri’s Platforms:
  • Website: [Kacia Ghetmiri](https://www.kaciaghetmiri.com/)
  • Instagram: [@kacia.ghetmiri](https://www.instagram.com/kacia.ghetmiri)
  • Twitter/X: [@kaciaghetmiri](https://twitter.com/kaciaghetmiri)
  • Heather Monahan’s Platforms:
  • Website: [heathermonahan.com](https://heathermonahan.com/)
  • Book: [Overcome Your Villains](https://overcomeyourvillains.com)

---

Conclusion In this episode of Creating Confidence, Heather Monahan and Kacia Ghetmiri engage in a heartfelt conversation about the realities of entrepreneurship, the necessity for multiple income streams, and the importance of trusting one’s instincts. Their insights encourage listeners to embrace discomfort as part of the journey toward achieving their dreams and finding fulfillment in life.

Written by AI. May contain mistakes. Listen to the episode to check what was said.

Hear the part that matters, and keep it.Open this episode in VO. Double tap your headphones to save a moment as you listen.
Get VO free

Transcript

Automatic transcript. May contain errors.

0:00I do think it's really valuable for all of us to understand that no one stream of income is safe. not being just a business owner with one product, program, or service, not being a W2 owner, not network marketing, not insert anything. And it's like, how can we diversify and start to give ourselves more streams of income so that we're safe? Should like the economy change or should our circumstances or honestly, even our desires change? Like how can we set ourselves up more for success? I'm on this journey with me each week. When you join me, we are going to chase down our goals, overcome adversity and set you up for a better tomorrow.

0:35in your seat. I'm ready for my close-up. Hi, and welcome back. I'm so excited. Listen, strap in, get ready for the next 45 minutes, because I'm going to tell you, you're going to be so hyped. Every time I'm around this woman, I'm hyped. I'm going crazy. I'm so excited. And you are going to feel the exact same way. So if your day has been a little flat, oh, that's about to change. I'm so excited. And she's great multiple times. Very rarely do I have a guest on multiple time, multiple time guests on the show. So Keisha, not only is she a personal friend of mine, she's someone I freaking adore and love, but she's a high energy life enthusiast, a wife and a new mama.

1:09And I can't wait to get into all the transitions, all the changes. Her podcast empower her is one of the top rated personal growth podcasts with over 11 million downloads. And they happened organically, which guys, listen, you can gamify and do a lot of different things and advertise, and you can force people to listen. This woman just had such an incredible product that helped people and she's so good and so high energy, people came to her. She's also the co-host of the Get Investing podcast with her husband, Sina, which is all about helping people get started in real estate investing. Can't wait to get into that as well.

1:42She's personally helped hundreds of women launch and grow, monetize their podcasts and strategically grow aligned businesses through programs and live events. With her husband, Sina, she's also built a$7 million real estate investment portfolio in the last two years. She's all about pulling back the curtain to transparently share her journey in life and business to show what is possible for you too. So thank you for being here, guys. Welcome to the show, Keisha. I'm so happy you're here. Heather, I just adore you so much. I'm so excited to have this conversation and just it's going to be so juicy.

2:13I can't even wait to dive into all the things. We were off air, guys, a minute ago and just talking and catching up at how much life has changed since we've last seen each other in real life, since we've last had each other on the podcast and I can't wait to get into it, but I love your story for so many different reasons, but let's go back to the beginning because one of the things that's so interesting about you is the level of success you've achieved at a very young age, things that took me, my gosh, 20 years longer than it took you. So I want to kind of get to like, how did you get the confidence to do these things?

2:46Like, how did you know to do these things? And like, why has it all worked out? Certainly seems like it's all worked out from afar watching you at such a young age, how did you build it? I really feel like it's one of those things where you can connect the dots when you're looking backwards, you know, like this famous Steve Jobs quote, we're like sitting here with you today and just thinking about like both of our careers and businesses. It's like, would I never guess that one was going to work out? And it's like, here you are. But truly like it all started when I did the thing that I thought that I was supposed to do for me, that was like college, climb the corporate ladder, had the job that on paper made sense, I looked around and I was like, crap, this is not it.

3:22Like I knew that it wasn't aligned, but the problem was, and I feel like a lot of people can resonate with this where on paper, everything made sense. Where I was working at Google was my last corporate job. I was making six figures at 23 years old. I had a lot of upward trajectory in my career and I didn't have a bad boss. I didn't have an experience like you did, Heather, you know, in the corporate world, everything made sense. I liked my coworkers and stuff, but like there was this like gut feeling that was like, something is off, like there's a different path for you. And this is not it. That's why you're ugly crying on your bathroom floor, feeling like something's wrong with you.

3:52It's because you're just on the wrong path. So I started a business on the side way back then, 2014, it was in network marketing that took off really quickly because I did it in a way that was different than how everybody else was doing it. And I think this core belief that I've had for my entire business, and honestly, even in my life is if something's not being represented the way you think it should, and it's kind of bugging you, it's probably because you're supposed to be the representation. So that network marketing business was a lot of like stay-at-home moms building this business. And I was like, well, that's not me.

4:23Maybe I can attract a bunch of people that are working corporate jobs. And like, they just want to have like a little side hustle because they want to dip their toe into entrepreneurship that turned into 4 ,000 people and speaking on massive stages and earning several million dollars. And then that gut feeling came back up again. My husband, who was at NYU dental school at the time, we moved to San Diego. And I was like, I don't want to do this anymore. But on paper, again, it made so much sense. When you're at the top of your game and you're getting a lot of external validation, but you're also making a lot of money and you're making a lot of impact and you feel pretty good, it seems confusing to know that you want something else.

4:58But I decided to start a podcast, my show Empower Her, which you were one of the first 10 guests on that show. You've been on it so many times. But you were one of the, I think the first 10 to 15 guests on that show, which is so wild. way back at the end of 2018. And again, I think people resonated with it and why it took off pretty quickly is because it was very transparent and open. I didn't try to pretend like I knew what I was doing. I was kind of lost figuring out what was next for me career-wise and business-wise because I knew I wanted to make a pivot from that network marketing company.

