Podcast · 145 episodes
The Martin Lewis Podcast
by BBC Radio 5 Live · English
Martin Lewis answers your financial questions, offering valuable money-saving tips.
Latest episodes
Question Time: What should every teenager know about money? Time of use tariffs: still worth it? Stooze with other 0% finance?Financial Q&A episode covering (1) what teenagers should know to start good money habits, (2) reclaiming tax after summer work, (3) whether Octopus time-of-use tariffs (Agile/Tracker) are worth it…28 Sep 2026 · 56 min
What’s going to happen to interest rates? And what it means for mortgages, savings & more!UK interest-rate outlook and how expected Bank of England base-rate rises could affect mortgage rates, savings rates, credit cards, and inflation; plus practical guidance on fixed-rate savings access…24 Sep 2026 · 1 h 8 min
Question Time: My energy’s fixed: refix early to beat hikes? Will our wedding hit our mortgage? How to switch joint savings?A BBC “Question Time” episode of The Martin Lewis Podcast answering listener money questions: whether to change an energy tariff before a fixed deal ends (with a predicted January energy price-cap…22 Sep 2026 · 54 min
All episodes
Question Time: What should every teenager know about money? Time of use tariffs: still worth it? Stooze with other 0% finance?Financial Q&A episode covering (1) what teenagers should know to start good money habits, (2) reclaiming tax after summer work, (3) whether Octopus time-of-use tariffs (Agile/Tracker) are worth it…28 Sep 2026 · 56 min · 22 chapters
What’s going to happen to interest rates? And what it means for mortgages, savings & more!UK interest-rate outlook and how expected Bank of England base-rate rises could affect mortgage rates, savings rates, credit cards, and inflation; plus practical guidance on fixed-rate savings access…24 Sep 2026 · 1 h 8 min · 22 chapters
Question Time: My energy’s fixed: refix early to beat hikes? Will our wedding hit our mortgage? How to switch joint savings?A BBC “Question Time” episode of The Martin Lewis Podcast answering listener money questions: whether to change an energy tariff before a fixed deal ends (with a predicted January energy price-cap…22 Sep 2026 · 54 min · 21 chapters
Mini pod: Is now the time to ban unnecessary Christmas presents? With 100 days to go, Martin’s top tips to ease costs & stressPre-Christmas money-saving tips (about 100 days to Christmas) to cut costs and stress, including bank-switching bonuses, early toy sales, spreading Christmas spending, and reducing gift pressure.18 Sep 2026 · 28 min · 16 chapters
Question Time: Is it time to become a stoozer? I halved my car insurance by timing quotes! Rights if buying secondhand?A “Question Time” episode of The Martin Lewis Podcast covering ISA contribution timing rules, consumer rights for faulty second-hand goods (including cars), whether bank account applications trigger…14 Sep 2026 · 46 min · 15 chapters
Should you invest or save for your children? Best funds, best buys, kids pensions and moreHow to save or invest money for under-18s in the UK, focusing on junior ISAs vs children’s savings accounts, tax rules, switching/transfers, and when cash is better than stocks and shares.10 Sep 2026 · 1 h 10 min · 24 chapters
Question Time: Am I short-changing my kids’ savings? How to stop loans for gambling addict? Does Section 75 work with vouchers?Advice and answers on UK personal finance questions—child savings vs Junior ISAs, switching mobile providers with multiple SIMs, blocking credit/loans for a gambling addict, and whether Section 75…7 Sep 2026 · 51 min · 20 chapters
Time to save for kids’ uni? Time to refix your energy tariff? Plus more back-to-reality issuesBack-to-reality September money checklist. Covers: saving for kids’ university living costs (especially England’s means-tested maintenance), claiming compensation for summer flight…3 Sep 2026 · 1 h 5 min · 24 chapters
Best bits: Inheritance tax masterclassInheritance tax “best bits” masterclass, explaining UK rules and planning options, including marriage/civil partnership advantages, gifting allowances, “give and live,” “gifts out of surplus income,”…31 Aug 2026 · 54 min · 22 chapters
URGENT Energy price cap update: everything you need to know to beat the increase!Ofgem’s October 1 energy price cap rise and how UK households can respond, especially by switching from the standard variable tariff to a fixed deal.26 Aug 2026 · 15 min · 5 chapters
