Podcast · 201 episodes
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans, page 4
by Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans · English
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
All episodes, page 4
How to Budget for Quarterly and Annual Bills Without Stress | 555How to budget for quarterly and annual bills without stress, including whether to divide them into monthly amounts or keep them separate; how to handle money moved out of savings buckets to pay…20 Apr 2026 · 15 min · 6 chapters
Marriage and Money: How to Stop Fighting and Start Budgeting Together | 554Couples fighting about money despite good income; “money isn’t the problem, it’s an organization/system problem.” Guests describe how budgeting together, joint accounts, and automation reduced stress…17 Apr 2026 · 21 min · 5 chapters
Business Budget Basics: How to Stop Playing Catch-Up & Finally Get Ahead | Lessons from the Sessions | 553Business budget “catch-up” stress; using a month-ahead plan and separate accounts/savings buckets as a revolving door so cash is always available for upcoming expenses.15 Apr 2026 · 18 min · 8 chapters
Why Your Money Feels Disorganized (And How to Finally Fix Your Budget) | 552Why money feels disorganized and how to fix it using a “digital cash envelope” budgeting system with separate bank accounts, automated transfers, and goal-setting.13 Apr 2026 · 27 min · 11 chapters
Why Smart Women Still Struggle to Budget and How to Finally Take Control Without Shame | 551Smart women struggle to budget due to shame, “busy work” templates, and fragmented spending across apps/credit cards; the episode argues for a simple, automated system using separate accounts…10 Apr 2026 · 29 min · 8 chapters
The Mom-Friendly Budget That Makes Room for Debt Payoff, Date Nights, and Travel Sports | Reair: Amy Dave, This Incredible Mom Life | 550A “mom-friendly” budgeting system (“bougie on a budget”) that helps families plan for debt payoff while still funding date nights, travel sports, and other seasonal expenses without relying on credit…8 Apr 2026 · 19 min · 11 chapters
How to Stop Living Paycheck to Paycheck: Get One Paycheck Ahead | 549How to stop living paycheck to paycheck by transitioning to a monthly budget and getting “one paycheck ahead,” using a Dave Ramsey–trained budgeting approach.6 Apr 2026 · 10 min · 6 chapters
She Paid Off $20K of Debt in 5 Months Without Giving Up Vacations: Here’s How | 548A woman explains how she used a “month-ahead” budgeting system to pay off about $22,000 in credit card balances in ~5 months while still taking vacations, using cash/debit and automations.3 Apr 2026 · 28 min · 11 chapters
How to Lower Debt Payments, Stick to Your Budget, and Stop Living Paycheck to Paycheck with Coach Michelle | 547Office hours wins and coaching guidance on lowering debt payments, sticking to realistic budgets, avoiding paycheck-to-paycheck living, and using cash/buckets to reduce stress.1 Apr 2026 · 33 min · 13 chapters
55% of Americans Say Money Is Their Biggest Stress — Here’s What’s Causing It | 546Money is the biggest stressor for 55% of Americans, tied to other life areas.30 Mar 2026 · 19 min · 7 chapters
How to Budget When Life Hits Hard: Medical Bills + A Grocery Plan That Works | 545How to budget when life is disrupted by medical bills, using separate “sinking fund” accounts for irregular expenses and a grocery plan for families with restricted diets amid rising food prices.27 Mar 2026 · 21 min · 9 chapters
How to Lower Your Credit Card Payments and Free Up Cash Fast | 544Lower credit card payments and free up cash fast; budgeting consistently; teaching kids/young adults financial literacy (including separating bills vs spending).25 Mar 2026 · 23 min · 6 chapters
Make Your April 2026 Budget with Us: Plan Your Month and Your Money in 20 Minutes | 543This episode is a step-by-step guide to building an April 2026 budget in under 20 minutes, emphasizing doing it before the month starts (since March 20/27 paychecks may fund April).23 Mar 2026 · 23 min · 10 chapters
Are We Paying Off Debt Too Fast? Balancing Budget, Life, and Long-Term Goals | 542Whether to pay off debt “too fast,” and how to balance aggressive debt payoff with enough savings to avoid credit-card relapse while still funding life goals.20 Mar 2026 · 17 min · 5 chapters
How to Budget for Unexpected Expenses Without Using Credit Cards | Reair: Lifelong Learners Collective with Ella Catherine | 541How to plan for “unexpected” expenses (annual bills, vehicle/home/medical/pet costs, gifts, vacations) without using credit cards, by budgeting annually and using separate spending and savings…18 Mar 2026 · 42 min · 17 chapters
The #1 Money Mistake Keeping Women Stuck Right Now (Your Money Questions Answered) | 540Q&A for women on common money problems, centered on the #1 mistake of avoiding your numbers, plus fixes for using credit cards for groceries/gas, guilt about emergency funds, and why sticking to a…16 Mar 2026 · 16 min · 7 chapters
How to Stop Overspending at Target: Decluttering + Boundaries That Actually Work with Emily McDermott | 539How to stop overspending at Target by combining decluttering principles with financial boundaries, using “container” limits, intentional shopping, and a “pause” to choose agency over impulse.13 Mar 2026 · 33 min · 12 chapters
Make Property Taxes Easy, Stop the HELOC Habit, Let Kids Pay Their Own Bills & Budgeting Amazon Categories (Lessons From The Sessions) | 538Lessons from coaching sessions on budgeting systems: separate accounts for Amazon spending, saving for property taxes (instead of escrow), stopping the HELOC/credit-card “backup plan,” and teaching…11 Mar 2026 · 20 min · 6 chapters
The 5 Hardest Money Habits to Break (and How to Finally Break Them) | 537The 5 Hardest Money Habits to Break (and How to Finally Break Them)9 Mar 2026 · 22 min · 10 chapters
How Angie Paid Off $72,000 in Debt Without Cutting the Fun | Budgeting Tips for Busy Couples | 536& Vanessa: BFFs and Master Financial Coaches trained by Dave Ramsey.6 Mar 2026 · 31 min · 18 chapters
How to Pay Off $3,000 in Credit Card Debt and Fix the $3 Gas Budget Problem with Coach Michelle | 535How to Pay Off $3,000 in Credit Card Debt and Fix the $3 Gas Budget Problem with Coach Michelle4 Mar 2026 · 31 min · 15 chapters
The Real Reason You’re Overspending (And How To Fix It) | 534The Real Reason You’re Overspending (And How To Fix It) | Episode 5342 Mar 2026 · 15 min · 6 chapters
Hormones & Your Budget: How Your Cycle Impacts How You Spend Money and What to Do About It with Leisha Drews | 533Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans27 Feb 2026 · 29 min · 7 chapters
Stop Stealing Your Own Spending Money, Storm Mode & Savings Buckets: Lessons From The Sessions | 532Stop Stealing Your Own Spending Money, Storm Mode & Savings Buckets: Lessons From The Sessions25 Feb 2026 · 20 min · 10 chapters