5:30So I was like, let me just pull back the curtain and share what's going on and figure out how to build confidence and have like authors on my show that wrote books about that and just like be really honest about my journey. And people just were like, this girl gets it. It feels like she's my girlfriend. Turned into creating courses, helping podcasters, big events, retreats, and then eventually real estate investing too. So a lot of pivots, but it's all been very intuitively just like doing it my way and just kind of drowning out the noise from people that are saying, this is the way you should do it, you know?

5:58Yeah, but so break down for us because I've been where you're saying like it looks good on paper, but I didn't leave. I stayed because I was like, It looks good on paper. It is good. Stop complaining, Heather. No, I can remember not really being happy going to work in corporate and saying something's off. I know something's wrong. I know something's more. And then be like, no, no, no, stop. Focus. You have a great job. Be grateful for what you have. I meant well with what I was saying, but I didn't have that knowledge or that intuition you had, or I didn't listen. What's the difference? Yeah. So I always ask myself, when I've been doing something for a long time, whether it's a pivot that I'm making in my current business from like offers, products, program services, whatever, I'm always asking myself, number one, like, have I done this long enough to know if I'm pivoting because I'm just bored of it or because something's more aligned for me, or if I'm just like sucking at it because I'm new at it.

6:51For example, if you're starting something brand new and you're like, I know that I want to do something else. Like maybe I'll just get rid of this thing and start something new. It's often because like you suck at the beginning of anything. So I've always like trying to take into consideration, like, have I done something long enough to know that it's not aligned for me? And I've gotten past the stage of like, I'm not very good at it. Now I've put more reps in. So I got better at it. And I can say this is not aligned for me. And then in the actual corporate world, I honestly like have such a core belief that our days are numbered here and we don't know the count.

7:24So I just don't want to waste time. I've had two friends die at age 30, one from ovarian cancer and one that fell out of a window, freak accident. My husband lost his dad in 2021. So like the fragility of life is like so, so real. And we talk about this, but to me, I'm like, if I don't love it, if it's not making the impact that I want to make, if it doesn't feel aligned and if it's sucking my soul, then I like, I'm moving on. And I just believe in my ability to figure things out because I keep confidence and like building confidence as like the foundation of everything I'm doing next, you know?

7:57Oh my gosh. It's so, so good. And we all need to think more like you because you're so right. And I don't think that's wild to have lost two friends at 30 is, you know, I'm 50 this year. And I'll tell you, I've started seeing people in my sphere, not people that supers were close, but like people I went to high school with passing away. And you're right. It really makes you pause and say like, were they living the life that they were meant to live? Like, I am curious about that stuff. And because it relates back to you to really question yourself, like, are you living to your fullest? Are you living the purpose that you were supposed to be here for?

8:31So thank you for sharing that. Okay. So I want to get into what's interesting to me is clearly I have not made the right life choices thus far on partner. Clearly you have. And I'm so interested in the way that you supported your husband. You guys have an incredible relationship. We've been together for so long, how you supported him and getting him to transition or encouraging him to make a huge life transition, which ended up being such a blessing and a gift. Yeah. So my husband is Persian. So his parents are both first generation immigrants to the U S. So from his perspective, he always said that like, he felt this pressure to be like a doctor, a dentist, a lawyer, or an engineer.

9:13He chose dentist and he went through dental school. And as soon as he became a dentist, like I could tell right away that he was not excited about it. And we kind of wrote it off to, you know, when you're not excited about something, it's often because you're not that good at it yet. Right. Where it's like, it's so much more fun to do things that you're great at. So we kind of let him take the time to put in more reps and see if he, you know, as he got better and just got to like practice his skillset, if that was when it would feel more exciting. But ultimately he knew that it wasn't aligned, but he wasn't ready to admit it yet.

9:43So we moved from San Diego to Austin for him to try out a different clinic. And I had an online business, so I could kind of go anywhere. We moved to Austin. He had like the perfect clinic that he was working at. He had great hours, great pay, great career trajectory. And one day I got back from speaking on an event and I walked in and he was like, Keish, I'm pouring us a glass of wine. And like, we need to talk about something. And I was like, Oh, okay. And he tells me I want to quit dentistry. and I was like, hell yes, like, please, please, please quit. And honestly, the real reason was kind of like a couple parts.

10:15One was I just knew that he didn't like it. And we have been together since we were 19 years old. We've been together for 16 years. He's my favorite person on the planet. I just don't want him to, you know, not be excited about what he's doing in his life. Number two, I don't want to be married to someone who doesn't love what they're doing in their life because that massively impacts me. And then I didn't want him to be an example to our future kids, which we didn't have then, of someone who wasn't excited and just would come home every single day like womp womp womp about his life. I'm like, that's not what I signed up for.

10:43Also, because I know how smart and capable he is that anything he puts his mind to that he would be ridiculously successful at, he just needed the permission slip that like he needed to give it to himself. But because he had never stepped outside of this very linear path, like he almost needed an overly enthusiastic person saying like, let's go to just remind him that like he could do this. He wanted to be a quote real estate investor and quit dentistry. So he quit. Two weeks later, his dad gets cancer and we fly up to Seattle where we're from. And he spends the next 12 weeks by his side as he moved from the hospital to hospice.

11:20Only child, his parents were divorced. He was the primary caretaker. It was jolting. He had already left dentistry two weeks before that and made that decision. But I think it really stamped into both of us the need that you don't want to get to the end of your TBD amount of days here with coulda, woulda, shoulda is wondering what would have happened. His dad had big plans of like retiring and then like traveling the world and doing all these things that he just didn't get to do because he died. And like, that sounds again, so heavy, but it was like so important for us to realize like he had made that decision on his own.

11:51And then once this happened to his dad, it was like, okay, like whatever I want to build, like whatever my dream is. And for him, it was real estate investing. So he stumbled so much. and I want to acknowledge this because one of the most difficult parts about being in a relationship with someone who is stepping into entrepreneurship when you've been the entrepreneur longer is I wanted to help him bypass some of the roadblocks, but the roadblocks and figuring out how to get through them are what helps you build up the confidence and also like feel proud of yourself. I was like robbing him of a lot of that.

