How Stripe built “minions”—AI coding agents that ship 1,300 PRs weekly from Slack reactions | Steve Kaliski (Stripe engineer)

25 Mar 2026 · 42 min · 16 chapters

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In short

Stripe’s “minions” (AI coding agents) that start from Slack reactions and automatically provision isolated dev environments, run an agent loop (via Goose harness), modify code, and open PRs for human CI-backed review; plus a demo of agents spending money using Stripe’s machine payment protocol to plan a birthday party.

Guests

Steve Kalisky, software engineer at Stripe; works on developer productivity and internal tooling. Host: Clara Vaux (product leader/AI obsessive), interviews and runs demos.

Key claims

Minions cut “activation energy” to begin coding by letting engineers click an emoji in Slack; multiple minions run in parallel in isolated cloud/virtual environments; CI, tests, synthetics, and blue-green deployments keep review confidence regardless of whether code is human- or agent-authored; developer experience investments improve agent success; agent actions require explicit economics (tokens/dollars).

Notable examples

Slack reaction “create minion pay servers” generates a branch and doc landing-page code, previews docs, and opens PRs (~1,300 PRs/week with only human review). Birthday demo: Claude Code plans a matcha-themed party, pays BrowserBase, Parallel AI, and Postal Form via machine-to-machine payments, then donates to Stripe Climate; total cost shown as about $5.47.

Written by AI. May contain mistakes. Listen to the episode to check what was said.

Chapters

Tap a time to open that second in VO

Introduction to Stripe's Minions

0:00 to 1:13

Learn about how Stripe's AI agents help with coding and deployments.

“At Stripe, we're landing about 1 ,300 PRs that have no human assistance besides review per week.”

Personal Impact of Minions at Stripe

3:14 to 4:09

Steve shares the personal effects of using AI minions in his work.

“So, you know, for me personally, I think sort of anecdotally, I don't remember the last time I started work in the text editor.”

Lowering Activation Energy with AI

4:10 to 5:02

Learn how AI reduces the friction in the development process.

“At Strip, we're landing about 1 ,300 PRs that have no human assistance besides review per week.”

The Importance of Developer Tools

5:03 to 6:08

Understand the significance of good developer tools for efficiency.

“It's nobody's like, oh man, I really want to slow this process down.”

Minions and the Development Experience

11:09 to 14:02

Explore how minions enhance the developer experience at Stripe.

“We have really good documentation on how to add a new field or a new method or a new resource that the minion would read and would execute against.”

The Origin of Minions at Stripe

14:02 to 16:01

Learn how Stripe developed the concept of minions to enhance developer tools.

“Curious how you kind of seeded the idea of minions on top of your development tools.”

Developer Productivity Teams

16:01 to 17:45

Discover how dedicated teams at Stripe improve engineering workflows.

“So my first question is, you know, Stripe is a very well-resourced, I would say, engineering organization.”

The Importance of Cloud Environments

17:45 to 20:12

Understand the role of cloud environments in boosting coding efficiency.

“But, you know, no matter how juiced these laptops are, you get like three or four work trees in all running.”

Harnessing AI for Product Development

21:13 to 23:39

Explore how Stripe uses AI to streamline product development processes.

“So we can already see that it's identifying the relevant files.”

Agents as Economic Actors

23:39 to 28:00

Examine the concept of AI agents as autonomous economic entities.

“is just going to move around it to other areas.”
Show all 16 chapters

Planning a Matcha Birthday Party with AI

28:00 to 29:49

Learn how AI can assist in planning personalized events like birthday parties.

“So Jen likes, I think she bakes and she cooks.”

The Role of AI in User Feedback

29:50 to 33:16

Discover how AI can enhance user feedback processes in product development.

“So there's this sort of interesting balance of like, what can the LM do itself, right, with its own tools and my local machine versus what it needs a third party service for?”

Understanding the Economics of AI Agents

33:17 to 35:04

Explore the economic implications of using AI agents for task management.

“I like this little, you know, I mean, we got a little Stripe climate shout out here, but it also just calls out like this actually does cost you in tokens whether or not your agent is doing outside transactions.”

Future of AI in Consumer Interaction

35:05 to 36:59

Analyze how AI can transform consumer interactions and business models.

“Again, we're doing this episode in the year of our Claude 2026.”

Personal Workflows and AI Integration

37:00 to 38:25

Hear about practical applications of AI in personal workflows and daily tasks.

“The thing I've been really interested in is the sort of like disposability of software.”

Prompting Strategies for AI

38:26 to 40:39

Learn effective strategies for prompting AI to achieve desired outcomes.

“where her kids can only watch the videos that she pre-approves, and you can only swipe back and forth.”
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Transcript

Automatic transcript. May contain errors.

0:00Steve Kaliski:At Stripe, we're landing about 1 ,300 PRs that have no human assistance besides review per week. A lot of where our work begins is it could be in a Google Doc as we're planning a new feature, or maybe a GR ticket comes in, or we're talking about something in Slack. I can click an emoji, and then the menu will sort of attempt to one-shot resolving that prompt using all the tools that are available at Stripe. When you're in larger organizations, there's so much friction that can come between a good idea and getting it into the world. Not only can I have one of these, but I could have many, many of these running in parallel in isolated environments, making isolated changes all at the same time.

