Podcast · 189 episodes
ChooseFI | Financial Independence Podcast
by ChooseFI · English
Jonathan & Brad explore the world of Financial Independence. They discuss reducing expenses, crushing debt, building passive income streams through online businesses and real estate. How to pay off debt, Crush your grocery bill and travel the world for free. No topic is too big or small as long as it speeds up the process of reaching financial independence.
Latest episodes
619 | The Student Loan Rulebook Was Rewritten | Travis HornsbyStudent loan rules were “rewritten” by OB-3, creating a dividing line for borrowers before vs after July 2026.28 Sep 2026 · 1 h
618 | You Learned How to Save. Now Learn How to Spend | Jesse MechamJesse Mecham (YNAB founder, author of Never Worry About Money Again) argues that saving isn’t inherently virtuous; every saved dollar is money planned to spend later.21 Sep 2026 · 50 min
617 | The Hidden Assumption in Every Retirement CalculatorRetirement calculators hide a major assumption: a fixed “end age” (often 90 or 95).14 Sep 2026 · 1 h
All episodes
619 | The Student Loan Rulebook Was Rewritten | Travis HornsbyStudent loan rules were “rewritten” by OB-3, creating a dividing line for borrowers before vs after July 2026.28 Sep 2026 · 1 h · 26 chapters
618 | You Learned How to Save. Now Learn How to Spend | Jesse MechamJesse Mecham (YNAB founder, author of Never Worry About Money Again) argues that saving isn’t inherently virtuous; every saved dollar is money planned to spend later.21 Sep 2026 · 50 min · 23 chapters
617 | The Hidden Assumption in Every Retirement CalculatorRetirement calculators hide a major assumption: a fixed “end age” (often 90 or 95).14 Sep 2026 · 1 h · 23 chapters
616 | How Should You Give Money to Your Kids? | 529s, UTMAs, Trump Accounts & MoreHow to give money to children using different account types (529 plans, “Trump accounts,” UTMA/custodial accounts, and related IRA concepts), framed around parental “optionality” and “sufficiency,”…7 Sep 2026 · 1 h 9 min · 32 chapters
615 | How to Get More Years of Freedom | Fritz GilbertWhat happens after financial independence (FI)—it’s the “starting line,” not the finish line.31 Aug 2026 · 1 h 17 min · 35 chapters
614 | Getting Personal with Personal Finance: Oz ChenOz Chen’s journey to being financially independent (FI) and, more importantly, learning to be okay with FI psychologically—especially the fear of leaving a high-paying tech job and drawing down…24 Aug 2026 · 1 h 3 min · 30 chapters
613 | How Do You Know You're Making the Right Financial Decision? | Roundup with GingerHow to decide among competing financial strategies (bonds vs equities, withdrawal approaches/guardrails, and when to seek professional help), plus practical early-retirement “how do I actually pay…17 Aug 2026 · 1 h 3 min · 24 chapters
612 | What Actually Happened? | Paige's FI Journey, Nine Years LaterFollow-up to ChooseFI episode 41—Paige’s financial independence (FI) journey in Los Angeles, nine years later.12 Aug 2026 · 55 min · 23 chapters
611 | ChooseFI Classic: Financial Independence on an Ordinary Income (Paige & Sam)ChooseFI Classic episode revisiting FI for ordinary incomes in high-cost areas, featuring Paige and Sam’s contrasting paths (retire “often” vs “early,” plus “alley will provide” frugality).10 Aug 2026 · 1 h 11 min · 26 chapters
610 | Sabbatical Success: Around the World in 367 DaysZach and his wife’s 367-day sabbatical-style “around the world” trip (367 days, ending in Hawaii), how they planned it, and how they kept costs to about $30,000 despite budgeting $50,000.3 Aug 2026 · 50 min · 22 chapters
609 | How to Talk to Your Partner about FI | Jasper LeeHow to talk with a significant other about Financial Independence (FI) using evidence-based communication skills from clinical psychology.27 Jul 2026 · 1 h · 26 chapters
608 | Die With Zero, RevisitedRevisit Bill Perkins’ book Die with Zero and discuss how to plan life around “seasons of life,” time bucketing, and optimizing for fulfillment rather than just net worth.20 Jul 2026 · 1 h 13 min · 30 chapters
607 | Other Mountains I Want to Climb | Diania MerriamLiving well on the Financial Independence (FI) path through “hidden curriculum” lessons, redefining business success beyond growth, simplifying life, designing an “average Tuesday,” and shifting from…13 Jul 2026 · 1 h 22 min · 35 chapters
606 | Deep Dive: Target-Date Retirement and Bond Funds | Cody GarrettHow to invest “to and through” retirement using one-fund allocation options—especially target-date retirement funds—plus static (fixed) allocation funds and bond fund types (constant maturity vs…6 Jul 2026 · 1 h 9 min · 28 chapters
605 | Retire in Less Than 10 YearsCody Berman (author of Retire by 30) explains how to pursue financial independence fast by maximizing the “gap” between income and expenses, using cash-flow FI (real estate, small businesses, digital…29 Jun 2026 · 1 h 7 min · 26 chapters
604 | Getting Personal With Personal Finance: Bill YountBill Yount’s journey from “late starter” financial independence to the emotional transition he calls FOGO FI (fear of getting out).22 Jun 2026 · 1 h · 25 chapters
603 | Crash Proof: The Science Of Stock Market Resilience | Brian FeroldiWhy stock markets recover after crashes, framed as “crash-proof” investing.15 Jun 2026 · 51 min · 20 chapters
602 | FI 201 Beyond FI Basics: Asset Allocation & Market Psychology MasteryFinancial Independence 201 builds on FI 101 by moving from investing basics to asset allocation and market psychology, then into account “location” and tax treatment (US-focused), plus guidance on…8 Jun 2026 · 1 h 2 min · 25 chapters
601 | Travel Rewards 101 | Devon Gimbel from Point Me to First ClassA 2026 “Travel Rewards 101” update for beginners, focused on how to earn and redeem points for 1–2 low-cost or “nearly free” trips per year using a simple, sustainable credit-card strategy.1 Jun 2026 · 1 h 17 min · 33 chapters
600 | FI 101: Teaching Financial Independence to Your CommunityChooseFI episode FI 101: Teaching Financial Independence to Your Community focuses on how local FI groups teach “FI basics” to new members and use community patterns (case studies, consistent…25 May 2026 · 1 h 13 min · 32 chapters
599 | ABLE Accounts: Major Update | Brynne ConroyThe episode explains ABLE accounts (officially 529A) and major eligibility changes under the Able Age Adjustment Act, plus how ABLE interacts with SSI, Medicaid, and special needs trusts.18 May 2026 · 36 min · 19 chapters
598 | Deep Dive Hot Seat with Brad and GingerA “Deep Dive Hot Seat” conversation between Brad and Ginger about how longevity research affects retirement planning, how people change over time (and how to plan for an “older self” you can’t…11 May 2026 · 55 min · 25 chapters
597 | What if Your FI Life Started Tomorrow? | Adam CoelhoWhat to do if your FI (financial independence) life begins immediately—arguing that “FU money” (options/security) isn’t enough without “vision” (direction/momentum) and resilience built through…4 May 2026 · 1 h 8 min · 26 chapters
596 | Mistakes Were MadeA FI (financial independence) roundtable on “Mistakes Were Made,” mixing major financial errors and human life mistakes, arguing that you can recover and learn—especially by using others’ mistakes.27 Apr 2026 · 1 h 8 min · 25 chapters