Podcast · 201 episodes
Financial Coaching for Women: How To Budget, Manage Money, Pay Off Debt, Save Money, Paycheck Plans, page 8
by Vanessa and Shana | Budget Besties | Bougie On A Budget | Dave Ramsey Fans · English
***TOP 1% MONEY & FINANCIAL SUPPORT PODCAST*** Do you make good money but have nothing to show for it? Tired of using your bank account & credit card balances as your budget? Want to get debt-free but don’t want to sacrifice everything to do it? Ready to save money and build generational wealth? You’re in the right place! We’re telling you exactly how to budget, pay off debt, save money & stop living paycheck to paycheck. We’re Shana & Vanessa: BFFs, business partners & Dave Ramsey Solutions Master Financial Coaches (and unofficial marriage counselors). We’re glad you’re here.
All episodes, page 8
Budgeting Feels Boring? Dream Again and Build a Budget You’ll Stick To | 460Why people quit budgeting—because their future feels boring—and how “dreaming again” creates motivation to build and stick to a budget.15 Sep 2025 · 14 min · 4 chapters
How Do You Budget When Your Paychecks Are All Over the Place? | 459The episode is about budgeting when paychecks arrive on different dates and amounts, and how to stop feeling paycheck-to-paycheck.12 Sep 2025 · 22 min · 11 chapters
The B Word Isn’t a Bad Word: Why Budgeting Is the Key to Freedom, Not Restriction | 458 (Reair)Reframes “budgeting” as freedom, not restriction, and argues for a simple, automated budget system—especially by separating personal and business money and using bank transfers to run…10 Sep 2025 · 24 min · 10 chapters
A Step-by-Step, Automatic Budget System That Allows You To Be Bougie On A Budget: The Budget Besties® Method | 457Introduces the Budget Besties® method and previews an 8-step, “automatic” budgeting system designed to stop paycheck-to-paycheck living and enable “bougie on a budget” (spending and debt payoff…8 Sep 2025 · 22 min · 12 chapters
Lori Paid Off 6 Debts in 1 Month Using a Simple Budget System | 456Lori Paid Off 6 Debts in 1 Month using the Simplify Budget System—setting up a separate bills account, automatic transfers, spending accounts, and savings buckets to reduce stress and “clutter” while…5 Sep 2025 · 24 min · 12 chapters
Overdrafts and Money Fights: The Simple Budget Fix (Bills vs. Spending) | 455How to stop overdrafts and “money fights” by using a simple budget system that separates bills from spending, plus real client examples of buying time with cash instead of taking on debt.3 Sep 2025 · 11 min · 4 chapters
The Glam Up Budget: How to Plan for Hair, Nails, Facials & More All Year Long | 454The episode is about budgeting for “glam up” expenses year-round—hair, nails, eyebrows, eyelashes, facials, Botox, massages, and similar personal-care appointments—so you don’t end months short or…1 Sep 2025 · 12 min · 4 chapters
A Simpler Way to Budget: Stop Using Credit Cards and Set Up Accounts for Bills, Groceries, Travel, and Costco Runs | 453How to simplify budgeting by stopping credit-card use and funding separate “vaults”/accounts for bills, gas, groceries, travel, and Costco, using a 90-day audit and “pay cash only” rules.29 Aug 2025 · 17 min · 9 chapters
The Anti-Budget System We Wish Everyone Knew (Money Talk Replay with Skyler Fleming)Financial automation and the “anti-budget” approach—using separate bank accounts and recurring transfers so bills, spending, and savings run automatically without expense tracking.27 Aug 2025 · 36 min · 13 chapters
Build Your September Budget With Us: Step By Step Monthly Budget Walkthrough | 451Building a step-by-step September budget (and closing out August first) for back-to-school and fall expenses, using a budget system with income, minimum debt payments, bills, spending, savings…25 Aug 2025 · 27 min · 6 chapters
“Budgets Don’t Work” — What Changed Their Financial Mindset After 35 Years of Marriage | 450Eric and Carol discuss how 35 years of marriage changed their financial mindset after coaching with Shana and Vanessa (Budget Besties).22 Aug 2025 · 33 min · 18 chapters
