Rich Habits Podcast cover art
Podcast · 396 episodes

Rich Habits Podcast, page 2

by Austin Hankwitz and Robert Croak · English

The Rich Habits Podcast is for anyone ready to take back control of their money by implementing new habits. Join Robert Croak and Austin Hankwitz every Monday, Thursday, and Friday as they break down personal finance, investing, entrepreneurship, and the real-life money habits that can help you get ahead. Robert is a decamillionaire entrepreneur with 30+ years of business experience and $300M+ in lifetime revenue. Austin is an entrepreneur, investor, and creator helping make wealth-building feel simple, practical, and achievable. 📬 Inquiries: christian@witz.vc

All episodes, page 2

181: The BIGGEST Wealth Trap To AvoidThe “biggest wealth trap” is delaying investing with the excuse “I’ll start when I’m blank” (older/more money, out of debt, or when the market calms down).3 Aug 2026 · 46 min · 16 chapters
Situational Awareness' Collapse, Big Tech Earnings & The FedFed uncertainty (rates held at 3.5–3.75% with 9-3 vote; 3 dissenters), GDP deceleration (Q2 GDP 1.5% vs 2.1% expected; inflation in GDP 5.7%), and big-tech AI capex scrutiny (Meta/Microsoft/Alphabet…31 Jul 2026 · 36 min · 12 chapters
Q&A: Unemployed MBA Grad, Starting a Fitness Business & Paid-Off TruckQ&A episode covering retirement account strategy, building a new house, starting a fitness business, investing in S&P 500 funds on Fidelity, job-hunting after an MBA, and cash/bonds allocation plus…30 Jul 2026 · 38 min · 14 chapters
180: Is The AI Bubble Popping? w/ Charles Payne (Fox Business)Whether the “AI bubble” is popping, and how retail investors should think about AI-driven fundamentals (especially memory/DRAM), plus Fed policy and rate-hike implications.27 Jul 2026 · 43 min · 17 chapters
AMD & Anthropic's Partnership, Robinhood's "Platinum" Card & Vanguard's New FundThe episode covers three main money-market stories: OpenAI’s IPO prep (board changes, massive compute spending, CFO concerns about affordability), AMD’s new AI-chip deal with Anthropic (capacity…24 Jul 2026 · 37 min · 17 chapters
Q&A: Selling A Business for $1M, Acorns vs. Public & Investing in Texas from CaliforniaQ&A on early retirement investing priorities, selling a cash-flowing fitness business, whether to keep or sell a Dallas rental, student-loan vs investing tradeoffs for a new family, switching from…23 Jul 2026 · 42 min · 13 chapters
179: Rich People Think in Decades, Broke People Think in WeekendsThe episode argues that the biggest predictor of building wealth is time horizon—thinking in weekends (5–7 days), seasons (90–12 months), and decades (10+ years)—not income, education, or luck.20 Jul 2026 · 47 min · 21 chapters
Inflation Falls, Record Bank Profits & ProShares' Simeon Hyman on SpaceXInflation drops sharply in June (CPI down 0.4% monthly; core flat; annual CPI 3.5%), but the relief may be temporary due to renewed Iran–U.S. tensions and oil rebounding above $80.17 Jul 2026 · 1 h · 30 chapters
Q&A: $30K Tax Refund, Real Estate vs. Stock Market & Rebuilding CreditQ&A on credit repair (missed card payment), using 529 vs cash/Roth IRA for college, how to deploy a large tax refund to pay down debt and build an emergency fund, whether to sell a Bitcoin-linked ETF…16 Jul 2026 · 41 min · 13 chapters
178: The Future of Summer Travel (AI Is Changing Everything)The future of summer/business travel in an AI era, using Navan (formerly TripActions) as an example of how AI changes booking, expense automation, and travel ROI.13 Jul 2026 · 1 h 5 min · 23 chapters
Q&A: Am I Behind Financially?, Robotics Investments, and the “Buy, Borrow, Die” StrategyQ&A covering (1) whether a 28-year-old is behind financially and how to buy a first house in 2–5 years via house hacking, (2) how to evaluate closed-end funds like BOT that hold private…10 Jul 2026 · 47 min · 18 chapters
