In short
Heather Monahan shares “Confidence Classic” advice on leveling up through professional shoots and life/business faith—investing in high-caliber partners, building confidence via camera “reps,” and staying in motion; she also reflects on Voo Church’s nine-year growth as a faith-based success story.
Guests
No guest is interviewed in this episode. Heather is the sole speaker.
Guest backgrounds
Not applicable (no guests).
Key claims
Confidence comes from preparation and repetition (watching footage, getting comfortable on camera). Surround yourself with people who have your back and run ahead of you. Big investments in yourself (e.g., pro brand shoots) pay off long-term. Faith/surrender reduces fear of uncertainty; “the best is yet to come.”
Notable examples
Heather’s LA photo/video shoot with her new partner; her $20,000 shoot that reached USA Today’s finance cover; advice from a supermodel to “keep moving”; Voo Church’s expansion from an apartment to four locations, virtual growth, and prison outreach.
Written by AI. May contain mistakes. Listen to the episode to check what was said.
Chapters
Tap a time to open that second in VOEmbracing the Journey of Success
0:59 to 2:10
Understand the challenges and mindset needed for building success.
“have done it because it would have been too daunting a task.”
Behind the Scenes of a Photo Shoot
2:10 to 3:40
Get insights into the importance of preparation for photo shoots.
“I'm so glad you're back here with me this week.”
Investing in Yourself
3:40 to 5:32
Learn about the significance of making bold investments in personal growth.
“So I love when I can get this behind the scenes stuff for you.”
Building Confidence through Experience
5:32 to 9:11
Explore how experience and practice contribute to confidence.
“My first photo shoot I ever did, I'll never forget.”
Advice from a Supermodel
10:48 to 14:00
Gain insights on confidence and performance from a supermodel's advice.
“One of the best pieces of advice I ever got was the day I was doing a brand shoot that I had been asked to be in because of my brand.”
Embracing Authenticity and Music
14:00 to 15:20
Learn how authenticity and music can enhance your confidence and performance.
“So like be accepting and be real with yourself.”
The Journey of Voo Church
15:21 to 19:23
Discover the inspiring story of Voo Church's growth and the lessons learned along the way.
“OK, so that's my tips on how to show up as a best version, most confident version of you with photography, with doing a video.”
Faith and Surrender in Your Journey
19:24 to 20:28
Understand the importance of faith and surrendering to higher powers in achieving your goals.
“Voo Church YouTube, you'll be able to see this message.”
Faith and Surrender in Your Journey
20:40 to 21:43
Understand the importance of faith and surrendering to higher powers in achieving your goals.
“They say that every day your business is late to AI, you fall two days behind.”
Surrounding Yourself with Positive Influences
22:01 to 24:19
Explore the power of community and positive relationships in achieving success.
“And I just say this, you know, having left this week with all these amazing women and my incredible partner, surround yourself with great people that have your back.”
Transcript
Automatic transcript. May contain errors.0:00Heather Monahan:If your revenues are at least in the seven figure, go to netsuite.ai slash Monahan. Built for the every industry. Ready for every boardroom. Netsuite.ai slash Monahan. M-O-N-A-H-A-N. Netsuite next. Join over a million people already building wealth with confidence. Head to wealthfront.com slash confidence to get started. Terms and conditions apply. If you want to try Momentus Signature Spec Creatine, head to livemomentus.com and use code confidence for up to 35 % off your entire first order. Livemomentus.com. Promo code confidence. Over 30 million customers have trusted Zazzle with their most important moments.
0:46Heather Monahan:Right now, save 25 % on your first order at Zazzle.com. That's 25 % savings on your first order at Zazzle.com. Go make something amazing. Zazzle.com. If he had known how hard all this was going to be nine years ago, he probably wouldn't have done it because it would have been too daunting a task. But instead, he would just focus on that big vision that he had for his future and that next step that he could take, not knowing what would lie ahead. My gosh, of seven years ago, I'd known how hard it was going to be to build my own business and get here today. I probably wouldn't have done it. Finding success is a lot of work.
