


The host announces a two-week summer break and plans to re-release the show’s earliest “OG vintage” episodes (episodes 2–6, plus episode 3–6 referenced) for beginners. She frames it as a chance to revisit how she learned money/investing years ago, now that she’s financially transformed.
No guests are interviewed in this episode. Mentioned person: Vic, who is moving back to New Zealand to run the fund.
The early episodes were recorded ~6 years ago when she was in debt and didn’t understand stocks; now she’s out of debt, owns two investment properties, and has $100K+ in the stock market. She’s turning 35 and launching a fund, with major business changes.
Re-listening to “cute and naive” beginner episodes; nostalgia from hearing her former “rookie” self.
Written by AI. May contain mistakes.
Discover the host's personal journey from debt to financial success.
“What we're actually going to be doing is releasing the OG vintage Raising the Curve episode.”
Explore the host's feelings of nostalgia and appreciation for listeners.
“And I actually think it's completely changed who I am as a person.”

Get the gist, explore an idea or ask about something said.
On The Curve, what are the key points of this episode?
Automatic transcript. May contain errors.
0:05You might be thinking, wow, she's been banging on about her holiday for weeks. What are you doing talking into the microphone, Sophie? Well, I actually am recording this just as I'm about to go to the airport. I have my bag packed. I have my swimsuit ready to go. We are taking a two-week hiatus. Well, it's not really a hiatus. It's a summer break.
0:27Sophie Hallwright: What we're actually going to be doing is releasing the OG vintage Raising the Curve episode. So this is the second episode we ever released, the third, fourth, fifth, and sixth. And this is our top most listened to episodes that will take anybody who is a total beginner, so knows really not a lot about money investing, probably hasn't started investing at all, or if they have, they don't really know what they're doing, so that you can go back and listen to when I was a baby who knew nothing about money. So these episodes, they were recorded six years ago. So this is when I was in debt. I didn't understand what a stock was.
1:09Sophie Hallwright: I'd never invested. And, you know, six years later, I am now in no debt. I have two investment properties. I have over 100K in the stock market. I've completely turned my financial situation around. And I actually think it's completely changed who I am as a person. I've been reflecting on this a lot because I just had my birthday. I just turned 35 and I just had a haircut. I feel like I'm entering a new phase of my life, of the business as we've launched the fund. I think there's just lots of things changing at the moment. You may have heard in the last episode, Vic, she's moving back to New Zealand so that she can run the fund.
1:44Sophie Hallwright: You know, there's just lots of change happening and it's all really good stuff. and it's made me feel very nostalgic for where I was five or six years ago. I was a completely different version of myself and listening to these old episodes and hearing how cute and naive and just a total rookie with all things money I was. So if you know anyone who hasn't entered the Curve Chat yet, who hasn't started learning about money and investing, this is a really good chance for them to get on the bandwagon from the beginning. So we're going to be re-releasing those episodes. It might be a really nice chance to re-listen and to refresh and just to remind yourself of how silly and funny those episodes were.
2:27Sophie Hallwright: Honestly, I had such a giggle listening to some of these. So that is what's happening. We're taking a two-week little break. I really, really hope that in the next two weeks you don't go find another finance and podcast episode. I think, or honestly probably the reason we haven't taken a break is because we just we know how valuable your time is and we are so grateful that you choose to listen to us and learn from us and we don't take that for granted thank you so much to everyone who listens to this podcast who engages with our brand like we would be nowhere and nothing without our amazing community so yeah sending you all lots of love
3:12Thank you.
The Curve is pausing new episodes for the next couple of weeks. Soph's away and Vic is in the middle of moving back to New Zealand to run the fund, so rather than rush new episodes out, the feed is taking a breather. In its place, five of the very first episodes ever recorded are being re-released, the ones that cover the absolute fundamentals of investing. If you're new here or you want a refresher on the basics, this is the perfect entry point. Regular programming is back on 5 October.
Credits:
Hosts: Sophie Hallwright & Victoria Harris
Editor: Kate Callaghan
Social & Digital Manager: Lucy Munro
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Disclaimer: Raising The Curve has been prepared solely for informational and educational purposes. Any information provided and serviced described in this website are intended to be of general nature and provide general information only. The opinions expressed by The Curve do not constitute investment advice.







