Podcast · 199 episodes
BiggerPockets Money, page 5
by BiggerPockets · English
For those who have money… or want more of it! Join Mindy Jensen and Scott Trench (from BiggerPocketsMoney.com) weekly for the BiggerPockets Money Podcast. Each week, financial experts Mindy and Scott interview unique and powerful thought leaders about how to earn more, keep more, spend smarter, and reach financial independence.
All episodes, page 5
Stay on Track to FIRE With These Money Moves Before 2026Year-end FIRE-focused checklist of 20 money moves to do before Dec 31, 2025 (tax-advantaged account deadlines, FSA use-it-or-lose-it, tax-loss/gain harvesting, charitable giving,…18 Nov 2025 · 18 min · 11 chapters
Should You Pay Off Your Mortgage or Invest? (Best Choice for FIRE)Whether to pay off a mortgage or invest for FIRE, using a new BiggerPockets Money mortgage-vs-invest calculator that accounts for taxes, mortgage interest deductibility (standard vs itemized),…14 Nov 2025 · 28 min · 12 chapters
How to Build a Tax-Efficient Portfolio (Advanced Strategies)Advanced “asset location” and tax-efficient portfolio construction using self-directed retirement accounts (Roth IRA/HSA/solo 401k vs traditional/tax-deferred vs taxable), especially for alternatives…11 Nov 2025 · 43 min · 15 chapters
How Can Paul Fast Track to FIRE by 45? ($1.6M Net Worth)Paul Fast Track to FIRE by age 45 using his real-estate-heavy portfolio, high savings rate, and a “bridge” plan from ~45 to ~60 without fully relying on 401(k) withdrawals.7 Nov 2025 · 48 min · 18 chapters
How to Avoid (or Escape) the Middle-Class Trap and Retire EarlyThe “middle-class trap” for people who follow standard personal-finance “order of operations” (emergency fund, debt payoff, max tax-advantaged accounts) but still feel unable to retire early because…4 Nov 2025 · 36 min · 14 chapters
From Making $28,000/Year to FI in 5 YEARSDeAndra McDonald’s path from struggling on a $28,000/year chemistry lab tech income to financial independence in about 5 years, using house hacking, then moving into larger multifamily and short-term…31 Oct 2025 · 52 min · 24 chapters
How The Top 1% Actually Invest (Not What You Think)Misconceptions about how the top 1% becomes wealthy and how they invest after getting there; comparison of ultra-wealthy strategies with FIRE ideas (indexing, risk, diversification, big bets).28 Oct 2025 · 43 min · 16 chapters
You DON'T Need to Be "Debt-Free" to Reach FIREWhether you should pay off debt on the FIRE path, arguing you don’t need to be “debt-free.” The episode contrasts “good debt” used strategically early (especially 6–9% student loans) versus paying it…24 Oct 2025 · 36 min · 17 chapters
$90K in Debt to Coast FI with $1.5M (Here's the Blueprint)Erica Young’s path from about $90,000 in debt to coast FIRE with about $1.5M (and later ~$2.5M net worth), plus her current investing and housing plans (mortgage payoff timing, renovation, and…21 Oct 2025 · 39 min · 17 chapters
The FIRE Movement Is Dead! (What You Need to Know)The FIRE movement (“financial independence, retire early”) is not dead; it has evolved from extreme frugality and simple withdrawal rules into more flexible, inclusive strategies focused on…17 Oct 2025 · 34 min · 14 chapters
The All Out Approach to Achieve FIRE in Your 30s (Median Income Earner)In this episode, hosts Mindy Jensen and Scott Trench discuss a comprehensive strategy for attaining Financial Independence and Retiring Early (FIRE) by the age of 30.14 Oct 2025 · 1 h 10 min
Did She Already Reach Coast FI at 46? (Finance Friday)Finance Friday episode analyzing whether Crystal (46) has reached Coast FI and whether she should keep or sell her Pacific Northwest primary residence, given her FIRE goal of “barista FIRE” within ~3…10 Oct 2025 · 44 min · 20 chapters
Net Worth By Age In 2025 (Are You Above Average?)The BiggerPocketsMoney episode “Net Worth By Age In 2025 (Are You Above Average?)” uses Fed survey data (2022, published 2023) to show how U.S.7 Oct 2025 · 37 min · 11 chapters
Should You Keep or Sell Your House? (Best Choice for FIRE)Whether to keep or sell a primary residence when moving in 2–3 years, using a spreadsheet to compare net worth and cash flow under multiple scenarios (sell and invest vs sell and prepay new mortgage…3 Oct 2025 · 40 min · 17 chapters
FI at 44 AFTER Taking a Year Off at 31Alex Morales (Girl Chasing Wealth) explains how she took a one-year sabbatical at 31 without derailing her FIRE plan to reach financial independence by 44.30 Sep 2025 · 35 min · 17 chapters
The Four Fundamentals of Retirement DrawdownRetirement drawdown strategy using “four fundamentals” (taxable accounts first, then traditional accounts; delay Social Security; use Roth/HSA strategically) plus a phase-by-phase approach…26 Sep 2025 · 57 min · 21 chapters
Why Early Retirement Means Paying Less in TaxesEarly retirement can reduce taxes versus working years, mainly because retirees often live on long-term capital gains/qualified dividends taxed at 0%–15% (plus basis recovery), while workers face…23 Sep 2025 · 47 min · 16 chapters
Which FIRE Strategy is Best for You? (Lean to Fat FIRE)BiggerPocketsMoney explains six “FIRE” (financial independence retire early) paths—Traditional, Coast, Barista, Lean, Chubby, and Fat—then discusses how to choose the one that fits your lifestyle and…19 Sep 2025 · 30 min · 12 chapters
FI Faster by Making More and Spending Less Using "Geo-Arbitrage"Geo-arbitrage for FI—how Daniel Mills (US expat in Japan) built financial independence by living in Japan while investing heavily in US assets, then managing taxes and reducing leverage.16 Sep 2025 · 43 min · 19 chapters
How to Save 50% of Your Income Without Sacrificing Your LifestyleHow to reach financial independence by prioritizing savings rate—often by reducing spending, but also by increasing income through business/real estate—without necessarily giving up everything.12 Sep 2025 · 27 min · 11 chapters
Mr. Money Mustache’s Simple Secret to Retiring Early in Your 30sMr. Money Mustache explains FIRE “shockingly simple math”: the savings rate (savings as a percentage of take-home pay) determines how long you must work, using a low post-inflation return assumption…9 Sep 2025 · 55 min · 20 chapters
How to Make Your FIRE Portfolio Even MORE Passive (Finance Friday)A retired military professional who achieved financial independence in his thirties through real estate investing.5 Sep 2025 · 1 h 4 min
Mindy Tracks Her Net Worth Live w/ Monarch MoneyMindy Jensen and co-host Scott Trench demonstrate how to set up and use Monarch Money to track spending, budget categories, and an up-to-date net worth dashboard (including investments, real estate,…2 Sep 2025 · 39 min · 16 chapters
The Secret to Retiring Early AND Spending More MoneyThe episode argues that the “4% rule” shouldn’t be treated as a fixed, forever spending rate.29 Aug 2025 · 56 min · 18 chapters