When Paying Off Debt Isn’t the Right Move (Yes, Really!) | 449Debt payoff can be the wrong move when it breaks the cash-flow plan; the episode argues for a budget system that builds buffers and prevents using credit cards/“borrowing” from lenders.20 Aug 2025 · 15 min · 4 chapters
Why Your Budget Keeps Failing—and the Simple System That Helps You Save for Auto Insurance, Property Taxes, Big Bills and Unexpected Expenses | 448How to stop “random” big expenses from wrecking a monthly budget by using an Annual Bills savings bucket system (separate from regular monthly bills).18 Aug 2025 · 12 min · 4 chapters
Can You Really Budget on an Inconsistent Paycheck? Yes—and Here’s How (Budgeting With Irregular Income, Money Management for Hairstylists, Small Business Finances) | 447Budgeting with irregular income for a small business (hair stylist) and a spouse with steady pay; setting up business “income/expense/supplies/taxes” accounts and a personal “bills vs spending vs…15 Aug 2025 · 25 min · 11 chapters
She Swore She Couldn’t Run Her Business Without a Credit Card—Now She Has $143K in the Bank | 446A Financial Coaching for Women episode using a real client story to show how stopping credit-card “float” behavior and switching to cash-only spending improved business cash flow, plus a segment on…13 Aug 2025 · 16 min · 4 chapters
Bank “Savings Buckets” vs. Real Savings Buckets: Why Separate Accounts Win Every Time | 445The episode argues that “real” savings buckets should be separate savings accounts (one account per goal) rather than a single savings account with bank-made subaccounts/dividers (“subaccounts,”…11 Aug 2025 · 11 min · 4 chapters
Why Paying Off Your Credit Card Each Month Still Keeps You Behind + How to Budget Weekly Paychecks Without Losing Your Mind (or Your Money) | 444Why paying off credit cards monthly still keeps people “behind,” and how to budget weekly paychecks using a multi-account system (spending accounts, bills account, savings buckets) instead of swiping…8 Aug 2025 · 26 min · 6 chapters
The #1 Budgeting Mistake Smart Moms Make—and How to Fix It (Without Giving Up Pumpkin Spice Lattes) | 443The #1 budgeting mistake smart moms make: using a “single-account” system from when they were 16–18 (tracking instead of planning).6 Aug 2025 · 36 min · 15 chapters
How to Recover From Summer Spending and Reset Your Budget | 442How to recover from summer overspending and reset your budget for the new school-year routine, without “going backwards” or using debt.4 Aug 2025 · 12 min · 6 chapters
How Christian CEOs Scale with a 4-Day Workweek (Without Losing Their Peace) | 441Christian CEOs scaling a business with a 4-day workweek, while protecting peace, boundaries, and Christ-centered identity; also includes marketing/messaging systems for consistent revenue.1 Aug 2025 · 25 min · 11 chapters
Build Your August Budget with Us: Step-by-Step Guide to a Fresh Start | 440Step-by-step guide to building an August budget, starting by closing out July, then planning income, minimum debt payments, recurring bills, monthly spending, and savings buckets (including “back to…30 Jul 2025 · 31 min · 10 chapters
Why Paying Off 0% Interest Loans Still Matters: The Hidden Cost of “Free” Debt | 439The episode argues that paying off 0% interest loans still matters because of opportunity cost, budget strain, and the psychological “weight” of owing money.28 Jul 2025 · 12 min · 4 chapters
How to Set Up a Bills Account, Get a Paycheck Ahead, and Budget as a Couple | 438Setting up a Bills account (autopay), moving income into it, getting “paycheck ahead,” and budgeting as a couple using one monthly “one paper” budget.25 Jul 2025 · 22 min · 10 chapters
High Income, Still in Debt: Why Financial Planning Matters More Than Ever | 437High earners still trapped in debt because they don’t plan realistically, don’t budget with a system, and keep using credit cards without knowing where money goes.23 Jul 2025 · 17 min · 6 chapters