1:21Heather Monahan:And it is a journey of highs and lows and not giving up believing in yourself and focusing on your faith, you're not going to have all of the answers. And we can't assume that we are or blame ourselves when we don't or get locked up with fear because we don't know how to handle the uncertainty. Instead, let go, let God remind yourself that the best is yet to come because it truly, truly is. Come on this journey with me. Each week when you join me, we are going to chase down our goals, overcome adversity and set you up for a better tomorrow. I'm ready for my close up. Tell me, have you been enjoying these new bonus confidence classics episodes we've been dropping on you every week?
2:02Heather Monahan:We've literally hundreds of episodes for you to listen to. So these bonuses are a great way to help you find the ones you may have already missed. I hope you love this one as much as I do. Hi and welcome back. I'm so glad you're back here with me this week. Okay, so I told you last week that I was heading to LA to speak for an event to work with this team that I've recently partnered with. And also had a pretty big photo shoot. There was a lot of stuff going on, a lot of events in this one week. So it was interesting. I had posted some behind the scenes on my Instagram. If you don't follow me on Instagram, it's at Heather Monahan.
2:43Heather Monahan:And I usually give some real time stuff. I mean, obviously, my social media is always planned out in advance, but my stories are oftentimes if I can get myself to do it, you know, if I'm like, oh, my gosh, can someone film while I'm doing this? And they do. Then I post in real time, you know, in my stories, what's happening. So last week, one of the days I was at a photo shoot with my new partner. And it's interesting because I asked one of the women that was there on the team if she could just do some, you know, BTS behind the scenes for me. And she did. She was great. So, so thoughtful. So nice.
3:18Heather Monahan:There aren't always people there, you know, to do that. Plenty of my speaking events. Sadly, I'm by myself and there's no one on the team that's available. And I don't get to share that stuff with you guys. It bums me out. truly by the time I'm leaving, I'm rushing to catch a plane or whatever. And I don't remember to ask for, you know, the follow up or you just don't have enough bandwidth and you leave and you're on to the next thing. So I love when I can get this behind the scenes stuff for you. Listen, it's not all of it's perfect, but you know, geez, not most of it's not perfect. However, like anything, it's like a podcast, right?
3:52Heather Monahan:If you, whenever I have someone on my show, I say to them, listen, there's something that comes up during the show. You didn't like it. let me know. My team can fix it in post-production, right? Same with when you're doing a photo shoot or a video shoot. We were doing both on this day last week. So I know that the way I know that is because I've done this so many times. I started doing shoots for my brand seven years ago, might even be seven and a half years ago because it was right before I got fired. To that end, I know that number one, I'm going to hire and work with the best. I only want to work with good people.
4:25Heather Monahan:I'm not working with people who have never done a professional shoot before, because I know the quality is not going to be as good. I know they haven't been where I want to go, right? I have a vision of where I want this to go. My partner had a vision. Actually, this was definitely led by my partner, but I trust her immensely. She's running at a much higher level than I am. So it's all about, you know, the people we choose to run with are either going to speed us up in the process and get us to the next level, or they're going to hold us back. You need to take a look at the people you're running with, the people you're partnering with, and the people you're in business with, right?
4:53Heather Monahan:And in your personal life too, it's no different. The friends you're running with, the whole thing. it's all so similar who you run with is going to be indicative of who you're going to become and I'm so happy that my new partner is so gosh she's light years ahead of me in many many many ways and so I'm so grateful to be partnered with her okay so what I would say is this you know she had already brought in people that were next level great knew what they were doing she'd worked with them before they were incredible right they had vision they've done big things like they know what they're doing.
