Podcast · 135 episodes
The Personal Finance Podcast, page 5
by Andrew Giancola · English
Andrew Giancola from Master Money reveals all of his personal finance, money, investing, business strategies, income sources, stock, and real estate investing tips so that you can build more wealth than you ever thought possible. Discover how to increase your income at your job and create multiple passive income streams that work for you, so you have the time and freedom to do what you love. Whether that’s travel, or having freedom from your day job. Since 2013, Andrew has been sharing the wins and losses of his personal finance journey. You will learn how to invest to create wealth in stocks, index funds, real estate, building businesses, and side-hustles. You will learn how to save more money, get a raise, set up simple budgets, build habits, personal growth, and money hacks that will take you to the next level with your finances. Take control of your money so you can live a stress-free, rich life. Anyone can be wealthy, Andrew will show you how. Hit subscribe and get ready to change your life.
All episodes, page 5
21 Things to Do Before You Retire (Are You On Track?!)Part 1 of “21 Things to Do Before You Retire (Are You On Track?!)” focuses on building a retirement plan around purpose, estimating a retirement “number,” and setting up how you’ll withdraw and…10 Nov 2025 · 48 min · 24 chapters
The Average Retirement Savings By AGE! (2025 Edition)Fidelity’s 2025 data on average 401(k) balances by age, plus decade-by-decade challenges and actions to improve retirement savings (20s through 50s).5 Nov 2025 · 41 min · 16 chapters
How to Use AI to Research Stocks (With Brian Feroldi)How to use AI for fundamental stock research faster while keeping the investor as the final decision-maker.3 Nov 2025 · 45 min · 22 chapters
How to Get to $10K a Month in Cashflow With Dustin HeinerBuilding a real-estate portfolio to generate $10,000/month in cash flow within 10 years, using a mix of short-, mid-, and long-term rentals, plus financing and property management strategy.29 Oct 2025 · 41 min · 22 chapters
25 Scary Money Stats You Need to Know! (2025 Edition)Halloween-themed “25 scary money stats of 2025” episode focused on debt, savings, retirement readiness, car/mortgage risk, scams, gambling, and relationship money habits, plus action steps to fix…27 Oct 2025 · 45 min · 23 chapters
How to Achieve Financial Independence Using Real Estate With Dustin HeinerHow to achieve financial independence and replace a job using real estate cash flow, with a “freedom number” math approach and a system built around hiring experts and investing out of state.22 Oct 2025 · 51 min · 18 chapters
Retire at 50..Without Paying a Dime in Penalties or TaxesHow to retire early (around age 50) while avoiding early-withdrawal penalties and minimizing taxes by using specific IRS-allowed account strategies and “bridges” to keep retirement accounts growing.20 Oct 2025 · 46 min · 14 chapters
7 Types of Income (And How to Use Them to Your Advantage!)The Personal Finance Podcast episode “7 Types of Income (And How to Use Them to Your Advantage!)” explains seven income streams and how they become more leveraged, tax-efficient, and passive over…15 Oct 2025 · 34 min · 13 chapters
13 Personal Finance Cheat Codes That Can Change Your Life“13 Personal Finance Cheat Codes That Can Change Your Life,” a solo host episode (Andrew, founder of MasterBuddy/Master Money) focused on actionable personal finance strategies: automation, income…13 Oct 2025 · 37 min · 17 chapters
10 Steps to Get Ahead of 99% Of People Financially (In the Next 6-12 Months)Andrew (MasterMoney.co) lays out 10 steps to “get ahead of 99%” financially in 6–12 months, emphasizing goal-setting, automation, safety net building, investing order, expense reduction, tracking,…8 Oct 2025 · 46 min · 22 chapters
Announcing Master Money Academy (The Ultimate Wealth-Building Community)Announcement and launch of Master Money Academy, a wealth-building community aimed at helping listeners move from “chaos” to financial independence through a step-by-step plan, weekly coaching,…7 Oct 2025 · 13 min · 5 chapters
How 401(K) Sprints Can Make You A Multi-Millionaire (By AGE!)The “401(k) sprints” concept—short, intense periods (typically 5–10 years, or cycles like 2-years-on/2-years-off) where you max 401(k) (or 403(b)/457/TSP) contributions, then pause/reduce while…6 Oct 2025 · 40 min · 25 chapters
Which Accounts Should I Draw From In Retirement? (Rapid Fire Q&A)Rapid-fire retirement and investing Q&A covering solo Roth 401(k) contribution order, rollover timing, whether to add a taxable brokerage, 457B after maxing Roth IRA, paying off $117k high-interest…1 Oct 2025 · 37 min · 18 chapters
Should You Pay Off Debt or Invest First? The Answer Might Surprise You (Money Q&A)Money Q&A answering whether to pay off debt or invest first, plus emergency-fund timing, Roth IRA vs cash, real estate investing resources, and whether to sell an FHA home vs rent using an assumable…29 Sep 2025 · 38 min · 10 chapters
The 80/20 Millionaire: The Few Habits That Create Most MillionairesThe “80/20 millionaire” and the few habits Andrew (MasterMoney.co) claims drive most millionaire outcomes: self-made wealth, aggressive saving, low-cost long-term investing, avoiding consumer debt,…24 Sep 2025 · 38 min · 21 chapters
How to Pay Off $10,000 in Credit Card Debt in Less Than 1 YearA tactical plan to pay off $10,000+ credit card debt in under a year using a 0% APR balance transfer, aggressive budgeting, and temporary income boosts.22 Sep 2025 · 32 min · 14 chapters
5 Side Hustles That Can Turn into a Full Time Income! (Part 3)Part 3 of a “5 side hustles that can turn into full-time income” series.17 Sep 2025 · 41 min · 11 chapters
6 Ways to Master Money in Your 30s (and 40's!)MasterMoney.co’s host Andrew explains “messy middle” money strategy for people in their 30s and 40s: boost income, lock financial foundations, prioritize retirement, and plan for major expenses like…15 Sep 2025 · 49 min · 25 chapters
The 7 Biggest Mistakes People Make in Retirement (And How to Avoid them!)Seven biggest retirement mistakes, focused on overspending early, ignoring healthcare costs, and failing to plan for inflation (the transcript also begins mistake #4 and #5).10 Sep 2025 · 54 min · 22 chapters
Should You Stop Using a Roth 401(k) After a Certain Income? (Money Q&A)Money Q&A episode answering eight personal finance questions, centered on retirement account taxes and Roth 401(k) income strategy, plus tax-loss harvesting, retirement income replacement, emergency…8 Sep 2025 · 40 min · 16 chapters
Money Expert: Why You Should Give Before You’re Rich (With Derrick Kinney)Derrick Kinney argues that people should build finances around purpose and generosity, not status.3 Sep 2025 · 1 h 14 min · 30 chapters
The Wealth Flywheel: How to Systematically Grow Your Income (Fast!)Wealth flywheels—how to systematically grow income fast by building assets that generate cash flow, compound over decades, scale with momentum, and eventually run with little direct effort.1 Sep 2025 · 46 min · 17 chapters
This One Move Could Save You Thousands on an 11% Loan (Money Q&A)Money Q&A covering (1) whether to reduce extra payments on a 11% HELOC and invest the difference, (2) using a $1,200/month truck stipend to avoid overbuying vehicles, (3) how college students should…27 Aug 2025 · 38 min · 14 chapters
12 Reasons to Never Retire (Even When You Have Enough Money)Andrew (Master Money) reframes “retirement” as designing a second-half life on your terms, arguing you may want to keep working (full-time, part-time, volunteering, or low-stress roles) even with…25 Aug 2025 · 35 min · 16 chapters