Michael Dell’s $6.25 Billion Gift Could Change America Forever

0:00Hello, everyone. There's major breaking news in America today. Michael Dell, the famous investor and entrepreneur, he's announced a$6.25 billion donation that could change America forever. This is crazy, and we're going to break it down. Elon Musk is then going to explain how the world's richest man invests his money, and I will break down for you what's happening with correlations between stocks, gold, and Bitcoin. We're live today from the desk of Anthony Pompliano.

0:33before we get into today's episode remember i need your help my goal is to get to 1 million subscribers on youtube but you're going to be part of us getting there go ahead and hit that subscribe button and join the 40 100 subscribers we already have let's get into today's episode all right ladies and gentlemen this is one of those announcements you just can't miss Michael Dell, a famous entrepreneur, just announced a$6.25 billion donation to help 25 million American children. But the way he's doing it could change the world forever. Now, before we talk about Dell's donation, we gotta understand this Invest America Act.

1:06Here's Brad Gerstner talking about this idea and why he thinks creating an account for children in America and then having money put in there, whether it's from the government, whether it's from philanthropists, or whether it's from corporations, actually could be a major solution to a lot of problems the country's facing. Listen to what Brad had to say. That is the great story of America. The promise that there's mobility, the promise we can move up that ladder. But today, you know, we've moved to a society of dependency, right? I saw somebody answer the White House's tweet on this today by saying the answer to socialism is more capitalism.

1:45This is more capitalism. This is aligning every child in America with the upside of free markets and the benefits. And that is your Main Street agenda, Mr. President. Now, in order for Brad to actually have that vision become reality, he had to do a lot of work. He had to go and talk to lots of politicians on the right, the left. He had to find independence. He had to go to the private sector and build support. That's how legislation ultimately gets passed in this country. And Brad, he's a hedge fund manager. He's not a politician. He's not used to doing this stuff, but he has done an incredible job to get this done.

2:20Right after the Invest America Act was actually passed and became law, Brad went on CNBC and he explained why he thinks this is so important. Take a listen to what he had to say. You know, it's really there's a battle for the soul of America, I think, going on. We see it in New York with the election fight over Mondami. You know, this this drift, there are 60 percent of people who say, hey, I'm left out of capitalism. This isn't benefiting me. Right. And we have that problem. We have this massive wealth gap that has grown. So we have to get everybody into the game of capitalism. The president ran on a Main Street agenda.

2:52The Main Street agenda was my people in Indiana. How do we get everybody else into the game of capitalism? So he and the leadership in the House and the Senate helped get this included in the big bill. Invest America Act is now the law of the land. Starting in 2026, every child born forevermore in America will start off with a prosperity account. $1 ,000 private 401k at birth that their family owns, they own, in the S &P 500 that everybody can add money to. Mom and dad, grandparents, birthdays, bar mitzvahs, right? Companies are going to match. The list of companies we're going to announce in early December is going to blow your socks off, who are going to add to the accounts of the kids of their employees.

3:32And now philanthropists, massive philanthropic giving into these accounts. People are going to adopt the city of Cleveland, the state of Texas, and they're going to add to the accounts. and they can target the kids who are most vulnerable, right? The zip codes that have the lowest income. Scott Besson, Assistant Secretary, Luke Pettit, Joe Gebbia from Airbnb who's helping to design this, they put together an incredible SWAT team in Washington and it's top priority for them. America's gonna turn 250 years old next year. And the 250th birthday dividend to America is that by July 4th, 2026, every one of these accounts has to be established.

4:09So here's what everybody needs to do. In early December, we're going to launch the website, right, where people are going to be able to go sign up. We have 65 million children qualified. Every child under 18 can open an Invest America account. OK, if you're under two, you'll automatically get the thousand bucks. I encourage everybody to open these accounts for their kids. I encourage, you know, companies to fund these accounts for the kids. This is, you know, what better way to celebrate the 250th birthday of America than getting everybody into the game of capitalism? They all share in what we've been talking about for the last 10, 10, 15 minutes, the upside of America.

4:47It's the greatest economy in the world. Everybody should share in it. Now that we understand the Invest America Act and this idea of creating an account and having people put money into it for every child in America, we can then go and look at Michael Dell's big announcement. So Michael and Susan Dell, they just announced a$6.25 billion donation. $250 for 25 million children. Now, the reason why this is important is the government has already said that they're gonna give$1 ,000 to kids who are born recently, young kids under the age of one, pretty much. But what about all the other kids, the kids who were born before that time period?