5:22Heather Monahan:So invest in yourself. I will always go back to this. One of the biggest things you can do is make an investment in yourself. It's you telling yourself that you're worthy, you telling yourself you're worth it. My first photo shoot I ever did, I'll never forget. Like I said, it was right before I got fired a little before seven years ago, I paid$20 ,000 to spend a day with a really high profile photographer and videographer. And that was a fortune. That was aggressive that I spent that much, but I had this idea in my mind. I really wanted this to be so, so good. And it's funny, people still ask if they can use one of the images from that photo shoot, because it was that good.
5:58Heather Monahan:I mean, it literally, it made it to the cover of the finance section on USA Today. So make that big investment, make that big, bold move. And you might be surprised how long it will serve you for, right? So I'd rather make a crazy big investment in something and then use it for seven years versus not spend a lot on something and never even use the pictures, right? That's a waste. Okay. So work with people who are real high caliber and know what they're doing. The other thing, you know, people are sending me all these messages. How do you find confidence in yourself on a shoot, a photo shoot or a video shoot?
6:29Heather Monahan:Here's what the reality is. I've been recording podcast episodes in audio and video now for more than five years, right? So put the reps in weekly. I'm constantly seeing myself on video. I have been speaking my entire career in corporate America, which is 20 something years ever since leaving, which is over seven years. So almost 30 years I've been filmed speaking everywhere I speak. People have been taking pictures everywhere I speak. Right. That's just par for the course. So when you put the reps in, of course, you don't get as nervous. When I first started, when people first started filming me, I was a train wreck.
7:06Heather Monahan:I was so nervous. Right. Sweating bullets. and you could see it. But the more you show up and put the reps in, the better you're gonna get. You gotta start as a beginner. You gotta start one day. Why not start now? And I'll tell you, one of the people in my September group, I have my September group coaching program, I record each of the live Zooms and I share it back with the team after. And she watched it and she was really upset at how she looked on camera, at how she sounded, at her voice. Here's the thing, until you become aware, you don't know, right? So until you start watching footage back of you, you don't know how you seem or appear.
7:42Heather Monahan:And these days, everybody's on Zoom at some point, right? You're on a Zoom meeting. You're on a Zoom deal. You're on a Zoom conference, whatever. Start to get to know how you show up on camera. It's going to help you in business and in life. A hundred percent, right? You want to put your best foot forward. Meet a different guest each week. I don't know how to change. Confidence creator. My personal philosophy when it comes to money is pretty straightforward. Your cash should always be working for you, not sitting idle while you figure out your next move. That's where Wealthfront comes in. They help you tune out the noise and earn more on every dollar with a high-yield cash account and sophisticated, easy-to-use investing products.
8:23Heather Monahan:With the Wealthfront cash account, your money can earn up to a 4.3 % variable APY for a limited time. Get instant no fee withdrawals 24-7 to eligible accounts. And when you're ready, it's seamless to transfer funds directly into their expert-built investing products. Right now, as a confidence listener, you can maximize the rate you earn. You'll get a 3.3 % base APY from program banks. Plus, new clients can get an exclusive 0.75 % APY boost for your first three months up to$150 ,000 balance. plus an additional 0.25 % APY increase when you direct deposit$1 ,000 a month and open and maintain a funded investing account.
9:05Heather Monahan:The window is limited, so don't wait. Join over a million people already building wealth with confidence. Head to wealthfront.com slash confidence to get started. Terms and conditions apply. This has been a paid non-client endorsement of Wealthfront, which creates a conflict of interest. Client experiences will vary. If you had been around this house the last couple of months, you would know total chaos. My son had graduation, a 19th birthday party, a going away for the summer. There was a lot going on. And if you've ever been the person planning the events, I'm talking the invites, the save the dates, the favors, the thank you cards, all of it.
9:37Heather Monahan:You know, it gets out of hand fast. Zazzle is how you pull it off without losing your mind. One place, one style, fully customized from the first invite your guests get in the mail to the last card they leave with. Zazzle covers the full event. Invitation, save the dates, place cards, programs, signature, party favors, thank you notes, all customizable to match your colors, your fonts, and your vibe. Order one or order 500. Whether it's an intimate dinner or 200 person reception, Zazzle scales with you. Three steps, pick a product, find or build a design, add your details, that's it. Zazzle handles the rest.
