Social Mobility: How to Break the Link Between Background and Opportunity (Joe Seddon)

19 Feb 2026 · 1 h 4 min · 31 chapters

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In short

Podcast Notes: Radical with Amol Rajan - Episode on Social Mobility with Joe Seddon

Episode Overview In this episode of Radical with Amol Rajan, the host converses with Joe Seddon, founder of Zero Gravity, about social mobility in the UK. Joe Seddon shares his experiences growing up in a single-parent household in Morley, West Yorkshire, and emphasizes how "geography is destiny" in determining opportunities for young people. The discussion delves into barriers to social mobility, educational access, and the impact of new technologies like AI.

Key Themes and Topics Discussed

  1. Understanding Social Mobility
  2. Definition: Social mobility entails the relationship between a person's background and their potential achievements.
  3. Current State: The UK is facing stagnation in social mobility, particularly for those from disadvantaged backgrounds.
  4. Historical Context: Social mobility has improved historically, but recent decades have seen a plateau or regression.
  1. Geography and Opportunity
  2. Joe asserts that geographic background significantly influences life outcomes.
  3. Growing up in certain areas (e.g., London) provides better access to elite universities and jobs compared to post-industrial towns.
  1. Education and University Access
  2. Joe's platform, Zero Gravity, connects students from low-opportunity backgrounds with universities and employers.
  3. Discussion on "radical transparency" regarding the economic value of university degrees.
  4. Statistics: As of now, less than 50% of young people achieve better economic outcomes than their parents.
  1. Impact of AI on Job Opportunities
  2. AI is predicted to automate many entry-level white-collar jobs, which historically were key for upward mobility.
  3. There are concerns that AI may exacerbate existing inequalities if not addressed properly.
  1. The Role of Government Policy
  2. While government interventions can affect social mobility, historically, significant changes have been driven by technological advancements or major societal shifts.
  3. Joe expresses skepticism about the ability for government policies alone to rectify social mobility issues without broader structural changes.
  1. Student Loan Repayment Issues
  2. Discussion about the burdens of student debt, emphasizing that many graduates face high repayment rates due to rising inflation.
  1. Recommendations for Improvement
  2. Joe suggests focusing on:
  3. Radical Transparency: Providing data on the economic outcomes of university courses to prospective students.
  4. Increased Access: Ensuring that students from low-opportunity backgrounds have mentors and resources.
  5. Reforming Higher Education: Reducing the number of low-value degrees and emphasizing skill-based learning paths.

Key Quotes

  • "Geography is destiny in the UK."
  • "Talent is everywhere, but opportunity is not."
  • "For many, education is no longer a route to wealth."

Timestamps and Discussion Points

  • 00:03:46 - Overview of social mobility in the UK.
  • 00:11:24 - The impact of AI on job opportunities.
  • 00:16:49 - Government policy's effect on social mobility.
  • 00:40:37 - Discussion on accent bias and its impact on social mobility.
  • 00:54:36 - Introduction to Zero Gravity and its mission.
  • 01:36:44 - Amol’s reflections on the conversation.

Conclusion This episode presents a deep dive into the complexities of social mobility in the UK as experienced by Joe Seddon, detailing personal experiences and structural challenges. Through Zero Gravity, Joe aims to democratize educational access and empower students from low-opportunity backgrounds. Amol Rajan's dialogue encourages listeners to reflect on the systemic issues and potential solutions regarding social mobility in contemporary society.

For more insights, listen to the full episode on [BBC Sounds](https://www.bbc.co.uk/sounds/brand/p002v2s4) or watch it on [BBC iPlayer](https://www.bbc.co.uk/iplayer/episodes/m002f1d0/radical-with-amol-rajan).

Written by AI. May contain mistakes. Listen to the episode to check what was said.

Chapters

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Understanding Social Mobility

1:13 to 2:51

Amol discusses the concept of social mobility and its implications.

“And one thing you may have heard if you've listened to previous episodes, me bang on about just a little bit, is social mobility, meritocracy, whatever you want to call it.”

Joe's Journey and Zero Gravity

2:57 to 4:00

Joe shares his background and the mission of Zero Gravity.

“Well, I don't think I'm allowed to say that within the bounds of BBC impartiality.”

Identifying the Problem

4:00 to 6:08

Joe explains the challenges of social mobility in Britain today.

“So that was a documentary called How to Break into the Elite.”

Historical Perspective on Social Mobility

6:08 to 9:00

Joe discusses historical changes in social mobility and recent stagnation.

“One of the many ways in which social mobility is a tricky concept is because people could say, well, how much social mobility do you want?”

Moving Towards Zero-Sum Mobility

9:00 to 12:00

The conversation shifts to the current state of social mobility and its implications.

“So one thing about social mobility is you have to be honest about the trade-offs and the conflicts.”

Impact of AI on Social Mobility

12:00 to 13:06

Joe and Amol discuss the potential effects of AI on job opportunities.

“I don't know what, maybe you and I in this very room and studio should come up with a new phrase.”

Future of Social Mobility in an AI World

13:06 to 14:03

The implications of AI on socio-economic dynamics and future opportunities.

“And I think when you look back at this in a historical sense, it's never government policy which shifts social mobility.”

AI's Impact on Job Markets and Social Mobility

14:03 to 15:20

Explore how AI may threaten jobs and impact social mobility for working-class individuals.

“But like you said, I think what's maybe different in kind with AI versus previous technological changes is we're not just automating one part of a production process anymore.”

The Role of Government in Social Mobility

15:21 to 17:40

Discuss whether governments can positively influence social mobility through policy and education.

“and you wanted knowledge worker jobs as a paralegal or management consultant or whatever it might be.”

Shifts in Wealth Distribution and Its Implications

17:41 to 21:04

Analyze the growing importance of wealth in society and its impact on younger generations.

“Government policy can make a difference, but it's just a historical fact when you look at when social ability has had a big boost.”
Show all 31 chapters

Student Debt and Its Long-Term Consequences

21:05 to 24:11

Examine the burdens of student debt on young graduates and its effects on social mobility.

“Yeah, so when I went to university in 2015, my tuition fees were 9 ,000 pounds per year.”

Redefining Education's Value and Accessibility

24:12 to 28:00

Debate the necessity of free university education and the importance of its actual economic benefits.

The Value of University Education

28:00 to 29:14

Explore the debate on whether too many people are attending university and the real economic benefits of higher education.

“So I'm absolutely not saying let's subsidise universities to the rafters and it's free for everyone no matter the benefit.”

Identifying Poor Quality Courses

29:14 to 31:06

Discuss the need to clamp down on universities and courses that do not provide economic benefits.

“Are too many people going to university?”

Radical Transparency in University Applications

31:06 to 33:49

Learn about the idea of providing clear data on potential earnings tied to university courses before students enroll.

“What constitutes, because there'll be people listening to you right now, Joe, who are thinking, a few months time, I was thinking about going to university.”

Challenging the University Experience

33:49 to 35:26

Discuss the complex feelings surrounding university experiences, particularly for those from less affluent backgrounds.

“I had three years in another place a few hundred miles away.”

Joe Seddon's Journey to Oxford

35:26 to 38:10

Learn about Joe's background and his journey from a single-parent household to attending Oxford University.

“I want to make it possible for working class kids across the country to go to your Oxfords, your Imperials, your Leeds, your Manchesters.”

Navigating Class and Identity

38:10 to 42:00

Explore Joe's reflections on class, identity, and the struggle to maintain roots after gaining access to elite education.

The Power of Accents in Opportunity

42:00 to 43:18

Explore how accents impact social mobility and self-perception.

“So you've got to find a way to reconcile those two things.”

The Feedback Loop of Confidence

43:18 to 45:46

Understanding the importance of confidence and feedback loops in education.

Geography and Social Mobility

45:46 to 47:38

Discussing how geography influences educational outcomes and opportunities.

Regional Inequality in the UK

47:38 to 50:13

Analyzing the historic and economic reasons for regional inequality in the UK.

“And in some ways, that is something to be proud of from a London point of view.”

Transport and Economic Mobility

50:13 to 53:09

Examining the role of transport links in facilitating social mobility.