5:20That's where Michael Dell's donation steps in. $250 for 25 million children. Listen to this video about Michael and Susan and why they're doing this and how they think it will help these kids. We're making a$6.25 billion investment in America's kids through our charitable funds. Next year, every American child will be able to get an investment account powered by Invest America. We've seen what happens when a child gets even a small financial head start. Their world expands. The real power of these accounts is that anyone can contribute. Parents, relatives, friends, everyone can help shape a child's future.

5:59To philanthropists, companies, community leaders, If you want to be part of something truly meaningful for our kids, for our communities, for our country, join us. And to parents and caregivers, stay tuned and get ready to activate your child's account. Every contribution can grow over the years, just like your child. Together, we can make possibility something every child can count on. And that's a future worth investing in. Now, I don't know about you, but I love this idea. Of course,$6.25 billion coming from one family, that's obviously a big deal. But to me, actually, the most interesting part is that we are now seeing philanthropy completely skip the apparatus of NGOs and government organizations and trying to figure out all the bureaucracy.

6:46Instead, we have a family that's saying, I want to give money directly to the people who need it most. 25 million children, each are going to get 250 bucks. And then hopefully the people around them, whether it's in school, their parents, or other people in their community, start to help them understand what is the power of investing, how they can actually spend less than they make, put more money in the account and compound over time. I've said for years that actually the root cause of many problems in our economy and in our society is the fact that we don't do personal financial education in our schools.

7:20If we simply teach people to be investors and not savers, I think that that will change America. And seeing Michael Dell, go ahead and seed these accounts. Man, this is incredible. This is what philanthropy actually should be. None of the nonsense of people going and grifting all the money away, but instead people who worked hard, who solved problems, who made a bonanza of money for themselves, turning around and helping the next generation. Kudos to Michael and Susan Dell. Kudos to Brad Gerstner. And I think that we should be inspired by what these people are accomplishing. And I hope that these 25 million children, every single one of them ends up in a better place because of this work.

8:00Elon Musk recently went on a podcast and he got asked a question I've never heard anyone ask him before. They asked him, hey, Elon, how do you invest your money? Now you got to remember, Elon runs a bunch of multi-billion dollar companies. In fact, over the last three decades, Elon has been averaging a multi-billion dollar company every five years. Every five years, for 30 years, the guy just creates value out of thin air. It is incredible. Now, what does he do with all that money? How does he invest it? Well, take a listen to what Elon had to say here. I mean, I don't really, you know, buy stocks, you know?

8:31So it's not like, I'm not like an investor. I don't like look for things to invest in. I just try to build things. And then there happens to be stock of the company that I built. But I don't think about, should I invest in this company? I don't have a portfolio or anything.

8:56So I guess AI and robotics are going to be very important.

9:08so I suppose there would be AI and robotics that aren't related to me I think Google is going to be pretty valuable in the future they've laid the groundwork for an immense amount of value creation from an AI standpoint

9:32NVIDIA is obvious at this point And I mean, there's an argument that companies that do AI and robotics and maybe spaceflight are going to be overwhelmingly all the value, almost all the value. Now, it's pretty inspiring to hear the world's richest man say, look, I don't actually think about investing and going buying stakes in other companies or other assets. Instead, I just try to solve problems and actually create value. and that value has equity attached to it. That's how people used to make a lot of money is they simply built things rather than speculating in the market. Nothing against the speculators, nothing against the people who are going into the market and wagering their capital.

10:14We need those people too. They help to fund innovation and they help the entrepreneurs actually solve the problems. They're the ones funding it. But Elon's got a very unique thing here and to be the world's richest man and not necessarily focus on your investment portfolio, but simply focus on solving problems in society, I think he's going to inspire a lot of people to follow in his footsteps. Professional investors care about their returns and they care about the correlation in their portfolio. Two different things, returns and correlations. The return, that measures how much money they're making.

10:45Correlations, that measures how much pain they could feel in a recession or in some sort of financial panic if it sets in. Now, the former, the returns, shows you upside, the ladder, the correlation. It illuminates potential downside in a portfolio. It's very important right now because we're actually living through a regime change in asset correlations. Now you have to remember, over the last couple of years, we saw all assets, stocks, Bitcoin, gold, et cetera. They all went higher together in 2021. Then they all fell in unison in 2022. And then these assets collectively recorded very aggressively a return in the last few years.