12:22Cause I'm like, no, you should be just be doing it this way. Do it this way. Do it this way. Good intention, but like really freaking annoying. He would say to me, he was like, Keisha, you know, I feel like I'm a really good swimmer, but I just got dropped into an ocean and I have no idea what direction to swim. And I wouldn't have to stop myself instead of giving him like some action plan like I would to someone I was coaching. I was like, good. Like, you're in the game, babe. Like, you got this. I'll like stand on the side and like cheer for you. And eventually that led us into the real estate path where, you know, now we have a bunch of rental properties.

12:54We have long-term rentals, mid-term rentals, luxury Airbnbs. And he's basically like the COO of this business. And he loves it. And it's freaking awesome.

13:09When you want more, start your business with Northwest Registered Agent and get access to thousands of free guides, tools, and legal forms to help you launch and protect your business. All in one place. Build your complete business identity with Northwest today. Northwest Registered Agents has been helping small business owners and entrepreneurs launch and grow businesses for nearly 30 years. They are the largest registered agent and LLC service in the U.S. with over 1 ,500 corporate guides, real people who know your local laws and can help you in your business every step of the way. Build your business identity fast with Northwest Registered Agent and get access to thousands of free resources, forms, and step-by-step guides without even creating an account.

13:52Sign up for a free account to begin managing your business hub with lawyer-drafted operating agreements, bylaws, resolutions, membership certificates, bills of sale, and more all at no cost. Northwest is your one-stop business resource. Learn how to build a professional website, what annual filings your business needs to stay in good standing, and simple explanations of complicated business laws. With Northwest, privacy is automatic. They never sell your data, and all services are handled in-house because privacy by default is their pledge to all customers. Don't wait. Protect your privacy. Build your brand and get your complete business identity in just 10 clicks and 10 minutes.

14:32Visit northwestregisteredagent.com slash confidence free and start building something amazing. Get more with Northwest Registered Agent at www.northwestregisteredagent.com slash confidence free. If your anxiety, depression, or ADHD are more than a rough patch, you don't need just another meditation app. Takayatri makes it easy to see a psychiatrist online using your insurance in days. Takayatri is 100 % online psychiatry practice that provides comprehensive evaluations, diagnoses, and ongoing medication management for conditions like ADHD, anxiety, depression, bipolar disorder, OCD, PTSD, insomnia, and more.

15:15Unlike therapy-only apps, talkiatry is psychiatry. That means you're seeing a medical provider who can diagnose mental health conditions and prescribe medication when it's appropriate. All their 600-plus clinicians are in network with major insurers, so you can use your existing insurance instead of paying monthly subscriptions or out-of-network fees. You'll meet with an experienced licensed psychiatrist who takes the time to understand what's going on, builds a personalized treatment plan, and can prescribe medication when it's right for you. Your care stays consistent and evidence-based. Head to talkiatry.com slash confidence and complete the short assessment to get matched with an in-network psychiatrist in just a few minutes.

16:00That's talkiatry.com slash confidence to get matched in minutes.

16:08I ask you to try to find your passion. So you see a significant change in your husband, the man who would go to work and be like, not loving his job to now he's completely into it. Well, and also like, I mean, we have a one-year-old at the time that we're recording this and it's like the lifestyle that we would have had if he had to be rushing to do root canals when we're still not sleeping through the night. Like our son still wakes up in the middle of the night. So it's like, can you imagine like a sleep deprived dentist? like doing root canals and leaving at 8am, leaving me with a baby. Like I can imagine that it would have resulted to a certain degree in some resentment of feeling like I had to give up my business for him to go be a dentist and him not even loving it.

16:51So it's like, again, like you can't connect the dots until you're looking backwards, but I see like he had to get uncomfortable. He had to also try out different environments to make sure that it was like actually not the right career path for him. I think there are probably some people listening in that it's like, maybe you're a director of marketing at a company and you need to make sure that before you just walk away from that, you go try being a director of marketing at a company that solves a different problem or that's a different environment to see if it's an environment problem versus just a career problem.

17:21And I think because he had the experience of trying out different types of clinics, he felt confident enough to even say he didn't love it. Because truth of the matter, dental school, 77 grand a year tuition for four years, eight years of his life in the education space. And when he left, so many people were like, what are you going to do to like pay off your student loans? And I was like, you could pay off student loans for dental school with other businesses that aren't dentistry. Like any type of money can pay off loans. Like we'll just go build the money somewhere else, you know? So I think like the truth of all of this is like sitting here now, I have so much gratitude for him being willing to say what he didn't want, what, you know, so many people were clapping for, like, look, you did this thing, you're this dentist and look, you should be so proud of yourself, but like he didn't love it.

18:08And he had the courage to say it, but to be really honest, in particular for any of the entrepreneurs that are listening into this, we often talk about the doors that we're opening for a future version of ourselves or the impact that we can make or the impact that we can make on our kids. But I did not know when I became an entrepreneur and started to build this business that I would be opening up a door for a future version of my husband that I didn't even know that he would one day want to have the option to walk through. The fact that he even knew that financially he could leave because I had a business that was making way more than his dental career was.

18:43And I was like super excited to have him leave. It's so incredible. That's a really good point. You just don't know who you're going to impact and it might not be the person or in the ways that you think, but the example is always what actually does the impact, not what we say or how we encourage people with our words. Yeah. Yeah. And just the knowing too, where it's like, like he knew that we financially would be fine if he left. And like, I think that gave him the ability to even let his brain, which is so much more analytical than my brain. I'm so much more like jump in the net will appear like super comfortable with risk.

19:15Like I'll just build the plane on the way down, like that type of thing. But he is like, I mean, he's a logical analytical guy. Like he became a dentist because he like likes biochemistry and like, and you know, so it was a big thing for him to leave. but it's been so incredible in our life now. It's so interesting because I have to imagine, especially with his background, his heritage, that there's these level of expectations and not everybody, I can't imagine not everyone was happy when he made the decision to leave dentistry. How did he handle that? Did he kind of just like put blinders on and say, I'm just, this is my decision.

