This is Money Podcast, page 4

by This is Money · English

What you need to know about money each week and what the news means for you, from the UK's best financial website. Hosted on Acast. See acast.com/privacy for more information.

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All episodes, page 4

Down valuations are on the rise - should it worry buyers and sellers?

Rising mortgage “down valuations” (lender valuations coming in below agreed purchase prices), how buyers/sellers can respond; then private-school VAT effects on house prices in school catchment…

15 Aug 2025 · 1h · 15 chapters

Interest rate decision divides Bank of England - what does it tell us about the economy?

Bank of England interest-rate decision (5-4 split) and what it signals for inflation, mortgages, savings; proposed council tax reform for wealthier areas; consumer cases on water-company compensation…

8 Aug 2025 · 44m · 13 chapters

The 37 taxes you pay and why it now takes £3.1m to feel 'wealthy'

UK tax burden and “wealth tax” debate; why capital gains tax receipts fell despite lower allowances; how much money people think they need to feel wealthy; practical wealth-building and ISA/gold…

1 Aug 2025 · 58m · 20 chapters

When will you be able to retire... and will it be with a state pension?

UK state pension age review and retirement planning; auto-enrolment starting age; pensions in inheritance tax from April 2027; crypto investing approach; FTSE 100 milestone; classic car price.

26 Jul 2025 · 44m · 18 chapters

Mortgage help or mortgage madness? What six times salary loans will mean

Labour’s proposed mortgage lending reforms (raising the share of mortgages allowed above 4.5x income to 6x salary) and whether this will worsen a future housing/consumer crisis; plus the “Leeds…

18 Jul 2025 · 1h 3m · 22 chapters

Has the cash Isa been saved for good... or is a cut still coming?

Cash ISA allowance speculation (likely no cut for now), mortgage “time bomb” for ~900,000 households facing remortgage rate jumps, current account switching perks, FTSE 100/all-time highs amid Trump…

11 Jul 2025 · 58m · 19 chapters

One year in... has Labour been a success for our finances?

Review of Labour’s first 12 months in power and whether it’s been a success for UK household finances; discussion of likely tax rises, welfare U-turn costs, and speculation about cutting the cash ISA…

4 Jul 2025 · 58m · 20 chapters

Is it time to dump your Premium Bonds?

Premium Bonds prize-rate cut and whether to switch; cash withdrawal and builder payment in cash; annuities; cost of delaying pension saving; inheritance expectations.

28 Jun 2025 · 45m · 17 chapters

How to sort your finances: From budgeting, to savings and pensions

A mid-year “back to basics” financial review covering budgeting, saving, debt, pensions, tax-efficient saving (cash ISAs, premium bonds), and how to start investing (including pensions and DIY…

20 Jun 2025 · 1h 7m · 23 chapters

How would you spend a lottery jackpot?

The episode covers (1) what to do if you win a huge EuroMillions jackpot (around £208m), including practical “first week” steps and gifting/tax considerations; (2) the UK winter fuel payment U-turn…

13 Jun 2025 · 1h 4m · 26 chapters