11:18It's just like a hand in a glove. These assets ebbed and flowed with each other up and down in both directions. But that's starting to change though in the last couple of months. Let's take a look at the performance of various assets over the last year. The S &P is up 12%. Gold's up almost 60%. U.S. Treasuries via TLT is down over 1%. And Bitcoin is down 10%. Here's my few takeaways from this data point. First, U.S. Treasuries continue to be a money-losing proposition over both the short and long term. TLT is down more than 40 % over the last five years. Down 40%. And it's also negative over the last 12 months too.

11:53It's just losing. My second takeaway is that stocks and gold have done very well in light of the return to monetary easing and the misplaced inflation fears. Add in the AI boom for the equity market and it has become a great year for anyone who's holding these assets. In fact, I'd argue that Adam Kobisi, he explains how strong the current stock market momentum is. He says that the S &P 500 has finished positive for seven consecutive months. It's the longest streak since 2018. Over that period, the S &P 500 has gained almost 24%. It's also in line with the rallies, he says, since 2009, 2013, and 2021.

12:28The Dow has seen seven straight monthly gains as well. It's the longest streak since early 2018. And December historically is one of the strongest months in the market. And he thinks that the bulls are in control. Now, this brings us to Bitcoin. The digital currency has been a big disappointment performance-wise for a lot of investors in 2025. It's the widely held belief going into the year was that Bitcoin would continue the four-year cycle. It would include a big blow-off top in Q4. but instead, Bitcoin's down double digits over the last year and to throw salt in that wound, Bitcoin's dismal performance has actually been done against the backdrop of equities and gold doing so well.

13:04You can look at this chart right here from Justin Gallum. It shows that gold has continued to track M2 global liquidity over this year but Bitcoin has departed that and actually gone in the opposite direction sometime in Q3 of this year. So this brings us back to the correlations. Investors want to add non-correlated assets into their portfolio so that they can actually increase their risk-adjusted return and they can reduce the volatility of their investments without giving up potential returns. Makes sense. The general thesis is that various assets have different demand drivers. For example, stocks are driven by earnings and liquidity.

13:36Gold is driven by real rates and currency strength. Bitcoin, that's driven by liquidity, adoption, and risk on sentiment. Farmland, as an example, that's driven by crop yields and climate. And art, everyone's favorite collectible, driven by collector demand. That's why you constantly hear financial advisors yell and scream about diversified portfolios. They're playing a spreadsheet game, one that attempts to decrease risk without sacrificing returns. And of course, that's not actually how the real world works. You need to see volatility and risk in your portfolio. You actually have to increase risk and volatility in a portfolio to optimize for total returns.

14:12You quite literally should be getting paid for the risk that you're taking. It goes against a lot of their advice. But that's not how all investors think. Many people listen to those financial advisors. They instead are going to look at comparisons of these various assets and see that gold's one-year performance, that's high, the one-year volatility of gold is low, and both the one and five-year sharp ratios are superior to these other assets. That's a dream for many investors who are trying to build these diversified portfolios with low correlation. The question is whether the dream can continue or if nightmares are right around the corner.

14:44If you've been listening to me throughout this year, you probably know I'm very optimistic about the next few years in financial market. Public equities are poised to continue moving higher. The AI boom is very real, and it's likely only beginning in my eyes. The fact that our politicians can't stop spending money, that means that gold and Bitcoin are going to continue doing well over the long term too. And maybe the only asset on bearish on for the next two to three years is U.S. Treasuries. They just seem to be designed to go down forever in value, as long as the national debt continues to go up.

15:11Time will tell if I'm right or not, but in the current moment, we're watching the breakdown of correlations. Assets are not moving in lockstep like they were in recent years. You got to be awake. You got to keep your head on a swivel. This is going to create more opportunities for investors to outperform or to underperform the market. And I just hope that each of you that you're on the right side of that outcome. That's it for today's show. Thank you guys so much for watching. Please remember to subscribe on YouTube. We have 40 ,100 of you that are out there, but I need your help to get to my goal of 1 million.

15:40Hit the subscribe button and I'll see you guys live tomorrow from the desk of Anthony Pompliano.