19:48I'm not letting people get me to second guess. Yeah. I think he was really impacted by the fact that people that he thought would really be supportive weren't supportive, in particular family. And I was like, remember, you wouldn't want to trade places with them. You don't want the life that they're living. And they can only give advice from their perspective. And I think often we like to say like, oh, people don't support me. Screw the naysayers, blah, blah, blah. But I'm like, what if we just frame this as they want to support you, but they've never done what you want to do. They don't feel like they can give you advice.

20:20So you're just going to have to go do it on your own without their support. And one day they'll come back around. And that's exactly what happened. Like, especially some of his family was openly very unsupportive of this decision. And I was like, well, good thing it's just the two of us living together because like, I'm super supportive. I've got you. And I knew that my role was like to super hype him up as he was also grieving the loss of his dad and trying to figure out how to navigate all of this. So I think it's like drowning out the noise a little bit and knowing that like most often the people that are giving you negative feedback, it's just because they haven't done what you want to do.

20:51Like you and I were talking before we started, it's like the podcasting space and some of the things that we're doing business-wise where both of us are like, who can we connect you with? And like, how can I support you? What's going on? Because people that have done things that you want to do or in the arena doing it with you, they want to support you because they know how hard it is when you're first starting. So he had to get really intentional about drowning out that noise. I took a big hype roll. And then we really quickly connected him to other people that were in the space, like emphasizing, like going to real estate meetups and just like finding people that were doing what he wanted to do.

21:23So he understood like how to get more comfortable with risk and have like people that he could bounce ideas off of. And then we moved to Denver and there's a huge real estate community here in Denver. And we plugged right into that and made a bunch of like close friends. So that was super, super helpful for us too. Being in community with like-minded people, I think oftentimes it's underestimated and or because of COVID and people became more isolated, they've forgotten often people like working remotely or whatever. And I know that works for a lot of people. But when you do get a group of people together that are like-minded, like you and I love, like doing in-person events and being around people, it's extraordinary the level of accountability you start holding yourself to, how excited you start becoming, and the possibilities.

22:05I said this to my business partner yesterday. I happen to be in person with her. I leave every in-person meeting with her so hyped because she's ahead of where I am. And so she's always like, of course this is possible. What are you talking about? Like, don't question that. Of course we'll do that. And just having that assurance of another person who's been the places you want to go suddenly makes it so crystal clear. So thank you for sharing that. All right. Tell me a little bit about this whole idea of being a beginner and sucking at first, because it's interesting that you've gone through it so many times yourself because you've done so many things new and like you almost get excited about it.

Read the full transcript

22:40But also watching your husband do it, I would imagine that's even harder because it's someone you love and you care for that you want to help. So I think what's interesting is we talk often about not comparing ourselves to other people, but what I've struggled with more is comparing myself to a prior version of myself when the circumstances were different, right? So like, for example, when we had our son and I decided I was going to start going back into work and like starting to host like retreats and events or whatever I was going to start doing. And I thought that I could approach it the same way that I did before having a baby.

23:11So I was trying to compare myself in this current new mom version, who's like hormones are all over the place, like super sleep deprived of like, this is how I'm going to approach business. Because, you know, four months ago before I had this baby, like I was able to do this. So I should be able to do it now. Same rules apply with doing anything new where it's like, you know, my first business in network marketing, I'm making like three or 400 grand a year speaking on these huge stages, like know what I'm doing. And then I decided to start a membership for my podcast community. And I was like riding on an easel with a Sharpie.

23:40And I was like, like, I don't know what I'm doing. I feel so stupid doing this. It was a$17 a month membership. So like the delta of the amount of money that I was making, like, I was just like, I don't know what I'm doing. Like, it's so much easier to go back to the familiar because when you do something at the very beginning, you just suck. It's like par for the course, you know, where like, of course, as you keep putting your reps in, like, you're going to get better and you're going to feel more confident. But I think like, I always have to keep in mind, like, I've never done this thing in this season of life before ever, right?

24:10Like as a mom with a one-year-old, like everything is drastically different. Like I don't sleep eight hours every night anymore. That's a huge part of like my productivity and my energy. So it's like anyone that's listening into this is like making sure that like your success criteria for this season of life and also your tenure with the thing that you're doing, whether it's a new career or it's a new business or it's a new offer or program service in your business, your first time public speaking, You're so sweaty and awkward. You have no idea if you're going to like puke or like whatever, what's going to happen.

24:39But after you put a couple reps in, like, okay, I've got the experience from my past that I can look back on and say, see, last time I did this thing, it worked out. And I think sometimes we just don't give ourselves grace and we beat ourselves up because it's like, we forget to take into consideration the season. And I know like, this is huge for me right now because I'm like, a one-year-old is so different where like, I can jump on a plane and go keynote at an event and come home. and he's not saying to me, mom, I wish you stayed home. You know, two years from now, that could be a different conversation when I have a three-year-old, like how am I gonna make choices in my business?

25:11Well, I'm not gonna worry about a future version of me's problems right now. I'm just gonna focus on what I need to do right now to keep moving forward and adjusting as I go. But I think we all need to do this as humans, you know? Oh, wow. It's so powerful. And what's weird, and I'm interested to hear your perspective on this. When you work in corporate America, so much of your time spent forecasting forward, right? It's like we're in Q4 right now, but we're planning for Q1. We're planning for 2025. Well, how are we going to hit that mark for two, Q3, Q4? And then what does that plan look like?

25:43I was always spending time in the future so much. So I do believe to your point, it allows for more worry because you're like, well, how am I going to, how am I going to do this? I have no idea. And I shouldn't be expected to know how to figure it out because technology is going to change. AI is going to be different by then. I have so many more tools and opportunities and bigger network by then. And what I've learned only in the past couple of years, having worked for myself, is to trust that that's all going to unfold, but just be where I am in this moment right now. And that is a discipline and a practice.