“fathers had this vision, I think particularly actually Benjamin Franklin, of separating New York as a financial centre from Washington, the political centre, literally to minimise the chance of corruption.”

Navigating Career Opportunities

53:09 to 55:45

Advice on geographic mobility for working-class individuals seeking success.

“And that's because the distance, it's just not that big a distance.”

Zero Gravity's Mission

55:45 to 56:03

Understanding Zero Gravity's role in enhancing opportunities for students.

Building Tech for Opportunity

56:03 to 57:32

Learn how technology can democratize access to higher education for low-income students.

The Role of Technology in Social Change

57:32 to 59:13

Explore the impact of technology on socio-economic advancement and its challenges.

Equality vs. Equity in Education

59:13 to 1:00:37

Understand the balance between talent and opportunity in the education system.

Politics vs. Entrepreneurship

1:00:37 to 1:01:50

Discuss the effectiveness of technology versus political policy in driving change.

“I think it's really difficult to affect change unless you get right to the very top.”

Blunt Truths About Education

1:01:50 to 1:02:34

Hear a compelling critique on university courses that may not serve students well.

“a cynic is what an idealist calls a realist.”

The Emotional Impact of Social Mobility

1:02:34 to 1:04:32

Learn how personal experiences shape the narrative around social mobility and education.

“And he answered definitively on a number of big issues.”
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Transcript

Automatic transcript. May contain errors.

0:00This BBC podcast is supported by ads outside the UK. Hey Karriere, warum bist du so ohne Pause, ohne Fokus, ohne Atem, ohne Zufriedenheit, ohne Sinn? Karriere, wie wär's mal mit Gefühl? Ab März, Karriere neu entdecken, das Handwerk. I've spent the last three decades trying to better understand money across the boardroom, the newsroom and the trading floor. That's longer than most podcast hosts have been alive. But even though I've got questions, join me, Merrin's Upset Web, every week for my show Merrin Talks Money from Bloomberg Podcasts, where I have in-depth conversations with fund managers, strategists and experts about how markets really work.

0:41And join me for a separate episode where I answer listener questions on how to make those markets work for you. Follow Merrin Talks Money on Apple Podcasts, Spotify or wherever you listen.

1:01Hello, it's Amol here. Welcome back to Radical. Those of you who have been with us for some previous episodes, which is rather a large number of you. Thank you so much for being part of this journey on Britain's most exciting podcast. If you are new to this podcast, well, you are in for a cracker. This is a podcast about the deep global trends changing the world and offering you and our guests a safe space to discuss some radical ideas for the future, to have those ideas challenged and scrutinized, but also given a fair hearing. And one thing you may have heard if you've listened to previous episodes, me bang on about just a little bit, is social mobility, meritocracy, whatever you want to call it.

1:39It's a very slippery idea, but I think most of us intuitively know what it means, which is it's got something to do with a sense of injustice that people born into poor families might end up living lives that they ought not to or not fulfilling their potential. and basically it's all about helping young people who are from less well-off backgrounds really, really live their best life. So on this episode, we're going to dive deep into these issues, deep into these problems and try to come up with some really radical ideas which might help improve social mobility in this country and we're doing it with a young entrepreneur called Joe Seddon.

2:13He has got first-hand experience of social mobility because with a little bit of luck, which he'll explain he got into Oxford, having grown up in a place called Morley in West Yorkshire. Shout out to the people of Morley. And he then founded a technology platform, which is very mission driven. It's a social enterprise. It's called Zero Gravity. And it's done really extraordinary work supporting tens of thousands of students from low opportunity, frankly, low money areas into great universities and great careers. If you care about social justice, if you care about young people fulfilling their potential, If you care about the crisis of a million young people, not in education, employment or training, I think this podcast is for you.

2:51Here is Joe Seddon.

2:56Joe Seddon is here. How are you, champ? I'm great. Really excited to be on Radical. Are you really? Britain's best podcast, I've heard. Best podcast. Well, I don't think I'm allowed to say that within the bounds of BBC impartiality. I get away with saying vigorously and repeatedly on social media that this is Britain's most exciting podcast, which I think is a fair opinion to hold, isn't it? I think it's completely correct. We're going to talk about one of the most exciting topics in Britain today, which is how do you break that link between background and opportunity? So let's do it. Social mobility, a subject I've paid some attention to.

3:27And you were kind enough when you came in here a moment ago before the mic started rolling. Did mics roll? Before the mic started rolling to say that you were aware of my interest in this subject. Yes, I remember watching your BBC documentary back in 2019, I think when it was first broadcast. I remember exactly where I was. I was in my bedroom. I just started Zero Gravity. I remember watching this and going, wow, this is telling the story of my life and the problem I'm trying to tackle. So you really hit the nail on the head. And it's been exciting sort of seeing the past seven years play out, trying to do something to tackle those problems that you identified back in 2019.

4:00So that was a documentary called How to Break into the Elite. You can come back anytime, by the way. You want to talk about my great, my great work. you can come at any time. That was how to break into the elite and then I did a two-parter called how to crack the class ceiling. So there's so many reasons I'm incredibly excited about this podcast. One is that if there was a great abiding passion in my life it was this very slippery weird concept we call social mobility which has something to do with the connection between where people start out and where people end up. We'll get into the conceptual difficulties but it's also been very much the abiding passion of your life and the story of your life and we're going to get into that quite remarkable story in a minute and what you're doing with this brilliant social enterprise called zero gravity before we do that can we just identify the problem to which your work is an attempted solution what is and you're going to come up with some radical solutions i think what is the problem and what is the picture when it comes to social mobility in britain today well social mobility is a pretty horrendous academic term to actually describe but is quite a basic idea which is does your background dictate what you can achieve in life and I think we all know intuitively that background plays a huge role in our pathways know whether you grew up in a sort of small suburb of the UK and you're still living there 30 years later or whether you grew up on a councillor state and you've really struggled to get educational qualifications everyone in the western world knows that where you start off in life and it really does in many ways dictate your lot.

5:26But looking back over the expanse of human history, societies have changed quite dramatically in terms of the ability to democratise access to opportunity. A hundred years ago, someone like me, who grew up in West Yorkshire and went to a state school, there's absolutely no chance I would have ended up at Oxford University. But for me, it was possible. I managed in 2015 to win a place. And even though I was in many ways an outlier in the year I graduated from Oxford, not a single person in the parliamentary constituency I grew up in got a place, it was no possible for someone like me. So things have changed and we shouldn't underestimate historically how much better things are today in terms of social mobility than 100, even 1 ,000 years ago.

6:04But we're still not doing a good enough job in the UK of getting this right. And that's the problem. One of the many ways in which social mobility is a tricky concept is because people could say, well, how much social mobility do you want? I mean, at what point have you won? At what point have you achieved? And I think it's an infinite and endless struggle, isn't it? As long as that injustice is there, there'll be a work to be done on social mobility. And your point about history is really interesting. Compared to 100 years ago, a very smart young person from Morley in West Yorkshire might not be able to get into Oxford.

6:33But there has also been something, if you look at more recent history, of a stasis or kind of stagnation. And one of the things that's really interesting, and we'll get into the underlying dynamics here, is that post-war Britain was a golden an age of social mobility. What is happening in Britain when we look at the last three or four decades? Yeah I think when you look across the history of social mobility you kind of got these twin forces that are constantly competing with each other. On the one hand you've kind of got the natural human instinct to want to make sure your children do better than you do and protect the privileges that you've managed to amass during your life.

7:12And then on the other force is the kind the force of society wanting to create new dynamic entrepreneurial approaches to creating value and we all know that if you're a country and you can do a better job than another in terms of unlocking the potential of your population then you can win out over time and we've seen civilizations rise and fall over the ages based on your ability to utilize talent across society and when we sort of fast forward to Britain in the 20th century that post-war period was a great period for social mobility because after the war we saw a massive expansion in the number of professional jobs in the economy.