AI & Bioscience w/ Miles Harrison (CEO of Conexeu), SK Hynix IPO & Blue Origin FundraiseHow AI is accelerating biotech discovery (but not clinical/regulatory validation), and how GLP-1 weight-loss is creating a new aesthetic/tissue-regeneration market; plus market headlines on Iran…9 Jul 2026 · 49 min · 17 chapters
177: What Skills Make People Rich?The Rich Habits Podcast episode argues that four practical skills—not degrees, job titles, or luck—separate rich people: sales, distribution, financial literacy, and tenacity.6 Jul 2026 · 40 min · 13 chapters
SpaceX's iPhone Competitor, June Jobs Report & High Gas PricesMeta’s “neocloud” plan for selling AI compute/models, the June jobs report and what it implies for Fed policy, and SpaceX’s prototype “iPhone competitor” tied to XAI and Starlink; plus radar points…3 Jul 2026 · 27 min · 8 chapters
Q&A: Scholarship Brokerage Account, Interviewing Financial Advisors & Retiring at 46Q&A episode covering (1) investing a scholarship-controlled brokerage account, (2) whether to pause investing to pay off credit cards, (3) Roth conversion timing for a police pension/457 plan, (4)…2 Jul 2026 · 43 min · 15 chapters
176: Venture Lessons That Cost Chris Camillo MillionsChris Camillo reflects on 20 years as a venture investor and argues venture capital should be treated as a “lifestyle” and relationship engine, not just ROI.29 Jun 2026 · 1 h 31 min · 35 chapters
Robots, Rockets, and Air Taxis w/ BLADE CEO (Rob Wiesenthal)Market headlines on humanoid robotics going public, Tesla/SpaceX merger rumors, Apple/iPad/Mac price hikes from memory-chip shortages, plus other business/tech items; then a deep interview on Blade’s…26 Jun 2026 · 56 min · 17 chapters
Q&A: $9M In One Stock, Cash-Flowing Real Estate & Direct RolloversRich Habits Podcast Q&A covers four main areas: (1) house hacking while relocating, (2) diversifying a large concentrated stock position, (3) prioritizing extra monthly cash among…25 Jun 2026 · 48 min · 21 chapters
175: The Fantasy Finance Draft w/ The Money GuysA “fantasy finance draft” where Bo Hansen and Brian Preston (Money Guy Show) join Rich Habits to draft 5 wealth-building “tools” (from 20) in a snake-style order, then debate which team fits a…22 Jun 2026 · 1 h 3 min · 21 chapters
Should You Let an AI Agent Spend Your Money? (Max Levchin)Affirm CEO Max Levchin explains how Affirm aims to replace “BNPL” with transparent, pro-consumer lending—especially as AI agents begin handling shopping and checkout, including “agentic commerce” via…19 Jun 2026 · 31 min · 13 chapters
Q&A: Wedding Planning ($150K), AI Taking Your Job & $1.25M InvestedThis Q&A episode covers short-horizon cash management, starting a side business, and how to invest for near-term goals vs retirement.18 Jun 2026 · 39 min · 10 chapters
174: Are These 3 Credit Myths Holding You Back?The Rich Habits Podcast episode “174: Are These 3 Credit Myths Holding You Back?” explains three credit myths that cost people money and provides a step-by-step credit playbook.15 Jun 2026 · 31 min · 12 chapters
SpaceX Is Breaking The Rules, Siri AI & Ron Santella (HEDG)The episode covers (1) SpaceX’s unusual $75B IPO and how it’s reshaping market rules and liquidity, (2) Apple’s WWDC “Siri AI” powered by Apple Foundation Models and Google infrastructure, and (3)…12 Jun 2026 · 53 min · 18 chapters
Q&A: Avoiding AI Investments, Financing Business Buyout & Nancy Pelosi's PortfolioThis Q&A episode covers four main personal-finance topics: preparing for a family business buyout, investing with moral constraints (AI/REITs), how to invest for an IPO (SpaceX) and whether to lump…11 Jun 2026 · 39 min · 13 chapters