Podcast · 201 episodes
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans, page 2
by Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans · English
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
All episodes, page 2
7 Things You Can Do in 5 Minutes to Save Money in Your Budget Today | 603Quick, “5-minute” actions to free cash and tighten a budget, aimed at women who feel stuck in paycheck-to-paycheck life or debt.10 Aug 2026 · 19 min · 11 chapters
The Paycheck Plan for Multiple Paychecks: How to Budget with Messy Pay Schedules | 602Budgeting with three messy pay schedules by using a “bills account” and not assigning bills to specific paychecks; setting weekly (or first/15th) transfers to spending accounts; then using leftover…7 Aug 2026 · 22 min · 10 chapters
How She Budgeted for a Cross-Country Move Without Using Credit Cards And Paid Off Debt | 601A military family and other clients use a “budget system” with automation, savings buckets, and intentional refunds to avoid credit cards, fund a cross-country PCS move, and pay off debt.5 Aug 2026 · 19 min · 7 chapters
Back to School Costs Are Higher Than You Think (And Here's How To Plan and Budget For Them) | 600This episode is about planning and budgeting for back-to-school costs so they don’t become an “unexpected expense” that derails your August budget.3 Aug 2026 · 19 min · 9 chapters
Debt vs Savings, Savings Buckets, and Investing: Your Money Questions Answered | 599Q&A on handling $27,000 in debt while income is unstable, using savings buckets correctly (transfer to spending account before purchases), and how to budget for investing (without giving specific…31 Jul 2026 · 16 min · 5 chapters
Extra Money Still Needs a Job + Tight Budgets Aren’t Always a Spending Problem | Lessons from the Sessions | 598Why “extra” cash (Venmo, cash side jobs, marketplace sales) must be budgeted, and how tight budgets are sometimes caused by income limits—not overspending—plus lessons from client sessions.29 Jul 2026 · 12 min · 4 chapters
Make Your August Budget With Us: Our 7 Step Process To Create A Zero-Based Budget and Plan for Your Money in August 2026 | 597How to build an August 2026 zero-based budget using a 7-step process, emphasizing getting “paycheck ahead,” closing out July to zero, and using a five-category budget system (income, debts, bills,…27 Jul 2026 · 25 min · 11 chapters
Money Mindset: Why You Need a Budget Before You Build Wealth with Shari Rash | 596Money confidence for women—why budgeting must come before investing/401(k) rollovers, how to organize accounts, and how to get help to break shame and paycheck-to-paycheck cycles.24 Jul 2026 · 23 min · 12 chapters
Teaching Kids About Money: Real Money Skills Before They Use Credit Cards | 595Teaching kids real money skills by limiting credit card use; using allowances/budgets and “spending money” systems; separating savings buckets for predictable expenses (e.g., senior year costs,…22 Jul 2026 · 15 min · 6 chapters
Bougie on a Budget: How to Enjoy Nice Things Without the Money Stress | Reair: Positive Life Solutions with Peggy Meyer | 594“Bougie on a Budget” mindset for women—budgeting that matches real life without scarcity, using a system of simplifying, separating accounts, and automating transfers.20 Jul 2026 · 30 min · 13 chapters
Why Cash Envelopes Didn’t Work for Her and the Simple Budget System That Did | 593A guest explains why cash envelopes didn’t work for her and how a “simple budget system” with automated accounts and separate annual bills reduced her anxiety.17 Jul 2026 · 27 min · 11 chapters
How to Set Up Your Money Now So You Don’t Feel Broke at Christmas | Reair: Shine Podcast with Shanna Star | 592How to avoid feeling “broke” during Christmas by replacing traditional budgeting with a simple, automated “budget system” that organizes money on one page and separates bills, spending, and savings…15 Jul 2026 · 48 min · 18 chapters
Why Dave Ramsey's Baby Steps Don't Work For Everyone | 591The hosts argue Dave Ramsey’s “Baby Steps” don’t work for everyone because they omit practical budgeting coaching, push an “all-or-nothing/scorched earth” “gazelle intense” approach, and can feel…13 Jul 2026 · 19 min · 6 chapters
How to Budget as a Couple (Without Fighting About Spending) | 590How a couple can budget using “six buckets” and digital envelopes to prevent spending fights, including how to categorize irregular expenses (hair every six weeks, supplements, kids costs, annual…10 Jul 2026 · 23 min · 8 chapters
Business Budgeting for Irregular Income + How To Use Savings in a Slow Month | Lessons from the Sessions | 589The episode teaches business budgeting for irregular income, using savings strategically in slow months, and avoiding constant “micro-transfers.” Guests: Shana and Vanessa, best friends, business…8 Jul 2026 · 12 min · 5 chapters
Debt Payoff Basics: How to Pay Off Debt and Stop Using Credit Cards Without Shame or Living on Beans and Rice | 588Debt payoff basics for women—stop using credit cards out of confusion/shame, build a simple “numbers-first” budget, and choose a payoff method (minimum, snowball, or avalanche) based on your…6 Jul 2026 · 52 min · 24 chapters
How Two Teachers Paid Off Debt and Cash-Flowed Disney Vacation | 587A teacher couple’s shift from credit-card “pay it off” budgeting to a cash-flow system with separate accounts and savings buckets, leading to rapid debt payoff and cash-funded vacations.3 Jul 2026 · 32 min · 15 chapters
How She Saved $1,000 Every 6 Months and Put It Toward Debt | 586Office Hours episode focused on budgeting tactics to free cash for debt—especially by renegotiating bills and paying certain expenses annually.1 Jul 2026 · 15 min · 4 chapters
She Wants to Quit Her Job, but Feels Guilty Because They’re Paying Off Debt | 585Q&A on budgeting systems for irregular pay and on whether to quit a full-time job while paying off debt during school; includes real talk about guilt, mental health, and aligning finances with values.29 Jun 2026 · 14 min · 5 chapters
Your Credit Card Isn’t a Budget: The Simple System to Stop Mindless Spending (Without Tracking Every Dollar) | 584Why “credit cards aren’t a budget” and how to stop mindless spending without tracking every dollar, using a simple system: separate accounts for bills vs.26 Jun 2026 · 22 min · 13 chapters
How to Pay Off Debt Without Going Back to Credit Cards | 583How to pay off debt without falling back on credit cards by building a budget first, setting up “spending” and “savings buckets,” and only then getting aggressive with extra debt payments.24 Jun 2026 · 13 min · 5 chapters
How to Make a Monthly Budget (Build Your July 2026 Money Plan Step-by-Step With Us) | 582The hosts guide listeners through creating and updating a July monthly budget, including how to “wrap up” June by replacing budgeted numbers with actuals, then resetting goals for the second half of…22 Jun 2026 · 21 min · 9 chapters
After YNAB and Dave Ramsey: The Budget System That Finally Worked | 581This episode is a “myth busters” coaching story about why a budget system beats budgeting software and why “separate accounts” and real-time category balances simplify money.19 Jun 2026 · 37 min · 13 chapters
Money Mindset Reset: Stop Avoiding Your Numbers | Reair: Mama's Tired with Rachel Kind | 580Money mindset reset for people who earn well but feel broke, stressed, or avoid looking at their numbers.17 Jun 2026 · 19 min · 11 chapters