9 to 5 Investors: The SIMPLE 5 Year Rule That Builds Real Wealth

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0:31members of the Board of Trustees, including Martin Luther King Sr. It's the true story of protest and rebellion in Black American history that you'll never forget. I'm Hans Charles. I'm Menelik Lumumba. Listen to The A-Building on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Black history lives in our stories, our culture, and the conversations we still have in today. This Black History Month, the podcast I Didn't Know, Maybe You Didn't Either, digs into the moments, perspectives, and experiences that don't always make the textbook. Let me tell you about Garrett Morgan.

1:08Bruh had to pretend he didn't even exist just to sell his own invention. Listen to I Didn't Know. Maybe you didn't either. From the Black Effect Podcast Network, on the iHeartRadio app, Apple Podcasts, or simply wherever you get your podcasts. I didn't know. This is Ryder Strong, and I have a new podcast called The Red Weather. In 1995, my neighbor, Anna Traynor, disappeared from a commune. It was nature and trees and praying and drugs. No, I am not your guru. Back then, I lied to everybody. They have had this case for 30 years. I'm going back to my hometown to uncover the truth. Listen to The Red Weather on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

1:56How nine to five investors should properly invest. I like this question, and I know it's been presented a few times. How do I properly access profits or invest as a nine-to-five investor? This time frame has to be the same. Find four quality companies, hold for five years. Don't deviate from that. I know it's not the answer that you want to hear, but, like, if you're not willing to hold for half a decade, you don't want wealth you want to flip. I'm not in the show you how to flip because most people don't have enough discipline for that. But if you hold for a five-year period, you're doing incredibly well.

2:35If you've held something that I recommended for five years and made money, please put yes and chat. I know some want a short-term one-year answer, and we're back in the gamification of making everything a meme stock, so I get it. But the easiest way to get those high returns is to hold for a five-year period. So I hope this helps. there's no difference between if you're an institutional investor fund to fund to me nine to five four-time trader you have to have some positions long term and if you're not holding for five years you're gambling truth be told so yeah i know you want to argue with it some of y 'all may want to argue with it but those outsized returns of the returns that bitcoin have gotten over 10 years and nvidia have gotten you can't get those unless you're holding four or five or six year period so hope for the long term so you hope for the long five do you do you ever this is interesting right because i feel like what's happened is we've created portfolio where you have shares right and if i have shares and i get options contracts and any profit comes from the options but i never really take profit from the shares is there any point do you like you know like i used to say like a percentage if we go over 100 we're going to take out our initial profit and we'll let the runners run is is it just keep in the portfolio right like do you just keep i got 2 000 shares of nvidia i'm keeping it for the next 10 years or is you know what nvidia has grown by 200 since i purchased it i may you know i mean like what do you suggest for that nine to five investor i don't i don't want to give the the silly uh trading has considerable risk, please consult your advisor.

4:15Just because it has happened for some tech stocks does not mean that it will happen for all. But if you hold for a 10-year window, you could be up 5 ,000%.

4:27So some people are cutting profit off too quickly and like, well, wow, I got 2 ,000 and 3 ,000%. The other part that they don't tell you, and I've done this at every InvestFest in my presentation, they always tell you that long-term investing is boring when all the wealth accumulation happens in 5 10 and 20 year cycles so would you want to miss out on a 10-year bitcoin run a 10-year tesla run 10-year amd run 10-year nvidia run and be up several thousand percent no and as a person who it and i i'll tell you it's really hard to sit on equity and not buy shit i know but there's nothing better than if a deal doesn't go through it don't matter it doesn't matter now you have all the chips in your favor a lot of times we say and i've said this before going back to 2020 you can't tell me that you want generational wealth and you want hold for a generation somebody's going to finesse you out of your spot too early so one of the best things i've done in my portfolio xander's portfolio it's just hold for a long period of time and that's why a lot of times when people like oh things are going well it's the discipline of holding that gives you the freedom to be able to say what you want um and do what you want so i i get it but hold for the long term maybe take some out in a five-year period and be disciplined with the money but to take the money out just to go blow it on bags and go buy balenciaga and because you want to go buy a car and you want spend some money on your side piece i don't want to hear that i don't want i don't if you don't like to ask i was rich when y 'all met me i don't care if you like the answer or not this is the truth even at nvidia you're looking at some of the smartest people on earth to ever be in tech and they've been holding for 10 years you can't take the shortcut just because you want to f off your money i'm sorry i'm sorry right i think that's kind of like one of those those core principles is like if i have an option on on a company i must own the company right because i believe in this future growth and so if i believe in this future growth then i can take a leap on this which is why you see tsm in the portfolio all the time which is why you see nvidia you see meta you see amazon that makes a lot of sense yeah i mean on the options and future side that's what it's for for think of it as like income if you will but or cash flow but on your long-term portfolio you want to hold it like you guys haven't sold the ip to invest fest there's a reason why it's more valuable in 15 years than it is if you sold it year three trade if you need cash flow i'm not mad at that before the equities and honus minimum five years ideally 10 to 15.

7:191969 malcolm and martin are gone america is in crisis and at morehouse college the students make their move. These students, including a young Samuel L. Jackson, locked up the members of the Board of Trustees, including Martin Luther King Sr. It's the true story of protest and rebellion in Black American history that you'll never forget. I'm Hans Charles. I'm Menelik Lumumba. Listen to The A-Building on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. Black history lives in our stories, our culture, and the conversations we still have in today. This Black History Month, the podcast I Didn't Know, Maybe You Didn't Either, digs into the moments, perspectives, and experiences that don't always make the textbook.

8:05Let me tell you about Garrett Morgan. Bruh had to pretend he didn't even exist just to sell his own invention. Listen to I Didn't Know, Maybe You Didn't Either, from the Black Effect Podcast Network, on the iHeartRadio app, Apple Podcasts, or simply wherever you get your podcasts. I didn't know. This is Ryder Strong, and I have a new podcast called The Red Weather. In 1995, my neighbor, Anna Traynor, disappeared from a commune. It was nature and trees and praying and drugs. No, I am not your guru. Back then, I lied to everybody. They have had this case for 30 years. I'm going back to my hometown to uncover the truth.

8:49Listen to The Red Weather on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts.

9:18and visit Myrtle Beach. Listen to Charlie's Place on the iHeartRadio app, Apple Podcasts, or wherever you get your podcasts. This is an iHeart Podcast. Guaranteed human.