70 episodes
Fintech Stacks, page 2
by Fintech Stacks · English
Serving fintech news like pancakes — stacked fresh every morning. 🥞
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🍰 Open Standard Wants a Piece of Circle's Pie. Nu Ghosts Monzo. Stripe Adds Parafin to the Cart.
Three near-simultaneous fintech moves reshaping “financial plumbing”: Open Standard’s new stablecoin OpenUSD, a failed Nubank/New Holdings bid for Monzo, and Stripe’s acquisition of Parafin to expand…
2 Oct 2026 · 20m · 8 chapters🤖 Robinhood Lets AI Trade Your Weekends. Amex Hands Expense Reports to the Bots. FICO Loses Its Mortgage Monopoly.
Automation is erasing traditional “human schedules” in finance—24/7 trading via AI, automated corporate expense workflows, and a weakening of FICO’s mortgage credit-score pricing monopoly.
1 Oct 2026 · 17m · 11 chapters🪚 Coinbase Gets Its Own Clearinghouse. Fiserv Gets Told to Cut Deeper. Visa Gets Open About Its Cyber Defense.
How global payment and trading infrastructure is being rebuilt: Fiserv under activist pressure to fix legacy “tech debt Jenga,” Coinbase getting a CFTC-approved USDC clearinghouse for 24/7…
30 Sep 2026 · 21m · 13 chapters🏜️ Valley Buys Bluevine for $340M. Nubank Reportedly Wants Monzo. Citi Rents Coinbase's Crypto Plumbing.
How banks and fintechs are blurring—legacy banks buy fintech talent/deposits, fintech giants buy banks to enter new regions, and legacy banks rent crypto “plumbing” via partners.
29 Sep 2026 · 20m · 9 chapters💾 Bullish Recruits the Justice League of Tokenization. Experian Becomes Your Credit Score's New Bestie. NYSE Teams Up to Take Stocks Onchain.
Wall Street is shifting from flashy token hype to foundational “plumbing” upgrades: tokenized equities with real legal ownership, AI-based credit access, and 24/7 tokenized stock trading.
25 Sep 2026 · 18m · 9 chapters📊 PayPal Joins the Muse Rush. Experian Feeds ChatGPT Your Credit File. Coinbase Says Lock It In.
How high interest rates and a “higher for longer” macro environment are pushing PayPal, Experian, and Coinbase to redesign money flows around AI agents and more predictable credit.
24 Sep 2026 · 20m · 8 chapters💳 SoFi Puts Its Cards on the Blockchain. Circle Takes Binance's Check. Ramp Comes for Your Invoices.
Three simultaneous fintech shifts: SoFi moving its entire card program onto stablecoin settlement rails; Binance investing in Circle to hedge stablecoin competition; Ramp expanding from corporate…
23 Sep 2026 · 20m · 8 chapters👋 Priority Says Goodbye to Nasdaq. Coinbase Says Hello to IPO Allocations. Bitcoin Says Follow Me at $85K.
How “access” to financial markets is being rewired—Priority Technology going private, Coinbase expanding retail IPO access, and Bitcoin’s rally creating “phantom growth” in crypto-adjacent stocks.
22 Sep 2026 · 21m · 9 chapters🧠 Circle Goes Full Layer 1. Coinbase Fights for Your Fees. Affirm's AI Knows You Better Than Your Ex.
How fintech builders (Circle, Coinbase, Affirm) advanced stablecoin infrastructure, exchange pricing, and AI underwriting while markets fixated on a Fed rate-hike narrative.
18 Sep 2026 · 21m · 11 chapters🎢 SoFi Rides the Rate Hike Rollercoaster. Enova Says Never Mind on Banking. Grab Goes All In on BNPL.
How a surprise Fed rate hike (unanimous 12-0, +25 bps to 3.75–4.00%) forced three fintechs to adopt different survival strategies amid sticky inflation.
17 Sep 2026 · 18m · 9 chapters🗳️ Congress Finally Votes on Crypto. Robinhood Lets Tokens Talk Back. Klarna Screens Its Calls.
The episode argues finance is pivoting from “frictionless vibes” to verifiable authenticity, linking U.S. crypto regulation failure, retail trading mechanics, and anti-impersonation customer support.
16 Sep 2026 · 18m · 8 chapters🕵️ Coinbase Courts Community Banks. Revolut Pays for a Data Slip. Amazon Reveals the Empire Behind the Apps.