0:33How are you getting all this code review done?

0:35Steve Kaliski:Whether the text has been written by Steve or the text has been written by Steve's robot, you still want that CI environment that's providing confidence that the code that's being changed is safe. And that as it rolls out, we're having blue-green deployments so you can roll back too. All that is super critical, independent of the nature of the authoring of it. No matter how juiced these laptops are, you get three or four work trees in and like it starts to sound like an airplane taking off. It's no good. And so I do think on this multi-threading agentic engineering work, cloud environments and virtual environments are so important to unlock velocity.

1:13Welcome back to How I AI. I'm Clara Vaux, product leader and AI obsessive here on a mission to help you build better with these new tools. Today we have Steve Koleski, a software engineer at Stripe, and he's going to show us how the Stripe team deploys a bunch of minions to do their engineering work. We'll also watch an agent spend a little bit over$5 to plan a birthday party all in Claude Code. Let's get to it. This episode is brought to you by Optimizely. Most marketing teams aren't short on ideas, but what they are short on is time. And that's exactly what Optimizely Opal gives you back. with AI agents that handle real marketing workflows.

1:54You know, like creating content and checking compliance, generating experiment variations, personalizing user experiences, analyzing pages for GEO, even tasks like approvals and reporting. It's your AI agent orchestration platform for marketing and digital teams, plugging seamlessly into the tools you already use, handling the boring busy work, and keeping everything on brand. That leaves marketers with more time to do your actual job. See what Opal can automate for your team by signing up for a free enterprise agentic AI workshop with Optimizely. Find out more at Optimizely.com slash howiai. Attend live and you'll get a free pair of Ray-Ban meta AI glasses.

2:40Steve, I'm so excited to have you on How I AI because I saw the Stripe minions on the timeline. And one, exceptional branding, don't sue us. And two, I just love the idea that you and your colleagues in the team at Stripe have created not just one agent, but minions all across the company that can help with development work. And I'm so excited for you to show us how that helps you in your day-to-day here. So welcome to How I AI.

3:11Steve Kaliski:Thank you for having me. So tell me, what has been the effect that minions have had on you personally at Stripe and at the Stripe team as a whole? Sure. So, you know, for me personally, I think sort of anecdotally, I don't remember the last time I started work in the text editor. Right. So I do end up there often. But, you know, what I found is that, you know, a lot of where our work begins is, you know, it could be in a Google Doc as we're planning a new feature or maybe a GR ticket comes in or we're talking about something in Slack. And those are sort of like the more natural entry points to starting work, right?

3:46Steve Kaliski:And then you end up in a tech center when it's time to actually do the work or make the final tweak. And it just felt very natural. And I think in particular, the sort of like activation energy of starting work feels a lot lower, right? So if you're in a Slack thread and maybe there's a piece of user feedback and it's something simple like we have to update the docs or maybe it's something more consequential and we just want to build a prototype, I can click an emoji and like the work begins. And often the work finishes too. At Strip, we're landing about 1 ,300 PRs that have no human assistance besides review per week.

4:23Steve Kaliski:But at the minimum, the activation energy of starting to write code, seeing tests pass, maybe a test fails, occurs without me even participating. And then I can jump in and I can tweak and I can kind of like have that momentum sort of sort of like generative momentum that I can hop in halfway through. What I think is magical about this, and I won't call Stripe a big company, but you do have a decent amount of employees and very, very large business, is I love that concept of activation energy going lower. because when you're in larger organizations, there's so much friction that can come between a good idea and getting it into the world.

5:03And it's not malintent, right? It's nobody's like, oh man, I really want to slow this process down. It's either functional. I don't have access to a technical area of expertise to actually get from here to there. It's operational. I don't know how to organize people and communicate effectively to get the next step done. Or it's just kind of like people get siloed in their day to day and don't think of new ways to get work done. And one of the things that has been so revelatory about AI for me personally is like, all that just kind of goes to zero because coordination costs can go down, execution costs can go down, communication costs can go down.

5:40You just get closer to the work, which I think is the fun part we all really care about. So show me how you actually activate a Minion? And, you know, we skipped this a little bit. What a Minion is?

5:53Steve Kaliski:The quick spiel of a Minion. When I, as an engineer, sort of in pre-AI time, you know, want to make a modification to Stripe. Well, Stripe is a huge code base with tons of services. It can't run on my computer alone. So Stripe already has a long history of investing in great developer tooling, having hosted development environments that I can spin up, that, you know, have all the code already there and services running, and I can SSH in and make modifications. And we have a ton of great CI tooling around that. So that's the context. We have all that. The idea with the minion is that I can provision one of those environments seeded with a prompt, and then the minion will sort of, you know, attempt to one-shot resolving that prompt using all the tools that are available at Stripe.

