Podcast · 396 episodes
Rich Habits Podcast, page 3
by Austin Hankwitz and Robert Croak · English
The Rich Habits Podcast is for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they break down personal finance, investing, entrepreneurship, and the real-life money habits that can help you get ahead. Robert is a decamillionaire entrepreneur with 30+ years of business experience and $300M+ in lifetime revenue. Austin is an entrepreneur, investor, and creator helping make wealth-building feel simple, practical, and achievable. 📬 Inquiries: christian@witz.vc
All episodes, page 3
173: Your Business Bank Account Is a LiabilityCorporate cash management—why business checking accounts are a “liability,” and how Waldo.ai helps companies earn yield on idle cash by investing in short-term U.S.8 Jun 2026 · 57 min · 22 chapters
Anthropic's $1T IPO, Inflation Updates & Billions in Bitcoin LossesWeekly money-news roundup focused on (1) surging job openings and what it means for Fed policy, (2) Anthropic’s planned IPO and a broader AI IPO “supply wave,” (3) the Fed Beige Book’s warning that…5 Jun 2026 · 38 min · 14 chapters
Q&A: Building AI Apps, Revocable Trusts & Commodity ETFsQ&A covering (1) using AI tools to build an app, (2) layering LLCs with revocable trusts for Colorado property/insurance planning, (3) investing a 92-year-old’s money for a fiancé, (4) reallocating…4 Jun 2026 · 43 min · 13 chapters
172: APPRECIATING vs. DEPRECIATING AssetsExplains appreciating vs depreciating assets, common misconceptions, and a debt rule: use leverage for appreciating assets, cash for depreciating ones.1 Jun 2026 · 46 min · 19 chapters
Pope Against AI, GDP Revision & Market Updates From Ron SantellaFed inflation and GDP revisions, Pope Leo XIV’s call to “disarm” AI, and market implications (stocks, bonds, rates) with guest Ron Santella.29 May 2026 · 39 min · 22 chapters
Q&A: AI Picks + Shovels, Favorite Credit Cards & Kettle Corn Side HustleThis Q&A episode covers: (1) consolidating a young investor’s taxable portfolio into a core index/satellite approach and prioritizing a Roth IRA; (2) marketing and operations for a local kettle corn…28 May 2026 · 42 min · 11 chapters
171: How Wall Street Values Stocks (And How You Can Too)Wall Street stock valuation—why share price isn’t the “price tag,” how market cap and three valuation multiples (P/E, P/S, EV/EBITDA) are used, how to interpret them in context (company history and…25 May 2026 · 50 min · 17 chapters
Q&A: Claude for Small Business, $800K in One Stock & Single Mom w/ $50KQ&A episode covering (1) using AI agents for small-business operations, (2) when/how to take profits in single-stock investing vs ETFs, (3) tax-efficient diversification of a highly concentrated…21 May 2026 · 50 min · 20 chapters
170: Our New Favorite ETFsNeos Funds’ commodity and boosted “high-income” ETFs, plus a market update on Fed/inflation and a discussion of tax-efficient income strategies.18 May 2026 · 58 min · 22 chapters
Apple Gets Hacked, Trump in China & Sticky InflationThe episode of Rich Habits Radar covers three main money headlines: sticky inflation, Trump’s China summit, and Kevin Warsh becoming Fed chair, plus “radar” topics on GLP-1s, tech/AI, Klarna,…15 May 2026 · 36 min · 13 chapters
Q&A: $1.3M IRA, Aging Parents & SpaceX's IPOQ&A on personal finance, covering (1) emergency funds vs investing in dividend ETFs, (2) whether to convert a traditional IRA to a Roth IRA given RMDs and taxes, (3) how IPOs like SpaceX affect…14 May 2026 · 50 min · 14 chapters
