Podcast · 130 episodes
The Property Podcast, page 5
by Rob Bence and Rob Dix from The Property Hub · English
The Property Podcast from Property Hub (propertyhub.net) is the podcast for all property investors – new or experienced. Rob Bence and Rob Dix discuss a different property topic and property news item each week, passing on their knowledge and experience to the listeners. They both invest in UK Property so they practise what they preach. No hard sell, no bull just straight talking property investment advice!
All episodes, page 5
Industry insiders tell us what’s REALLY happening in the marketBehind-the-scenes UK property market update, arguing sentiment is low but deals are available; includes buy-to-let ownership trends, developer constraints, city-centre building delays from the…23 Oct 2025 · 26 min · 9 chapters
ASK499: Should I pay off my mortgages? PLUS: Should I re-buy in a limited company?Whether to use an unexpected inheritance to pay off mortgages, and whether to hold buy-to-lets in personal names vs a limited company.21 Oct 2025 · 12 min · 4 chapters
Death of the Legacy Landlord - OpinionThe Property Podcast episode argues that “legacy landlords” (individuals holding property outside limited companies) are being steadily pushed out by tax changes, regulation, and higher costs, while…16 Oct 2025 · 25 min · 9 chapters
ASK498: Should I use a letting agent or not? PLUS: As an expat, am I stuck?Whether to use a letting agent vs self-manage buy-to-let, and how expats can refinance/raise equity on UK properties with expat buy-to-let mortgage rates.14 Oct 2025 · 8 min · 2 chapters
Market Update - October 2025UK property market update (Oct 2025). Covers house-price trends by region (Zoopla, Nationwide, ONS), rental growth, and policy/regulatory news affecting buyers and landlords.9 Oct 2025 · 20 min · 9 chapters
ASK497: Should I delay this until after the Budget? PLUS: Is this too much leverage?Whether to delay BTL remortgage product transfers until after an Autumn Statement/Budget, and how much leverage is “too much” when funding future BTL purchases by remortgaging a mortgage-free home…7 Oct 2025 · 7 min · 4 chapters
This property formula will make you richThe episode lays out a “magic formula” for building wealth in property: leverage (mortgages), inflation, time, and buying at a discount, then an advanced layer of buying in “best areas.” It also…2 Oct 2025 · 32 min · 10 chapters
ASK496: Should we use a Ltd Co for just one property? PLUS: Is there capital growth in this area?Whether to use a limited company (Ltd Co) for a single buy-to-let property after moving out of a home; and whether BRR (buy-refurbish-refinance) can work in the South Wales Valleys, including…30 Sep 2025 · 12 min · 4 chapters
Buy now or regret forever? The data everyone is missingUK buy-to-let/property investment opportunity driven by falling mortgage rates and rising rents, arguing that cash-flow returns are better now than in 2020 despite negative sentiment.25 Sep 2025 · 26 min · 9 chapters
ASK495: Should I sell or rent? PLUS: Should I buy a holiday property?Whether to sell or hold a current rental/commuter-area property to buy a new home, and whether to buy a “holiday only” property (holiday let) versus standard buy-to-let.23 Sep 2025 · 10 min · 4 chapters
Expert shares tax strategies you should be usingUK property tax strategies for landlords, focusing on limited companies vs personal ownership, the 2016 mortgage interest relief changes (“phantom profit”), portfolio reassessment, funding companies…18 Sep 2025 · 41 min · 20 chapters
ASK494: What do I do with these mortgage fees? PLUS: Use a bridge or buy cash?Whether to pay mortgage fees upfront or add them to the loan; and whether to use a bridge loan or refinance equity for an initial BRR/BTR-style buy-to-let strategy.16 Sep 2025 · 8 min · 2 chapters
Market Update - September 2025UK property market update for September 2025, focusing on house prices, asking-price trends, rental growth, and speculative UK tax changes plus the renters’ rights bill.11 Sep 2025 · 23 min · 11 chapters
ASK493: Should I sell to avoid a big stamp duty bill? PLUS: Am I made to buy 4 HMOs?Whether to sell a profitable UK buy-to-let to avoid higher stamp duty when buying a primary residence; and whether £300k should be used to buy four student HMOs for cash flow.9 Sep 2025 · 8 min · 4 chapters
£60bn giant says property is dead: We fact-checkThe hosts fact-check a Rathbones report claiming buy-to-let is “dead,” and discuss whether property still works.4 Sep 2025 · 29 min · 11 chapters
ASK492: Should I buy in an up-and-coming area? PLUS: Do I have enough money to invest?Two listener Q&As on UK property investing. First: whether to buy a Midlands 4-bed HMO deal in a “not best” part of town, after refurb, converting to a 6-bed HMO, banking on a nearby 300-home…2 Sep 2025 · 8 min · 4 chapters
Mortgage Market Update - August 2025August 2025 mortgage market update for UK buy-to-let and investor borrowing, covering rate outlook, lender behavior, and new/changed mortgage products.28 Aug 2025 · 25 min · 10 chapters
ASK491: How can I raise these funds? PLUS: Help, my freeholder is bankrupt!Raising funds for a growing HMO portfolio with limited borrowing experience; and how to take control of a bankrupt/repossessed freehold for a small leasehold block.26 Aug 2025 · 11 min · 3 chapters
Building a bulletproof property mindsetBuilding a “bulletproof property mindset” for long-term investing—staying mentally sharp through setbacks, resisting doom/gloom sentiment, and training self-talk and habits to stay in problem-solving…21 Aug 2025 · 24 min · 11 chapters
ASK490: Does The Ultimate Property Strategy still work? PLUS: How do I escape spreadsheet hell?Whether the “ultimate property strategy” (paying yourself with debt via refinancing) works for limited companies, and how to avoid spreadsheet/admin overload while tracking property projects and cash…19 Aug 2025 · 8 min · 4 chapters
Market Update - August 2025UK property market update for August 2025, focusing on Bank of England rate cuts, house prices, London housing supply/building delays, private landlord/rental data, prime London price weakness, and…14 Aug 2025 · 21 min · 12 chapters
ASK489: Which mortgage deal should I go with? PLUS: Do I need a new EPC?Choosing between mortgage deals with different product fees and rates; whether an expired EPC affects legality during an existing tenancy and for Section 21.12 Aug 2025 · 9 min · 2 chapters
The Property Danger Zone“Property Danger Zone” explains the highest-risk stage of property investing: being stuck at a portfolio of one property, when cashflow, maintenance/voids, admin, and emotions make outcomes feel…7 Aug 2025 · 20 min · 8 chapters
ASK488: Should I get rental insurance? PLUS: Is this a leasehold nightmare?Whether to buy rental insurance amid UK rental reform changes; and whether a leasehold property with risky ground rent clauses is safe after a deed of variation.5 Aug 2025 · 8 min · 4 chapters