7:48We saw the transition of Britain from a kind of industrial economy to starting to enter the sort of post-industrial digital age. So whether it's the kind of big bang in the 80s, we had all of these new jobs in investment banking or whether it was all those sort of marketing jobs we got in the 70s. But I think it's not necessarily because Britain did something right that we saw so much expansion in social ability in that period it's because we're going through a time of profound technological and economic change so it's it's very easy to have social ability in a world in which there's a big expansion in professional jobs because there's more opportunity to go around i think where we've got to in the past 30 years is we've seen that expansion professional jobs really start to plateau which means that social mobility becomes more of a game of scarcity that if you get an opportunity and you're from a working class background you are now probably taking that away from somebody who comes from an affluent background.

8:42And that is a world in which social mobility is not only more competitive, but more controversial. So it was easy in the post-war period. In the period we're in now, social mobility is pretty damn difficult. I am so excited to be talking to you about this subject. There is so much in what you've just said that I want to ask further questions on. So one thing about social mobility is you have to be honest about the trade-offs and the conflicts. And as you said so rightly there, there is sometimes, in fact, often, in fact, always a conflict in one sense between the imperatives of family, families who maybe rise up the ladder, but they then want to get the best, you know, schools and the best opportunities and the best jobs for their children.

9:23And that's a reasonable, natural human thing to want to do as society that might say, actually, those children have now gone up to being of a certain kind of economic background. We need to prioritise other people. So family versus society sometimes can happen. But the other thing, just as you said, I want to be really upfront about this, is that there are, you know, academics, as you mentioned, this is an academic idea. There are two very different concepts of social mobility. One is positive sum mobility, where an entire society seems to move up. And the phrase people use is, will a rising tide lift all boats?

9:55And that was 1950s and 1960s. Everyone was getting richer, more room at the top. You know, everyone can win. But there's a different kind of social mobility, which is zero sum social mobility, which is you're saying more what we've had in recent years where there isn't a rising tide where, you know, the waters, if you like, are steady or flat. And therefore, for some people to move up, others must move down. And one of the big phenomena we're living with right now in our politics, which people don't want to talk about, I think, enough, is that, you know, everyone talks about the kind of aspiration and wanting to get behind people who aspire and being on the side of those who want to kind of do well and do well for their families.

10:33But if you have zero-sum mobility, there's other people who do everything they can to protect their status at the top, right? exactly so we've moved into a world of zero-sum mobility and it's not just that positive as some social mobility has plateaued it's actually gone backwards in many ways so that the way that academics usually measure this is they look at the age of 30 to what extent are people doing better in inflation-adjusted terms versus their parents and for my parents generation around 60 percent of people in the UK did economically better than their parents at the age of 30. But for my generation now, it's 40%.

11:11So actually, less than half the population are doing better than their parents. So when people look at sort of Gen Z and Gen Alpha and think, why is this generation so cynical? Well, in many ways, it's because the economic data shows it's really, really difficult to do better than your parents. And what world has that created? Well, it's created a world that is in very many ways more zero-sum where if you're not one of the sort of lucky few like me i suppose who is able to to break through that class ceiling and get into one of those really prestigious universities or or break into a career in in london in many ways you're not only living a life where you're not fulfilling your full potential but you're not even doing better than your mum and dad did and that is a difficult difficult world for people to get used to in the move from positive sub-mobility, Britain in the 1950s, 60s, rising tide, lifting all boats, to zero sub-mobility.

12:01I don't know what, maybe you and I in this very room and studio should come up with a new phrase. Isn't there a danger that we're moving towards something which is actually even worse? And my big concern, I'll be really open about it, I've talked about it a lot on the radio elsewhere, is that social mobility and AI are the two great sort of intellectual obsessions and passions in my life. And if you look at what AI is doing at the moment, the jobs that it does seem to be directly replacing. By the way, AI will create other jobs. We've talked a bit about that on this podcast and other episodes, but it will replace some jobs and it will replace those jobs where the majority of the jobs are tasks that can be automated.

12:33Quite often, the jobs that AI is going to replace are those entry-level white-collar jobs, which were absolutely the key to 20th century social mobility. You know, we have a story, don't we, of meritocracy, which is get yourself to university, get that entry-level white-collar job. If those are the very jobs that AI takes, while AI will have some positive upsides and create other jobs and make life easier for some people and create wealth, maybe all that stuff. But if those are the jobs that artificial intelligence takes, then it could be that actually social mobility goes dramatically into reverse, or at the very least, we need a new conception of it.

13:08Exactly. And I think when you look back at this in a historical sense, it's never government policy which shifts social mobility. Social mobility is usually transformed either through war or technological change. The first big boost in sociability in the UK was actually the Norman Conquest, where suddenly all of these Anglo-Saxon chieftains got defenestrated and you had random Norman soldiers who were ruling parts of the UK. And even though that was in very many ways authoritarian, it was a massive social shakeup. And then when we look beyond that, whether it's the agricultural revolution, the industrial revolution, it's usually these big technological economic changes that drive sociability.

13:47I think the big question is whether AI is going to be like previous technological changes in terms of being something that democratizes access to opportunity. Every single technological change to this point that's happened in the UK has been a positive thing for social mobility. But like you said, I think what's maybe different in kind with AI versus previous technological changes is we're not just automating one part of a production process anymore. With AI, we're potentially getting rid of the need for huge swathes of cognitive labour. And on paper, I can see why people would think that is going to lead to a big contraction in especially these sort of well-paid knowledge worker jobs.

14:29So people should be worried about this issue. If we live in a world in which the number of graduate schemes reduces by 50%, what's that going to mean for social ability? Because I can tell you now, if things get twice as competitive as they are today, it's not going to be working class kids by default getting those jobs. It's going to be the sharp elbowed middle classes. There's a sense, exactly as you say, there's a sense in which what might happen, we don't know, but there is a lot of evidence already of AI having an impact on entry level white collar jobs. That's not me projecting. There's direct evidence.

14:58Look at companies like Salesforce. Look at what McKinsey, the big management consultancy, has just announced. There is a sense in which what AI is potentially doing to graduate level, quote, middle class jobs, unquote, is a bit like what robots did with automation in the Ford factory in the 1950s, right? And there's a sense in which working class people who saw their jobs being automated, their manual labor jobs being automated by robots in factories, are now almost able a few generations on to say, well, now you middle class people that went to Oxford and Cambridge, or indeed Russell Group universities, and you wanted knowledge worker jobs as a paralegal or management consultant or whatever it might be.

15:32now you get to see what we went through. You know, it's not vengeance, but it's like now you see how we were displaced and how hurtful it was. Yeah, it's like the revenge of the blue-collar worker. Now, we've told people in British society that the route to good life is to do really well at school, go to a top university, and then get a job in the knowledge economy, usually in London. And it looks like that pathway is going to be radically transformed. And maybe the high-paying jobs over the next 10, 20 years might be some of those traditional blue-collar jobs, like to see this working in practice, just look at the data on salaries for electricians in the US, like they've gone completely off scale.

16:10It's one of the fastest growing professions at the moment in terms of salary, because suddenly every single US tech company has realized we don't need more software engineers, we'd need more electricians for our data centers that we're constructing. So it's going to be really interesting how some of these really deeply ingrained societal preferences on what a good prestigious job looks like, and what a less prestigious job looks like, is potentially going to change in this new economy we're moving into, where the knowledge work is going to be done by machines rather than humans. That's so interesting about electricians, because suddenly they need a lot of electricians for all these data centers.

16:43Can I push back on one thing you said a moment ago? And then there's two other aspects to where we are now I want to talk about before we talk about your story. You said a moment ago that social mobility is never achieved by governments. Is that true? Isn't the, I mean, we'll get into whether or not they overextended and should go into reverse, But it wasn't the Blair era ambition of 50 % of people going to university, which arose, people back then would say, from the reasonable slash admirable impulse that university shouldn't just be for posh people. Didn't that, back then at least, that was 1997, we're in a very different world now.

17:19But didn't that at least have some benefit to social mobility? And aren't there reforms, for instance, just across the political aisle, to what the coalition government did with education, particularly around literacy and numeracy, which did benefit a lot of people from poorer backgrounds? And therefore, isn't it true that governments can have a beneficial impact with smart policy on social mobility? Absolutely. So I'm not being fatalistic. Government policy can make a difference, but it's just a historical fact when you look at when social ability has had a big boost. It usually has been driven by the war or technological change.

