The Ramsey Show cover art
Podcast · 329 episodes

The Ramsey Show

by Ramsey Network · English

The Ramsey Show believes you can build wealth and take control of your life—no matter what stupid mistakes you've made with money. Join as Dave Ramsey and his team of experts answer your questions on the top problems holding you back. Listen now or ask your question live by calling 888.825.5225 weekdays from 2–5 p.m. ET. Learn more at www.ramseysolutions.com

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Build Your Foundation Before You Build WealthThe episode is a call-in mix focused on building financial foundations before making bigger moves—covering wedding funding decisions, debt/loan options, retirement planning, emergency-fund strategy,…30 Sep 2026 · 2 h 8 min · 46 chapters
Building Wealth Requires the Courage to Make Unpopular DecisionsThe Ramsey Show episode focuses on making financially “unpopular” but prudent decisions: buying a home based on affordability and market facts (not fear), investing and paying off debt on a…29 Sep 2026 · 2 h 7 min · 41 chapters
Change Your Habits, Change Your LifeHabit change for debt payoff and financial safety; includes three call segments: (1) a nurse drowning in credit card debt, (2) a woman rebuilding trust after domestic violence with financial…28 Sep 2026 · 2 h 9 min · 33 chapters
Break The Borrowing CycleThe episode is a call-in discussion on “breaking the borrowing cycle,” using Ramsey’s Baby Steps framework.25 Sep 2026 · 2 h 8 min · 31 chapters
Debt Doesn’t Have to Run Your LifeThe Ramsey Show answers listener questions about taking control of money—avoiding retirement withdrawals and credit-card traps, using budgeting (EveryDollar), and making debt payoff decisions (debt…24 Sep 2026 · 2 h 9 min · 34 chapters
Stop Making Excuses and Start Making ProgressThe episode focuses on getting back on track financially after setbacks, using budgeting tools and “one step at a time” planning, and making disciplined decisions about debt, healthcare costs, family…23 Sep 2026 · 2 h 8 min · 43 chapters
Focus On What You Can Control With Your MoneyHow to focus on controllable money decisions—planning for worst-case scenarios, avoiding risky co-signing, handling family support for aging parents, choosing between paying off a mortgage vs…22 Sep 2026 · 2 h 9 min · 38 chapters
Stop Living in Financial ChaosFinancial chaos and “baby steps” planning—how to create margin, prioritize debt payoff, avoid consolidation, and keep money intentional even after big milestones like paying off a mortgage.21 Sep 2026 · 2 h 9 min · 36 chapters
Progress Requires DisciplineHome and money decision-making—whether to fix or replace a severely damaged property, how to think about remodeling ROI, how to stay disciplined with spending, and how to handle life/retirement and…18 Sep 2026 · 2 h 9 min · 31 chapters
It’s Time to Face Your Financial RealityTwo main financial coaching segments: (1) a 53-year-old couple facing retirement fear and “domino” debt from health costs, and (2) advice for adult children/parents and other callers on money…17 Sep 2026 · 2 h 9 min · 34 chapters
Wisdom Starts Where Debt EndsThe episode focuses on “wisdom” in personal finance—especially avoiding lifestyle creep after cutting expenses or paying off debt.16 Sep 2026 · 2 h 9 min · 33 chapters
Slow Money Moves Still MatterThe Ramsey Show episode focuses on “slow money” decisions that still matter—using budgets, baby-step priorities, and communication to handle money stress, debt, investing choices, and family conflict.15 Sep 2026 · 2 h 8 min · 34 chapters
The Best Return Isn’t Always MoneyThe episode covers (1) resentment when family members receive unequal financial help, (2) how to fix a struggling classic car restoration business without draining retirement, (3) why paying off even…14 Sep 2026 · 2 h 7 min · 36 chapters
Normal Money Habits Don’t Build WealthIdentity theft and “normal money habits” that don’t build wealth, plus practical debt/wealth guidance (emergency funds, budgeting, and investing vs. collectibles).11 Sep 2026 · 2 h 8 min · 36 chapters
You Can’t Hack Your Way Out of DebtDebt and “can’t hack your way out” principles, plus how to handle unusual debt situations (fraud/foreclosure risk, medical expenses, gambling/crypto vs mortgage payoff, and debt-management decisions…10 Sep 2026 · 2 h 8 min · 33 chapters
Short-Term Pain, Long-Term PeaceThe Ramsey Show episode “Short-Term Pain, Long-Term Peace” focuses on making tough financial moves now to avoid worse outcomes later—especially around debt, bankruptcy, budgeting, and aligning…9 Sep 2026 · 2 h 9 min · 42 chapters
Don't Be A Slave To The LenderThe Ramsey Show episode focuses on avoiding financial “slavery” to lenders and debt, using budgeting, emergency funds, and prioritizing cash-flow and retirement investing.8 Sep 2026 · 2 h 10 min · 40 chapters
The Right Financial Decision Starts With Understanding the ProblemThe episode is a mix of listener money questions focused on (1) making a “right financial decision” by understanding the problem first, (2) handling divorce-related finances carefully, (3) budgeting…7 Sep 2026 · 2 h 7 min · 42 chapters
Your Goals Need Numbers, Not WishesThe Ramsey Show episode focuses on practical “baby steps” budgeting and debt payoff intensity, emphasizing that goals need numbers (not wishes).4 Sep 2026 · 2 h 7 min · 38 chapters
You Can't Stumble Your Way Into Financial FreedomThe episode is a mix of listener money questions and coaching/business advice, centered on avoiding “theory” spending, protecting cash flow, and making decisions based on long-term security rather…3 Sep 2026 · 2 h 9 min · 40 chapters
Different Outcomes Require Different Choices“Different Outcomes Require Different Choices” focuses on changing money behavior to escape debt and build stability, plus practical guidance on budgeting, debt payoff, real estate decisions, and…2 Sep 2026 · 2 h 9 min · 33 chapters
The Price of Freedom Is DiscomfortDebt payoff strategies and “price of freedom” (discomfort) across multiple caller situations: credit card/loan repayment plans, budgeting discipline, household income planning, and risk management.1 Sep 2026 · 2 h 9 min · 40 chapters
Don’t Trade Peace for PaymentsHow to make major life decisions (home purchase, debt payoff, investing, vehicles, family conflict) without trading long-term peace for short-term “wins.”31 Aug 2026 · 2 h 8 min · 38 chapters
Stop Borrowing, Start Building WealthDebt payoff and wealth-building principles, focused on “stop borrowing, start building,” plus how to handle inherited assets, renovations, and credit-card-driven “paycheck to paycheck” stress.28 Aug 2026 · 2 h 9 min · 34 chapters