6:41Steve Kaliski:So all of our internal documentation, our internal CI, our test data, so on and so forth. And it will loop through that in an attempt to solve that problem. So let's go ahead and jump in and see what sort of a prototypical experience might look like. So I'm in a Slack channel. It's called Steve Klisky Robots-Claire. I actually have a Steve Klisky Robots channel that has 76 humans in it. But I do have every – it sort of is just me and my robots. and now there's some sort of audience observing. But let's imagine that maybe I'm thinking of a new feature idea or I want to improve documentation that we have.

7:20Steve Kaliski:So we have a launch coming up soon, and I want to sort of embellish the documentation. So I'll say I have this cool idea for docs.stripe.com slash payment slash machine. This is our new machine-to-machine payment work, which we'll look at later in our call. and I want to make sure the landing page really sticks and gives a good code example of how to get started quickly. So maybe someone posted a message like that or it came in through a ticket or whatever the origin may be. All I have to do now is add a reaction, which is create minion pay servers. This is a particular repository within Stripe.

8:05Steve Kaliski:we get the one sec cooking from the dev box agent. And then we get a reply in here saying your minion for pay server, it's the repository for a new branch that's created, landing page code example has been created. And it's going to kick off our doc service. So I can eventually preview it. Now I'm going to click follow along. So right now what it's doing is it's provisioning that development environment I was talking about earlier. Right. So this is, this part isn't new. It is excellent, but it's not new. And basically, it's going to spin up an instance in the cloud. It's going to apply all the configuration that's required for both me and the agent to do coding within Stripe.

8:45Steve Kaliski:So this will just take a few seconds. It's going to check out that repository with a new branch, configure the local database, apply my git config. It's going to set up a VS Code server so I could connect to it just through the web or locally. So some extensions. So what's really great about Minions is obviously there's the agent loop that's making the code modifications. But it's built on top of a ton of incredible work that our developer productivity is done around just making it easy to get a perfectly operating Stripe development environment for coding. which means that, you know, not only can I have one of these, but I could have, you know, many, many of these running in parallel in isolated environments, making isolated changes all at the same time.

9:34Steve Kaliski:So, you know, that little one-click emoji, I could have done that with a few messages at the same time, which is really great. Yeah, one thing I want to call it here is we had my friend Zach from LaunchDarkly on, and one thing he said was, look, what's good for the developer is good for the agent. So there's this virtuous loop of if you have or do invest in developer experience for your human engineers, your agents will benefit off of that. And in turn, if you invest in developer experience or agent experience for your agent engineers, your development team benefits from that. And so I always tell people, you know, engineering team, we've always asked, like, can we just give a little bit more time on the roadmap to DX?

10:15Like, pretty please. Can we invest here? And I think if you attach it to an AI initiative, that's like the secret way to get some of that good stuff done.

10:24Steve Kaliski:Yeah, I mean, imagine you're, you know, some code bases are small, but Stripes is huge. You know, imagine you show up day one and there's no documentation and there's no tools and they say, good luck. Like, anyone would have trouble. And even if you threw the agent at it, it's very likely that the context window would be blown by the whole code base. Just scanning through to understand all the intricacies would be impossible or extremely expensive. So if there's a very blessed path for 90 % of the common activities in being an engineer at Stripe, that makes the propensity that the agent succeeds really high too.

11:02Steve Kaliski:So imagine we wanted to make an API change, which we do hundreds or thousands of times a year. We have really good documentation on how to add a new field or a new method or a new resource that the minion would read and would execute against. And then the propensity it would one shot is very high. So good docs for developers are equally important for the agent, to your point. So we've now transitioned from booting up the development environment to now we're in the first agent run. So we have that prompt that I posted in Slack here. And now what it's going to do is boot up an instance of Goose that's basically the harness that's going to run through all this.

11:40We did have an episode with the block team about Goose, this open source agent harness that got set up. And I want to call out one thing for folks that are not watching and are listening, which is I love your system prompt. So sophisticated. it says implement this task completely colon and then just whatever you put yeah no mistakes no mistakes you forgot no mistakes but you know i think people really think they have to over architect their initial prompt and i think if you have a great harness it can go a long way to extracting out um a successful outcome from a pretty loose prompt totally and we a lot of this

12:19Steve Kaliski:is an experiment in some way, right? As new models come out and we build new tools, there is this sort of dynamic nature to it. And we've built a lot of interesting bots that help write the prompt, right? So maybe first it will do the task of searching through the code base or looking at other pull requests or Google Docs or whatever it may be. I think now it's straight. Most things that could have an MCP server have an MCP server. So we're able to interact with a lot of the internal data we have. And then it can make a prompt that I could then paste in here or I get assigned to the agent. So that's sort of, you know, part of why I wanted that public channel we were looking at is like, you know, we're going to see that we don't pair program anymore, but we, you know, pair prompt, right?

