



80 episodes
by This is Money · English
What you need to know about money each week and what the news means for you, from the UK's best financial website. Hosted on Acast. See acast.com/privacy for more information.









Bank of England base rate rises to 4% (from 3.75%) and what it means for mortgages, savings, and inflation; plus fears of an “AI bubble” after US tech sell-off; retirement planning topics including…
6 Nov 2026 · 45m · 15 chapters
A review of John Healey’s first UK budget, judged as “breathing space” and largely a “kick-the-can-down-the-road” package.
30 Oct 2026 · 53m · 21 chapters
UK inflation is rising again (3.5% in September, highest in 11 months), driven mainly by fuel and energy bills, with knock-on effects on purchasing power, savings, mortgages, taxes, and discretionary…
23 Oct 2026 · 56m · 18 chapters
A bonus episode explaining UK Self-Invested Personal Pensions (SIPPs): what they are, why people use them alongside workplace pensions, how pension tax relief works, long-term investing strategy, fee…
22 Oct 2026 · 16m · 8 chapters
Steve Webb (This Is Money) answers pension questions in a special episode marking his 500th column.
16 Oct 2026 · 44m · 18 chapters
Conservative proposals to change inheritance tax (exempt family homes; couples get a £1m allowance) and what people can do now under current rules; also lifetime ISA penalties and a planned…
9 Oct 2026 · 47m · 20 chapters
Labour’s plan to end the state pension “triple lock” earnings uplift from 2030 (moving to a “double lock”) to fund a new National Care Service; plus empty buy-to-let homes (EDMOs), self-employment…
2 Oct 2026 · 47m · 21 chapters
UK personal tax policy and household costs. The episode debates rumours of raising the income tax-free personal allowance from £12,570 to £15,570, how it could be funded, and whether it’s fair.
25 Sep 2026 · 47m · 15 chapters
Bank of England holds rates at 3.75% for nine months, but mortgage rates rise sharply; outlook for further rate hikes; best fixed savings deals; beginner-friendly explanation of UK gilts; inheritance…
19 Sep 2026 · 49m · 18 chapters
How much money you need to retire early in the UK, plus money news on cost of living, landlord registration, and trading-card investing.
11 Sep 2026 · 52m · 19 chapters
UK gilt (government bond) yields have surged to 28-year highs, raising the cost of borrowing and debt interest.
5 Sep 2026 · 47m · 15 chapters
UK pensions and retirement planning, focusing on (1) a proposed income-tax “waiver” for poorer pensioners as the full State Pension rises above the personal allowance, (2) how much extra retirement…
28 Aug 2026 · 43m · 19 chapters
This Is Money podcast episode covers: (1) Premium Bonds rate rise: NS&I boosted the effective rate from 3.8% to 4.35% (highest in nearly two years).
21 Aug 2026 · 39m · 16 chapters
UK housing market “green shoots” after years of flat prices; also high-interest “secret” easy-access savings accounts; a reader’s £11,500 heat pump that underperformed; A-level results and best…
14 Aug 2026 · 52m · 14 chapters
Making Tax Digital (MTD) rollout for sole traders and landlords, plus inheritance tax changes for pensions, a Premium Bonds jackpot story, and tips for spending abroad.
7 Aug 2026 · 44m · 19 chapters
Social care reform in the UK—what it covers, why it’s failing (funding plus a messy system), and who should pay.
31 Jul 2026 · 36m · 14 chapters
Andy Burnham’s first days as UK Prime Minister and whether his “cost of living government” has affordable, well-funded policies; focus on pubs, buses, electricity VAT, defence/finance, and potential…
24 Jul 2026 · 36m · 16 chapters
UK retirement and personal finance news: possible earlier rise in state pension age (from 67 to 68), whether to scrap the triple lock; how to find and optimize old workplace pensions; slow UK home…
17 Jul 2026 · 42m · 20 chapters
Debate over whether Labour’s proposed “mansion tax” (high-value council tax surcharge) should apply to homes worth £1.5m+ instead of £2m+.
10 Jul 2026 · 38m · 10 chapters
Lloyds scrapping the Halifax brand after 173 years, Britain’s sharp real-wealth decline, women’s pension gap and how to close it, and making money reselling items online (Vinted/ebay).
3 Jul 2026 · 48m · 23 chapters
Bank of England Chief Cashier Victoria Cleland discusses why cash choice should be preserved, how cash demand persists, and how new banknotes will feature wildlife while strengthening security.
1 Jul 2026 · 15m · 8 chapters
Britain’s political instability and its impact on taxes, pensions, savings and investment; Andy Burnham’s potential economic agenda; ISA reform backlash; Bank of England banknote redesign.
26 Jun 2026 · 43m · 13 chapters
Whether to request an early inheritance, plus UK interest-rate news, a mistaken-identity energy debt case, Labour proposals to fine late house buyers/sellers, and Simon’s SpaceX IPO speculation.
19 Jun 2026 · 49m · 20 chapters
UK property values versus inflation and retirement planning; London flat price falls; a proposal to trade part of the state pension for a lump sum to help 28-year-olds buy a home; protecting pensions…
12 Jun 2026 · 40m · 15 chapters