Podcast · 201 episodes
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans, page 3
by Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans · English
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
All episodes, page 3
10 Top Tips to Pay Off Debt and Stop Using Credit Cards | 579How to pay off credit card debt using a budget-first approach, stop using credit cards, and choose a debt payoff method (snowball, avalanche, or minimum-payment) based on monthly “extra on debt.”15 Jun 2026 · 19 min · 9 chapters
Budgeting in a Hard Season: How to Stay Stable Without Extra Income | 578Budgeting during a “hard season” with reduced/variable income, anxiety about money running out, and how to plan for medical expenses and reimbursements without relying on extra income.12 Jun 2026 · 22 min · 10 chapters
The Budget Mistakes That Keep You Living Paycheck to Paycheck | Lessons From The Sessions | 577Why budgets fail even with good income, and two “simple shifts”: put all finances on paper (including multiple budgets) and use separate, labeled spending/savings accounts with automatic transfers so…10 Jun 2026 · 18 min · 7 chapters
How to Stop Feeling Stressed About Money Without Tracking Every Dollar | Reair: All Things Excellence Podcast with Chelsey Debruin | 576The episode argues that money stress comes from not budgeting (not from “not having enough”), and teaches a simple, modern budgeting approach designed to reduce stress without tracking every dollar.8 Jun 2026 · 57 min · 25 chapters
How This Single Mom Stopped Using Credit Cards and Paid Off $31K of Debt With a Simple Budget System | 575A single mom explains how she stopped using credit cards, built a “Simplified Budget System” with weekly paychecks and spending accounts, and used savings buckets to avoid debt while still funding…5 Jun 2026 · 28 min · 8 chapters
Where Is All My Money Going? How One Mom Found $1,000 in Her Budget | 574A mom discovers where her money was going and finds extra cash by using the Simplified Budget System during a major overseas-to-USA military move.3 Jun 2026 · 19 min · 9 chapters
Get Out of Debt Faster: The Simple Debt Payoff Plan That Finally Works | 573How to get out of debt using a “system two” debt plan (debt snowball), stop borrowing, and change budgeting behavior so more money stays in your pocket.1 Jun 2026 · 13 min · 4 chapters
How to Decide Between Paying Off Debt or Building Your Savings | 572The episode answers two Q&As: (1) how to decide whether extra money goes to savings buckets or paying off debt, and (2) how to tell if tight finances come from spending or income.29 May 2026 · 18 min · 5 chapters
How to Simplify Your Budget With Separate Accounts, Automation and Your Bank App | Reair: Ambitious Time Management Strategies for Working Moms with Kristen Edwards | 571A “simplified budget system” for working people (especially moms) that uses five budget columns, separate bank accounts (spending, bills, savings), and automation via the bank app to reduce decision…27 May 2026 · 23 min · 10 chapters
Make Your June 2026 Budget with Us: A Step-by-Step Monthly Money Plan | 570Step-by-step budgeting for June 2026, starting by closing out May’s budget, then building June’s plan (income, minimum debt payments, bills, spending categories, and savings buckets) to avoid…25 May 2026 · 20 min · 8 chapters
How to Stop Pop-Up Expenses From Derailing Your Budget | 569How to stop “pop-up” expenses from derailing a budget by building a debt payoff strategy and a paycheck-ahead system using separate bill/spending accounts, one-page budgeting, and savings buckets.22 May 2026 · 22 min · 14 chapters
Making Good Money but Stuck in Credit Card Debt? How This Couple Avoided Debt Consolidation | 568A couple’s debt-payoff journey with coaching, emphasizing building a real strategy instead of random extra credit-card payments or debt consolidation.20 May 2026 · 28 min · 10 chapters
How to Budget Variable Income So You Can Spend Freely, Save for Big Goals, and Invest | Multi-Six-Figure Family Case Study | 567How to budget variable/commission income using an “automatic budget system,” including a holding account, quarterly funding of savings buckets (“slush funds”), separating bills vs spending, and…18 May 2026 · 28 min · 8 chapters
The 10-Minute Money Reset: A Simple Bills Account System to Organize Your Finances and Make Budgeting Easy | 566The “10-Minute Money Reset” teaches a simple two-checking-account system: one account dedicated only to bills (no spending transactions) and a separate spending account, to reduce anxiety and make…15 May 2026 · 10 min · 5 chapters
How to Stop Spending the Money You Need to Pay Your Bills | Lessons From The Sessions | 565Real-life financial coaching lessons on stopping “spending the money you need to pay your bills” by separating accounts and removing the Bills debit card from your wallet.13 May 2026 · 15 min · 4 chapters
How to Afford Summer Camps and Activities Without Going Broke: Plan a Fun Summer on Budget | 564Planning a summer on a budget without overspending, using a “summer on purpose” approach (vision, free vs paid activities, budgeting, and calendar planning), plus a teaser for a debt payoff workshop…11 May 2026 · 37 min · 14 chapters
How to Get Caught Up When Your Budget Feels Like a Mess: The No-Shame Plan for Getting Back on Track | 563How to stop feeling “caught up” when your budget is a mess—build a no-shame debt catch-up plan by getting everything on paper, separating current bills from past-due debt, and using a step-by-step…8 May 2026 · 19 min · 6 chapters
Avoiding Credit Card Debt in a Hard Season: Budget Help, Side Hustles, and Real Wins | 562Building a credit-card-debt payoff strategy and avoiding new high-interest debt during a “hard season,” using budgeting, debt payoff methods (snowball, avalanche, minimums), and caution around 401(k)…6 May 2026 · 15 min · 7 chapters
Budget Shortcuts for Busy Moms: How to Put Your Money on Autopilot | 561Busy moms’ “budget on autopilot” system—separating money, automating bills/spending, planning spending categories, and using debt payoff methods (snowball, avalanche, minimums) plus notes on debt…4 May 2026 · 19 min · 9 chapters
From Cash Envelopes to Digital Envelopes: How Cindy Made Budgeting Easier in Retirement | 560Cindy describes switching from paper budgeting (legal pads and cash/change envelopes) to digital budgeting in retirement, using bank “sub-accounts” and a paycheck-ahead style system to fund bills,…1 May 2026 · 23 min · 7 chapters
Not Your Grandma’s Budget: How to Budget When You Hate Budgeting | Reair: Money Magnet Mama with Masha Goins | 559Reair of “Money Magnet Mama” chat about budgeting when you hate budgeting; reframing “budget” as a freedom-focused budget system; building a debt payoff strategy (snowball, avalanche, minimum…29 Apr 2026 · 39 min · 13 chapters
How To Build Your May 2026 Monthly Budget: Plan Your Money Step by Step | 558The Financial Coaching for Women podcast episode walks through building a step-by-step May 2026 monthly budget using Shana and Vanessa’s “hands-off, automated” system.27 Apr 2026 · 47 min · 15 chapters
Stop Letting Money Control You: Mindset + Money Habits for Real Abundance with Rebecca E. Whitman | 557How to stop letting money control you by aligning life areas (mindset, health, relationships, community) and using sustainable budgeting plus habits like time-blocking, rewards, and multiple income…24 Apr 2026 · 34 min · 13 chapters
How They Paid Off $30,000 of Debt in 6 Months (Without Being "Gazelle Intense") | 556A case study of a married couple (two kids) who paid off $30,000 of debt in 6 months using a structured debt-payoff strategy (snowball/avalanche/minimums) and budgeting/coaching—explicitly not…22 Apr 2026 · 30 min · 12 chapters