Best of Question Time: How do I escape a joint account? Save hard, or spend more on my family? Top tips for beginner investorsA “Best of Question Time” compilation from The Martin Lewis Podcast covering: escaping a joint bank account when an ex-partner runs up overdraft debt; whether to overpay a mortgage or invest/spend…21 Aug 2026 · 42 min · 20 chapters
Best bits: How to check if you’re paying too much council taxBest of Martin Lewis “How to check if you’re paying too much council tax,” covering (1) checking and challenging your council tax band, (2) council tax discounts (single person and “disregarded”…13 Aug 2026 · 42 min · 15 chapters
Best of Question Time: Is 15% of my salary going in a pension enough? I'm finally debt free, what now? What should we call you?Best-of Question Time episode from The Martin Lewis Podcast covering (1) whether 15% pension contributions are enough at age 23, (2) consumer rights for a faulty OLED TV after ~6 years, (3) what to…6 Aug 2026 · 36 min · 11 chapters
Question Time: Can AI improve my finances? Could clearing our mortgage hurt our credit score? Old paperwork boosted my pension!Using AI for personal finance safely; whether paying off a small mortgage harms credit; Section 75 credit-card protection for window/deposit payments; whether using American Express at small…27 Jul 2026 · 46 min · 17 chapters
What is it you just don’t get about money? Beginners guide to pensions, energy, credit cards, return rights and far moreBack-to-basics “I Don’t Get Money” special covering pensions (taking money out), credit cards (0% balance transfers), energy bills (price cap vs fixed), consumer rights (return rights), inheritance…23 Jul 2026 · 1 h 6 min · 18 chapters
Question Time: What money mistakes do married couples make? Can we afford to upsize? How do you repay two student loans?Financial planning for major life events—marriage benefits and money pitfalls; budgeting for upsizing to a bigger home; investing for two children; bank-switching perks; and a detailed update on…20 Jul 2026 · 52 min · 17 chapters
“I Don’t Get Money!” Back-to-basics special on pensions, savings, car insurance, energy and moreA BBC “I Don’t Get Money” back-to-basics special answering listeners’ most confusing personal finance and consumer-rights questions: how pensions work, saving vs investing (including compound…16 Jul 2026 · 41 min · 17 chapters
Question Time: Overpay mortgage with savings? Can bank switching kill a credit score? How do I find my husband’s lost pensions?A “Question Time” money podcast episode where Martin Lewis answers listener questions on (1) whether to overpay a mortgage with savings, (2) whether switching bank accounts harms your credit score,…13 Jul 2026 · 42 min · 12 chapters
Make £1,000s from switching bank? | Will government back track on Plan 2 Student Loan hikeMartin Lewis covers two main areas: bank account switching bonuses and the UK Treasury Committee’s report on Plan 2 student loans.9 Jul 2026 · 1 h 7 min · 25 chapters
Question time: Will new ISA rules ruin my wedding savings? | Martin, you helped me find love! | Can I fix on a prepay meter?A BBC Question Time episode answering listener money questions: marriage tax allowance and self-assessment, new ISA rules (cash ISA allowance cut and anti-avoidance), state pension eligibility with…6 Jul 2026 · 45 min · 19 chapters
The Packing Pod! Cut out hidden holiday costs: foreign exchange, insurance, travelling with kids & moreHow to cut summer-holiday costs and stress, with a focus on travel essentials (passport checks), paying abroad cheaply (foreign exchange, cards, dynamic currency conversion), travel insurance timing,…2 Jul 2026 · 1 h 15 min · 29 chapters
Question Time: Is saving 15% of my salary into my pension enough? How long do I keep financial docs? ISA rules when I die?A “Question Time” episode with Martin Lewis answering UK personal finance questions: pension saving adequacy (including auto-enrolment rules), credit card balance transfers and avoiding debt creep,…29 Jun 2026 · 40 min · 16 chapters
The huge new ISA and Lifetime ISA changes explained | Flight crew secretsUK ISA rule changes and a proposed replacement for the Lifetime ISA, plus travel/flight “mistakes” from airline/hotel staff and a car finance reclaiming segment.25 Jun 2026 · 1 h 5 min · 19 chapters
Question Time: Are we failures for not owning a home? Is the LISA still due to be replaced? Car finance claim success!A “Question Time” episode mixing listener success stories and advice on UK personal finance—especially car finance redress, the Nationwide FairerShare tax treatment, whether not owning a home is…22 Jun 2026 · 59 min · 24 chapters