10:10Heather Monahan:Over 30 million customers have trusted Zazzle with their most important moments. Mine has been unbelievable because I am not the person who is a designer. I am not the person who even remembers to do the thank you card. I need Zazzle and Zazzle made it so easy for me to get through the last couple of months of events with my son. And I am so grateful we did and we pulled it off with style right now save 25 % on your first order at Zazzle.com. That's 25 % savings on your first order at Zazzle.com. Go make something is amazing. Zazzle.com.
10:48Heather Monahan:One of the best pieces of advice I ever got was the day I was doing a brand shoot that I had been asked to be in because of my brand. There was a supermodel there. And so they asked me to do a couple of pictures alone with her. Mind you, I was 20 years older than her. I was like rolling my eyes. I thought, oh my gosh, I can't believe you're doing this to me. But she was so cool, so nice. And I said to her, what piece of advice are you going to give me before they start snapping that camera at the two of us? And she said, just keep moving. Whatever you do, don't get stuck. Don't stay still. just keep moving and it's so so true and I just think about that message that she imparted on me I also think of you know I judged Miss America and being around that team and the contestants for a week and spending time with all these people who had done these things so much more they've been photographed so much more than I had been I got to hear their conversations see their poses see what they were doing and it's funny I'm never in a photo anymore without hitting the angles and even if you look at it's crazy I can even be speaking in most of them I'll be hitting angles I don't even know I'm doing it anymore but I've spent so much time in front of cameras around people who are in front of cameras and being covered with video it's second nature right like I saw for a year stuff I didn't like so I silently started tweaking it and fixing it and I always watch the video back you want to see yourself back right so put the reps in get real spend time with people who've done the thing you want to do and you want to get better at the other thing I would say is only ride and die with people who have your back.
12:16Heather Monahan:My partner totally has my back. She's a very confident person. She doesn't second guess things. And I'm similar in that way. So for us, we kind of go in there, like knowing it's going to go amazing. Those are the people you want to be with. You don't want to be with people full of doubt that don't really have your back. They're second guessing you, they're giving you side eye, right? All of that's going to throw you off and not allow you to be your best. The other thing I would say is colors matter, right? Like the colors of the set, the colors of the clothing you're going to wear. If you're doing, I was doing a shoot with somebody else, right?
12:46Heather Monahan:So knowing that our colors could work together, all those things impact a final image and the final work that you're going to get. So you want to be thoughtful about stuff. Doing a mood board ahead of time is super important. My partner had built out a whole mood board about what she wanted us to do. Put the time and like success and great things don't just appear by chance. 99 % of the time, it's hard work. It's preparation. It's thoughtfulness. It's communication, right? It's working with people who are running at a high level and investing in you. The other thing I would say is remind yourself of other times you might have been nervous, what it was that you did different to pull it off, right?
13:22Heather Monahan:The things in the times I don't like photo shoots or video is when I was stiff and sweating and nervous, right? So I step into, I don't need to be like that anymore. I know things can, you know, there's tons of outtakes. We don't need to use that stuff. If it didn't come out well, we'll throw that part in the trash and pick up the next part that looks great. Something will end up great. Like you could go and take nine or 10 pictures and one of them will be great, but that's probably all you're going to get. Right. So go in with that mentality and be good with it. Like even these pro photo shoots or these, you know, Miss America contests, it's not all gold.
13:57Heather Monahan:Most of it gets tossed out the window and that's okay. That's part for the course. So like be accepting and be real with yourself. Don't set this unrealistic idea that, you know, it's all has to be perfecting. That's not real. That's fake. And that's going to set you up for failure. The other thing I would say is music. Music is so important for me. It's that is everything. If someone said to me, there's going to be no music on set, I'd be like, what? Bringing my own boombox. Forget that. No, I need my hip hop. Right. Like if you hit a beat for me, I don't care if it's that soul cycle on a run or in a photo shoot, you are going to get next level Monahan.
