The Personal Finance Podcast cover art
Podcast · 135 episodes

The Personal Finance Podcast, page 2

by Andrew Giancola · English

Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.

All episodes, page 2

Should I Chase a Higher Savings Rate? Can We Semi-Retire in Our 40s? How Do We Rebuild After Bankruptcy? (Money Q&A)Money Q&A covering whether to “rate chase” higher high-yield savings rates, rebuilding after bankruptcy, how to choose a CPA, when to hire a financial advisor (and fee models), best beginner real…8 Jul 2026 · 1 h 4 min · 15 chapters
The Best and Worst Frugal Habits (Ranked!)The Personal Finance Podcast ranks 27 frugal habits from S-tier to F-tier, distinguishing “frugal” (spend for value) from “cheap” (lowest price, often harmful tradeoffs).6 Jul 2026 · 58 min · 30 chapters
She Hit Rock Bottom and Still Built a Six-Figure Life. Here's How. (With Rebecca Whitman)How to build a six-figure income and “abundant” life by using a seven-pillar framework (spirituality, fitness, emotions, romance, mental, social, financial) rather than chasing money/fame for…1 Jul 2026 · 45 min · 25 chapters
How do Your Finances Compare by Age?! (Salary, Debt, Net Worth, Credit, Home)How finances (salary, debt, net worth, credit score, homeownership) compare by age decade (20s–50s), using Federal Reserve data; then advice for improving each category and a Q&A.29 Jun 2026 · 50 min · 14 chapters
How to Retire in 10 Years or Less!How to retire in 10 years or less using an “extremely aggressive” plan centered on savings rate, retirement “number” math (4% rule/adjustments), major expense cuts, and tax-advantaged investing plus…24 Jun 2026 · 59 min · 28 chapters
The Hidden Cost of Playing It Safe with Your Money with Ben CarlsonRisk vs. reward in investing, reframing volatility as a “feature,” avoiding the biggest mistakes (selling during downturns or not investing), and using constraints to prevent “shiny object” behavior.22 Jun 2026 · 57 min · 19 chapters
The Patient Investor's Playbook with Noah Kerner - CEO of AcornsSlow-and-steady wealth building and fintech “anti-hype” principles; warns that many apps blur investing with gambling and push behavior that increases trading.17 Jun 2026 · 48 min · 21 chapters
The Best Ages to Build Wealth (Ranked!)The host ranks which decades are best for building wealth (20s through 50s; episode begins 60s but transcript cuts off).15 Jun 2026 · 48 min · 12 chapters
Should You Buy Into IPOs (SpaceX, Anthropic, or Open AI)Whether retail investors should buy IPOs, using the hype around SpaceX, Anthropic, and OpenAI, and how IPO risk affects long-term investing and index/ETF exposure.12 Jun 2026 · 16 min · 8 chapters
Is the S&P 500 Overweighted? Becoming an Accidental Landlord? Can We Retire Early and Move to Japan? (Money Q&A)Money Q&A covering (1) whether the S&P 500 is overweighted due to concentration in the top 10 holdings, (2) how to plan for retirement when pensions are involved, (3) what to do when you accidentally…10 Jun 2026 · 1 h 4 min · 18 chapters
This is THE BIGGEST RISK to Your Retirement PortfolioSequence of return risk—how bad market returns in the first 5–10 years of retirement can permanently derail a retirement plan, even if long-term average returns are strong.8 Jun 2026 · 1 h · 25 chapters
The Insurance Crisis Nobody Is Talking About (With Bob Litterman)Climate risk is the “mispriced risk” driving a U.S. homeowners insurance crisis.5 Jun 2026 · 52 min · 20 chapters
He Lost $50 Million In Real Estate Then Got Rich Again (With Rod Khleif)Rod Khleif recounts how he built a massive real-estate portfolio (thousands of rental units; 800 houses by 2008) and then lost about $50 million in 2008–2009 during the inability to refinance/sell,…3 Jun 2026 · 55 min · 23 chapters
How to Become a Stealth Wealth Millionaire (With JC Rodriguez)How to become a “stealth wealth” (quiet) millionaire by prioritizing freedom over status, building wealth slowly over decades, and focusing on boring investing, automation, and net-worth growth.1 Jun 2026 · 1 h 4 min · 35 chapters
High Income Tax Strategies, Selling a House to Invest in the S&P 500, and Converting $100K to a Roth IRA (Money Q&A)Money Q&A covering (1) wealth-building tips for a new U.S. permanent resident, (2) automating investing with variable income, (3) whether to sell a home and invest equity in the S&P 500, (4) why tax…27 May 2026 · 1 h 15 min · 17 chapters
How to Shave Off 7+ Working Years and Retire Early!Advanced early-retirement strategies to “shave off 7+ working years,” focusing on tax optimization and account placement, plus geographic arbitrage, spousal IRAs, 0% long-term capital gains…25 May 2026 · 57 min · 18 chapters
Is the American Dream Dead? (With Freddie Smith)Whether the “old” American Dream is dead for typical workers, and what’s driving falling living standards for millennials/Gen Z—especially around wages, taxes, housing, childcare, and retirement.20 May 2026 · 1 h 1 min · 20 chapters
How Companies Are Quietly Robbing You! With Lindsay OwensSurveillance pricing and dynamic pricing using AI to charge different customers different prices based on personal data, potentially “legally” in a regulatory gray area.18 May 2026 · 58 min · 21 chapters
12 Financial Rules of Thumb That Let You Spend More on What You Love“12 Financial Rules of Thumb That Let You Spend More on What You Love,” focused on values-based spending, cooling-off periods, and decision rules to reduce dopamine-driven overspending.15 May 2026 · 16 min · 13 chapters
How to RETIRE BY 30! (With Cody Berman)How to reach financial independence/retire early by age 30 using a defined “retirement number,” controlling lifestyle inflation, automating investing and bills, and aggressively increasing income via…13 May 2026 · 1 h 4 min · 25 chapters
How to Manage Your Money (and Still Enjoy Life)Why managing money is “freeing” and how to do it step-by-step while still enjoying life; includes a budgeting framework, automation, emergency fund strategy, and investing account/order guidance.11 May 2026 · 57 min · 23 chapters
The Housing Market Is Rigged (Here's How to Beat It) With David SidoniThe housing market is “rigged” by high prices and interest rates, and the episode argues the American dream isn’t gone—it's “hidden” behind financing math.6 May 2026 · 1 h 10 min · 23 chapters
Focus on THIS in Retirement (Everything Else is Noise)Retirement planning using the “retirement equation” framework—focus on what you can control, ignore what you can’t.4 May 2026 · 51 min · 13 chapters
How to Build Your Investment Portfolio (The Portfolio Pyramid!)The “Portfolio Pyramid” framework for building an investment portfolio in the right order: foundation (core), growth (enhanced risk), and speculation (highest risk).29 Apr 2026 · 1 h 10 min · 20 chapters