The episode examines fintech’s “invisible plumbing,” arguing that crypto/fintech infrastructure is being centralized and that this creates systemic risk.
15 Sep 2026 · 19m · 11 chapters🎰 Nasdaq Goes All In on Tokenized Stocks. Robinhood's Numbers Don't Quit. Mastercard Plays Matchmaker for Wallets.
How tokenized stocks, faster settlement, brokerage scaling, and interoperable digital wallets are reshaping “the plumbing” of global finance.
14 Sep 2026 · 18m · 8 chapters🛒 Mastercard Wires Up AI Shopping. Nubank Officially Lands Stateside. Experian Gets a Brain Upgrade.
How MasterCard, Nubank, and Experian are reshaping the “moment of decision” in everyday finance—AI-driven shopping, digital banking, and real-time credit underwriting.
11 Sep 2026 · 20m · 8 chapters🌱 U.S. Bank Mints Its Own Stablecoin. Block Chases a Trust Charter. Fifth Third Closes the Comerica Chapter.
Three major institutions make “under-the-radar” moves during Labor Day weekend: U.S.
10 Sep 2026 · 21m · 10 chapters🏧 Chime Owns Its Bank Now. Circle Owns Its Rails Now. WaFd Basically Owns a New Identity.
Fintech and crypto firms are buying regulated “plumbing” instead of renting it—Chime acquiring a bank charter, Circle acquiring cross-border payment rails, and WaFd/Washington Federal merging with…
9 Sep 2026 · 21m · 9 chapters🏆 Circle Goes to Washington and Wins. SoFi Puts a Ring on Kraken. Revolut Inches Toward a US Bank Badge.
A “turf war” over who controls the financial system’s underlying infrastructure—bank charters, payment rails, and stablecoin regulation—using Revolut, SoFi/Kraken, and Circle as case studies.
4 Sep 2026 · 21m · 7 chapters🐲 SoFi Eyes a $20 Breakout. TabaPay Builds Its Own Bank. OpenPayd Preps for Nasdaq.
How three fintechs chase “legitimacy” by using structural moves—index inclusion, owning banking infrastructure, and buying regulatory licenses—rather than relying on flashy apps.
3 Sep 2026 · 18m · 8 chapters👀 Block Lets Lenders See Your Cash App Report Card. Visa Speeds Up Its Fraud Radar. Fifth Third Offers a Debt Detox.
The episode argues that fintech is reshaping consumer finance end-to-end using real-time behavior data.
2 Sep 2026 · 20m · 6 chapters🪙 ICE Bets Big on tZERO. Robinhood Chain Out-Earns Ethereum. Strive Buys Its Way to Bitcoin's Top Five.
How traditional finance and DeFi are colliding via tokenized equities, retail-driven crypto chaos, and corporate Bitcoin treasury strategies.
1 Sep 2026 · 17m · 9 chapters🔄 PayPal Watches Stripe Walk Away. Kalshi Hears "Objection" From A Federal Court. Circle Suits Up With Chelsea.
A “wild Friday” fintech roundup showing three reality checks: PayPal’s $50B leveraged-buyout talks collapse, Kalshi loses in federal court over prediction markets, and Circle buys mainstream…
31 Aug 2026 · 19m · 7 chapters💳 Affirm Finally Cashes the Check. Schwab Goes Full Degen on Altcoins. Toast Kills the Card-Fumble Era.
How fintech moves from fringe to invisible utility, using one “massive Thursday” (Aug 27, 2026) as a case study: Affirm’s profitable BNPL, Charles Schwab’s mainstream altcoin access, and Tabbed’s…
28 Aug 2026 · 18m · 7 chapters🏠 Vanguard Buys the Disruptor. Revolut Gets Stable. Coinbase Takes Bitcoin House Hunting.
Three multibillion-dollar moves show finance shifting from selling products to owning the “plumbing” that routes money: Vanguard buying Altruist, Revolut issuing a euro stablecoin, and Coinbase…
27 Aug 2026 · 24m · 13 chapters😈 Intuit Closes Out a Monster Year. nCino Profits But Investors Panic. Coinbase Puts Stocks On-Chain.
Late-August 2026 market “report card” season and why stocks fall despite strong results; compares Intuit (INTU), nCino (NCNO), and Coinbase (COIN) and argues equities may become 24/7 tokenized assets.
26 Aug 2026 · 22m · 10 chapters