17:53I think looking at what the Blair government did, we saw a huge expansion in higher education. Now around 50 % of people in the UK at some point across their life will go to university. That is a massive increase over the past 30 years. So we've seen massive educational social ability in the UK. working class people now are far more likely to go to university than their parents did however if we look to whether that has actually moved the needle when it comes to income or accumulating wealth as i mentioned we're now in a world where less than 50 percent of people are doing better than their parents so i suppose it depends on whether you think education is a good in and of itself it's great lots more people are well educated but it's not leading to lives of a higher income and more wealth then you've got to question whether it's actually driven and sociability or not in the long term.

18:40And there's a real question as well as to whether or not work is any longer a route to wealth. I mean, I think that that's the kind of underlying, terrifying thing that people are too scared to talk about, which is one of the ghostly, dark trends of the last 30 years is what economists would call the declining share of income that goes to labour. In other words, you've got national wealth, and most of it's tied up in assets rather than actually workers. And if it's tied up in assets, then guess what? People who have assets to begin with and pass it on to their children end up having that wealth.

19:08Two other aspects, Joe, of the current situation I want to talk about before we go back in time to how you came to be here. One is, do you know the work of Dr. Eliza Philby, who wrote a brilliant book called Inheritocracy? She was a guest on this podcast a few months ago. And that episode, I'm incredibly proud of it for lots of reasons. One is that, you know, as Eliza herself has said a few clips of what she said, super, super smart analysis of deep underlying trends have gone pretty viral. and a lot of people really resonated with it. She talked about how the kind of generational contract has been broken and we talked a bit about what I subsequently, I think, or was it called the three Ps, pay, pensions and property.

19:49It is just worth marking here, given we're talking about social mobility, that even since the 1980s, on those three fundamental measures of financial security, how much money you're going to earn through your job, pay, your potential pension when many years from now you might retire at some age, maybe 75 rather than 70, and also your chance of getting housing ladder, property. On those three fundamental measures, there's stats. But as a 28-year-old, how do you feel about how your generation is doing? I think what we've seen, like you alluded to, is that wealth has become increasingly important in national life.

20:2250 years ago, the stock of wealth in the economy was roughly equivalent to around 200 % of GDP. Today, it's over 700%. So we've seen a huge increase in the import of wealth in national life. When you look at the amount... Say that again. What was 200 % and what's now 700 %? So the amount, the stock of wealth in the economy, so the stock of things that people own, whether it's houses, pension wealth, stock or shares, that was around 200 % of everything that the economy produces every year 50 years ago. Today, it's 700%. So we've seen this huge increase in wealth in the economy, which is fantastic for wealth owners, not very great for people who are trying to make it through income without any kind of inherited boost to help them on their way so like wealth is so much more important than it was for our parents or grandparents generation and I think this is why you see such a kind of cynicism amongst young people because if young people think that the route to wealth is no longer doing the kind of tried and tested approach of doing well at school getting a well-earning job making smart financial decisions they will turn to the extremes and i think when you see the sort of rise of like the crypto industry and even online gambling i think the one of the main uh causal uh reasons for that is because people are turning to kind of these lottery random approaches because they think that is the only route to actually getting on the property ladder or amassing over a hundred thousand pounds of their bank account can i ask you about another aspect of um the finances that your fellow 28 year olds find yourself in we're talking not long after this whole it's curious to me why it sort of kicked off in the way it did when it did but this whole question of the marginal tax rate faced by people paying back their student loans has attracted a lot of attention can you just describe for people new listeners come to this what the kind of financial crunch faced by people in their student paying off their student loans is well i was part of the cohort who was one of the first to go to university with a new tripled tuition fees.

22:24Like 9 ,000, was it? Yeah, so when I went to university in 2015, my tuition fees were 9 ,000 pounds per year. And we were encouraged by not just our teachers, but politicians to go to university very much under the proviso that it would boost our lifetime earnings and that the repayment would be less like a debt and more like a sort of very gradual tax over time that you wouldn't even realise was there. so even though tuition fees are only£9 ,000 a year I graduate a university with around£50 ,000 of student loan debt because there's two elements to your borrowing one is borrowing for actual tuition fee payments and the other is the kind of maintenance loan that you get to cover your day-to-day costs so most students nowadays are graduating around£50 ,000 of student debt however the thing that wasn't publicized at the time but I'm glad to say is starting to get publicized now is that the interest rate on this debt is pretty prohibitive, especially for the generation that I was in at university, where it's inflation plus 3%.

23:27Now, we've been through a period of very high inflation in the UK. So a lot of students have been subject to an interest rate of between those 6 % to 8 % on their student loans over a long period of time. And the situation this has led to is that now, in order to actually make a dent in that student loan, and to be paying it off every year, you have to be earning an incredibly high salary. You have to be earning sort of like 60, 70 grand a year via student loan repayments to be higher than the interest that is accumulating on your loan. So a lot of people are kind of locked into this servitude of a lifetime of debt repayments where they're never going to earn enough to actually pay off the principal of the loan that they've taken out.

24:09And this means that graduate at tax that sort of politicians sold to people as a kind of short-term nice way to pay down the loan is now a kind of lifetime of payments and what that means is social mobility it is written off though isn't it after a certain point for the latest cohort it's written off after 40 years so if you do the math if you graduate university at the age of 21 you're going to be 61 years old close to your pension age by the time it gets written off so it's a lifetime of repayments throughout your entire working life, unless you are one of the lucky few who either got your parents to pay the loan for you because you're from an affluent background, or you really, really make it into that top 10 % of the income distribution.

24:50And so just the ability for anybody to get on, no matter if they're an investment banker or a barista who's maybe looking around for that graduate job whilst they do something on the side, it's so, so difficult now with the system we've created. Doesn't it just, I'm sorry to sound like an old man here, doesn't it just feel, from what you're saying, like the system is designed, sure of course the student alone is there because it goes to a graduate and a graduate is meant to get something out of going to university, we'll come back to that in a second, doesn't it just feel like this entire system is designed to pile on the pressure on people and hike their taxes at the worst possible moment in their lives, if you're in your 20s you want to be go-getter, you want to be working hard, you want to be saving, you know maybe starting a family, back in the day you'd start a family in your 20s if you're really lucky but trying to earn enough to get a deposit if you want to buy a house and having an adventure and it's at that prime moment when you should be surging that you just have this thing coming the other way which is like the amount you have to pay and your tax is getting your tax is getting hiked and the more you earn the more you pay back exactly like how are you supposed to save for a deposit if every year you've got this student loan tax essentially which is taking thousands of pounds of your income the thousands of pounds that your parents would have been able to save into that deposit account is now going to HMRC as a student loan repayment so it's incredibly disincentivising for sociability and the bit that makes it really depressing is it's the students from the working class backgrounds who've actually accumulated the most student debt because those were precisely the people who couldn't rely on the bank of mum and dad at university to not only pay for their tuition fees but also to pay for their living costs as well so what we see is that people from working class backgrounds take out far bigger loans than those from affluent backgrounds.

26:31So it's kind of contradictory in a way. We're going to try and boost your education mobility, but at the same time, we're going to sort of dump all this debt on top of you at the same time. So any benefits you may get from that are kind of taxed away over time. So we've got ourselves into a right pickle in the UK. And people will naturally say, well, what do you actually do about this? If you get rid of tuition fees, the taxpayer's got to pay for it, which is true. there's no such thing as a free lunch in life but my pushback would be is that the same arguments people apply to university could also be applied to secondary school as well now why do we give secondary school as a universal free provision in the uk well because we believe that actually it's not just the right thing to do but it's economically beneficial to the country to have a world in which you have universalized education and people are able to get no better jobs be more productive because of it i'd say the same thing applies to university as well as long as universities are doing their job of expanding people's human capital which is just a weird term for sort of skills and knowledge and that's leading to become more productive but this stuff pays for itself over time in the higher income that people generate and the more taxes they pay so the same arguments people apply to university they could be applied to secondary school they could be applied to primary school education in my point of view should be a universal right as long as it's doing that job of boosting people's productivity but where it's not because people are doing courses of limited value which by definition must exist um limited value to them in that moment but also limited value in terms of their increased potential to earn when they graduate it's an awkward and difficult thing to say to someone whose life has been transformed by an amazing university experience i hope and indeed to ask the question when you're in that position as i am myself but are too many people going to university yes so any increase if we move to a system where university becomes free i think what is absolutely required in order to make that system work is a massive clamp down on both universities and degree courses that provide limited economic benefit so there's around educational benefit frankly yeah exactly so there's one in five graduates at the moment coming out of university who are essentially worse off as a result of going to university in of lifetime earnings.