14:32Heather Monahan:That's what's going to happen because I can't help myself. I get soul fired up. Right. And I'm sure there's I don't know what your music is. It could be anything, but just like bring that playlist of your life and get fired up for it and visualize that whole day going amazing and get excited and like start stepping into that persona of like that best version of you. Fired up, having fun, constantly moving, constantly vibing. Don't judge yourself. And I promise you, you're going to get something really good. But again, it starts with that mindset and that knowing that, listen, I know this is going to be crazy.
15:05Heather Monahan:I know this is going to be next level. By the way, I haven't seen our final picks yet, our final video. So I'm talking a lot of trash right now. I'm assuming it's going to be great. But the stuff I saw behind the scenes, I was super happy with. So we'll move forward with that attitude and move forward with that. Of course, the best is yet to come. I can't wait to see it. OK, so that's my tips on how to show up as a best version, most confident version of you with photography, with doing a video. Again, don't take it too seriously. Just have a blast. Have fun and stop judging yourself. Know that everyone's more concerned about themselves than they ever are with us.
15:36Heather Monahan:Okay, so today I had the opportunity to go to church and it was the nine year anniversary of Voo Church, which is if you've been with me, you know, I love my Voo and you can watch Voo Church online. Today was the nine year anniversary. It was so cool. My son and I have been going now for I think almost four years, at least three, if not four now. And we absolutely love our church. It's incredible. But to hear our pastor walk us through that journey and hearing him talk about how nine years ago, it was him and a handful of friends sitting in his apartment calling it a church right they had a vision for the future they had a vision for where they were going but that vision wasn't real they were in a little apartment room calling it a church and then he walked us through how over the next year he started you know to build and encourage others and the people who started it with him started encouraging others and the next thing you know they got a really small place at a rescue mission which was really small and he showed us a picture and then a year after that it started building and getting bigger and bigger and they went to an elementary school and the elementary school allowed them to use their facility on the weekend so they could fit more people and then by the third year they were able to get a much larger location and then the pandemic hit and everything went to virtual and that's hard because you think you're going to lose some ground but instead they came out of the pandemic so much stronger they had built their online presence their youtube channel their podcast like you know starting to get millions of downloads and they They now secured a second location and bought a building.
17:04Heather Monahan:They didn't own it outright, but they were making payments on it. And then a year later, they paid off the building. And then they got another location. And then our pastor's father became ill. And he had to step back from running his church. So our pastor bought his location. So now there's four locations. And they also are preaching at prisons. And like I said, online. And he just walked us through this whole trajectory from in his apartment, nine years ago to now where they have four thriving locations, millions of views on YouTube, on the podcast. You know, they're working with these prisons.
17:39Heather Monahan:I mean, there's thousands and thousands of people in Miami going to these different locations in Voo Church every single week. And the impact they're having is incredible and massive. But he shared that if he had known how hard all this was going to be nine years ago, he probably wouldn't have done it because it would have been too daunting a task. But instead, he would just focus on that big vision that he had for his future and that next step that he could take, not knowing what would lie ahead, but having faith that God would guide him in that right direction and that having faith that the best is yet to come.
18:10Heather Monahan:And he shared with us today that after his father stepped back a year ago and had cancer and was going through medical treatments, that today he is healed and healthy. And it's just, it's one miracle after another. And it just reminded me, you know, of my own journey, my own challenges. And I want you to think about yours that my gosh, of seven years ago, I'd known how hard it was going to be to build my own business and get here today. I probably wouldn't have done it. I probably would have just said, hang it up. I'm going to go back to corporate and, you know, figure out another job. And I'm so grateful.