26:13And I just remind myself all the time, wait a minute, you're worrying about something that could happen in 20 days. Hang on, why don't you just get present in this moment and make this the best day possible? Something great could happen today or tomorrow that changes that whole forecast. How do you set yourself up to stay in that moment? Yeah. So I have a really interesting way that I do this in my head on a regular basis where like when I put my feet down on the ground, like I'm actually in my head, like this is where you are, like be present where your feet are. But I have a relationship with one year ago version of me and one year ahead version of me.

26:46And I kind of toggle back and forth sometimes where like, I have this perspective of like so much gratitude for the life that I'm currently living. Cause I recognize one year ago, I mean, actually like right now, one year ago, I was like waiting for this baby to come out who was like six days past his due date. And like, remember just like wishing for this life that I currently have now and the opportunities that I have now and the network that I have and the income and the impacts that I've made. Like I know how much work I had to do to get to this current stage that I'm at. So I can feel gratitude for that prior version of me.

27:15And then I also recognize that one year ahead for me is going to be able to look back on this exact version of me now. And like, what gifts am I gifting to her? Right? Like what confidence does she have? Like what connections does she have? Like what type of impact is she making? What opportunities does she have? Like how is she showing up the world? What type of marriage does she have? What's her health like? Because of all the actions that I'm taking. So instead of getting too worried about like, you know, especially people that listen into this podcast, it's like, like you and I, Heather, it's like, we have such big visions of like things that we want to do.

27:45And like the world is at our fingertips. Like, let's go, let's take it to the moon. That can also be really overwhelming if we get caught up in the distance between where we are now and where we want to go. But instead I just write it off right now where I'm like, of course, I have no idea how the hell I'm going to do that. But that's why I need the space, the distance between where I am now and where I want to go. That's like my qualification period where I stumble and I learn the grit and resourcefulness. And then I meet that person that I need. And then I connect with this person and I do X, Y, Z, like that's what the whole path is for.

28:16But it's difficult because we live in this like instant gratification, Amazon prime culture, where we're socialized to believe that if we get something more quickly, it means it's more desirable or we should be more proud of ourselves. Everybody's celebrating how fast someone did something. But in reality, if we're honest with ourself, and I know how they're like, you're so into fitness. So I feel like this is a good example for everyone. It's like a lot of people would be like, I want to lose 15 pounds tomorrow. It's like, okay, if you lost 15 pounds tomorrow, would you actually be able to maintain that?

28:46Would you have the habits and the stress management tools and the workout routine and the accountability. And would you be eating well? No, what would happen is you would lose 15 pounds and you would gain it all back and probably some more because you didn't build up the ecosystem to support it with like your habits. Right. So it's like, we almost need to just start to get more obsessed with the process of getting there rather than just what the process could produce or the end goal so that we don't get anxious, overwhelmed all the time, doubt ourselves. And so that like, we just enjoy our days because we don't know how many we had, you know, it's so interesting.

29:19And I have to express to you like what you just said, who it reminds me of Gary B as you know, he was my first guest here on the show and him explaining to me, like you have to enjoy the journey. And you know, what's funny is I wrote this post right after he explained that to me. And I was like, yeah, easy for him to say, cause he's already at the highest, he's like got the biggest podcast in the world. Like he's got more views than anyone. He's got more, you know, whatever, written more books, blah, blah, blah. So he's done all the things that I want to do. And I remember thinking like the journey is hard, like it is hard, but to your point, like the longer I'm on this planet, the more I'm starting to realize, giving yourself grace, being in that present moment.

30:01And part of that is seeing like what good thing is happening today that I can focus on, be grateful for, because this journey is actually where it's all at, like so little of it. And I remember I related to the come up in corporate America that come up for me was like, oh my gosh, you know, probably my early twenties until my early third, like a decade, like really like where I'm climbing a ladder before I hit the top in corporate America and made it to the C-suite. And I'll tell you like that grind was hard, but I, now I look back, I learned so much. I met so many incredible people. I did have so many unbelievable experiences.

30:32I don't know that I was really enjoying it because I was so focused on, I got to break this glass ceiling. I got to get in there. And so I've sort of learned from that, that, okay, I'm going to get to where I want to go. I know that I have total belief in faith. I can see it. I know it's happening. I don't know how it's happening. I don't know when it's happening, but I'm coming for you future me, future accomplishments. I get to start celebrating these wins along the way. And it's like a new discipline. Like it's, I don't know. It's just still, it's elusive to me. It's not easy every day. Yeah.

30:59It's one of those things where like all of us have the double-edged sword of like our strengths where for me, like I'm probably one of the most like optimistic, happy-go-lucky, excitable people that I literally know. But on the flip side of that is if I'm bored, I have to get so good at like staying in the mundane, unsexy, like doing the reps because I get shiny object syndrome where I'm like, oh, that looks like that could be more fun. That could be more fun. That would be more energizing. So it's like all of us have our own thing. We're like, you are super, super goal oriented. We're like, I will do the shit.

31:32Whatever I need to do to get me where I want to go, like I'm in it, blinders on. You're like my husband in that way where it's like, this is the goal. See the goal, hit the goal, go versus me. I'm like, but it's going to be so fun along the way, which I think that joy part is so required, but it's also everything has its double-edged sword where you can miss some of the joy along the way. If you're not intentional, I can miss getting to the goal. If I let myself squirrel with all these like squirrels raving in my brain, like Keisha, do this, do this, do this. It's like, no focus. So every personality type has its things that we have to work on.

32:03Oh, that's it. So, so true. but I'm appreciating you explain that because I didn't realize so much of it was personality until you just broke it down, but you're right. And literally kid, you're one-on-one. So you're like the only one on the planet like that. And it needs to be celebrated. Okay. So talk to us a little bit about, we were talking offline about the beginning of your entrepreneurial career involved being in an MLM. And when you broke down for me, what's happened over the last couple of years, I was shocked. I had no idea. And I want you to share with everybody so people can understand why it's important to set themselves up for not just having one job, one revenue stream, because you put yourself at risk in such a big way.

