Podcast · 184 episodes
Making Money
by Damien Jordan & Timeyin Akerele from Most · English
Learn how to build wealth - investing, pensions, the psychology of money - even things like how to get a payrise. Hosted by the UK’s top personal finance YouTuber Damien Jordan and his best mate Timeyin Akerele, this is the financial education we wish we’d had. Our focus is on the big stuff, teaching the strategies and mindset shifts that can have a significant impact on your financial life. Contact us: makingmoney@getmost.co.uk
Latest episodes
Who Really Pays When Interest Rates Go Up? – Bank of England Rate-SetterHow the Bank of England’s Monetary Policy Committee (9 members) decides UK interest rates, what data they use, how decisions work with supply shocks, and the real-world impacts on jobs, unemployment,…28 Sep 2026 · 1 h 12 min
Ex-Trader: I Took the Fall for the Financial CrisisFormer UBS trader Tom Hayes discusses LIBOR manipulation, his conviction and prison experience, and why he says he was scapegoated for an industry-wide, conflicted benchmark system.21 Sep 2026 · 1 h 13 min
I Retired at 48 – Here's What Nobody Tells YouEarly retirement planning and execution at age 48, including the “nobody tells you” parts: stress, risk management, market drawdowns, and how retirement spending actually changes.14 Sep 2026 · 1 h 12 min
All episodes
Who Really Pays When Interest Rates Go Up? – Bank of England Rate-SetterHow the Bank of England’s Monetary Policy Committee (9 members) decides UK interest rates, what data they use, how decisions work with supply shocks, and the real-world impacts on jobs, unemployment,…28 Sep 2026 · 1 h 12 min · 24 chapters
Ex-Trader: I Took the Fall for the Financial CrisisFormer UBS trader Tom Hayes discusses LIBOR manipulation, his conviction and prison experience, and why he says he was scapegoated for an industry-wide, conflicted benchmark system.21 Sep 2026 · 1 h 13 min · 25 chapters
I Retired at 48 – Here's What Nobody Tells YouEarly retirement planning and execution at age 48, including the “nobody tells you” parts: stress, risk management, market drawdowns, and how retirement spending actually changes.14 Sep 2026 · 1 h 12 min · 26 chapters
ARCHIVE: The New Rules For Building Wealth“The New Rules For Building Wealth” argues that many “default” money rules from past decades no longer work because interest rates fell for decades, debt and asset prices rose, and the 1971 end of…7 Sep 2026 · 1 h 15 min · 30 chapters
I’ve Never Had a Salary. Here’s What I’ve LearnedBuilding wealth with unpredictable income, using street performance and stand-up as the case study; managing cashflow, risk, and career economics (including Edinburgh Fringe).31 Aug 2026 · 55 min · 19 chapters
The Optimal Order for Investing in the UKHow to invest in the UK in the “right order,” using the UK Personal Finance flowchart; why passive/index investing and emergency buffers come before investing; how to think about risk, pensions, and…24 Aug 2026 · 54 min · 20 chapters
I Earned Millions as a Footballer But Retired with NothingClark Carlisle explains how money became tied to his self-worth and mental health, leading to secretive finances, gambling, payday-loan cycles, and multiple suicide attempts.17 Aug 2026 · 1 h 7 min · 28 chapters
Investors Are Nervous, Should They Be?Investors’ anxiety at stock market all-time highs; why timing the market is psychologically hard; how to plan for volatility using risk profiling, time horizon, and diversification.10 Aug 2026 · 52 min · 21 chapters
ARCHIVE: Will You Be Hit By The UK Pensions Crisis?The UK pensions crisis—whether people will be hit by inadequate retirement saving, why the state pension may become less sustainable, and what reforms (especially auto-enrolment changes and higher…3 Aug 2026 · 1 h 9 min · 28 chapters