13:01Steve Kaliski:And that activity could be with other engineers or other data sources or other agents too, right? To like figure out if we can, you know, properly explain to the agent, you know, how to do it correctly. In any case, you know, what it's doing now is it's taking the link I gave it, which is to public documentation. It's going to search through the code base and use some of our code searching tools to locate where that change in particular should go. It's going to execute a whole sequence of tools. And over time, as it figures out where in the code base it should work, what the modification should be, they'll ultimately commit those and make those available in a pull request that me and my fellow colleagues can review.

13:42Yeah, I have a couple of questions on this because we've seen a few examples of folks building their own cloud agents and kind of, and I'm curious, you know, why Goose, you know, versus doing something on your own or doing sort of a more commercial solution. I'm curious if there was an internal discussion or how this, or did this happen organically because it worked for one engineer? Curious how you kind of seeded the idea of minions on top of your development tools.

14:12Steve Kaliski:Yeah, sure. So we also make Cloud Code and PerseSuer and tools like that widely available to engineers at Stripe. So I think our general sentiment is like we want to accelerate development so we can build new features for our users. And there are going to be new models coming out, new tools, and we want to be able to proliferate those as much as we can. In the particular case of Minion, it's very, I don't want to say very specific, but it's very specific to, like, the Stripe developer experience in the Stripe developer environment. And we had been experimenting with Goose early on. And I think in this particular case, we'd forked it to make some modifications as well.

14:51Steve Kaliski:And really what we were looking is, like, sort of a base harness and loop to apply all of our own tools and software to. So we spent a lot of time on making good tools available and making sure that the routes that the minions go through work closely with the most common Stripe developer workflows. So it's sort of like commercial versus custom things. There are things that are very specific about Stripe's code base and being a developer of Stripe and the way we build things that it was just sort of easier for us to build and deploy that. But the commercial solutions are great, and we use those extensively.

15:28Steve Kaliski:And even later on in this demo, I can sort of show, like, I can, you know, for example, I can pop into VS Code Web, where I could manually edit some of the code that's going on here as well. But I can also boot up Cloud, and I can have sort of the typical Cloud experience with all the Stripe MCP tools, internal Stripe MCP tools available as well. So, you know, there's no singular tool to rule them all. But I think the overall end-to-end development story at Stripe is built on minions. So you can see I'm in that dev box and caught now. Yeah. Cool. I have one other question and then an observation I want to make sure that the listeners don't miss.

16:05So my first question is, you know, Stripe is a very well-resourced, I would say, engineering organization. So I'm presuming you have a team dedicated to working on not just your dev tools, but as well as minions and managing that as an internal product itself. Has that team been sort of built as a standalone team that's focused specifically on internal developer experience? Is that how it works?

16:29Steve Kaliski:Yeah, we've had a developer productivity team for as long as I can remember. I think about six and a half years now. And, you know, that team is focused on all the tools that I engage with and making them more useful. Right. So that's all the way from how we interact with with Git and version management to our tech centers and our configurations there to our development environment and how that whole story pieces together. And, you know, we, you know, just as, you know, as a product engineer in Stripe, I care deeply about our external users and them being successful in Stripe. That team cares equivalently about engineers at Stripe being successful and being able to build things quickly.

17:09Steve Kaliski:And I think that's been even more accelerated by AI in the last couple of years. And then one other observation I want to make, because I think you glossed over it a little bit at the beginning, but it's so important for folks that really want to go ham on coding with AI. Sure. Which is, look, all of us engineers have a MacBook Pro that weighs 8 million pounds. That can do some damage. Mine, for anybody who wants to know, its nickname is Big Boy. So whenever I need my kids to get my coding laptop, I say, can you bring me Big Boy? Because I call it San Francisco rucking when I carry two of them in my backpack.

17:44Steve Kaliski:Oh, my God. But, you know, no matter how juiced these laptops are, you get like three or four work trees in all running. and like it starts to sound like an airplane taking off. It's no good. And so I do think on this sort of like multi-threading agentic engineering work, cloud environments and virtual environments are so important to unlock velocity. And that's one place where I haven't seen enough large engineering teams invest in those environments to really unleash the power of either AI-assisted coding for their software engineers or agents in general. So if there are any CTOs, VPs of engineering listening, if you were to invest in something to really unlock growth in the next year, getting that situation locked up would be really good.

18:35Because again, I hear so many people be like, oh, I can cloud code everything. I can codex anything. I can spin up all these work trees. I'm fine. And I'm like, are you running all these local? What are you doing? And so that's one thing I just want people to not miss is the limitations of your actual machine on how multithreaded you could be, especially in a complex road base like Stripes.

18:58Steve Kaliski:Totally. And, you know, I have Slack on my phone, right? So I can even kick off one of these minions on the way to work, right, as I'm sort of going through Slack on the subway. And then, you know, by the time I'm there, I can jump in halfway through. I think, like, maybe, like, the hyperbolic thing here is, like, imagine if all engineers at a company could only, like, work on, didn't have Git, We all had to like coordinate working on the one code base together. That would be crazy. And, you know, the equivalency here is like imagine if I'm bounded by, you know, my agents are bounded by just what's available and can work on my computer.