28:47So it's those one in five courses and universities that we need a big clamp down on where we stop people going to an institution where they're spending three years of their life not learning very much and actually coming out with a kind of delayed experience of going into the labour market. So I'm absolutely not saying let's subsidise universities to the rafters and it's free for everyone no matter the benefit. We have to get real on making sure if the government's paying for something we're getting value not just for the taxpayer but for the individuals as well. If I may say, there is something so unbelievably refreshing about your bluntness, because you give short answers, then you explain your position.

Read the full transcript

29:21Are too many people going to university? Yes. Do we have a fifth of people going to university where they probably shouldn't? Yes. To be very clear, when you said that 20 % of people who go to university are earning less, do you mean that's because they're encumbered by the graduate student loan debt? Or do you mean that actually, if they just didn't go to university for those three years, then they would earn more through their career compared to having gone to university and starting later? It's both, but it's mainly the latter, which is the people who spend three years of their life doing a course which actually doesn't give them the skills they need for the labour market are losing out versus if they'd gone straight into the workplace at the age of 18 and started learning those skills on the job.

30:01So it's those people who shouldn't be going to university and should be doing something like an apprenticeship instead. But this is a whole different topic. And apprenticeships is also a system that is very, very broken as well, despite politicians liking to present it as a silver bullet to everything. But the point is, if we're going to make education, higher education, universal, there has to be a big clamp down on poor quality. And that 20%, which is a huge number of people, by the way, a huge number of institutions, huge amount of effort, just fuss, and you think about what we're talking about there, which is, as you say, of limited economical educational value.

30:38Back in the day, there used to be a dismissive term where people say, oh, the old golf course management. Actually, golf course management might have been an eccentric course at some university at some point. I don't know if it still exists. If you're currently studying golf course management, feel free to send us a voice note. But what are you talking about there? Are you talking about, for instance, the old polytechnic, some of which were recast as universities? Are you talking about strange courses at top universities that ought not to be at those universities because they're bringing those universities down?

31:05Are you talking about things in more vocational courses, sports and drama? What constitutes, because there'll be people listening to you right now, Joe, who are thinking, a few months time, I was thinking about going to university. I'm listening to Joe Seddon. I'm from a working class background in West Yorkshire. And I'm thinking, what the hell am I doing? I haven't got a place at Oxford. Maybe I should go and be an electrician. Maybe I should go out to America and try and get one of those jobs in the data centre where my wages will go up. And by the way, I'm not paying 71 % marginal tax. So let's be really clear about this.

31:32I want this to be useful consumer advice almost. Though, you know, I'm sure you'd say talk to lots of people before you make a decision. What is that 20 % of universities that needs to be clamped down on? So it's both the university institution and the degree course. So in the UK, on average, if you go to your university you get around 130 000 pounds boost over your lifetime in terms of the income that you're able to generate however that is an average which disguises a huge amount of variation so if you go to a russell group university in the uk and study a degree course like economics or medicine you're talking a boost of like 400 500 000 pounds like a really really big boost whilst if you go to a less selective university and study a degree um like english literature like the boost can sometimes be negative like you can fall into that one in five people like i said so i think it's not just about institution it's about degree course as well and the first thing the government could do to actually tackle this is just lean into radical transparency when people are applying to university you know through ucas and getting their offer we should be telling people the data on that piece of paper before they accept that 50 000 pounds of student debt we should be telling them i love a radical idea come on if you do this course on average people who did this are going to earn x amount more over their lifetime or x amount less that should be there on paper before you sign on dotted line say i'm going to take out this debt does that data exist sorry to do does that data exist yes it does exist but obviously the less selective universities and the leaders of the degree courses where there's limited economic value do not like this data to be uh put in front of students because it would make them second guess if they want to go to university or not and we should be radically transparent because even if you're a student who it does want to do one of those courses um and and it's not going to be economically beneficial some of them might still say i want to go to university because i want the experience and i'm actually really interested in this subject and i'm okay with the fact it's not going to make me better off and that's that's okay as long as you've actually got the information isn't the truth that if you did if you were radically transparent some universities would go under if we were radically transparent much fewer people would go to university and we would see a lot of less selective universities and certain departments and degree courses go under that's for sure i think like you said even though that creates a huge amount of disruption it's every government's nightmare to have a university go under and not have students be able to turn up at their graduation ceremony and get their nice degree classification even though it's every government's nightmare it's something in the long term which i think would make for a better system of sociability in the UK as long as there are the pathways there to replace it for those people who are no longer going to university and the thing that really worries me is that this apprenticeship system that politicians love to talk about is not fit for purpose either I really want to talk to you about apprenticeships I actually want to get into your backstory because it's riveting just before we do that it's a bit awkward isn't it if you're someone who didn't grow up rich but you've had the benefit of going to one of the world's greatest institutions of Oxford for three years in those beautiful buildings.

34:40I had three years in another place a few hundred miles away. It's a, I mean, two things can be true at the same time. On the one hand, university can be this golden ticket, this magical experience, this formative halcyon period for some people. And at the same time, you can think other people are wasting their time at university. It's a bit awkward. Doesn't it make you feel a bit queasy because you could be accused joe seddon of having had a wonderful time at oxford and then here you are pulling up the drawbridge saying that young uh you know young uh you know toby from wherever or young lucy from wherever ought not to go to a university just because she hasn't got as good grades as you absolutely not because what i want to see is an absolute radical change in who actually goes to these highly selective universities and that's what i've committed my life to.

35:26I want to make it possible for working class kids across the country to go to your Oxfords, your Imperials, your Leeds, your Manchesters. What I don't want to do is mislead working class people to make them make poor choices that make it really difficult to be socially mobile over the long term. I think it's a luxury belief, to be honest, amongst academics to sort of tell this fantasy story about going to less selective universities and make it out to be this silver bullet for university and therefore lead to a life for a lot of their students which is not economically beneficial that's a luxury belief and i can tell you having been to oxford for three years there's plenty of affluent students there who love luxury beliefs telling people the way the world should work and then doing something completely different in their own personal life i'm not one of those people i'll say it how it is i'm from yorkshire i'll be direct and blunt even people might accuse me of saying something that is unsavory

36:25I really hope you're enjoying this conversation with Yorkshire's Joe Seddon. I'm going to call him Yorkshire's Joe Seddon because that's very much how he identifies himself, his brand. If you are enjoying this, in fact, even if you're not, but I know you are, please subscribe to this podcast on BBC Sounds. That way you won't miss future episodes. And if you do subscribe, make sure you've got your push notifications turned on. And that way you will get an alert whenever we release a new episode. That way you'll never miss out. Thank you so much. And now back to Joe Seddon.

36:57If there was a big red button that would just demolish the internet, I would smash that button with my forehead. From the BBC, this is The Interface, the show that explores how tech is rewiring your week and your world. This isn't about quarterly earnings or about tech reviews. It's about what technology is actually doing to your work, your politics, your everyday life, and all the bizarre ways people are using the internet. Listen on bbc.com or wherever you get your podcasts.

