

82 episodes
by This is Money · English
What you need to know about money each week and what the news means for you, from the UK's best financial website. Hosted on Acast. See acast.com/privacy for more information.

Whether to replace star active fund managers (Terry Smith’s Fundsmith; Nick Train’s Finsbury Growth & Income) with cheap index trackers; the UK’s planned cash ISA allowance cut for under-65s; London…
16 Jan 2026 · 50m · 21 chapters
New-year personal finance “foundations” (Simon’s seven steps), plus money news: business rates changes threatening UK pubs; UK bank share rally and switching bonuses; and a brief investing explainer…
9 Jan 2026 · 1h · 22 chapters
End-of-year wrap-up on the UK government’s 2025 fiscal policy and the economy, covering tax changes, growth, interest rates/inflation, housing, investing, and major compensation scandals.
26 Dec 2025 · 45m · 20 chapters
This Is Money episode covers: Bank of England base-rate cut from 4% to 3.75% (5-4 MPC vote) and what it could mean next for mortgages vs savers; expectations of further cuts (possibly to 3.25% with…
19 Dec 2025 · 50m · 17 chapters
Mortgage rate cuts and a “price war” among UK lenders; whether cheaper borrowing can revive a stalled property market; discounts on new builds and how to negotiate; US Fed rate cut and implications…
12 Dec 2025 · 51m · 23 chapters
This episode debates whether public sector pensions are “too good” and whether they should be cut, versus protecting them.
5 Dec 2025 · 51m · 12 chapters
In this bonus episode, Simon Lambert and financial planner Lisa Caplan from Charles Stanley Direct discuss the questions and concerns that have arisen following the recent Budget.
4 Dec 2025 · 21m
The UK Budget’s fallout—whether it was “chaos” or “not as bad as it could have been”—and how specific stealth taxes (frozen thresholds, savings/dividend/rental changes, ISA and pension tweaks, and a…
28 Nov 2025 · 1h 3m · 25 chapters
NVIDIA’s bumper earnings and whether they deflate or extend fears of an “AI bubble,” plus UK personal finance updates (FSCS deposit protection rising, young people’s saving/pensions, likely Autumn…
21 Nov 2025 · 55m · 21 chapters
UK economy outlook ahead of the autumn budget, linking unemployment, GDP and markets; plus segments on Nationwide branch pledges, Royal Mint yellow gold sovereigns, silver prices, and a high-profile…
14 Nov 2025 · 45m · 16 chapters
This Is Money episode covers: (1) Bank of England base rate decision and what it implies for a possible Christmas rate cut; (2) a “mortgage war” among major lenders and what it means for borrowers…
7 Nov 2025 · 1h · 26 chapters
This episode of This Is Money focuses on UK tax and cost-of-living pressures ahead of the autumn budget, plus interest-rate hopes, energy bill mechanics, and consumer “shrinkflation.” Key claims:…
31 Oct 2025 · 37m · 15 chapters
Whether someone can become an ISA millionaire, using Olly Perry’s case (hit in 2024 at age 37), plus debate on ISA policy/risk, savings account “Best Buys,” and a housing/mortgage update ahead of the…
24 Oct 2025 · 57m · 20 chapters
Whether Labour’s chancellor (Rachel Reeves) can raise about £30bn to meet fiscal rules without breaking manifesto promises not to raise income tax, workers’ national insurance, or VAT; plus…
17 Oct 2025 · 1h 2m · 20 chapters
This episode of This Is Money Podcast focuses on whether AI hype could trigger a “giant AI bubble” like the dot-com boom, and what a burst could mean for markets and everyday investors.
10 Oct 2025 · 52m · 18 chapters
UK jobs market slowdown but persistent shortages; how to retrain and “AI-proof” your value; pension lump-sum raid fears and rules; airlines changing flight times; cashless payments trend and consumer…
3 Oct 2025 · 57m · 19 chapters
The episode covers “revenge saving” (a social-media trend to save instead of spending after pandemic “revenge spending”), plus practical alternatives for building savings, government Help to Save…
26 Sep 2025 · 48m · 18 chapters
A bonus episode explaining why pensions and inheritance tax are dominating pre-budget worries, especially the April 2027 plan to include pension pots in inheritance tax calculations.
25 Sep 2025 · 31m · 14 chapters
First-time buyers are stretching finances to buy bigger homes, while flats are increasingly unpopular and some sellers take losses; discussion also covers buy-to-let’s decline, UK inflation/economy,…
20 Sep 2025 · 49m · 21 chapters
What it really means to feel “rich” in the UK, how to benchmark your income, and practical money topics: retirement abroad, porting low-rate mortgages, EPC reliability, investing for children, and…
12 Sep 2025 · 52m · 14 chapters
Why UK energy bills remain high and what policy and market reforms could reduce them; plus how Octopus Energy helps households cut costs via tariffs and home technologies.
10 Sep 2025 · 32m · 19 chapters
This episode covers three money stories: the delayed UK Budget, rising gilt yields (“gilts wobble”), and the stamp duty “second home” controversy, plus Uber passenger rights.
5 Sep 2025 · 1h 5m · 20 chapters
Whether UK tax hikes could push people to move to Dubai; also covers landlord national insurance speculation, NS&I premium bond/British Savings Bonds rate cuts, student bank account perks, investing…
29 Aug 2025 · 39m · 11 chapters
Rumoured UK property tax changes ahead of the autumn budget, plus house-price trends, investment scams, currency-exchange ripoffs, French flea-market bargain hunting, and tipping etiquette.
22 Aug 2025 · 45m · 11 chapters