19:35Steve Kaliski:The 10x thing to do is, you know, be able to have 10 of them run in parallel, but also not be contingent on my like. It's like everyone's buying a Mac, a Mac mini. Right. So it doesn't fall asleep. Right. Right. It's like there's a whole business around just the computer not falling asleep. I legitimately, first of all, I have like four Mac minis upstairs and one of them is just basically a laptop that doesn't close. Like I use it as a laptop that does not shut. And it's really unlocked my my velocity. So, OK, we thank you for going on this side quest about virtual environments and local host and all those things.

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21:39Steve Kaliski:Exactly right. So we can already see that it's identifying the relevant files. It's keeping track of its own to-dos. That's something that we've codified in it to focus on. It's making changes. It's preparing the commit and so on and so forth. And ultimately, sort of like taking out of the oven, we'll see a response at the end of just like it finished, you know, you can go ahead and look at the pull request and the sort of normal human review part continues. So let's talk about that really quickly. You said 1300 code or agent initiated PRs per week, something like that. And then humans are involved in code review.

22:16How are you getting all this code review done?

22:18Steve Kaliski:Well, you can make the argument that, you know, if I'm spending less time actively writing code, I can recenter my time on reviewing the code that's being written or working with users and so on and so forth. So I think that's a big part of it. I think the other side of it, it comes back to that CI environment. So having really good test coverage, having synthetics that run to simulate end-to-end interactions with your product, those all help inspire confidence in the code you're reviewing. Right. So absent those, like it'd be really difficult to look at code, especially in a huge code base and have high confidence that it works.

22:55Steve Kaliski:So, you know, again, whether the text has been written by Steve or the text has been written by Steve's robot, you still want that CI environment that's providing confidence that the code that's being changed is safe. in that as it rolls out, you know, you're having sort of blue-green deployments so you can roll back too. Like, all that is super critical, independent of the nature of the authoring of it. I do believe, like, if coding becomes easier and coding historically has been the bottleneck in product development, it's just going to shift to other areas, right? So if, like, coding in effect becomes free, the review is going to be really challenging, right?

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23:34Steve Kaliski:Or getting enough ideas in the first place could be a big problem or distributing them, right? So I think the attention is just going to move around it to other areas. Great. And then one other question before we go on to your next workflow, which I am so excited about, spoiler alert, is are more than engineers using minions? Are you seeing product managers, designers come in? How is this going across the company and across functions? Yeah, I think part of why I like the Slack example is the entire companies in Slack, right? And, you know, to that point of activation energy, you know, even if, like, you had the text editor on your computer and I gave you the docs and whatever it may be, you know, to someone who's not an engineer, it can be really challenging or intimidating or whatever it may be.

24:22Steve Kaliski:And, you know, for whether you just want, like, a proof of concept or you're going to make a docs change or whatever it may be, like, you can probably write out in plain text the thing you want to occur, right? You might be writing the product brief or you might be giving design feedback. Like you're in effect just writing a prompt at some point. So being able to just click an emoji or tag the robot to spin off a minion, we're trying to see more non-engineer usage there. Amazing. Okay, so let's go to our next workflow, which I am psyched. As somebody with a stack of Mac minis downstairs, I am excited about.

25:02Steve Kaliski:So, you know, at Stripe, we're, you know, we're thinking about AI in a few ways, right? So the demo we just showed is how we're thinking about using AI internally to accelerate our product development and engineering. The second way is, you know, thinking about how we're supporting all these businesses that are, you know, leveraging AI in their own products and how we can support their business models. And, you know, that's with things like usage-based billing. And we just announced our beta of our LM token billing product. But there's a third side, which is like this sort of idea of agents as economic actors or agents that can spend money as part of their attempt to solve a prompt.

25:43Steve Kaliski:And before we jump the demo, just the thing I'll illustrate is like, you know, often you give a prompt to Claude or some other agent and it will use its own model to generate text and response, right? Or maybe it will do a web search or call an MCP tool or whatever it may be to gather information or to affect change as part of that response. And, you know, of course, there's the shopping cases, but we imagine a future where like third-party services are going to want to sell into these kinds of experiences and that those interactions will cost money. So we have to equip our agents with the capacity to spend so that they can not only consume tokens, but so that they can also pay services as part of achieving the prompt.

26:28Steve Kaliski:So I'm going to give an example. Jen, who's a product manager I work with, is awesome. I think her birthday is coming up soon. If not, the demos, it's her birthday party. And we're going to ask Claude to help plan it. And along the way, it's going to interact with a bunch of different real third-party services that are really going to accept money over a payment protocol we're calling the machine payment protocol, which we've co-designed with Tempo. And we'll see some real transactions along the way. So I have a sort of pre-baked prompt we'll paste in just to skip that part and I will go ahead and give it.

27:06Steve Kaliski:So I told it to research Jen Lee, who's my product manager, figure out what would be a good idea for her birthday, find a place to have the birthday, send invites to the birthday. And then, you know, we burned all these tokens along the way. So we should probably donate to Stripe Climate at the end to make up for all the energy consumption. So right now we're still getting the environment set up, just setting up our ability to pay tempo. The first thing we're going to do, we can see right here, is that we've actually paid BrowserBase to create a new browser session. So I didn't sign up for BrowserBase beforehand.