37:38Let's talk about how you came to go through this. So you grew up in Morley. um your father didn't inherit many a stately home your mum tell us where they came from what they did sure so i grew up in morley in west yorkshire which is a sort of suburban post-industrial town between leeds and wakefield um i was brought up a single parent family my mum worked as a speech therapist in the nhs in rotherham and i made the journey you know through state schools to oxford university which was a crazy thing for something like me because as i mentioned earlier in the year I graduate from Oxford not a single person in the parliamentary constituency I grew up in and I got a place at the university it was actually the BBC in many ways that put me on the path to Oxbridge because I was one of those unlucky students who on GCSE results day was pushed in front of the local radio by their school and I had to open my results on BBC radio leads and I got a good set of GCSE results and the interviewer Richard asked me he said do you are you going to give Oxbridge a go and how do you feel about this being a sort of kid from a state school in West Yorkshire and I sort of froze live on radio because the idea of going to Oxbridge had never even passed my mind before it's a completely alien concept even going to university was quite novel and even though that moment was sort of uh embarrassing in a way it did sort of plant the seed of an idea where afterwards I thought maybe I should give this a shot so I sort of googled on YouTube and how to get into to Oxbridge and then sort of took it from there so the BBC in many ways put me on a completely different track in life and then did you how did you feel when you got to Oxford was there a sense in which you kind of your world these vast you know Hogwarts-ish buildings these people with posher accents than you perhaps people who went to different schools and whose parents used to run great institutions I mean how did all that feel for you it did sort of feel a little bit like a movie where you sort of you stood there on the train platform with all your belongings stuffed into your case and the train arrives and you think am i about to take off into a completely different world and it was a completely different world and like the imposter syndrome which everyone talks about is very real i think the thing that's not spoken about enough is is what i call sociability guilt which is the the flip side of that dynamic around not fitting in which is as you move into a kind of different environment especially one which is seen as sort of prestigious or elite you're also at the same time kind of estranging yourself from some of those kind of values ideas principles people that you grew up with and i remember sort of feeling that really strongly when i started at oxford because family members and my friends from back home would joke that you're going to be you know going off with the posh shows now and you're going to be sort of skiing holidays and trips to the opera and you come back sounding posh basically is your accent going to change and and the dark thing is that it's actually true which is if you move into an elite environment your interests are going to naturally change your social circles are going to change but it does sort of make you feel a huge sense of guilt because you think that you don't want to sort of lose connections with the things that made you who you are and that was the thing that was actually on my mind more so than the imposter syndrome of the environment that i was going uh into and it took me probably a good three or four years to get past that and get into a kind of mindset where i was actually able to reconcile okay i like these weird things now like reading philosophy books and you know looking at economics videos on youtube but i'm also still a kind of guy from yorkshire i love football and i go see my team whole city play every week and i like having pints with my mates it's like those things that made me who i am are still there as well but it took years to sort of reconcile those two things together do you feel you have in some sense betrayed your roots so i Betraying is a heavy word.

41:23You know what I'm saying. I can understand why people might see that. I would say that as long as you stay true to your fundamental values, then you're not betraying anything. You're just evolving with the times. And a bit like you said today, if I went from being the sort of straight-talking Yorkshireman to the sort of very diplomatic, soft-spoken Southerner as a result of my time at Oxbridge, people very well would have been able to say, well, you've changed. You've fundamentally changed who you are. I've tried to keep my fundamental values and principles the same, even as my skin in some ways has shedded over time to have new interests, new people, new social circles.

42:01So you've got to find a way to reconcile those two things. If you can do that, you're not betraying your roots. So I mentioned your accent, and I think accents are possibly the most interesting subject of them all in Britain. I mean, it's just so interesting. After I did How to Crack the Class Ceiling, I got huge numbers. I don't want to put a number on it, but many, many, many, many hundreds of messages from people pouring their hearts out, explaining how they felt that their accent had held them back in their life. And what's so interesting is there is an accent hierarchy. Lots of people like a group at Queen Mary's called Accent Bias Britain have looked at this at great length.

42:32Here's such a crazy thing. Of all the regional accents, your Yorkshire accent is among the most trusted. And yet people who grew up from in Hull, very poor, not very far from you. How far is Hull from Morley? It's like 60 minutes. East Yorkshire versus West Yorkshire. It's such a curious thing. Why is, what's this? Why is, why is, so you're West Yorkshire. Yeah. Why is West Yorkshire so trusted and a source of pride? And you speak with great confidence, if I may say, I think your elocution, your cogency, your oracy is extraordinary, exceptional, persuasive. And yet people 60 minutes away, they get crippled psychologically.

43:12They don't apply for certain jobs they don't make certain connections they don't go to certain universities why is that you can actually see this play out very uh viscerally in advertising which is like you said the west yorkshire accent is known for being very authentic and trustworthy truth telling so every single advert for like a tea company is always with a yorkshire accent in the uh in the background is that harold wilson do you think what is that about why is the yorkshire accent so trusted west yorkshire i i think because it's associated with authenticity so like people from yorkshire because they do have that reputation of being kind of straight talking truth tellers no say it as you see it i think that's how the accent has come to be associated over over time and i think the difficult thing is it's really difficult to change your accent it's like your accent can change naturally over time as a result of surrounding yourself with different people but so what i would say is don't try and change your accent like don't try and live in this pygmalion world what you've got to do and i know this sounds brutal is you've got to try and find a way to turn your accent and your identity into your competitive advantage like can you turn it into your brand and that's what i have done implicitly over time like i lean into the yorkshire stuff whenever i then meet people for the first time or come on a podcast i always tell my foundation story about being from west yorkshire i always speak in a very blunt straight talking way and yes that's natural but also part of it i suppose is tactical as well because that is the personal brand that i've built and then people suddenly sort of put me in the box of oh this is an interesting straight talking yorkshireman rather than the box of oh this is a kind of no just working class bloke from yorkshire and oh can we shouldn't listen to what he where does that come from i i think getting into oxford i think confidence comes from doing things and seeing the results happen in your life it's a feedback loop which is why it's natural for so many people from working class backgrounds to be absolutely lacking in confidence because the story of many working class people is you try really hard to do all the right things and it doesn't come off now I was lucky that I got a few breaks you know partly through hard work and talent but also through serendipity as well if I didn't have that BBC radio interview maybe I would never would have gotten to Oxford so I got that feedback loop and my question is how do we get that feedback loop group going for working class people where for too many of them it hasn't been and i think the reason this is a really interesting topic as well is the interrelation with ethnicity which is there's been a lot of talk in the media regarding why brits from white working class backgrounds do so much worse in terms of educational and career outcomes versus other groups i think one of the reasons for this is actually that feedback loop which is if you've seen your parents your grandparents your great-grandparents grow up and live in the uk and their lives have been characterized by doing all the right things but not getting the right economic outcomes as a result of it that is naturally going to lead to embedded cynicism in your family whilst if you're a first generation immigrant who's moved to the uk for a better life been welcomed by the country and you've managed to find a way into it know your job in the uk or whatever it is you've got that natural almost like aspirational capital that you still think the world could be your oyster i think that is one of the main cultural reasons we do see that gap between the white working class in the uk but also ethnic groups who've actually got this right you've been accepted you know i mean i was i came i was born in india in 1983 i came to this country when i was three years old i was invited in and accepted by thatcher's britain and you know then i became a you know 1990s kid in blair's britain and there's that feeling that kind of in a way that i think perhaps we're turning against is that feeling of like coming in and make something of yourself we've got to be we've got a lot to be proud of as a country in terms of how we've actually immigrated um sorry integrated people who came to this country in the 50s 60s and 70s like of course we had massive problems but the uk is one of the only advanced economies in the world where people who have english as a kind of additional language do better at school than those who are native english speakers and that is extraordinary when you think about it because naturally you think well people who have english as their first language should be doing better at school and they're better literacy all these other things but we've actually seen that people from ethnic minority backgrounds where english is not the first language in the household do better i think that is because we've done a really good job as a country to educationally integrate people but also because the aspirational capital that a lot of those families bring yeah that means that no the parents are more involved they believe it's possible and it creates that feedback loop over time that wears off in people's lives some people of course would say you know some immigrant groups particularly these days are not made to feel as welcome as perhaps you know I was fortunate to feel Accents gets us into another thing which I really want to talk about before we talk about some of your radical solutions and what Zero Gravity is doing about things that hold people back and that's the great revelation or shocking lesson of the documentaries I made having thought about social mobility for a long time is really the influence of geography and I really want people to understand why the fact you come from Morley is interesting I realised in making these documentaries how privileged I am not just in the ways I knew loving family, immigrant background aspirational capital to devoted parents all that stuff but growing up in london and the uk is more tilted to its capital city than almost any western democracy what have you found not just through your own life experience but through your work in social mobility in the extent to which geography holds people back geography is destiny in the uk if you're a kid who grew up in a council flat tower in South London and you go to a state school, your chances of breaking into an elite university, an elite career, are higher than most of the middle class in the rest of the country.