What "Enough" Actually Means – and How to Know if You've Got ItRetirement investing and de-risking, including “tranching” money by time horizon, the psychology of market falls, short-horizon rules (3–5 years), tax-efficient cash alternatives (short-dated UK…27 Jul 2026 · 1 h 10 min · 32 chapters
I Earn a Normal Salary & Could Retire at 43Cam (Savvy Squaddy) explains what it’s like to serve in the British Army as a former tank crewman and current Army photographer, then argues that disciplined saving/investing plus the Armed Forces…20 Jul 2026 · 1 h 4 min · 31 chapters
I Was Robbed at Gunpoint, They Took EverythingA guest describes being robbed at gunpoint in São Paulo (Feb 24) and how the theft of an unlocked phone led to hours of account takeover, identity compromise, and crypto/banking fraud.13 Jul 2026 · 54 min · 20 chapters
I Started Investing 6 Years Ago - Now I Can Retire At 50Neil “Neil Invests” describes how he built a path to financial independence and early retirement, mixing investing strategy, creator income volatility, and the personal trauma/shame that drove him to…6 Jul 2026 · 1 h 14 min · 27 chapters
My Son Secretly Had £40,000 of DebtHow money habits form in childhood and how Damien’s mother, Sue, and Damien overcame long-term debt and shame, including Damien’s “official” ~£40,000 debt plus additional liabilities.29 Jun 2026 · 1 h 6 min · 28 chapters
A £2 Bet Destroyed The Next 13 Years Of My LifeA former professional cricketer describes how gambling escalated from a university “flutter” into a 13-year addiction that destroyed his finances, career, and mental health, culminating in attempted…22 Jun 2026 · 1 h 26 min · 33 chapters
Can Anything Fix The UK's Broken System?Whether the UK’s political system is “broken,” focusing on (1) lack of leadership from Keir Starmer, (2) structural government stasis, and (3) how the UK’s “information ecosystem” is driving…15 Jun 2026 · 1 h 23 min · 29 chapters
Economist: The Government Saved £200m and Created a £1bn ProblemThe episode argues that UK austerity after the 2008 financial crisis was the worst economic decision in decades, worsening public services, jobs, and inequality, and that better alternatives were…8 Jun 2026 · 1 h 4 min · 31 chapters
I Was 100% in a Global Index Fund Until I Realised ThisPensioncraft’s Ramin Nakisa explains why he moved from 100% global equities to a 60/40 portfolio (60% equity, 40% fixed income), how he calculated his “number” for retirement, and what worries him…1 Jun 2026 · 1 h 10 min · 26 chapters
New Investors Should Hope for a Terrible Stock MarketHow “perfect” pension contribution/withdrawal rates depend on when market crashes happen, and why investors shouldn’t panic during bear markets.25 May 2026 · 50 min · 25 chapters
We Had £40,000 of Debt and Nobody KnewTwo UK partners describe how they accumulated about £39,390 in debt (overdrafts and credit cards, plus a £10,000 loan) by treating “free money” as normal, then paid it off using a detailed…18 May 2026 · 1 h 7 min · 34 chapters
Why is UK Electricity So Expensive Compared to Other Countries?Why UK household electricity is among the most expensive in the world, focusing on Ofgem regulation, the price cap, and how gas prices set electricity prices even when renewables are growing.11 May 2026 · 1 h 35 min · 37 chapters
My Dad Went Bankrupt, It Changed How I Think About MoneyHow money should serve well-being, not define it; using “step 2” (sources of happiness) before “step 1” (how much money you need), plus how money beliefs and self-worth shape financial behavior.4 May 2026 · 1 h 5 min · 29 chapters
ARCHIVE: How To Budget To Get More From Your MoneyThe hosts revisit an early episode on budgeting, arguing it’s a continuous process for “freeing” your finances—not just cutting back.27 Apr 2026 · 41 min · 18 chapters
I Lost £862 Million & Collapsed a 233-Year-Old BankNick Leeson recounts how he brought down Barings Bank in the 1990s, hiding mounting losses in the “5-8 account,” delaying disclosure, and ultimately triggering a collapse blamed on an extreme,…20 Apr 2026 · 1 h 15 min · 31 chapters