NerdWallet's Smart Money Podcast cover art
Podcast · 131 episodes

NerdWallet's Smart Money Podcast, page 6

by NerdWallet Personal Finance · English

NerdWallet’s trusted finance journalists answer real-world money questions to help you make smarter financial decisions with confidence. Each episode dives deep into topics like budgeting, saving, investing, home buying, and credit cards, cutting through misinformation to bring you clear, actionable advice backed by thorough research. By the end of every episode, you’ll have the latest financial insights and the tools you’ll need to manage your money wisely, build wealth, and plan for life’s milestones. And if you have questions for the Nerds, you can leave them a voicemail at 901-730-6373. Join hosts Sean Pyles, CFP®, Elizabeth Ayoola, and other expert Nerds as they answer your biggest money questions and share strategies to help you build wealth and reach your financial goals, including: – Investing: Advanced investment strategies, integrating ETFs and mutual funds into a diversified portfolio, tax-efficient retirement planning, understanding Roth IRA conversions, and navigating robo-advisors. – Credit Cards: Top credit cards for travel rewards and luxury perks, balance transfer strategies, maximizing credit card points, and optimizing credit card usage to boost your credit score. – Personal Finance: Advanced budgeting tips, building generational wealth, creating effective savings plans, managing high-income expenses, and developing a strong money growth mindset. – Home: Smart strategies for homebuying in competitive markets, leveraging home equity loans and HELOCs, refinancing for long-term savings, first-time homebuying tips, and budgeting for major home improvements. If you’re searching for the best personal finance podcasts or want practical knowledge to make smarter money decisions, then follow NerdWallet’s Smart Money Podcast. You’ll love NerdWallet’s Smart Money Podcast if you like podcasts like: Planet Money, The Personal Finance Podcast, DIY Money, Afford Anything, How to Money, The Ramsey Show, Money Rehab with Nicole Lapin, NPR’s Life Kit: Money, Popcorn Finance, Money Girl,Money Guy Show, Everyone’s Talkin’ Money, So Money with Farnoosh Tarabi, The Money with Katie Show, All the Hacks with Chris Hutchins, The Stacking Benjamins Show, MoneyWatch with Jill Schlesinger, or Your Money, Your Wealth. NerdWallet Compare, Inc. NMLS ID# 1617539 NMLS Consumer Access: http://www.nmlsconsumeraccess.org/

All episodes, page 6

Here’s What Tariffs Could Cost You (Plus: Downgrade or Ditch Your Premium Card?)The episode is a NerdWallet Smart Money segment covering recent economic news and how it may affect personal finances, especially through tariffs and inflation.7 Aug 2025 · 32 min · 19 chapters
More Money, More Priorities: Don’t Let a Bigger Paycheck Go to WasteWhether to use a Roth IRA as a savings account; how to prioritize savings and retirement after starting a new job; choosing and using high-yield savings accounts; budgeting and emergency-fund…4 Aug 2025 · 35 min · 18 chapters
Does Medical Debt Impact Your Credit Score? And How Much Do You Really Need To Save for a HomeMedical debt and credit scores—CFPB’s medical-debt rule (under $500) was overturned; plus how to save for a home down payment (8-month timeline), including emergency fund, high-yield savings vs CDs,…31 Jul 2025 · 36 min · 20 chapters
The Right Way to Dodge Scams, Plus Learn How Robo-Investing WorksScam Stories segment about credit card fraud and how to respond; then a money question on whether robo-advisor accounts (e.g., Acorns, Wealthfront) are riskier than traditional brokerage accounts…28 Jul 2025 · 30 min · 17 chapters
Housing Market in Flux: Should You Buy Now Before Prices Shift? (Plus: How Teens Can Build Credit)U.S. housing market conditions—moderate seller’s market overall—with big regional differences, driven by inventory levels, mortgage-rate pressure, zoning/building constraints, condo repair costs, and…24 Jul 2025 · 36 min · 22 chapters
Savings Bonds Explained: When to Buy, When to Cash In, and If They’re Still Worth ItThe episode mixes travel-with-friends budgeting advice with a “Bonds 101” segment focused on savings bonds—what bonds are, how savings bonds (Series EE and Series I) work, when to buy/cash in, and…21 Jul 2025 · 33 min · 20 chapters
SALT Cap Raised, Clean Energy Credits Ending: Adapt Your Finances to the “Big, Beautiful Bill”This NerdWallet Smart Money episode centers on the “One Big Beautiful Bill Act” (a nearly 900-page budget bill) and how it could change household finances, plus a listener question about saving while…17 Jul 2025 · 30 min · 16 chapters
Smart Planning Sessions: Go “Work Optional” and Move Retirement Funds Penalty-Free (Plus: Your Midyear Money Check-In)Mid-year money check-in plus “Smart Planning” on reallocating retirement investments between brokers (Ally robo-advisor to Robinhood) using a tax-free rollover approach, framed as “work optional”…14 Jul 2025 · 38 min · 18 chapters
Buy Now, Pay Later Comes at a Price: Credit Score Risks You Need to Know (Plus: $124k Windfall Tips)How Buy Now, Pay Later (BNPL) is being added to FICO credit scoring and what that means for credit risk; then advice on investing and budgeting a $124k inheritance windfall.10 Jul 2025 · 33 min · 15 chapters
Amazon Prime Day Hacks and Budgeting Tips for Emotional ShoppersPrime Day deal strategy plus emotional spending/budgeting help. The episode explains Prime Day changes (4 days, midnight and every-5-min deal drops, more AI search using natural-language queries, and…7 Jul 2025 · 31 min · 20 chapters
How to Retire Early and Live Abroad: Your Guide to Making FIRE Last (Plus: 2025 Gas Prices Explained)NerdWallet Smart Money episode covering (1) what to do after achieving FIRE—how to invest cash to fund early retirement while living abroad, and (2) a gas-price roundup for 2025, including what…3 Jul 2025 · 36 min · 20 chapters