48:55And in some ways, that is something to be proud of from a London point of view. Now, London, despite all of its vivid inequality, is in very many ways a metropolis of social mobility. But it's something to be really depressed about in terms of the rest of the country, which is, if you do come from one of these post-industrial towns, whether it's a Blackpool or a Luton or places in the northeast, it can be really, really difficult not only to succeed at school but sort of break into these elite institutions. So geography plays a huge, huge role and I think often this starts right from early ages in school, which is when you look at the performance of schools across the UK, London is actually the only region of the UK where schools add value to the average student so the department of education's got this metric called progress eight where essentially they'll look at uh do do schools improve students versus what you'd expect given how they performed in their sort of exams in year six and london is the only region in the uk where students do better on average than what you'd expect and that is a thing to celebrate in terms of london schools and london went from having some of the worst schools in the uk 20 years ago to by far the best today but it's a really depressing fact about the rest of the uk in terms of just not doing a good enough job in terms of educating people at school.

50:08Why is regional inequality so pronounced in the UK? I mean, there's a historic thing, which is that if you look at the American founding fathers had this vision, I think particularly actually Benjamin Franklin, of separating New York as a financial centre from Washington, the political centre, literally to minimise the chance of corruption. I mean, there are lots of other reasons as well, but literally put distance between the money men and the legislators. In Britain, in London, it's extraordinarily concentrated. You might have the historic city of London, but it's a few miles east of Westminster and Whitehall, which is the political power.

50:39But even if you look at European democracies like Spain or France or Germany, they have these second tier cities. Now, I'm not saying Britain doesn't have second tier cities. It obviously does, Birmingham and others. Birmingham being the second biggest. Leeds near where you grew up. But those second tier cities don't really form a strong sort of ring beneath the capital. They're a very, very long way beneath the capital in terms of economic and job opportunity, and indeed, by other measures, health outcomes and so on, longevity. But also, there's not that many of them. Why is Britain so desperately bad at regional inequality?

51:14And this is one of the reasons I don't particularly like the idea of the North-South divide, because it's not the North versus the South. It's actually London and the South-East versus everyone else. The South-West has more in common economically with Yorkshire and the North-East than it does with London and some of the home counties. I think the reason this has happened is a lot of it is macroeconomics. The UK de-industrialized after the Second World War, and that led to a huge thriving knowledge economy in places like London or more recently in maybe places like Manchester and Birmingham. But the traditional industrial heartlands didn't find a way to find that new comparative advantage of the thing they could produce in their region that was going to be economically beneficial.

51:58And that's why I think we've seen London and to some extent some of these other urban hubs pull away so much from the rest of the UK. And the reason this is such a big issue is because it's actually true across most advanced economies that opportunity does kind of agglomerate in cities. Cities are huge cauldrons of opportunity and talent. And there's lots of benefits of bringing all the sort of smart people, money, infrastructure into the same place. but the thing that uk does really badly is actually moving people from suburbs into cities so if you're someone like transport links are so terrible exactly so if you're someone like me who grew up in west yorkshire and you're from let's say you grew up in a low-income family in west yorkshire to get from one side of wakefield to the other on the bus literally takes two hours because the transport infrastructure there is so bad compare that to london where you literally can move from one side of the city to the other on the Elizabeth line in like 45 minutes.

52:55So putting aside the question of kind of urban versus suburban versus rural, we're doing a really bad job in the UK of moving talent from the suburbs into the cities. Yeah, the transport links. I remember listening to George Osborne, former Chancellor, talking about how the idea of connecting Liverpool to Manchester, he said that it would transform the economic geography of that entire region. And that's because the distance, it's just not that big a distance. But if you had fast train links, you effectively create a kind of a megacity, you know, which this enormous economic hub and you get a lot more kind of dynamism going on.

53:28And so when you hear these conversations about HS2, which I think the latest, I can't remember the latest, they are going to start building, but it's going to be 2045. And this is an idea that in 2010, it's literally taking this country 35 years, tens of billions before you're going to see this kind of, you know, even get going. You realise that transport and housing policies, these are all connected to social mobility. You know, there's not a kind of one solution. You need to fix all these things at the same time. So if geography massively holds people back, can I ask you another awkward question, which is a blunt, truth-telling Yorkshireman you can answer directly.

54:00Isn't the truth that when you're giving advice to the would-be Joe Seddons of the future, to navigate Britain as it is in 2026, you do need to move to the big city if you want to make the big bucks? I think when you look at the data there's no way to get away from that you can say do your thing start up in a cafe, be an entrepreneur in Blackpool, fact is if you look at this document I'm obsessed with called the indices or indexes of multiple deprivation in England, Blackpool in the top 10, I'm afraid Blackpool there's four different parts of Blackpool in that top 10 and it's just life is harder in certain places, you do have to move if you want to make it that's the truth telling It's not that if people hold that view, it's not because you've got something against Blackpool.

54:44It's just like, you know, if you're trying to give honest advice to young people, that's where it's at. Exactly. And affluent people, on average, are twice as geographically mobile as people from low income backgrounds. That's another reason you see this sort of class pay gap over time, which is if you're from an affluent background, you're far more likely to move. So let's say you've got two university graduates. you know one's from Hull and gone to the University of Leeds and another is from let's say somewhere in the home counties and have gone to the London School of Economics the student from the home counties from the more affluent backgrounds is more likely to then be geographically and move afterwards into a city where they've got a higher chance of getting a graduate job higher chance of salary progression over time than the kid who was from Hull so sort of geographic mobility and social ability kind of go hand in hand in terms of influencing each other so i would say to anybody who is from a working class background and is ambitious like you should think seriously about leaving your hometown and i say that with a sense of regret because i know it feels like betraying your roots i know in order to do that you are also going to have to make a sacrifice in terms of like maybe not seeing your parents as much as you want to or maybe not seeing your friends who you grew up with as much as you want to but if you want to get on you have to look at the brutal reality of economics in the area in which you live and find a way to reconcile that with sort of keeping those parts of your identity that you don't want to lose what does zero gravity do so we're a tech platform that is fully focused on addressing the problem that we've been speaking about for the past 45 minutes which is we're trying to essentially get students from low opportunity backgrounds into top universities and careers in the uk and i'm really passionate about this not only because my own journey but because i think this is the fundamental problem not just affecting the uk but every advanced economy in the world i think we've got incredibly complacent in the post-war period about our status as the kind of liberal democracies who have all the right ideas about how things should be run but increasingly i think we're losing our way that we've got low economic growth in the uk we've got huge swathes of the population who are politically alienated just a sense of kind of cynicism and fatalism across the population i think the reason for that is we've done a really bad job over the past 30 years of democratizing access to opportunity and to succeed over the next 100 years if we want our ideas our culture our people to be the people who are essentially shaping the world we've got to get this right what i'm trying to do at zero gravity is build technology to actually make that possible because as you've probably gathered in this discussion i'm slightly maybe not cynical but um worried that government intervention isn't going to sort of cure these problems fast enough so i want to see what i can do on the ground as a tech entrepreneur they're building tools actually people use day to day to make a dent in this and i'm happy to say that today now we have started to make a dent we're 23 000 students now from low income backgrounds on our platform who've won a place at a top uk university so on the basis of good information about what that'll get them on the basis of radical transparency but also being given a helping hand across their journey because working with people who've got a huge amount of talent in many ways it's latent like they don't understand themselves that they've got what it takes to get into one of these elite institutions because they're lacking the knowledge they're lacking some of the skills they're lacking the network and we bring that to them through a mobile app that they can use day to day whether it's connecting with a mentor who's one step ahead of them on the journey, whether it's connecting directly with people who work in these universities and corporates to get the inside track about the application process, whether it's using AI to make it really easy for people to apply to 100 different jobs with a sort of really sort of highly personalized CV and answers to sort of bring out their personality and their background and skills in the best way without sort of making them feel depressed because they're having to manually write 100 applications.