32:40Yeah. Oh my gosh. This is like one of my favorite topics to jam about in so many different ways. So for context, for people that don't know network marketing, like MLM structures, basically how it works is instead of a company having brick and mortar locations, they have representatives and different companies, they're called different things. My first network marketing company that I worked with, and the only one I've ever worked with was called Beachbody. People are probably familiar with like 21 Day Fix, Insanity, P90X. These are some of the workout programs that they created. Well, back in the day, they had a network marketing model where you made income based off of selling like subscriptions to their workouts or their supplements or their shakes.

33:17But you also made money off of the volume of people that were in your organization. So as you helped people learn how to build their business, that's where the multi-level marketing like comes in. So what they just did a couple of weeks ago is Beachbody announced as many other network marketing companies have announced, like there's been like five or six major ones that have announced this in the last like year or two, that they switched from that network marketing model where you're paid out based off of your team volume and like recruiting people in to a direct affiliate model. Meaning like you've got a code that people use or a link that people use and you just get paid a percentage off of someone buying the product.

33:51So for people that built up massive teams or spent like, and there are some people in Beachbody that spent decades building up thousands and thousands and thousands of people teams, their income is gone come January 1st, except for if they want to sign up for this affiliate model, which like, think of example, that would be like 5 % of their total income compared to what they used to make. So why that's important. Obviously, there are some people listening into this that maybe you are interested in network marketing. I actually do think it's a really awesome business model in that like I started in that and it was like my gateway drug into entrepreneurship.

34:23And I was able to leverage my experience there to take those skills and then go build my own thing. It's a lot easier to build a network marketing business, but you don't own it. So it's just keeping in mind that at any point in time, the company can change the structure. Just like my personal beliefs are that a W-2 job is not any safer than being an entrepreneur because at any point in time, a company can restructure, layoffs can happen. So I think this experience of thinking about my husband was a dentist during COVID, when COVID happened in California, they closed down all offices. You could only do emergency procedures.

34:57So his income was basically gone. We would have been totally screwed if we were completely relying on that. And then thinking of like this network marketing model, like closing their doors and people that had all their eggs in that basket, what that looks like. I think of friends of mine that are like, you know, executive level at corporations that like layoffs happen and restructures happen. And it's like, I don't say that to scare people, but in a way I do think it's really valuable for all of us to understand that no one stream of income is safe. not being just a business owner with one product, program, or service, not being a W2 owner, not network marketing, not insert anything.

35:31And it's like, how can we diversify and start to give ourselves more streams of income so that we're safe? Should the economy change or should our circumstances or honestly, even our desires change? How can we set ourselves up more for success? And I've been thinking about this since I left network marketing in 2019. I've been thinking, There's no way that that will continue. And I was wrong that it took so much longer for it actually totally to be gone. But this has always been in the back of my mind.

36:05Starting the year with a wardrobe refresh, Quince has you covered with Luxe Essentials that feel effortless and look polished. They're perfect for layering, mixing, and building a wardrobe that lasts. Their versatile styles make it easy to reach for them day after day. Quince has all the staples covered, from soft Mongolian cashmere sweaters that feel like designer pieces without the markup, to 100 % silk tops and skirts for easy dressing up, to perfectly cut denim for everyday wear. Their wardrobe essentials are crafted to last season after season. Their Italian wool coats are real standouts.

36:39They're beautifully tailored, soft to the touch, and built to carry you through years of wear, not just one season. The quality shows in every detail. the stitching, the fit, the fabrics. Every piece is thoughtfully designed to be your new wardrobe essential. And like everything from Quince, each piece is made from premium materials and ethical trusted factories that are priced far below what other luxury brands charge. I can't tell you how much I am loving my new cashmere sweater. It's a staple for sure, and I can't wait to give one to my best friend for her birthday this year. It is timeless, gorgeous, and the softest thing I've ever touched.

37:16Which quince pieces are you interested in? I mean, from the bags to the denim, to the sweaters, to the jackets, they're all incredible luxury high-end products without the high-end price. Refresh your wardrobe with quince. Don't wait. Go to quince.com slash confidence for free shipping on your order and 365-day returns now available in Canada too. That's Q-U-I-N-C-E dot com slash confidence to get free shipping and 365 day returns. Quince dot com slash confidence.

37:56Well, one of the things you were talking about was with your son, Brody, and how obviously your life has changed so much. I mean, from becoming a mother is just like, I believe it's probably the biggest shift that any woman will go through right in your life from being an individual just has to take care of yourself to all of a sudden having a second person is wild and incredible, as you know, and are so excited about. It's amazing. But, you know, when you were explaining to me setting yourself up so that you could take a break from business, which is incredible. And I'm so happy you were able to do that.

38:26One of the ways you were able to is because years ago you started saying, I want to diversify and set myself. So how did you set yourself up for that? And then how do you move forward now that you have a child? How does that all change? Yeah. What you're referring to is like, when I was working as an entrepreneur, I had a bunch of different products, programs, and services, and everything that I did required me. So, you know, podcasting for my own show and, you know, hosting big events and retreats and speaking and courses that I was on for. I really liked what I was doing business-wise though.

38:59So I wasn't really interested in like creating a bunch of like evergreen courses and stuff like that because I loved getting to intimately work with people and I love in-person events. So I love hosting them, but like there was no way for me to take myself out of my business. And I saw that as a problem for giving me future options, but I also like didn't want to change it because I loved what I was doing. So instead I was like, what if we use this business to fuel another business that didn't require my face, my voice, my time, me physically being there. So instead, what we started to do is take all of the revenue that was coming in from like horses, memberships, events, sponsorships on podcasts, all of that.

39:36We took all that revenue and I basically just passed it to my husband, Sina, who had left dentistry and was in real estate investing. And we would just buy properties. So in the last two and a half years now, we've bought seven different investment properties. The first Airbnb that we bought here in Denver made more than he made as a dentist. And we were like, ooh, baby, we're onto something. And it was so fun and it was so creative because we looked at the market here in Denver when we first got into real estate investing. And we're like, there's a need for like bachelorette party retreat themed houses.