169: Our Favorite Passive Income Strategy (2026)The Rich Habits episode explains how covered call ETFs generate monthly income, why headline “yields” don’t equal consistent returns, and how three major S&P 500 covered-call ETFs differ (JEPI, XYLD,…11 May 2026 · 48 min · 20 chapters
Anthropic & SpaceX Partnership, GameStop Buying eBay & Data Centers In Your HouseAnthropic’s deal to use SpaceX’s Colossus One GPUs; a near U.S.-Iran framework to end the war and nuclear talks; Google replacing Fitbit with a $99 Fitbit Air and a broader Google Health platform;…8 May 2026 · 29 min · 11 chapters
Q&A: Taking Profits (+280%), ETFs for 50 to 60-Year-Olds, & Real Estate SyndicationsQ&A on personal finance and investing decisions: whether to invest cash vs pay down a 5% mortgage; how to take profits after a stock surge; ETF choices for wealth preservation in older age; framework…7 May 2026 · 44 min · 19 chapters
168: Our Personal Seven Streams of IncomeThe hosts (Austin Hankwitz and Robert Croak) share their personal “seven streams of income,” explaining what each stream is, how it shows up in their lives, and how to build them over time.4 May 2026 · 48 min · 19 chapters
Joby's Flight to Manhattan from JFK, Anthropic at $1 Trillion, & MrBeastThis Rich Habits Radar episode covers: Joby Aviation’s first real point-to-point electric air taxi demo in NYC (JFK to Manhattan in under 10 minutes, landing at West 30th Street heliport), OpenAI…1 May 2026 · 30 min · 15 chapters
Q&A: $325K in META, Budgeting For A Vacation Home, & Direct IndexingQ&A episode covering (1) whether to do a 1031 exchange to fund a future vacation home, (2) how to rebalance a marriage portfolio when one spouse’s Meta stock is ~25% of assets, (3) how to prioritize…30 Apr 2026 · 44 min · 14 chapters
167: The New Investing Playbook: Geopolitics FirstGeopolitics as a primary market driver in 2026, and how WisdomTree turns geopolitical themes into investable ETF strategies (defense spending, allies over “cheapest,” energy/inflation hedges, and…27 Apr 2026 · 44 min · 20 chapters
More Meta & Microsoft Layoffs, $166B in Tariff Refunds, & Kevin WarshRich Habits Radar covers (1) Kevin Warsh’s contentious Fed chair confirmation and implications for rates/inflation, (2) $166B in Supreme Court–ruled illegal tariff refunds via a new CBP portal and…24 Apr 2026 · 30 min · 12 chapters
Q&A: Millionaire w/o a Bridge Account, Advice for Entrepreneurs, & 100% 401(k) Match w/ NO LimitA seven-question Q&A covering (1) whether to use a taxable “bridge account” instead of maxing 401(k)s at age 54, (2) how a new 18-year-old should budget and build retirement/emergency savings, (3)…23 Apr 2026 · 53 min · 12 chapters
166: Investments We’d Never Make AgainThe Rich Habits hosts share “biggest losing investments” they would never make again, plus lessons on risk, hype, and using AI for tax/professional services.20 Apr 2026 · 49 min · 24 chapters
Allbirds to NewBird AI, Ozempic Partners w/ OpenAI, & Sydney SweeneyRich Habits Radar covers Allbirds’ AI rebrand to “NewBird AI” (server/AI-chip rental pivot funded by convertible debt), Trump’s threat to fire Fed Chair Jerome Powell amid an active DOJ probe, and…17 Apr 2026 · 46 min · 23 chapters
Q&A: Making $230K as Teachers, Equity vs. Cash Flow, & Holding Too Many ETFs?Q&A on real estate decisions (keep vs sell, rent vs buy, landlord math), retirement investing priorities, and ETF diversification (“how many is too many”).16 Apr 2026 · 49 min · 19 chapters
165: Stock Options vs Cash: Which Is Actually Better?Employer compensation—stock options/equity vs cash—what builds more lifetime wealth, when each is better, and the key tax/liquidity risks.13 Apr 2026 · 43 min · 16 chapters