58:35We're essentially trying to build tech for good and the reason that's so important is i think technology when it works can provide miracles but all too often technology has been built for the affluent classes in advanced economies so when you see all of the sort of breakthrough tech apps for the past 20 30 years whether it's uber or delivery in the uk these are incredible apps if you're an affluent person but not apps which are going to change your life if you're a working class person who can't afford 30 quid for a takeaway or 30 quid for an uber ride across across london so i want to build tech that actually democratizes access to opportunity not just makes life better for the middle classes well those apps you mentioned others would say as well that they've created a kind of gig economy and you remind me of the great line from uh the the great matthew paris where he said that the pandemic was really a case of middle class people working from home and poor people bringing them things which is which he meant as a form of approbation you mentioned radical transparency just to be clear on zero gravity so anyone can sign up for zero gravity the app is free presumably right so it's free we exclusively work with students from low opportunity backgrounds and we've built a algorithm that essentially looks at a huge amount of data points about your background and if you're someone who falls into the bottom 40 percent of the socio-economic spectrum in the population you are our person we want to work with you so this is not an app for the sort of sharp elbowed middle classes or people at private schools exclusively for people from low opportunity backgrounds and a middle class parent who could hear you now and said you joe said in your class warrior i'd say absolutely not because i'm trying to do this by leveling the playing field not by leveling down so i personally i don't believe in quotas i don't believe in kind of legislating that businesses or universities should take a certain percent of people from different backgrounds i'm all about talent and i just happen to believe that talent is everywhere but opportunity is not I want to do something about that so this is not class war this is about unlocking talent from across the country I'd say to all the middle class parents out there that this is actually something that in a positive some world can be good for you and your kids you shouldn't want to live in a nation where Britain is stagnating even if your kids are able to get the top jobs because that is a world in which even your kids are not going to be doing as well as you did in their 10 20 30 years time so trying to move from a negative some world or a zero some world to a positive some world is what sociability is all about when it's done through leveling the playing field you're going to go into politics well i still need pp at oxford so people would sort of look at me and say this guy is uh on the path into politics i would say in the immediate term absolutely not that sounds like a yes see you back here in 10 years when you're asking for my vote exactly i don't want to give a diplomatic answer but i'd say i honestly believe that actually taking an entrepreneurial approach to solving these problems is better than taking a sort of political policy approach.

1:01:25I'm quite cynical about politics. I think it's really difficult to affect change unless you get right to the very top. So I think the biggest impact I can have over the next 30 years is actually building tech to solve this problem. Maybe when I'm a bit older, I might sort of reflect my life and think, oh, should I give this a go? But I think it's really difficult to affect change unless you get right to the very top. And I'm not convinced that I could do that anytime soon. So I'll stick to building tech platforms for now. You remind me of a line from Sir Humphrey Appleby in Yes Prime Minister where he says, a cynic is what an idealist calls a realist.

1:01:57And I would say, Joe Seddon, that I've rarely met more of a real realist than you. Thank you so much for coming in and being so radical. Great to be on the show.

1:02:13Joe Seddon is, in the old-fashioned TV lingo, a great booking. He is super smart, super clever, has impeccable credentials on the subject. You know, he knows whereof he speaks and he says it like it is. You know, there's none of this dilly-dallying around. If I may say with respect to our political class, there weren't many politicians' answers. He was blunt. He was straight to the point. And he answered definitively on a number of big issues. I was very, very struck, for instance, by him saying about 20 % of university courses are a total waste of time. They should either be allowed to fail or should just sort of not happen in the first place.

1:02:50He's quite Darwinian about it. And he thinks we should be really honest with young people about the fact that it could be because of the university. It could be because of the course. But about a fifth of people are going to university when they shouldn't. They're either going on false pretenses or bad information or basically they're going to waste their time. And his idea for radical transparency about the average economic value or dividend from a particular course being much more clearly given to students when they apply, I can't really see a strong argument against it. I'd be interested to see what the university is saying.

1:03:21Do you know what? That's a theme I might pick up on the Today programme. But that consistent message that we need radical transparency was, I think, pretty moving. I also found the clarity with which he talked about the idea that geography is destiny really persuasive, frankly. Because as I said to him, the big thing that I took away from the work I've done on this as someone who grew up in London, the privilege of growing up in the capital city from a stable two-parent immigrant family, was the sense in which actually Britain is unique in its geographic inequality, its regional inequality. And something that's often neglected in conversations of social mobility is the extent to which when we're talking about low social mobility, we're really talking about regional inequality.

1:04:03There are certain places in Britain which are just being, frankly, left behind. And he's very, very definitive about that. I also thought, you know, he engaged on an emotional level. He talked about how, as someone from West Yorkshire, didn't grow up with a huge amount of money, single parent household, he got to Oxford, and he both felt this sense of excitement at the future, and also this concern as a bit of an imposter about betraying his roots. And I thought that the fact that he engaged so meaningfully in both an intellectual and an emotional level made Joe Seddon, yeah, terrific booking.

1:04:32I thought I got a lot of clear ideas out of that. And I hope you've got some pretty radical understanding and some pretty radical recommendations about how we can address this issue, which I think most people in this country think is an urgent one.

1:04:48And that is it for this episode. To make sure you do not miss future conversations. And why would you want to do such a thing? And please subscribe to Radical with Amol Rajan on BBC Sounds. You can also watch episodes of Radical with Amol Rajan on iPlayer if your eyes need a little treat. And just to say, if you really feel the need to go on various podcast platforms, give us a little five star review, say nice things about us. You know what? That'd be a nice thing to do. Thank you so much for your time. We'll be back next week. Goodbye.

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From the publisher

Joe Seddon, founder of Zero Gravity, thinks “geography is destiny in the UK” which is why he has built a tech platform to do something about it.

In this week’s episode, Amol and Joe dig into the barriers facing young people across the country, from stalled social mobility to uneven access to opportunity.

Growing up in a single‑parent household in Morley, West Yorkshire, he went on to study at the University of Oxford, but he thinks those opportunities are still too rare for people from a similar background. That’s why his platform connects people from low-opportunity areas with top universities and employers.

But Joe argues that there needs to be “radical transparency” in how university degrees are advertised so people know the value of the course they’re applying to.

And in a blunt message to ambitious people from disadvantaged backgrounds, he admits that the economic reality means that “you should think seriously about leaving your hometown.”

TIMECODES

(00:03:46) Social mobility in the UK

(00:11:24) The impact of AI on social mobility

(00:16:49) Can government policy improve social mobility?

(00:18:14) The broken social contract for Gen Z

(00:21:00) Student loan repayments

(00:27:24) Are too many people going to university?

(00:30:49) Joe’s RADICAL ideas

(00:36:19) Joe’s journey from West Yorkshire to Oxford University

(00:40:37) Accent bias

(00:46:55) Why “geography is destiny” in the UK

(00:54:36) What is Zero Gravity?

(01:36:44) Amol’s reflections

GET IN TOUCH * WhatsApp: 0330 123 9480 * Email: radical@bbc.co.uk Episodes of Radical with Amol Rajan are released every Thursday and you can also watch them on BBC iPlayer: https://www.bbc.co.uk/iplayer/episodes/m002f1d0/radical-with-amol-rajan Amol Rajan is a presenter of the Today programme on BBC Radio 4. He is also the host of University Challenge on BBC One. Before that, Amol was media editor at the BBC and editor at The Independent.

Radical with Amol Rajan is a Today Podcast. It was made by Lewis Vickers with Anna Budd. Digital production was by Gabriel Purcell-Davis. Technical production was by James Piper. The editor is Sam Bonham. The executive producer is Owenna Griffiths.

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