40:07Why is there not that many of these in Denver? So we created one, it crushed. We're like, okay, let's figure out how we can do the next one. We did the next one. We're like, okay, now let's go to the mountains. Let's do like an A-frame. Let's do the next one. And like, we've just been kind of scaling, taking one property, getting up and running, then moving it, doing the next property. And now we're sitting here with this awesome investment portfolio that spits off a nice cash flow, that it gives us a lot more optionality of what we want to do next. So I share that because I think that like, there are some people that are listening into this that are really relying on something being safe.

40:39And like the economy changes and market change and like things change all the time in business and definitely in the corporate structure too, that it's like, what could you do on the side? Or how could you like set yourself up if you're a dual income household, how could you take one income and start using that to start like diversifying on the side or building a personal brand or starting a podcast or creating something outside of what you're doing so that if one of these like really blows up, you have another stream that you could pour into. So you're not having to like come from this desperation place, but you're doing it because you can kind of funnel from one to the other.

41:12It's so smart and you're not watching people when you are in corporate. It's not really talked about what if people were doing it, I didn't know anybody was people just talked about your nine to five and your 401k and like, just kind of more the standard or more antiquated way of looking at it. And the ways that you're talking about, it's literally the options are limitless. And because of the learning industry and people like you and your husband teaching people through podcasts, how to do this, the information's out there. People are teaching it. People are often doing it many times through podcasts for free.

41:43Like you are, you know, what are some of the experiences you've had teaching people how to do the same things that you're doing? Yeah. So from a real estate perspective, I think it feels really nerve wracking for people because it's such a big investment, like buying a property. But like what I always remind people is like everything that's ever broken on a house has broken before. Right. And with like changes in technology and stuff, it's like, I will bet forever that physical people need physical houses to live in. So it doesn't matter what happens with AI or different industries. Like, you know, I was talking with one of my friends that's in the recruiting space, which is what I was in way back at Google in 2014, the recruiting industry is going to change so drastically in a couple of years because of AI.

42:23So it's like looking at your own job and looking at your own business and being like, what could change based off of the way that like the world is going and asking yourself, like, am I willing to get uncomfortable with something like real estate investing and like learning how to diversify like my income? Can I get a little bit uncomfortable doing that? Or am Like my job is gone. And I just, I care about this because like, I just truly believe that we're here on this planet, all of us to live lives that we're obsessed with. And I want people to have options and the freedom that comes from like really diversifying yourself, like from an income perspective means you could just spend the time doing the things that you want to be doing.

43:01And if you have a shitty boss or you hate where you're at, like you have the option that you could leave and you could like at least float yourself for a few months while you found something else. You don't have to stay in environments that are sucking your soul from a tactical perspective. I think it's like figuring out what type of asset class that you're interested in. Like we talk a lot about short-term rental because we are big in the short-term rental space. We've also done midterm rentals, which are like 30 day plus days. We have a long-term rental property and like starting to just think like, what am I curious about?

43:30And then asking the people that you're connected to if anyone else is curious about that. Because so often we tell ourselves a story like, oh, I don't have the capital to invest in real estate where it's like, I bet you, you might have someone that you went to college with that you worked out in a previous job that you're connected with now that might have the capital, but they don't want to operate the deal. Or maybe you're really good at finding the deal, but somebody else can fund the deal. Or maybe you can fund the deal and somebody else can find the deal. There's so many different components of this.

43:56And so I just want to encourage people that it's like the thing that's stopping you, there's a solution to that thing. And sometimes you just have to raise the necessity to actually want to go do it because you have to picture a future where you have more options because you did this now. So I relate this back to a conversation I had yesterday with my son, which is so funny. I love this idea of give yourself as many options as possible. You know, don't be a victim to not having the options, which I sort of felt like when I got fired, I was like, I'm optionless. I have a non-competent. I have no options.

44:25It's so weird that I thought that way back then. And I don't want him to think that way, right? Because that's not true. That was a lie. I was telling myself it's limitless. The options that you have, I couldn't work in the media industry. So what, right? That's like one tiny industry. Anyhow, It's all how you perceive things. He gets his PSAT scores back the other day and they weren't bad. They weren't horrible. They weren't great. Right. They were okay. Clearly I was not worried. It's the first time he ever took the test. And I said, let me know what you think. And he's like, I think it's, you know, it's fine.

44:51I said, right. I said, so do you think we should get a tutor or put you in one of these classes that, you know, so that you can get some reps in so you don't have to be a beginner at it. So you won't suck next time. And he said, I don't know. I don't know that I need it. You know, cause what 17 year old boy wants to take a PSAT class. Right. I get that. I'm from the same mold. I'd rather be out having fun. So I said, okay, let me just explain one thing to you. A year from now, do you want to have a ton of options available to you by way of different universities that you got into? Or do you want to kind of be like, oh shoot, I only got into one.

45:23I guess that's one I have to go to. And he's like, well, obviously I want all of the options. I'm like, great. So if we take it on the chin right now and do something hard, taking a class for eight weeks or whatever it is, and it's going to suck a little bit. It's not like something you're excited about, that's going to unlock all of these opportunities. Is that pain right now worth that reward for a year from now? And he's like, oh yeah, it is. It was just like this great teaching moment for him to say, yeah, you're right. I don't want to do it. But now suddenly I'm raising my hand. I do want to do it.

45:52I want the options. Yeah. That's such a good lesson for all of us, regardless of like age or stage of life, where it's like going back to like, what are you gifting to a future version of you? Are you going to feel more stuck. Because like the thing is too, there are some people listening into this, I know that are in stages that you and I have both been in where it's like, I have this thing that I want to do like, uh, but insert like this habit of hesitation, like next year, next month, or I'll get to it or down the road or eventually. And it's like, I just don't want someone listening into this to have this thing that they want to do this change that they want to make.

46:25And then know that one year from now, they're going to be in the same place because that's one year of action that you could have taken, it's going to get you closer to the vision that you have. But also like one year that you sat there waiting on the sidelines, watching other people do the thing that you wanted to do when they're not any more capable than you are, they just decided to go and suck and put their reps in. And now you're comparing yourself to them because they're good because they sucked at the beginning while you were just waiting, you know? Oh my gosh. It's so obvious. You've got to show up and suck at first.