18:42Heather Monahan:I don't, but to my pastor's point, finding success is a lot of work and it is a journey of highs and lows and not giving up, believing in yourself and focusing on your faith and reminding yourself that you need to surrender, you need to surrender to a higher power because you're not going to have all of the answers. And we can't assume that we are or blame ourselves when we don't or get locked up with fear because we don't know how to handle the uncertainty. Instead, let go, let God remind yourself that the best is yet to come because it truly, truly is. And it was just such a fun journey today to go through that experience with him.
19:21Heather Monahan:You can absolutely see if you go to his YouTube channel, Voo Church YouTube, you'll be able to see this message. And it's a nine year anniversary of Voo Church. And it's just, it's such a beautiful story. And it made it so real to me that we're all going through this journey, no matter what it is, nobody has all the answers. And yes, it's so much easier to do in community when you're in community with others that have your back, that are good people that are like-minded with you and when you have faith. And it was an incredible day-to-day because Mass was that good and the message was that good.
19:55Heather Monahan:So no matter where you are on your journey, if you're not there, oh my gosh, life is short. Just start stepping into your passion and your purpose and know that the doors will open. No, it's not all gonna be perfect. There's gonna be plenty of turbulence along the way after I just got off my flight from LA and there was plenty of turbulence on that flight, but turbulence is temporary, right? And we just have to have that faith that we're meant for more. We've been put here for a reason and not sure exactly how it's all going to work out, but it's all going to get better. And I'm going to stay focused on that future cast vision of where we are going and why we are doing what we're doing.
20:29Heather Monahan:And as we do that and we move forward with faith and we practice gratitude in all that is so good in our lives, more goodness keeps coming in. Meet a different guest each week. What is on the team? Confidence creator. They say that every day your business is late to AI, you fall two days behind. But how do you keep up? The competition is only moving faster. Fortunately, there's NetSuite Next. You probably know NetSuite, the AI-powered business management suite that securely connects all of your data. It's a unified suite that brings your financials, inventory, commerce, HR, and CRM into a single source of truth, trusted by over 43 ,000 customers.
21:09Heather Monahan:NetSuite Next is the next huge leap in how business gets done. Because AI is built into everything you do. It automatically services insights throughout your day. AI agents work alongside you to solve problems and handle routine work. And anytime you have a question about anything, ask. Just like you're having a conversation with a colleague. NetSuite is customized for a wide range of industries. So it supports the way your business truly works. If I had needed this product, this is exactly what I would have used. For the first time ever, you can try NetSuite Next for free. If your revenues are at least in the seven figure, go to netsuite.ai slash Monaghan.
21:50Heather Monahan:Built for the every industry. Ready for every boardroom. netsuite.ai slash Monaghan. M-O-N-A-H-A-N. NetSuite Next.
22:08Heather Monahan:But the keys go back to you. And I just say this, you know, having left this week with all these amazing women and my incredible partner, surround yourself with great people that have your back. It all starts there. For me, when I was running with people who did not have my back for years and years, I wouldn't understand why things took so long. I wouldn't understand why things weren't necessarily going the way I'd hoped or wanted. And I understand it now. You've got to remove the negative, toxic people from your life if you want positive people to start showing up. and winning and succeeding and building momentum all comes from running with people who are running a little bit ahead of you.
22:43Heather Monahan:Stretch yourself to find those people. And I'm so grateful in so many different areas of my business, my podcast, my new business ventures that I'm running with people who are ahead of me. That's how we start running faster. So today is the time to invest in you. Maybe five years ago was the best time. Today is the only time. Don't wait any longer. Don't wait for that future vision of you. I spent a couple of days this past week working with people I had never met before, forming relationships with incredible people that I know will be in my life as friends forever. And the only way you're going to start finding people like that is to show up in rooms where you don't know people, to show up and put yourself out there, to step into fear.
23:25Heather Monahan:Because fear is a green light that means go and go faster or grow and grow faster. And that's what my hope is for you. And if my stuff isn't the right stuff for you, that's fine too. But find a group where you feel you are called to join. Don't do it alone. No one succeeds alone. And that includes your girl right here. That is for sure. So wanting you to know that one of the messages I took away from this last week was everything is rigged in my favor. And the reality is it's all rigged in your favor too. Just start allowing it. Have faith that that is exactly how it's been set up for you and that the best is yet to come.