27:43Steve Kaliski:I'm just paying for this one session. It's going to do that. I gave it her website somewhere up here. So it's going to go ahead and spin up that environment. You can see right now it's writing some playwright code locally, which will connect to that browser-based session. It got to our website, right? So Jen likes, I think she bakes and she cooks. So it actually found out by running that browser session that she's a matcha-obsessed baker working on a cookbook. We're going to go ahead and turn off that browser session. We can see the net cost is just a fraction of a cent. And again, we really paid that business just now.

28:21Steve Kaliski:The next thing it's going to do is using its knowledge of Jen and her interest in matcha, it's going to search online using Parallel AI to find relevant venues in New York that we could host this party, something that matches her matcha interest. I'm going to just do, again, a side quest, a callback to our episode with Andrew and Nabeel, who used AI to set up a tabletop gaming business they were building in the East Bay. And my friend texted me and she said, this is the most San Francisco thing I've ever seen, which is two dudes that need AI to help plan their game night. And I was looking up at your original original prompt and I was like, this is such an engineer's prompt for how to plan a birthday party.

29:12It's like source and then insert Jen's name.

29:15Steve Kaliski:You know, you're doing something wrong if I have to load environmental variables to celebrate someone's birthday. Exactly. It's just like so funny. Yeah. So I found this matcha cafe in New York on Bowery. That's I think is a perfect fit for a matcha interest, which is great. Now we should send an invite in the mail. We're taking it offline. So now we're interacting with this service called Postal Form. Postal Form will take a PDF and actually send it in the mail. So again, right now what we're doing is the LM is writing code locally to generate a PDF image of the invite. So there's this sort of interesting balance of like, what can the LM do itself, right, with its own tools and my local machine versus what it needs a third party service for?

30:02Steve Kaliski:Like, obviously, the robot can't send mail. And I think if the robot could send mail, that would be kind of concerning. So, you know, that's trying to fix a couple of things with the PDF. I'm sure the invite looks – it'll be very interesting to see what the invite looks like. It looks machine generated? It'll look – yeah, it's just a bunch of binary. No one's going to come to the party. How do you, I mean, I know this is a little bit of a demo you're giving us here, but I think so many of these, even consumer, you know, facing products, like I've never heard of Postal Form, it sounds amazing, where it solves like a very, you know, individual user problem of like, how do I get mail out the door?

30:43so many of them are going to be interacting with agents and like the API as the interface. And you and I were talking about that a little bit before the show. And you were saying you were getting user feedback recently that sort of spoke to that.

30:58Steve Kaliski:Yeah, we've been talking to, you know, I think maybe including Postalform, we've been talking to a lot of users as we've been integrating this machine payment stuff. And, you know, it's very normal to ask for feedback. And, you know, typically they go, I'll get back to you and write up some notes. And I would get these like in 30 seconds, I'd get two pages back. And the engineer over there had used Clodd or Codex to read the Stripe docs and implement the feature. And then figured since like they hadn't really written it themselves, that they'd asked Clodd or Codex to send feedback back to me. And like it happened once.

31:32Steve Kaliski:I thought, OK, that's funny. And it happened like four or five times that week. And it was just extremely jarring. And it added the sort of physicality to who the new user is here, right? That like the – we'd have to hear from the agent directly. All right. We're just going to check in quickly. We sent it in the mail and then we burned some tokens along the way. So we actually made a$1.65 donation or contribution to Stripe Climate to erase 4.4 kilograms of carbon based off of our 70K token usage. and you can kind of see here an agent receipt of the services it interacted with and the cost of each.

32:12Steve Kaliski:So at some point, I'm going to get an invite to a party in the mail. I want to just recap this for folks that are not watching. So we started with a prompt and clawed code that said, plan my friend Jen a birthday party. This is what we know about her. It preceded, there was some like movie magic here where it preceded here are some tools I know can take agent payments that might be useful in the pursuit of this and instead of a human having to go into those tools log in drop a credit card buy a plan there was a machine-to-machine transaction that happened that gave micro access to the the tool for the capacity the agent needed to do the job at hand and we see it It used BrowserBase and Parallel and PostalForm.

32:58And it issued those payments programmatically, acted just what it needed, did a little offset Stripe Climate purchase, and then got your party planned. And what I like about this is, what's really interesting about this particular example is it makes it very clear the economics of doing something agentically. I like this little, you know, I mean, we got a little Stripe climate shout out here, but it also just calls out like this actually does cost you in tokens whether or not your agent is doing outside transactions. So we're already operating in an economic framework, right?

33:40Steve Kaliski:Yeah, I think I'm on a Stripe plan here. But, you know, in general, like, you know, people have a subscription relationship to these providers and that costs money and we get a certain number of tokens. and any prompt I give, even though I'm not like seeing the penny count move by, has an ultimate dollar cost to it, right? And, you know, maybe in the typical coding example and consuming tens of thousands, hundreds of millions of tokens, we've sort of justified the value of that, right? Because the code has business value and this has monetary value. But the sort of token and the currency that backs it, they feel closer than ever.