46:55All right. Talk to us a little bit about, you had so many options because you set yourself up this way by putting the reps and taking the risk and betting on yourself. You had so many options after having Brody. What is it about the Empower Her podcast that made you want to lean back there? Yeah. So I started the podcast, you know, like we mentioned at the end of 2018 and the whole idea behind it was that it was going to be this very come with me, let's figure out life together type of show rather than like a look at me. I've got this all figured out because I was craving it. Like I remember so many podcasters at that time, it felt like they were giving advice in hindsight.

47:28Like back when I was in that season of life or in my marriage or in my career or my business, here's what I did. And because I'm five years removed from it, let me tell you about it now, which is so helpful. I've learned so much from people that are a couple of steps down the road. I mean, I've learned so much from you being a couple of steps down the road in different areas and stuff. It's interesting because I was craving someone that was like ugly crying on their bathroom floor with me. That was like, what do I do now? I don't know what's next. Like crap. Like I just, I really wanted it to be like, almost like we were girlfriends chatting.

47:57I used to always talk about it on the show where I was like, it was like, we're girlfriends chatting over spicy margaritas. Like that was the vibe that I wanted it to be because I think we're just supposed to create what we wish existed. So I was like, why have people not have podcasts like this? I was like, well, shoot, I guess, you know, it's not being represented the way I want. I guess I'm supposed to be the representation. So what's been interesting about this journey now, you know, you and I both having shows for such a long time is like, especially becoming a mom, I've evolved so much. And I truly gave myself full permission to play out every option of what I could do next, where I was like, do I want to be a stay-at-home mom?

48:29I played that out for like five minutes and I realized that is not aligned for me. I played out like, should I just burn everything to the ground and start something completely brand new? Should I jump into this real estate business that we have and just go full send in that with my husband? That doesn't really feel aligned. I played out to the end like pros and cons of like every single thing of what was next. And I was like, what's always true to me is like, I love bringing people along on the ride and peeling back the curtain and talking about the things that most people aren't willing to talk about.

48:57And like, I was so open and transparent about my journey of like, what am I doing with my business? Do I burn it down and move to a deserted Island and work at a tiki house? Like, what do I do? And I think a lot of people resonate with that. And that's where I feel like the most at home is when I'm just being myself rather than having to feel like I'm posturing, like I'm an expert and I'm an expert in certain things, but like the podcast, it feels so conversational and fun for me. So like, I'm excited to kind of like lean back that direction and start really like asking, what is it that that community wants again?

49:26I've always created from a place of like, what problems does my community have that I'm most excited to solve? Like, Ooh, I'll create courses, events, insert whatever for them. So like, I'm excited to kind of like feel like myself again after this like weird journey of postpartum and now I'll jump back into it. Oh, you're so back and better than ever. I am so proud of you. And I'm so grateful that you're leaning into the show that people worship that show. And I'm so grateful to be a guest on it. Guys, you got to check out the episode. I'm on Casey's show and I can't wait for you to listen to it on Power Her podcast.

49:59I'm going to link the show in the show notes below. And I just want to tell you, I'm proud of you. I love you. And thank you for doing all the great things that you're doing. This world needs you so big. Thank you. I love you, girl. Thank you so much. All right, guys. Check out Empower Her podcast. Check out my episode. Let me know what you think. And until next week, keep creating your confidence. You know I will be. I decided to change that dynamic. I couldn't be more excited for what you're going to hear. Start learning and growing. Inevitably, something will happen. No one succeeds.

50:38I'm on this journey with me.

From the publisher

In This Episode You Will Learn About: 

Why multiple income streams are NON-negotiable.

The secret to staying motivated on your growth journey.

How ditching your comfort zone is the GAME-CHANGING move for financial freedom.

Why your gut feeling is RIGHT.

The reality of why you need to SUCK at something before SUCCESS.

Resources:

Listen to the EmpowerHER Podcast

Website: https://www.kaciaghetmiri.com/

Instagram: @kacia.ghetmiri

Twitter/X: @kaciaghetmiri

Go to ConstantContact.com and start your FREE trial today.

Sign up for a one-dollar-per-month trial period at shopify.com/monahan

Oracle is offering to halve your cloud bill if you switch to OCI See if you qualify at oracle.com/MONAHAN.

Download the CFO’s Guide to AI and Machine Learning at NetSuite.com/MONAHAN.

Call my digital clone at 201-897-2553! 

Visit heathermonahan.com

Reach out to me on Instagram & LinkedIn

Sign up for my mailing list: heathermonahan.com/mailing-list/ 

Overcome Your Villains is Available NOW! Order here: https://overcomeyourvillains.com 

If you haven't yet, get my first book Confidence Creator

Show Notes: 
Have you ever felt that gut feeling telling you, This isn’t it? My conversation with Kacia Ghetmiri, host of the EmpowerHER Podcast, reminded me of just how POWERFUL it is to trust that voice, even when the road ahead is unclear. She showed me that true success isn’t just checking off achievements; it’s about finding alignment with what sets your soul ABLAZE and daring to PIVOT when necessary. Kacia’s journey proved that diversifying passions and income isn’t just a smart safety net—it’s the foundation for true freedom and PEACE. At the end of the day, it’s not just about surviving—it’s about THRIVING in a life that YOU design.

If You Liked This Episode You Might Also Like These Episodes:
#175: How To CULTIVATE Your Community And Watch Them Advocate For YOU with Kacia Ghetmiri
#466: CREATE Your Roadmap to SUCCESS with Jason Tartick 2x Best Selling Author, Host of Top Biz Podcast, Founder of Rewired Talent Management, & Speaker
#468: The POWER of INTENTION with Michael Beckwith, Spiritual Teacher, Ordained Minister, Author, & Founder

More from Creating Confidence with Heather Monahan

All 227 episodes
#478: Do What Sets Your Soul ABLAZE with Kacia Ghetmiri, Podcaster, Speaker, & EntrepreneurCreating Confidence with Heather Monahan · 50 min
Listen in VO