24:03Heather Monahan:Until next week, keep creating confidence. And remember, anytime you've got a question, you can shoot me a DM at LinkedIn and Instagram, or you can go to my website, heathermonahan.com, and I will always answer your questions for you for free each week. Until next week, keep creating your confidence. I decided to change that dynamic. I couldn't be more excited for what you're going to hear. Start learning and growing. Inevitably, something will happen. No one succeeds alone. You don't stop and look around once in a while. You could miss it. I'm on this journey with me.
From the publisher
Are you thinking big enough about what's possible for your life? In this episode, I share the mindset shifts that have helped me pursue bigger opportunities, choose relationships that support my growth, and keep moving forward even when the path wasn't clear. I talk about why investing in yourself matters, how the people you surround yourself with influence your future, and why faith, preparation, and consistent action will always take you further than fear. Get ready to think bigger, trust the journey, and step into the opportunities waiting for you.
In This Episode, You Will Learn:
Why your biggest opportunities start with one bold step.
Why the people around you shape the person you become.
How investing in yourself creates long-term success.
The mindset that helps you grow through uncertainty.
How faith helps you keep moving when you don't have all the answers.
Why I believe the best is still ahead of you.
Check Out Our Sponsors:
NetSuite - If your revenues are at least in the seven figures, go to NetSuite.ai/MONAHAN.
Zazzle - Save 25% on your first order at zazzle.com.
Wealthfront - Join over a million people already building wealth with confidence. Head to wealthfront.com/confidence to get started. Terms and conditions apply.
Momentous - Head to livemomentous.com and use code CONFIDENCE for up to 35% off your entire first order.
Mindstone - Check out Mindstone today and how it can help you with your business needs when it comes to AI: https://www.mindstone.com/
Resources + Links
Call my digital clone at 201-897-2553!
Visit heathermonahan.com
Sign up for my mailing list: heathermonahan.com/mailing-list/
Overcome Your Villains is Available NOW! Order here: https://overcomeyourvillains.com
If you haven't yet, get my first book Confidence Creator
Follow
Heather on Instagram & LinkedIn
This experience may not be representative of other Wealthfront clients, and there is no guarantee of future performance or success. Experiences will vary. Heather Monahan and the Creating Confidence podcast (collectively "Media Partner") are not clients of Wealthfront. The Media Partner receives cash compensation from Wealthfront Brokerage for this paid endorsement placed in their podcast, creating a conflict of interest. More details available via the referral link. The Direct Deposit Plus Investing Program from Wealthfront Advisers LLC and Wealthfront Brokerage LLC provides eligible clients a 0.25% APY increase above the base APY on eligible Cash Account balances (up to an overall boosted rate of 4.30% for a limited time when including the three month 0.75% APY boost for new clients) when you direct deposit $1,000 a month, plus open, fund, and maintain an investing account. Wealthfront may change or end the program at any time and determine eligibility at its discretion. Terms apply. Full details at wealthfront.com/promo-terms.
The Cash Account, which is not a deposit account, is offered by Wealthfront Brokerage LLC, member FINRA/SIPC. Wealthfront Brokerage is not a bank. The base APY is 3.30% on cash deposits as of January 30, 2026, is representative, subject to change, and requires no minimum. Funds in the Cash Account are swept to program banks, where it earns the variable APY. Same-day withdrawal or instant payment transfers may be limited by destination institutions, daily transaction caps, and by participating entities such as Wells Fargo, the RTP® Network, and FedNow® Service. New Cash Account deposits are subject to a 2-4 day holding period before becoming available for transfer.
Investing involves risk, including the possible loss of principal. Securities investments are not bank deposits, bank-guaranteed or FDIC-insured, and may lose value. Investment advisory services are provided by Wealthfront Advisers LLC, an SEC-registered investment adviser.