34:24Steve Kaliski:And whether I'm spending a penny or a dollar on a third-party service or I'm spending tens or hundreds of thousands of tokens with LM, we're sort of doing a similar activity, right? which is that we need intelligence or we need data or we need operations or we need a service to execute on that prompt and achieve some outcome. And I think it's like, even just this view feels very provocative and it feels early, but I think it's going to feel very natural over time to see the token and the dollar side by side. And for me, it's like, I planned a birthday party for, I don't know if it's any good, but I planned a birthday party for$5.47.

35:05Steve Kaliski:That doesn't seem seem too bad. Again, we're doing this episode in the year of our Claude 2026. We're going to show the terminal example. And most people watching this, and again, how AI is for everybody, super technical and not, they're going to look at this and be like, okay, but yeah, I'm not going to plan my birthday party in the terminal. But let's just pull that thread six months in the future or 12 months in the future. There's going to be a bunch of builders out there that are going to wrap this in a much more consumer-friendly user experience. And then you're going to be able to build such interesting products that can interact and transact in just a much more human way, which, again, can just solve problems in a different mindset.

35:48Steve Kaliski:Yeah, I think it'd be really interesting to build a business where your primary consumer sort of wants an ephemeral interaction with you. And it doesn't necessarily require you having a dashboard or an admin panel or a landing page or, you know, all the other typical things that are really useful, you know, when a human or a business is interacting with you. And instead, you could focus on like just a hyper useful single API and monetize that directly and make your, you know, audience primarily agents. I think a lot of just like really interesting businesses can emerge out of that opportunity.

36:28I completely agree. And then we're going to have agents identify what those businesses are, build them, transact with other agent customers, agents all the way down. Well, Steve, this was awesome. Just to recap for folks, we saw minions and how to kick off development work from Slack and the benefits of investing in developer experience. Again, VPs of engineering, just like carve off a devx team and give it some love and product managers get out of the way you'll get more product at the end of the day if you just uh give give some time and effort towards developer experience and then we got to see these machine to machine payments which i think by the time the episode is live we should be able to maybe talk about or or see so fingers crossed this will be live by the time our episode goes live and we showed you how to plan a i guess got to zoom in a matcha cheesecake birthday party in genley's matcha party april 19th apparently

37:24Steve Kaliski:i guess i didn't pick the date so the robot has decided that would be a good birthday so saturday april 19th 3 to 6 p.m sounds perfect we plan a birthday party for six dollars carbon neutral uh this is awesome before i send you off a couple lightning round questions one you know we showed kind of a a contrived personal use case but what are your personal workflows for AI? The thing I've been really interested in is the sort of like disposability of software. And I have a four-month-old now and almost two-and-a-half-year-old now. And the two-and-a-half-year-old keeps grabbing my phone to try to change music.

38:01Steve Kaliski:So I've toyed around with music apps that are extremely controlled to just six songs. I have no idea how to build iOS apps, but the robot does. So I've been toying around with little engagements like that. And then I use all the AI apps sort of in the normal way, I guess, in addition. Yeah, well, if folks want to create an app like that, we just did an episode with Jessie Janay, who built a minimalist YouTube for kids, where her kids can only watch the videos that she pre-approves, and you can only swipe back and forth. You can't do any, like, no other buttons. It's very, very streamlined. So very similar to your music example.

38:40Okay, and then my last question, which I had a sneak preview of a little up on this quad example, But when AI is not listening, you know, when your minion does not one shot, what is your prompting strategy? And you're a parent. So, like, do you gentle parent your AI? Are you like, I know you can do it? Or do you, you know, do you bribe it? Do you offer it 15 cents carbon neutral? Like, what do you do?

39:06Steve Kaliski:This sounds crazy. Like, I have made a concerted effort to always be polite. Same. And I don't I mean, like, I, you know, I like sci fi. I like alien stuff. You all like there's this sort of like who knows if that's going to happen or not. But like I definitely don't want to be caught being rude, even though like I think I've read some stuff of like, you know, being more intense or being rude can result in better. It's like I don't want to like I'd rather have to do a little bit extra work than have it on the record that I was mean because you never know. You never know. But the more serious answer is, one, asking it to explain or justify itself has helped quite a bit.

39:52Steve Kaliski:And then I think in other cases I've tried – in other cases I know the right direction to go. I will start going in the right direction and then I will ask it to look at sort of like the get status, to look at the diff, or like look at other sort of like breadcrumbs that I've left. as like the directional thing to help guide it. And then, of course, like if I'm doing a thing that's not recurring, but that I'm going to do again, I try to keep that in some skill or prompt or otherwise that I can inject back in later. Got it. So you're doing like the dad teaching his kid to ride a bike move where like your hand's on the back of it and then you let him let it go.

