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80 episodes

This is Money Podcast

by This is Money · English

What you need to know about money each week and what the news means for you, from the UK's best financial website. Hosted on Acast. See acast.com/privacy for more information.

Latest episodes

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Base rate rises to 4% but will it really help tame inflation?

Bank of England base rate rises to 4% (from 3.75%) and what it means for mortgages, savings, and inflation; plus fears of an “AI bubble” after US tech sell-off; retirement planning topics including…

6 Nov 2026 · 45m · 15 chapters

Was the Budget a success or a dud and what will it mean for you?

A review of John Healey’s first UK budget, judged as “breathing space” and largely a “kick-the-can-down-the-road” package.

30 Oct 2026 · 53m · 21 chapters

Inflation and the Budget - are things about to get better or worse?

UK inflation is rising again (3.5% in September, highest in 11 months), driven mainly by fuel and energy bills, with knock-on effects on purchasing power, savings, mortgages, taxes, and discretionary…

23 Oct 2026 · 56m · 18 chapters

Bonus: What you need to know about investing in a Sipp

A bonus episode explaining UK Self-Invested Personal Pensions (SIPPs): what they are, why people use them alongside workplace pensions, how pension tax relief works, long-term investing strategy, fee…

22 Oct 2026 · 16m · 8 chapters

Steve Webb answers your pension questions

Steve Webb (This Is Money) answers pension questions in a special episode marking his 500th column.

16 Oct 2026 · 44m · 18 chapters

Should we axe inheritance tax on family homes?

Conservative proposals to change inheritance tax (exempt family homes; couples get a £1m allowance) and what people can do now under current rules; also lifetime ISA penalties and a planned…

9 Oct 2026 · 47m · 20 chapters

Is axing the pension triple lock the right move?

Labour’s plan to end the state pension “triple lock” earnings uplift from 2030 (moving to a “double lock”) to fund a new National Care Service; plus empty buy-to-let homes (EDMOs), self-employment…

2 Oct 2026 · 47m · 21 chapters

Should we hike the income tax-free allowance to £15,000?

UK personal tax policy and household costs. The episode debates rumours of raising the income tax-free personal allowance from £12,570 to £15,570, how it could be funded, and whether it’s fair.

25 Sep 2026 · 47m · 15 chapters

What next for interest rates and how bad will it get for mortgages?

Bank of England holds rates at 3.75% for nine months, but mortgage rates rise sharply; outlook for further rate hikes; best fixed savings deals; beginner-friendly explanation of UK gilts; inheritance…

19 Sep 2026 · 49m · 18 chapters

How much money do you need to retire early?

How much money you need to retire early in the UK, plus money news on cost of living, landlord registration, and trading-card investing.

11 Sep 2026 · 52m · 19 chapters

Why the UK has a bond market problem - and what it means for you

UK gilt (government bond) yields have surged to 28-year highs, raising the cost of borrowing and debt interest.

5 Sep 2026 · 47m · 15 chapters

Is Britain headed for a retirement renting crisis?

UK pensions and retirement planning, focusing on (1) a proposed income-tax “waiver” for poorer pensioners as the full State Pension rises above the personal allowance, (2) how much extra retirement…

28 Aug 2026 · 43m · 19 chapters

Bumper rate rise for Premium Bonds - are they now a no-brainer?

This Is Money podcast episode covers: (1) Premium Bonds rate rise: NS&I boosted the effective rate from 3.8% to 4.35% (highest in nearly two years).

21 Aug 2026 · 39m · 16 chapters

Is the property market coming back to life?

UK housing market “green shoots” after years of flat prices; also high-interest “secret” easy-access savings accounts; a reader’s £11,500 heat pump that underperformed; A-level results and best…

14 Aug 2026 · 52m · 14 chapters

Do you need to worry about Making Tax Digital?

Making Tax Digital (MTD) rollout for sole traders and landlords, plus inheritance tax changes for pensions, a Premium Bonds jackpot story, and tips for spending abroad.

7 Aug 2026 · 44m · 19 chapters

We need to finally fix social care but who will pay?

Social care reform in the UK—what it covers, why it’s failing (funding plus a messy system), and who should pay.

31 Jul 2026 · 36m · 14 chapters

Does Andy Burnham have the right ideas - and can we afford them?

Andy Burnham’s first days as UK Prime Minister and whether his “cost of living government” has affordable, well-funded policies; focus on pubs, buses, electricity VAT, defence/finance, and potential…

24 Jul 2026 · 36m · 16 chapters

Should we raise state pension age or axe the triple lock?

UK retirement and personal finance news: possible earlier rise in state pension age (from 67 to 68), whether to scrap the triple lock; how to find and optimize old workplace pensions; slow UK home…

17 Jul 2026 · 42m · 20 chapters

Is a mansion tax for properties 'worth' £1.5m or more fair?

Debate over whether Labour’s proposed “mansion tax” (high-value council tax surcharge) should apply to homes worth £1.5m+ instead of £2m+.

10 Jul 2026 · 38m · 10 chapters

Halifax to vanish as Lloyds ditches the brand - should we care?

Lloyds scrapping the Halifax brand after 173 years, Britain’s sharp real-wealth decline, women’s pension gap and how to close it, and making money reselling items online (Vinted/ebay).

3 Jul 2026 · 48m · 23 chapters

Bonus episode: Bank of England's Victoria Cleland on the future of cash - and wildlife on banknotes

Bank of England Chief Cashier Victoria Cleland discusses why cash choice should be preserved, how cash demand persists, and how new banknotes will feature wildlife while strengthening security.

1 Jul 2026 · 15m · 8 chapters

Can Andy Burnham fix Britain's tax and financial headaches?

Britain’s political instability and its impact on taxes, pensions, savings and investment; Andy Burnham’s potential economic agenda; ISA reform backlash; Bank of England banknote redesign.

26 Jun 2026 · 43m · 13 chapters

Should you ask for an early inheritance?

Whether to request an early inheritance, plus UK interest-rate news, a mistaken-identity energy debt case, Labour proposals to fine late house buyers/sellers, and Simon’s SpaceX IPO speculation.

19 Jun 2026 · 49m · 20 chapters

House prices vs inflation: The slow motion property slump

UK property values versus inflation and retirement planning; London flat price falls; a proposal to trade part of the state pension for a lump sum to help 28-year-olds buy a home; protecting pensions…

12 Jun 2026 · 40m · 15 chapters