40:31You're like, here's what I want. It didn't really hit me until you said that,

40:33Steve Kaliski:but there's something really weird about raising kids at the exact same time that the robot emerges. I hadn't really clicked with me yet. So I don't know what's informing what, but they are happening at the same time. Yeah, I said something like, it's really interesting to be raising kids and literally writing like soul.md files into my agents. Like, I guess that's a virtuous cycle of skills. Well, Steve, this has been awesome. Where can we find you and how can we be helpful? We can learn more about the work we're doing at Stripe.dev, which is our blog. So you can learn all about some interesting things we're building.

41:09Steve Kaliski:The demo I just showed you, you can learn more about at docs.stripe.com slash payments slash machine. And I guess I'll plug my Twitter, which is just at Steve Kalisky. So those three. Well, thanks for joining How I AI. This was awesome. Awesome. Thank you so much for having me. Thanks so much for watching. If you enjoyed the show, please like and subscribe here on YouTube or even better, leave us a comment with your thoughts. You can also find this podcast on Apple Podcasts, Spotify, or your favorite podcast app. Please consider leaving us a rating and review, which will help others find the show.

41:46You can see all our episodes and learn more about the show at howiaipod.com. See you next time.

From the publisher

Steve Kaliski is a software engineer at Stripe who has spent the past six and a half years building developer tools and payment infrastructure. He’s part of the team that created “minions”—Stripe’s internal AI coding agents, which now ship approximately 1,300 pull requests per week with minimal human intervention beyond code review. In this episode, Steve demonstrates how Stripe engineers activate development work from Slack and leverage cloud-based development environments for parallel agent workflows, and demos machine-to-machine payments where AI agents transact autonomously with third-party services.


What you’ll learn:

  1. How Stripe’s “minions” write 1,300 pull requests per week with minimal human intervention
  2. Why a good developer experience for humans creates better outcomes for AI agents
  3. The critical role of cloud development environments in unlocking AI-powered engineering velocity
  4. The machine payment protocol that lets AI agents spend money to accomplish tasks
  5. The code review strategy for handling thousands of agent-written PRs
  6. Why non-engineers at Stripe are starting to use minions to ship code
  7. The future of software businesses built primarily for agent consumers

—

Brought to you by:

Optimizely—Your AI agent orchestration platform for marketing and digital teams

Rippling—Stop wasting time on admin tasks, build your startup faster

—

In this episode, we cover:

(00:00) Introduction to Steve

(02:39) Stripe’s minions and their effect on Stripe as a whole

(04:42) Why activation energy matters more than execution

(05:44) What is a minion? The technical architecture

(06:52) Demo: Activating a minion from Slack with an emoji

(09:04) Why good developer experience benefits both humans and agents

(11:22) Walking through the agent loop and system prompts

(13:42) Why Stripe chose Goose as their agent harness

(16:00) The role of Stripe’s developer productivity team

(17:15) Why cloud environments unlock multi-threaded AI engineering

(21:14) One-shot prompting: from Slack to shipped PR

(22:04) How Stripe handles code review for 1,300 AI-written PRs weekly

(23:44) Non-engineers using minions across the company

(24:53) Demo: Planning a birthday party with Claude and machine payments

(32:15) Quick recap

(35:08) The future of ephemeral, API-first businesses for agents

(36:36) Lightning round and final thoughts

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Detailed workflow walkthroughs from this episode:

• How Stripe's AI 'Minions' Ship 1,300 PRs Weekly from a Slack Emoji: https://www.chatprd.ai/how-i-ai/stripes-ai-minions-ship-1300-prs-weekly-from-a-slack-emoji

• How to Build an Autonomous AI Agent That Pays for Services to Complete Tasks: https://www.chatprd.ai/how-i-ai/workflows/how-to-build-an-autonomous-ai-agent-that-pays-for-services-to-complete-tasks

• How to Automate Code Generation from a Slack Message into a Pull Request: https://www.chatprd.ai/how-i-ai/workflows/how-to-automate-code-generation-from-a-slack-message-into-a-pull-request

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Tools referenced:

• Goose (AI agent harness): https://github.com/block/goose

• Claude Code: https://claude.ai/code

• Cursor: https://cursor.sh/

• VS Code: https://code.visualstudio.com/

• Slack: https://slack.com/

• Browserbase: https://browserbase.com/

• Parallel AI: https://www.parallel.ai/

• PostalForm: https://postalform.com/

• Stripe Climate: https://stripe.com/climate

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Other references:

• Stripe machine payments: https://docs.stripe.com/payments/machine

• Blue-Green Deployment: https://martinfowler.com/bliki/BlueGreenDeployment.html

• Git worktrees: https://git-scm.com/docs/git-worktree

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Where to find Steve Kaliski:

Twitter: https://twitter.com/stevekaliski

LinkedIn: https://www.linkedin.com/in/steve-kaliski-079a7710/

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Where to find Claire Vo:

ChatPRD: https://www.chatprd.ai/

Website: https://clairevo.com/

LinkedIn: https://www.linkedin.com/in/clairevo/

X: https://x.com/clairevo

—

Production and marketing by https://penname.co/. For inquiries about sponsoring the podcast, email jordan@penname.co.

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